JAIIB/DBF-MODULE C

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JAIIB - Work Book on Principles of Banking; Accounting &
Finance for Bankers and Legal Aspects of Banking
The Work book is intended to assist students appearing for
JAIIB examination to gain an understanding on the type of
questions that will be asked in the three subjects of JAIIB.
In this new, easy-to-read format, objective type questions are
introduced in a non-specialist context for the benefit of
candidates. Throughout the book, examples and self-check
questions are used to test the readers ongoing understanding of
the essential concepts of the different subjects.
Written by experts in the field of banking, the book includes
caselets and questions on the practical situations from the
examination point of view with answers and explanations.
Though the Work book is mainly oriented towards students, this
can be essential reading for bankers also.

JAIIB/DBF-MODULE C
The Class is divided into Three
Parts -
Part I : Syllabus Outline
Units 12 to 16
Part II : Presentation on
Advancements & innov@tions in
Banking Technology
Part III : IMPORTANT TIPS
Part IV : Model Question Bank
(Objective type Multiple choice)


JAIIB/DBF-SYLLABUS- Unit 12
Unit 12 ESSENTIAL OF BANK
COMPUTERISATION
12.1 Introduction

12.2. Bank Computerisation
1. What is computerisation?
2. Stand-alone Computer System
3. Multi-user Systems

JAIIB/DBF-SYLLABUS- Unit 12
(contd.)

12.3 LANs and WANs
1. Local Area Network (LAN)
2. Topology (layout)
3. Protocols
4. Wide Area Network

12.4 Uninterrupted Power System (UPS)




JAIIB/DBF-SYLLABUS- Unit 12
(contd.)

12.5. Core Banking

1. Business Components
2. Benefits
3. Essential Requirements
- Creation of Primary Data Centre
- Disaster Recovery Site (DRS)
- Business Process Re-engineering (BPR)
- Specialised Consultancy
- Infrastructure





JAIIB/DBF-SYLLABUS- Unit 13

Unit 13 PAYMENT SYSTEMS AND ELECTRONIC BANKING
13.1 Introduction

13.2 Electronic Payment Systems
1. ATMs
2. HWAK (The Intelligent Auto Teller and Netware Management
System)

13.3 Personal Identification Number (PIN)

13.4 Electro-Magnetic Cards
1. Credit Cards
2. Debit Cards
3. Smart Cards
4. Multiple PIN
5. Electronic Purse
6. Bank Card
7. Electronic Cheque
8.Electronic Cash
9. Electronic Token
10. Corporate Cash Management Services

JAIIB/DBF-SYLLABUS- Unit 13
(contd.)
13.5 Electronic Banking

1. Anytime Banking
2. Anywhere Banking
3. Home Banking (Corporate and Personal)
4. Internet Banking
5. Mobile Banking
6. Electronic Commerce (e-Commerce)

13.6 Signature Storage and Retrieval System

13.7 - Cheque Truncation

13.8 Note and Coin Counting Machines


JAIIB/DBF-SYLLABUS- Unit 14

Unit 14 DATA COMMUNICATION
NETWORK AND EFT SYSTEMS
14.1 Introduction
14.2 Advent of Information Technology
in Banking
14.3. Data Communication Networks
1. Components of Data Communication
Networks
2. Modes of Transmission
14.4 Network Scenario in India : Major
Networks
1. INET
2. NICNET
3. INDONET

JAIIB/DBF-SYLLABUS- Unit 14
(contd.)
14.5 Emerging Trends in
Communication Networks for
Banking
1. RBIs VSAT Network
2. Internet

14.6 Evolution of EFT Systems
14.7 Telex Communication for Message
Transfer
14.8 Structured Message Transfer
System Using SWIFT
1. Security in SWIFT
2. Developments in SWIFT

JAIIB/DBF-SYLLABUS- Unit 14
(contd.)
14.9 - Automated Clearing Systems
1. Clearing House Inter-bank Payment
System (CHIPS)
2. Clearing House Automated Payment
System (CHAPS)
3. Clearing House Automated Transfer
System (CHATS)
14.10 Two-Level Funds Transfer
Systems
1. Fedwire
2. Bankwire
3. Point-of-Sale Systems (POS)
JAIIB/DBF-SYLLABUS- Unit 14
(contd.)
14.11 Development in India

