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p:k. vasudev
SAdAR WBUCATIONS
PREFACE
People are charmed by the business and financial
!\><l i ologers for variety of reasons. The traditional business
Inuisi's solicit the services of family astrologers who not only
1'ivNiige future of their family but also help concluding the
ilrul of profit yiel ding transactions at the propitious
moments. The traders of the present time, also look forward
In some incredible predictions doled out by the commercial
rtftl rologers from time to time and try to synthesize them with
11it behaviour of the stocks or commodity markets. They also
corroborate these forecasts in fixing the market trends.
Although, there never have been tenacious demand of such
Bronogistications and the business foretellers are not much
nought after, they are consulted mainly over the
i onsequences of major astronomical events, such as eclipses,
flNfirmblige of planets in a vital position or if, there persisted
riiiv confusing or abnormal market behaviour. However, the
'ipi'culators and stock investors repose an incontrovertible
littlh in astrology and reckon it as a prolific and discerning
liml in charting the market trends.
Commercial astrology is also known as business
tin I m logy which besides portending market tendencies and
I cinpestuous or simple vacillation of prices of diverse
commodities, also predicts the fortunes or desolation of
business concerns. The reason for abhorrence of the different
I.nets of astrology, especially the growth of the firm, are in
vi
Vedic astrology in money matters
I wo folds. Firstly, there is hardly any description available
in the pristine scriptures and also in the contemporary
writings and secondly, the suffi ci ent and accurate
astrological data about the company are never recorded.
Where ever such information is available even in a crude
form, the same is rarely passed on to heuristic researchers.
It affronts great difficulties in analysing the company's
futuristic pattern of growth.
Vedic Astrology is traditional ' jyostish Shnstra' of India.
The etymology of the words suggests 'Jyoti' as a 'Divine
Light' and 'Tisha' is science. The science of divine light.
Similarly, 'Astro' connotes 'Stars' and suggests astrology as
the science of the stars or heavenly bodies. Infact, astrology
or Jyostish Shastra is one of the constituents of Dharma Shastra
which synthesis all the fields of learnings. Astronomy1,
'Horoscopy1and 1Samhita' are some of its components. The
J yotish was being practiced by our sages and seers from time
immemorial. Our mythological teachings bear ample
references to the celestial objects and corresponding
terrestrial events.
The term 'Samhita' means compilation which condenses
many scriptures and works on a subject. Simhita in
astrological context is the garnering of all astrological
treatises which influence or are connected with the human
affairs. Mundane astrology bears many prolific features of
human interests and Samhita therefore, amalgamates varied
subjects of social learnings.
Birhat Samhita is one of such highly acclaimed testimony
expounded by well known astrological savant Varaha Mihira.
He gave this unique encyclopaedic treatise which is revered
even today. Varaha Mihira though was the follower of ancient
sages, his approach had been quite sci enti fi c. His
pronouncements on the inter-relation between solstics and
Preface vii
Knhu-Ketu showed the scientific acumen. This theory of
iinl ronomical lore placed him amongst the galaxy of scholars
in this field. His concept that the Sun forming the centre place
iitul regulating the celestial forces of the universe shows his
ri'lcntless efforts to draw out gross effects and establish
Ini luence of the Sun over the solar system. The word Mihira
hinds for Sun that helped shaping his pursuits.
In Brihat Samita, the countries are apportioned into nine
I crimes on the basis of nakshatras and symbolically called
/untia Vibhaga (Division of Globe). Besides, people etc., are
hIno cl assi fi ed and brought under the domains of
ci mslellations and planets. These factors form the very basis
nl mundane astrology. I t also speaks about planetary
kingdom where years, months and days are presided over
by different planets to elate the effects of mundane affairs
corresponding to the signification of the concerned planet
In a particular period. J udging the importance of this
illvisionlisation, a detail description of Kurma Chakra has
been made in chapter-5 limiting the information to the
requirement of the book. Besides, this chapter of Brihat Simita
have commercial lineages with the present time which holds
great value in commercial astrology.
In this book an attempt has been made to include such
materials which provide comprehensive yet cogent
n.slrological information with a view to render meaningful
Niipport to the business persons and investors alike in making
timely and prudent decisions to accentuate gains and also
In avert losses.
As per the astrological precepts, unless material gains
lire promised in the natal chart of an individual, the
prosperity is hard to come. There always has been fervent
desire of a person to live a comfortable and blissful life.
I lowever, affluency does play dominant part in providing
Vo die astrology in money matters
oxtihemnl life style for which the past karmas are much to
Ntiy In it, though ostensibly, this is taken as a result of ones
own efforts. Every one at his own right articulates one's
iiiixiely differently and is eager to know material prosperity
and financial successes. As we know the wealth does not
always manifest happiness even though people run after it.
Abundant richness is never a source to mental solace and
bliss but still many pursue the money matters with full jest
and zeal as they consider it most potential strength and
impregnate power of the material world. This hallucination
of thoughts often confuse the people to adjudge the real goal
of life.
However, there are specific celestial laws which bestow
wealth and riches to the native. The horoscopes presage
source and, time of acquiring wealth. The cosmic rays
emanating from the Sun denote status to be enjoyed by the
native and the Moon generates the creativity for the person.
The placement and inter-influence between the luminaries
in harmonious houses, create most effective combinations
of riches.
Besides, configuration of heavenly objects relating to
wealth in one's chart translates unequivocal opulence effects.
A rudimentary principle is that the houses above the horizon
are of much greater significance as they portray the
prosperity provided the planets tenanting these houses do
not mitigate their potency. The wealth is attributed to 2nd
and the 11th houses irrespective of Ascendant. While the
5th' and the 9th houses signify speculation and fortune
respectively. The permutation and combination between the
lords of these houses insinuate the possible avenues for
acquiring wealth and riches. The dignity and intrinsic
qualities of the planets determine the mode of sourcing the
wealth. The interpose of the lord of the 6th house with the
consortium of the planets representing the wealth giving
Preface
houses, procreates gains through share markets, lotteries
and other speculatory pursuits. The influence of the lord of
the 8th house bestows windfall gains and acquisition of
wealth through inheritance.
An adage of astrology on wealth epitomised in Jaktak
Bharnam says that the planets posited and aspecting the 2nd
house (Dhana Bhava) and the lord of the 2nd house
symbolised as Dhana Karaka, when get influenced by each
other while in transit, it indicates the right time to realise
wealth. If the planets involved in contribution happened to
be the fast moving ones, the conjunction during the transit
is going to be rather frequent. The progressed dasas of these
planets are another angle to fix the point of acquisition of
wealth.
A djudging the relevancy of Dhana yogas in the
commercial astrology, a full chapter is devoted to it. This
chapter blends the components of wealth yielding renderings
both in vedic and western astrology. While Dhana yogas are
drawn from the classical scriptures including from jaimini
Sutrams so to say. In western astrology wealth combinations
involving Fortuna were cited. This is followed by a full set
of classical yogas relating to riches with illustrations of
imminent personalities to prove the point that some strong
combinations delivering successes, do exist in the horoscopes
of these affluent people.
Electional astrology is yet another facet of astrology that
plays effective role in shaping the success in a well begin
venture. As selection of right and opportune time is like
seeking mandate in reaching out to favourable consequences.
Although electional astrology is a subsidiary to horoscopy,
it has distinct place of its own in astrology. In the modern
time, a person yearns for the most propitious moments
because a failure procreates more losses and pains in this
Vedic astrology in money matters
competitive world. The reverses leave telling effects on a
business but starting a venture at an auspicious moment is
like harnessing the cosmic energies to ones advantage. There
is no human activity on earth that does not beseech divine
support. The muhurta (electional astrology) has assumed
tremendous significance, more so in the present day life. The
underlying idea of including a chapter is to expose the
readers to the fundamentals of electional astrology in a
succinct form. Its necessity is felt primarily due to the fact
that even a person armed with the expertise of the trade and
full knowledge of market intelligence may fail which
otherwise is thought to be a profit making deal. On the
contrary, if one takes a plunge at a right muhurta
recommended for a particular work, it ordains great
confidence and also dispels apprehensions of uncertainty
and imparts smooth play in the endeavour.
We all know that value of time is immeasurable. The
celestial forces procreate every object in the nature at a
particular moment, develop it for a certain length of time
and .dissipate it on an appointed time. To comprehend this
phenomenon, it is essential to understand the heavenly
currents that influence the recurrent activities. It is suffice
to know that we are living in an environment of vibratory
energies which regulate the cyclic functions of creating
developing and destroying. The radiations emanating from
the celestial bodies though invisible, it greatly affect the
proceedings relating to life cycle. The Sun which unites
energies, has the predominance over the solar system and
thus is the prime force in governing the life process. The
perpetual assimilations of this planetary energies by our
ancient sages were subtle and accurate which formed the
fundamentals of vedic astrology, especially in muhurata
because the elected time for a specific event is that when all
the propitious vibrations are focussed onto it so that the
Preface
iMirigy produced at that moment counters all the
in.Minpicious forces and guarantees success in the venture.
fhe el ectional astrology though simple in its
application, it serves most useful purpose. The knowledge
nf i flfstial's concepts are exceedingly important to fix the
Irtvowrable time for those who wish to celebrate a function
ot launch a new project etc. Infact, nakshatras are the key
I in lot's in muhurta. The chapter on the subject dealt in the
hook touches upon all the basic principles including
lnnsification of nakshatras in a lucid manner. Towards the
in I. the auspicious time and elements of Panchangs (almanac)
t onducive to commercial activities have been cited with
protracted descriptions for an easy assimilation by the users.
i - C f ^
Terrestrial changes are the reflections of celestial
occurrences. These modulations are more noticeable in the
Hold of mundane matters, political and commercial activities
il the nations. A mundane chart of the nation, political party,
business concern or for a specific event is drawn to delineate
I In* effects of the heavenly bodies perse. The houses of
mundane map are co-terminous with twelve zodiacal signs
and natal houses but signification of mundane houses have
a wide ranee of application as all the worldly matters are.
catered for through these houses. In chapter-5, the portrayals
of houses signs and nakshatras in context with mundane
.iffairs have been described. The fundamentals of these have
deliberately been avoided to contain the volume of the book
to a manageable level and also on the presumption that the
readers are well versed with the basics of astrology. .
Similarly, the signification of planets are also confined to
earthly effects with main emphasis on the commercial
activities such as bullion, stock exchanges, markets and other
business related matters. In this scheme of things, the trans
Saturian planets are also included as in mundane astrology,
Uranus, Neptune and Pluto have assumed greater
i
xii Vedic astrology in money matters
importance. Being distant, slow and weighty planets, their
effects last for a much longer duration. Besides, they are the
integral part of the solar system and also seen playing
dominant role in commercial activities apart from the
terrestrial affairs.
On the same analogy, both vedic and western aspects
are described. No doubt vedic aspects are no less efficacious
but since western aspects are reckoned within one degree; it
produces much subtle and dainty results. Involvement of
trans-Saturian planets and western aspects are inescapable
rather is an obligatory requirement in deciphering the potent
effects.
Long terms market fluctuations are traced through
heavy outer planets while minor planets cause short term
market trends. Mercurv and Venus destabilise the markets
J >,/V/
more often but for a short span. These prodigious effects
make the speculators and investors guessing.
Navavmsa is most valuable harmonic division of vedic
astrology. Navatnasa plays exceptionally important role in
outlining the results. The dignity and strength of a planet
get altered due to its corresponding position in the navamsa
chart. Just as the status of a planet in navamsa supports the
prediction in a natal astrology, so also in commercial
astrology, it brings forth startling effects. The market trends
from the navamsa' s positions of each planet have been
described with specific reference to stock share, bullion and
other markets of the leading items.
In mundane astrology, eclipses have, substantial
contributions in pronogisticating the events of grave nature.
The Sun and the Moon are also the determinants in causing
the eclipses. These luminaries also regulate the market's
functions which are greatly influenced by these eclipses. The
effects of eclipses, at times, are surfaced after many months
Preface xiii
find persists for years and that is why it is more significant
I com the point of view of the market trends. The occurrences
ul eclipses coupled with configuration of major planets,
impel far reaching consequences. There was a total lunar
ci'lipse on the lst/ 2nd night of September 1997 and was
visible in Asia including all parts of India. During the whole
year 1997, major planets like Jupiter, Uranus and Neptune
remained in Capricorn sign. At this juncture, severe drops
were registered in the indices of the major stock exchanges
ul Ihe leading nations of South-East Asia, including Japan,
I long Kong, Singapore etc. India was no exception. The
currencies of all these countries plummeted as compared to
American dollar. Therefore, groupings or movements of
outer planets and corresponding eclipses are to be closely
watched as these are generally found to coincide with the
Important events in the countries associated with such signs.
The monthly market trends are based on the solar
Ingress as the Sun regulates the solar month. Besides, the
Sun's entry into the first degree of Aries sign every year is
very significant because it holds clue to what all is going to
eventuate or turn out to be during the impending year and
in what propensity? The position of planets at the time of
solar ingress, impart critical role in predicting the year long
activities. In chapter-11, the effects of various rising signs at
Ihe time of solar ingress over the markets of several
commodities have been succinctly described. This was
followed by explaining the results of Sun's entry in different
zodiacal signs by observing the relationship between solar
ingreses and market trends of many commodities. This
chapter is concluded with some snippets of widely acclaimed
ancient expositions on the subjects for the benefit of the
readers.
The application of Sarvatobhadra chakra in delineating
the price fluctuations has been found quite effective. In this
Vedic astrology in money matters
('.litikra, the nakshatras hold the fixed yet key position while
the transits of planets through these nakshatras presage the
behaviour of various markets and chart out the pricing trends
of the commodities denoted by the planets and nakshatras
causing vedhas, signs, nakshatras and planets suffering vedhas.
It is important to note that the planets and signs involved in
vedhas should otherwise be engaged in aspects during the
transit. In the absence of which a vedha ends up in frivolity.
On the face of it, the chakra looks plain and simple but
in practice, it is not so as delineation through it depends upon
many complicated factors, such as speed and motion of the
planets which springs sudden shifts in vedha from one
direction to another direction that may either fritter away
the effects all together or get reversed. This is however,
compact yet versatile system which unfolds complete market
behaviour. Besides, it also provides significant clues to other
mundane affairs. A great deal of efforts have gone into it in
gathering, collating and experimenting multitudinal details
to bring forth a well crafted chapter on Sarvatobhadra Chakra
which hopefully the reader will find quite informative and
useful.
In 1997, the gold and silver markets moved in opposite
directions inasmuch as there were series of slumps in gold
prices while silver showed buoyancy. The movements were
replicated over the chakras as displayed in the last chapter.
The efficacy of chakra is demonstrated in tracing the peaks
and bottoms of BSE Sensex indices during the same year.
Owing to constraint of space and other compulsions, the
versatility of chakra had to be limited but chapter-12 beholds
enough information and clues for the reader to try out and
see for themselves the astounding results through this
system, not only in the field of commercial astrology but also
in other mundane matters.
The heavenly bodies travel at different speeds and
Preface
motions except the Sun the Moon and soli-Iunar nodes. These
movements are controlled and regulated by the Sun who
governs the entire solar system. The planetary course, in the
universe is traced through the projections as observed from
Ihe Earth. Since Earth rotates on its own orbit, the planets
uppear to be receding due to relative motion. This is the state
of apparant retrograde motion of planet. In switching over
from direct to retrograde motion and vice versa, a planet
acquires different speeds spaning from acceleration to
Ntationary. These varigated motions and speeds make
perceptible impact over the worldly affairs. This theory with
Mpecific emphasis on the commercial activities have been
dealt at length in chapter-13. This chapter also carries fullest
description on the concept of heliacal settings and risings of
planets which relate to their disappearance and reappearance
In the vicinity of the Sun whereby planets lose their strength.
( Obviously their impact either bullish or bearish over the
markets get frittered away. Close observance of the
movements and states of planets, provides answers to many
vexatious market situations.
The business astrology is also related to the study of
tlw prospects of a business concern presaged from the
horoscope drawn on the date and time of its incorporation.
This segment of astrology has not been popular, like the other
disciplines, which is primarily due to the fact that accurate
data of the formation of the company is generally not
available. Besides, the time tested principles and expositions
on this aspect are hardly found because this form of astrology
was not pursued in the ancient texts. However, when scope
of mundane astrology was enlarged with the rapid
development of commercial activities with inherent risk, a
lew scholars devoted some time to study astro- effects on
the business houses. The approach is not well directed and
progress is rather tardy. Hence awareness on the subject has
not gained much momentum due to the lack of scriptural
support.
xvi Vedic astrology in money matters
However, the general approach is that when a company
is incorporated and assumes a separate entity, a heavenly
figure of that epoch is drawn which is termed as company's
chart like a natal horoscope. If a company commences a new
venture or undertakes expansion, the chart of that moment
is erected to assess the prospects of stich ventures. In the
absence of the basic details, 12-00 noon time, when the Sun
is at zenith is taken as time of formation of the company.
The chart also helps to predict the results from the Moon
sign and in vedic astrology it is reckoned as equal to the
Ascendant. The corporation's chart depicts the on going
operations but subtle results are hard to delineate with
accuracy. In chapter-14, the significations of houses relating
to various corporate activities have been described on a much
larger format to cover all the perceptible manifestations in
the business'. The effects of lunation occurring on different
houses of the horoscope have also been corroborated to
adjudge the monthly business trends.
As mentioned above, the 1997 was an eventful year and
one of the astrological reasons was the association of three
major planets who remained in Capricorn sign through out
the year. Incidentally, India fall in the ambit of this sign.
There was Jupiter, Neptune conjunction on the 9th January1
97 which was followed by J upiter-Uranus conjunction
occurring on the 16th February 97. While Jupiter is planet of
expansion and growth, Uranus springs suddenness and
brings abrupt changes and wild fluctuations in the market
prices due to its evil nature. Neptune is a planet of chaos
and dissolution. The association and then forming a
conjunction, had set the tone and tenor of the markets. Total
instability and uncertainty prevailed. The graph of stock
market i.e., BSE Sensex index first climbed in January197
followed by a decline and then again rose to touch 4568 point
on the 6th August 97 heights just fell little short of the
Preface xvii
September' 94 mark at 4646. Thereafter, a slump was
witnessed and Sensex index plunged to 3320 point on the
11th December 97. Similarly, gold prices by and large
remained subdued and at one stage of the year, it ruled 12
year low which was a phenomenon and kept the speculators
and investors at tenter-hook all through. On the other side,
the silver markets showed buoyancy and it crossed Rs 8000-
per kg in that year. However, it also touched dicey low values
creating flutters for the traders and consumers a like.
The unusual behaviour of the above three markets
including gold have illustratively been dealt with in the last
chapter. The planetary conjunctions and aspects formed
during the said period have fully supported the market
trends. The same effects are also checked through
Sarvatobhadra Chakra and it was proved that the market
fluctuations in respective of bullion and stock share were in
consonance with the cosmic laws and astrological precepts.
In fine, it is true to say that in astrology, each business
and activity of a trade house can be graphed as every trade
do have time of birth i.e., when it was initiated. It is equally
possible to ascertain whether a venture will succeed or
otherwise by knowing when it has commenced. If the
beginning is made on a propitious time and the promoter
holds promise in his horoscope, the chances of success are
exceedingly high.
This book is not meant to be a treatise or an
encylopaedia. It is just a guide and if the esteemed readers
f ind nt places a cursory treatment, absence of details or any
omissions/ errors, the author may be excused. I acknowledge
my indebtedness to all the authors whose works I referred
to as a source of information while writing this book.
I am aware of my formal thanks to my learned friend
and guide who, much against my wish, desired to remain
\ 1411 Vedic astrology in money matters
anonymous, for generously giving me a formal help from
11me to time, including going through the proofs and giving
me tin1benefit of his reactions and recommendations. But
lor him, this book may not have been true to its contents. I
highly appreciate his magnanimous gesture.
I also owe thanks to Mr. G.K. Goel and Mr. S.P. Khullar,
G.M. (Telephones) who have been helpful and supportive
in many ways. I am greatly obliged for their efforts in going
through the proofs and giving valued suggestions, despite
their busy engagements.
I also place on record the co-operation extended to me
by my beloved wife Urmila, who also gave whole hearted
support and encouragement inspite of the fact, it caused
much inconvenience to her daily household chores. I also
offer my gratitude to my revered sister who blessed me so
warmly for my success in this pursuit.
I am highly appreciative of the efforts made by Mr.
N arinder Sagar, and his son Saurabh Sagar of Sagar
Publications, in collecting host of materials and data which
immensly helped shaping the book in the present form.
Besides, their continous encouragements and relentless
support made it possible to present the book before the
readers in time. Their genuine passion in promoting vedic
astrology in India and abroad is incredible.
The author hopes that the style and content of this work
will be easy, enjoyable and stimulating which may encourage
the readers to elect to practice the postulations and rules of
the commercial astrology enunciated in this book to the best
of their advantage. 1sincerely wish them all success.
Makar Sankranti
14th January '98
P.K. Vasudev
35-B, Pocket 'A'
Sukhdev Vihar
New Delhi - 110 025
PREFACE TO THE SECON D EDI TI ON
I .tin I '<>ppy to present herewith the second edition of my book.
I In' mnlity that new edition has been called for, bears testi
mony to the fact that the readers have evinced keen interest in
llii* subject matter of this unique publication. The format of
llu hook though exotic in character, has a great deal of utility
In kindling the contemporary aspect of astrology.
I (tiring this period, I received candid vie.ws and also some
I'lolound reactions from my esteemed readers. One set of
Iimilet's who perhaps had insufficient exposure to astrology
I Mil wore deeply involved in the commercial activities, urged
to I now explicit manifestations of astrological terms, in par-
11ulm\ Yet, other who though were well versed in astrology,
| iv,i vised less intimate knowledge of commercial field, needed
i, Hi ic.ite explanations of the business terms referred to in the
I 'I llv.
Ii i meet the fervent desire of dear readers, GLOSSARY of both
iinlmlngical and commercial terms has,been:annexed to this
edition in a fond hope that it would come handyand. .make
lending a pleasurable experience. It may also provide great
v.iltie lo those who are in search of true astro-economic knowl
edge,
Mill .it Sankranti
I llli January 2003
P.K. VASUDEV
New Delhi
CONTENTS
Chapter Page
Preface v
Preface to the Second Edition xix
Foreward xxi
Summary of Tables and Charts xxiii
Chapter-1 The Investors 1
Chapter- 2 Celestial Phenomena 20
Chapter- 3 Combinations for Riches 31
Chapter- 4 Propitous Moments 65
Chapter- 5 Portrayal of Houses, Signs and
Constellations in Mundane Affairs 108
Chapter- 6 Significance of Planets in Business 154
Chapter- 7 Importance of Aspects in
Terrestrial Matters 184
Chapter- 8 Market's Directions by Navamsa Signs 214
Chapter- 9 Typical Factors of Short and Long Trends 229
Chapter- 10 Eclipses : Major Determinants of Market's
Tendencies 242
Chapter- 11 Role of Solar Ingress in Commercial
Activities 263
Chapter- 12 Relevance of Sarvatobhadra Chakra 285
Chapter-13 Impact of Planet's retrogressions and
Heliacal Settings/ Risings 326
Chapter-14 Judging Company's Status Through
Celestial Houses 389
Chapter-15 The Precepts and a few Notable Events 441
Glossary (for Astrological terms) 471
Glossary (for Commercial terms) 484
Bibliography 489
Index 491
FOREWORD
"Vedic A strology in Money Matters" by Mr. P.K.
VflNtidev is a welcome addition in astrological literature in
I in 1iii nay the whole world.
"Dharma", "Artha", "Kama" and "Moksha" are four pillars
II ti l he continued existence and sustenance of the society at
ilI levels. Gandhiji said that the measurement of good
( iovernment depends on how its subjects grow "Morally",
"Socially" and "Economically". Tulsidas says in Ram-Charitra
Mimas, "Poverty is the greatest curse of life on this earth".
Hi , the survival and sustenance of all types of life and
in llvilies on this earth solely depend on economic prosperity,
which in turn depends on making investments, earnings and
PHpi*nditures at right moments and in correct directions. As
mutter of fact, every human being, a company or a nation
littN to decide their mode of investment and industry at an
opportune moment for a sound business proposition.
Out of twelve houses in a nativity, six houses have direct
b<Mi ing on money matters. The fifth and the eleventh houses
lieve a direct influence on the earning capability of a native:
I lif fifth having bearing on the past Karmas of the native, the
ninth representing right conduct in their life, including the
tnmpound fate at a given moment in life time and the
eleventh house being the house of earning, fulfilment of all
wordly desires and the capabi l i ty to overcome all
Impediments created by lack of resources, opponents and
illficases. Second house represents accumulated wealth and
NOUrcc of economic sustenance and the fourth house-
iti cumulation of immovable property and place, means and
im)do of operation of business or individual venture. In this
context the twelfth house has an overall influence, being the
Iiounc of expenditure and investment, including the ultimate
livcdom from the miseries of world.
Vedic astrology in money matters
Prasara Hora Shastra has therefore, laid down excellent
conditions for enjoyment of life if lord of the 12th house
meets the auspicious conditions namely: it should be friendly
to the Ascendant lord, occupying the 5th, the 9th or the 11th
house, in its own, Mool Trikona and in exaltation signs, with
auspicious planets or in Vargas of signs occupying the 5th,
the 9 th or the 11th sign in Rashi (birth) chart.
On the other hand, all energies are imparted by 27
Nakshatras. Thus the interaction of Nakshatras, houses, signs
and planets gives an idea about the direction in which an
individual should make his or her investment which have
an auspicious influence in the horoscope and can give
economic prosperity to a native.
The present book would be of immense value and help
in this direction. It would help the natives to choose proper
timing and direction for their economic activities. It gives
different yogas and methods to judge ones own nativity from
financial stand point, as well as indications for the prosperity
of a company. The technique of the use of "Sarvatobhadra
Chakra" on financial matters has been explained in an
elaborate manner and would universely help to judge right
time in selecting companies for investment or for trading
and other economic activities.
: earnestly hope that this book may prove an excellent
guide to plan economic activities both by individuals and
the corporate sector as a whole.
14th January 1998
Gopal K. Goel
L-409, Sarita Vihar,
New Delhi - 110 044
Summary of Tables
'able No. Page:
'nble 1. Pakshas and Tithies. 69
'nble 2. Hora.
72
'nble 3. List of Nakshatras. 73
nble 4. Tarabalas. 77
'nble 5. Examples of Tarabalas. 77
'nble 6. Yogas. 81
able 7. Inauspicious Yogas.
82
'nble 8. Inauspicious portions of malefic Yogas. 82
'nble 9. Karanas within Tithies. 84
nble 10. Qualities of Karanas. 86
'nble 11. Nakshiitras for Weekdays. 105
nble 12. Nakshatras and corresponding
places in Kurma Chakra. 117
nble 13. Places allotted to nine Asteral triads
by Varaha Mihira. 118
nble 14. Ruling signs of countries and notable towns. 112
nble 15. Classification of sign in terms of decanates. 126
able 16. Commodities and their ruling signs. 129
'able 17. Rise and fall in commoditie's prices
by planetary transits. 131
'able 18.
Nakshatras and their lordships 145
'able 19. Nakshatras (Constellations) 146
'able 20.
Groupification of the gunas. of nakshatras. 147
'nble 21.
Solar and Lunar groups of nakshatras. 147
able 22. Commodities and other matters
signified by nakshatras. 148
nble 23. Names and symbols of planets with .
vedic connotations. 154
able 24. Orbs of planetary conjunctions. 189
able 25.
Tabulation of conjunction. : 19,1
able 26. Aspects of swift planets. 201
able 27. Aspects of slow planets. 205
nble 28. Parallel aspects and markets. 213
Table 2<>, Market trends by navmasas. 215
I'able 30, 1lanets and signs signifying the
commodities, products etc. 232
Table 31. Solar eclipses from 1996 to 2000. 258
Table 32. Lunar eclipses from 1996 to 2000. 259
Table 33. Eclipses and nakshatras. 260
Table 34. Vedic names of tithies. 284
Table 35. Transiting period of planets in
signs and nakshatras. 290
Table 36. Relative speeds of the planets. 291
Table 37. Average periods of retrogression and
direct motion of planets. 293
Table 38. Consonants, vowels and tithies. 297
Table 39. Tabulation of Vedhas. 302
Table 40. Effects of Vedhas. 312
Table 41. Retrograde and stationary periods of planets. 328
Table 42. Longitudinal distance of planets from
the Sun relating to heliacal setting/ rising. 330
Table 43. Average period of retrogression, setting
and rising of planets. 331
Table 44. Heliacal setting/ rising from 1991 to 1997. 382
Table 45. Retrogression of planets from 1991 to 1997. 385
Table 46. Nakshatras of Gold and Silver. 454
Table.47. Transit of planets in zodiacal signs
in the year 1997. 465
Chart 1.
Horoscopic Charts:
Harshad Mehta. 26
Chart 2. Bill Gate. 46
Chart 3. Anil Ambani. 50
Chart 4. Chandra Swami. 50
Chart 5. K.K. Birla. 52
Chart 6. Mukesh Ambani. 54
Chart 7. Amitabh Bachchan. 55
Chart 8. Uttam Kumar. 58
CHAPTER -1
THE I NVESTORS
Astrology is an integrated science and also a kind of
"Dharma Shastra" . This divine science has four mojor
branches viz., Natal, Horary, Electional and Mundane
Astrology. This ancient testimonial of vedic origin in which
the mankind all over the world has reposed an implicit faith,
has been handed down to us by our sages. Our vedas hold
(Constellations), Ritus (Seasons), Grahanas (Eclipses), Tithies
(Lunar days), Paksha (Fortnight), Masa (Lunar months),
Samvatsara (Year) etc., which are astronomical happenings.
The fact that astronomy and astrology are being the limbs of
vedas, is quite evident from our scriptures.'
The astronomy is sequel to astrology. The astrologers,
to begin with, had shown interest in astronomy to compute
the positions of the stars in the celestial hemisphere. This
pursuit was mainly to know what was stored for the nation,
kingdom or rulers rather than for the individuals. The
astrologers in those days, concentrated on the horoscopes of
the kings in order to know whether good fortune was
promised to the kingdom or not as the destiny of kingdom
and its subjects were connected with the fate of the King.
Therefore, at first, the horoscopes of the members of the royal
families were read because the rulers were looked up by their
subjects for the preservation of the growth of the nation. But
Grahas (Planets), Nakshatras
Vedic astrology in money matters
liuliiy u.slrology is open to all including the rulers.
Apart from the four branches of astrology listed out
earlier,'Natural Astrology' which originally was the part of
Mundane astrology has, of late gained great importance and
assumed its own utility.The astrologers are taking keen
interest in the study of this facet of astrology. Natural or
Physical astrology depicts the influence of the luminaries
and the planets upon tides and other terrestrial phenomena
i.e., the atmosphere, climates, seasons, weather, earthquakes
and volcanic eruptions etc. Mundane astrology takes into
consideration the disposition of heavenly bodies and relates
them to the prosperity and adversity of nations and
communities. Therefore, it deals with all such matters which
have relation with the governments, rulers, places, wars,
revolution^, famines and everything that has reference to
the people in general.
Horary astrology has reference to horoscopes erected
at the time when a person has an earnest and intense desire
to know the result or effect of any undertaking or impending
event. An astrologer having competence in this field, would
provide information sought for by the querent provided that
person has complete faith in this science and genuine urge
of knowing the answer to the query.
/ Mi !' ' *' i 1 7i
On the other hand, Natal astrology is that department
of cosmic science which considers the individual and all
: J
things that pertain to a native . It may, however, be clearly
understood that the horoscopes indicate tendencies only and
depict what is likely to happen. It has an inestimable value
is assisting the individual to know and be forewarned to
avert evils or to take advantage of the opportunity provided
by 'Fate' per se.
A lthough all branches of astrology are equally
fascinatin'g and instructive, the Natural and Mundane
The Investors 3
iihlrology .ire contrived to impart study of national and
Inli'iiuitional affairs, especially concerning industry, weather
MHulllions, eclipses and all matters relating to peace and
llfll'inony of the world. The nations which have sound
14 onomic base and sustainable peace, the living standards
nl llu'ir people become quite high. On the contrary, a nation
coding under the disturbed conditions with poor economy
i hardly provide healthy environments to its people. In
I In' former case, the nation would be under the influence of
Iwnofic planetary disposition and while in the latter, malefic
pliinots would be causing adverse effects.
Trading and other economical affairs can not escape the
Influence of celestial bodies. Although this forms part of
mundane astrology, the increased activi ties in stock
exchanges and speculalory dealings, have promted many
UNtrologers to work in this field rather more seriously. The
iiHlrology of the commodities remained one of the segments
of the divine science and many references are available in
Ihe ancient scriptures related to astrology. However, with
I ho latest developments in handling forward tradings and
nffairs of stock markets astrologically, the interest of the
mundane astrology has been profoundly focussed on
Commercial Astrology which deals with the commodities
markets and other commercial and speculatory activities
guided by the principles of the Vedic Astrology. India has
mothered astrology, yet the commercial astrology has a lot
of scope for research and sustained study, especially in the
urea of Stock Exchanges and Stock Markets which started
operating in India qui telate as compared to thg other
developed countries of the world. Besides, many facets of
commercial activities have ajso undergone dramatic changes.
Trading, by and large, has come in the hands of professionals
who employ many scientific tools in managing the affairs,
i
The scriptures (Shastrns) of our sages and also Works
4 Veclic astrology in money matters
carried out by our eminent astrologers are limited to old and
traditional items while there is world of change in their
t'AVjLb ;
manifestations. Although the present breed of astrologers
through their serious works and experience have tried to fit
in the new inventory of items in the ariibit of signs and
planets, yet much more work is still required to be done
before one could reach on a firm ground and say something
with an element of certainty.
In this book an attempt has been made to sift out certain
important axioms and basic 'Sutras' to show how planetary
i nfluences over the commodities make a particular
commodity to become scarce or su^pfus. TThis is the major
factor to guide the pricing pattern of any commodity.
Drought, flood, good rains etc., which have direct impact
over the production of the commodities, have explicitly been
dealt by the learned of astrology. The role of solar and lunar
eclipses is predominant in the mundane astrology so is in
the commercial astrology.
Commercial astrology, therefore, is the most useful
branch of astrology. This is also based on the classical
principles of natal astrology. The indepth knowledge of natal
astrology is necessary to understand and practice commercial
astrology. As stated earlier, it dwells on the commodity
markets which are the very basis through which Stock
Markets are studied. Vedic Astrology through its centuries
of sustained studies of the celestial bodies and their effects
on the terrestrial life, formulated certain combinations to
understand the fluctuations, both in terms of quantum and
prices.
The planets signify all the mundane matters. A
commodity, at times, is ruled by two or more planets. In
addition, the same commodity is influenced by multiple
factors like Signs, nakshatras and their lords, which again are
The Investors 5
tin* planets. In order to derive subtle results, all these
I til I nonces have to be taken into account without ignoring
iiny one of them.
