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VCDIC ASTROLOGY

_ _ ^4_\ ^
p:k. vasudev
SAdAR WBUCATIONS
PREFACE
People are charmed by the business and financial
!\><l i ologers for variety of reasons. The traditional business
Inuisi's solicit the services of family astrologers who not only
1'ivNiige future of their family but also help concluding the
ilrul of profit yiel ding transactions at the propitious
moments. The traders of the present time, also look forward
In some incredible predictions doled out by the commercial
rtftl rologers from time to time and try to synthesize them with
11it behaviour of the stocks or commodity markets. They also
corroborate these forecasts in fixing the market trends.
Although, there never have been tenacious demand of such
Bronogistications and the business foretellers are not much
nought after, they are consulted mainly over the
i onsequences of major astronomical events, such as eclipses,
flNfirmblige of planets in a vital position or if, there persisted
riiiv confusing or abnormal market behaviour. However, the
'ipi'culators and stock investors repose an incontrovertible
littlh in astrology and reckon it as a prolific and discerning
liml in charting the market trends.
Commercial astrology is also known as business
tin I m logy which besides portending market tendencies and
I cinpestuous or simple vacillation of prices of diverse
commodities, also predicts the fortunes or desolation of
business concerns. The reason for abhorrence of the different
I.nets of astrology, especially the growth of the firm, are in
vi
Vedic astrology in money matters
I wo folds. Firstly, there is hardly any description available
in the pristine scriptures and also in the contemporary
writings and secondly, the suffi ci ent and accurate
astrological data about the company are never recorded.
Where ever such information is available even in a crude
form, the same is rarely passed on to heuristic researchers.
It affronts great difficulties in analysing the company's
futuristic pattern of growth.
Vedic Astrology is traditional ' jyostish Shnstra' of India.
The etymology of the words suggests 'Jyoti' as a 'Divine
Light' and 'Tisha' is science. The science of divine light.
Similarly, 'Astro' connotes 'Stars' and suggests astrology as
the science of the stars or heavenly bodies. Infact, astrology
or Jyostish Shastra is one of the constituents of Dharma Shastra
which synthesis all the fields of learnings. Astronomy1,
'Horoscopy1and 1Samhita' are some of its components. The
J yotish was being practiced by our sages and seers from time
immemorial. Our mythological teachings bear ample
references to the celestial objects and corresponding
terrestrial events.
The term 'Samhita' means compilation which condenses
many scriptures and works on a subject. Simhita in
astrological context is the garnering of all astrological
treatises which influence or are connected with the human
affairs. Mundane astrology bears many prolific features of
human interests and Samhita therefore, amalgamates varied
subjects of social learnings.
Birhat Samhita is one of such highly acclaimed testimony
expounded by well known astrological savant Varaha Mihira.
He gave this unique encyclopaedic treatise which is revered
even today. Varaha Mihira though was the follower of ancient
sages, his approach had been quite sci enti fi c. His
pronouncements on the inter-relation between solstics and
Preface vii
Knhu-Ketu showed the scientific acumen. This theory of
iinl ronomical lore placed him amongst the galaxy of scholars
in this field. His concept that the Sun forming the centre place
iitul regulating the celestial forces of the universe shows his
ri'lcntless efforts to draw out gross effects and establish
Ini luence of the Sun over the solar system. The word Mihira
hinds for Sun that helped shaping his pursuits.
In Brihat Samita, the countries are apportioned into nine
I crimes on the basis of nakshatras and symbolically called
/untia Vibhaga (Division of Globe). Besides, people etc., are
hIno cl assi fi ed and brought under the domains of
ci mslellations and planets. These factors form the very basis
nl mundane astrology. I t also speaks about planetary
kingdom where years, months and days are presided over
by different planets to elate the effects of mundane affairs
corresponding to the signification of the concerned planet
In a particular period. J udging the importance of this
illvisionlisation, a detail description of Kurma Chakra has
been made in chapter-5 limiting the information to the
requirement of the book. Besides, this chapter of Brihat Simita
have commercial lineages with the present time which holds
great value in commercial astrology.
