Kiplinger

How to Survive the 'Retirement Red Zone'

It's no surprise the term "Retirement Red Zone," coined by Prudential a few years ago, caught on so well with financial professionals and the public. Americans love sports. And we love metaphors. This one perfectly describes those critical years just before and after retirement, when savings are the most at risk.

In football, the red zone refers to the 20 yards closest to the end zone. It's where a team's strengths and weaknesses are often the most obvious -- and where strategy is everything.

The red zone is where teams

You're reading a preview, sign up to read more.

More from Kiplinger

Kiplinger6 min read
How to Lower Your Retirement Tax Rate to Less Than 10%
Is it true that retirement changes everything? No, not literally. But it does significantly change many aspects of your finances, and the more you understand your new situation, the more money you will have available to spend or save. How you set u
Kiplinger2 min read
IRS Remodels the 1040 for 2019
As a new 1040 form tailored to seniors makes its debut, the regular 1040 is getting remodeled for 2019. After the 1040's major overhaul last year to take into account tax reform, some taxpayers told the IRS that they found the redesigned forms confus
Kiplinger4 min read
Are Tech Stocks Nearing Another Bubble Burst?
Forgive me if today's stock market makes me feel a bit like Rip Van Winkle. Maybe, like Rip, I've been asleep since early 2000, which marked the peak of one of the biggest bull markets ever. Consider today's initial public offering (IPO) market. It's