Tailormade Floater Group Mediclaim Policy .

ZONE I

CATEGORY

MEMBERS

STUDENTS

NO. OF
LIVES/
FAMILIES

AGE BAND SUM INSURED

ZONE II

PER FAMILY PREMIUM

SELF
17,833
15,632
13,844
10,634
9,850
5,245
4,050
3,529

Floater
Mediclaim Discou SELF +
Rack rates nt
SPOUSE
19,860
10% 26,750
17,450
10% 23,448
16,210
15% 20,766
14,210
25% 15,951
13,210
25% 14,775
7,640
31%
7,867
6,240
35%
6,075
5,410
35%
5,293

ZONE III

PER FAMILY PREMIUM

Floater
SELF+SP
Mediclai
SELF+
Floater
OUSE+
m Rack
SPOUSE+ Mediclaim Disco 2CHILDR
rates
Discount 1 CHILD
Rack rates unt
EN
29,790
10%
26,175
10%
24,315
15%
24,227
28,368 15% 27,688
21,315
25%
18,610
24,868 25% 21,268
19,815
25%
17,238
23,118 25% 19,700
11,460
31%
9,178
13,370 31% 10,490
9,360
35%
7,088
10,920 35%
8,100
8,115
35%
6,175
9,468 35%
7,057

Floater
Mediclai
m Rack
Disco
rates
unt SELF
16,950
13,950
32,420 15%
11,900
28,420 25%
10,500
26,420 25%
8,950
15,280 31%
4,490
12,480 35%
3,645
10,820 35%
3,176

Floater
Mediclai
m Rack Disco SELF +
rates
unt
SPOUSE
19,860 15% 25,425
17,450 20% 20,925
15,930 25% 17,850
13,960 25% 15,750
12,010 25% 13,425
7,455 40%
6,735
6,085 40%
5,468
5,280 40%
4,764

Floater
SELF+
Mediclai
SPOUSE
m Rack Disco +
rates
unt 1 CHILD
29,790 15%
26,175 20%
23,895 25% 20,825
20,940 25% 18,375
18,015 25% 15,663
11,183 40%
7,858
9,128 40%
6,379
7,920 40%
5,558

83,500 66-70 yrs

61-65 yrs
56-60 yrs
51-55 yrs
46-50 yrs
41-45 yrs
36-40 yrs
21-35 yrs

500,000.00

66-70 yrs
61-65 yrs
56-60 yrs
51-55 yrs
46-50 yrs
41-45 yrs
36-40 yrs
21-35 yrs

700,000.00

22,291
19,540
17,305
13,293
12,313
6,556
5,063
4,411

24,825
21,813
20,263
17,763
16,513
9,550
7,800
6,763

10%
10%
15%
25%
25%
31%
35%
35%

33,437
29,310
25,958
19,939
18,469
9,834
7,594
6,616

37,238
32,719
30,394
26,644
24,769
14,325
11,700
10,144

10%
10%
15%
25%
25%
31%
35%
35%

39,010
34,195
30,284
23,262
21,547
11,473
8,859
7,719

43,444
38,172
35,459
31,084
28,897
16,713
13,650
11,834

10%
10%
15%
25%
25%
31%
35%
35%

44,583
39,080
34,610
26,585
24,625
13,112
10,125
8,822

49,650
43,625
40,525
35,525
33,025
19,100
15,600
13,525

10%
10%
15%
25%
25%
31%
35%
35%

21,188
17,438
14,875
13,125
11,188
5,613
4,556
3,970

24,825
21,813
19,913
17,450
15,013
9,319
7,606
6,600

15%
20%
25%
25%
25%
40%
40%
40%

31,781
26,156
22,313
19,688
16,781
8,419
6,834
5,955

37,238
32,719
29,869
26,175
22,519
13,978
11,409
9,900

15%
20%
25%
25%
25%
40%
40%
40%

66-70 yrs
61-65 yrs
56-60 yrs
51-55 yrs
46-50 yrs
41-45 yrs
36-40 yrs
21-35 yrs

1,000,000.00

26,750
23,448
20,766
15,951
14,775
7,867
6,075
5,293

29,790
26,175
24,315
21,315
19,815
11,460
9,360
8,115

10%
10%
15%
25%
25%
31%
35%
35%

40,124
35,172
31,149
23,927
22,163
11,801
9,113
7,939

44,685
39,263
36,473
31,973
29,723
17,190
14,040
12,173

10%
10%
15%
25%
25%
31%
35%
35%

36,341
27,914
25,856
13,767
10,631
9,263

52,133 100%
45,806 100%
42,551 15%
37,301 25%
34,676 25%
20,055 31%
16,380 35%
14,201 35%