In this book an attempt has been made to include such
materials which provide comprehensive yet cogent
n.slrological information with a view to render meaningful
Niipport to the business persons and investors alike in making
timely and prudent decisions to accentuate gains and also
In avert losses.
As per the astrological precepts, unless material gains
lire promised in the natal chart of an individual, the
prosperity is hard to come. There always has been fervent
desire of a person to live a comfortable and blissful life.
I lowever, affluency does play dominant part in providing
Vo die astrology in money matters
oxtihemnl life style for which the past karmas are much to
Ntiy In it, though ostensibly, this is taken as a result of ones
own efforts. Every one at his own right articulates one's
iiiixiely differently and is eager to know material prosperity
and financial successes. As we know the wealth does not
always manifest happiness even though people run after it.
Abundant richness is never a source to mental solace and
bliss but still many pursue the money matters with full jest
and zeal as they consider it most potential strength and
impregnate power of the material world. This hallucination
of thoughts often confuse the people to adjudge the real goal
of life.
However, there are specific celestial laws which bestow
wealth and riches to the native. The horoscopes presage
source and, time of acquiring wealth. The cosmic rays
emanating from the Sun denote status to be enjoyed by the
native and the Moon generates the creativity for the person.
The placement and inter-influence between the luminaries
in harmonious houses, create most effective combinations
of riches.
Besides, configuration of heavenly objects relating to
wealth in one's chart translates unequivocal opulence effects.
A rudimentary principle is that the houses above the horizon
are of much greater significance as they portray the
prosperity provided the planets tenanting these houses do
not mitigate their potency. The wealth is attributed to 2nd
and the 11th houses irrespective of Ascendant. While the
5th' and the 9th houses signify speculation and fortune
respectively. The permutation and combination between the
lords of these houses insinuate the possible avenues for
acquiring wealth and riches. The dignity and intrinsic
qualities of the planets determine the mode of sourcing the
wealth. The interpose of the lord of the 6th house with the
consortium of the planets representing the wealth giving
Preface
houses, procreates gains through share markets, lotteries
and other speculatory pursuits. The influence of the lord of
the 8th house bestows windfall gains and acquisition of
wealth through inheritance.
An adage of astrology on wealth epitomised in Jaktak
Bharnam says that the planets posited and aspecting the 2nd
house (Dhana Bhava) and the lord of the 2nd house
symbolised as Dhana Karaka, when get influenced by each
other while in transit, it indicates the right time to realise
wealth. If the planets involved in contribution happened to
be the fast moving ones, the conjunction during the transit
is going to be rather frequent. The progressed dasas of these
planets are another angle to fix the point of acquisition of
wealth.
A djudging the relevancy of Dhana yogas in the
commercial astrology, a full chapter is devoted to it. This
chapter blends the components of wealth yielding renderings
both in vedic and western astrology. While Dhana yogas are
drawn from the classical scriptures including from jaimini
Sutrams so to say. In western astrology wealth combinations
involving Fortuna were cited. This is followed by a full set
of classical yogas relating to riches with illustrations of
imminent personalities to prove the point that some strong
combinations delivering successes, do exist in the horoscopes
of these affluent people.
Electional astrology is yet another facet of astrology that
plays effective role in shaping the success in a well begin
venture. As selection of right and opportune time is like
seeking mandate in reaching out to favourable consequences.
Although electional astrology is a subsidiary to horoscopy,
it has distinct place of its own in astrology. In the modern
time, a person yearns for the most propitious moments
because a failure procreates more losses and pains in this
Vedic astrology in money matters
competitive world. The reverses leave telling effects on a
business but starting a venture at an auspicious moment is
like harnessing the cosmic energies to ones advantage. There
is no human activity on earth that does not beseech divine
support. The muhurta (electional astrology) has assumed
tremendous significance, more so in the present day life. The
underlying idea of including a chapter is to expose the
readers to the fundamentals of electional astrology in a
succinct form. Its necessity is felt primarily due to the fact
that even a person armed with the expertise of the trade and
full knowledge of market intelligence may fail which
otherwise is thought to be a profit making deal. On the
contrary, if one takes a plunge at a right muhurta
recommended for a particular work, it ordains great
confidence and also dispels apprehensions of uncertainty
and imparts smooth play in the endeavour.