1. Electronic Clearing System in
India
2. Electronic Fund Transfer
System in India
3. Real-time Gross Settlement
(RTGS) System
4. Digital Signature

JAIIB/DBF-SYLLABUS- Unit 15

Unit 15 ROLE OF
TECHNOLOGY
UPGRADATION AND
ITS IMPACT ON BANKS

15.1 Introduction
15.2 Trends in Technology
Developments
1. Data Warehousing and Data
Mining

JAIIB/DBF-SYLLABUS- Unit 15
(contd.)
15.3 Role and Uses of
Technology Upgradation
1. Data and Message Transferring
2. Corporate Web Sites
3. Management Information
Systems (MIS)

15.4 Global Trends in Banking
Systems


JAIIB/DBF-SYLLABUS- Unit 15
(contd.)
15.5 Impact of IT on Banks
1. Changes in Organisational
structure and Orientation
2. Impact on Service Quality
3. Impact on Human
Resources
4. Impact on Privacy and
Confidentiality of Data

JAIIB/DBF-SYLLABUS- Unit 16

Unit 16 SECURITY
CONSIDERATIONS
16.1 Introduciton

16.2 Risk concern Areas
1. Data and Software
2. Infrastructure
3. Peopleware

JAIIB/DBF-SYLLABUS- Unit 16
(contd.)
16.3 Different Types of
Threats
1. Accidental Damages
2. Malicious Damages
16.4 Control Mechanism
1. Physical Controls
2. Internal Controls
3. Operational Controls
JAIIB/DBF-SYLLABUS- Unit 16
(contd.)
16.5 Computer Audit
1. Scope of Computer Audit
2. Audit Approaches
16.6 Evaluation Requirements
1. Computer Hardware
2. Computer Software
3. Data
4. Communication Channels
5. Contingency Planning and
Recovery Procedures
6. System Development Process

16.7 Legal Framework for Electronic
Transactions

JAIIB/DBF-Module C- Presentation
Electronic Funds Transfer (EFT)
Special EFT
EFT-Point-of-Sale (POS)
Electronic Clearing Service (ECS)
Credit Clg. & Debit Clg.
Cash Dispenser & Automated Teller
Machines (ATMs)
Shared Payment Network Systems
(SPNs) (SWADHAN)
JAIIB/DBF-Module C-
Presentation
BANKNET
COmputerised Message Transfer
(COMET)
Very Small Aperture Terminal (VSAT)
Regional Grid Clearing Collection of
Outstation Cheques
Credit Cards/Debit Cards
Plastic Card / Smart Card / e-Purse
Laser Card

JAIIB/DBF-Module C-
Presentation

Cheque Cards
Terrestrial Microwave Radio Transmission
Satellite Microwave (Geo-Stationary Satellite)
Communicaiton through use of Optical Fibre Technology
NET (Packet Switched Public Data Network)
HVNET (High Speed VSAT Networks
Teleconferencing
Internet Banking
Virtual / Digital / e-Sign Signatures in Banking
Cheque Clearing using Magnetic Ink Character
Recognition (MICR) Technology Facilities for paper
based clearing


JAIIB/DBF-Module C-
Presentation
Cheque Truncation
SmartQuill Computer Pen
Salient features of RTGS Real Time
Gross Settlement
RBI-Payment & Settlement Systems
Vision 2005-08
Retail Payment System
Online Tax Accounting System (OLTAS)
Online Indirect Taxes Accounting System
(OLITAS)


