Finance company engaged in the business of hire purchase and the provision of other financial services.

The company mainly focuses on the financing of heavy earthmoving equipment, heavy vehicles, medical and surgical equipment, generators and generalpurpose machinery. Risks Consumer credit risk Consumer Credit Risk is the risk of loss due to a customer's non re-payment default! on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc..this risk is follo"ed in every finance company as the investor might not be able to pay the amount at time.... #arket risk Market risk is the risk that the value of a portfolio, either an investment portfolio or a trading portfolio, "ill decrease due to the change in value of the market risk factors. this company also faces the market risk as there are a number of companies in outside..as there is good competition.. $nterest rate risk Interest rate risk is the risk variability in value! borne by an interest-bearing asset, such as a loan or a bond, due to variability of interest rates. "hen the interest rate increases there is a fall on interest rate risk and vice versa. %iquidity risk liquidity risk is the risk that a given security or asset cannot be traded quickly enough in the market to prevent a loss or make the required profit.

Recommendations
Investments in equity and equity related securities involve a degree of risk and Investors should not invest any funds in this

Issue unless they can afford to take the risk of losing their investment. Investors are advised to read the Risk Factors carefully before taking an investment decision in this Issue. For taking an investment decision, Investors must rely on their own examination of the Issuer and the Issue including the risks involved. The securities have not been recommended or approved by the Securities and Exchange Board of India (SEBI) nor does SEBI guarantee the accuracy or adequacy of this document.