The supply and demand is the basic economic
phenomenon which brings abo^t ups and downs in the
prices of arjy commodity. Abundance of a particular item
i miNes slu^rjp while shortage gives rise to prices. The political
Mcenario both domestic and international, have direct
Iwarings on the prices. Even at times, in the era of plenty,
I In* prices still sour high due to artificial scarcity created by
I lie speculators or monopolistic conditions. But in effect, such
conditions are created by the planetary configurations or
Influences put forth by a set of planets capable of creating
arcity even though the items are available in abundance.
Broadly speaking, influence of J upi ter shows
environment of plenty and prosperity and thereby it
depresses prices. On the other hand, Saturn's influence
causes shortage, famine like conditions and in turn
appreciates the prices of all the commodities under its spell.
Likewise, the other malefic planets viz., Mars, the Sun, the
waning Moon, afflicted Mercury, Rahu, Uranus, Neptune do
bring rise in the prices during their transit over the signs, of
the items signified by them. The fluctuations often render-7
contrary effects in the stock markets. For example, a shortage
of a particular item brings rise to the prices but the shares of
I he same item falls. When Rahu was in Libra in the year 1976
and 1977, the prices of clothes went up due to strike in the
textile mills. Venus being the lord of Libra denotes cloth. As
a result of these developments, the shares of the company
dealing with the textile materials got depressed. Similarly,
Jupiter signifies gold and petrol and rules over Sagittarius
and the transit of Rahu and Saturn over this sign in the year
1991 brought sudden spurt in., the gold prices. The
Government also went into stlep hike in the prices of petrol
6
Vedic astrology in money matters
and petroleum products.
As the civilisation progressed, the mankind constantly
raised their standard of living. To make living more and more
comfortable, inventions were made constantly.In ordey to
regulate the activities of human being in a cohesive manner,
the concept of trading through circulation of money was
innovated. The inventors kept on evolving simple yet
effective methods in their pursuits to gain maximum with
least possible investments. This gave birth to trading norms
which governs every business and trading centres even
today. /
All the Trading centres and Business Chambers of
Commerce have formulated their own set of rules to regulate
their activities. Their norms have similarities as well as
differences depending upon prevailing local traditions,
characteristic of a particular commodity and different laws
promulgated by the state authorities. Based on the regulatory
provisions of each Chamber of Commerce or Trading Centre,
the transitions of buying and selling take effect through
different modes which in common business parlance are
called trading, speculation, forward trading etc.
Trading : an intrinsic nature :
I t is an intrinsic nature of the mankind to make
maximum profits with bare minimum investments and also
with least botherations. Most of the persons with such
tendencies, undertake different pursuits to achieve their
objectives. However, keeping this aim of making quick bucks
at the back of their minds, the trade commonly ventured by
them'is forward trading or speculation. After entering into
this type Of business, one generally gets inhibition of failure
or state of helplessness after earlier setbacks. He often
becomes directionless and his concentration gets distorted.
Fear psychosis hounds him and he starts giving away his
I he Investors 7
|)iiii lii| 'H, I Kvspite his shattered confidence, the compulsions
(il ill1game gravitates hirii through the venture. The initial
II| *i mI downs with sustenance and drudgery provide him
him Hi}t,h ground to adjust his temperament. Once he musters
Ii" tyi'll lo light with full zeal and courage, he ingrains
pellet lion find that is the touchstone for him.
I lie present economic upsurge, all around advancement
Hlttl people enormously adopting fast life style, have made
pet illation as part of a routine business for speedy
HHllllplit'iilion of the fortune. Governance of speculatory
IuiMiichh is carried out under a proper game plan. It has two
Innli dimensions i.e. i) Principles or rules of the game ii)
*H linn plan with emphasis over the timing of events/
He* Imlons, To attain success in any business one has to be
fully tinned with these basics. Not merely acquaintance of
Ulnae rules but also impecable perfection is required;
Hllte wise, one works on a slippery ground. Losses or gains
Hi uperiilation is squarely attributed to one's own acumen
(til nIh ii'P wittedness as it is one man show. Before one
tikes plunge, a host of information which instills much
in'tlnd confidence, is required. Without holding adequate
IfcpiMlencc and assuredness, a speculator always functions
Kinder lurking fear of failure. A few setbacks might totally
('liange Ihe facet of his life. However, one with astute
Capabilities should be able to define one's objectives and
Unit In rather explicitly.
II should be borne in mind that when you enter in the
liHHlness you are competing with the most experienced and
well established players who are equiped with all kinds of
I 11' Isn of the trade and enjoy support.of highly placed public
llguies and big-wigs of the government. They are like sharks
In Ihe ocean who are always out to swallow .smaller fishes.
Ilenldes, I hey acquire the services of such persons who have
where-whith'al to provide accurate information and
Vedic astrology in money matters
projections on agricultural produce, industrial productions,
governments financial policies etc., which helps making
accurate decisions. Such big giants hold the capacity and the
capability to tilt the balance of markets/ stock exchanges and
also have the potential in driving out even big business
houses into insolvency by inflicting heavy losses through
their unscrupulous acts.
Entering into this infamous world of plunderers with
insufficient experience and limited finances and venture to
compete with the hawks who are out to take a pound of flesh
every time you tend to cross their ways, you are required to
muster enough courage, hold your confidence and play your
cards with great care and precision. You should never get
U rVV'.-.t. 40u M --*
deterred or apprehensive of these old stalwarts rather you
should try to break their strong holds by infiltrating into it
and try to create your own niche by playing one against
another. Whenever any dramatic changes occur in nature,
policies, economic structure etc., these speculator^ ^ej
combined to take maximum advantage^ of such upheavals
or calamity and this is where you can draw benefit by playing
your cards cleverly.
The government generally tailor their fiscal policies to
frustrate the moves of the speculators. The major players try
to hoard the goods to execute false scarcity and set in upward
spiral effect in the prices to corner a neat sum. The
government on the other hand, impose all sorts of restrictions
to arrest the inflationary trends. In this tug of war, if you
maintain a low profile, you can take advantage of the
situation at an appropriate juncture and make money even
in the presence of big players. The wait and watch strategy
is like shoot and scoot which helps establishing in this field
of plunderers gradually. Conversely, a head on attempt, like
big and established players right in the beginning to make
big money in a short span of time, may result in a total loss
The Investors 9
hI iHMOurces with which a low profiled starter commences
Hit}venture.
OJj i mA V
An avidity for making great profits may tend to lose
M-umnall gains. Without applying checks and balances and
Iu>11Tt or cool in this trade and do any business beyond the
Illi'iins yields unbearable reverses due to incapacity to hold
11u* commitments upto the opportune time and forced to
111111i11nte the stocks when prices are not favourable.
Therefore, the speculatory trade if handled
|t| olt'Hsionally and resources are utilized diligently, there is
oilier business which enables you to earn sumptuous
money so easily. Just play intelligently in between bullish
hi I bearish swings but never get swayed for an illusory
11mills and do not overstep the resources through an
Imprudent way because end of reckless movements is always
IuiiI mid depressing.
Meddling with trade everyday and increasing activities
ImMi'ssly, by merely seeing markets going a bit bullish, is
lipvor reckoned a clever move. Weekly averages and
favourable swings should roughly form the basis to corner
ii portion of intended profits. This is always considered
Millident for a sustainable business.
Therefore, the first and foremost principle of forward
lending is to do business freely but diligently and within
own strength and means. Even with inflationary market
liriuls and fully confident to run the market favourably, one
In mi Id not venture to do business beyond one's capacity.
HfrtNon being that hefty earnings through risky efforts makes
mu' lo lose mental control and balance of mind leading to
oviMMlrpping the rules of the game and the end results may
hr disastrous. Besides, every visit to stock exchange should
not hr on the presumption that striking a deal is a must. It is
only alter thorough study of the market and on the day a
10 Vedic astrology in money matters
favourable swing is found, the deal should be concluded.
Ups and downs in the prices are not a daily
phenomenon. A particular trend remains for weeks and ^t
J i p ^, for months together and then only'ifte^Hmits'of' the
^swingfgets filmed up. Small gains here and there should not
be taken a level of overall income because it is quite possible
that a few weeks of favourable trend may not come again
for months together. Assessment of gains, is therefore, be
on the basis of overall income for a particular period rather
than on short terms of gains.
Principles guiding markets :
Before we really set on to describe principles guiding
bullish and bearish trends for trading, one thing should be
clearly understood that there are mainly two systems of
generating profits. Firstly, to produce such items or facilities
through which the needs and wants of public, at large, are
met or helps those persons who are behind producing such
items. Secondly, to solicit gains by exploiting desperate needs
of the others. This strategy also forms part of forwardtrading
because copious gains are made on other's compulsions and
privation. By generating demands through this practice force
the persons to pay any price for their urgent requirements.
On the contrary, a spurt in the production depresses the
demand and market becomes sluggish and no one is
prepared to pay even the right price. An astute businessman
is always at the look out for such desperate situations to make
neat profits through manipulations. Efforts are always made
by the government to control the surplus production to check
the price line in order to repose confidence in the public, On
the other hand, traders attempt to create shortages to fetch
the desired price. A few decades back, standing crop of
cotton ctc., used to be burnt down to generate the demand.
Tho speculatory trading remains the best business
I'he Investors 11
mi if line neither the goods are physically handled nor
i| ii<illl\ I, tors pl.iy havoc which raises disputes and causes
nl problems. Speculators once master the techniques
Mi til'llili/ tling bullish and bearish trends, develop canny
{HhiIIlull iind gut feelings thereby reducing the chances of
HHilMi. I! owever, for this, the business has to be taken in
ill *M'i I nil sues, and even a small and insignificant matter or
tjlHtl should not be handled in a casual manner.
b k - (?
Mm icy is the major input and vital limb of any business
i | I in I he case of professional or consultancy services.
I| H tn llu* sneculatory business, the real enjoyment comes
llH"*'| h diligent application of financial resources. It is
'\ *"i fe to employ part of the available capital in
||ti i ii I.il ion and never attempt to stake the entire funds, no
f lf\ 'I
| #*. . ii ow much favourable and fervent trend is
...........' / ely known. Even many shrewd businessmen have
(/ [- . tfou boj^Ps
ptiMi doomed by overplaying their resources.
A deal should be struck after a careful analysis of the
feltd tind clearly understanding the climate of the market.
MWi-yer. deal is made it should^be followed up in
util iMi nest. Watchfulness is the hallmark of speculation,
p i iif who are lazy and lethargic in their approach, generally
liibr In the bargain. Remaining alert, not to change mind on
(rounds, and rerjram to act over rumours, generally
mn| fill'd by the vested interest, are the absolute conditions.
ImII some do get influenced by the friends and trade
f| illi*iUues but their advises could as well be deceptive or
Mi'll i entered. No doubt, a mentor in any field is useful and
Mippiotive, but the choice of friends should be absolutely
ii>i ui'.ite and without any element of error, otherwise it will
prove very costly and at times, fatal. By correct choice, we
nii'iiti loyal, sincere and above all having adequate
knowledge on the subject. Do not choose an advisor on his
Iiir value and do not follow any advice blindly. I t should
I . Vedic astrology in money matters
bo checked and cross checked before acted upon.
Use of Print Media :
Number of leading dailies are also releasing newspaper
exclusively dealing with the financial activities of the world
in general and of the country in particular. These are
popularly known as "Pink Papers". Some of the leading
dailies are Economic Times (of Times of India), Financial
Express (of Indian Express), Business Line (of The Hindu),
Business Standards (of The Telegraph). Every aspirant
actively involved in stocks, speculation or any other similar
trading pursuits, do subscribe to one or two such financial
dailies to keep abreast with the trade and business
developments and gather much needed information, to
support a particular venture. Daily critical study and analysis
of these publications keeps the erratic impulses under check.
An indepth examination everyday stimulates an
independent assessment of a greater credibility. These inputs
provide an edge over others which should not be shared or
revealed even under any state of provocation.
/ <A lAjJbO/bi
In the event of firm economy, the inflationary trends
remain under control. In India, agricultural production
predominantly depends upon the level of rains each year.
j ^ ..-/ . at-o-- J
b0' , , Bulk of the agriculture spread is in non-irrigated areas.and
even the irrigated areas suffer on account of scanty, rains
particularly, in the hilly regions as rivers carry less water
and also dry up soon. Therefore, if timely rains are not there
or monsoon fails, the prices of agricultural produce shoot
up. On the other hand, in the event of good crops, the prices
of the commodities get depressed. In addition, the effect of
the shortage of other inputs such as fertilizer etc., is also
tremendous. To arrest the inflationary trend, if government
resort to timely imports of scarce items, the prices would be
controlled.
The Investors 13
CiC\
\ tl lliiHC factors must be rheticulouslv examined and
in inliul while taking a plunge in the tricky business.
Mill i nr failure depends upon proper and accurate
i dcoju-
(Mini iiinl Ions as against casual and perfunctory assessments.
i 'MI'i ise should not be confined to a particular item or
euhji'i I lnil an overall view of each and every tricky situation
in tal ill, In this type of business, government's policy and
Bull I It al i I i mate should not be ignored. Ignorance of statuary
HHiipubiions puts a trader into deep trouble.
Nh IIUIi and Hearish Trends :
In general, there are three possible market trends.
Tin' first possibility is of market remaining bullish, the
nml, lo be bearish and the third one is the slippery trend
if) which the market keeps on fluctuating upwards and
ttownwards but within certain parameters. It is in the third
III lial Ion where it becomes rather difficult to make decisions
fid earn profits. Normally a trader gets atuned to the market
Mill lions but in the event of erratic trend, the investors do
Ii Into losses due to i nabi l i ty to make short term
IjliNtments. In this paradoxical situation, a person having
nirp wits and deep concentration over the whole affairs
jfcll even take advantage of such ticklish situations.
I,aw of averaging plays an important role in dealing
With uncertainty but the parameters of bullish and bearish
(Ha to be marked rather very carefully. With this exercisg^ ,
llm swing of the market trends could be ascertained
fit i iirately. When the prices touch the lower segment, that is
tin appropriate time to generate profits. Once this strategy
ttHfi established, it then becomes necessary to look into the
wl/ i' of the profits to be achieved initially. Thereafter, it
hliould be increased step by step but within the set
parameters because when correction takes place, it only
if I eels the last deal and at the same time it provides a good
i
14 Vedic astrology in money matters
r
n ~\jsi
breather lo wrap up the accrued profits. Market for any
commodity moves in a set pattern and it determines its own
extremities like pencfulum of a clock. Bv establishing the
A '.
fringe limits of the swing, it becomes easy to delineate the
trend at any point of time.
Perception of global markets :
As detailed earlier, "Pink Papers" which predominantly
cover financial news of the country and also the world, have
become very popular amoiigst the senior executives of big
companies and modern upcoming business community. The
present fast moving economy, globalisation of practically
every trade and rapid development of electronic media,
. I SisXsC 0 i i ( LI- ft"' v
enjoin upon every prudentpl'a^er in the market to know the
commercial and economic activities of every country. It is a
great folly to act on the trend of a particular product indicated
by the local market spread on production and consumption.
It is absolutely necessary to minutely analyse the transactions
of major markets of the country in context with the
international markets before making any deal.
, , , With hi-tech communication system making great
(1 strides, no country would rule an independent economy and
India is no exception. Lot depends upon the mood and trend
set by the markets controlled by super economic powers like
USA, Japan, Middle East and major European countries.
The standard of newspapers exclusively dealing with
the economic and financial affairs published in India is no
less than any i nternati onal l y acclaimed newspaper.
Analytical stories, critics and reports published on a wide
range of economical and political subjects are exceedingly
useful to impart comprehensive knowledge practically on
any conceivable item. There are number of business
federations and chambers of commerce operating in the
country who help shaping and monitoring fiscal and
The Investors 15
JtlHinnili | ml ivies and participate in the global economic
11>*| >111111s. Practically every business house worth the
Hrtitu l'i the member of these institutions and draw full
flplti'lil hum I heir activities. For a single industrialist or
JMIh liy, il becomes very difficult to give vent to their
IfiiMi'liiH nd for such purpose, the forums of these
pkllliilluns become quite handy.
/I U J M ' X i
in I*ill the whole gamut:
In line, it would suffice to say that an investor should
Dill |iu beyond available resotirces and rather avoid being
fltpleil lor quick gains. Loss and gain a^the part of the
irtmr which is also truly applicable in this scheme of things.
Hflvvcver, il should not perculate to a stage of demoralisation
under its influence, one tends to go reckless and
wrong decisions. A quick retrieval from such setbacks
flb'iolulely necessary to avoid-a total break dowr\ . It is not
| | lil of deals which are important, but a few well planned
ivm p,ivc's better profits writh much less risk. An indepth
jllilv of market trends and swings are the essential precursor
llle whole gamut. It is an ongoing exercise to infuse one's
Oll| *hls with the sensorium of the market which brings
hexl venessf in the entire functioning. These factors are
IVvii ys borne in mind even handling a small deal because
jiy i ompromise the essential inputs lands an investor
Hlu deep trouble. One must develop confodg,nc in one's
JVvn i iil<illations. Self trust could only be inculcated through
BllHliinl assimilation of correct market signals concerning
feinhi .mil behaviour.
J c h>rf 7tyfr
I tmvers.incy of fast economy :
Thorough study of financial and economic newspapers,
iililj'ii/ .ines, periodicals etc., on the subject and similar
mnlei hi Is published by various chambers of commerce and
II ini in la I institutions are quite helpful in determining the
16 Vedic astrology in money matters
mood of the stock markets and develop proven gut feelings.
Updating with the fiscal and financial policies of the major
players of the world help identifying the capital environment
and of leading countries. It has become more relevant in the
present state of liberalisation of the our country's trading
policies where multinational companies are evincing great
interest in shaping the business atmosphere on a positive
note.
Beware of political pronouncements :
The transitionary economic scenario of 1994-97 has set
the tone of Brisk and reckless buying and selling without
serious calculations. These moves are purely speculatory.
Therefore, this is the time when temptations are resisted to
avoid regrets later because stability in the economy is yet to
arrive as government policies are still to be firmed up. Infact,
government remains unstable and dabbling with the
country's future. Most of the schemes being pronounced at
this juncture can not be taken at their face value as the
economic situation still remains unclear.
To illustrate; in the early part of the month of January
1997, the than Prime Minister Mr. H. D. Deve Gowda gave a
statement that the government would announce a major
economic package within a week's time to boost the capital
market and resort to "borrowings" to bridge the mounting
gap in the oil pool account. With this announcement frekfy
buyings were rallied between 14th and 16th January 1997.
Speculators turned ^aggressive buyer thinking that the fear
of petrol price nike which was looming large over for some
time is over. Bull run had lifted the Sensex (BSE) by over 400
points^in ^ short span of two weeks. The foreign investors
have resilmel3 their buying operations. On 15th January 1997,
Sensex zoomed over 154 points (i.e. from 3492.26 to 3646.73)
with all round brisk buying by bull operators. The
njti't liii tilar rise was accentuated by the affirmation of major
in imi tin it* package. However, on 18th January 1997, the
nose (.lived by 190.85 points. On 15th January 1997
wlii'ii prices spiraled above their 52-week highs, pushing
Ni 'iiihv sharply upto 3812.31 in the early part of the day,
W| lni*NMlng the wildest-ever fluctuations of record of 356
Bnlnln on the stock market, but it pulled down in the later
nail Ni| imo/ .ing the index to close at 3455.88. The Sensex
Miilnml ov{er 167.5 points over its overnight close and then
fll| lf| Vil $56 points, settling at 190.85 points below to the
| Ml'VlnUN elay.
Many investors felt sorry for not having a go at it. Their
| 1) for having missed the golden opportunity was
tyHlntindod because those who had entered rather too early
mni ti.rn i osl when market crashed had felt bad for entering
. || Hu* wrong time.
Ii'h ill the game :
I lit1above episode highlights one thing that an investor
Mi "play by the rules" and not to act haphazardly. The
| i i ol I ho game need be reiterated :
Y v<>C)\ cac> *
I) Do not buy in a haste. When everyone around you
is buying in a frenzy, give yourself a break. This is
quite evident from the above episode, that only
those investors who entered the fray have lost
money in the bargain. ( (
II) WI ion market is showing a study bullish trend, buy
whenever the market reacts. That is to buy on the
(Iodines. Whenever there is corrections after a quick
I'Imo, hotter buy at lower levels by allowing the
market to settle at its bottom. I t is a noted fact that
I Mliarp declines are followed by a steep'rise generally
I with Iho same magnitude and then settle high.
06OCUdk'(J\
The Investors 17
18 Vedic astrology in money matters
iii) When there are rumours afloat that market is
expected to rise following certain government
decisions etc., wait for a while before making
purchases. It is noticed that a bullish trend sets in
whenever a good news breaks but buying should
only be resorted to when uptrend sustains. At the
same time when a bad news hits the market or for a
particular company, there would, be panic selling
and buying at that stage yields good returns as after
the panic is over, there would be an upswing.
iv) Buy only those stocks which you have been
monitoring and whose trend has been established
for some time. Do npt go in for blind scrips which
are unknown. Never speculate without knowing the
healthiness of the stocks. Atleast do not risk your
money for hearsay or least known stocks.
v) Never attempt snap shots profits if not in a position
to have whole time indulgence because one tends
to commit more than one's resource and in the
process lpses huge amount when, underpressure or
squaring become inevitable.
bjr'- '
vi) Keeping speculative positions undercheck will help
avoiding mental tensions because in this way
overall profits and loss position remain well within
means. If you dry up your funds souring capacity,
you will be in a dire strait to retrieve the position
because at that stage, it becomes difficult to meet
the requirements of margins and financing charges
and you have to sell out vour stocks at a loss.
Small timers always become fodder for the big ones and
they can ill afford to speculate because occasional speculators
seldom make profits. Unless, you have the capacity to stav
invested through bad patches and urge to control speculative
The Investors 19
t'Mi'li'lu i<'s, you are going to be a big loser.
Spci illation, in a way, is a gambling because a speculator
it111*J*h on stocks,when no one wanted to touch. Sharpness"
nl pi'fivp/ ion is the key word in this game. An astute player
| m i hlM in the stocks when others ignore them and sells them
nil whi'n others get involved in buying. These are the key
WokIn lor the fringe players who are at the verge of entering
lOlo this dilcey yet very challenging business of speculations
in n!oi markets.
11*' rtMtrological factors : -t
CHAPTER-2
f)
Celestial Phenomena
A strology has a long history from the dawn of
civilisation. In I ndia we find references of astrological
renderings in the ancient scriptures like Ramayana and
Mnhabharata. In the modern time, scientists of great eminence
like Isaac Newton had reposed great faith in this divine
science and recognised the effects of celestial bodies over
the terrestrial activities. He infact himself was an ardent
astrologer. He once retorted his pupil who had disregarded
and ridiculed astrology by saying "I have studied these
things and you haven't".This was a befitting answer to those
who are scepticals about the efficacy of the astrologv, as their
ostentations are based on the high conduct and achievements
of science. Now there are many renowned scientists and
astronomers who are getting inclined towards this
astronomical based science and none have any doubt over
the fact that there exists an intricate relationship between
celestial disturbances and terrestrial happenings.
The credit of discovering some of the fundamental
cosmic laws regulating the universe and inhabitants of the
earth goes to the ancient sages. Our sag^stfreld more truthful,
precise, reliable and discernible tools to comprehend and
observe these celestial phenomena. All this perhaps has been
possible due to vibrant consciousness activated through yogic
method and Divya Drishti (Divine power). A consistent
1
Celestial phenomena 21
nitration of s,ensoriym unfolds vista of subtle moments
>nI certain inherent facts which even hi-tech scientific
I'.iid^ets fail to record.
Scientists and Astronomers can say with accuracy what
iii I is happening in the universe but what they are incapable
ul doing is relating these activities with the behaviour of
human beings. Further, all the scientific researches are
11ussed on the material phenomena while the ancient sages
were eye;n awar(^o| tl\ e^f or<;g beyond these discoveries. The
treatises propounded by our great seers have a clear message ,
lh.it what is happening in the universe is being replicated ^'9
in the human lives. This what astrology is all about. The
le,irned astrologers have created time co-ordinated system
which transcended ordinary human frontier and established
,i lime link between the happenings on the earth and in the
rest of universe. This conception later on became an ideal
I nr the astrologers who needed some mechanism to refer
r.irihly events with planetary movements.
The planets initially assumed entities fjto be worshiped
.md their gross bodies were merely confined to remedial
.islrology which later on expanded its scope to deal with the
hie process and exposed to material activities. At its final
i.ige, the astrology connected biological and psychological
order into the inner nature of man to link the behavioural
in pects with planetary influences. Vedic philosophy dwelled
<in the concept of space, time and matter. A secret that mind
exerts di rect infl uence on the outer world, now
,u knowledged by the psychologists, was well known to the
liMi neds of this science long before. Time evolution is allied1
lo I lie astrological perception. The planets are the testification
ol matter and these planets are under constant motion in
l he universe (space). Their movements are governed by time.
I he linkage between "Time Space" and "Matter" become the
h.isic inputs for astrology to synthesis and expound
(
.islrological axioms. A
\ rdu .islrology in money matters
( on in ic l.iws :
I mm llu* f oregoing description, it is quite evident that
the pi.mots and other comic energies do influence all the
mil Iters on the earth including its natives, the mundane
foil lures and other economic affairs.. I t does control the
hustling movements of trading overtures and'cause market
fluctuations stir, fuss and arao that make the tradesman reel
iifoCjry
under its pressure. All this topsy-turvy happenings are the
game plan of the heavenly forces in which human bodies
are the players remotely controlled therefrom to which we
call cosmic laws.
The market fluctuations as has been amplified in the
(ACCryUU r
introductory part, are caused by the starcity or excessiveness
of a particular item. This gives way tp.speculation. The
1 . . . > ? . . ' |V. .
speculatory activities are actuated by the vagaries,of nature,
stability of the government and its economic policies,
agricultural development programs,political climates, social
activities etc. These realms of nature transcend from the
cosmic energy and disturbances are caused in the universe.
It is a settled phenomena that NATURE does play an
important role or for that matter is a key factor in stablising
and destabilising the market prices and other ups and downs
in the whole gamut.
In a common parlance, nature relates to the whole frame
of the universe which explains how time, matters and other
mundane factors are closely inter-linked with the causation
of the spectrum of the forces of the universe such as magnetic
currents, radiations and gravitions which emanate from the
heavenly bodies. Since the cosmic rays at one point of time
penetrate at variant angles and intensities on different areas
(countries) over the earth, the diverse results are observed
in various places of the world at the same period. As a result
of these diversified influences over the global spread, we
Celestial phenomena 23
in >ln some parts are having excessive rains while the other
i h i i I s reel under sever draught. Some places of the world
I, destructions due to natural calamities and yet another
pin is nf the globe enjoy boom and prosperity. A commoner
11*44 eives this as a divine intervention which ascribes such
inil>.dances, or super natural forces which bring about
dev.isLUion and property simultaneously at the face of the
P tilth.
Under a natural phenomenon, nothing is statit^and^
pvei \ tiling is subject to change. These factors, in the tore of
ini i miomy and astrology, are attributed to the cosmic
disturbances caused by the alterations and changing
| i| .melary configurations from time to time. It clearly focusses
on the fact that celestial bodies do dominate the global
. liviliesand in this process, amongst other thingsit governs
I lie mechanism of the world markets both in terms of
Volumes and prices.
As explained previously, the rides relating to the pricing
I >.I terns largely depend upon the availability. What makes
sliitriages or surpluses? Why all these fluctuations occur?
I he answer is quite simple. As already clarified that the
movements of the heavenly bodies in the clestial sphere
i usite disability in every terrestrial activity and these
i ommercial events are not beyond their influences.
To illustrate this phenomenon, we may say that the
luminaries regulate the atmosphere, thereby they control the
environment which besides other things, command the
human mind. Full moon days generate high tides in the ocean
due to intense attractions between the Sun and the Moon
having been positioned at an opposite longitudinal distance
on lliis day. During the eclipses, human mind generally
becomes lazy due to dull environments set forth by the
| )owerlessness of the luminaries and also by the cosmic forces
\ din astrology in money matters
originated bv the atmospheric magnetic currents and
invigorated gravitational attractions.
There could never be an Earthquake or other physical
disturbances of any kind but for the interaction and mutual
attraction of planetary forces. Similarly, the interplay of the
heavenly bodies also influences crops, productions, rise and
fall of market prices and other economic activities.
In fine, we may say that heavenly bodies do act directly
upon the EARTH. This is a matter beyond dispute,
otherwise, the ocean would be tideless without volatising
power of attraction exerted by the luminaries. The Sun with
its solar system forms one harmoneous and balanced whole
and every member of this system interact each other to
generate viberations and magnetic fields to regulate the
activities on the earth.
The apperant determinants of these factors, to a common
man, could be just a principle of supply and demand, but
the origin of this concept lies in the celestial objects which
electrify the earth with their radiations and viberations
according to their dispositions in the universe.
When prices of commodities are appreciated or get
depressed, it is attributed to bad or good crops and such
status of crop is again accredited to favourable and
unfavourable atmospheric conditions. How and why such
(>\ ^ J
situations have arisen is the moot point which is beyond the
comprehension of an ordinary person as in order to arrive
at plausible findings, the heavenly angles are to be explored.
The status of a particular commodity or item could be
analysed by taking into consideration, the positions of
planets through such items get vitalised. / Further, if the
ruling sign of a place or country is under an adverse aspect
''i by some major planets, disturbed conditions prevail and the
\ stocking levels of the concerned material also get greatly
)/
(. elisiuil phenomena 25
mIIi'i I-iI duo to shortages etc. Good influences of these
I<l,iin!. alleviates the bad effects and the situation get steered
llimii(;h favourably.
In the same manner, the celestial objects control the
' ' ' i 'C J-U
hlbm* markets, stocks shares, bullions, commodities, and
Ml her fi nanci al matters of the country through their
itliNpicious and inauspicious influences.
In this dynamic world, every thing or situation is
i limiting. The change is either fast or slow, but change is a
Hill!,I. Under this ever changing scenario, the consequential
Mmliiatxons in the commercial activities are not the matter
nl h i m prise. Astrologically we know' that these changes are
brought about by the displacements of planets and other
i rlr.Niial determinants and once the reasons of changes are
I loured out, the element of surprise get vanished. The
111.1notary influences also spring phenomenon changes in the
I i in.in life which affects their health, financial status etc.,
mi dramatically that it makes even knowledgeable astrologers
In wonder.At times, an individual brings conceptual changes
In llu' entire system, society and a country, due to strong
liivourable influences over his nativity.
I'or example in the early part of 1990s, Mr. Harshad
Mi lita an astute share broker who made fortune by diligently
manipulating the share markets and also taking advantage
ol the lppp holes in the banking systems of the country. He
amassed millions of rupees in a short span of time. He with
his unscrupulous moves, changed the whole complexion of
I ho share markets. He made this business so vibrant that
ovory second person, in those days got involved in it. Mr.
Mehta went whole hog in speculatory buyings and raised
market tempo artificially through manipulation of the stocks
wilh the connivance of the authorities.
UM'OV'
Wi li r astrology in money matters
Mi I Lirshad Mehta was born, on the 29th July 1954 a1
10,1)0 ,i.m. (1ST) at Bombay. His horoscopic chart is placed
below.
Chart-1
Ketu
Jup
Merc
Harshad Mehta
29.7.1954
10.00 a.m.(1ST)
Bombay
Sun
Moon
Ven.
Rahu
Mars
Sat.
' l
Mars
Merc
Jup
Ketu
^ L
NAVAMSA
Moon
Sat.
Venus
Sun
Rahu
In the birth chart, J upiter, Mercury and Ketu are
conjoining the 10th house which speaks of professional
dishonesty. Exalted Saturn, the lord of the 5th house
(speculation and wisdom) and also of the 6th house, is
posited in the 2nd house (Wealth) and aspecting therefrom,
the 8th house (wind fall) and the 11th house (gains) and also
11th lord. Jupiter, Karnka of wealth though badly afflicted,
aspects Saturn in the 2nd house. All these combinations
depict tumultuous income through speculatory activities by
employing unethical means. Again, retrograde Mars, the lord
Celestial phenomena 27
I (lie Hlh house casting its aspects on the 10th and the 11th
Id him", and also on the Sun and the Moon, the lords of the
1,'lh and I he 11th houses. Besides, the lord of the 9th house
\ i ntc. is also posited in the 12th house. He ran out of luck
and mel with a sudden down fall.
The lesson that could be drawn from this episode is that
how an individual, when the time and planetary disposition
Were in his favour, brought a sea change in the share markets.
I lie power of celestial bodies are greatly evident in many
pecuniary cases of rag to riches in a short spell. The recent
<sample is that of Lakhu Bhai Patak, the king of Pathak Pickle
invery famous in entire Europe and American continents,
had migrated from Kenya to U.K. with merely fifty sterling
pounds in his pocket and a large family to feed. He became
multi millionaire and one of the richest persons in U.K. by
| ie.i I l ading in pickles. This shows how the radical planetary
pn-.ilion and the movements of the heavenly objects bring
11irlh dramatic and unexpected changes in ones life. These
principles are equally-applicable in the terrestrial changes
which we often observe.
All the events and activities are meticulously guided
and influenced by the cosmic radiations resulted from the
planetary interactions. Business activities can not but also
I'.el affected by these cosmic energies and so also are the
Iicrsons handling the business. Once some one gets engaged
in any type of trading activity or enter market to transact
. business, that person immediately gets subjected to those
laws of planetary stimuli which dominates the core of the
acl ivities. Thousands of persons who are indulging in the
marketing and carry out different transactions hardly know
II t their movements and mental faculty are being contrived
and impelled by the inperceptible laws actuated by the
heavenly bodies.
n&f&TpV
Similarly, the astral vibrations also incite the market
prii rs and if these forces which rule the prices are once
assimilated, the laws guiding the price mechanism are well
understood. To interpret the cosmic laws is where astrology
manifests incredible knowledge and logical explanations.
If the general rules set forth in the astrology are duly
accounted for and the impact and influences of the planetary
forces are superimposed over the market inputs, pricing
behaviour and the world's economic scenario, many puzzling
and mystifying situations get resolved. But even these
perplexed happenings have some rhythm or pattern which
an astute person is only able tc identify. By understanding,
cosmic laws in relation with the conduct and demeanour of^
markets' sensitivity, one can certainly make capital out of
nothing and that too of every transaction.
Speculation is not considered, by many, a righteous
deed and keep off it due to the fear of getting hooked, But it
is not realised that in any venture or pursuit, their is some
lurking doubt whether it ends up favourably or not. Like
this, any activity is fathomed with an element of risk which
does not mean that there should be no movements. Non
performance takes to a state of inertness and develops inertia.
Hazarding a move is the challenging aspect and provide
thrilling experience in which a crafty person speculates and
shapes the moves cleverly to minimise the imperiiment. One
should appreciate the fact that trade and commerce activities
without any exception, are of the nature of speculating
investments. For that matter, even education falls in the same
category as wre have seen that highly qualified person is not
doing well to earn his livelihood. On the contrary, many
lowly educated persons are making fortune. It is also noticed
that a person after becoming engineer by investing hard
earned money of the parents and best period of his life,
ultimately ends up doing petty jobs or business, very much
'It Vi'ilir nslroloj>\ ' in money matters
( 'elcsLml phenomena 24
mu cl,iicd in engineering traits. I know of a case where a
MibMing enthusiast joined the Army as doctor after
ii| t| iiinmg medical degree from the Army Medical College,
I'm Williin a span of five years, he not only left the Army
IM11.il'.o medical profession and started garments business.
