Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    A South Carolina Biker's Guide to Protecting You and Your Family
    A South Carolina Biker's Guide to Protecting You and Your Family
    A South Carolina Biker's Guide to Protecting You and Your Family
    Ebook75 pages55 minutes

    A South Carolina Biker's Guide to Protecting You and Your Family

    By Frank Hartman

    ()

    Read preview

    About this ebook

    One of my closest friends is a motorcyclist, or biker as I call them. I cringe when he says he is going for a ride. Not because of anything that he does, but because other drivers in cars do not see motorcyclists. The consequences can be life changing. If that happens, no matter who’s at fault, are you sure that you and your family’s best interests are protected? Making sure that question is answered “yes” is the reason we wrote this book.

    The insurance options which are available for your motorcycle are complex. After reading our boiled-down version of the different options, you will be more confident when you talk to your insurance agent to purchase your motorcycle insurance.

    After you gain confidence off the road, it’s time to gain it on the road with tips about the hobby you love. There is no replacement for experience, so we didn’t settle when it came to the motorcycle riding and safety tips.

    We thank you for requesting or buying this book, and we hope you learn something from its content. We love feedback, so if you have a question, comment or concern, please give me a call at 1-843-300-7600 or send me an e-mail at james@thehartmanlawfirm.com.

    Before we get into the insurance part of the book, we’d like to share some of the most common causes for motorcycle accidents.

    LanguageEnglish
    PublisherFrank Hartman
    Release dateMay 23, 2017
    ISBN9781370196067
    A South Carolina Biker's Guide to Protecting You and Your Family
    Author

    Frank Hartman

    Frank Hartman concentrates his legal practice in several areas, specializing in cases concerning social security disability, auto accidents, on the job injuries, slip and falls, trucking injuries, medical malpractice, and wrongful death. Mr. Hartman recently achieved a settlement on behalf of his client, a Beaufort, SC woman involved in a slip and fall claim, obtaining a $230,000.00 settlement with a maximum possible recovery of $300,000.00 had death resulted. Hartman Law Firm L.L.C. was established by Mr. Hartman in 2011 in Charleston, South Carolina. Mr. Hartman worked with a prominent local firm prior to opening his own firm. During the three years of his employment, Mr. Hartman tripled the settlement results for his clients. His experience in the industry led him to conclude that large plaintiff firms put their own bottom line above their clients’ best interest, settling their clients’ cases on a case volume practice as opposed to obtaining the best results for their client, or profit over people. Insurance companies are well aware of the large firms’ reputation for settling cases for less than their actual values, so they offer significantly less, knowing these claims are likely to settle anyway. Mr. Hartman opened his own firm so he could help his clients obtain the best settlement results and because he thinks the people of South Carolina deserve better. “I sincerely believe in people over profits, which is why I choose to use my experience and skills to fight big insurance companies and corporations.” Attorney Frank Hartman FRANK HARTMAN TRIAL ATTORNEY Twitter facebook: Facebook google+: Google Mail Mr. Hartman is a local boy who returned to serve his home town. Born at the Baptist Hospital in Columbia, SC, his family moved to the Isle of Palms when he was two years old. Mr. Hartman grew up on the Isle of Palms, attended Sullivan’s Island Elementary School, Porter-Gaud High School, and is a James F. Byrnes Scholar and an alumnus of the College of Charleston. He graduated from The Florida State University School of Law in 2006. Mr. Hartman was an exchange student to the University of Groningen, the Netherlands while in undergraduate school. He studied at Oxford University, England, and Erasmus University in Rotterdam, the Netherlands while in law school. Mr. Hartman speaks Dutch and Spanish and has a working knowledge of Russian, bringing a multicultural viewpoint to his practice. His uncle, Cotton Harness, served the people of the Low Country for thirty years in Environmental Law, and was a forerunner and advocate for mediation in South Carolina. His father, Pogo Hartman, was a successful personal injury lawyer in Columbia, SC.Today, Mr. Hartman is a well-respected and successful attorney in South Carolina, a member of the Charleston Bar Association, South Carolina Bar Association, American Bar Association, and The South Carolina Association for Justice. Mr. Hartman is Episcopalian by faith, and a published author, penning “Tyger River Redux,” an exploration of the historical foundation of insurance bad faith law in the State of South Carolina. Future publications include “Ten Ways to Wreck Your Car Accident Case.” Academics J.D., The Florida State School of Law (2006) Erasmus University of Rotterdam (2005) Oxford University, England (2005) B.A., College of Charleston (2000) The University of Groningen, The Netherlands (1998-1999) Porter-Gaud High School (1995) Bar Admissions South Carolina Bar (2007)

