Clculo de Financiamento

Valor Financiado
Taxa de Juros Mensal
Prazo, em Meses (at 360)
Data Inicial (dd/mm/aaaa)

Pagamento Mensal
Nmero de Pagamentos
Total de Juros
Custo Total do Financiamento

No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33

Data do
Pagto
12/1/2007
1/1/2008
2/1/2008
3/1/2008
4/1/2008
5/1/2008
6/1/2008
7/1/2008
8/1/2008
9/1/2008
10/1/2008
11/1/2008
12/1/2008
1/1/2009
2/1/2009
3/1/2009
4/1/2009
5/1/2009
6/1/2009
7/1/2009
8/1/2009
9/1/2009
10/1/2009
11/1/2009
12/1/2009
1/1/2010
2/1/2010
3/1/2010
4/1/2010
5/1/2010
6/1/2010
7/1/2010
8/1/2010

Digite os Valores
R$
8,000.00
1.90%
36
11/1/2007

R$
R$
R$

Digite os valores
nos campos
esquerda e veja,
abaixo, primeiro o
resumo dos
clculos e, em
seguida, os
detalhes do
financiamento

308.84
36
3,118.24
11,118.24

Balano
Inicial
Pagto
R$
8,000.00 R$
308.84
7,843.16
308.84
7,683.33
308.84
7,520.47
308.84
7,354.51
308.84
7,185.41
308.84
7,013.08
308.84
6,837.49
308.84
6,658.56
308.84
6,476.22
308.84
6,290.43
308.84
6,101.10
308.84
5,908.18
308.84
5,711.59
308.84
5,511.26
308.84
5,307.13
308.84
5,099.13
308.84
4,887.16
308.84
4,671.18
308.84
4,451.08
308.84
4,226.81
308.84
3,998.27
308.84
3,765.40
308.84
3,528.10
308.84
3,286.28
308.84
3,039.88
308.84
2,788.79
308.84
2,532.94
308.84
2,272.22
308.84
2,006.54
308.84
1,735.82
308.84
1,459.96
308.84
1,178.86
308.84

Principal
R$
156.84
159.82
162.86
165.96
169.11
172.32
175.60
178.93
182.33
185.80
189.33
192.92
196.59
200.32
204.13
208.01
211.96
215.99
220.09
224.27
228.54
232.88
237.30
241.81
246.41
251.09
255.86
260.72
265.67
270.72
275.86
281.11
286.45

Juros
R$
152.00
149.02
145.98
142.89
139.74
136.52
133.25
129.91
126.51
123.05
119.52
115.92
112.26
108.52
104.71
100.84
96.88
92.86
88.75
84.57
80.31
75.97
71.54
67.03
62.44
57.76
52.99
48.13
43.17
38.12
32.98
27.74
22.40

Balano Final
R$
7,843.16
7,683.33
7,520.47
7,354.51
7,185.41
7,013.08
6,837.49
6,658.56
6,476.22
6,290.43
6,101.10
5,908.18
5,711.59
5,511.26
5,307.13
5,099.13
4,887.16
4,671.18
4,451.08
4,226.81
3,998.27
3,765.40
3,528.10
3,286.28
3,039.88
2,788.79
2,532.94
2,272.22
2,006.54
1,735.82
1,459.96
1,178.86
892.41

No.
34
35
36

Data do
Pagto
9/1/2010
10/1/2010
11/1/2010

Balano
Inicial
892.41
600.52
303.09

Pagto
308.84
308.84
308.84

Principal
291.89
297.43
303.09

Juros
16.96
11.41
5.76

Balano Final
600.52
303.09
0.00