Wild I wo have to say to this if not startling and unpredictable
lnippcnings. In first case, one had spent money and time to
UrI (>d education in a fond hope to earn a good profession
bill 11is speculation failed and he landed doing petty jobs. In
llic Nciond case, he speculated correctly and became doctor
I>iI (onId not pursue medical profession. Here also his
hpci ulalion, some what, failed as he adopted a diagonally
opposite trait.
I liis is the law of uncertainty where certain conditions
j
hi i i (vi led by the adverse influences exerted by the planetary (u , !r<
i onliguration at different points of time. I f celestial sways
. c not read properly, the things go in a different manner
lli.in what it is intended for.
,
I ho nature has bestowred capital to all, in some form or
11if other. For example, to some it is in the form of labour
u lnle to others, it is in the shape of money and yet to others,
II i'. hv way of education. To elaborate it further, it can be
n.nd that a farmer invests his labour in tilling the land and
Mowing the best seeds in a right earnest to reap good crop.
I lcre the input is lab^jir against the speculatory forces
i'sri led by the vagaries of weather i.e., timely rains, no floods
iti I no drought or scanty rains, drought and floods and so
mi In a similar fashion, a trader invests his money and
t, ,(j\ fwCfY73 "'i-'u
I in i4Is goods to earn copicous profits at an opportune nme.
I lero, the trader is speculating against the rise and fall
Iciuloncies of market prices.
In fine, it could be said that all the activities are the
'iiihjeot matter of cosmic laws. The success lies in foreseeing
Ill Wi Ih astrology in money matters
unl .malysing the forces of the nature in pursuant to the
inl'lui'nces generated by the heavenly objects and other
cosmic energies.
CHAPTER-3
Combinations For Riches
Various classical works in Vedic Astrology narrate
iminlli'ss combinations of prosperity or wealth which
iiH logically are called "Dhana Yogas". Finance provides
status, popularity and ensures self-respect. It stands as an
Insurance for a lean period or in a dire strait. Whether an
Individual has or will have plenty of or moderate wealth or
bdikd financial livings, all these much sought for factors
tin* easily discernible from the native's birth chart. Therefore,
a hi 11>lMgy is an essential tool which sets a time frame of good
and bad periods. It is quite possible that even with all kinds
ol accurate assessments about the trend of a particular trade
111 market behaviour, yet it becomes difficult to reap the
brnrfit or even good moves are turned into unexpected
losses. All these unpredictable and unexplainable results
luvr answers in astrology. Astrology states with a degree of
i !r'lainty that the native is running through a bad patch and
Mislead of making profits he is going to lose. Astrology also
Iirovides remedy to a bad situation and one such curative
filep lies in a proper selection of time through Muhurtha
(I lectional Astrology). This is one of the important branches
ol ihe divine science which acts over and above all the
i aK illations that go in making a good or bad move in the
trading activities. It is a kind of reassurance and also acts as
,i governance to check against taking plunge at wrong times.
\ *<I .istroloj>\ in money matters
While combinations of riches or opulence are taken up
over lim*, a separate chapter on elections of appropriate time
or occasion (iiiuliurtlui) is devoted. Any person who has a
little exposure to astrology knows about dhana yoga. He
would assess it through 2nd house (income and wealth), the
5th house (intuition and speculation), 9th house (luck) and
the 11th house (gains) of a chart. The relationship between
these four houses indicates financial status of an individual.
Ascendant which denotes "self" always plays an important
role. In addition, in Vedic astrology, the Moon sign is like
an Ascendant and is a dominant factor. Therefore, a strong
Ascendant and also powerful and well placed Moon, lend
great support to money generating "Dhana Yogas". Jupiter,
the signifactor (karaka) for status and wealth besides other
traits, determines the financial status of a person.
Divine Trimurti, namely Brahma, Vishnu and Mahesha
are said to be responsible for creation, protection and
destruction respectively. The chief wrork of Lord Vishnu is to
rear up and give protection to the creation done by Lord
Brahma. Just as there are four Ashramas, in the same way,
there are four Avasthas. The 12 houses/ signs are comprised
of trinity of four categories.The fi rst: Dharma Trikona made
up of 1st, 5th and 9th houses and Fiery signs Aries, Leo and
Sagittarius denoting Agni Tattwa. The second triad is
comprised of 2nd, 6th and 10th houses of Earthly Triplicity
which stands for Artha Trikona and includes Taurus, Virgo
and Capricorn (Prithvi Tattwa). The third group consists of
3rd, 7th and 11th houses, known as Kama Trikona houses,
the triplicity of airy signs Gemini, Libra and Aquarius (Vayu
Tattwa). The last triplicity represents 4th, 8th and 12th houses
which are Moksha houses corresponding to watery signs
such as Cancer, Scorpio and Pisces (Jala Tattwa).
Similarly, the angular houses 1st, 4th, 7th and 10th are
known as Lakshmi Sthana while the trine houses 1st, 5th and
I ombm.i l i on l or ri ches 33
U||i . i a 11i'd vishmi sthnna. Hence Ascendant i.e., the 1st
lit * is required to be fortified by its own lord and
lltl liii'iu'I'd by the benefic planets and should be free from
<mi\ iilllii tion to derive maximum prosperity.
I In' A scendant and the 11th house indicate riches
! 1111Mi}h self efforts, while trine houses both from Ascendent
*11111I In' Moon stand for windfall gains accentuated through
B| 4i illation and bondage of luck and venture. Unless trine's
In h i *us ( I st, 5th and 9th)are related with the Angular houses,
Ihe Mlc.idiness in the inflow of income will not come about.
1111in I, wealth is connected with the lord of the 2nd house
(illnuiiiiliiiiti) and its other trine's lords i.e., 6th and 10th. All
I\ In". of gains are linked with the lord of 11th (labadipati)
ol111also the lord of its other trine houses i.e., 3rd and 7th.
All unexpected incomes through windfall and
at 11iiisilion of wealth by way of inheritance or from some
ti'iimU' sources are coupled with the strength of the 8th
In Hi'.c. Wealth yielding planets (dhana karakas) are Jupiter and
VtMMis. Jupiter provides wrealth through righteous means,
Wl'.dom etc. While wealth acquired with the blessings of
Vniiis renders opulence in.a much pronounced manner,
loudness and grandeur. The Sun bestows dignity, status and
I' ingship and the Moon inculcates creativity. Therefore, a
harmonious connection (Sambandha) of the luminaries with
lingular and trinal houses creates most effective dhana yoga.
I lovvever, nullification of Dhana Yoga takes cffect once the
ilgnil'Kators of wealth get afflicted by the lords of the 6th,
lIn' 8th or the 12th houses in the crucial positions of the
horoscope of the native.
tout i<
The 2nd and the 11 th houses signify opulence and riches
while the 5th and the 9th houses denote success in
: ('-'--'
.| illation and give indication of the fortunate events. Any
i ombination and connection amongst these houses would
\ <||| astrology in money matters
Miggcst sudden and windfall gains without much efforts. If
11usc houses establish anv relationship, wjjth the_6th house
or its lord that assures good returns in the share markets or
through racing, gambling and lottery.
'irT / Cl i &P
Besides, a harmonious relationship between the lords
of the 6th and the 11th houses or when the 5th lord Venus is
in the 11th house with the 6th lord, it yields plenty of wealth
through lottery, racing, gambling and other speculative
activities. Similarly, if a strong malefic is in the 10th house
(counted from the Ascendant or the Moon) and aspected by
or conjoined with a benefic plant, the native with such
configuration in his horoscope possesses much wealth
earned through gambling and lottery. Instead of a strong
malefic, if benefic planet is placed, wealth comes through
speculation and stock buying,
After delineating the factors indicating general financial
status, it is appropriate to focus on sudden and unexpected
gains in one's life through various combinations expounded
by the seers in the field of astrology.
The 2nd house is reckoned as house of wealth (dliann
sthana) and the 5th house apart from being house of progeny
(putra sthana) concerns with speculatory gains. As we are
aware that to be blessed with these type of gains, luck has to
play a a major role. The 9th house denotes luck (bliagi/a sthana)
and the 9th from the 9th house is the 5th house. Again, the
5th house is the 2nd house from the 4th house which also
represents general public. Gains through lotteries which
involve public money and where benefit of one person is
against the contributions or loss of the public. Therefore, the
5th house stands for speculations, lotteries etc. J upiter
signifactor (karaka) of wealth if placed in the 5th house
The 8th house is for a sudden and secret wealth and
Combination for riches
') -y - ,
35
lulu 111.1 and the 11th is for general gains. The inter-
h I ilmn (mnubmuiha) of the lords of these houses who are
I il I i wisc, well placed and aspected, do result in acquisition
fi| u i'.illh through speculation, unexpected and sudden gains
iiii' I dsn inheritance. In addition, the house of trade i.e., the
flh house, the lord of the 7th house and signifactor of trade
M u h i t should be favourable and well connected with these
b| iie.cs and their lords for getting success in speculatory
I llvitics. Further, the 6th house and its lord have an
Import.ml role in gambling which also represents gains from
pci illation (the 5th house).
I he combinations accountable for success and gains in
I ul.ilion and gambling, therefore, have to be comprised
nl the foregoing factors. Some of the crucial combinations
suggested below :
i) The 2nd, the 5th and the l l l h houses and their
lords should be well placed and well aspected in
the birth chart.
i i) The 2nd lord, if exalted in the 5th house conjoined
with the lord of the Ascendant, bestows winner
luck in the speculative deals.
bxa '-oft fp" '
iii) Jupiter should be dignified and connected with
the 2nd and the 5th houses and their lords.
iv) The lord of the 11th house and also Jupiter, if
aspect the 5th house and the lord of the 5th house
inturn aspects the Ascendant, the native would
acquire an ability to earn through speculations.
^ (. *'"
v) The mutual reception between the lords of the 5th
and the 11th houses bestows enormous success
in speculations.
vi) Stretching this combination further, the 2nd lord,
YVilic astrology in money matters
when conjoined with the lord of the 5th house and
posited in the 11th house, also renders good gains
through speculatory activities.
vii) If the lord of the 6th and the 11th houses are
conjoined and placed in the 11th house, the native
possesses good luck in gambling and lottery.
viii) If the lord of the 6th house combining with
unafflicted Mercury and the Moon get located in
the 11th house, the native accumulates wealth
through stocks shares.
ix) The mutual reception or aspect or conjunction
between the lords of the 9th and the 10th houses
or the Ascendant and the 10th houses or the
Ascendant and the 9th houses or the 2nd and the
9th houses or the 2nd and the 11th houses or the
Ascendant and the 11 th houses tends to increase
the earning capacity and gives riches. (This is the
fundamental basis from where the other
combinations of speculatory gains are to be looked
into).
x) Exchange of lords of the 2nd and the 5th houses
or the 5th and the 11th houses or 11th and the
2nd houses brings about perceptible^ains.1 /-'
xi) The lords of the 2nd, the 5th and thel l th houses
togather are placed in the 2nd house denote heavy
, accretion of wealth.
" ' r 1
xii) The 5tlV hous.j? , ^J jichy-propels speculatory
Ll 'f/ k activities, if tenants the loras of the 2nd and the
11 th houses with benefic aspects preferably pf
Jupiter, yields good gains in trading.f$ f'A"/ f
xiii) The lords of the 5th and the 11th houses
(. ombiiictlion for riches 37
combining with Rahu or Ketu, if get posited in
I lie 5th house, indicate sudden gains (The nodes,
.is we know, impute suddenness or spring
surprises when get involved with any form of
combination)
Or\ &.clt
Under the above scheme of things, one has to gaurd
combinations against the adverse results generated by
tin Ink houses (the 6th, 8th and 12th) and their lords when
11\ exert their influence over it. Although the involvement
ill lords of the 6th and 8th houses in the syndrome yield
I Mill like unexpected, and sudden gains besides inheritance,
I hi v .1Iso set in impediments and hurdles and are likely to-,
tit liver opposite or hostile effects against intended benefits.
t*iiiiic ol these results are stated here under :
i) Conjunction of the lords of tlie 6 th and the 11th
houses falling in the 11th house provides winning
configuration for giving splendid results in
gambling and lottery but when this combination
is formed in the 12th house, there are greater
chances of losing in speculation.
i i) If Mercury duly endowed with the lordship of the
5th house tenants the 6th house, it causes loss in
speculation.
iii) Similarly, if Venus being the lord of the 5th house,
gets posited in the 12th house, the loss incurs
through gambling.
iv) If the 12th house harbours many malefic planets,
the investments in speculatory activities i.e.,
gambling, lottery etc., invariably turn into losses.
v) Placement of the 12th lord in the 2nd house and
the 11th lord in the 12th house or occupation of
the 2nd house by the lord of the 12th house and
\ -ii astrology in money matters
Ihe 11th lord is in the 12th house produce loss of
wealth.
vi) If the lords of the 2nd, 11th and 12th houses are
in conjunction and duly aspected by the malefic
planets, particularly from the position in the Trik
houses, it generates losses and indebtedness.
vii) Exchange of signs (pcirivartmia) between the lords
of the 2nd and 12th houses or placement of 2nd
lord in the 12th house and 12th lord in the
Ascendant also posts losses in the venture.
viii) When the lord of the 11th house is posted in the
12th, that of the 12th in the 2nd and that of 2nd in
any of the Trik houses (6th, 8th or 12th) or in
debilitation, the native will suffer loss, mainjy
through the wrath of statutory authorities.
ix) A certain loss is going to be caused at the behest
of the government authorities, if the lord of the
2nd house is in the 6th house duly conjoined with
a malefic planet or in debilitation or in association
with the Sun.
x) If there is exchange (mutual reception) between
the lords of the 2nd and 12th houses and that
between the Ascendant and the 6th houses, the
native suffers pecuniary loss caused by some
penal action against him.
Majority of the preceding combinations (yogas) both
yielding wealth or causing pecuniary losses have been drawn
from classical treatise of Mahadeva's jATAKA TATWA.
Mahadeva was a great savant of astrology who lived in the
middle of the 19th century and collated a good number of
SUTRAS which were short and easy to be memorised. The
chapter titled "Dhana Viveka" enlists 135 combinations
Combination lor riches
H'I.ilinj; to natives status of wealth and poverty. The yogas
i .uising losses have been depicted in this chapter to gaurd
I hr native not to get into a venture or take risk in a money
m.iltors when his horoscope does not promise gains or
.in ivtion of wealth. Although, at first instance, the native
may not believe but a few wrong moves yielding losses likely
to bring sufficient enlightenments.
Besides, There are many more combinations (yogas) that
would cause losses or clamp poverty to the native. It is not
i onsidered much useful to list out all of them as it would
unnecessarily create burden and confusion for the readers.
In line, it would suffice to know the cardinal principle that
involvement of the trik houses (dushta sthanas) and the
influence of the lords of these houses mitigates or at times
(depending upon the strength and the status of these lords)
spoils the entire benefic effects of the Dhana Yogas. In other
words, it turns them into the combination of losses and
poverty.
The Western astrologers have put a greater degree of
reliance over the Trans-Saturnian planets. They do not
recognise the shadowy planets such as Rahu and Ketu
(Ascendant and Descendant nodes). The Trans-Saturnian
planets are Uranus, Neptune and Pluto. These are amongst
the recent astronomical discoveries which have taken place
in the years 1781, 1846 and 1930 respectively. We see that
Pluto is the find of only 20th century. Therefore, these are
not figured in the Vedic astrology and recognised by the
Indian astrologers. How'ever, when some purposeful and
serious interaction started taking place during preceding half
century or so, the Western astrologers have evinced interest
in the shadowy planets as with their use they are getting
encouraging results. At the same time, the Indian astrologers
have also started giving credence to the Trans-Saturnian
planets, particularly so in the "Mundane Astrology". Since
commercial activities are the part of mundane astrology, the
el 1< Is, especially of Uranus and Neptune are widely applied.
11is therefore, expedient to place before the readers, some of
the money yielding combinations involving these planets.
These are as follows :
i) When the lords of the 5th and the 8th houses are
in benefic aspect with Uranus.
ii) When the lord of the A scendant and the
Luminaries, (the Sun and the Moon) are in a
benefic aspect with Uranus .
iii) When Uranus is placed in the 11th house from
the Ascendant and Ascendant lord is posited in
the 11th house from, the Moon.
iv) Uranus or Neptune in the 2nd or the 5th or the
8th house and in a good aspect from the Sun, the
Moon, Jupiter, Venus, Saturn gives unexpected
gains, windfalls, inheritance etc. It is remembered
that the aspect of the weightier planets Jupiter,
Saturn serve stronger indications. The sources
from which such gains are obtained can be known
by studying the nature of planets, their house
lordships and their ruling positions.
v) If Uranus or Neptune duly posited in the 5th
house receives trine or sex tile (60) aspects from
Jupiter, Saturn, Venus and the Sun, indicates
success and gains through all kinds of betting,
hazardous ventures, lotteries etc. Here, it is
necessary to consider the strength of the lord of
the 5th house and the 2nd house as well.
vi) When there occurs, sextile or trine aspects
between N eptune and Uranus plaxiets or
especially trine aspects between the two heavy
10 Vtdic astrology in money matters
Combination for riches 41
planets which takes place only once in many
years and when one of these is posited in the 10th,
Ihe 2nd or the A scendant, it gives much
competence to earn money at a large scale.
hirluna-Fart of fortune :
As stated earlier that material welfare is to be judged
I it im the strength and position of Luminaries, Jupiter and
Venus. In Western astrology, lot of reliance is placed on the
'Tin I of Fortuna" which also called FORTUNA duly
nyinbolised by figure . I t is held by many that the Fortuna
llulit .itos inherited wealth and accretion of property or
Wi'i Idly fortunes in a general sense. This point is found by
mlding the longitudes of the Ascendant to that of the Moon
,nid subtracted that of the longitude of the Sun. Add 360
degrees when necessary. For example : Bill Gates is born on
'Hlli ( Vtober 1955 at Seattle in the Washington State of USA
ill . I 06 hrs. The Point of Fortune in his case, while taking
Inin iiccount Sayana longitudes, works out as follows:
Sign Degree Minutes
I ong. of Ascendant 3 17 13
I .(mg. of the Moon 12 7 47
15 25 00
I .css Long, of the Sun 7 5 00
Fortuna 8 20 00
I his imaginary point stated to represent the same
irl.ilionship to the Ascendant as the Moon has with the Sun.
| he Moon provides 'means' for an expression of solar life,
nlmikirly, we can regard the Fortuna as indicating the "food
11 ihe substance of that general synthesis of the personal
I lie" ion trolled by the Ascendant. Therefore, considering
'12 Vedic astrology in money matters
Fortuna as chief controller of the pecuniary well-being of
the native stands to reason.
The concept of Fortuna is very similar to that of
ARUDHAS advocated by the Vedic astrologers, especially
in J aimi ni field of astrology. The wealth rendering
combination of Jaimini with the application of "Arudha
Ascendants" is dealt with later in this chapter to provide yet
another tool to the reader to check potential of the wealth in
a horoscope. Still on Fortuna, the author suggests that it is
worthwhile to examine the efficacy of this imaginary point
in the horoscopes and take advantage of this extra tool for
delineation. It is generally observed that the conjunctions of
planets with Fortuna have much significance than the aspects
which give effects of secondary nature.
Fortuna being conjunction with or in good aspect to the'
malefic planets promotes good luck and riches just like
ascendancy to affluency is caused by the benefic planets
through their associations. But the malefic planets involved
are to be well fortified or have lordship of good houses. The
following are some of the wealth giving combinations
involving Fortuna :
i) The lord of the sign harbouring Fortuna is strong
by sign and having aspects with the Luminaries,
Jupiter and Venus makes the native rich.
ii) If Fortuna is in conjunction or in trine or sextile
aspect with Uranus, the native earns through
some uncommon pursuits or by high positions.
But bad aspect gives negative results in such
pursuits.
iii) Conjunction, trine or sextile aspect of Neptune
with Fortuna produces gains through a whole-sale
trade, the bad aspects to Fortuna denote the way
in which fortune is lost.
Combination lor riches 43
iv) If Fortuna is in Succedent (panaphara) houses (i.e.
2nd, 5th, 8th and 11th) and under adverse effects,
the fortune that is acquired by the native would
not continue to remain in his possession.
( Iri rt Ni cal Yo g a s
Ihe yogas described in the preceding part, by and large,
,i <1based on the interpolations of the lords of the wealth
yielding houses. Favourable disposition of planets, ingrained
tvilh IIh>special qualities acquired through ownership of
V11I 11s houses, signify prosperity and opulence. The
fin million of combinations (Yogas) between these planets is
i m 11U*te, once a proper connection (Sambandha) amongst
llicm is established. A link is forged when planets involved
.in1disposed in any of the combinations stated succeedingly:
t
Conjunction or placement in the same sign
Under mutual aspects.
Exchange of houses (parivnrtana) or Mutual
reception.
When aspected by its dispositor.
II the combinations enlisted previously are closely
i<411mined, it would be noticed therefrom that the lords of
Hu .'nd, the 5th, the 9th, the 10th and the 11th houses and
Ihf Ascendant are disposed in a pattern described as above.
In Ibis scheme of things, certain set methodology has been
iiilnplcd based on the influences that the concerned planets
'i I over each others.
( >u r ancient classical works have also expounded certain
i im hi nations which infact do not adhere to any fixed norms
m .my set patterns as are evident in the forthcoming
i nmbinations. These diverse combinations mainly centered
! the Ascendant and the Moon. According to Vedic
I I Vedic astrology in money matters
.islmingy, Ihe Moon is reckoned as A scendant and
astounding results are predicted therefrom. These principles
do not have any universal applications.
The combinations {yogas) covered in these classical
scriptures are typical ones and the dispositions of the planets
are also peculiar but yet they yield specific results. The effects
are of explicit nature which are related to that particular yoga
alone.
Although there are thousands of such Yogas available
in numerous treaties rendered by our ancient sages and
savants, we shall aim only all those Yogas which are related
to wealth and prosperity. In this segment also, the number
is great but we pick up a few to install an idea how' these
time tested Yogas of the ancient times still are relevant in
the present period'and are also immensely useful even today.
One such set of yogas are called RAJA YOGAS.
Raja Yogas :
The Angular houses, (the 1st, the 4th, the 7th and the
10th) or kendra sthanas are considered an abode of Lord
Vishnu while Trines houses (the 1st, the 5th and the 9th) or
Trikona Sthanas are the residence of His consort Goddess
Lakshmi. It is said that the 1st house i.e. the Ascendant is
resided by both Lord Vishnu and Goddess Lakshmi. Hence
the Ascendant is required to be fortified by its own lord and
influenced by the benefic planets and free from any evil
effect. Lord Vishnu the preserver provides sustenance to the
earthlings while Goddess Lakshmi bestows prosperity.
When lords of A ngular and Trine houses establish
connection or get interlinked in any of the manners described
herein above, a most powerful combination (Yoga) is formed
wdiich in astrological parlance is called RAJA YOGAS.
In this permutation and combination, eleven different
Combination for riches
lv pi's of yogas are generated between the lords of Angular
.i i k I I l ine houses which are capable of actuating productive
results in terms of wealth and prosperity.
I lie Moon : an arbiter of wealth :
In the astrological texts, the Yogas which are formed
keeping the Moon (Chandra) as the main determinant, confer
greatness to the native. Many of wealth giving classical
((imbinations (dhana yogas) are centered around the Moon.
At cording to great sage Parashra, the intrinsic quality of the
Moon Yogas is that they are certain in producing the results,
in comparison to the other Yogas available in the horoscope.
Ailhi Yoga, Gaj-Kesari Yogas and many other Yogas involving
I lie Moon in this context, are taken up hereafter.
I . Adhi Yoga :
Adhi Yoga arises when benefic Jupiter, Venus, Mercury
(well associated ) occupy the 6th, the 7th and the 8th houses
I rum the Moon. This Yoga confers enjoyable and happy life,
.1mid luxuries and opulence, upon the native who remains
healthy and have good longevity.
It is difficult to have a situation in a chart where all the
lliree benefics are available in the three houses named above.
It is neatly impossible that such combination free from any
malefic influence occurs. Similarly, it is also rare to see all
I hose places are occupied. It is also not correct to accept Yoga,
II any of these three houses has one of the benefics. However,
ardent astrologers have interpreted it by taking a stand that
it is not essential that these three benefics should occupy
one house each. They may jointly or severally get posited in
.ill or any of the 6th, the 7th and the 8th houses from the
Moon.
While it is necessary to have this Yoga in a pure form to
),ct full impact, such situations, as stated earlier, arc
46 Vedic astrology in money matters
extremely difficult, some good results are still observed, if
I wo out of three benefic occupy the concerned houses. But1
such benefic planets should be dignified and free from any j
blemishes.
However, like any other yoga, Adi Yoga also gets affected
by extenuating factors such as malefic nature of lordship or
aspect held by them, if reckoned from the Ascendant.
Besides, the function of this yoga, is also influenced by the
nature of the houses involved or houses reckoned from the
Ascendant.
This yoga is formed with the Moon being in the
anchorage duly combined with the other benefic planets.
Involvement of three benefics, likely to give rise to other j
Yogas such as Gaja-Kesari Yoga when the Moon and Jupiter
are get' placed opposite to each other. In that eventuality,!
Adi-Yoga gets greatly augmented with the blendings of other '
auspicious Yogas. A good Adi Yoga is a permanent asset in a j
horoscope whose effects are mainly manifested during the |
planetary period (Dasha) of the cencerned benefic planets. ]
The horoscope of Bill Gate is the appropriate example of Adhi j
Yoga.
Illustration Adhi Yoga : chart-2
Moon
Ketu
Bill Gates
28-10-1955
9.06 p.m.
Seattle USA
Jupiter
Ralui
Sun
Saturn
Venus
Mars
Mercury
Combination for riches 47
Kiilui
' / L
Jupiter
Saturn
Mars
Venus
NAVAMSA
Mercury
Sun Ketu
Moon
William Henry Gates III, popularly known as Bill Gates
l non of a prominent lawyer and the wealthiest man on the
rm lli. At the age of 41 he is the most powerful person. His
' I percent stake in his company Microsoft status at 29 billion
I IS dollers. Microsoft which Gates co-founded with his class
iiiiite, at Harvard University by name Paul Allen (both are
drop out)in the year 1975 with a moderate beginning which
bci .ime well known by 1986. Microsoft is now the most
Influential company in the world's fastest growing computer
Industry.
His present state of opulence and phenominal rise are
iilli ibuted to the most efficacious wealth yielding Adi Yoga.
See ihe placement of benefic planets, Jupiter, Mercury and
Venus in the 6th, the 7th and the 8th Houses respectively
I mi the Moon. It is very rare to notice this Yoga in its pure
I or in which seen in this horoscopic chart. This chart has been
ilr.iwn by using Lahari Ayanamsha.
True to the merit classified for this Yoga, Bill Gates is
Messed with plentiful of money, exuberant luxuries, lavish
living and prolific profession. Apart from this great Dhana
Yoga, there are many other good combinations available in
I his chart.
Gates was a mathematical genius right from his child
hood and possessed remarkable memory which can be
IK Vedic astrology in money matters
alIribulod to exalted Mercury, karaka for intelligence placed
in an Angular house both from the Ascendant and the Moon
duly conjunct with Mars an enterprising and industrious
planet. Lakshmi Yoga (discussed in the latter part) is also
available. The 9th lord Saturn is exalted and placed in the
Trine house. The Ascendant lord duly exalted is positioned
in an Angular house aspected by the Moon placed in a
friendly sign and also being the Lord of the 2nd House.
Presence of Venus with the 9th lord elevates this yoga to a
great extent.
Further, the exalted lord of the Ascendant is in the
association with the 11th lord having a mutual aspect with
the lord of the 2nd house. The 2nd house (wealth) aspected
by the exalted 9th lord Saturn.
Let us now examine Gate's acumen and sagacity in
computer service for which he developed a communicating
language. Computer is basically a "store house" which
accumulates wealth of data. This aspect, could be looked up
from the 2nd house. Then comes processing of data and
communication of information as desired by the operator.
These factors are discernable from the 3rd house. All matters
of enterprise and activities prompted by the desire and
intution are denoted by the 5th house which also signifies
wisdom, intelligence and is concerned with speculative
affairs. The 9th house is connected with logic and reason
and is also imbibed with the traits of Jupiter being the lord
of the natural order of the sign and house. But the planets
which have maximum contribution in computer science is
Mercury (intelligence arid memory) Jupiter (intuition) and
Venus (sophistication)
If the above significations are super imposed on the
horoscope of Bill Gates, we find that these are matching well.
The 2nd house and its lord are strong. The 3rd house has
Combination for riches 49
| I>11<*r in it and its lord with the cancellation of debilitation
l*. placed with exalted lord of the 9th house and Venus. The
'il h house is occupied by its own lord accompanied by exalted
Hli lord. The 9th house is highly dignified as its lord in the
i*4.illation state is posited in a Trine house and also receiving
benef ic aspect from Jupiter. Similarly, Mercury, Jupiter and
Venus are strong and well placed in the chart.
2. <itij-Kesari Yoga :
I his Yoga falls in the category of Raja Yoga which
bestows royalty on the native. This Yoga is formed when
) it I >i lor occupies an Angular (Kendra) (1st, 4th, 7th or 10th
house) position in respect to the location of the Moon in the
horoscope. A person born under this yoga holds copious
Wealth, enjoys good status and reputation, possesses an
overpowering personality is generous and virtuous. In fact,
I Ins Yoga is quite common as it just involves two planets the
Moon and Jupiter. If we go by what all illustrious qualities
this yoga tends to confer, there would be numerous virtuous
I ieople all around. But that is not the case. On the other hand,
there is dearth of such good persons. Therefore, this yoga
should not be interpreted in a literally sense and the results
as depicted in the classical works by our great sages are
applied with great care. The other astrological facts such as
strength of these planets, their disposition in the chart,
malefic influences over these planets, potency of the houses
or signs through which this yoga is being formed etc., have
over-bearing effects in fructification of the yoga. A few
illustrations justify these apprehensions about this Yoga
which is so widely talked about.
50 Vedic astrology in money matters
I llustration Gajkesri Yoga : chart-3
Kclu
Sun
Moon
Mere.
Anil Ambani
4.6.1959
Bombay
Mars
Ven.
' /l
Sat.
Jupiter Rahu
The above horoscope belongs to Mr. Anil Ambani a
renowned figure of the country. Apart from other yogas the
chart contains Gaja Kesri yoga. The Moon and Jupiter are
under mutual aspect. In this case both the concerned planets
are well dignified. J upiter is placed in a friendly sign
aspecting its dispositor Mars and establ i shi ng firm
connection with it which is the lord of the 11th house. The
Moon is placed in the 5th house in the sign of exaltation. On
the whole, the chart promises good wealth in conjunctions.
Chart-4
Rahu
Chandra Swami
30.10.1949
00.05 a.m.
Alwar
h
Moon
Jupiter
Mars
Saturn
Venus
Sun
Ketu
Merc.
Combination for riches 51
Veil. Mars
NAVAMSA
Ketu
Run
tup
KiiIiii
ff
'/ I
Moon
Sat.
Mercury
In this illustration, although both Jupiter and the Moon
HD' representing auspicious houses, the placement in the
house of Saturn an inimical planets is not good. Saturn is a
nci relive planet. The chart promises accumulation of wealth
I mi I accretion of such wealth is through altogether different
means.
The above two examples distinctly demonstrate
mMin ing of wealth by employing different method in this
Yoga of richness. It is also a well known fact that accretion
nl money through benefic combinations bestows happiness
lithI ushers in auspiciousness to the native through out the
Iili'. On the contrary, money earned through the help of
m.ilefic planets brings many unpleasant happenings and the
n.it i ve gets deprived of the comforts at some stage of his life.
( ienerally, such wealth is squandered away on pleasures and
valueless purposes.
Vnsumati Y oga:
When the benefic planets Jupiter, Venus and Mercury
(un.iffliated) occupy Upachay houses (Sthanas) i.e., the 3rd,
I he fith, the 10th or the 11th house from the Moon, this Yoga
Ifi formed denoting affluence and prosperity.
The person born with the Yoga begets exuberant wealth
iind becomes prolific earner and enjoy lavish livings. This
person will not be a dependent. Like Adi Yoga, the same three
benefit planets are involved. It is iiot possible to have a
perlet I yoga of this type with the result, the level of the
benefits is down depending upon the placement and strength
of the said planets and the lord of the Upachaya houses in the
horoscope .
The characteristics of the Upachaya houses are of the
nature of struggle (the 3rd house), competition (the 6th
house), professionalism (the 10th house) and aspirations (the
11th house) and as such the native amasses wealth through
his own efforts and ability. As said earlier, such persons do
not depend upon any one. Otherwise also, the Upachaya
houses are considered as houses of expansion, growth. This
presence of this yoga in a horoscope endows sustainable
financial prosperity and helps accretion of wealth. While
positioning of benefic planets will give a smooth run to a
success, the presence of malefic planets certainly impose
impediments and give the native a real run for the money.
The horoscope of Mr.K.K. Birla, a prolific industrialist
is the best illustration to demonstrate the efficacy of Vasurnati
Yoga.
I llustration Vasumati Yoga : chart -5
52 Voclic astrology in money matters
Ketu Jup.R
. K. Birla
11.11.1918
7.13 a.m.
Pillani
Moon Sat.
Mars.
Rahu
Merc.
1
Ven.
Sun
Combination for riches S3
Venus
Jupiter
Sun
Sat.
^ L
Moon
Mars
NAVAMSA
Ketu
Rahu
Mercury
The Upachaya houses from the Moon depict the
availability of a storng Vasumati Yoga. The 6th house from
Ihe Moon has Jupiter in it, the 10th house harbours Venus
and Mercury is situated in the 11th house. This meets
practically all the basic requirements of this yoga though
these three benefic planets suffer with some kind of
affliction. Jupiter being the lord of the 3rd and the 6th house
is under the aspect of Mars. Mars is the lord of the 2nd house
and posted in a friendly sign which in a way improves the
yoga. Venus has affliction both from Saturn and the Sun. Here
again, Saturn is a yoga karaka planet and the Sun is the lord
of the 11th house with conellation of debilitation lending
ample support to dhana yoga.
Jupiter aspects on the lords of the 11th house(The Sun),
the 2nd house (Mars). Both these planets put together have
the ownership over the 11th, the 2nd and the 7th houses
which are connected with the business are being influenced
by Jupiter. This has made Mr.K.K. Birla as one the leading
industrialists of the country.
4. LaksJ vni Yoga :
This is yet another Yoga which bestows much wealth
in addition to other beneficial effects such as happiness,
reputation, material comforts etc. This Yoga arises when the
54 Vedic astrology in money matters
lord of the 9th house is placed in its own sign or in the sign
of exaltation or moola trikona sign identical with the Angular
or Trinal position from the Ascendant. The other essentiality
of this Yoga being that the lord of the Ascendant should be
greatly dignified and highly powerful. For example, for an
Aries Ascendant, Jupiter being the lord of the 9th house if
get posited in sign Cancer which is the sign of exaltation for
Jupiter anci Angular house, it gives rise to this Yoga. Mars
should occupy the Ascendant, his own sign to become
dignified to give full beneficial effect of Lakshmi yoga. Lakshmi
is the Goddess of wealth and she is worshiped devoutedly
especially during Deepavali festi val for usheri ng in
prosperity to all.