53,499
46,896
41,532
31,902
29,550
15,734
12,150
10,586

59,580
52,350
48,630
42,630
39,630
22,920
18,720
16,230

10%
10%
15%
25%
25%
31%
35%
35%

25,425
20,925
17,850
15,750
13,425
6,735
5,468
4,764

29,790
26,175
23,895
20,940
18,015
11,183
9,128
7,920

15%
20%
25%
25%
25%
40%
40%
40%

38,138
31,388
26,775
23,625
20,138
10,103
8,201
7,145

44,685
39,263
35,843
31,410
27,023
16,774
13,691
11,880

15%
20%
25%
25%
25%
40%
40%
40%

788
1,227

1,300
2,595

500,000 16-35 YRS.

100,000.00
200,000.00

39% 53% -

675.00
1,052.10

PER FAMILY PREMIUM

Floater
SELF+SP
Mediclai
OUSE+
m Rack Discou 2CHILDR
rates
nt
EN

Floater
Mediclai
m Rack Disco
rates
unt SELF
14,750
12,466
31,860 25%
10,775
27,920 25%
8,800
24,020 25%
7,575
14,910 40%
4,020
12,170 40%
3,240
10,560 40%
2,823

Floater
Mediclai
Floater
SELF+
m Rack
Disco SELF +
Mediclaim Disco SPOUSE+
rates
unt SPOUSE Rack rates unt 1 CHILD
18,460 20% 22,125
27,690 20%
16,520 25% 18,699
24,780 25%
14,350 25% 16,163
21,525 25%
18,856
12,580 30% 13,200
18,870 30%
15,400
10,820 30% 11,363
16,230 30%
13,256
7,275 45%
6,030
10,913 45%
7,035
5,935 45%
4,860
8,903 45%
5,670
5,150 45%
4,234
7,725 45%
4,940

27,878
24,430
21,018
13,046
10,649
9,240

25%
25%
25%
40%
40%
40%

23,800
21,000
17,900
8,980
7,290
6,352

37,078
30,516
26,031
22,969
19,578
9,822
7,973
6,947

43,444
38,172
34,847
30,538
26,272
16,308
13,311
11,550

15%
20%
25%
25%
25%
40%
40%
40%

42,375
34,875
29,750
26,250
22,375
11,225
9,113
7,939

49,650
43,625
39,825
34,900
30,025
18,638
15,213
13,200

15%
20%
25%
25%
25%
40%
40%
40%

18,438
15,583
13,469
11,000
9,469
5,025
4,050
3,529

23,075
20,650
17,938
15,725
13,525
9,094
7,419
6,438

20%
25%
25%
30%
30%
45%
45%
45%

27,656
23,374
20,203
16,500
14,203
7,538
6,075
5,293

34,613
30,975
26,906
23,588
20,288
13,641
11,128
9,656

20%
25%
25%
30%
30%
45%
45%
45%

44,494
36,619
31,238
27,563
23,494
11,786
9,568
8,336

52,133
45,806
41,816
36,645
31,526
19,569
15,973
13,860

15%
20%
25%
25%
25%
40%
40%
40%

50,850
41,850
35,700
31,500
26,850
13,470
10,935
9,527

59,580
52,350
47,790
41,880
36,030
22,365
18,255
15,840

15%
20%
25%
25%
25%
40%
40%
40%

22,125
18,699
16,163
13,200
11,363
6,030
4,860
4,234

27,690
24,780
21,525
18,870
16,230
10,913
8,903
7,725

20%
25%
25%
30%
30%
45%
45%
45%

33,188
28,049
24,244
19,800
17,044
9,045
7,290
6,352

41,535
37,170
32,288
28,305
24,345
16,369
13,354
11,588

20%
25%
25%
30%
30%
45%
45%
45%

600.00
935.20

Floater
Mediclai
m Rack
rates

SELF+SPO
USE+
Discoun 2CHILDRE
t
N

25,113
22,015
18,935
12,731
10,386
9,013

25%
30%
30%
45%
45%
45%

21,550
17,600
15,150
8,040
6,480
5,646

32,266
27,269
23,570
19,250
16,570
8,794
7,088
6,175

40,381
36,138
31,391
27,519
23,669
15,914
12,983
11,266

20%
25%
25%
30%
30%
45%
45%
45%

36,875
31,165
26,938
22,000
18,938
10,050
8,100
7,057

38,719
32,723
28,284
23,100
19,884
10,553
8,505
7,410

48,458
43,365
37,669
33,023
28,403
19,097
15,579
13,519

20%
25%
25%
30%
30%
45%
45%
45%

44,250
37,398
32,325
26,400
22,725
12,060
9,720
8,469

Tailormade Group Personal Accident Policy .