We all know that value of time is immeasurable. The
celestial forces procreate every object in the nature at a
particular moment, develop it for a certain length of time
and .dissipate it on an appointed time. To comprehend this
phenomenon, it is essential to understand the heavenly
currents that influence the recurrent activities. It is suffice
to know that we are living in an environment of vibratory
energies which regulate the cyclic functions of creating
developing and destroying. The radiations emanating from
the celestial bodies though invisible, it greatly affect the
proceedings relating to life cycle. The Sun which unites
energies, has the predominance over the solar system and
thus is the prime force in governing the life process. The
perpetual assimilations of this planetary energies by our
ancient sages were subtle and accurate which formed the
fundamentals of vedic astrology, especially in muhurata
because the elected time for a specific event is that when all
the propitious vibrations are focussed onto it so that the
Preface
iMirigy produced at that moment counters all the
in.Minpicious forces and guarantees success in the venture.
fhe el ectional astrology though simple in its
application, it serves most useful purpose. The knowledge
nf i flfstial's concepts are exceedingly important to fix the
Irtvowrable time for those who wish to celebrate a function
ot launch a new project etc. Infact, nakshatras are the key
I in lot's in muhurta. The chapter on the subject dealt in the
hook touches upon all the basic principles including
lnnsification of nakshatras in a lucid manner. Towards the
in I. the auspicious time and elements of Panchangs (almanac)
t onducive to commercial activities have been cited with
protracted descriptions for an easy assimilation by the users.
i - C f ^
Terrestrial changes are the reflections of celestial
occurrences. These modulations are more noticeable in the
Hold of mundane matters, political and commercial activities
il the nations. A mundane chart of the nation, political party,
business concern or for a specific event is drawn to delineate
I In* effects of the heavenly bodies perse. The houses of
mundane map are co-terminous with twelve zodiacal signs
and natal houses but signification of mundane houses have
a wide ranee of application as all the worldly matters are.
catered for through these houses. In chapter-5, the portrayals
of houses signs and nakshatras in context with mundane
.iffairs have been described. The fundamentals of these have
deliberately been avoided to contain the volume of the book
to a manageable level and also on the presumption that the
readers are well versed with the basics of astrology. .
Similarly, the signification of planets are also confined to
earthly effects with main emphasis on the commercial
activities such as bullion, stock exchanges, markets and other
business related matters. In this scheme of things, the trans
Saturian planets are also included as in mundane astrology,
Uranus, Neptune and Pluto have assumed greater
i
xii Vedic astrology in money matters
importance. Being distant, slow and weighty planets, their
effects last for a much longer duration. Besides, they are the
integral part of the solar system and also seen playing
dominant role in commercial activities apart from the
terrestrial affairs.
On the same analogy, both vedic and western aspects
are described. No doubt vedic aspects are no less efficacious
but since western aspects are reckoned within one degree; it
produces much subtle and dainty results. Involvement of
trans-Saturian planets and western aspects are inescapable
rather is an obligatory requirement in deciphering the potent
effects.
Long terms market fluctuations are traced through
heavy outer planets while minor planets cause short term
market trends. Mercurv and Venus destabilise the markets
J >,/V/
more often but for a short span. These prodigious effects
make the speculators and investors guessing.
Navavmsa is most valuable harmonic division of vedic
astrology. Navatnasa plays exceptionally important role in
outlining the results. The dignity and strength of a planet
get altered due to its corresponding position in the navamsa
chart. Just as the status of a planet in navamsa supports the
prediction in a natal astrology, so also in commercial
astrology, it brings forth startling effects. The market trends
from the navamsa' s positions of each planet have been
described with specific reference to stock share, bullion and
other markets of the leading items.