    Related to A South Carolina Biker's Guide to Protecting You and Your Family

    Related ebooks

    Personal & Practical Guides For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      7 Tips When You’re Getting Insured For The First Time

      May 12, 2023

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. YOUNG working people often own expensive cellphones, laptops and cars, but for many, short-term insuranc

      3 min read

    • Article

      What New Riders Need To Know

      Apr 25, 2023

      What New Riders Need To Know
      3 min read

    • Article

      Reshop Your Car Insurance

      Apr 3, 2020

      Average auto insurance costs can vary widely depending on who's calculating them, but a 2019 Insure.com study of rates from major car insurance com­panies in every state found that the average policy in the U.S. is $146 a month, or $1,758 per year. H

      4 min read

    • Article

      The Ins And Outs Of Online Car Insurance

      Sep 2, 2022

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. EVEN if you’ve been with the same insurer for years, it’s good to shop around now and then to see if you

      3 min read

    • Article

      Full Coverage

      Apr 25, 2019

      Full Coverage
      2 min read

    • Article

      What To Know About Carpooling

      Feb 16, 2024

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. CARPOOLING is a popular way to save petrol money as transport costs can take a large chunk out of your b

      3 min read

    • Article

      Car Insurance

      Mar 21, 2024

      Car Insurance
      4 min read

    • Article

      Boxing Clever

      Jan 21, 2021

      AS a younger driver, insurance is easily the biggest outlay once you’ve bought your car, and there are no two ways about it: cover for under 25s is expensive. It can be the single biggest hurdle that stands between you and enjoying your motoring beca

      4 min read

    • Article

      Who Is The Regular Driver Of Your Car?

      Feb 4, 2022

      THERE are many scenarios in which someone else could drive your car. Perhaps you allow a family member or your adult child to use it and you name them as the regular driver. You probably think that if an accident happens your insurance will pay out.

      3 min read

    • Article

      Money Matters

      Oct 3, 2023

      Money Matters
      2 min read

    • Article

      Border Crossing

      Aug 18, 2023

      Border Crossing
      2 min read

    • Article

      Motoring

      Mar 23, 2020

      Motoring
      2 min read

    • Article

      How To Buy A Used motorhome

      May 27, 2021

      How To Buy A Used motorhome
      4 min read

    • Article

      ‘Use Add-ons For Greater Protection’

      Aug 19, 2023

      Q. COULD YOU TAKE US THROUGH THE GENESIS OF ADD-ON COVERS IN CASE OF MOTOR INSURANCE? Motor insurance falls under the purview of the TAC (tariff advisory committee), which defines the standard scope for motor insurance cover. We cannot change the wor

      1 min read

    • Article

      Ask The Experts

      Feb 29, 2024

      Q I'm a first-time horse owner and I don't know where to start when it comes to insurance. How do I go about finding the right package and are there any basics that I need to be aware of? Cheryl Mills, East Sussex Lisa says: As a first-time horse own

      3 min read

    • Article

      Becoming An Old Rider

      Apr 15, 2020

      Becoming An Old Rider
      3 min read

    • Article

      NEED A NEW CAR? Here’s What To Know

      Jul 20, 2020

      In the market for a new set of wheels? Now might be the perfect time to look into a new vehicle, as car dealers will be looking to get rid of stock that has sat in the showroom during COVID-19 in order to make way for new models. How do you negotiate

      2 min read

    • Article

      Riding Season

      Nov 8, 2023

      Riding Season
      4 min read

    • Article

      Teenagers Can Be a Pain (to Insure)

      Jan 3, 2019

      Sure, I knew kids were expensive: diapers, doctors, degrees. But the cost of car insurance for my new teenage driver still made my jaw drop. As a middle-aged homeowner who keeps his nose clean, my insurance coverage was like my electric bill--boring

