A.

Standard (Assets):
These are loans which do not have any problem are less risk.
B .Substandard (Assets):
These are assets which come under the category of NPA for a period of less than 12 months.
C. Doubtful (Assets):
These are NPA exceeding 12 months.
D. Loss (Assets):
Where loss has been identified by the bank or internal or external auditors or the RBI inspection
but the amount has not been written off wholly.
BENEFICIARIES OF THE STUDY:
The outcomes analyzed from this study would be beneficial to various sections such as:
Banks: This study would primarily benefit the banks in identifying the sectors to be given
priority for lending money.
Future Researchers: The results of the study would also benefit the future researchers as this
study would enhance their knowledge about the topic. They would get an insight of the present
scenario of this industry as this is the emerging industry in the financial sector of the economy.
Students: This research would help students in understanding of NPA concept as a whole.