CORE-2 MODERN BANKING

Instructional Hrs-72 Credit-3

OBJECTIVE
1. To provide basic knowledge of banking.
2. To familiarize the students with the changing scenario of Indian banking.
MODULE- Introduction-Ori!in and E"olution o# $an%s-Meanin! and de&nition
o#
$an%in!-'ationalisation and its o$(ecti"es-Classi&cation o# $an%s-
)unctions o# co**ercial $an%s-Credit creation.
+,-rs.
MODULE-2 /etail $an%in!-0roducts and ser"ices-Its $usiness and
co*1osition-
Housin! loans-Ve-icle loans-1ersonal loan-Education loan-)ar* loan-
Co*1utation o# interest-)i2ed rate-)loatin! rate-EMI-Value added ser"ice.
+2,-rs.
MODULE-3 Inno"ations and re#or*s in $an%in!-3ocial $an%in!-Lead $an%
sc-e*e-
O4s-ore $an%in!-Hi-Tec- $an%in!-De$it and credit card-E)T-/T53Tele
$an%in!-Internet $an%in!-Ban%in! o*$uds*an-Ban%in! sector
re#or*s-Ca1ital ade6uac7 nor*s-'08-Its *ana!e*ent-Consortiu*
$an%in!-C-e6ue Truncation s7ste*-E-0urse.
+2,-rs.
MODULE-9 Ban%er and custo*er-Meanin! and de&nition-/elations-i1-
5eneral and
s1ecial #eatures-/i!-ts and o$li!ation-O1enin! o# accounts-Di4erent
t71es o# accounts-Closin! o# accounts-C-e6ue crossin! and endorse*ent-
+2-rs.
MODULE-: /ural $an%in!-/ural credit-O$(ecti"e-De1osit *o$ilisation-
Micro&nance-1riorit7 sector ad"ances-8!riculture de$t relie#
+Inclusi"e o# enact*ent..
+,-rs.
3U55E3TED /E8DI'53
Money and banking, Theory with Indian banking, T.N. a!eela, "nes
#ublications.
$anking law and practice by %.N.Maheswary, &alyani publiahers.
$anking theory and practice 'ordon and Natara!an.
Modern $anking in India, &.(.%harmma.
Modern $anking of India, ).#. "garwal.
$anking* Theory, +aw and #ractice, 'orden and Natara!an.
$anking* Theory, +aw and #ractice, Nirmala #rasad and (handradas.