I llustration Laxmi Yoga : chart-6
Sun
Merc.
Venus
Ketu
Mars.
Mukesh Ambani
19.4.1957
7.13 a.m.
Aden
Jup.
Moon
Sat.
Rahu
8Sat.
/ \ 6 / /
7 \ /
/ '
Rahu 5
,/ \ Jup.
\ 10
/ 4 4 >
' \ Ketii\ .
11
Sun 3
. Venus/ \
/ / 12 \ 2 Mars n.
Different versions of Lakshmi yoga are available in
various astrological texts. In addition to what is stated above,
if the Ascendant lord and lord of the 9th house are under
mutual reception or aspect or the 9th lord and Venus are
posited in their own or exaltation signs which should be
either Angular or Trinal places in the horoscope, this Yoga
takes effect.
In the above illustration the lord of the 9th and the
Ascendant are together placed in an Angular house. Here,
Venus happened to be the lord of the Ascendant and with
Combination for riches 55
|Ih<iviuoi'iation of trinal lord is aspecting the Ascendant.
||<in I Ik * Ascendant is very strong which is the first
I 11!I'ii I r of this yoga. Besides, another dhana yoga is also
tilI'firnt i n the chart. The lord of the 11th house is posited in
Aii)',l<i! house and in the sign of exaltation alongwith the
| hi*Iof the 9th and the 1st houses. I n addition, this
| | iiiihiinition is having an aspect of dhana karaka Jupiter.
Mukesh Ambani, besides being the son of Dhirubhai
Aiiibiini, is one of the richest industrialist of the country.
111 hIno has his own entity as a progressive and very wealth
lililii'.lrmlist. Also refer the horoscope of Bill Gates which
hIhii possesses this Yoga.
, I tigmulhi Yoga :
This yoga is identical to Adhi yoga except positioning of
U'liH irs in the 6th, the 7th and the 8th houses devoid of any
innlclic influences from the Ascendant instead of Moon.
A in, it is extremely rare to find this yoga in its complete
Ihiiii lo manifest full effects. However, quite a good number
mI horoscopes are available to see this yoga though in an
11 omplete and truncated from. If we examine the horoscope
nl .i groat movie star of all time, Mr.Amitabh Bachchan, we
i niiUl find a kind of Lagna Adi Yoga.
I llustration Lagnadhi Yoga : chart-7
Is I'lll
Sat.R
Ainitabh Baehahan
3.10.1942
4.00 pm
\ llahabad
Moon
Jup.
Rahu
Y?
M;
UI1R
ere.
:nUS
ars
56 Vedic astrology in money matters
Venus
Satu.
NAVAMSA
Jup.
Rahu
Merc.
Moon
Kelli
Sun
Mercury
3
15. Swat i 26. Ut t ar Bhadr a
- 1
16. Vi s hakha
1. As hwi ni 10. Mag ha
CL,
2. Bhar ani 20. Pur va As hada
3
3. Kr i t t i ka 21. Ut t ar As hada
1
CO
8. Pus hy a
9. As hl es ha
148
Vedic astrology in money matters
Signification of nakshatras in Mundane Astrology :
In a manner zodiacal signs rule over certain
commodities and cause bullish or bearish trend, the
nakshatras also hold dominance on commodities, material
and other mundane matters. Since a nakshatra covers 13
degrees and 20 minutes of an orb to that of the sign and being
ruled by a planet, its effects on the market prices of the
commodities, material etc., specified against each of them
are discernable in a precised form. Therefore, nakshatras
deliver micro level results and also short terms markets
trends, price fluctuations and other mundane events.
nakshatras rule over the following commodities, material and
other items :
TABLE : 22
Sl.no. Nakshatra Commodities/ Items
1. Ashwini Rice, wool, ghee (clarified butter),
horse, iron, copper, mining
industries horse dealers, medical
surgery, factory workers, Railways
2 Bharani Wheat, rice, coarse grains, chillies,
edible oils, medicines, hair,
tamarind, enterprises, animals, tea
estates, judges and lawyers.
3. Krittika Rice, sesame, barley, oil seeds, dry
fruits, diamond, precious stone
and metals, international trades,
steel (industry), debts recovery,
armed forces.
4. Rohini All types of food grains, cotton
cloth, juiced artices, silver, pearles,
crude oil, petrol, perfumeries,
automobile, shipping industries,
rulers and politicians.
Portrayal of houses, signs and constellations
Sl.no. Nakshatra Commodities/ Items
5. Mrigashira Food grains and pulses, skins and
hi des, animal husbandry,
computers and radios, revenue
department, jewel lery, cinema
industry.
6. Aridra Edible oils, Ghee (clarified butter),
salt and saltish articles, sandal
wood, perfumeries, toileteries,
imfl amable oils and objects,
cooking wares, wooden articles,
communication, transport, postal
and telegraphs departments,
airports and air force.
,7-
Punarvasu Raw cotton, gold, silver, millets,
coarse grains, readymade
garments, food grains, jui ces,
exoti c arti cl es, bankers and
insurance agencies, rulers and
politicians and political activities.
8. Pushya Rice, ghee (clarified butter), salt,
gold, silver, edible oils, turmeric,
fruit juices, mines and petroleums
industries, agriculture and dairy
products and rulers, ministers.
9. Ashlesha Wheat, sugar jagree, dried ginger,
coarse grains, chi l l i es, si lver,
mercury (quick silver), emerald,
green and jui cy vegetables,
poisonous substances,
internati onal trade, business,
doctors and nurses.
10. Magha Edible oils, ghee (clarified butter),
sesame, l i nseeds, jagree (raw
150 Vedic astrology in money matters
Sl.no. Nakshatra Commodities/ Items
sugar), el ecti rcal appl liances,
electronics, thorny vegetables,
coral, cat's eye stone, chemical and
plastic industries, mining, surgical
and drugs manufacturers, defence
department, merchants.
11. Purva
Phalguni
Wool, blankets, cotton, salt, coarse
grains, seamum, gold, silver wares,
royal dresses, pearls, diamonds
and precious stones, television,
leather, skins, hides, cinema and
cine personali ti es, building
mateirals, photographic articles,
animal husbandry.
12. Uttar
Phalguni
Rice, coarse grains, pulses, lentils,
black grams, garlick, rock salt,
sunflowers, optic and related
medicines, spectacles, CEOs of
companies, communication
department, television, postal,
i ndustry, commerce, stock
markets.
13. Hasta Sandle wood, camphor,
perfumeries, pure silver, silver
jewel l ery, root vegetables,
(potatoes, beat roots etc.) imports
and exports, clothing and textiles,
hospitals, presses, chief of the
state, ambassador, marketings.
14. Chitra Gold jewellery, pearls red opels,
coral , pulses, luxury arti cl es,
automobile accessories, vehicles,
shops and business
Portrayal of houses, signs and constellations 151
Sl.no. Nakshatra Commodities/ Items
establishments, cine materials,
textile and its industries, revenue
and finance, stock brokers,
consumer goods, petroleum
products, automobiles,
partnership in business.
15. Swati Mustard oil cakes, chi l l i es,
betelnuts, jewellery, leathergoods,
artificial silk, cosmetics, women's
garments, X-Ray equipments, air
conditioning, refri gerati on,
automobiles, transportati on,
cinema, stock brokers,
management of stock exchanges.
16. Vishakha Wheat, rice, barley, pulses, gold,
silk, books, stationary, television,
theatres, i ndustrial units,
i nsurance companies,
advertisement, chemical and drug
manufacturers, agri-industries,
bankers, speculators and share
market operations.
17. Anuradha Rice, grams, pulses and coarse
grains, coconut, dates, jagree (raw
sugar), ground nuts, chemicals,
skin and hides, coal, cotton seed,
woollen arti cl es, corporation,
labour units, leather goods and
steel industries.
18. Jyeshta Silver, bronze, mercury (quick
si l ver), googala, camphor,
chemcials, inflamable oils, textile
industry and machinary, cables
152 Vedic astrology in money matters
SI.no. Nakshatra Commodities/ Items
and wire manufacturers,
publication and advertisement,
electronics, petroleum products,
surgical instruments, crops in
general.
19. Moola Wheat, salt, jucid articles, raw
cotton, turmeric, gold, silver,
import trades, foreign exhenage,
corporations.
20. Purva Ashada Rice, ghee (clarified butter), rooted
vegetables, sandal wood,
perfumeries, diamonds, clothing,
cotton silk, wool, plastics, bankers,
foreign trade, foreign exchange,
marine products, films.
21. Uttar Ashada I ron, metals, el ectri cal goods,
el ectroni cs, furnaces, petro
chemi cals, jewel l ery, temples,
churches and chari table
institutions, coal mines, skin hides,
wool, sci enti fi c researchers,
customs, income tax etc.
22. Shravana Black peppers, betelnuts, food
products, milk and milk products,
chemicals, lead, marine products,
mining products, wines and
liquors, fuel oil, coal, pearls, land
development, silver.
23. Dhanista Wheat, currency coins, metals,
jewels, gold, pearls, iron, steel
plants, atomic energy, press and
el ectroni c media, di sti l l eri es,
leather, skin, hides, foundaries,
vaults, tanks.
Portrayal of houses, signs and constellations >(
Sl.no. Nakshatra Commodities / Items
24. Shatbisha Coarse grains, si l ver, drugs,
narcoti cs, inflamable and
explosive meterials, petrol tanks,
stainless steel, electricity, wine and
breaverages and stock exchanges.
25. Purva Bhadra Food grains, metals, medicines,
tree bark, gold, ghee (clarified
butter), wine, treasures, medical
herbs, currency mint, govt,
investigating agencies, foreign
trade, overseas banks, insurance
companies, risky investments,
stock markets and share brokers.
26. Uttar Bhadra Tobacco, leather wears, sugar, rice,
durgs, precious stones, steel wares,
foundries, milk products, lotteries.
27. Revati Provision stores, betelnut, pearls,
emeralds, films and film artists,
books and periodicals, libraries,
chemi cal plants, perfumeries,
marine products, share brokers &
stock exchanges.
Chapter -6
SIGNIFICANCE OF PLANETS IN BUSINESS
There are ten planets so far known to the astronomers.
In addition, two nodal points which are formed at the
intersection of solar and lunar courses, have also been given
great improtance especially, in Vedic Astrology. They are
called Rahu and Ketu and reckoned as shadowy planets.
They are also known by the name, Moon's ascending and
descending nodes or Dragon's Head and Dragon's Tail
respectively. The astrological names of the planets both in
western and vedic forms with their astrological symbols are
listed out hereunder :
TABLE : 23
! . Western name Vedic name Astro-syinbol
1 Sun Ravi
2. Moon Chandra
b !
3. Mars Mangal
d
4. Mercury Budh ?
5. Jupiter Guru 4
I ^
Venus Shukra
7
Saturn Shani
h 1
1 8. Dragon's Head Rahu !
9. Dragon's Tail Ketu
"jP
1 10. Uranus Indra*
75
OW
65
AN
69
AHA
In vernacular, only 12 vowels are used. The vowels such
as RE'(45), REE (51), LE'(57)and LEE(61) do not figure other
than in Sanskrit language.
288 Vedic astrology in money matters
Placement of Consonants (Aksharas):
There are nineteen (19) consonants and one vowel (Total
20 in number) are positioned in the remaining twenty squares
of the chart. The arrangement is that 5 consonants are placed
on each side of the chart and they are in the order as shown
hereunder : (the square number allotted to each consonants
is indicated in bracket)
(i) Eastern side A (34), WA (35), KA (36)
(ii) Southern side : MA (40), (41), PA (42)
(iii) Western side : NA (46), YA (47), BA (48)
(iv) Northern side : GA (52), SA (53), DA (54)
CHA (55) and LA (56)
>
The allocation of 81 squares of the Sarvastrobhadra
Chakra is listed out over here to depict a comprehensive
picture of the components inducted in the system.
(i)
Nakshntras 28 squares
(ii)
Zodiacal Signs 12 squares
(iii) Tithies (Lunar days) 5 squares
(iv) Swaras (Vowels) 16 squares
(v)
Aksharas (consonants) 20 squares
Total : 81 squares
The complete sketch of Sarvatobhadra Chakra is
illustrated Below:
Figure :
SARVATOBHADRA CHAKRA
N.E. EAST ________ S.E.
Relevance of Sarvatrobhadra Chakra 289
N
R
T
H
1 2 3 4 5 6 7 8 9
A KRIT ROHI MR1G ARID PUNAR PUSH ASHI. AA
32 33 34 35 36 37 38 39 10
BHAR oo A WA KA HA DA oo MAGH
31 56 57 58 59 60 61 40 11
ASHW LA LE TAURUS GEMINI CANCER LEE MA P. PHAL
30 55 72 73 74 75 62 41 12
REV ARIES TITHIES
1,6,11
OVV LEO U. PHAL
29
U. BHA
54
DHA
71
PISCES
.1
80
TITHIES
4, 9,14
81
TITHIES
5,10,15
OR 30
76
TITHIES
2, 7,12
63
VIRGO
42
PA
13
HAST
28 53 70 79 78 77 64 43 14
P. BHA SA AQUA AHA TITHIES
3, 8.13
AM LIBRA RA ci nr
27 52 69 68 67 66 65 44 15
SATB AEE CAPRI SAGIT SCOR AE THA SWAT
26 51 50 49 48 47 46 45 16
DHAN REE KJ-IA
GHA
J A BA YA NA RE VISH
25 24 23 22 21 20 19 18 17
F.E SRAY. ABHI U. ASH P. ASH MOOL JYES ANUR E
S
u
T
H
N.W.
WEST
S.VV.
I nterpretation of Chakra:
i) Classification of planets.
(a) Malefic Planets:
The Sun, Mars, Saturn, Rahu and Ketu are
acijudged as malefic planets. The Moon during
its course through the 8th tithi of the bright half
is considered weak and as such yields malefic
effects. Mercury in the association of malefic
planets also deliver unfavorable results and
reckoned as malefic.
Benefic planets:
Jupiter and Venus are always treated as benefic
planets and account for producing auspicious
results. The Moon and Mercury barring the
situations cited above, are taken as benefic
planets.
ii) Speed or Motion of the planets:
The period of stay or transit of each planet in a sign varies
from roughly one month to thirty months.The passage over
a Nakshatra and its quarters is proportionately less. A table
showing the average time of stay of the heavenly bodies is
appended below for ready reference.
Vedic astrology in money matters
TABLE - 35
Sri.
No.
planets period of Stay
Sign Nakshatra Qr. of Nak.
1 Sun 1month 14 days 3 days, 12 hrs.
2 Moon 2 days, 6 hrs. 1day 6 hrs.
3 Mars 45 days 20 days 5 davs
4 Mercury 27 days 12 days 3 days
5 J upiter 13 months 160 days 40 days
6 Venus I month 13 davs 3 days, 6 hrs.
7 Saturn 30 months 400 days 100 days
8 Rahu 18 months 240 days 60 days
9 Ketu 18 months 240 days 60 days
Whenever any planet stays for a period of less then
what is stated in the table, it is construed that the particular
planet is having motion or speed more then its normal speed.
290
(b)
Relevance of Sarvatrobhadra Chakra 291
In other words, it is moving at an accelerated pace. In the
same manner if some planet overstays in a sign than its
prescribed time, that planet is stated to be moving in a slower
speed.
The daily maximum and Normal/ Mean speed of the
planets other than the Sun and the Moon move at a variable
speeds. Rahu and Ketu being the nodal points and not
physical bodies, maintain a steady speed. The normal or
mean speed, the speed before acceleration, maximum speed
etc., have been illustrated in a table appended below :
TABLE - 36
Sr.
No
Planets Normal/
Mean
Speed
Speed
before
accel.
Maximum
speed
Remains
in accel
eration ,
1 Sun steady steady steady steady
2 Moon steady steady steady steady
3 Mars 31-26" 39'-01" 46'-l l " 15 days
4 Mercury 59-08" 104'-46" 113-32" lOdays
5 Jupiter 05'-00" 12 -22" 14'-04" 45days
6 Venus 59'-08" 73'-43" 75'-42" lOdays
7 Sa turn 02'-00" 07'-27" 07'-45" 180days
8 Rahu steady steady steady steady
9 Ketu steady steady steady steadv
J
Monitoring variable motions of different planets is very
important. This is the main tool applied in the interpretation
of the SVB Chakras. The different motions of the planets play
a dominant role in the whole gamut. Any Panchanga
(Almanac) published anywhere in the world carries full
details of the daily motion of the planets which can
conveniently be referred to for this purpose.
Vedic astrology in money matters
Rising, Setting, Speed and Motion (as described in
ancient treatises)
When a planet moves out of the solar orb (conjunction
of the sun) it is said to be' rising . When it goes over to the
2nd house from the Sun's position, it is in an accelerated
speed. Its position in the third house, it acquires its normal
speed. Its speed in the 4th house is considered as slow. The
moment a planet moves to 5th and 6th positions from the
Sun, it goes into retrogression at a normal pace. In the 7th
and 8th house, it retrogrades at a fast speed. In the 9th house,
the planet reverts to a low speed and picks up direct motion
and upto 10th house, it regains normal pace. Again getting
into 11th and 12th places of the Sun, the planet picks up
accelerated speed before it again goes into the solar orb. This
entry with or conjunction with the Sun is called setting
position of the planet.
However, in the ancient classical scriptures there is no
mention of the relative speed of the planet while it remains
in conjunction or in the orb of the Sun. But it is said that
when a planet is in the 12th or the 2nd signs of the Sun, it
acquires much accelerated pace than the planet staying in
the middle of these two signs(conjunct position) though that
planet is also deemed to be in accelerated speed. However,
the contention of some of the learned astrologers is that in
the absence of any indication of speed of the planet while in
conjunction, it should be treated as a normal speed. This
view point only relates to Mars, Jupiter and Saturn because
in the treaties on Sarvatobhadra, it is mentioned that when
Mercury and Venus are posited in the 12th and the 2nd
position to the Sun, they move at an accelerated speed and
in retrograde motion. And when in the 11th and 3rd places
they are in normal speed. However, this principle does not
hold water as Mercury never moVes out of the Suns influence
beyond 28 degrees and Venus remains within 48 degrees of
Relevance of Sarvatrobhadra Chakra 293
the Sun . Therefore, the entire preceding description is of
general nature and is confined to Mars, Jupiter and Saturn.
Retrogressi on:
Astronomically, all the planets other than luminaries
during their course of movements get into reverse motion
(retrograde). The shadowy planets Rahu and Ketu always
move in retrogression. Generally, Mercury and Venus which
are in the close proximity of the Sun, go into retrogression
when they transit the 2nd sign from the position of the Sun.
But the moment these planets get into the 12nd sign from
the Sun's location, they are known to be on an accelerated
motion. The position of these two planets in the 11th sign,
reverts them the normal speed as indicated in the Table. Both
Venus and Mercury as stated above, remain in the close
quarters of the Sun.
As regards other planets,the general rules are the
moment they get into the 5th signs away from the Sun, they
acquire retrogression, and once their displacement in respect
to the Sun goes beyond 9th sign, they turn into direct motion.
Generally, Mars remains in retrograde state for 76days and
direct for 705 days. Similar details for the planets involved
in a fluctuatry motion have been tabulated hereafter.
TABLE - 37
SI no. Planet Retrogression Direct motion
1. Mars 76 days 705 days
2. Mercury 23 days 92 days
3. Jupiter 122 days 278 days
4. Venus 45 days 51 days
5. Saturn 137 days 238 days
The mal efic planets while in retrogression are
considered highly evil and harmful but retrograde benefic
planets render greater benefic results.
Vedic astrology in money matters
N o t e : The principles of heliacal rising, setting and also
retrogression of planets described over here are of
rudimentary nature. A full chapter has been devoted to these
cel esti al phenomena where these axioms have been
described in a lucid form.
Aspects (Vedha) :
A planet when transits over a nakshatra casts two types
of aspects. One is frontal aspect and another is diagonal
aspect, i.e., on the either side of the planets position. The
diagonal or cross aspects, as classified, are (i) Right Hand
Side (RHS) Aspect and (ii) Left Hand Side (LHS) Aspect. This
concept can easily be understood form the figure illustrated
here after.
L H S A spect Figure
(V edha)
EAST
Saturn
N
R
T
H
1 2
Krit
3
Roh
4
Mrig
5
Arid
6
P. Vas
7
Push
8
Ash
9
32
Bha
34 '
10
Magh
31
Asvv
56-'
. LA
11
P. Ph
30 12
Rev. U. Ph
29
U. Bh
'. 54
DA '
13
Hast
28
P. Bh
. 70
AQ '
14
Chit
27
Sha.
' . 68
Cap'
15
Swa
26
Dhan.
'.48
BA .
16
Vish
25 24
Sra
23
Abh
22
U. As
21
P. As
' 20
Mool
19
)ye
18
Anu
17
Frontal
A spect
(V edha)
S
U
T
H
WEST RHS AsPcct
(Vedha)
Relevance of Sarvatrobhadra Chakra 295
Explanatory Note :
Let us suppose Saturn planet transits Revati nakshatra
on a particular day. The frontal aspects will fall across the
Revati nakshatra viz., Uttar Phalguni while its diagonal aspect
will fall on Mrigashira nakshatra (LHS aspect) and Moola
nakshatra (RHS aspect).
One sided aspect only :
The Sun, the Moon, Rahu and Ketu are empowered to
cast only one sided aspects (vedha). The reason being that both
the Sun and the Moon always have direct motion while Rahu
and Ketu constantly move in retrograde fashion. Further,
these planets have no variation in their speed, Therefore, as
per the basic principle of this system, they cause vedha
(aspect) only in one direction. The Sun and the Moon cause
vedha on the right hand side only. With this fixed direction
and without having to give any weightage for speed etc., it
is much simpler to discern the effects of their Vedhas.
Multisided aspects :
The remaining five planets viz., Mars, Mercury, Jupiter,
Venus and Saturn are made to alter their aspects depending
upon the speed and type of motion acquired by them at the
time of analyzing their effects. All of them are capable to
heave their aspects in all the three directions depending upon
the status with regard to speed and motion. If these planets
have normal speed, they cause straight aspect i.e., across their
positions. But when they acquire accelerated speed, the
aspect (vedha) falls on the Left Hand Side from their position.
However, the moment, these planets get in retrograde
motion, the aspect changes over to the Right Hand Side of
their placements.
Vedic astrology in money matters
Impact of Aspects (Vedhas):
The frontal or straight aspect only cause impact on the
niikshntrn placed at directly opposite position i.e., the
nakshatra at the other extreme end. I n the previous
illustration, it may be noted that Saturn on its transit over
Revati nakshatra cast vedha on Uttar a Phalguni provided if
Saturn had the normal motion. However, the game plan of
the diagonal aspects is quite different. The cross aspects (Left
hand and Right hand) pierce (penetrate) through all the
elements fal l i ng on its way such as signs,vowels,
consonants,titlnes,nakshatras etc. Picking up the same
illustration, the Left hand side (LHS)Vedha runs through
consonants LA (56) A (34) and nakshatra Mrigasira (4). While
the Right hand side (RHS) Vedha passes through consonant
BA (48) and Mopla nakshatra (20).
It is essential that the aspectual effects which are very
important and basic material is to be understood for an
accurate interpretation of the SVB chakra. In fine, we can say
that LHS and RHS aspects always run through at an angle
of 45 degrees starting from the square where the concerned
planet transits at that time. It affects all the squares on the
flanks but the frontal aspect confines its effects only on the
nakshatras placed exactly on the opposite side of the chakra
and unaffecting the squares falling on the way.
The five components (Pentad) :
The diagonal aspects both LHS and RHS run through
The (i) Consonants (Akshara) (ii) Vowel (Swara), (iii) Lunar
day (Tithi), (iv) the birth nakshatra and (v) The Moon sign
(Rashi): These are known as Panchaaka (Pentad) in the same
order. Except vowel, the rest four factorals can conveniently
be lifted from the birth data. The vowel could be picked up
from the set of corresponding consonants as arranged in the
Relevance of Sarvatrobhadra Chakra 297
classical texts. The vowels consonants relationship has been
tabulated here under for readv reference :
J
TABLE : 38
CONSONANTS VOWELS TITHIES
Ka Chha Dda Dho Bha Va A NANDA
1 6 11
Kha
Ja
Adha Na Ma Sha E BFIADRA
2 7 12
Ga Jha Pa Ya Sa U JAYA
3 8 13
Gha Tha Pha Ra S^a Ye RIKTA
4 9 14
Cha Tha Da Bo La Ha POORNA
5 10
*
**
* Poornima (15) ** Amavasya (30)
fcdU &C/ L1 /
In the above table only 30 consonants instead of 33 have
been accounted for. The consonants namely Rda(^), Rra(3),
Rran^) do not figure over here. This perhaps on the fact
that no name begins with these letters.
For the persons who do not possess birth details or
horoscope, the method for ascertaining Panchaaka is on the
basis of the famous name a person is addressed. The
following steps are taken to select an appropriate consonant,
vowel and Tithi.
The foregoing table enlists the five basic vowel, 30
consonants and 15 tithies. All these components of Panchaka
Vedic astrology in money matters
itro identified with reference to the first letter of the famous
mi me of a person. The rule is that where the first letter
happens to be a consonant, it is taken as it is and
corresponding vowel is picked up from the table. But if the
first letter stands out to be vowel, the same is ignored and
the next letter is looked for and that too comes out to be
vowel, we go to the next. In other words, the first consonant
falling in the name is adopted as a reference consonant and
corresponding vowel and tithi are selected accordingly.
[Note: two sets of consonants represent one tithi in seriatim;
like Ka and Chha go to 1st tithi; Dda and Dha to 6th Tithi
and so on].
For example the famous name of a person is MANISH
the first letter is Ma which is a consonant. The corresponding
vowel and tithi come out to be E and Bhadra (12th Tithi)
respectively. Suppose the name is ANUJ where the first letter
is vowel and that should be ignored and the next letter is N
being a consonant and hence adopted. The relevant vowel
and tithi work out to be E and Bhadra (7th) respectively.
The birth nakshatra and the Moon sign (Rishi) can
conveniently be picked up either through longitudinal
degrees of the radical Moon of the native or from the first
letter of the name from the table which is provided in every
Panchanga (Almanac). Please note that for this purpose, the
first letter of the name irrespective of consonant or vowel is
to be adopted and it may not be mixed up with the set of
rules enunciated above.
Difference between aspects and vedhas :
It has been noticed that the connotations of aspect and
vedha (obstruction) have been used in SVB chakra severally
or in combination by many writers. To comprehend the basic
difference between the two types, the inherent meanings of
the word "Aspect" has to be well understood. In general, the
Relevance of Sarvatrobhadra Chakra 299
iiMptiCt are two types (i) a simple aspect showing the gross
effects and (ii) deep or pointed aspect denoting subtle results.
In other words, it can be said that the first category of the
uNpect is of macro level while the second type is of micro
lype. The former caters for the broad presentation and the
latter is in a more concentrated form showing its effect
pointedly.
The "Macro Aspects" are the one which a planet situated
In sign in the celestial sphere casts over the other sign and
planets positioned there in, as described in the Jataka shastra
(native astrology). But micro aspects are the one which are
put to use in the Swara shastra (Breath technique used in the
I lorary Astrology) in its subtle form. This aspect is called
'Vedha' and its literal meaning is 'to Pierce' which causes
deep penetration. Therfore, it gives micro or subtle effects.
The Vedha (to pierce) is widely used in S.V.B chakra or other
nimilar types of chakras like Sapt Shlaka etc.
The minute differences between the two types of aspects
could be easily assimilated with the succeeding illustration.
Suppose you are standing before a big building which has
many doors, windows etc. Now you are effecting gross aspect
over the building. But once you focus your sight and
concentrate on one of the windows of the building, this is
said to be vedha or micro aspect. The amount of introspection
one can have through deep and subtle aspect, it is not
possible to derive the same results from the gross aspect of
general nature.
Nevertheless, the gross or simple aspect is equally
important because unless you do not sight the whole
building, how it is possible to concentrate on to its doors
and windows or any other minute detail of the building. In
the similar fashion, the state of planets should be perceived
while delineating their aspectual effects. At first, the simple
(01) Vedic astrology in money matters
aspects of the planets over the signs etc., which signify all
kinds of the earthly materials are to be considered. On the
basis of these simple aspects, at first, the results as depicted
by the astrological rule are to be assessed. Later on, the
minute or subtle effects could be ascertained by applying
the rules of vedha or micro aspects as described in the various
astrological works. Although detailed results possibly may
not be drawn from the simple aspects, still certain general
decision could be taken. However, when vedha is caused and
simple aspect is not there, it becomes difficult to know the
basic linkage and as such nothing is discernable. This
therefore, proves a point that the relationship between
Aspect and vedha is like body and soul. Just as soul even
being subtle is subject to the existence of a body and
similarly, the vedha is also subservient to Aspects. Further,
in the absence of body, soul has no entity and in the same
fashion in the absence of simple aspect, vedha has no meaning
and become inaffective and incapable of producing good or
bad results. This phenomena holds good in the case of
i llustration cited previously inasmuch as without the
existence of a building doors and windows are inperceivable.
Decipherment of SVB chakra :
The elucidation of SVB chart is an intricate matter. Not
much of exploratory works have been carried out in this field.
The standard classical scriptures do not bear exhaustive
materials or explanations. Therefore, it is an arduous task to
translate the intended meanings of the most complexed
Jigsaw puzzle. At the face of it, the SVB figure looks to be
simple and easy to decipher but in real effect, it is very
di ffi cul t to compute the results of various planetary
combinations with respect to celestial components. This is
not less tideous than playing the game of Chess over which
a very few can acquire mastery. The original format of the
SVB chakra is most abtuse one and very hard to understand.
Relevance of Sarvatrobhadra Chakra 301
I Inwever, a simple form of this chakra has been adopted to
nerve the limited purpose of this book.
We intend to restrict the details only to the commercial
tingle. In this scheme of things, the connotation of Aspect
used in SVB chakra stands to mean vedha (the obstruction or
piercing effect) and not simple meaning of aspects as used
In the astrological writings.
In order to cater to our restricted purpose in the format
of SVB chart displayed in this chapter, the planetary aspects
or vedhas over nakshatra, tithies and signs etc., are only
Adopted. Further, the phenomena of two categories of speeds
I.e., normal and accelerated have been accounted for Beside,
l ul l cognizance of retrograde motion has been taken Motion
theory (direct and retrograde) plays dominant role in the
whole gamut. The ingredients essentially provide immense
help pin pointing the fluctuations in the markets of those
items which are signified by the celestial bodies involved
In vedhas.
302 Vedic astrology in money matters
TA BL E:39
TABULATION OF ASPECTS (VEDHA)
T ransi t of A spects (V edhas) o f planets A spects (V edhas) sti ffened by
Pl anets over Di recti on Pl anets N akshatras Si gns T i l hi es
N akshatras M oti on
& Speed
1. A shw ani K 1I S : J eyshl a Sagi ttari us
__
4 Qrs. in N ormal Ral ui . K etu. P i sces
A ri es Retrograde M ercury. V enus, M ars
J upi ter, Saturn.
L H S : Rohi ni -
N ormal Sun, M oon,
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te Purva
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Phal guni
2. Bhar ani R H S : A nuradha A ri es Ri kta
4 Qrs. in N ormal Rahu, K etu. Scorpi o J aya
A ri es Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : K ri tti ka - -
N ormal Sun, M oon.
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te M agha
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
"
3. K r i tti k a R H S : Bharani
__ _
1 Qr. in N ormal Rahu, K etu.
A ri es Retrograde M ercury, V enus, M ars
3 Qrs. in J upi ter, Saturn.
Taurus
L I I S : V i shakha L i bra N anda
N ormal Sun, M oon. Taurus Bhadra
A ccel . M ercury, V enus, M ars
J upi ter. Saturn.
O pposi te Sravana
N ormal M ercury, V enus, M ars.
J upi ter, Saturn.