JAIIB/DBF-Module C-
Presentation
Electronic Commerce / Electronic
Data Interchange (EDI) by banks
IDRBTs INFINET & Structured
Financial Messaging System (SFMS)
through internet
IDRBTs Multi-Application Smart
Card based Payment System
IDRBTs National Financial Switch
(NFS)
JAIIB/DBF-Module C-
Presentation
Refer various Committee Reports on IT:
RBI-1983 Damle - Report of the working
group to consider Feasibility of Introducing
MICR/OCR Technology for cheque processing
RBI-1984-Dr.C.Rangarajan Committee Report
on Mechanisation
RBI -1994 Saraf Committee on Technology
Issues
RBI-1996 Shere Committee on Electronic
Funds Transfer & Other Electronic Payments
RBI-1999- Vasudevan Committee on INFINET
RBI-2001- Dr.Mitra Report of the Expert
Committee on Legal Aspects of Bank Frauds
JAIIB/DBF-Module C-
Presentation
2002- Zarir Cama Report of the
Working Group on Electronic
Money
RBI-2003- Dr.R.B.Barman,ED,RBI -
Working Group on Cheque
Truncation and e-cheques

JAIIB/DBF-Module C
-e-learning on CBS (e-LCBS)
FOR DB&F STUDENTS ONLY :
Highlights of Course :
E-learning on Core Banking Solutions (e-
LCBS)
The sessions focuses on What, When and How aspects of
conducting normal banking business in a CBS environment
Content:
Chapter 1 : Banking Business
Chapter 2 : Evolution of Banking Technology
Chapter 3 : Using a Core Banking Solution
Chapter 4 : CBS Supported Products and Services
Chapter 5 : Customer Related Processes
Chapter 6 : Teller Operations
Chapter 7 : Customer Induced Transactions
Chapter 8 : Reports

JAIIB/DBF-Module C-
IMPORTANT TIPS
- Read IIBF study material/books, Work Book thoroughly
-Attend MUL-LIVE Virtual Classes/Contact Classes
- DBF STUDENTS ONLY - Study e-learning on Core
Banking Solutions (e-LCBS)
- Read IIBF VISION and Solve FQs on website
- Duration of examination is 120 minutes (2 hrs.) for
each paper
- Approximately 120 multiple choice questions to be
answered in each paper
IMP. TIPS for attempting questions
- Read the question paper & try to grasp questions
carefully
- Attempt all Questions Do not leave any question
unattempted
- JAIIB- No negative marking DBF negative marking


JAIIB/DBF-Module C-
IMPORTANT TIPS
- Negative marking will be applied
in case of wrong answers at half of
inverse proportion to the number
of option given in the question.
For example, 1 mark question with
4 options will have 1/8
th
as
negative mark, if answered
wrongly.



JAIIB/DBF-Module C-
IMPORTANT TIPS
- Pattern of Examination :
The questions, of three difficulty levels, viz., basic,
intermediate and advanced level are designed to test the
following :
- Knowledge
- Conceptual Grasp
- Decision Making
- Problem Solving
- Case Analysis
There could be a case study with a set of about 5
questions.
JAIIB -Examination will be conducted both online and
offline mode for JAIIB as per option exercised by the
candidate
DBF Examination will be conducted in offline mode
only




JAIIB/DBF ADDITIONAL READING - Book
on Modern B@nking Technology
Modern B@nking Technology foreword
by Dr.R.B. Barman, Executive Director,
RBI Rs.300/-
- author - Dr.Firdos T. Shroff,
Jt.Director (Academics),IIBF, Mumbai
- published by - Northern Book Centre,
New Delhi
Latest updates on technology front easy
to read format specially for students of
JAIIB/CAIIB/Diploma in Banking &
Finance


JAIIB/DBF-Module C-
MODEL QUESTION BANK
MODEL QUESTION BANK
Multiple Choice Questions (MCQs)
- Let us Attempt Question Bank
TOGETHER

JAIIB/DBF-Banking
Technology - Module C
T H A N K YOU!
WISHING YOU ALL SUCCESS IN YOUR
EXAMS.
Queries, if any, on JAIIB/DBF - Banking
Technology Module C may be sent via email
to :
Dr. Firdos T. Shroff,Jt.Director (Faculty-IT-
Academics), IIBF, Mumbai
Tel : (022) 2215 5092 Mob:09821274825
Email: ftshroff@iibf.org.in
firdos_shroff@yahoo.com
For regular updates-visit portal:
www.iibf.org.in