In mundane astrology, eclipses have, substantial
contributions in pronogisticating the events of grave nature.
The Sun and the Moon are also the determinants in causing
the eclipses. These luminaries also regulate the market's
functions which are greatly influenced by these eclipses. The
effects of eclipses, at times, are surfaced after many months
Preface xiii
find persists for years and that is why it is more significant
I com the point of view of the market trends. The occurrences
ul eclipses coupled with configuration of major planets,
impel far reaching consequences. There was a total lunar
ci'lipse on the lst/ 2nd night of September 1997 and was
visible in Asia including all parts of India. During the whole
year 1997, major planets like Jupiter, Uranus and Neptune
remained in Capricorn sign. At this juncture, severe drops
were registered in the indices of the major stock exchanges
ul Ihe leading nations of South-East Asia, including Japan,
I long Kong, Singapore etc. India was no exception. The
currencies of all these countries plummeted as compared to
American dollar. Therefore, groupings or movements of
outer planets and corresponding eclipses are to be closely
watched as these are generally found to coincide with the
Important events in the countries associated with such signs.
The monthly market trends are based on the solar
Ingress as the Sun regulates the solar month. Besides, the
Sun's entry into the first degree of Aries sign every year is
very significant because it holds clue to what all is going to
eventuate or turn out to be during the impending year and
in what propensity? The position of planets at the time of
solar ingress, impart critical role in predicting the year long
activities. In chapter-11, the effects of various rising signs at
Ihe time of solar ingress over the markets of several
commodities have been succinctly described. This was
followed by explaining the results of Sun's entry in different
zodiacal signs by observing the relationship between solar
ingreses and market trends of many commodities. This
chapter is concluded with some snippets of widely acclaimed
ancient expositions on the subjects for the benefit of the
readers.
The application of Sarvatobhadra chakra in delineating
the price fluctuations has been found quite effective. In this
Vedic astrology in money matters
('.litikra, the nakshatras hold the fixed yet key position while
the transits of planets through these nakshatras presage the
behaviour of various markets and chart out the pricing trends
of the commodities denoted by the planets and nakshatras
causing vedhas, signs, nakshatras and planets suffering vedhas.
It is important to note that the planets and signs involved in
vedhas should otherwise be engaged in aspects during the
transit. In the absence of which a vedha ends up in frivolity.
On the face of it, the chakra looks plain and simple but
in practice, it is not so as delineation through it depends upon
many complicated factors, such as speed and motion of the
planets which springs sudden shifts in vedha from one
direction to another direction that may either fritter away
the effects all together or get reversed. This is however,
compact yet versatile system which unfolds complete market
behaviour. Besides, it also provides significant clues to other
mundane affairs. A great deal of efforts have gone into it in
gathering, collating and experimenting multitudinal details
to bring forth a well crafted chapter on Sarvatobhadra Chakra
which hopefully the reader will find quite informative and
useful.
In 1997, the gold and silver markets moved in opposite
directions inasmuch as there were series of slumps in gold
prices while silver showed buoyancy. The movements were
replicated over the chakras as displayed in the last chapter.
The efficacy of chakra is demonstrated in tracing the peaks
and bottoms of BSE Sensex indices during the same year.
Owing to constraint of space and other compulsions, the
versatility of chakra had to be limited but chapter-12 beholds
enough information and clues for the reader to try out and
see for themselves the astounding results through this
system, not only in the field of commercial astrology but also
in other mundane matters.
The heavenly bodies travel at different speeds and
Preface
motions except the Sun the Moon and soli-Iunar nodes. These
movements are controlled and regulated by the Sun who
governs the entire solar system. The planetary course, in the
universe is traced through the projections as observed from
Ihe Earth. Since Earth rotates on its own orbit, the planets
uppear to be receding due to relative motion. This is the state
of apparant retrograde motion of planet. In switching over
from direct to retrograde motion and vice versa, a planet
acquires different speeds spaning from acceleration to
Ntationary. These varigated motions and speeds make
perceptible impact over the worldly affairs. This theory with
Mpecific emphasis on the commercial activities have been
dealt at length in chapter-13. This chapter also carries fullest
description on the concept of heliacal settings and risings of
planets which relate to their disappearance and reappearance
In the vicinity of the Sun whereby planets lose their strength.