~ j
- - - - - - - - - - -
-
la pi ter Jan 8 12 01 Feb. 2 23 58 25
- - - -
- -
'..Mum Mar. 17 7 23 Apr. 22 27 27 36
RETROGRESSI ON OF PLANETS
TABLE : 45
1991:
Direct
Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
J an 3 23 36 8 0 00 20 16 16
Apr. 28 15 20 11 24 15 24 11 02
Aug. 31 20 01 3 29 19 24 11 51
Dec. 18 16 48 7 14 11 20 16 15
Sep. 13 14 27 3 27 16 43 16 19
Jan. 1 18 21 1 4 01 73 16 49
Mar. 30 18 46 3 9 49 120 10 03
(92)Apr. 30 25 07 4 10 54 122 9
Oct. 5 9 25 9 6 27 141
6 39
Sept. 19 17 24 8 16 05 154 4 00
Sept. 26 12 39 8 20 15 160 2 47
J uly 28 29 13 6 23 49 156 2 49
Pt.ANET Retrograde
Date
h m s
Long,
d m
Mrrcury (90) Dec. 14 26 24 8 16 16
Apr. 4 23 46 0 5 17
Aug. 7 29 22 4 12 10
Nov. 28 22 18 8 0 26
Vi'iius Aug. 1 16 04 4 13 35
. (90) Oct. 20 24 58 1 20 50
lupltcr (90) Nov. 30 10 33 3 19 52
Dec. 30 27 04 4 20 53
'wlurn May 17 9 34 9 13 06
Uranus Apr. 18 15 59 8 20 05
Nfptune Apr. 19 5 37 8 23 02
Pluto
Feb. 22 6 56 6 26 38
Vedic astrology in money matters
1992
PLANET Retrograde
Date
h m
Long,
s d m
Mercury Mar. 17 6 09 11 17 34
J uly 20 6 21 3 23 43
Nov. 11 15 10 7 14 36
Venus
Mars Nov. 28 28 58 3 3 51
J upiter (J l)Dec. 30 27 04 4 20 53
Saturn May 28 19 06 9 24 44
Uranus Apr. 21 28 50 8 24 16
Naptune Apr. 20 17 52 8 25 12
Pluto Feb. 24 26 59 6 29 12
Direct Retrogression
Date
h m s
Long,
d m
Time
da vs
Arc
d m
Apr. 9 12 00 11 4 59 23 12 35
Aug. 13 8 16 3 12 13 24 11 30
Dec. 1 13 11 6 28 27 20 16 09
93)Feb. 15 13 15 2 14 55 79 18 56
Apr. 30 25 07 4 10 54 122 9 59
Oct. 16 7 36 9 18 04 141 6 40
Sep. 22 29 15 8 20 17 154 3 59
Sept. 2224 05 8 22 26 155 2 46
Tulv 30 26 69 6 26 23 157 2 49
1993
PLANET Retrograde
Date
h m s
Long,
d m
Mercury Feb. 27 28 27 11 0 27
J uly 1 20 59 3 4 29
Oct. 25 27 53 6 28 44
Venus Mar. 11 14 56 11 26 15
Mars Nov.28 (92) 28 58 3 3 52
J upiter J an 28 28 39 5 20 56
Saturn J une 10 10 58 10 6 33
Uranus Apr. 26 15 33 8 28 25
Naptune Apr. 22 28 04 8 27 23
Pluto Feb. 26 20 01 7 1 45
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Mar. 22 19 18 10 16 32 23 13 55
J uly 25 26 13 2 24 23 24 10 06
Nov. 15 11 19 6 12 47 21 15 57
Apr. 22 19 46 11 9 59 52 16 16
Feb. 15 13 15 2 14 55 79 18 57
June 1 6 39 5 10 59 123 9 57
Oct. 28 9 09 9 29 52 140 6 41
Sept. 27 17 58 8 24 27 154 3 58
Sept. 30 11 42 8 24 36 161 2 47
Aug. 2
T
*
I
C
N
56 6 28 57 157 2 48
Retrogressions and heliacal settings/ risings 387
I'M
1*1ANET Retrograde
Date
h m s
Long,
d m
*luivury Feb. 11 13 59 10 13 47
June 12 23 22 2 14 38
Oct. 9 12 02 6 12 41
Vnnu Oct. 13 11 08 6 24 13
Mrs
- -
1 | Feb. 28 19 20 6 20 53
'.turn June 23 9 27 10 18 37
1iinmis Apr. 30 27 49 9 2 34
Neptune Apr. 25 16 16 8 29 34
Pl ul o Mar. 1 25 32 7 4 18
Direct Retrogression
Date
h m s
Long,
d m
Time
da vs
Arc
d m
Mar. 5 11 28 9 28 53 22 14 54
J uly 6 25 07 2 5 28 24 9 00
Oct. 30 9 42 5 27 02 21 15 39
Nov. 23 22 29 6 8 42 41 15 31
J uly 2 9 03 6 10 59 124 9 54
Nov. 9 14 20 10 11 53 139 6 44
Oct. 2 7 16 8 28 36 155 3 58
Oct. 2 23 14 8 26 47 160 2 47
Aug. 5 22 41 7 1 29 157 2 49
1495
I'I.ANET Retrograde
Date
h m s
Long,
d m
Mtrcry Jan. 26 6 40 9 27 28
May 24 14 35 1 24 34
Sept. 22 14 38 5 26 23
Vcnuis
- -
Mura Jan 2 26 55 4 8 53
luplter Apr. 1 17 34 7 21 35
trttlirn July 6 13 16 11 0 57
Uranus May 5 13 15 9 6 41
Ntptune Apr. 27 27 45 9 1 45
PlUto Mar. 4 8 03 7 6 49
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Feb. 16 10 48 9 11 50 21 15 38
J une 17 12 24 1 16 01 24 8 33
Oct. 14 6 21 5 11 12 22 15 11
Mar. 24 22 50 3 19 22 81 19 31
Aug. 2 22 14 7 11 44 123 9 51
Nov. 21 25 19 10 24 12 138 5 48
Oct. 6 18 30 9 2 44 154 3 57
Oct. 5 9 28 8
0
0
C
M
58 161 2 47
Aug. 8 18 58 7 4 01 157 2 49
Vedic astrology in money matters
l >%
PLANET
Retrograde
Date
h m s
Long,
d m
Mercuty Jan. 9 27 15 9 11 22
May 3 28 18 1 4 50
Sept. 4 11 09 5 9 41
Dec. 23 25 03 8 25 24
Venus May 20 11 35 2 4 29
Mars
- -
J upiter May 4 21 08 8 23 51
Saturn J uly 18 26 00 11 13 35
Uranus May 8 25 13 9 10 47
Neptune Apr. 29 15 23 9 3 57
Pluto Mar. 5 25 46 7 9 19
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Jan. 30 15 53 8 25 19 21 16 03
May 27 24 30 0 25 51 24 8 59
Sept. 26 22 38 4 25 12 22 14 29
J uly 2 12 23 1 17 58 43 16 31
Sept. 3 20 12 8 14 01 122 9 50
Dec. 3 18 13 11 6 48 138 6 47
Oct. 10 6 17 9 6 50 155 3 57
Oct. 6 21 05 9 1 10 161 2 47
Aug. 10 18 38 7 6 31 158 2 48
1997
PLANET Retrograde
Date
h m s
Long,
d m
Mercury (96)Dec. 23 25 03 8 25 24
Apr. 15 5 39 0 15 49
Aug. 17 25 12 4 22 24
Dec. 7 22 14 8 9 32
Venus Dec. 26 26 48 9 10 07
Mars Feb. 6 6 04 5 12 06
J upiter J une 10 5 54 9 28 07
Saturn Aug. 1 22 26 11 26 32
Uranus May 13 9 29 9 14 51
Neptune May 1 28 55 9 6 08
Pluto Mar. 8 18 38 7 11 47
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Jan. 12 26 28 8 9 09 20 16 15
May 8 23 36 0 5 39 23 10 10
Sept. 10 7 08 4 8 54 24 13 30
Dec. 27 17 16 7 23 15 20 16 17
Apr. 27 24 43 4 22 43 80 19 11
Oct. 8 10 05 9 8 16 120 19 51
Dec. 16 16 00 11 19 42 137 6 50
Oct. 14 16 41 9 10 55 149 3 56
Oct. 9 6 41 9 3 21 161 2 47
Aug. 13 13 53 7 9 00 158 2 47
Source : Lahiri's Indian Ephemerides of the respective years.
CHAPTER-14
J UDGI NG COMPANY'S STATUS THROUGH
CELESTI AL HOUSES
While analysing the heavenly map of the business
houses, corporate bodies,registered companies and trading
organisations, it is imperative to keep in mind the precise
significations of the houses relating to various .corporate
activities so as to correctly estimate the business standings
and financial status of a company. The positions of the
planets in all the twelve houses are required to be examined
and assimilated meticulously. However, any house which
is devoid of planet, its assessment is to be made through the
analysis of the status of the lord of the said house. Even
otherwise, the strength of the lord of any house is also taken
care of. In order to drive congregated position in terms of
strength and weakness of a company, it is essential to analyse
all the twelve houses of company's horoscopic chart.
THE FI RST HOUSE :
Just as in the mundane chart of a country, the 1st house
denotes the general condition of the country and its people,
the 1st house of the company's map signifies the leadership
of the firm and other personnel of the organisation including
stock holders. It depicts the general status,health (both
financial and human resources), company's philosophy and
morality of the people at the helm of the affairs. The attitude
I'll I Vedic astrology in money matters
low.inis the share holders and employees are also assessed
Irom this house.
Lunation (New Moon) :
The lunation falling in the 1st house brings about some
alterations and changes in the company's affairs. Should
lunation receives benefic aspects at that time , the concerned
enterprise is bestowed with prosperity at large. The benefits
are related to the planets causing favourable aspects. If
lunati on begets inharmonious infl uence, it causes
discontentment and dissidence by the employees. The affairs
of the company are also progressed unsatisfactorily.
Therefore, the planetary disposition in the chart is carefully
studied at the time of lunation to assess the prospects of the
enterprise rather minutely.
The Sun:
A well positioned Sun in the 1st house denotes
prosperity and improvement in company's activities. The
employees show solidarity and jointly put their efforts in
the hour of need. The enterprises who commence their
operations during this period, prove beneficial and attain
success. The management and workers enjoy good and
cordial relation. The new ventures are progressed well and
completed successfully. This position of the Sun ushers in
an over all prosperity for the organisation. However, if the
Sun falls under affliction in this position, it generates friction
between the workers and the management, which adversely
affects the image of the company. The detracting forces are
emerged causing embitterments and adverse impact on the
productivity. These disturbed conditions effectuate health
and mental problems for the senior authority such as CEO
etc.
Judging company's status through celestial houses 391
The Moon :
The placement of the Moon in the first house improves
llu* general condition of the company though it brings some
hanges in the attitude of the workers but it would be for
the better. The commodities' business is going to prosper.
I he benefic Moon ushers in the era of peace and harmony
iind smooth functi oni ng of company's activities. The
management accedes to the workers demands in the event
of any affliction is caused over the Moon by way of
inauspicious aspects and the workings harmony is also
greatly impaired. This si tuati on as well, foment
discontentment and unrest amongst the workers.
Mars :
Mars being a malefic planet and its placement in the 1st
house impels lot of controversies in the functioning of the
management. A dissident group within the hierarchy
emerges. The discontentment of works turns into violent
confrontation leading to strikes and lockouts. The company
may resort to general mobilisation of the workers to diffuse
the issue. In the case of Mars receiving favourable aspects
and is well placed, it invigorates and brings vitality amongst
the staff members. However, there may be some stern and
and aggressive actions of the management to restore the
normalcy in the organisation.
Mercury:
A well placed Mercury under benefic aspects in the first
house, inculcates brisk activities in the field of trade and
commerce. The quantum of business goes up with the
increase in the transactions which are signified by Mercury
or planet influencing it. The work force becomes co-operative
and shuns the differences. However, if any affliction is
caused to Mercury, it generates discontentment in the
Vedic astrology in money matters
workers who indulge themselves in some disruptive
activities. In this duration if any new venture is taken up
that is going to end up in failure.
J upi ter:
A well aspected J upiter in the Ascendant brings
prosperity and success to the company. Jupiter imbibes such
a culture that gives an over all expansion. During the
favourable conditions,the financial status of the company
rises to new heights. The company also plans and
implements its expansion programmes with success .
Besides, the enterprise do brisk business and their are no
dearth of work and opportunities. However, if Jupiter in the
1st house comes under affliction, it sets a tone of sluggishness
and also causes impediments in the trade. If the affliction is
caused from the 10th house or it lord, the hurdles in the
commercial activi ties are created by the governmenl
authority.
Venus :
If Venus occupies the benefic position in the 1st house,
it induces peace, harmony and good work culture in the
organisation. It also generates healthy environment amongst
the staff member which helps producing encouraging results
for the company. The rules and regulations set forth during
this period are for the benefit of the workers which inturn
helps increasing the productivity. Under the adverse
situations when Venus gets afflictions, all the positive results
setforth as above do not come about. There will be paucity
of work and the new ventures may not meet much success
The policies of the governments are unhelpful.
Saturn:
The position of Saturn in the 1st house is not at all
welcomed. Besides, if it is also under affli cti on, the
Judging company's status through celestial houses 393
unfavorable results are more pronounced. I t produces
I ili>u oiltentment, inferior work culture, degeneration of trade
Iftiul poor company's standing. It also results in hardship,
frustration and fear amongst the workers who may resort to
| })',itational activities. The detractors of the management
I v incite the employees to take the advantage of the
iiliuition. However, should Saturn receive auspicious
I M'ipects, it helps inducing steady and progressive attitude in
I tin1employees to instill a good work culture and to improve
I . tin1financial status of the company.
Uranus :
The influence of Uranus in the 1st house is also evil. It
pioduces the tendencies of indiscipline, strike, turbulence
I diul discontentments in the workers. Dissident groups are
surfaced to detract the company's' benefits and
nd v.intageous position. The detractors incite agitations but
I ttike a low profile initially and assume the proportion of
Violent actions later on, much to the discomfort to the
butli ority. A well aspected Uranus in this house, brings about
jHieitous attitude amongst the employees who show much
poorness in the company's reforms.
Neptune :
The placement of N eptune in the fi rst house is
Unpleasant one. The position of Neptune in this house of
I t he company's chart agitates the mind of the workers who
I t hen tend to indulge in a secret propaganda against the
liunagement. These clandestine activities are capable of
l niising severe disturbances and turn about in the progress
inuch to the discomfort of the management. Upon affliction,
Heine cases of fraud, swindling etc., take place. The company
I aIm>indulges into some unethical business or immoral
ri>livities. Besides, the actions or objectives of the firms are
disoriented.
Vedic astrology in money matters
The position of Pluto in the first house is also not
considered favourable because it foments all type of trouble
like clandestine and secret activities, antipropaganda, against
the management. However, if Pluto receives benefic aspects
bereft of unfavourable influences, the new ventures
undertaken during this period achieve success and yiekl
profits. The company's plans go in favour of the workers
who lend full co-operation to the management.
THE SECOND HOUSE :
The second house signifies the liquid assets of the
company. It denotes commercial affairs, trade and stock
shares of the company. The firm's relation with the banks
and other financial institutions are also judged from the
strength of the 2nd house. The financial soundness, spending
ability and capacity to generate profits are assessed from this
house. Therefore, it may be seen that the 2nd house in the
company's map is very vital for its very existence as finance
is the back bone of any enterprise. If the lord of 2nd house is
dignified and well aspected,the financial position of the firm
is considered very good. In the event of a week 2nd lord, the
financial status generally remains unsatisfactorily.
The Lunation :
A well aspected lunation in the 2nd house denotes
accretion of profits,improvement in financial status and the
company stocks shares show greater amount of buoyancy
and are traded well. In a normal situation, it produces some
changes in financial affairs. A company is in a position to
discharge its liabilities conveniently. If lunation receives
malefic aspects, it gives rise to heavy expenditures,
disruption in the inflow of funds etc. The stock shares rule
poorly and may even touch the lowest ebb. There are
Pluto :
Judging company's status through celestial houses 395
pi notions in the liabilities of the company.
The Sun:
The placement of the Sun in the 2nd house, if well
piloted, is considered propitious for the increase in the
piofits of the company. It expedites payments and denotes
bright financial position. The CEO or other senior officials
hI Ihe organisation have a good time and enjoy prosperity.
I | owever,when the Sun gets afflicted in the 2nd house, it
Contributes towards heavy expenditure of the company.
Thore is heavy out flow of funds on non profit making
Ventures and pursui ts. The ruling authority suffers
In humiliation on account of financial matters and under goes
Irving time and may even give up the position.
The Moon :
The position of the Moon in the second house, signifies
fluctuations in the company's financial status. It also denotes
variation in the business transactions and share values
register uneven marketing trends. A strong Moon duly well
aspected makes the financial position firm and to look bright.
II Ihe Moon is afflicted through bad aspects, the fluctuations
in money matters are going to be wild. The Share market of
the company's stocks shows constant drop and sends jitters
lo the investors and speculators. The financial institutions
may not lend support helping the company to retrieve from
Ihe desperate situations. Government authorities impose
heavy duties to make the position worst.
Mars :
The position of Mars in the second house is not
welcomed as it indicates reverses in the business and brings
about fall in the stocks prices of the company. The bankers
curtail funds and even withdraw the credit facilities. I he
firm incures unproductive expenditures eroding the
Vedic astrology in money matters
company's reserves. A strongly placed and dignified Mars
in the 2nd house induces strength and invigoration to
strongly go in for some reargaurd actions to retrieve the
deleterious financial position of the organisation. In this
state, Mars generally steers the company through its financial
crises.
Mercury :
The placement of Mercury in the second house brings
about certain changes in the financial affairs. Should Mercury
in this house receive benefic aspects, the business of the
company prosper and attains new heights. It also results in
generating copious profits putting the financial position on
a sound footings. The company's resources are also increased
by ably supporting the heavy investments. The financial tie
ups with the banks and the financial institutions are
encouraging and credit facilities are enhanced. If Mercury
is badly afflicted in this house, it inflicts losses through some
frauds and defalcation of the funds. The company's contacts
for sourcing the funds are not going to be much helpful.
Jupiter :
The placement of Jupiter in the second house is highly
propitious. It signifies accumulation of wealth through huge
profits generated by the company. It greatly improves the
financial position of the company. On account of good
performance, the company attracts helpful rather best co
operations from the banks and other financial institutions.
Jupiter in this house induces remarkable developments and
expansion of commercial activities as Jupiter is the planet of
expansion and growth. In case, Jupiter comes under the spell
of detrimental influences, it causes heavy expenditure for
the company without making much profit out of it or rather
some losses may get accrued. In this situation, the company's
stocks slump, the banks and financial institutions create fuss
J udging company's status through celestial houses 397
tind impediments in clearing the loans and may even curtail
llii credit facilities. These results are more pronounced when
I piter happens to come under the influence of malefic Mars.
Venus:
The position of Venus in the 2nd house is also good as
II denotes good increase in the receipts and better payment
positions from the debtors of the company. Even some
written off amounts are also received. This planet, when
unafflicted, is quite helpful in the money matters of the
i ompany. Under its benefic influences, the sourcing strength
til the company get enhanced and it attracts funds from many
quarters. If Venus comes under affliction, it causes reversal
In the financial position. The resources get depleted and
wasteful expenditure incures. The company's investments
rti4*curtailed due to resource crunch. The statutory taxes
bring further pressures over the depressed financial position.
Saturn :
The location of Saturn in the 2nd house is highly
disappointing as it denotes poor fundings, stringent
payment position,financial stagnation, slump in stock shares.
11also induces lack of activities which put further pressure
over already degenerated funds. Over and the above, if
Saturn receives bad aspects, it brings greater harm and causes
heavy resource crunch. The productivity also goes down
which further reduces the cash flow. But should, Saturn
imeive benefic aspects and other auspicious influences, it
brings about a situation of some what steadiness in the
money matters of the company.
Uranus :
The placement of Uranus in this house creates
ambiguous situation in financial affairs. It shows, at times
unexpected and sudden l osses followed by some
Vedic astrology in money matters
unforeseeable gains. The losses and gains of this nature art'
[ln>result of Uranus receiving favourable and unfavourable
aspects respectively. Uranus is also capable of creating
uncertainty in the financial matters. Under its influence, il
is difficult to adhere to a scheduled planning for the sourcing
of the funds. On account of uncertainty i n the financial status,
Uranus creates uneasiness and guarded transactions for the
company's stock shares. Like any other accursed planets,
Uranus when afflicted, it brings about heavy and unwanted
expenditures for which a concern faces great difficulties in
organising the funds.
Neptune :
Neptune in the 2nd house denotes fraud and dishonesty,
the company suffers losses due to certain illegal activities
and underhand dealings. On account of these practices,the
company gets into trouble causing heavy losses when
Meptune is under evil aspect. In the normal course, the
clandestine business prosper and a huge black money is
^massed. If Neptune is severely afflicted some dissidents of
the organisation hatch conspiracy against the top ones of
the company. It is however, for certain that the placement of
l\ Teptune in the 2nd house of the company's chart creates
Confusion and chaotic conditions.
Pl uto:
The placement of Pluto in this house, if it is under
benefic aspects, the company's plans succeed giving good
profits. The new ventures are successful. Pluto in the second
house devoid of any affliction denotes resourcefulness,drive
to achieve material things. If in the event of Pluto coming
Under a severe affliction, the reverse state of affairs occur.
The new ventures may not succeed rather losses are
registered posing great financial difficulties for them. The
detractors of the firm would take advantage and encash the
J udging company's status through celestial houses
desperate situation of the firm. They would incite and try to
Win favours of the embittered persons. However, the
detractors are not going to elicit favourable response, should
I'lnto comes under favourable influences.
THE THI RD HOUSE :
The third house governs the contacts of the company
with the general public,internal communication of the
company or group of companys, collection, collation and
dissemination of information for the company's use,
management information system(MI S), transportation,
communication, receipts and despatch department, sale
promotion campaigns through mail orders, tours and travels
(domestic), house journals and other literary pursuits, in
house trading facilities, mental attitude of the employees etc.
The planets posited in this house influence the house.
I lowever, when there is no planet in this house, the lord of
the house is considered for assessing the effects exerted on
the house.
Lunation :
When the Lunation falls in the 3rd house, all the matters
signified by this house get activated yielding success and
benefits connected therewith. In the events of lunation
receiving favourable aspects, the benefic results of the
undertakings relating to these matters are more pronounced.
For example; better management information system, good
market feed back, improvements in the interdepartmental
co-ordination and communication etc. An affliction to
lunation denotes much trouble and losses in ventures and
hampers the communication system.
The Sun:
The Sun in the 3rd house benefits all the heads of
) Vedic astrology in money matters
departments. The Sun stands for authority, the CEO of the
company makes a good progress and earns name and fame
for himself as well as for the organisation. The company also
improves its position in the matters connected with this
house. Should the Sun get afflicted, it causes illness or even
death among the important personalities of the setup. If Mars
conjoins with the Sun in this house, during lunation, il
generates hostile conditions adversely hampering the
functions of the company.
The Moon :
The position of the Moon in this house is generally
considered as fortunate. Its placement improves the service
condition of the employees parti cul arl y related to
communi cation, reporting staff etc. I t also creates
harmonious inter-departmental relationship. If the Moon is
afflicted, it will cause lot of discontent among the employees
which may lead to agitation against the authorities.
Mars :
Mars is this house denotes evil results and if affiliated,
the deleterious and harmful results get compounded. There
is discontentment amongst the staff members who may resort
to agitation and strike to press their demands. Some accidents
may occur involving company's transport. I t adversely
affects publishing concerns.When Mars receives favourable
aspects, the harmful effects get mitigated.
Mercury :
The placement of Mercury in the 3rd house, if well
aspected, it benefits traveling facilities and communication
system of the concern. The quality of published material
show marked improvement. If Mercury receives affliction
through evil aspects, tremendous chaos is set in and
communication system goes clumsy and disorderly and
judging company's status through celestial houses
muses a great deal of discontents. It also causes serious
I rouble or illness to the persons connected with the 3rd house
viz., writers, publishers etc.
J upi ter:
The placement of Jupiter in the 3rd house is generally
i onsidered quite favourable especially, for communication
both electronic and print media. It ushers in growth in the
department ascribed to the 3rd house. The wages and
emoluments of the employees improve. The staff members
get better deals on service matters. The literacy and
publishing concerns do brisk business. The company may
enact certain benevolent programmes for its employees. On
getting afflicted, it causes heavy expenses, losses and
troubles in the matters denoted by the 3rd house, particularly
railways.
Venus:
Venus in the 3rd house shows good results and general
conditions of the workers gets improved. The items
connected with the 3rd house yield profits. There is going to
lie an over all prosperity. If afflicted, it depicts reverse effects
and discontent and gives way to some unfortunate events
attributed to this house.
Saturn :
The location of Saturn in the 3rd house, by and large,
brings about unfavourable results.The business goes
sluggish. Staff gets demoralised and discontented because
Saturn is the signifactor of employees and labour. The
company may enact certain rules and regulations which an1
unfavourable to them. Some illness is caused lo Ihe
personalities connected with the trade as denoted by Ihe 3rd
house.
402 Vedic astrology in money matters
When the 3rd house tenants Uranus, evil results arc
produced for the concern and the matters connected with
the house. Besides, it causes discontentments among the
employees.
Neptune :
The placement of Neptune in this house gives effects ol
discontentment, agitational attitude of the employees. Secret
plots and fraud against the management are hatched. It also
causes loss of business. The functioning of the department
denoted by the 3rd house become tardy and ineffective to .1
great extent.
Pluto :
The position of Pluto in the 3rd house ushers in new
projects to promote better communication system and
provide improved facilities in these departments. Reverse
results are shown if affliction is caused to Pluto and danger
of fire, accidents etc., are the other results.
THE FOURTH HOUSE :
The operating base of the concern is represented by the
4th house of the organisational map. The office building,
factory building etc., come in the ambit of the house.The
registered office and corporate office including the board I
directors are governed by it but the head of the board i.e.
chairman,president etc., are out of its influence, as they fall
in the domain of the 10th house (seat of power). Since 4th
house denote populace, the Stock holders and ethos ami
spirit of the employees of the company come under its fold
which generate internal strife to place a check over the
autocratic attitudes of the top management.This house also
signifies investments in the real estate holdings, up keep ol
Uranus:
llie buildings and factory.
Lunation :
Lunation falling in the fourth house gives prominance
Iii all the traits denoted by this house. Good aspects during
(he lunation strengthen the hands of the opposition
adversely affecting the prestige of the organisation.
I lowever, land and property business get benefited. If
lunation receives inharmonious aspects, undesirable results
are expected and real estate business suffers a loss and
uncongenial atmosphere prevails.
The Sun:
A concern should expect favourable position with the
influence of the Sun over the 4th house. With good aspects
.tnd unafflicted Sun bestows high degree of beneficial results
I nd even the head of the office attains immense popularity.
The real estate business flourishs. If the Sun receives evil
aspects, undesirable results are expected and the concern
head and the firm face troubles and employees, at large,
under go tough time.
The Moon :
The placement of the Moon in this house is considered
l.ivourable and denotes auspicious results if well aspected
and bereft of affliction. The grievences of the employees are
attended to promptly and favourably. Hotel business as well
as companies dealing with liquid and Chemicals become
prosperous. When the Moon is under evil aspect, opposite
results are noticed.
Mars :
The position of Mars in this house is inauspicious as il
would cause trouble through the statutory authorities. The
operation of building, property markets suffer and the severe
Judging company's status through celestial houses 403
>0-1 Vedic astrology in money matters
affliction brings about the bad effects of greater intensity.
When Saturn conjoins with the Mars in the 4th house, untold
miseries befall. The functioning of the firm is also greatly
hampered. Real estate business is in jeopardy. However,
should Mars receive very good aspect,the adverse effects
denoted by it get mitigated to a great extent
Mercury :
The location of Mercury in this house is not of much
significance. However, it gets activated once it receives good
aspects and accentuates success in the pursuits which are
underway. The working conditions of institution get
improved. The mining and mineral industries prosper. The
affliction to Mercury yields evil results and causes much
discomfort and discontentment amongst the workers. Under
these circumstances, the firms dealing in agriculture greatly
suffer.
Jupiter :
The placement of J upiter in the 4th house is quit
auspicious as it ushers in favourable environments. When
well aspected, it benefits the real estate business, commodity
trade etc. The morale of the employees is high and company
registers a good growth. If Jupiter gets afflicted in this house,
it gives way to undesirable activities, thereby adversely
affecting the progress and prosperity.
Venus :
Venus in the 4th house is in a favourable slot in the chart
to show success in matters generally related to environment,
growth and production. When it receives benefic aspects,
the effect are enhanced to a great deal. The staff and the
management enjoy harmoneous relations. The financial
institutions lend a good help. The affliction to Venus creates
adverse effects especially relating to the land and property.
J udging company's status through celestial houses 'IOb
I he product quality deteriorates to cause loss. It also vitiates
and impairs the work culture which insinuates lack of
cohesiveness in the working structure.
Saturn :
The location of Saturn in the fourth house generates
obstacles and difficulties for the management and in the
company's affairs. The general environments gets debased
and spoiled. The operations do not run smoothly and
productivity suffers. The scarcity of essential items is greatly
felt. It also depresses the value of lands and properties and
also adversely affects the real estates business. However,
when Saturn receives benefic aspects, devoid of affliction, it
inculcates sense of loyalty amongst the workers and
generates congenial environments and also improves the
work culture to a noticeable extent.
Uranus :
Uranus in the 4th house causes evil influences and
produces unfavourable results. Unforeseen events may take
place adversely affecting the prospect of the firm and
showing poor returns. Some damage to the building, factory
or premises occurs which creates chaotic conditions. An
affliction to it brings down some calamities over the concern.
When Uranus gets well aspected, bereft of any afflictions, it
helps making new discoveries or ventures which accrues
sumptuous benefits to the company.
Neptune :
Like Uranus, Neptune in the 4th house also produces
inauspicious results and adversely influences all the matters
denoted by the fourth house. Unsocial elements rear their
heads and resort to agitations. A well aspected Neptune
without any affliction promotes democratic process in I he1
system and enthuses spirit of loyalty amongst the workers.
Vedic astrology in money matters
The affliction to Pluto in this house causes troubles both
to the management and the employees. From the 4th house,
it casts direct aspect on the 10th house and as such it produces
great harm to the top authority. A well aspected and
completely unafflicted Pluto, generates beneficial changes
in the set up.
THE FI FTH HOUSE :
The fifth house governs conventions of the firm denoted
by the signs posited in it. It also stands for senior executives
of the company except the top management. The fifth house
signifies the attitude and stand of the stock holders and
governing body against the chairman of BOD. The
entertainments and social activities of the company are also
represented by this house.
Lunation :
If lunations falls in the fifth house, it activates and high
lights the matters concerning the house. When lunation
receives favourable aspects, benefic results are prominent
and should evil aspects afflict the lunations, benefit effects
are lost. The public investments, entertainment and
enjoyment of the working group get enhanced when benef ii
planets cast their aspects or conjoin with it. In the same
situation, social and well fare functions are held much to
the contentment of the staff and the management also gets
inclined towards them.
The Sun:
A favourably placed Sun in the fifth house ushers in
good time for the public investments. It denotes gains in the
speculatory activities. The firms engaged in running industry
earn good profits. When the Sun gets afflicted by receiving
Pl uto :
J udging company's status through celestial houses 10/
pvil aspect, it yields undesirable results. It may even cause
*tome harm or danger to the controlling authority because,
I he fifth house is the eighth house from the 10th house (seat
ol power). If a planet delivering affliction is connected with
tin18th house, it leaves sever effects.
The Moon :
The Moon shows quite an auspicious result in the 5th
house if it is strong and well aspected. It generates cordial
environments and provides entertainments to the working
groups. More social functions are held and speculatory
pursuits yield good profits to the company. The company
dffords more employments. When the Moon receives in
harmonious aspects, it gives way to some immorality in the
ystems. Besides, certain disruptive activities of unsocial
elements duly supported by the outside agency are directed
towards the authority.
Mars :
Mars being the first rated malefic planet generally
produces inauspicious results and plays havoc when it gets
afflicted. It brings about adverse results and incites losses in
speculatory deals and lottery business. As stated above, the
5th house being the 8th from the 10th house, the placement
of Mars may cause injury to ruler or other top management
persons especially, when Mars receives affliction over there.
It also causes accidents and fire particularly, at the places of
assemblage and congregations such as stock exchanges etc.
Mercury :
The placement of Mercury in the 5th house denotes lot
of entertainment activities in the film and theatrical world
New ventures go underway. The persons connected with this
trade earn exuberant profits and do brisk business. The
publication related work grows and benefit the comp.tmci
Vedic astrology in money matters
.fid with it. When Mercury receives inharmonious
connect*1 J
. , it impairs the good results indicated above and
ispects, , &
. -ainent business suffers reverses. The critics hold the
(4itertair
1riving ^eat to PPose *he company's efforts.
Jup^r:
location of Jupiter in the 5th house by and large
enders and ^avoura^e results. A well aspected Jupiter
delivers r6su^ts hke imparting trainings and educating the
p o r k e r s a*SO exPansi n such facilities. An axispicious
. . -ings allround expansion and prosperity for the
om anf However, if it receives affliction, it incites disputes,
, ^ses and increases the expenditure. The speculative
C,dventul end UP in failures-
VeflaS:
PlaeIlient ^enus *n this house tends to produce very
ood res^ ^or ^rms engaged in the entertainment and
1 ^i^tries. This also affords an opportunity to produce
lie best^01^ w^i ch are gi ng 1:0 he highly acclaimed.
|,|eVenus ushers in festivity and lot of fun. When
fflictionisCaused Venus, ah good opportunities are lost.
The worl;Ci:L^ure deteriorates and immorality sets in. There
tobe resentments and dissatisfactions amongst the
are going1 &
porkers.
Satu<n:
The f^ih011 Saturn in the fifth house is considered
v;jts. It causes depression in the business and
yU l U Spl O
eduction0*the wor^* which leads to strong opposition
. . jj,e management. Speculatory activities receive
afflicted Saturn also produces immorality amongst
worWs- ^e resources f the company get dwindled and
cfeaTefin^ial crises
J udging company's status through tc Ii -nHu I hi'1141"1
Uranus :
Uranus like Saturn also produces damag*n^ 111
the 5th house. It causes devastation by explosit'114' l'>soi iIitn,
strikes and disturbances which adversely 1>*1 *'1'
functioning of the organisation. Many disputes dlv nus,4l
and the company faces source crunch. It alsoPoses dangei
to the authority. Vehicular accidents are on tbe car,-1-
Neptune :
Neptune is also quite unfortunate for th^th house. It
is capable of producing scandals, frauds, f' illegal
activities. I t greatly disturbs company's a^a*rs ^ue to
immorality and other nefarious deeds. Any au cti on to
Neptune in the 5th house puts the head of the organisation
in a perilous situation as the secret forces afe S*nS to he
quite active.
Pluto :
The placement of Pluto in this house de^otes adveise
effects. The out put is greatly affected and 4^ t^ie
production gets jeopardised. When Pluto afflicted,
revolutionary trends are permeated at tfie behest of
competitors or people who are oppose to the organisation.
Their anti company's propaganda incites the trade unions
to disrupt the harmoneous functionings. H wever' we^
aspected Pluto is capable of bringing changed n ^h to the
benefit of the firm. The research programs $ot activated.
Certain beneficial measures are adopted by the management
THE SI XTH HOUSE :
For the commercial affairs of the company, the 6th house
has great significance. It governs the workers, employers oi
staff members of an organisation and also (?attMS *i the
general health and condition of the perso*111 l abour
Vedic astrology in money matters
activities are the other sphere of the company which arc
accentuated by this house. Therefore, labour strikes and other
types of labour troubles fall in its domain. The work force is
generally represented by the sign and the planets tenanting
the sixth house. The house also depicts the attitude, efficiency
and work culture of the staff and employees. The litigation
aspects and all other legal matters are portrayed by this
house. Companies loans, debts etc., are also to be figured
out from the sixth house. Competition and competitors'
position is to be adjudged from this house.
Lunation :
Should lunation attracts good aspects from the benefic
planets, all the significations of the sixth house get fructified.
The company's affairs function profitably and there exists
good and harmoneous relations between the workers and
the management. The employee remain contended and
satisfied and work progresses without any labour trouble.
However, when lunation receives bad aspects, it creates
inharmonious environments and work culture get greatly
hampered. The position of debts and loans becomes grave
and unsatisfactory.
The Sun:
The placement of the Sun in the 6th house is considered
favourable for the general health and the employees. The
workers prosper thereby benefiting the concern. The debts
and loans do not accrue. If Sun gets afflicted, it causes
discontent amongst the workers. Labour troubles surface and
the company's liabilities take ugly turn. A prominent worker
dies. The competitors take advantage of the embroiled and
confused situation.
The Moon :
The position of the Moon in the 6th house is generally
Judging company's status through celestial houses I I I
not considered favourable. It denotes ill health, discontent
iind dissatisfaction of the workers. They may resort to
(imitation to press their demands. The competitors get upper
bands. The position of loans and debts are aggravated. If
the Moon is well aspected, these adversities become much
loss effective or unnoticeable. In case the Moon is devoid of
uny affliction some of these effects are even turn out to be
favourable.
Mars :
The disposition of Mars in the 6th house is contemplated
us an evil position which produces unfavourable results.
!lowever, when Mars remains completely unafflicted and
receives highly benefic aspects, then only it delivers
favourable results. Mars being a fiery planet and beholds
vigor and strength, is capable of creating severe labour unrest
with its position in the sixth house and the management has
to tackle it diligently and with great care. Disputes and loss
through the agitational stance of the employees are also on
the card. Its position in this house is going to be responsible
lor accidents and violence. A good aspect on Mars makes
the workers to demonstrate and achieve a high level of
production.
Mercury :
The position of Mercury in the 6th house yields good
results, if it is well placed. It stimulates brisk activities
amongst the work force and their mentality marks
improvement. They (labours) experience satisfactory time.