CATEGORY

MEMBERS,
STUDENTS

TABLE OF
COVERAGE COVERAGE
DEATH ;
PERMANE
NT TOTAL
DISABLEM
ENT ;
PERMANE
NT
PARTIAL
DISABLEM
B
ENT

APPROX.
GRP.SIZE

600,000
LIVES

GRP.
DISCOUN
T

ADDL.DISC
OUNT

25.00%

25.00%

NET
RATE

0.50

ZONE III

PER FAMILY PREMIUM

Floater
Mediclaim Discou
Rack rates nt

28,700
25,160
21,640
14,550
11,870
10,300

25%
30%
30%
45%
45%
45%

46,150
41,300
35,875
31,450
27,050
18,188
14,838
12,875

20%
25%
25%
30%
30%
45%
45%
45%

55,380
49,560
43,050
37,740
32,460
21,825
17,805
15,450

20%
25%
25%
30%
30%
45%
45%
45%

Tailormade Floater Group Mediclaim Policy .

CATEGORY

NO. OF LIVES/
FAMILIES
AGE BAND

SUM INSURED
1 parent

MEMBERS

83,500 80 yrs & above

76-80 yrs
71-75 yrs
66-70 yrs
61-65 yrs
56-60 yrs
51-55 yrs

500,000.00

80 yrs & above

76-80 yrs
71-75 yrs
66-70 yrs
61-65 yrs
56-60 yrs
51-55 yrs

700,000.00

80 yrs & above

76-80 yrs
71-75 yrs
66-70 yrs
61-65 yrs
56-60 yrs
51-55 yrs

1,000,000.00

ZONE I

ZONE II

ZONE III

Additional premium

Additional premium

Additional premium

Rack rates

2 parents rack rates

1 parent

rack rates 2 parents

rack rates

1 parent

rack rates 2 parents

rack rates

22,950
19,940
17,700
15,160
12,586
10,398

25,422
22,470
19,860
17,450
16,210
14,210

34,425
29,910
26,550
22,740
18,879
15,597

38,134
33,705
29,790
26,175
24,315
21,315

20,655
17,946
15,930
13,644
11,327
9,358

25,422
22,470
19,860
17,450
15,930
13,960

30,983
26,919
23,895
20,466
16,991
14,037

38,134
33,705
29,790
26,175
23,895
20,940

18,360
15,952
14,160
12,128
10,069
8,318

23,630
20,886
18,460
16,520
14,350
12,580

27,540
23,928
21,240
18,192
15,103
12,478

35,446
31,329
27,690
24,780
21,525
18,870

28,688
24,925
22,125
18,950
15,733
12,998

31,778
28,087
24,825
21,813
20,263
17,763

43,031
37,388
33,188
28,425
23,599
19,496

47,667
42,131
37,238
32,719
30,394
26,644

25,819
22,433
19,913
17,055
14,159
11,698

31,778
28,087
24,825
21,813
19,913
17,450

38,728
33,649
29,869
25,583
21,239
17,547

47,667
42,131
37,238
32,719
29,869
26,175

22,950
19,940
17,700
15,160
12,586
10,398

29,538
26,107
23,075
20,650
17,938
15,725

34,425
29,910
26,550
22,740
18,879
15,597

44,307
39,161
34,613
30,975
26,906
23,588

34,425
29,910
26,550
22,740
18,879
15,597

38,134
33,705
29,790
26,175
24,315
21,315

51,638
44,865
39,825
34,110
28,319
23,396

57,201
50,557
44,685
39,263
36,473
31,973

30,983
26,919
23,895
20,466
16,991
14,037

38,134
33,705
29,790
26,175
23,895
20,940

46,474
40,379
35,843
30,699
25,487
21,056

57,201
50,557
44,685
39,263
35,843
31,410

27,540
23,928
21,240
18,192
15,103
12,478

35,446
31,329
27,690
24,780
21,525
18,870

41,310
35,892
31,860
27,288
22,655
18,716

53,168
46,993
41,535
37,170
32,288
28,305

Loading in premium for renewal between age of 81-85 yrs - 10% per year on the expiring policy premium.
Loading in premium for renewal between age of 86-90 yrs - 20% per year on the expiring policy premium.