Master Instructor Tillie Allison joins Merlin for a look at portfolio allocations and when to adjust. A listener sends in a question about his portfolio which he is rightfully worried about as it is very heavily weighted in one area and lacking risk protection for downside risk. The duo discuss this as well as a better balanced portfolio using a variety of different financial instruments. Tillie stresses the benefit of using Options to help increase rate of return while incurring minimal risk.