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What do you mean by banking? What are scheduled banks? What facilities does the RBI offer to the Scheduled Banks? What are the determinants of money supply? (Role of banks in an economy) Explain creation of money and banking system. What is the role of RBI in Indian Banking System? Explain briefly the provisions relating to accounts and amounts as detailed out in the Banking Regulation Act, 1949. State any three acts that govern banking in India? How they contribute to the operations of banks? What are the characteristics of Bank book keeping system? What are the Principle Books of Accounts? What are subsidiary books of accounts and other related departmental journal and memoranda books? What are the statutory books? And what are the returns to be filed by banking companies? What is the format of Balance sheet and Profit and Loss Account of Commercial Bank? What is Capital Fund for the purpose of Computing Capital adequacy ratio for the Indian Banks? Define the risk adjusted assets and off balance sheet items. Why there is need to fix up capital adequacy norms for the banks? What are non performing assets? Discuss the accounting policy to be followed regarding recognition of income in relation to non performing assets. Define (i) Standard Assets (ii) Sub standard Assets (iii) Doubtful Assets (iv) Loss Assets What is incremental Cash Reserve Ratio? Explain the term IRDP and state its significance in rural development. What is the recommendations of Narasimhan committee report? Explain Basel II Briefly explain the features of Life Insurance and General Insurance. What is paid up policy? Why it is necessary to create provision of claims at the head office over and above the provisions at the divisional level? What do you mean by unexpired risk reserve and reinsurance? What is co-insurance ? What accounting treatment is necessary for adjustment of claims covered under co-insurance?