( Obviously their impact either bullish or bearish over the
markets get frittered away. Close observance of the
movements and states of planets, provides answers to many
vexatious market situations.
The business astrology is also related to the study of
tlw prospects of a business concern presaged from the
horoscope drawn on the date and time of its incorporation.
This segment of astrology has not been popular, like the other
disciplines, which is primarily due to the fact that accurate
data of the formation of the company is generally not
available. Besides, the time tested principles and expositions
on this aspect are hardly found because this form of astrology
was not pursued in the ancient texts. However, when scope
of mundane astrology was enlarged with the rapid
development of commercial activities with inherent risk, a
lew scholars devoted some time to study astro- effects on
the business houses. The approach is not well directed and
progress is rather tardy. Hence awareness on the subject has
not gained much momentum due to the lack of scriptural
support.
xvi Vedic astrology in money matters
However, the general approach is that when a company
is incorporated and assumes a separate entity, a heavenly
figure of that epoch is drawn which is termed as company's
chart like a natal horoscope. If a company commences a new
venture or undertakes expansion, the chart of that moment
is erected to assess the prospects of stich ventures. In the
absence of the basic details, 12-00 noon time, when the Sun
is at zenith is taken as time of formation of the company.
The chart also helps to predict the results from the Moon
sign and in vedic astrology it is reckoned as equal to the
Ascendant. The corporation's chart depicts the on going
operations but subtle results are hard to delineate with
accuracy. In chapter-14, the significations of houses relating
to various corporate activities have been described on a much
larger format to cover all the perceptible manifestations in
the business'. The effects of lunation occurring on different
houses of the horoscope have also been corroborated to
adjudge the monthly business trends.
As mentioned above, the 1997 was an eventful year and
one of the astrological reasons was the association of three
major planets who remained in Capricorn sign through out
the year. Incidentally, India fall in the ambit of this sign.
There was Jupiter, Neptune conjunction on the 9th January1
97 which was followed by J upiter-Uranus conjunction
occurring on the 16th February 97. While Jupiter is planet of
expansion and growth, Uranus springs suddenness and
brings abrupt changes and wild fluctuations in the market
prices due to its evil nature. Neptune is a planet of chaos
and dissolution. The association and then forming a
conjunction, had set the tone and tenor of the markets. Total
instability and uncertainty prevailed. The graph of stock
market i.e., BSE Sensex index first climbed in January197
followed by a decline and then again rose to touch 4568 point
on the 6th August 97 heights just fell little short of the
Preface xvii
September' 94 mark at 4646. Thereafter, a slump was
witnessed and Sensex index plunged to 3320 point on the
11th December 97. Similarly, gold prices by and large
remained subdued and at one stage of the year, it ruled 12
year low which was a phenomenon and kept the speculators
and investors at tenter-hook all through. On the other side,
the silver markets showed buoyancy and it crossed Rs 8000-
per kg in that year. However, it also touched dicey low values
creating flutters for the traders and consumers a like.
The unusual behaviour of the above three markets
including gold have illustratively been dealt with in the last
chapter. The planetary conjunctions and aspects formed
during the said period have fully supported the market
trends. The same effects are also checked through
Sarvatobhadra Chakra and it was proved that the market
fluctuations in respective of bullion and stock share were in
consonance with the cosmic laws and astrological precepts.
In fine, it is true to say that in astrology, each business
and activity of a trade house can be graphed as every trade
do have time of birth i.e., when it was initiated. It is equally
possible to ascertain whether a venture will succeed or
otherwise by knowing when it has commenced. If the
beginning is made on a propitious time and the promoter
holds promise in his horoscope, the chances of success are
exceedingly high.
