How to Save Money, Live on Less, and Love It
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About this ebook
Unemployed? In Debt? This book will help you gain control of your financial welfare.
“This is a wonderful little book—engaging and amusing. The author doesn’t lecture or advise cheapskate shortcuts. It can change your world view and show you how to spend your money wisely.” --Marshall Boyler
Discover the secret to always having enough money.
Put a spotlight on your spending and see how much money you are throwing away every day.
Learn to recognize resources within yourself that will make you richer.
Dear Internet Friend,
If you are unemployed, underemployed, or worry that your job will be the next to go, this ebook is for you.
If you have let your debt outgrow your income, this ebook is for you.
If you know it’s no good waiting for politicians to turn the economy around, this ebook is for you.
This ebook could change your life. How to Save Money, Live on Less, and Love It examines a common problem and offers three principles to follow in order to save money, live on less, and (believe it or not) love it.
You will easily save the price of the book the next time you go grocery shopping without cutting out a single coupon.
This well-written book will download to your screen as an easily printed or viewed document.
Order now!
Leifa Butrick
Leifa Butrick is a writer and editor with twenty-five years' experience and an engaging sense of humor. Her children have been calling her "that old penny-pincher" behind her back for years. She will get the last laugh when they read her will and see how much money she is leaving them.
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How to Save Money, Live on Less, and Love It - Leifa Butrick
How to Save Money, Live on Less, and Love it
Leifa Butrick
Smashwords edition
Copyright 2011 Leifa Butrick
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
How to Save Money, Live on Less, and Love It
An inspiring guide to taking control of your finances
Table of Contents
Introduction
Chapter 1 In search of principles
Principle #1 Rethink your dependence on others
Principle # 2 Don’t buy insults
Principle # 3 Expand your skills
Making these principles pay off: two inventories
Chapter 2 Specifics of a Spending Plan
Eat better and save
Make your clothing compliment you
Home sweet home
Organizing
Cleaning tips
Utility bills
Transportation
Your car
Airlines and vacations
Communication
Entertainment
Insurance
Healthcare
Education
Gifts/charity
Chapter 3 Putting your spending plan together
Other resources
Chapter 4 A Little Help from My Friends
Adult Education—It’s Not for Kids by Marshall Boyler
Voluntary Simplicity by Mark Gill
Recipes for Quick and Easy Cooking by Julia Gerlach
How to Travel Light, Look Great, and Enjoy Your Vacation by Leifa Butrick
How to Save Money, Live on Less, and Love It
Introduction: A quick, inspiring guide to taking control of your finances
Lost your job? Congratulations. You could be on the brink of a great new career.
Creditors on your tail? Read this book and stop throwing your money to the wolves.
If you are broke or out of work, you are not alone. According to statistics available just prior to the publication of this eBook, eleven million people in the United States are unemployed and 1,596,355 people declared bankruptcy in 2010. Job creation is hardly keeping up with the numbers of new college graduates who join the workforce each year.
Don’t wait for the politicians to come up with a solution to bail you out. It may never happen. You could be so deeply in debt by the time it does that your financial recovery will take years.
Start today to take new responsibility for your financial welfare. Take a fresh look at the meaning of money in your life. Devise a spending plan that puts you in control and gets you what you really want and need.
More than a Laundry List
This is not a book for cheapskates who want to gyp other people out of their due. This is not a compendium of a million ways to spend two cents less here or a dollar less there. This book will change your life if you let it. It will help you put money into perspective and be a happier person as a result.
I whole-heartedly believe that you pay for everything. What you want may not always cost you in pennies or nickels and dimes, but to get it, you will have to give up, work for, make do, or trade something for it. It’s extremely important to be clear about what you are trading, or you might find out that you just made a bad deal. Peace of mind, for example, can be a big price to pay for something.
I also believe that it is easier to save money and abide by a spending plan if you have a set of principles to follow instead of an encyclopedic list of ways to cut corners or supposedly get something for nothing. These principles must be few enough in number to be easily brought to mind. They need to cover a multitude of situations, and they must be tailored to you in order to help you make the choices that will benefit you.
Chapter 1: In search of the principles
The reason we need money at all is that we live in a society where labor is divided among the workers for the sake of efficiency and greater production. Our complex industrial world has encouraged each one of us to make our living as an expert in something. We often learn little or nothing about other people’s skills. The result is automatic acceptance of our dependence on others. We are all willing to trade a great deal of money to have others do something for us.
Human beings are social creatures. We need one another for fun,