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The Frugal Fabriholic: Your 12-Step Plan for Saving More Cash for Your Quilting Stash
The Frugal Fabriholic: Your 12-Step Plan for Saving More Cash for Your Quilting Stash
The Frugal Fabriholic: Your 12-Step Plan for Saving More Cash for Your Quilting Stash
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The Frugal Fabriholic: Your 12-Step Plan for Saving More Cash for Your Quilting Stash

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About this ebook

Learn savvy strategies & money-saving tips to budget and save for your quilting passion. Follow award-winning author, artist, & quilt designer Maria Peagler, as she leads you through 12 steps to save big and put that money aside every month for your quilting supplies. Peagler blogs at http://quiltsandcreativity.com, and is the author of Color Mastery: 10 Principles for Creating Stunning Quilts.

LanguageEnglish
PublisherMaria Peagler
Release dateApr 1, 2010
The Frugal Fabriholic: Your 12-Step Plan for Saving More Cash for Your Quilting Stash
Author

Maria Peagler

* I’ve been quilting for over 15 years, sewing for 30 (yikes!)* I’m the first person in my family to attend college* I find humor in everything – life is too short to take so seriously* I live near the base of the Appalachian Trail in Georgia* I love to cook almost as much as I love to quilt* I love to exercise and find it’s when most of my creative ideas surface* I had seven published books by the time I was 30* I homeschooled my children for three years* I was Director of Courseware Development for the nation’s largest training company* My favorite quilt: All of them, including the ones I’ve yet to make* My favorite book: Peace Like a River by Leif Enger* My favorite song: Man on the Moon by REM* My favorite movie: Terms of Endearment or The Bourne Identity* My favorite TV show: Burn Notice* My favorite way to spend a Saturday: quilting, hiking, or hanging out with my family!

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    Book preview

    The Frugal Fabriholic - Maria Peagler

    The Frugal Fabriholic:

    Your 12-Step Plan for Saving More Cash

    for Your Quilting Stash

    Smashwords Edition

    by Maria Peagler

    Copyright 2010 by Maria Peagler

    Editor: Penny Sanford Fikes, Betty Alofs, and David Peagler

    Front cover photograph copyright Maria Peagler

    Cover and Book Design: Maria Peagler

    Photographer: Maria Peagler

    Published by Willow Ridge Press, LLC, 10690 Big Canoe, Jasper, GA 30143.

    All rights reserved. No part of this work covered by the copyright hereon may be reproduced or used in any form or any means—graphic, electronic, mechanical, including photocopying, recording, taping, or information and storage retrieval systems—without written permission of the publisher. The copyrights on each quilt are retained by Maria Peagler.

    We take great care to ensure the information included in this book is accurate and presented in good faith, but no warranty is provided nor results guaranteed. Having no control over the choices of materials or procedures used, neither the Author nor Publisher shall have any liability to any person or entity with respect to any loss or damage caused directly or indirectly by the information contained in this book.

    Library of Congress Cataloging-in-Publication Data

    Peagler, Maria

    The Frugal Fabriholic: The 12-Step Plan to Saving More Cash for Your Quilting Stash / Maria Peagler

    p. cm.

    Includes bibliographical references and index

    ISBN (ebook) 978-0-9816277-6-2

    Patchwork quilts—Design. 2. Textile crafts. I. Title.

    TT835 .P44114 2009

    746.46—dc21 99-06063

    CIP

    Smashwords Edition, License Notes

    This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each person you share it with. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

    Table of Contents

    Introduction

    How it All Began

    Limited Resources Jump-Starts Creativity

    My Family’s Story

    A Simple Plan

    How to Use This Book

    Step 1. Have a Heart-to-Heart with Yourself: Evaluate Spending

    Establish a Quilting Budget

    Identify Your Currency

    Get Creative in Reducing Your Spending

    Evaluate Where to Shop: Local, Warehouse, or Online

    Bank Local or Use a Credit Union

    Show Me the Fabric Love

    Quilting Connection

    Step 2. Use a Rewards Credit Card for Everyday Purchases

    Earn Points for Everyday Purchases

    Which Reward Card is for Me?

    Two Do-or-Die Credit Card Rules

    Show Me the Fabric Love

    Quilting Connection

    Step 3. Eat Like a Gourmet at Home

    Plan Weekly Menus

    Review Your Grocery Store’s Weekly Circular

    Rely on Trusted Recipe Resources

    Show Me the Fabric Love

    Quilting Connection

    Step 4. Teach Your Kids Wise Money Choices

    It’s Never Too Early to Teach Kids About Money

    Kids and Chores: Just Do It!

    How to Say No Without Feeling Guilty

    Growing Money-Savvy Kids

    Show Me the Fabric Love

    Quilting Connection

    Ten Tips for Teaching Children to Quilt

    Step 5. Never Compromise Your Integrity to Save a Buck

    Just Say No to Copying Patterns and Books

    How Piracy Affects the Quilting Industry

    When is Free Ethical and Legal?

    Using Public Domain Quilt Patterns

    Show Me the Fabric Love

    Quilting Connection

    Step 6. Rely on Family and Friends for Borrowing and Swapping

    Borrow for Short-Term Needs

    Swapping for Services with Friends

    Show Me the Fabric Love

    Quilting Connection

    Step 7. Find a Financial Mentor

    Crown Ministries

    Clark Howard

    Dave Ramsey

    Suze Orman

    Jane Bryant Quinn

    To Bank Online or Not Bank Online

    Show Me the Fabric Love

    Quilting Connection

    Step 8. Cultivating Beauty on a Budget

    Prioritize Your Beauty Essentials

    Discover a Beauty Insider’s Guide to Cosmetics

    Shop for Cosmetics at the Drugstore Boutique

    Color Your Hair Like a Pro at Home

    Show Me the Fabric Love

    Quilting Connection

    Step 9. Save Big on Cell Phone Expenses

    Never Pay for a Cell Phone

    Can I Live without an iPhone/Droid/Nexus One?

    What Cell Phone Providers Won’t Tell You

    The Simplest, Easiest Way to Save Using Your Cell Phone

    To Skype or Not to Skype?

    Show Me the Fabric Love

    Quilting Connection

    Step 10. Invest in an E-Reader

    Public Domain Books

    How E-books Lower Prices for the Book Industry

    Where to Buy E-books?

    Show Me the Fabric Love

    Quilting Connection

    Step 11. Learn How to Do It Yourself

    Doing Simple Automotive Repairs

    You Know How to Sew, Right?

    Shore Up Heating, Cooling and Plumbing Systems in Your Home

    Change to Your Energy Provider’s Budget Plan

    Show Me the Fabric

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