This book is not meant to be a treatise or an
encylopaedia. It is just a guide and if the esteemed readers
f ind nt places a cursory treatment, absence of details or any
omissions/ errors, the author may be excused. I acknowledge
my indebtedness to all the authors whose works I referred
to as a source of information while writing this book.
I am aware of my formal thanks to my learned friend
and guide who, much against my wish, desired to remain
\ 1411 Vedic astrology in money matters
anonymous, for generously giving me a formal help from
11me to time, including going through the proofs and giving
me tin1benefit of his reactions and recommendations. But
lor him, this book may not have been true to its contents. I
highly appreciate his magnanimous gesture.
I also owe thanks to Mr. G.K. Goel and Mr. S.P. Khullar,
G.M. (Telephones) who have been helpful and supportive
in many ways. I am greatly obliged for their efforts in going
through the proofs and giving valued suggestions, despite
their busy engagements.
I also place on record the co-operation extended to me
by my beloved wife Urmila, who also gave whole hearted
support and encouragement inspite of the fact, it caused
much inconvenience to her daily household chores. I also
offer my gratitude to my revered sister who blessed me so
warmly for my success in this pursuit.
I am highly appreciative of the efforts made by Mr.
N arinder Sagar, and his son Saurabh Sagar of Sagar
Publications, in collecting host of materials and data which
immensly helped shaping the book in the present form.
Besides, their continous encouragements and relentless
support made it possible to present the book before the
readers in time. Their genuine passion in promoting vedic
astrology in India and abroad is incredible.
The author hopes that the style and content of this work
will be easy, enjoyable and stimulating which may encourage
the readers to elect to practice the postulations and rules of
the commercial astrology enunciated in this book to the best
of their advantage. 1sincerely wish them all success.
Makar Sankranti
14th January '98
P.K. Vasudev
35-B, Pocket 'A'
Sukhdev Vihar
New Delhi - 110 025
PREFACE TO THE SECON D EDI TI ON
I .tin I '<>ppy to present herewith the second edition of my book.
I In' mnlity that new edition has been called for, bears testi
mony to the fact that the readers have evinced keen interest in
llii* subject matter of this unique publication. The format of
llu hook though exotic in character, has a great deal of utility
In kindling the contemporary aspect of astrology.
I (tiring this period, I received candid vie.ws and also some
I'lolound reactions from my esteemed readers. One set of
Iimilet's who perhaps had insufficient exposure to astrology
I Mil wore deeply involved in the commercial activities, urged
to I now explicit manifestations of astrological terms, in par-
11ulm\ Yet, other who though were well versed in astrology,
| iv,i vised less intimate knowledge of commercial field, needed
i, Hi ic.ite explanations of the business terms referred to in the
I 'I llv.
Ii i meet the fervent desire of dear readers, GLOSSARY of both
iinlmlngical and commercial terms has,been:annexed to this
edition in a fond hope that it would come handyand. .make
lending a pleasurable experience. It may also provide great
v.iltie lo those who are in search of true astro-economic knowl
edge,
Mill .it Sankranti
I llli January 2003
P.K. VASUDEV
New Delhi
CONTENTS
Chapter Page
Preface v
Preface to the Second Edition xix
Foreward xxi
Summary of Tables and Charts xxiii
Chapter-1 The Investors 1
Chapter- 2 Celestial Phenomena 20
Chapter- 3 Combinations for Riches 31
Chapter- 4 Propitous Moments 65
Chapter- 5 Portrayal of Houses, Signs and
Constellations in Mundane Affairs 108
Chapter- 6 Significance of Planets in Business 154
Chapter- 7 Importance of Aspects in
Terrestrial Matters 184
Chapter- 8 Market's Directions by Navamsa Signs 214
Chapter- 9 Typical Factors of Short and Long Trends 229
Chapter- 10 Eclipses : Major Determinants of Market's
Tendencies 242
Chapter- 11 Role of Solar Ingress in Commercial
Activities 263
Chapter- 12 Relevance of Sarvatobhadra Chakra 285
Chapter-13 Impact of Planet's retrogressions and
Heliacal Settings/ Risings 326
Chapter-14 Judging Company's Status Through
Celestial Houses 389
Chapter-15 The Precepts and a few Notable Events 441
Glossary (for Astrological terms) 471
Glossary (for Commercial terms) 484
Bibliography 489
Index 491
FOREWORD
"Vedic A strology in Money Matters" by Mr. P.K.