The communications between the employees ami
management also gain strength. The business become,
profitable and prosper. The loans and debts gets reduced
thereby improving the financial position. Over the affliction
Of Mercury the good effects are adversely affected I he
labour is incited to create trouble and on account ol whii Ii
I
Vedic. astrology in money matters
tin' business and industries greatly suffer. The situation may
gi ve way to strikes or lockouts. Mercury being a natural ruler
of the 6th sign, its placements in this house attains
importance for the work class and other matters related to
the 6th house.
Jupiter :
The placement of J upiter in the 6th house, if well
aspected yields benefic results. The work culture is greatly
improved and it registers sizable increase in the outputs, the
management shows magnanimity towards the employees
raising their sal ari es and other benefi ts. Congenial
environment prevails devoid of any strike or workers unrest
etc. Jupiter is a planet of plenty and expansion and inculcates
working harmony between the staff and management. Both
these attributes of Jupiter are expected to come about.
However, any affliction to Jupiter posts heavy expenditures
and the profits get eroded to a great extent.
Venus:
The location of Venus in the sixth house produces
favourable results especially, for the workers. I t denotes
improvement in the conditions of the work classes. It also
brings about increments in their emoluments, should the 11th
house also exerts its influence over Venus. The loans and
debts position remains under control and general reserves
improve. In the event of any affliction over Venus, the peace
and harmony get disturbed and some sort of dissatisfaction
amongst the employees is creeped in. The mounting debts
are going to cause great concern to the management as the
reserves getting depleted.
Saturn :
When Saturn gets posited in the 6th house, it brings
unfavourable results in general. However, if Saturn is well
J udging company's status through celestial htumr'i
aspected and bereft of any affliction, it bestows benefit
effects. But in the event of affliction, the evil effects .ire more
pronounced. It sets in a great deal of discontentment amongst
the working class and the labour adopts agitational stance
disrupting the productivity. The status of loans, debts and
reserves may also cause concern to the management.
Uranus:
The placement of Uranus in the sixth house is also evil
and not welcomed. I t gives effects to sudden and
unpredictable happenings. On affliction, it gives way to
disruptive activities and set revolutionary mood amongst
the workers. The pol i ti cal force may get behind the
disturbance. If Uranus forms any connection with the benefic
elements and the eleventh house, the favourable results as
signified by the 6th house may come about.
Neptune :
N eptune's position in this house also renders in
auspicious results and when it comes under evil influences,
the effects are more pronounced. The competitors or enemies
resort to unethical propaganda against the authorities
through their own employees in a secret manner. The trade
unions inimical to the concern, succeed in their nefarious
activities. Crimes are at increase. In the event of Neptune
receiving benefic aspect bereft of evil influence, the
favourable effects accrue and the employees assure loyalty
and the work get progressed smoothly.
Pluto :
The placement of Pluto in the 6th house shows
aggressiveness like Mars. An afflicted Pluto permeates
annihilation and confrontation. The employees unions create
disturbed conditions and the workers apply aggitational
tactics to press their demands. When Pluto is well as pet ted,
' I I I Vedic astrology in money matters
company's reserve shows improvement and bring salutary
ef feels over the workers activities.
THE SEVENTH HOUSE:
The 7th house signifies the relations of the company
with the other organisations through contracts and trade
agreements. It also denotes legal affairs, competitors ami
their activities. All the activities connected with business and
trade are related to this house. It depicts professional acumen
of the company in handling the intricate and complexed
matters. The growth and development of the firm is also
assessed from the 7th house.
Lunation :
If lunation falls on the seventh house, the signification
of the this house get greatly enhanced. When it receives good
aspects, the trade prospers and relation with the competitors
become cordial and friendly and business policies are also
going to yield good results. Lunation on receiving evil
aspects, the disputes and complications in the business come
about which adversely affect the prospect of the company.
The Sun:
The placement of the Sun in the 7th house duly well
aspected shows great promise in the trade activities. The
company acquires an authoritative position in the respective
business circle and the competitors attempts are peterred ou I
and go awry. If the Sun is able to form connections with the
5th or the 11th house, the company runs through the
competition successfully and get victorious. Over the
affliction of the Sun, the contrary effects are depicted and
the company spoils its business relations with others and
face resource crunch. Besides, the head of the office acquires
bad reputation.
Judging company's status through celestial houses II'.
I he Moon :
The situation of the Moon in the 7th house brings about
honours and good reputation to the firm. The relation in the
business circle improves and ushers in prosperity. When the
Moon receives adverse aspect and gets afflicted, antagnistics
effects are shown. There are troubles in the business relations
and the sentiments get hurt and the chances of benefits from
thetr.ide agreements may recede. Immorality rears its head
andlhe company policies go awary.
Mars :
The position of Mars in the 7th house widely denotes
in-auspicious results. Mars being an obstinate planet, its
influence over a house is quite striking. It shows danger of
conflicts, disputes, disagreement, controversies etc. The
conjunctions aspect or mutual reception between Mars and
Saturn yields devastating results and such occurrence in the
7th house leaves telling effects over the trade and business
activities. But when Mars receives benefic aspects and
acquires the lordship of the 11th house, it instills initiative
and drive with much advantage. The affliction of Mars gives
way to the competition to override the priorities and curbs
the initiative thereby causing set back to the firm. The
accidents are at increase and anti-social activities go
unabeted.
Mercury :
Placement of Mercury in the 7th house with good aspect
is extremely favourable for the commercial activities. Trade
agreements and business contracts finalised during the
influences of benefic Mercury in the 7th house and also
signifying the 11th house become successful and highly
profitable. The company may finalise foreign collabor.it ions.
Mercantile activities are at the rise and profitable. II Mercury
4!f> Vedic astrology in money matters
gets afflicted or represents the malefic houses, the trade
agreements and contracts go in peril or run the risk of making
losses. There are general disagreements on many matters
denoted by the 7th house
J upiter :
Jupiter's position the seventh house by and large, is
propitious. If Jupiter also receives favourable aspects and
have the rulership of benefic house especially, the 11th
house, it ushers in an over all improvements in trade and
commercial activities of the organisation. It yields copious
profits and brings about expansion in the business by
opening new avenues and contracts. The foreign trade and
tie up renders good profits. However, if Jupiter is afflicted
through inharmonious aspect or acquire the lordship of bad
houses, it delivers a jolt to the smooth running of the business
and causes losses. The expansion programmes are curtailed
or become unprofitable and business contracts get into
jeopardy. The influence of 12th house wasteful expenditures
take place and the enemies or competitors make secret moves
to harm the company's interests.
Venus :
A well placed Venus in the 7th house denotes peace and
harmony in the normal functioning of an organisation .If
Venus acquires the ownership of the 5th or the 11th house,
the effects are more pronounced. The trade alliances and
company's contracts run through peacefully and yield high
profits. The foreign trades also prosper. Co-operation is
extended by one and all to bring success and high reputation.
When Venus is afflicted, all the favourable results are going
to under play. The resources of the company get depleted
and the business harmony gets disrupted causing anxiety
and concern to the management. The non co-operation from
inside as well as outside of the company is the other result.
J udging company's status through celestial houses 11/
Saturn :
The placement of Saturn in the 7th house in normal
course is unfavourable as it causes contraction in the business
activities and causes scarcity in the resources and depresses
the production. In addition, if Saturn gets afflicted, the
malefic effects are intensified. Under adverse placement of
the Saturn , the strained relation are cropped up in the
business dealings which are going to effect the reputation
of the company causing set back to the business. Uneasiness
prevails in day to day functionings and brisk activities slow
down.Mars conjunction with the Saturn in the 7th house
brings awesome miseries and incites labour unrest.A well
aspected Saturn with totally devoid of any malefic influence
gives respite from the evil effects to a good extent.
Uranus :
Uranus in this house also denotes evil results and it
causes unforeseen complications of grave nature rather
suddenly. The enemies and the competitors make
unexpected move to clinch the initiative in the business
leaving little scope to do good business . The relation in the
business sphere gets impaired. The trade policies prove
failure. Uranus position in house contributes in the smooth
functioning and at times it turns into agitations or strikes.
The affliction of Uranus by Venus may give way to
scandalous activities causing great harm to the business of
the company. The policies of the parties with whom the
company holds business may undergo sudden change
resulting losses.
Neptune :
The placement of Neptune in the 7th house deludes
some secret moves by the opposite parties or competitors
Some blackmailing attempts are made and to s.ibol.igc the
118 Vedic astrology in money matters
}>,itod and profitable contracts. Neptune generally signifies
immorality, scandals and produces unpleasant events carried
through court of law which affects the reputation. However,
Neptune, if well aspected and form connections with the 11th
house, the company holds a strong position to tackle the
intricate matters rather effectively.
Pluto :
Pluto in the 7th house causes danger of getting into
confrontations in the business dealings with the parties.
Pluto also denotes secret activities on the part of opposite
parties who may invite trouble through anti propaganda.
When Pluto is well aspected and enjoys the ownship of the1
benefic house, new enterprises are to come up. The
company's development benefits its people and social
conditions improve.
THE EI GHT HOUSE :
The eight house signifies financial standing of the
partners of a company, amalgamation of firms, litigations of
the beneficiaries, financial dealings with the competitors and
their financial soundness and business standings, earnings
from investments and liquidations of disputed assets.
I ncome from extraneous sources, company's reserves,
liabilities of the deceased partners are also denoted by this
house. The eighth house also stands for gains and losses on
the basis of crucial decisions taken by the authorities,
speculative ventures, stock market, capital gains > taxes
and benevolence policies of the company.
Lunation :
The positioning of Lunation in the 8th house is of great
significance.The lord ship of this house by any of the
luminaries is considered good and if it is also well aspected,
the company attains good financial position. The loans and
ilebts are liquidated. The relation amongst the partners are
cordial and co-operative which provide steady growth to tin*
I irm. However, upon receipt of malefic influence,the bene I ic
results do not accrue and financial position becomes
unsteady and critical. It may give rise to disputes amongst
the profit sharing persons.
The Sun:
The location of the Sun in the 8th house generally is not
good and if, the Sun also gets the ownership of the malefic
house, mainly 12th house, it produces glaring inauspicious
results. The 8th house on being heavily afflicted brings about
severe disputes and the head of the office may get into
seriously trouble and is bullied by the beneficiaries and stock
holders. When the Sun is well aspected and bereft of any
malefic influence, it bestows success in venture cornering
good profits. The new pursuits also yield good results and
there exists the opportunity of advancement. The company
be able to payback debts and provide social securities to its
employees. The business stability is also the result of benefic
influence over the Sun in this house.
The Moon :
The position of the Moon in the 8th house is also not
considered to be good. Its connection with the 6th or the
12th house makes it worst. The Moon denotes the morality
of the members of the concern. It may cause failure of a
venture at its infancy stage and if not, there are bound to be
severe teething problems which may force the closure ol
business. The affliction to the Moon in this house anises
difficult to bring reforms and refinements. The business
related to essential commodities faces set back. A good
influence over the Moon mitigates the adverse effects to some
extent.
Judging company's status through celestial houses I lJ
) Vedic astrology in money matters
The placement of the Mars in the 8th house renders
unfavourable results. It causes sudden destructions either
ih i ough fires, violence or other such type of calamities. In
the event of affl i cti on to Mars, the severity of such
happenings are highly intensified. The people with vested
interest are going to work secretly to cause grave set backs
to the concerns. Iron and steel industries face reverses in
particular. The notable personality or person at the helm of
the affairs may even get physically harmed. The affliction
by Saturn over Mars causes greater damage than any other
malefic planets. The favourable aspects over Mars marginally
remedify the situation.
Mercury :
Mercury's position in this house denotes evil mind and
the company's affairs are dealt with high headedness thereby
causing resentments amongst the employees. The tension are
caused on account of trade war or brand fighting. Mercury
getting afflicted in the 8th house adversely affects publishing
industries and foreign trade. The business in general receives
severe jolt. In the event of Mercury getting well placed and
receives good aspects and forms connections with the house
of wealth and accretion, the company stands to gain through
refunds or claims preferred with government offices and
agencies like revenue department, insurance companies,
trusts etc. Besides, the intensity of ill effects get mellowed
down.
J upiter :
The placement of Jupiter in the 8th house signifies fame
and long and illustrious span of the organisation. It also
provides gain from the governmental terminal policies like
death duties etc. The senior staff repose confidence in the1
Mars :
J udging company's status through celestial Iioun*n I ' I
top persons handling the affairs. Benefits accrue through
trade both domestic and foreign, in addition to capital gain
taxes etc. When Jupiter gets afflicted in this house, death
like calamities ( could be in the form of serious illness etc.)
may fall over the senior or head of the company. The financial
status of the concern receives setback and their relation with
the financial institutions may get strained. In fine, the
company may not enjoy peaceful time.
V enus:
When Venus get situated in the 8th house and receives
favourable aspects, the company attains high moral values
and enjoys good reputation in the market. It draws benefits
from the various governmental schemes, especially in the
form of duties accentuating terminal benefits. This position
of Venus bestows financial soundness and ability to pay back
debts loans etc. If Venus is afflicted in this house, it brings
physical miseries or death like conditions especially,
affecting the higher echelon of the organisation. It creates
disturbed environments and moral values are eroded.
Saturn :
The position of Saturn in this house, when under
affliction, is extremely bad. The important personalities and
elderly persons (Saturn signifies old age) suffer greatly. The
trade related to Saturn's traits such as skin, animal hides,
leather etc., have a negative growth. The dealers of steel and
steel industry are adversely affected. There are curtailments
of activities in these fields, as Saturn is the planet which
denotes contraction. Governments may also impose certain
restrictions and increase duties eroding the company's
profits. However, if Saturn is well aspected devoid of any
affliction and owns benefic places, the harmful effects and
unfavourable occurrences are alleviated.
Vedic astrology in money matters
Uranus iii the 8th house gives way to instability ami
ushers in disturbed conditions. It causes impediments in the
smooth functioning of the organisation and all this is going
to happen suddenly taking everybody by surprise. An
affliction caused by the Uranus over the 10th house or its
lord or the Sun, brings down the top authority or person of
the company all of a sudden, delivering a state of shock. Il
may even cause reshuffling in the higher management
segment. This position of Uranus causes accidents of the
vehicles, rail or aeroplanes involving senior persons.
Neptune :
N eptune's placement in this house results in
misadventure. It adversely affects the mental faculty and
causes aberrations in the working system. There may be an
abortive conspiracy against the senior persons of the
organisation. Neptune in the 8th house brings about
instability in the functioning to topple the management. The
morality of the persons gets afflicted setting an unhealthy
environment.
Pluto :
Pluto's si tuati on in the 8th house brings about
outrageous conditions. If afflicted by Mars who also holds
the lordship of the 7th house, the business goes in peril
inflicting great losses. The trade union activi ties get
intensified and lead to strikes etc. When Pluto gets benefic
aspects and remain unafflicted, an environment of co
operation prevails. New pursuits are successful. The tensed
moments get assuaged.
THE NI NTH HOUSE :
The ninth house denotes publicity, advertisement and
Uranus :
Judging company's status through celestial house
I Hale promotional activities including mail order campaigns,
personalised sellings etc. It entails long distance journeys
and other communication systems. This house governs tin*
[ publications and other educational materials on the
I company's activities. Public relation and consultancy
(
services fal l under its domains. Relati ons with the
educational institutes and literary pursuits are also in the
scope of the 9th house. Advisory bodies, senior consultants
i or a person who guides the fate of the company are to be
reckoned from this house. The company' s philosophy, foreign
trade, arbitrations etc., are also to be seen from the 9th house
Luxation :
If lunation falls on the 9th house , the events or matters
| relative to this house gets activated. When it receives benefic
I aspects , the company's image is improved to a great extent.
It also causes improvement in the over all trade and
transactions. The company's policies are acclaimed. In the
I event of evil aspects, the results described herein before, do
not accrue rather some ill effects are seen. If Jupiter casts its
adverse aspects, the law suits etc., put the company in peril.
Marsian affliction over the lunation generates all sorts of
trade disputes. Likewise, Mercury's evil aspects disrupt or
! breakdown the communication system, so on and so forth.
The Sun :
The placement of the Sun in the 9th house is considered
I propitious and favourable and the results denoted by this
house are pronounced. There are successes in the legal
I matters. The employee are in high spirits and the company's
I earn accolades from some governmental authority. However,
I upon affliction, the Sun provides mediocre results. 11 may
I as well give rise to some set back to trade and commerce
The company's policies come under criticism and all I li e
I efforts to protect it go awry. Business suffers losses and llir
Vedic astrology in money matters
employees initiatives remain under check.
The Moon :
The effects of the Moon in the 9th house varies a lot as
per the aspects and influence it receives from the auspicious
and inauspicious planets. Should the Moon gets benefu
aspects, it is for the betterment of all the affairs signified bv
the 9th house. The government enact policies beneficial to
trade at large which draws appreciation from all quarters
The Moon on being afflicted, the degree of negative effects
commensurate with the type of affliction it receives and the
planets involved. However, business activities in general gel
decreased due to unfavourable conditions.
Mars :
The positi on of Mars in this house is normally
considered as unfavourable. I t gives rise to disputes anil
litigations. The senior persons get proned to accidents anti
other physical harms. The incidents of fire also attribute to
it. Under this situation, the company should safe guard its
interests. The business activities are adversely affected.
Should Mars comes under affliction, the chances of stated
hazards herein get enhanced. The employee may also indulge'
in immoral practices. However, when Mars is well aspected
especially, by the Sun or Jupiter and devoid of any affliction,
the workers show greater amount of enthusiasm and sense
of responsibility.
Mercury :
The placement of Mercury in the 9th house accounts
for commerce, long communication, literary matters etc. II
well placed and under favourable aspects, Mercury renders
excellent results in research and development and the
company comes up with innovative ideas. The government
policies in the related matters are of great help and beneficial.
Mercury on being afflicted shows negative effects in these
J udging company's status through celestial houses
ureas. The company is up against press propaganda and
many trade disputes are surfaced causing great discomforts.
The company's policies also face criticism.
J upi ter:
Jupiter being significator of the 9th house denotes very
auspicious results in this house provided there is no affliction
iaused to it. The trade and commerce affairs are greatly
profited subject to Jupiter not owning inauspicious houses.
I upiter is planet for expansion, its favourable placement in
die 9th house affords many opportunities in enlarging the
business activities. The government policies become
appropriate for dilatation, expansions and help increasing
the frontier of operations and company's growth. The public
opinion becomes supportive and encouraging. Jupiter if
comes under. affl i cti on causes danger to the higher
authorities and head of the organisation. It gives way to
conspiracy to be hatched against the top bosses.
V enus:
The position of Venus in this house is also considered
quite favourable. When it is under benefic influence, the
trade particularly, international trade prospers. The
government enacts favourable laws to be helpful to the trade.
In the event of the afflictions causing to Venus, unpleasant
happenings may take place. The adverse image of the
company so created makes it difficult to carry out smooth
business transactions. The public relations also suffer a
setback. The public relations will also suffer set back.
Saturn :
Saturn in the 9th house normally produces evil results
Saturn by nature brings about disputes, trouble, legal
wrangles and impedes the smooth functions. It curtails I he
activi ties and makes the government to promulgate
Vedic astrology in money matters
oppressive laws. The people with the vested interest formenI
trouble by inciting the workers to raise impractical demands
I he severe affliction to Saturn gives rise to great resentment
which may lead to over throw the people at the helm of the
affairs. However, when Saturn bereft of affliction, receives
benefic aspects and attains the ownship of the benefic houses,
it solicits co-operation and cordiality from the workers ami
instill smooth functioning of all affairs.
Uranus :
The position of Uranus is also not good as it brings to
pass sudden reverses in the normal workings of the
company. Unexpected trouble and lawlessness lead to
undesireable results. The normal on going works or contracts
face sudden stoppages and reversals causing losses to the
organisation. Uranus if is well aspected and unafflicted
produces good results. The company takes long strides in
the field of research and developments and affords more
facilities in tours and travels yielding profit making results
Neptune :
Like Uranus, Neptune also denotes unfavourable results
while posited in the 9th house. It originates scandals and
conspi raci es agai nst the company at large and top
management in particular. On account of frauds and
unscruplous activities trade and commerce are going to
suffer to a great extent. Neptune on being unafflicted and
well aspected, produces the environment of co-operation and
also innovative works beneficial to the concern.
Pluto :
The position of the Pluto in this house is also found
unfavourable as i t causes trouble and disaster. The
commercial activities face set back. Government laws become
stringent. A well aspected Pluto leads to new developments
J udging company's status through celestial houm** !/ /
and the company acquires the position of reckoning.
THE TENTH HOUSE :
The seat of power may be of government, any private
organisation or public enterprise lies in the 10th house1. 11
denotes authority vested with the governing body and the
persons of the highest echelon; like President, CEO or the
Chairman of the board. Therefore, it is an important house
as it also represents the ruler of the state or country;
governors; reputed and honoured persons. About all, it
signifies the status of the country, company, enterprise etc.
The L unati on:
The placement of lunation in this house, if well aspected
denotes business standing and status of the organisation and
its heads of functionaries. The company's position is strong
and all its pursuits turn into success and yield good profits.
In the event of any affliction cast over the lunation in this
house, the positive effects get mellowed down and should
the affliction being of severe kind , it leads the catastrophe
and misfortune both to the enterprise and to its rulers.
The Sun:
The position of the Sun in the 10th house is by far the
best and extremely propitious. It bestows prosperity and
popularity to the entire setup and ushers in happy period
with lots of successes. The prestigious projects or products
are launched or accomplished affording to the company
sumptuous profits. A dignified status is conferred on the
company's head. The Sun on being afflicted or owns
inauspicious house, not only diffuses the benefit results but
also gives a trying time for the enterprise and the people .it
the helm of the affairs. If the affliction is intense, il may <.
physical harm to the senior persons and put the growth ol
the concern in peril.
Vedic astrology in money matters
Like other luminary, the Moon also produces a very
good result in the 10th house. It bestows name and fame.
The staff members show much reverence to their seniors anti
congenial atmosphere prevails. Besides, the company's
policies are acclaimed by them. If the Moon receives malefic
influences, the favourable results are not fructified. The
image of the company and its authorities may get tarnished
on flimsy grounds and they face lot of criticism and
propaganda which inflicts mental tensions. The work culture
may become inharmonious under the i nfluence of
unfavourable Moon. Besides, the welfare programmes get
into jeopardy.
Mars :
The position of Mars in the 10th house is not considered
favourable. It causes physical harm to chief executives and
top management. If Mars is well placed devoid of any
affliction and enjoys the influence of the benefic planets,
the work of the enterprise is glorified. The integrity of the
company is of high order and the work force is invigorated
to achieve organisational objectives. Should Mars receives
affliction particularly through Saturn or Uranus either by
conjunction or aspects,the results are going to be disastrous.
It may also cause accidental death or physical assault on a
member of top hierarchy. The trade registers poor growth.
Mercury :
The placement of Mercury in this house generates brisk
business provided it receives auspicious aspects. The area
of activity corresponds to the planets and other celestial
objects causing influence over Mercury. The supply of goods
surpass the demands of the items signified by such effects.
The employees make sincere efforts to achieve the company's
The Moon :
Judging company's status through celestial houses I "J
goals. Much progress in the fields of intellectual pursuits,
publishing trade etc., is made with good success. In the event
of Mercury receiving deleterious influences, the company's
activities encounter many hurdles prompting negative
growth. Besides, the progress in new ventures or projects is
tardy. Against this back drop, some scandalous activities in
the higher echelon may surface which tarnishes the image
of the organisation.
J upi ter:
The position of Jupiter in the 10th house is extremely
favourable. The company's activities are brisk and all its
affairs run smoothly yielding beneficial results. The
employees and management enjoy peaceful time with the
results optimum output is attained. The financial position
becomes sound and business standing is well acclaimed as
a result of accretive capital gains. When Jupiter in this house
inherts unfavourable aspects and harmful influences, the
financial crunch is felt as a result of losses. The targets are
not realised. There are curtailments in the expansion
programmes. The management encounters criticism much
to their dislike.
V enus:
The placement of Venus in this house is propitious and
produces favourable results. When Venus receives benefic
aspects, the company's resources augmented and trade
flourishes. The promulgation of laws by the government turn
out to be favourable. It ushers in general prosperity and
creates environments of happiness. Venus on being afflicted,
generates inauspicious affects some scandalous events may
take place. Venus is the significator of peace ami any
inharmonious aspects over it certainly effects the tranquility
of the company. It may even cause serious confrontations
between the employees and the management or rl-tc the
Vedic astrology in money matters
business fluctuations foment aberrations. The company's
image may get stained and general contacts impaii-ed.
Saturn :
When Saturn get situated in the 10th house, it generally
delivers inauspicious results in company's affairs. If afflicted,
it proves hazardous to the people at the helm of the affairs
who may even face infamy and vileness. These effects are
more pronounced when Saturn is afflicted by the Sun or both
conjoined in the house. The normal trade suffers and the
company encounters a situation in which it goes into the
mobilisation of resources and secures loans etc., at a high
cost. The company's plans and targets become difficult to
achieve.The placement of Saturn in the 10th house assumes
great importance particularly in respect of the head of the
organizations. It alleviates a person to a great heights but
soon that person gets enervated and deprived of his power.
However, if Saturn is well placed and bereft of any malefic
influence, it do not cause humiliation and the person posts
victory over the opponents.
Uranus :
Uranus in the 10th house signifies ill effects. To go by
its nature it causes sudden and unpredicted developments.
A great harm befalls on the people at the high positions,
should Uranus gets afflicted by Saturn or Mars in this house.
The persons with the vested interest create disorderly
environment. If Uranus is devoid of affliction and under
benefic aspects and signifies the benefic houses, the evil
designs of the opponents are put under check or rather
counter acted with gains.
Neptune :
The placement of Neptune in the 10th house is also
considered unfavourable. It causes physical harm to the
Judging company's status through celestial houses
authorities and they do not enjoy good reputations. The
severe affliction to Neptune may tend to involve the chiel
operator of the firm in some scandalous episode bringing
disgrace and ignoble reputation. Some conspiracy is afoot
to malign the management. Should Uranus inherent
auspicious aspects particularly by the luminaries, no
dishonour befalls upon the seat of power.
Pluto:
The position of Pluto in the 10th house is quite dicey as
it brings about highly erratic results i.e.,either best or the
worst.The Pluto denotes ruler or chief operator who exercises
stringent controls which causes resentment amongst the
workers. Pluto also foments secret activities causing great
harm to the enterprise. If Pluto comes under benefic aspects,
the company's pursuits in the matters denoted by Pluto
succeed reaping good profits.
THE ELEVENTH HOUSE :
The 11th house in the company's chart represents the
revenue or net worth. It also denotes allied and friendly
organisation or fraternal group of companies. This house as
well depicts the social side of an enterprise which caters for
the benevolence activities of the concern. The company's
aims and objectives and their achievements are also figured
out from this house. The development programmes and inter
company relationship are also attributed to this house.
Lunation :
The disposition of lunation in the 11th house, denotes
brisk activities in the field described above and it also calls
for some changes therein. If the lunation is under benefit-
influence, the decisions of the management on the aspects
signified by this house and planets involved turn out to be
beneficial. Should lunation receives inharmonious sway, Ihe
I ' 1 Vedic astrology in money matters
obstructions are caused in the implementations of such
decisions. The difficulty is posed by the planets inflictinj*
the lunation or related to the houses ruled by them.
The Sun:
The placement of the Sun in this house is of much
significant especially, in context with the seat of power or to
alleviate and protect the interests of the company. If the Sun
is inspired by auspicious aspects, it helps bringing out some
very beneficial policies and the working of the company runs
rather smoothly and without much of botherations. The firm
concludes some profitable contracts and revenue earnings
therefrom are good. In the event of affliction being caused
over the Sun, certain decisions of the statutory authorities
disfavour the company. It rather inflicts losses if, the impact
of affliction is severe. Besides, the 'head of the office may
attract health problems like illness etc. Certain crucial
decisions are installed by the opposite groups.
The Moon :
The position of the Moon in this house is quite helpful
for a general work force. If the Moon is well aspected, the
results are more glaring. The staff's demands receive due
weightage. The Moon being afflicted by receiving aspects
from accursed planets, it brings about changes in the
management due to resentment shown by its members. The
opposition springs some surprises through their secret
moves.
Mars :
The placement of Mars in this house vitalises the
functioning of the company particularly so when Mars
represents benefic houses and is under a favourable sway.
If Mars in the 11th house receives benefic aspect from the
Sun, it causes huge gains to the organisation. In this situation,
the success in new pursuits come about without iniu h
difficulty. The affliction to Mars in the 11th house depicts
unfavourable results. Much heat is generated in the day to
day matters.lt gives rise to many disputes, personal conflicts.
However,well aspected Mars thawarts all the evil designs
of the disruptive forces and the moves of those opposing
the company's policies are quelled successfully.
Mercury :
The allocation of Mercury in the 11th house when under
the favourable aspects is considered good as it afford brisk
activities and busy schedule with much beneficial results.The
trading activities improve markedly and many opportunities
come about in the way. Under much auspicious influence,
Mercury gives effect to the profit yielding trade contracts or
assignments. When Mercury comes under heavy affliction,
even the favourable decisions are severely opposed with
much embitterments and the progress of the firm gets greatly
impaired.
J upiter :
The position of the Jupiter in the 11th house,is quite
favourable and should Jupiter receives auspicious aspect, it
produces tremendous gains and prosperity. Accretive results
are on the cards. The financial status of the firm grows
remarkably. A ll the business deals show profits and
incredible gains .The company's policies succeeds and yield
prosperity. Jupiter is a planet of expansion and growth, A
well aspected Jupiter increases all round activities of the
enterprise. At the same time, the company spends good
amount in the welfare programmes. Should any affliction in
caused to J upiter in this situation, the trade and other
commercial ventures do not yield profits and the expansion
programmes may even run into a rough weather.
Judging company's status through celestinl hmiNrn I ' 1
Vedic astrology in money matters
V enus:
The placement of Venus in this house denotes benefit
results provided it is under a harmonious influence . The
company sets rules beneficial to the employees. The general
environment remains calm and all the business is transacted
in a cordial atmosphere. It also brings about good work
culture and harmony. A well placed Venus devoid of any
affliction ushers in good time to enter into highly profitable
partnership or collaboration of lasting nature. However, an
afflicted Venus nurtures unpleasant things and immoral
behaviour adversely affecting the profit making propositions
of the company.
Saturn :
The position of Saturn in the 11th house is normally
not welcomed as it causes impediments and contractions in
the company's activities. It generally erodes the profits and
impairs the financial position. On being severely afflicted,
Saturn may create disruption of work which causes
dissensions amongst the people managing the show. The
work force get dissatisfied and show agitational temper
affecting the productivity. The people with vested interest
incite the strike etc. A well placed Saturn bereft of any
adverse aspect, brings about harmony amongst the
employees and who adopt co-operative stance which helps
regulating the work
Uranus :
The disposition of Uranus under malefic conditions
deliver very evil results. The usual nature of the planet is to
spring sudden events unmindful of and as such some hurdles
do come about in the normal and smooth operations and
management is required to handle it with due care to avoid
confrontations or break downs. Afflicted Uranus may cause
Judging company's status through celestial hoti.sr.4 I SI
tudden accident to any member of a senior working group
badly placed Uranus could crate a situation when* tin*
i unning contracts get annulled. On going works do not irkl
expected profits. The developments programmes go awry.
I lowever, if Uranus receives auspicious influenced and owns
the 11th house, the business related to automobile or
aeronautic industries register good results.
Neptune :
Neptune in the eleventh house produces evil results.
Secretive activities are developed which disturbs the
harmonious functioning of the organisation. When Neptune
gets ill disposed, it incites fraud, deception, forgery and other
disruptive activities. A well aspected Neptune bereft of any
affliction, induces enthusiasm amongst the workers and
enables to achieve organisational objectives.
Pluto :
The placement of Pluto in the 11th house is also quite
unfavourable. The staff members foment troubles. The
development programmes remain dormented. Pluto upon
receiving benefic influences from the planets having lordship
of the 11th house, clears the deck in achieving success in the
company's pursuits. The organisational plans go in favour
of the workers. I t also bestows strength to attain the
objectives. An ill disposed Pluto negates all attempts of the
enterprise to register growth and achieve prosperity. A
situation is developed which makes the dissident group and
people with vested interest to indulge in the disruptive*
activities.
THE TWELVETH HOUSE :
The 12th house fructifies labour troubles, labour si tikes
and other disrupted acti vi ti es of the workers i d , m
organisation which are originated by the 6th house. 11 ,iho
Vedic astrology in money matters
represents the forces engaged in the disintegration in a sel
tip and as such it denotes the secret and distasteful designs
of the persons bearing inimical stance. The 12th house also
denotes investigation set up, PRO of a company. The matters
related to hospitals and prisons are to be discerned from this
house.
Lunation :
When a lunation falling in the 12th house comes under
adverse influences, the outcomes of the events denoted by
this house is extremely bad and of flagitious character. In
the event of high affliction, an organised immoral activities
take place. Besides, it gives way to labour strike or labour
unrest. If lunation getting under auspicious aspects, the
working conditions get improved and public relationship
pay a good dividend.
The Sun:
The placement of the Sun in the 12th house brings
enjoyable time to the head of the company provided it is
under benefic aspects and devoid of any affliction. The work
of the concern is highly acclaimed. The work culture shows
improvements. The company's debt liabilities could easily
be discharged. In case the Sun is under evil influence, the
above results do not come about and instead people at the
helm of the organisation face trying time. They fall prey to
the conspiracy staged by the opposing parties.
The Moon :
If the position of the Moon in this house is ill founded,
it delivers unfavourable results The staff members fall prey
to the unfounded propaganda and they voice their
unhappiness rather vehemently. The relationship between
the workers and the management become estranged ami
inharmonious which foments conflicts and strikes. If the
J udging company's status through celestinl houses
Moon is well placed and under benefic aspects, the above
eventualities do not arise and the anti-management activities
may not cause any damage.
Mars :
The situation of Mars in the 12th house denotes bad and
unpalatable results. Should it get greatly afflicted, the effects
are atrocious and wicked. The placement of Mars in this
house compels the management to take extreme steps to
quell and subdue the agitational stance of the workers. As it
is, the 12th house denotes secret trait and when Mars get
placed there under an afflicted state, the clandestine and
deceptive activities become intense. However, a well
aspected Mars produces a good time to the management who
is able to check, counter the disruptive activities with grit
and rather forcefully.
Mercury :
The placement of Mercury in the 12th house in a benefic
state produces auspicious effects. The literary pursuits are
successful and yield good dividends. Scientific developments
receive greater attention. The company brings in expansion
programmes advantageously. Upliftment schemes are set
forth for the betterment of the workers. The company's
policies benefits one and all and draw ample satisfaction and
co-operation. In the event of Mercury getting afflicted, it
yields unfavourable results. The speculatory activities are
not beneficial. There may be dislocation of the work. The
computers and textiles business experience tough time. Tin1
work contracts run into losses despite heavy investments.
