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YOU MAY SEND THE REQUEST ANY TIME BEFORE, OR WITHIN TWO MONTHS AFTER, THE RECORDING OF A NOTICE

OF DEFAULT UNDER A MORTGAGE OR DEED OF TRUST. YOU MUST SEND THIS REQUEST BEFORE ANY NOTICE OF SALE HAS BEEN RECORDED. 1SEND TO YOUR LENDER AT THE ADDRESS LISTED ON ANY BILLING STATEMENTS YOU HAVE RECEIVED, ALSO SEND A CARBON COPY TO THE TRUSTEE AS WELL. SEND THIS REQUEST BY CERTIFIED MAIL, RETURN RECEIPT REQUESTED. Date:_____________ Any Party Any Street Any Town, CA 99999 1RE: Foreclosure on real property located at __________________ Dear ____: 1Your company holds a Deed of Trust recorded against my property securing a promissory note in the original amount of $_______. On ________, I received a Notice of Default and Election to Sell from your trustee. Pursuant to California Civil Code Section 2943, please send me a beneficiary statement, including the following information, as soon as possible: 1. Copy of my Promissory Note with any modifications thereto, including all endorsements, allonges or other indicia of all transfers since the note was signed 2. 3. 4. 5. 6. 7. any. 8. 9. Copy of the recorded Deed of Trust. Unpaid balance of my loan. Current fixed or variable interest rate of my loan. Total amount of all overdue installments of principal and interest for my loan. The end of the term of the loan. Date through which real estate taxes and assessments have been paid by you, if Amount of hazard insurance and the premium you paid, if any. Balance of any tax or insurance impound accounts in your possession.

10. Amount of any additional costs and expenses you have paid, including Trustees expenses. 11. Whether or not I can transfer the loan to a new borrower, in other words whether or not the loan is assumable or not. Please send me this information as soon as possible. Note that California Civil Code Section 2943 requires you to respond within 21 days of receipt of this demand. Thank you for your prompt attention to this matter. If you have any questions, please call me at _________. Very truly yours, ______________________

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