Inc.

Do you really need to hire a financial adviser? What to know before you do

Prolonged Labor Labor secretary Thomas Perez led President Obama’s long and ultimately successful fight with Wall Street over new retirement protections. Starting next April, all professionals who provide advice related to retirement investments, including individual retirement accounts (IRAs) and 401(k)s, will be required to put your financial interests ahead of their own.

WHEN MY FAMILY moved to New York City from London in 2000, we had two small children and were buying a house in

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