J upiter :
The position of Jupiter in the 12th house is good. Since
it is the planet for expansion , all big and high budgeted
plans are progressed well. A well aspected Jupitei helps in
Vedic astrology in money matters
.icriTtion of wealth and earning good profits. The collection
ol debts goes as per the plans. When Jupiter is afflicted in
the 12th house, it also encourages the surreptitious activities
damaging the image of the company. The management run
through hard time. The adverse effects are severe if Jupitei
is afflicted by the Sun. At the same time, should Jupiter come
under good influences, though heavy expenditure incures,
it is for a good cause which ultimately turns into profits.
V enus:
The disposition of Venus in this house gives way to the
heavy expenditure by the company for the developments.
well placed Venus brings about peace and harmony. On
being afflicted, it is going to give distasteful results. In this
state, no good agreements are made and if any agreement
concluded under the malefic influence, that does not yield
profits. A well aspected Venus brings a good collection ol
fund and financial position gets well secured. However,
affliction to Venus induces speculatory activities or it may
even encourage gambling which turns out to be a losin);
proposition. The position of Venus in this house creates
hurdles in repaying the loans.
Saturn :
The Saturn placement in the twelveth house is not at all
good . It produces extremely evil results if afflicted. It also
brings dishonour and disprepute to the company and makes
it to struggle for existance. There are wastages of lots ol
company's fund. The dissident groups foment trouble and
disrupt the work. The undesirable elements rear their heads
much to the discomforts to the management. An affliction
to Saturn in the 12th house creates difficult situation for the
people at the helm of affairs to step down or forced to vacate
the position.
Judging company's status through celeS^a' ^">u''
Uranus :
Uranus in the 12th house if receives favourable aspects
institutes greater amount of reforms f0r the betterment ol
its people. I t also establishes harmonious conditions which
help the company showing good results- The company be
able to discharge its liabilities and pay back debts timely and
comfortably. Uranus when afflicted brings about sudden
reverses in the matters signified by this planet and also by
the planets causing afflictions. The unscrupulous l ts set in
lawlessness and uncongenial atmosphere much to the
discomfort to the management. The wOtk force is incited to
disrupt the work. Surreptitious and clandestine activities get
underway to dislodge the person fron1 seat of power. The
malefic disposition of Uranus does not give a sound financia I
base to the enterprise and there always remain the dirth of
funds.
Neptune :
The pl acement of N eptune i n ^2th house is not
welcomed as i t sets instability. The peopl e with the vested
interest resort to subversive activities with a view to foment
trouble for the management. I f Neptune receives good and
benefic aspects particularly of J upi tei Venus or the Sun,
enables the Chief to frustrate the evil designs of the
unscrupulous persons and smash their disruptive plans.
Pluto :
The position of Pluto in this house produces results
based upon the favourable and unfavourable influences il
receives. While Pluto is under malefic aspect, it turns the
controlling authorities into an autoc*'atic ancl makes them
absolute rulers, particularly, when it i s under the inf luem es
of the Sun and forms connection with theM.C. The ill I lu lion
to Plutc^incites troubles and encourages propaganda .ignmut
Vedic astrology in money matters
llic management. However, if Pluto receives benefic aspects,
11 creates harmonious and peaceful environments. It also
procreates improvements in the working conditions by
employing heavy amounts by the management. However,
Pluto becomes equally naughty and dangerous when
afflicted by Mars as it encourages disputes and causes
confrontations, which becomes source of impediments to the
ongoing works. Such situations inflict a great loss to the
organisation.
CHAPTER-15
THE PRECEPTS AND A FEW NOTABLE EVENTS
There are numerous items and products which are
transacted every day. There prices either remain steady or
fluctuate from time to time. As detailed earlier that under
economic theory, the prices largely depend upon supply and
demand but according to astrologi cal precepts such
incidences are directly related to the perpetual rotation of
celestial objects. It is said;
" Yat pinday tat Brahmanday",
meaning thereby that celestial phenomena are repeated on
earth; for individual and other worldly events. Thi s is the
Vedic basis of astrology. Economic and financial processes
are also governed by planetary positions, motions and
relationships. This concept has profoundly been discussed
in chapter-2. Therefore, the pricing pattern and market
behaviour are the direct results of planetary forces drawn
on the earth and there is no terrestrial matter which escapes
the astronomical radiation and gravitational energies.
Oceanic tide on a full moon is one such phenomena which
is well known even to a common person.
The zodiacal signs, planets, nakshatras are the prime
astrological movers which play dominantrole and subjugate
perceptible changes in the mundane affairs just as in natal
astrology but in a different format.
11.' Vedic astrology in money matters
In this chapter, a few notable events are illustrated to
demonstrate the efficacy of various foregoing precepts.
A host of commodities are governed by a single sign,
planet and nakshatrn. Further, the same sign and planet by
there intrinsic characteristics cause bearish or bullish trends
Further, the Transit of planets in different signs round the
year, post aspects of varied nature amongst themselves. The
nature of planetary aspects, bullish or bearish decides the
market trends. The Snrvatobhadra Chakra which extensively
involves the nnkshatras more than sign and planets, is a very
effective tool, in discerning market tendencies.
Before going any further, it is necessary to dwell on this
concept with more details. Establishing the exact relationship
amongst the signs, planets and nnkshatras in respect of an
item, is the precursor to determining their effects
corresponding to market prices and financial matters. The
degree of impact depends upon the strength and the
influences caused on a planet which is reckoned from its
position in a particular sign. For example: the Sun, Mars,
Leo sign also Dhanista and Purva Phalguni nnkshatras signify
gold. The strength of these planets and level of influence
drawn over Leo and these nnkshntrns, necessarily reveal the
rise and fall of the prices of this precious metal.
A planet is strongest in its own sign, while in sign of
debilitation or detriment, it is rendered weak. Similarly, in .1
friendly sign, it delivers favourable results but in an inimica I
sign, adverse effects are noticed. Planet in a retrograde
motion, normally shows contrary results. However, at that
time if it, receives favourable aspect from another planet, it
acquires good qualities and its benefic influence produces
bullish trends. For instant, when Mercury retrogrades, it
forms an evil aspect but if it receives a good aspect from
lupiter, the silver prices get firmed up. This combination
The precepts and a few notable events
also gives strength to other items ruled by Men urv.
Likewise, the Moon in a Cancer sign is strong for silvri
markets and the Sun in Leo sign for gold prices, bul the
placement of the Sun in Cancer sign plummets the silver
prices. If the Moon is positioned in Capricorn sign which is
opposite to Cancer sign and the Sun and Venus also transit
this sign, it sets steep rise in silver prices. The swing in prices
from lower to higher point or vice versa is generally noticed
when a new moon or full moon reaches out to apogee and
perigee positions respectively.
However, a planet while passing through the sign in a
retrograde state, diverse effects are noticed due to occurence
of setting and rising of planet around the same time which
tempers with the results in either way. Similarly, the effects
of a planet in acceleration are of a higher magnitude. On the
same analogy, a passage of a planet through an exalted sign
also produces results of greater severity but in fall, it
attributes half the effects.
The speed and motion of planet are more relevant in
Sarvatobhadra Chakra where nnkshatras hold the key factor as
they provide a platform where from, the transiting planets
cause vedhas on signs, and planets. Nnkshatra's vedha, as stated
earlier, provide finesse and subtility in predicting the results.
Therefore, while working out the effects of vedhas, it is
essential to figure out the position and strength of the planet.
It is equally important to know whether a planet causing
vedha is also in an aspectual position with the planet,
nakshatrn etc., suffering such vedhas at that time. In the
absence of any aspect, the effects of such vcilhns gel
neutralised. The difference between aspect and vedha li.is
been explained at length in chapter-12 where, it is staled lli.it
an aspect denotes the "gross" effect while a vedha i in I it ales
the subtle effect.
Vedic astrology in money matters
All planets deliver full effect through their 7th aspect
Saturn produces full and other planets l/ 4th effect of 3rd
and 11th aspects. Further; Jupiter has full while rest give
half the effect from 5th and 9th aspects. Similarly, there is a
full effect of 4th and 8th aspects from Mars but the rest show
3/ 4th results. The quantification of results through vedhas is
done by these factors. The process of rising and depressing
trends are worked through vedhas as follows:
i) If a benefic planet while in transit, sights another
sign in which the nnkshatra causing vedha falls,
there is drop in values of the commodity ruled by
it.
ii) A malefic planet, if placed in the similar situation,
the rise in value of the concerned commodities is
the result.
The effects of the planets causing or suffering vedhas
though reckoned from the strength of the planets, their
impacts are marked rather differently. The malefic while
transiting in an inimical sign, cause full, in neutral sign,
3/ 4th, in friendly half and in its own sign, produces l/ 4th
impact. Further, the different shades of effectiveness of the
vedhas of the planets are discernible from the degree of rise
and fall of a particular item ruled by the planet under vedhas.
In commercial matters, precise results are ascertained
through Sarvatobhadra Chakra by deciphering the different
vedhas caused by the planet during transit over nakshatras. A
few astrological savants in a long period of experimentation
in judging the effects of vedhas in this field, have chartered
certain rules which hold good in many matters. Described
below are some of the selected principles keeping in view
their practical applications. Majority of them are focussed
mainly on the business activities in bullion, cotton, share
The precepts and a few notable events
markets etc. Since in the chakra the position of the planets re
marked in the nakshatras in which they sojourn at a pa rlii u l.ti
point of time, the vedhas caused by them from these positions
are notified which are adjudged as per speeds and motionsol
the planets. The vedha' s effects narrated below are on plane I
wise basis :
The Sun:
i) A vedha on Swati, Purva Bhadra or Revati nakshatrn
generates a good buying capacity of the traders
in white coloured commodities, like silver, cloth,
milk products etc., and the prices of such items
go bullish.
ii) A vedha on Anuradha nakshatra adversely effects
the, bul l ion markets due to frenzy buying,
particularly by the government agencies.
iii) A vedha on Pushya or Dhanista nakshatra along with
vedha by Mars on Ashlesha or placement of Mars
in Ashlesha creates flutters in the bullion (Gold)
markets.
iv) A vedha on Aries, Gemini, Leo, Libra, Capricorn
or Aquarius sign tends to raise the prices of silver
metal but stock shares register fall.
v) A mutual vedha with Rahu produces spurts in
share markets but the prices of cotton and bullion
(Gold) get dropped.
vi) A vedha on Taurus sign manifests bearish ness in
silver prices but, a combined vedha of the Sun and
Mercury on any sign except Aquarius sign brings
rise in silver and share markets.
vii) A combined vedha along with Mars on I .ibr.t sign
shapes higher prices for cotton.
Vedie astrology in money matters
viii) A vedha on Leo sign and simultaneously Saturn's
vedha on Capricorn sign, generate heavy buying
of bullion and raises the markets to new heights.
The Moon:
i) In conjunction with Mercury, a vedha on Taurus
or Cancer signs brings down the prices of cotton.
ii) If the above vedha is focussed on Gemini sign, the
prices of bullion mainly, silver plummets.
iii) A vedha on Leo sign, registers a rise in bullion
particularly in gold and cotton markets.
iv) A vedha on Scorpio and Pisces depresses the
markets while in Sagittarius, the prices tend to
rise.
v) A vedha on Aquarius begets higher prices for
cotton and stock shares.
vi) A vedha on Rahu or Ketu elevates the silver
markets
Mars:
i) A vedha, while in acceleration, on Venus drops the
prices of cotton but on Cancer sign, it produces
rising trends in silver, cotton and share markets
ii) A vedha on Capricorn on Aquarius signs when the
Moon transits in these signs, it registers a bullish
tone in the markets
iii) A vedha on Leo sign, raises the bullion markets to
a great extent.
iv) A vedha on Venus in any sign create spurts in
silver markets but vedha on Saturn though sets
The precepts and a few notable events
bullish tone in cotton, the prices of stock shares
are dropped. The fall is rather severe, if vedliti willi
Saturn is caused on reciprocal basis.
A mutual vedha with Rahu or Ketu produces the
bearish trends in the share markets but the silver
prices rule high during such period.
A vedha on Aries, Libra, signs registers the rising
trends in Cotton, Sugar, Cotton and stock shares
but its vedha on Virgo and Sagittarius sign creates
a good bullish tone in silver markets.
A vedha on Taurus, Leo, Libra, Capricorn signs
raises the gold markets on account of foreign
buyings.
A combined vedha with Rahu on Leo sign
suddenly raises the market due to fervent political
activities.
Simultaneous vedha with Rahu or Jupiter on any
sign, generates spurts in silver markets. However,
a similar vedha with Saturn over Gemini, Virgo or
Sagittarius signs sets in a good rise in share
markets.
A vedha on Mercury produces a sudden fall in
bullion.
A mutual vedha with Venus tends to raise the share
markets.
A Mutual vedha with Jupiter produces a good
bullish tone in stock shares and cotton markets
due to heavy forward buyings by the investors
and speculators.
Vedic astrology in money matters
i) A vedha on Pushya nakshatra creates bearishness
in bullion (gold) markets but if, Mars also gets
located in this nakshatra at that movement, the fall
is more pronounced. However, the Sun's position
over there, brings about the steadiness in such
markets.
ii) A vedha on Leo sign, especially when Mars is also
positioned in the sign, it registers phenomenon
rise in the gold prices but on the other hand causes
relapse in the stock markets.
iii) A vedha over Virgo sign and also Martian vedha at
the time on Aslesha nakshatra or Mars get posited
in this nakshatra, it produces a severe drop in the
bullion markets.
iv) A mutual vedha with Venus registers a fall in silver
and cotton prices.
v) A vedha on Punarvasu, Chitra, Hasta or Shatbisha
nakshatra creates bearish tone in the gold prices.
vi) A vedha along with Rahu on any nakshatra,
subdues the gold markets
Jupiter:
i) A mutual vedha with Venus hoists the silver
markets to a great extent.
ii) A vedha on Uttar Bhadra nakshatra produces
bearishness in silver prices.
iii) A mutual vedha with Rahu or Ketu tempestuously
vacillates the markets on either directions.
Mercury:
iv) Likewise, a vedha on Shatbisha nakshatra coupled
with Marsian vedha over Chitra nakshatra, registers
The precepts and a few notable events
a good deal of spurts in bullion and loodgrains
(particularly wheat) markets.
v) A vedha on Uttra Bhadra nakshatra moderates the
silver prices but vedha on Krittika Punarvasu,
Aridra, Hasta, Vishakha or Purva Asada nakshatra
lowers down the gold prices and also cotton
markets due to good crop condition.:
Venus:
i) A mutual vedha On Rahu plunges the prices of the
stock shares and silver rather steeply. But a
mutual vedha on Jupiter raises the silver markets
on account of heavy demands.
ii) A vedha on Cancer or Sagittarius sign, perks up
the stock share markets on frenzy buyings
iii) Similarly, a vedha on Leo sign makes, the prices
of bullion rule high but the stock share markets
dip as a result of dull transactions
iv) A vedha on Libra sign makes the silver prices rise
following good buyings.
v) A vedha suffered from Rahu or Ketu sets the rising
trends in silver markets.
Saturn:
i) A vedha on Capricorn sign generates good demand
of silver, which causes steep rise in its prices.
ii) A mutual vedha with Mars brings down the slot
markets abruptly.
iii) A vedha on Moola, Uttra Ashada or Shiilfrinhii
nakshatra creates failure of crop there by causing
spiralling rise practically, in all the markers.
Vedic astrology in money matters
iv) With Rahu or Ketu posting simultaneous vedha on
A ries or Capricorn sign, Ushers in bullish
conditions for silver and cotton markets.
v) A vedha on Aquarius sign produces bullish tone in
silver and stock share markets.
Rahu or Ketu :
i) A vedha on Punarvasu, Uttar Phalguni, Chitra or
Uttar Bhadra nakshatra generates a good demand
and sets in inflationary trends practically in all
the markets.
ii) A vedha on Gemini, Virgo, Scorpio or Capricorn
sign produces frenzy market sentiments causing
spurts in the share markets.
iii) A vedha on Gemini or Cancer sign creates flutters
in silver and cotton markets due to steep fall. But
vedha on Aquarius or Pisces sign adversely affects
on the cotton prices
iv) A mutual vedha on Jupiter or Mercury brings abou t
fall in silver prices.
v) A vedha on Libra, Scorpio or Sagittarius sign
creates scarcity due to panic buyings causing
heavy demands thus raises the prices of
commodities.
vi) A mutual vedha with Jupiter, Saturn or Mars sets
in a great deal of ups and downs in stock shares,
bullion, cotton markets which ultimately settle al
lower values.
General effects:
A mutual vedha between two malefic or two benefic
The precepts and a few notable events I ' d
planets or one malefic and another benefit planet product's
similar results as are generated by a conjunction ol such
combination of plants. The rulership of the zodiacal sign
have been elaborately brought out in chapter-5, like, Aries
sign rules gold, wheat, copper, Taurus sign governs stock
markets and stock exchanges; Gemini and Libra signs denote
cotton; Cancer and Libra signs signify silver and gold
respectively. Scorpio sign rules iron and Sagittarius sign
governs stock shares. Again, Capricorn sign denotes gold,
stocks shares and copper; Aquarius sign shares and Pisces
rule precious stones.
Conjunction of Uranus and J upiter assumes great
importance in regulating the stock markets. Besides, Uranus
by its nature of suddenness brings abrupt changes and wild
fluctuations in the markets and Neptune creates chaos in
the markets. Jupiter fluctuates the markets in accordance to
the influence it receives from malefic or benefic planets.
When benefic planets cause a mutual vedlia on any of the
signs, the prices of the related item as stated in the preceding
paragraph, plummet. If Malefic planets exchange the vedha,
it raises the prices of the items denoted by the signs involved
in vedha. But in case of mutual vedha between a malefic and
benefic planet, the prices of the commodities ruled by the
signs show fluctuating trends.
In order to determine the price variations in any
particular item, a horoscope at a required point of time is
erected. The interpretation of the chart is carried out as per
general astrological principles enunciated for mundane
astrology. To start with the planetary position and their
status are seen and then the type of aspects which are
engaging the ruling planet and signs are noted down to
ascertain the gross effect. Here the western aspects show
precise results. Sarvatohhadra Chakra for the same period is
Vedic astrology in money matters
also graphed to check various vedhas and also the planets,
signs and nakshatras involved in such vedhas to register the
subtle results. For effective position, conjunction etc., within
one degree of application is considered with a view to locati'
eventuations in market trends of a particular commodity.
The nakshatras which has ability to exercise influence over
such commodity are indentified, on the Sarvatobhadra Chakrn
and relevant aspects and vedhas are recorded.
In classical works, a set pattern of vedhas have been
described but the astrologers engaged in this field in the
preceding century or so made certain shifts from the ancient
axioms through their sustained experiences and their
precepts have been recorded in the forgoing part. Further,
as per the stated principle of Sarvatobhadra Chakra, the planets
are assigned only one vedha at one point of time i.e., front,
right hand side and left hand side; depending upon speeds
and motions. While the front vedha affects only nakshatra and
planet placed in the opposite cell, the other two types of
vedhas influence all the cells enroute. In the former case, all
the signs vowels etc., falling in the way escape the vedha. It
is experienced and also sounds logical that the frontal vedha
should also be reckoned like other vedhas. Similarly, the
luminaries and Rahu/ Ketu have permanently been assigned
only one type of vedha due to constant speed and single
motion but here also appropriate effects are noticed by taking
their vedhas on all the sides.
Notable events:
In the year 1997, there have been some quite unusual
moments in bullion and stock share markets. In the last part
of October 1997, there was phenomenon drop in indices of
major world stock exchanges. On bullion side, there were
greater amount of surprises during this year. While gold
ruled quite low practically through out the year, silver
The precepts and a few notable events I ' l l
touched the bottom line and at the same time peak in Ihr
year. Before the causes of these prodigious happenings arc
traced out, it is expedient to recapitulate the fundamentals
of these highly marketable components which affect the very
fibre of the country's economy.
The Bullion:
According to western astrology, the Sun rules gold but
in Varaha Mnhira's opinion Mars is the significator of gold.
However, it is better to judge gold markets both from the
Sun and Mars and from the status of signs ruled by them
viz, Leo, Aries and Scorpio. The Jupiter and Pisces signs also
denote precious things and are also considered in tracing
the market trends of gold.
For silver, both western and most of the vedic astrologers
take the Moon and its ruling sign Cancer as the significaters.
However, according to Varaha Mihira, Jupiter rules silver.
Infact, Venus is yet another planet which has lot to say in
the pricing trends of silver. Therefore, the signs ruled by
them like Sagittarius, Pisces, Taurus and Libra apart from
Cancer sign exercise variable effects on silver markets
depending upon other forces acting over these signs and
planets involved at a particular point of time. Besides, these
planets have intrinsic quality of causing bullish or bearish
effect, if not subjected to other influences. Normally, the
transits of major planets over the barren signs viz, Gemini,
Cancer, Virgo, Libra, Aquarius, and Pisces keep the markets
of gold and silver at a dull note.
When the Moon, Mercury, Jupiter or Neptune while
transiting these signs are engaged in an opposite aspect with
the Sun or Mars, the prices of gold fall with minor short term
corrections. But if, these aspects are formed by Mercury,
Jupiter or Neptune while in retrograde motion, the bearish
trends are more pronounced.
.-4 Vt'dic astrology in money matters
Nnkshatras play a second fiddle in the markets price
mechanism. Just as planets, so do nakshatras also rule gold
and silver as are shown in chapter-5. The nakshatras
signifying these precious metals, their planetary lords and
the sign to which they belong, are tabulated below for readv
reference.
TABLE - 46
GOLD SILVER
Sr. Nakshatra In sign (qrs.) Planet
lord
Sr. Nnkshatras In sign (qrs.) planet
lord
1. Punarvasu Gemini-(3) Jup. 1 Punarvasu Cancer-(l) Jup.
2. P. Phalguni Leo-(4) Venus 2 Pushya Cancer-(4) Saturn
3. Chitra Virgo-(3)
Libra-(l)
Mars 4 P. Phalguni Leo-(4) Venus
4. Vishakha Libra-(3)
Scorp.-(l)
Jup 5 Hasta Virgo-(4) Moon
5. Moola Sagi-(4) Ketu 6 Jyeshta Scorpio-(4) Mars.
6. Dhanishta Capri-(2)
Aqua.-(2)
Mars 7 Shravane Capri-(4) Moon
7. P. Bhadra Aqua-(3)
Pisces-(l)
Jup 8
9
Shatbisha
P. Bhadra
Aqua-(4)
Aqua-(3)
Rahu
From the above table, the involvement of different
celestial objects in moderating the bullion markets are quite
evident. It also depicts the position of nakshatras in relation
to signs and their planetary lords. The connection, between
them is a precursor to judge the effectiveness of a vedha.
Share Markets :
The share markets, securities or national bond are the
marketable items and both the speculators and investors are
regularly indulged in buying and selling of stocks etc. Saturn
and Uranus planets, by and large, regulate the stock markets.
So far as the shares of individual company are concerned,
The precepts and a few notable events
these are governed by specific planets, signs and iiiikslniliii'i
However, a general principle is that the shares of a Inis inc.'.
concern are bought when Jupiter is transiting in its ruling
sign and sold out when Saturn or Uranus passes over such
signs. Taurus, Sagittarius, Capricorn and Aquarius signs rule
the money matters and movable possessions. Since in a
natural horoscope these signs represent the 2nd, the 9th, the
10th, and the 11th houses respectively, they have much to
say in the behaviour of share markets.
Under the normal rules of commercial astrology, il
number of planets transit in the bearish signs, the stock
markets transact subdued business and shares prices by and
large, get depressed. Further, when Jupiter transits these
signs and also comes under opposite or other bearish aspects
from the Moon, Mercury and Neptune, it causes greater fall
in the share markets. If Mercury or Neptune duly retrograde,
casts bearish aspect on Jupiter, falls of short durations in the
stock markets are witnessed. Similarly, if Neptune transits
the Cancer, Gemini or Pisces sign and also receives aspects
from Mercury or Jupiter, the share prices are plunged but
Mercury's aspects in retrogression produces short bearish
trends in the share markets.
On the contrary, when most of the planets transit the
bullish signs namely, Aries, Taurus, Leo, Scorpio, Sagittarius
and Capricorn, it generates frenzy buying activities in stock
shares and thereby set the rising trends in these markets.
When Mars or Saturn transits in any bullish sign and also
receives bullish aspects from the Sun, Mars, Saturn, Rahu,
Uranus or Pluto, the share prices show great volatility and
produce rising trends. While in retrogression, if these planets
get conjunct or cast bullish aspects, rising trends stay lot a
longer period.
J4i Vedic astrology in money matters
tUU C*AA
Slump in Gold Prices:
The prices of gold touched the lowest ebb in the past
live years was the head line in the 26th November 97 issue
of "The Economic Times". Under the economic rules, the
bullion prices generally move in sympathy with the prices
of the other commodities and in the same direction but often
contrary to the stock and share markets.
The country faced one of the worst political turmoil in
the month of November197 which led to dissolution of the
Eleventh Lok Sabha on the 28th November' 97. While the prices
of gold were on a'slid, it further tumbled on this day to
register very low at Rs. 3710/ - per 10 gms. of 22 carat at
Mumbai. The BSE Sensex index went up by 92 points at 3628
but silver market however remained steady at Rs. 7270/ - on
date. While Sensex index crossed the psychologically
important mark of 3600 points, the bullion values kept a low
profile. The silver prices recovered in the month of December'
97 but the gold continued to rule low due to heavy buyings
in London markets.
In the year 1997, there had been constant drop in the
gold prices world over and in India in particular. In the
month of August 97 the gold value ruled in the vicinity of
Rs 4200/ - per 10 grms (22 carat) but its constant slide in
the rest of the months in this year eventually touched Rs
3610/ - per 10 gms. on the 11th December 97 which was the
lowest in the past twelve years.
Let us catch up the planetary movements during this
period and track down the celestial factors which were
responsible in causing such a phenomenal fall in the gold
values. The Sun is the ruling planet of gold. In addition,
J upiter and Mars also influence the gold markets. The
nnkshatras having dominance over the precious metal are
figured out in table 46. The signs which are mainly involved
in this gamut are Leo, Aries and Scorpio.
On 14th August 97, the Sun entered in Leo sign and
li/ fJ li I I l i t
prices of gold showed marginal rise and touched Rs. 4200/ -
per 10 gms on the 27th A ugust '97. Further, on 9th
September97, the Sun formed an opposite aspect with Jupiter
and Mars, and also caused a Square aspect on Neptune. Both
Opposite and Square aspects are the bearish aspects so are
the Jupiter and Neptune planets. Again on the 29th August1
97, Mars gets engaged in a Sextile aspect with Mercury
followed by the conjunction of the Sun with the Mercury on
the 31st August' 97. Mercury with Sextile aspect also brings
about the fall in Gold markets.
In the month of September' 97, Mars formed a Square
and Sextile aspects with Jupiter on the 5th and the Sun on
the 9th. Mars also gets Sextile aspect from Neptune on the
24th and the Sun to receive the same aspect from Pluto on
the next day i.e., 25th September' 97. During October197,
Jupiter caused a Sextile aspect on Mars on the 16th and Venus
on the 19th and the Sun's Square aspect with Neptune on
the 20th and Uranus on the 28th brought down the gold
prices below Rs 4000/ - per lOgms. Similar types of bearish
aspects viz., Jupiter in Sextile with Saturn on the 15th and
the Sun also Sextile with Neptune on the 19th in the month
of November' 97 kept the prices of gold below Rs 3700/ - per
10 gms towards the end of November 97. Finally, it plunged
to Rs 3600/ - on the 11th December' 97 when the Sun and
Jupiter formed a Sextile aspect between them. This scenario,
if is traced through Sarvatobhodra Chakra, it will not only
reaffirm but also minutely show the effects.
The precepts and a few notable events 47
Vedic astrology in money matters
Figure : 5 August-December 1997
From the above Sarvatobhadra Chakra, the transiting,
position of only relevant planets along with the dates of
transits are shown.
Jupiter is the planet of expansion and plenty. Its transit
in Dhanista nakshatra, wThich is a first rated nakshatra in respect
of gold values, had set strong bearish trends in gold markets
with effect from 13th April 97. Jupiter returned in Shravann
nakshatra on the 8th August197 in a retrograde state caused
a powerful mutual vedhas with Sun and in the process Leo
and Capricorn signs also came under this vedha which
continued to drop gold prices. The transit of the Sun in Pnrvn
The precepts and a few notable events
Phalguni nakshatra on the 30th August' 97 where it conjoined
with Rahu brought steadiness in the gold prices. Il was ill
this time, that gold regained position and touched back tin*
price of Rs 4200/ -. This level did not reach in the rest of the
year 1997.
Mercury played second fiddle in the scheme of things
and aggravated the slumpness in the gold markets. Mercury
remained in Chitra and Swati nakshatras between 11th and
28th October' 97 and inflicted opposite vedhas on Purva Bhadra
and Shatbisha nakshatras. Both these nakshatras rule gold and
Mercury being bearish planet, caused slump in gold prices.
On the 14th November197, Mercury from its position in
Jyeshta nakshatra, posted vedha on Pnshya nakshatra which was
already under vedha from Rahu posited in Purva phalguni
nakshatra since 31st J uly1 97. The rules (v) and (vi) of
Mercury's vedhas are relevant.
In the month of September and October197, Mars also
visited Anuradha and Jyeshta nakshatras and caused vedhas
on Ashlesha and Pushya nakshatras. Further, Mars attained
accelerated motion from the middle November197 to the
beginning of January198 and transited Abhijita and Shravana
nakshatras and therefrom caused vedhas on Shatbisha and
Dhanisha nakshatras which perpetuated the bearish trends.
Infact, placement of Jupiter in these nakshatras never allowed
the gold markets to make recoveries.
There are numerous other astrological factors which
could aptly be applied in support of market behaviour in
respect of a particular item. But due to space constrains, il is
not possible to figure out all of them. The prices of gold
quoted over here is for 22 carat as ruled at Mumbai.
Buoyancy in silver markets :
The 12th December197 issue of "The l imes ol hull,
lull Vedic astrology in money matters
carrii'd a news item to say; "silver at two-year high, gold
rebounds" Silver prices went up to Rs 8272 per kg gaining
Rs 670/ - just in one day in Mumbai markets.
The silver prices plummeted lowest at Rs 6300 per kg
on 7th August' 97. In June' 97, it ruled at Rs 6800 while in
July' 97, it remained in the vicinity of Rs 6400/ - per kg. In
the later part of August' 97, it showed a study rise and got
stablised at Rs 6890. Between 3rd and 16th September' 97, it
followed an era of marginal ups and downs and crossed the
mark of Rs 7000/ - in the second fortnight of November' 97.
A month later i.e., on the 11th December' 97 it crossed Rs
8270/ - level and settled at Rs 8270/ - gaining almost Rs 600/
- per kg in one day. With minor set backs, it went over to Rs
8400 towards the end of the same month. Let us analyse the
trend astrologically.
On 3rd and 11th December' 97, Venus and Mars
respectively entered Capricorn sign where Jupiter, Uranus
and Neptune were already stationed aspecting Cancer sign.
On 11th December' 97, the Moon also transited Cancer sign.
This configuration of weighty planets in bullish sign and
Cancer signifying silver, chartered heavy spurts in this metal.
Venus is one planet which produces suddenness and
quantitative upsurge in the markets. Although, Jupiter is
highly bearish planets, it could not bring any damping effects
against volatality of other planets.
On 7th December' 97, Mercury which regulates silver
market acquired retrograte motion and on 11th, it sets in
the west in the same state. The position of Mercury
gravitated the markets of silver to a new heights with the
result the prices of the metal made a quantum jump on 17th
December '97. Mercury conjoined with the Sun and on 26th
December '97, Venus attained retrograde motion in
Capricorn sign and its opposite aspect invigorated the Cancer
The precepts and a few notable evonlN l n|
sign which further raised the silver which crossed Rs HbUO/
- on the 30th of the same month.
The planetary effects on silver markets started favouring
and gave steady rise with corrections and prices rose from
Rs 6300/ - on 8th August' 97, to Rs 8515/ - on 30th December'
97. On 9th August' 97, Venus and the Moon got conjunct
with Rahu and Mars respecti vel y, which impelled
bullishness. Both the Moon and Venus rule silver and their
conjunction sets the rising trends and its prices started
showing up from this date and crossed Rs 6800/ - mark on
28th A ugust' 97. The prices continue to rise due to
conjunction of the Moon with Mercury and the Sun on 1st
September197, Rahu on 2nd September 97 and with Venus
on 5th September' 97.
It is stated in Chapter-7 that Venus and the Sun do not
get apart beyond 48 degrees and hence it could only form
conjunction and Semi-Square aspects. The later aspect stays
for a very long time and provide a good market for silver.
On the 9th October 97, the Sun formed this aspect with Venus
and the silver prices went over Rs 7400/ - per kg. The price
rise in silver was due to Venus joining Mars, Uranus and
Neptune in Capricorn and aspecting Cancer sign but the
conjunction of the Moon with Pluto on the 27th and Mercury
on the 28th and also with Uranus, Neptune and Venus on
the 31st December 97, pulled up the silver prices over Rs
8500/ - per kg.
By assessing the same position on Sarvatobhadro Chaknt,
the price progression of silver markets get remarkably
affirmed.
Vedic astrology in money matters
Figure : 6 December 1997
In the above Sarvatobhadra Chakra, the planetary format
for the month of December 97 has been charted down. The
exact dates of transits of the planets in various nakshatras
are shown alongside. In the succeeding part, the vedhas
significant to the silver markets are analysed and synthesised
with the buoyant behaviour of the said market.
The rules of vedhas itemized for each planet previously
in this chapter lend ample support to the phenomenal surge
in the silver prices.
On the 6th December197 the Moon entered Purva Bhadra
nakshatra conjoining with Ketu who was already posited over
The precepts and a few notable events
there. This sets the tone of ponderous spurts in silver prices
there after, as both the Moon and Purva Blmdra nakshatra rule
silver and Ketu denotes bullishness [Rule (vi) Moon], In lari,
the entry of Mars on the same day in Uttra Ashada nakshatra
in its accelerated speed posted LHS vedha on Purva Bhailra
nakshatra and in the process formed mutual vedha with Ketu
which brought ascendancy over the silver markets [Rule (vi)
Rahu/ Ketu] and made excellent recoveries from slackening
trends witnessed in the preceding 3 to 4 days.
On 16th December197, Ketu retrogrades to Shatbisha
nakshatra and little before that Venus moved in Abhijita
nakshatra ie., on 16th Dec. 97 and also assumed accelerated
motion and thereby got engaged in a mutual vedha with Ketu
[Rule(v) Venus]. This bestowed continuity to the rising trend.
Further, on December' 15th, the Sun sojourned Moola
nakshatra and caused vedha on Revati nakshatra and at the same
time engaged Saturn positioned in this nakshatra in a mutual
vedha. In the process, Capricorn and Aquarius signs also
fell under the cross Vedhas [Rule (iv) Sun and (i & v) Saturn].
Besides, Capricorn its being a highly bullish sign further set
uptrend in the silver markets. Note : The prices of silver
quoted over here is for .999 grade of silver as prevalent in
Mumbai Market.