      2 min read

    • Article

      Prepare For Your Ride

      Apr 10, 2019

      Prepare For Your Ride
      5 min read

    • Article

      Crash Protection

      Oct 4, 2019

      Crash Protection
      6 min read

    • Article

      Buyingadvice

      Sep 16, 2021

      Buyingadvice
      3 min read

    Related categories

    Reviews for A South Carolina Biker's Guide to Protecting You and Your Family

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      A South Carolina Biker's Guide to Protecting You and Your Family - Frank Hartman

      A South Carolina Biker's Guide to Protecting You and Your

      Family

      A Consumer’s Blueprint for Buying Motorcycle Insurance and 179 Motorcycle Riding Tips

      That Could Save Your Life

      By: James F. Hartman, III

      INTRODUCTION

      BY: JAMES F. HARTMAN, III

      One of my closest friends is a motorcyclist, or biker as I call them. I cringe when he says he is going for a ride. Not because of anything that he does, but because other drivers in cars do not see motorcyclists. The consequences can be life changing. If that happens, no matter who’s at fault, are you sure that you and your family’s best interests are protected? Making sure that question is answered yes is the reason we wrote this book.

      The insurance options which are available for your motorcycle are complex. After reading our boiled-down version of the different options, you will be more confident when you talk to your insurance agent to purchase your motorcycle insurance.

      After you gain confidence off the road, it’s time to gain it on the road with tips about the hobby you love. There is no replacement for experience, so we didn’t settle when it came to the motorcycle riding and safety tips.

      We thank you for requesting or buying this book, and we hope you learn something from its content. We love feedback, so if you have a question, comment or concern, please give me a call at 1-843-300-7600 or send me an e-mail at james at thehartmanlawfirm.com.

      Before we get into the insurance part of the book, we’d like to share some of the most common causes for motorcycle accidents.

      i

      COMMON CAUSES

      OF MOTORCYCLE ACCIDENTS

      Riding motorcycles is a popular and enjoyable pastime, but it’s also dangerous. The chances of sustaining severe and/or disabling injuries are multiplied for motorcyclists and their passengers. The likelihood of being injured in a motorcycle accident is extremely high: 98% for multiple vehicle collisions and 96% for single vehicle collisions. Indeed, you are four times more likely to die if you are involved in a motorcycle accident than if you are in an automobile accident. Accident refers to an unforeseen event that occurs without anyone’s fault or negligence. As it turns out, most motorcycle accidents are not accidents at all. They are planned, deliberate events – except for the crash! Most motorcycle accidents are caused by an individual’s negligence. You must do your part to stay safe by using defensive driving techniques, but even so, you can not control the actions of other motorists. Another driver’s negligence can change your life in the blink of an eye. The most common causes of motorcycle accidents include:

      ● Rider error - Failure to control the motorcycle, speeding, negligent maintenance, inadequate training, etc.

      ● Driver negligence - Failure to see motorcycle, failure to yield, etc.

      ● Inclement weather

      ● Road hazards/poor road condition

      ● Driving Under the Influence (DUI), DWI, Drunk driving

      The leading cause of motorcycle accidents generally is the failure of the motorcyclist to properly negotiate a turn.

      ii

      The leading cause of multi-vehicle collisions involving a motorcycle is the failure of the motorist to see the

      motorcyclist. Thus, a critical factor for motorcyclists is conspicuity, or the act of making yourself noticeable on the road. Wear colorful clothing, use signals and headlights, but most important, never drive in a car’s blind spot. The safest way to share the road is to follow this advice: Assume that you are invisible to other motorists, and operate your motorcycle accordingly. Almost 70% of motorcycle accidents involving another vehicle occur at intersections because drivers do not see the motorcycle. Since motorcycles are smaller, other motorists often misjudge how fast a motorcyclist is traveling and turn into their path of travel, causing an accident. This can also happen while on the highway when changing lanes or simply coming to a stop in traffic. Tailgating increases the risk of multiple vehicle collisions and motorcyclist ejections, especially when sudden stops or abrupt lane changes are involved.

      Uncontrollable factors like inclement weather can also set the stage for accidents. Inclement weather and obstacles prove more hazardous for motorcycles than other motor vehicles. Be more cautious when operating your motorcycle during inclement weather, on slippery road surfaces or when encountering obstacles on the highway. Drivers of other motor vehicles are expected to use caution of care while driving and should be able to avoid motorcycle accidents by driving safely and responsibly. However, accidents do happen, so protect yourself by being a defensive driver at

      Enjoying the preview?
      Page 1 of 1