Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated MS Word, PDF

and HTML documents, that cover a number of financial, accounting and sales functions. These are invaluable small business tools. Also included Free are: - business plan tools, including spreadsheets and excellent instructions - Excel functions glossary and guide; - free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books! - comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms; - suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation; - Altman Z-Score (covering publicly and privately held firms, and small businesses); - and payroll analysis. If you are involved in financial analysis at any level, or want to learn more about MS Excel and other applications in the Office suite this site is invaluable.

Copyright, 2010, Jaxworks, All Rights Reserved.

Financial Calculator
Present Value of an Amount Future Amount Number of Periods Interest Rate per Period Present Value Present Value of an Annuity Payment per Period Number of Periods Interest Rate per Period Present Value Rate of Return - Lump Sum Present Value Number of Periods Future Value Interest Rate per Period Monthly Loan Payment Loan Amount Number of months Annual Interest Rate Monthly Loan Payment Tax Free Equivalent Yield Taxable Yield Marginal Tax Rate Tax Free Yield $10,000 10 9.0% $4,224 Future Value of an Amount Present Value Number of Periods Interest Rate per Period Future Value Future Value of an Annuity Payment per Period Number of Periods Interest Rate per Period Future Value Annuitizing a Future Amount Future Value Number of Periods Interest Rate per Period Annuity $10,000 12 10.0% $31,384

$25,000 30 10.0% $235,673

$2,000 35 10.0% $542,049

$10,000 5 $25,000 20.1%

$100,000 25 9.0% $10,181

$100,000 360 9.0% $805

After Tax Real Rate of Return on Investment Rate of Return Annual Inflation Rate Marginal Tax Rate After Tax Rate of Return

9.5% 3.5% 28.0% 3.3%

8.7% 31.0% 6.0%

Taxable Equivalent Rate for Tax Free Yield Tax Free Yield 6.0% Marginal Tax Rate 31.0% Taxable Equivalent Rate 8.7%

Copyright, 2010, Jaxworks, All Rights Reserved.