VflNtidev is a welcome addition in astrological literature in
I in 1iii nay the whole world.
"Dharma", "Artha", "Kama" and "Moksha" are four pillars
II ti l he continued existence and sustenance of the society at
ilI levels. Gandhiji said that the measurement of good
( iovernment depends on how its subjects grow "Morally",
"Socially" and "Economically". Tulsidas says in Ram-Charitra
Mimas, "Poverty is the greatest curse of life on this earth".
Hi , the survival and sustenance of all types of life and
in llvilies on this earth solely depend on economic prosperity,
which in turn depends on making investments, earnings and
PHpi*nditures at right moments and in correct directions. As
mutter of fact, every human being, a company or a nation
littN to decide their mode of investment and industry at an
opportune moment for a sound business proposition.
Out of twelve houses in a nativity, six houses have direct
b<Mi ing on money matters. The fifth and the eleventh houses
lieve a direct influence on the earning capability of a native:
I lif fifth having bearing on the past Karmas of the native, the
ninth representing right conduct in their life, including the
tnmpound fate at a given moment in life time and the
eleventh house being the house of earning, fulfilment of all
wordly desires and the capabi l i ty to overcome all
Impediments created by lack of resources, opponents and
illficases. Second house represents accumulated wealth and
NOUrcc of economic sustenance and the fourth house-
iti cumulation of immovable property and place, means and
im)do of operation of business or individual venture. In this
context the twelfth house has an overall influence, being the
Iiounc of expenditure and investment, including the ultimate
livcdom from the miseries of world.
Vedic astrology in money matters
Prasara Hora Shastra has therefore, laid down excellent
conditions for enjoyment of life if lord of the 12th house
meets the auspicious conditions namely: it should be friendly
to the Ascendant lord, occupying the 5th, the 9th or the 11th
house, in its own, Mool Trikona and in exaltation signs, with
auspicious planets or in Vargas of signs occupying the 5th,
the 9 th or the 11th sign in Rashi (birth) chart.
On the other hand, all energies are imparted by 27
Nakshatras. Thus the interaction of Nakshatras, houses, signs
and planets gives an idea about the direction in which an
individual should make his or her investment which have
an auspicious influence in the horoscope and can give
economic prosperity to a native.
The present book would be of immense value and help
in this direction. It would help the natives to choose proper
timing and direction for their economic activities. It gives
different yogas and methods to judge ones own nativity from
financial stand point, as well as indications for the prosperity
of a company. The technique of the use of "Sarvatobhadra
Chakra" on financial matters has been explained in an
elaborate manner and would universely help to judge right
time in selecting companies for investment or for trading
and other economic activities.
: earnestly hope that this book may prove an excellent
guide to plan economic activities both by individuals and
the corporate sector as a whole.
14th January 1998
Gopal K. Goel
L-409, Sarita Vihar,
New Delhi - 110 044
Summary of Tables
'able No. Page:
'nble 1. Pakshas and Tithies. 69
'nble 2. Hora.
72
'nble 3. List of Nakshatras. 73
nble 4. Tarabalas. 77
'nble 5. Examples of Tarabalas. 77
'nble 6. Yogas. 81
able 7. Inauspicious Yogas.