Share Markets :
On the 5th December196, BSE Sensex index touched its
low at 2713 point and there after it showed a continued
uptrend with Sensex touching 3111 towards the end of that
year. In December197, too the index reached a low ol 324H
and thereafter, it made marginal recoveries. The oracle ol
BSE call these as logical trends. According to them, during
the end of calender year, traditional foreign institution.d
investors are seen booking gains on stocks in order to m.tke
income distribution to their clients. This is more so relt vnnl
Vedic astrology in money matters
In the 'Wall Street'. As a result, selling starts early in
I )ucember month and coincides with the year drawing to
close. However, this causes minor alterations but has no
sacrosanctity as there are also other market forces which
dictate their terms. Like in the year 1997, this situation was
accentuated as a result of the slide in the South Asian
Markets. Sharp depreciation of currencies in these parts, led
investors to fear the worst. Besides, in India the uncertainty
in political scenario and fear of mid term poll delivered the
fatal blow.
January 97 exhibited similar trend. The Sensex index
started picking up and the rise was accelerated during the
first fortnight of January197 gaining more than 500 points.
The Sensex index touched the peak mark at 4568 on the 6th
August' 97 for the year and was left little short of the highest
mark of 4646 points touched in September194. The decline
started there after and Sensex index reached the bottom line
at 3320 on the 11th December197. Infact, the sharper drop in
Sensex index was registered in the 3rd week of October197,
with hardly any recoveries.
The above was the point of view of the savants of stock
markets. They draw same logical conclusions but in
speculatory business such findings more often fail than
succeed. The astrological factors which do not remain the
same in the corresponding month of every year, hold better
answers for these startling sways which are registered in the
identical period of the year. Let us now explore the
astrological phenomena in the whole gamut.
There are three dominant planets whose combinations
seems to determine the rise and fall of the stock markets.
They are J upiter, Saturn and Uranus. J upiter signifies
expansion, opportunity and optimism. Saturn gives value for
money and also is the fear factor in the market while Uranus
relates to innovativeness and strategies. Above all, the study
of Mars is also necessary as it triggers the trends and brings
The precepts and a few notable events
volatility in the market. The planetary combinations ol
Moon, Venus and Uranus are used in predicting short term
changing trends in stock markets. Further, the conjunctions
of Moon, Jupiter and Neptune had increased the specula lory
activities.
In Chapter-5, the transit of planets in various signs
create rise and fall amongst other things, in stock share
markets. The extracts of the relevant part is detailed below:
TA1BLE :47
Planets Transiting Sign Rise/ Fall Date of Transit
in 1997
1. Mars Scorpio Rise 19/ 9
Aquarius Rise -
Pisces Rise
2. Mercury Cancer Rise 13/ 3
Pisces Rise
3. Jupiter Taurus Fall
Cancer Rise
Scorpio Rise -
Capricorn Fall 1997
Pisces Rise
4. Venus Taurus Fall 5/ 5
Cancer Rise 23/ 6
Virgo Rise 12/ 8
Sagittarius Rise
5/
Capricorn Rise 29/ 1
Aquarius Rise 22/ 2
5. Saturn Sagittarius
Aquarius
Fall
Rise
6. Rahu Scorpio Rise
On the 8th and 9th J anuary' 97, Rahu and Mars
respectively, formed opposite aspect with Saturn and also
on 9th itself, J upiter gets conjunct with Neptune. This
triggered the stock market and Sensex index went up by 500
points. The conjunctions of Uranus first with the Moon on
6th, with Venus on 7th and finally with Jupiter on the I Mil
February' 97, perpetualised the rising trends in the Sensex
index with short drops in between. Venus transited
Sagittarius, Capricorn and Aquarius signs in the month ol
January, February197 and the index showed .i conliuttoux
rising trend.
Vedic astrology in money matters
On 1st August' 97, the Saturn acquired retrograde
motion in Pisces sign. The position of Mars in Virgo sign
continued its influence. On the same day, Saturn formed
Quincunc aspect with Rahu. Jupiter and Saturn cast similar
aspects on Venus on the 6th and 9th August197 respectively.
Quincunc (150) aspect is the most bullish in character. It has
been stated that when majority of planets are in bullish signs,
a brisk activity in share market is visible and the prices of
stock shares are surged to a new height. On 6th August 1997
the Moon, Mercury, Venus and Rahu were posited in Leo
sign, and Jupiter, Uranus and Neptune were in Capricorn
sign. Both these signs are of highly bullish characters and
thus Sensex Index crossed 4500 mark. The entry of Venus in
Virgo on 12th August' 97 kept up the buoyancy of Sensex.
In the month of October' 97, three ponderous planets
namely Jupiter, Uranus and Neptune reverted to direct
course, respectively on the 8th, the 14th and the 9th of the
month. This made both bullion and stock markets to go
bearish. Particularly, Jupiter in Capricorn kept the share
business on a dull note. Jupiter acquiring direct motion after
120 days of retrogression, slumped the stock liiarkets world
over. Neptune reversion added to chaos as this planet deals
with stocks in general.
Sextile aspect which is a bearish aspect occured between
Uranus-Mars and Neptune-Venus on the 5th October' 97.
Again on 12th October' 97, Uranus formed Sextile aspect with
Venus and on 16th October' 97, Jupiter caused Sextile aspect
on Mars. Finally, on 26th October' 97, Uranus posting a Semi
Square aspect (bearish) on 26th October 97 signalled slump
in stock markets which continued during rest of the year 1997
with slight recoveries in Sensex index in between. Also in
Chapter-5, the significations of nakshatras in mundane
matters have been enumerated. Some of nakshatras have main
role in the stock shares, stock exchanges and their operators.
The precepts and a few notable events
This position is reflected overhere for a ready reference :
i)
Uttar Phalguni - Stock Markets
ii)
Chitra Stock operators
iii)
Swati Stock exchanges/ operators
iv) Vishakha Share markets
v)
Moola Foreign exchange/ stock
Vi) Uttar Ashada Foreign exchanges
vii) Shatbisha Stock exchanges
Let us trace the stock market position from October '97
to December '97 through Sarvatobhadra Chakra. The planetary
position of the said period has been charted on the chakra as
figured below:
Figure : 7 October to December '97
Vedic astrology in money matters
The Sun posted vedhas on Aries sign when it moved in
Anuradha nakshatra 01119th November '97. Again on its transit
in Moola nakshatra on 15th December '97, it caused vedha on
Capricorn and Aquarius signs. Besides, Revati nakshatra in
which Saturn is posited over there registered fall in share
prices and Sensex index touched 3320 points [Rule (iv) Sun].
Incidentally, Revati is also a bearish nakshatra.
On 31st October 97 Mars entered Moola nakshatra and
just about the same time attained accelerated motion and
caused vedha on Revati nakshatra and got engaged in mutual
vedha with retrograde Saturn. Moola also denotes foreign
stock and exchanges Around this time many foreign stock
exchanges plunged causing flutters in the stock markets
[Rule (iv) Mars] world over.
Again, with the position of Mars in Uttar Ashadu
nakshatra with effect from 6th December '97 exchanged vedha
with Ketu positioned in Purva Bhadra nakshatra. This vedha
accentuated bearish trend in the share markets [Rule (v)
Mars], The mutual vedha between Mars and Ketu continued
when they moved to Abhijita and Shatbisha nakshatras
respectively. When Mars transited Shravan nakshatra on 25th
December '97 and caused vedha on J upiter in Dhanisha
nakshatra, the Sensex index started showing up. [Rule(xii)
Mars] and towards the end of the year 1997, the BSE Sensex
index crossed 3700 point mark.
The preceding typical examples evidently show that the
year 1997 was punctuated by turbulent and acrimonious
movements both in stock and bullion markets, not only in
India but also in the major countries of the world. It had
i nfact, totally destabilized the ASEAN economies
Trustworthiness of the gold, which was historically
considered as a perfect hedge instrument had been lost. The
yellow metal suffered one of the worst attack on its credibility
The precepts and a few notable events
in this years. The speculators and investors despised its
supremacy as a safe investment and also its high liquidity vti lut >
; it no longer remained a buzzword.
The Indian stock markets too had been through significant
upheavals in the year 1997. Although, these startling events had
taken the seers of stock markets and bullion dealers by surprise,
such occurences were readable through celestial phenomena
as aptly demonstrated in this chapter. The graphic
representations of bullion and BSE Sensitive index for 1997 are
displayed hereafter to illustrate the vacillating movements of
these markets.
Market Trends in Mumbai for Gold (22 carat) and Silver (Gr. 999) in 1997
Gold
Silver
Vedic astrology in money matters
GLOSSARY
(For Astrological Terms)
Almanac
Aspect
Aspectarian
Astronomy
A book or table which contains a calon
dar of each day, week and month, plus other
astronomical data. Almanacs have boon
used by Egyptians, the A lexanderian
Greeks and the Romans. (Also see Ephom
eris and Panchanga).
The number of degrees separating two
planets or sensitive points in the chart, i.e.,
their angular relationship. The aspects re
flect the way in which two functions of the
personality co-operate or clash, depending
upon the nature of the aspect and the na
ture of two planets or points involved. As
pects are the dynamic factors in the chart,
linking the planets to one another.
Pertains to various aspects the planets
make to one another during a given period
of time. Specific aspects, the planets in
volved and the time the aspect is exact are
all given. All the ephemerides (Almanacs)
do give aspectual positions of the planets
under this head.
It is a purely objective science, con
cerned as it is with the form or body. While
Astrology may be considered as subjei live,
dealing with the life within the form, As
tronomy treats of the distances, mar,ill
tudes, masses, composition, motion, and all
that is discoverable regarding the heavenly
bodies. It is founded upon observation^
made with elaborately constrm led iir liu
ments.
472
Ay.innmsha :
Aphorisms :
Apogee 4
Aphelion :
Asterism :
Constellation:
Cosmic
Energy
An angular distance measured along
the ecliptic (the apparent path of the Sun)
between the first point from where the fixed
zodiac commences and the Vernal Equinox
(VE) point - the first point of the movable
zodiac. VE point is receding back over the
ecliptic at the rate of about 50.26 seconds
per year, resulting an accretion in the lon
gitudinal distance of fixed stars to that ex
tent every year. Distance between the fixed
initial point and V.E. point is called
Ayanamsha.
Short, pithy truths, based upon experi
ence, sayings of wise man.
The point at which a celestial body in
the orbit around the Earth is at the greatest
distance.
The point on a planetary orbit when it
is at the greatest distance from the Sun.
See Nakshatra and constellation.
A group of cluster of stars beyond the
zodiac with sections bearing the same
names as the signs, but located in different
places from the 12 signs. This term also
connotes Nakshatra, Star, Asterism etc.
Its divine energy which moves the stars
and planets in the heavens and influences
all lives on the Earth. There is unity to this
device that can be seen in any and every
manifestation of the universe. The energy
expressed by the planet at a certain mo
ments is also displayed the entity born at
Vodic astrology in money matters
that moment and by every other manifes
tation of the moment. The word "universe"
means "one motion", the comic energy per
meate all existence.
Planets, stars, asterisms, con
stellations etc., pertainining to the sky or
heavens. They are also referred to as heav
enly bodies which are projected in space.
Gl ossary 171
Celestial : The spherical surface on which the po-
Sphere sitions of celestial bodies in space are pro
jected.
Cusps : The lines which separate the houses in
a birth chart. A cusp is also refers to the
place where one sign ends and the next one
begins. This place receives the influence or
energy of both the signs and may at times
create a complicated personality or situa
tion.
Detriment : When a planet is "in detriment" it is lo
cated in the sign opposite the sign that the
planet rules. Here, the planet has difficulty
in expressing itself because of the contrary
nature of the sign it is in and it is said to be
weak.
Dignity : The dignity of a planet, which means
its strength, may be either essential or acci
dental or may be both. A planet is essen
tially dignified when it is in its own house
or in a sign of exaltation. When a planet is
in angle, it is accidentally dignified. In other
words, it is referred to the affinity or rap
port between a planet and a sign; like
through exaltation etc.
Celestial
Objects/
Bodies
1Jirect Course: When a plant is moving in the order i >1
the signs (Aries through Pisces), it is said
to be in direct course. The energy of the
planet is most easily released when a plane!
is in direct course. When planet is retro
grade, (in reverse course) the planetary ei i
ergy turns in to be reviewed before furthei
release.
47-1 Vedic astrology in money matters
Deeptamsha :
(Orb of radiance)
Each planet has been assigned a par
ticular Orb which extends either side of il
over which it exerts its influence, for a spe
cific number of degrees. The orb pf influ
ence is called Deeptamsha or orb of radiance
Beyond its individual orb, the planets
deemed to lose its influence.
Declination :
Eclipses
It is the angular distance on the celes
tial sphere north or south of the celestial
equator. It is measured along the hour circle
passing through celestial sphere. Declin.i
tion is not the same as the planets latitude
The planet latitude measures the distance
from the ecliptic.
There are two kinds of eclipses., Tin-
Solar and the Lunar. A solar eclipse occu i s
when the Moon passes between the Sun
and the Earth; blocking the light of the Sun
In a Lunar eclipse, the Earth passes between
the Moon and the Sun and throw shadow
on the Moon. Both these eclipses perform
critical function in mundane and terrestrial
events and cause detrimental effects ovei
it. Maximum number of eclipses that may
occur in a year is seven, while minimum
number is just two.
Ecliptic
The apparent path of the Sun.
Ephemeris
Equinoxes
Equator,
Celestial
Equator,
Terrestrial
Electional
Astrology
An astronomical table listing the daily
positions of the Sun, the Moon and other
planets as they move through the heavens.
It gives the latitude, longitude and declina
tion of the planets, as well as the aspects
the planets make to each other at a certain
point of time. Also see Almanac and
Panchanga.
The two points on the celestial sphere
at which the ecliptic intersects the celestial
equator at the north point (at Aries sign), is
termed as Vernal Equinox or Spring Equi
nox, while at the opposite point (at Libra
sign) it is called as the Autumnal Equinox.
Day and night are equal on these points.
This term refers to an imagined projec
tion at the Earth's Equator on the heavenly
or celestial sphere. To fully comprehend
this, one must imagine the sphere that we
call Earth to embrace the heaven.
Same as Equator of the Earth
Gl ossary 47**
The branch of Astrology which attempts
to find the best moment for any undertak
ing in terms of great success and produc
tivity. Same as 'Mahuratha in Vedic Astrol
ogy that symbolizes auspicious moment
elected for performing different events or
functions to draw maxim uni degree of sue
cess or benefit.
Fortuna; : This is an imaginary point
Part of fortune purported to hold sam e relationship to thi
Ascendant that the Moon has with I lie Sun
476 Vedic astrology in money matters
Heliacal
Setting
H eliacal
Ri sing
I ngress
I nferi or and :
Superior
Conjuncti ons
K arma
The position of the point in the houses ol
birth chart shows how and where the per
sonality can best express itself. Fortuna is
the chief controller of the pecuniary well
being of the native.
When a planet or star that is overtaken
by the Sun and gets hidden by its ravs; sucl 1
position of invisibility due to its proximity
to the Sun is known as Heliacal Setting ol
the planet. It is called combust position ol
the planet. Here the planet is rendered
weak and bereft of energy.
When a planet or Star has been hidden
by the Sun's rays and it once again becomes
visible, the phenomenon is termed as He
liacal Rising. Both these position of helia
cal setting and rising of the planets exert
perceptible influence, particularly in the
mundate events and activities.
This refer to a planets enterance into .1
sign. The term also signifies the Sun's
enterence into the four cardinal signs, com
mencing each of the four seasons. When
the Sun begins its transit into a sign is called
Solar ingress.
When the inner planet (Mercury
or Venus) comes in between Earth
and the Sun, it makes an inferior conjunc
tion. However, when the Sun is positioned
between Earth and the planet, the superioi
conjunction takes place.
The occult law of 'cause and effect' and
the philosophy of 'As you sow, so shall you
Glossary 477
Latitude,
Celestial
Longitude,
Celestial
Longitude
(Geographical
or Terrestrial)
L umi naries
Lunation
Lunar Mansions
reap' is based on Karma theory. The chart
can indicate sensitive Karmic point, habits
and faults brought over from the past life
that are to be worked through in the present
life.
The perpendicular distance of any star
or planet north or south of ecliptic. The Su n
of course, has no celestial latitude.
The measurement along ecliptic in signs
and degrees using the first point of the Zo
diac, (0 Aries), as zero point. The term
means to refer on zodical position of planet
to be used for astrological purposes.
The distance of any place or point East
or West of Greenwich, England, the 0
longitude point.Geographers measure this
in degrees, minutes and seconds, while As
tronomers in hours, minutes and seconds.
Another term for the Sun and Moon.
These should always be considered as dis
tributors and collectors of influence and not
the causes of influence.
It refers.to the cycle of the Moon as it
travels from one conjunction with the Sun
to the next conjunction in a period of 29
days 12 hrs, 44 minutes and 3 seconds.
: See Nakshatra
Latitude Distance on the Earth's surface towards
(Geographical) or awav from the equator expressed .is ,m
arc of meridian.
478 Vedic astrology in money matters
Medium
Coeli,
(M.C., Mid Heaven)
I mum Coeli
(I.C.)
Meridian
Mundane
Astrology
Mahurtha
Nakshatra
The mid heaven or the highest point ot
the Chart. This relates to the cusp of the 10th
house and the Noon position. The oppo
site on the M.C. is denoted by terms I.C.
(Imum Coeli) or the Nadar. This is a mid
night point and also refers to the 4thhouse
of the chart.
A great circle of the celestial sphere pass
ing through the zenith and the poles which
corresponds to the geographical longitude.
The branch of Astrology that deals with
the destiny of nations and world at large,
or the study of the effects of Equinoxes,
solistics, New Moon, Eclipses, planetary
conjunctions and similar celestial phenom
ena as applied not to each individual but to
nations and large communities of people.
Also see Elections Astrology. Mahurtha
gives valuable directions by following
which, the person will be enabled to re
move, neuterelise, counter act or overcome
the evils indicated by the horoscopic chart
of the moment. Mahurtha is the precarious
moment which tends to alter the viberations
radiated by the person to match the posi
tive planetary influences. Study of
Mahurtha helps searching favourable mo
ments.
A group of fixed stars is called Nakshatra.
The whole Zodiac is divided into twenty
0 '
seven equal parts of 13 - 20' each and is
known a Nakshatra, Asterism or Constella
tion. Nakshatra is completed when the
Naryana longitude of the Moon as, mea
sured from the initial fixed point attains 13
Glossary
Nodes of the :
Moon
Narayana :
System
Orbs
Orb of Influence
Orb of Radiance
Panchaka
Panclianga
- 20' and multiple thereof.
The two points at which the orbit of the
Moon crosses the ecliptic. The North Node
is called Rahu (A scending Node or
Dragon's head) and South Node is known
as Ketu (Descending Node or Dragon's tail).
These are considered Karmic points in the
chart and their motion is always retrograde
and moves about 3 minutes per day.
This system of astronomy recognising
the fixed zodiac wherein 0 Aries is always
at the sart of Ashwini Nakshatra.
Range of influence wherein number of
degrees allotted to a planet, in aspect with
another planet, within which the aspect op
erated most strongly. Generally, it is of 8
degrees of range.
: See Deeptamsha
: See Deeptamsha
A component of Election Astrology
(Mahurtha). According to Vedic system of
Astrology, it is an inauspicious period or
time. It takes place when the Moon tran
sits through Aquarius and Pisces signs.
This period should be avoided for perform
ing marriage, Upanayana (sacred thread cei
emonv), construction of house., assuming
office, travel, starting business, concluding
any deal etc.
It is like Almanac, Ephemeris, (set1llu*
same for details). It includes the study ol
IMO Vedic astrology i n money matters
Ponderous
Planets
Planets,
Interior
Perigee
Perihelion
Planet
five limbs namely i) Vaara (day), ii) Tithi
(Lunarday/ date), iii) Yoga (in Vedic astrol
ogy there ai'e 27 yogas), iv) Kama (half lu
nar day) and v) Nakshatras) with some other
variables like Solar and Lunar months,
Lagna or rising sign etc.
These are Pluto, Naptune, Uranus,
Saturn, Jupitor and Mars. They are called
so because they move more slowly than the
rest. These planets are also called exterior
or superior planets.
The planet whose orbits lie within the
Earth's orbit around the Sun, are termed as
interior or inferior planets. The planets
Mercury and Venus are regarded as infe
rior planets.
The point at which celestial body in the
orbit around the Earth is at the least dis
tance from the Earth. Perigee is also used
with reference to the apparent orbit of the
Sun around the Earth.
The point on a planetary orbit when it
is at the least distance from the Sun.
Any of the discovered celestial bodies
that have their own motion among the fixed
stars and hypothetical bodies which some
astrologers and astronomers claim are ex
istent. The positions of the planets are de
termined and utilized in casting and inter
preting of horoscopic charts. The planets
represent different parts of our personali
ties seeking expression, the various drives
that are factors of the whole person. The
Gl ossary
1H|
Precession of
Equinoxes
Retrogression:
Reception
(Mutual)
Radical
Chart
planet and the signs are different man ill's-
tations of the same energy. Each planet cor
responds with and is said to rule a certain
sign.
The phenomenon of Vernal Equinox
(VE) point moving backward alongw'ith
ecliptic, due to wobbling of Earth as it ro
tates on its axis. The VE point moves back
wards or recedes back along the ecliptic at
a rate of about 50.3 seconds per year. The
retrograde motion of equinoxes is the pre
cession of Equinoxes. Also see Ayamasha.
The apparent backward motion of a
planet in the Zodiac due to the motion of
the Earth in its orbit which is termed as ret
rograde motion of planet or retrogression
of planet. It is an apparent retrogression
and not an actual change of direction as it
occurs due to the relative motion (speed)
of the Earth and the planet both moving in
the same direction. The Sun and the Moon
do not retrograde but all the other planets
do at various time.
When two planets are in the each other
house, e.g.; Jupiter in Leo sign and the Sun
in Sagittarius sign, they are said to be in
mutual reception. This gives strength and
2;ood fortune and lesson the seriousness of
any bad aspect between them.
Pertaining to Radix (Root) or the horo
scope of birth.
Setting of Planet : See Heliacal Setting
182 Vedic astrology i n money matters
S a y a n a
System
Stellar
Influence
(Energy)
Solar Return :
Solar System:
Solstice
Stationary
Tropical
Zodiac
The system of Astronomy recognising
the movable zodiac. It is also known as
Tropical system. Sayana longitudes of all
celestial bodies are gradually increase on ac
count of equinoxical point is slowly mov
ing backwards due to precession of the equi
noxes.
The effect caused by the stars (celestial
bodies). A body wrill not radiate energy
unless there be an other body within the
range to receive it.
A chart erected for the moment when
the Sun year returns to its exact position at
the time of birth to know the influence of
the coming year. Such charts are also
erected to study the mundane activities of
a nation or organisation.
The planets and celestial bodies which
orbit around the Sun become part of the
Solar System.
The Sun appears to stand still as if
reaches its greatest distance north and south
of equator i.e., when the Sun is at 0Cancer
sign, it is a Summer Solstice and the Sun
while 0 of Capricorn sign, it v\ dll be Winter
Solistics.
A planet appears to stand still when its
motion is changing from direct to retrograde
motion or visa versa.
The Zodiac which is moving and is mea
sured from Aries to Pisces signs along the
ecliptic (the apparent path of the Sun). It is
know as Tropical, movable or natural Zodiac.
Glossary
Zenith
Zodiac
The point on the meridian di root I ovot
the head, through which Prime vertical and
meridian circle pass. Every place has ils
own Zenith.
Literally, a circle of small animals. A ring
or band around heavens that is divided into
12 signs of 30 degrees (longitude) each. The
planets move through this imaginary band
extending about 8 degrees on each side of
the ecliptic.
GLOSSARY
(For Commercial Terms)
Bear
Bear Market :
(Bearish trend)
Blue Chip
Broker
BSE Sensitive:
Index ( S E NS E X )
Bull
A stock market operator who expects
share prices to fall and keeps selling thereby
causing selling pressure and lowering the
prices further. The term is derived from the
attacking posture of the bear, pushing
downwards.
Prolong period of falling share prices,
dominated by selling pressure in the mar
ket place, brought about by economic or po
litical factors.
Share of particularly well known and
established companies which have shown
consistence growth over the years, have
further prospects and expected to show
sustained growth in future.
A member of stock exchange who is li
censed to buy or sell shares on his own or
on his client's behalf.
The index comprises of the 30 crips
whose weighted averages are taken to in
dicate the share market trend.
A stock market operator who believes
that share prices are going to rise, and keeps
buying to sell later at a profit, which form
Glossary
Bull Market :
(Bullish Trend)
Bullion
Business
I ndia
Commodities :
Market
Correction
Crash, Market:
an attacking posture of the bull, giving .in
upward trend.
Prolong rise in the price of shares by
buying pressure of actual investors,
favourable economic growth etc; can trig
ger off a bull market and thus set forth a
bullish trend.
Bullion is gold or silver bars that are con
sidered as metals or commodities rather
than as money. The term bullion also ap
plies to gold nuggets and silver plates and
their coins are reckoned and valued as rneta I
only. Bullion is traded in it set market place
and daily trend of different markets hav
ing bullion transactions are available in
business and financial magazines or dailies.
A fortnightly magazine on share mar
ket scene in the country. It carries market
moments and many other regular features
with stock market context. It is published
from Mumbai.
Market for trading bulk and basic goods
like foodgrain, edible oils, cotton etc, and
certain special items like tea and coffee are
also traded through auctions.
A short and sharp reversal, usually
downwards, in the price of an individual
share or shares in general. Corrections usu
ally occur during any long term move up
wards or downwards, as share prices
seldown move straight up or down.
A sharp fall in share prices with in >1
short period is termed as Market cr.o.h
D.il.il Street
Journal
Economic
Times
Financial
Express
Forward
Trading
*1)
Forward
Buying
Gamble
Hedging
A fortnightly investment journal pub
lished from Noble Chambers, Mumbai, con
taining company news and analysis and a
general overview of the stock market.
A daily newspaper devoted to general
economic news, new7s about the companies
and share market prices, trend etc.
A financial daily dealing with the capi
tal market and the corporate sectors.
Contracts to buy or sell specific quanti
ties of goods, currency or freight at stated
price and at a stated time in the future.
Forward contract are bought and sold in the
'Future Market'.
Buying for delivery at a future date, to
establish a bull position or to cover forward
bear sale.
Putting dow'n money to make a really
fast buck which is not an investment at all.
Marginally superior to it is speculation,
which also does not mark the investment
grade. Gambling is characterised by luck
wTiile speculation is a daring 'do'.
Reducing exposure to risk. In the invest
ment of one's funds in the share market, it
is done by buying different kinds of shares,
to cover the fall in price of one share with
the rise of another. Hedging will also
neuterize inflationary increases. A perfect
hedge is a no-risk-no gain precaution.
Vedic astrology in money matters
I ndex
A measurement of the trend of share
Glossary
187
Indian Stock :
Exchanges
Mandi :
Market :
Forces
New York
Stock Exchange
Primary
Market
Retail
Investor
Scrip
Secondary
Market
Share
prices. It is not just an average of share
prices; but weighted to reflect the number
of shares outstanding for an individual
scrip.
Apart from the four metropolitan stock
exchanges, there are other recognised ex
changes located in different states of the
country. BSE-Bombay Stock Exchange, the
largest in the country is located in Mumbai.
j
Bearish opposite to Tezi bullish.
The forces of demand and supply which
determine price in a free market.
NYSE at Wall Street, New York city
is established in 1792, the oldest and
the largest and the best known among
the stock exchanges in the world.
A market for new issue of shares where
investors apply directly to the issuer for the
allotment of shares.
An individual buying shares for oneself
as opposed to the institutional investor who
buys for other.
Share certificate
A market place where already issued
and outstanding shares are brought and
sold as against primary in which the issuei
sells shares directly to the investors
A share is one unit of ownership ol <1
company
IHH
Vt'dic astrology in money matters
Speculation :
Stock
Exchange
Stock
Teji
Trading
Pattern
(Share market
trend)
An activity, quite contrary to its literal
meaning in which a person assumes high
risks, to achieve large capital gains. At a
time span in which the gain is sought to be
made is usually very short. The shorter the
term, the more speculative in the invest
ment.
A market place, where shares change
hands for a consideration and where mem
bers of the exchange acting as brokers or
dealing on their own buy and sell shares,
sometimes as BULLS and sometimes
BEARS. A stock exchange provides a mar
ket place in the same way a commodity
exchange does.
US term for share.
Bullish, opposite of Mandi, (Bearish).
Finding the long-term direction of a
share price by drawing line connecting the
highest prices reached by the share, and an
other line connecting the lowest prices, over
a period of time. The direction will either
UP or DOWN, showing the trading pattern
or the market trends for a particular period.
B I B L I O G R A P H Y :
Varaha Mihira's Brihat Samhita : By M.R. Bhat,
Motilal Banarasi Dass, Delhi.
Kala Prakasika : By N.P. Subramania Iyar,
Asian Educational Services, New Delhi.
Muhurta - Traditional & Modern : By . K. Joshi,
Sagar Publications, New Delhi.
Electional Astrology : By B.V. Raman,
IBH Prakashana, Bangalore.
Muhurat Chintamani: By Girish Chand Sharma,
Sagar Publications, New Delhi.
Planetary Influences on Human Affairs : By B.V. Raman,
Raman Publications, Bangalore.
A Text Book of Scientific Astrology : By S. Rao,
Sagar Publications, New Delhi.
The Surya Siddhanta : By Rev. Ebenezer Burgess,
Motilal Banarsi Dass, Delhi.
Mundane Astrology : By Alan Leo,
Sagar Publications, New Delhi.
Perpetual Market Forecast & Business Astrology (1955)
By Pt. Ganga Prasad, Shree Mahalaxmi Publications,
Morar (M.P.).
Practical Mundane Astrology : By J.C. Luthra,
Sagar Publications, New Delhi.
Zodiacal Degrees Commercialised : By Manubhai Shukla,
Ahmedabad (1944).
How to Judge Mundane Chart: By J.C. Luthra,
Sagar Publications, New Delhi.
Vyapar Chintamani (Hindi -1958): By Pt. Ganga I *i...I
Shree Mahalaxmi Publications, Morar (Ml )
Vedic astrology in money matters
RetrogradePlanets : By Grace Inglis,
Sagar Publications, New Delhi.
Sarvatobhadra Chakra : By N.N. Krishna Rau,
V.B. Choudhari (1962).
Your Fortune Through Horn : By L.R. Chawdhri,
Sagar Publications, New Delhi.
Three Hundred Combinations : By B.V. Raman,
Raman Publications, Banglore.
Jataka Tatva : By S.S. Sareen,
Sagar Publications, New Delhi.
Planetary I nfluences on Markets : By Mars
Revised By. N.L. Patel.
J aimini Astrology : By P.S. Sartri,
Sagar Publications, New Delhi.
J aimini Sutras : By B. Suryanarayan Rao,
IBH Prakashana, Bangalore.
Phaldeepika : By S.S. Sareen,
Sagar Publications, New Delhi.
J yotish Shiksha (Hi ndi ): By B.L. Thakur,
Motilal Banarsi Dass, Delhi.
Brihat Parasara Hora Sastra : By Girish Chand Sharma,
Sagar Publications, New Delhi.
Sarvatobhadra Chakra (Hi ndi ): Pt. Motilal Nagar, Delhi.
Planets in Orbi t: By Mahendra Pratap Singh, Varanasi.
Finance & Business by Stars : By M.C. Desai,
Kalindi Publications, Mumbai.
I nvesti ng by the Stars, By Henry Weingarten,
By McGraw Hill, New York (USA).
INDEX
A
Abhijita
Nakshatra 75,146
Muhurta 106
Adi-Yoga 46, 52, 55
Airy Signs 257
Almanac 92,184, 291
Amaravanti Yoga 62
Amavasya 242
Ambani
Mukesh 54
Anil 50
Amitabh Bachchan 55
Amri t Sidha Yoga 104
Amri t Yoga 96
Anil Ambani 50
Amdha 42
Amdha Lagna 43, 60, 62, 63
Ashkara 282, 288
Aslirama 32
Aspects
Classification 184
Special 185
Western 186
Trans-Saturnian 185
Diff. Vedic & Western 187
Operating Period 190
Conjunction 192, 235
Parallel 192
Opposition 193
Trine 193
Sextile 194
Square 194
Semi-Square 194
Semi Sextile 194
Quintile 195
Semi - Quintile 195
Semi - Quadrate 195
Quincunc 195
Aspectarian 183
Asterism 114
Astrology
Vedi c 3, 31
Natal 1
Horary I
Mundane 1,31 , 3), I'ifi, Io0
Natural 2
Physical 2
Commercials, 108, IT>
Electional 65, 67, 14b
Jamini 60,62
Astronomy 1
Atma Karaka 62, 155
Avasthas 32
Ayanamsha 47
Ayantn Dhana Labha Yoga 59
32, 48, 62
68, 83, 270, 279
Karana Trikona 32
Karkansha 62, 63
Karma 65
Ketu 5, 172, 173
Krishna Pakslia 69, 242
Kshema Tara 78
Kurma Chakra 113,115, 339, 357
Kurma Vibhaga 114
Labhadipati 33
Lagna Adi Yoga 55
Lagna Sliudhi 89
Lakhu Bhai Pathak 27
Laxnn (Goddess) 44
Laxmi Sthana 32
Laxmi Yoga 48, 53
Long Trends 235
Lottery 34
Lunar
day 68
month 68
eclipse 241
energy 67
Luni-Solar day 68
Magnetic Currants 24
Mahabhamta 20
Maliesha 32
Maitra Tara 79
Major Planets 197
Makar Sakranti 280
Mansagari 284
Mars 160,161, 354
Masa 1
Mehta Harshad 26
Mercury 162,163, 333
Minor Planets 199
Moksha 172
Monthly Trends 230, 236
Moon 158,159
Mudri ka Yoga 57
Muhnrta 31, 65, 60
Muhurtas (Specific)
Starting business 92
Buy out business 93
Opening an Establishment 93
Selling 94
Purchasing 94
Routine Shopping 95
Financing Business 95
Sourcing funds 96
Mortgaging 96
Writing new accounts books 97
I naugural run 97
Filing a law suit 97
Competitions 98
Speculations 98
Making a will 99
Buying racing horse 99
Applying for a Job 99
Election ticket 99
Starting Service 100
Timing the interview 100
Meeting w'ith the authority 101
Liquidation of debts 101
Opening Ceremony 102
Settlement of disputes 102
Compromise 102
Muhurta J yatisha 65
Mukesh Ambani 54
Mundane <i If nil's 2
Mundane Map 108
N
Naidhana Tara 79
Nakshatras 1, 4, 282
Nakshatras (classification)
Dynamic / Laghu 74
Violant / Llgra 74
Mixed / Mi shri t 74
Fixed / Dhrtiva 75
Gentle / Mri du 75
Movable / Char a 75
Pungant / Teckshann 75
Nanda tithi 271, 286
Naiwmsfl-Market-Directions 214
N>mi;siz-signs/Transit planets
Sun 216
Mars 217
Mercury 129
J upiter 220
Venus 221
Satrun 222
Rahu 223
Conjunction 215, 225
Neptune 176, 175, 379
Nidhiadipati 60
Nirayana System 127