82
'nble 8. Inauspicious portions of malefic Yogas. 82
'nble 9. Karanas within Tithies. 84
nble 10. Qualities of Karanas. 86
'nble 11. Nakshiitras for Weekdays. 105
nble 12. Nakshatras and corresponding
places in Kurma Chakra. 117
nble 13. Places allotted to nine Asteral triads
by Varaha Mihira. 118
nble 14. Ruling signs of countries and notable towns. 112
nble 15. Classification of sign in terms of decanates. 126
able 16. Commodities and their ruling signs. 129
'able 17. Rise and fall in commoditie's prices
by planetary transits. 131
'able 18.
Nakshatras and their lordships 145
'able 19. Nakshatras (Constellations) 146
'able 20.
Groupification of the gunas. of nakshatras. 147
'nble 21.
Solar and Lunar groups of nakshatras. 147
able 22. Commodities and other matters
signified by nakshatras. 148
nble 23. Names and symbols of planets with .
vedic connotations. 154
able 24. Orbs of planetary conjunctions. 189
able 25.
Tabulation of conjunction. : 19,1
able 26. Aspects of swift planets. 201
able 27. Aspects of slow planets. 205
nble 28. Parallel aspects and markets. 213
Table 2<>, Market trends by navmasas. 215
I'able 30, 1lanets and signs signifying the
commodities, products etc. 232
Table 31. Solar eclipses from 1996 to 2000. 258
Table 32. Lunar eclipses from 1996 to 2000. 259
Table 33. Eclipses and nakshatras. 260
Table 34. Vedic names of tithies. 284
Table 35. Transiting period of planets in
signs and nakshatras. 290
Table 36. Relative speeds of the planets. 291
Table 37. Average periods of retrogression and
direct motion of planets. 293
Table 38. Consonants, vowels and tithies. 297
Table 39. Tabulation of Vedhas. 302
Table 40. Effects of Vedhas. 312
Table 41. Retrograde and stationary periods of planets. 328
Table 42. Longitudinal distance of planets from
the Sun relating to heliacal setting/ rising. 330
Table 43. Average period of retrogression, setting
and rising of planets. 331
Table 44. Heliacal setting/ rising from 1991 to 1997. 382
Table 45. Retrogression of planets from 1991 to 1997. 385
Table 46. Nakshatras of Gold and Silver. 454
Table.47. Transit of planets in zodiacal signs
in the year 1997. 465
Chart 1.
Horoscopic Charts:
Harshad Mehta. 26
Chart 2. Bill Gate. 46
Chart 3. Anil Ambani. 50
Chart 4. Chandra Swami. 50
Chart 5. K.K. Birla. 52
Chart 6. Mukesh Ambani. 54
Chart 7. Amitabh Bachchan. 55
Chart 8. Uttam Kumar. 58
CHAPTER -1
THE I NVESTORS
Astrology is an integrated science and also a kind of
"Dharma Shastra" . This divine science has four mojor
branches viz., Natal, Horary, Electional and Mundane
Astrology. This ancient testimonial of vedic origin in which
the mankind all over the world has reposed an implicit faith,
has been handed down to us by our sages. Our vedas hold
(Constellations), Ritus (Seasons), Grahanas (Eclipses), Tithies
(Lunar days), Paksha (Fortnight), Masa (Lunar months),
Samvatsara (Year) etc., which are astronomical happenings.
The fact that astronomy and astrology are being the limbs of
vedas, is quite evident from our scriptures.'
The astronomy is sequel to astrology. The astrologers,
to begin with, had shown interest in astronomy to compute
the positions of the stars in the celestial hemisphere. This
pursuit was mainly to know what was stored for the nation,
kingdom or rulers rather than for the individuals. The
astrologers in those days, concentrated on the horoscopes of
the kings in order to know whether good fortune was
promised to the kingdom or not as the destiny of kingdom
and its subjects were connected with the fate of the King.
Therefore, at first, the horoscopes of the members of the royal
families were read because the rulers were looked up by their
subjects for the preservation of the growth of the nation. But
Grahas (Planets), Nakshatras
Vedic astrology in money matters
liuliiy u.slrology is open to all including the rulers.
Apart from the four branches of astrology listed out
earlier,'Natural Astrology' which originally was the part of
Mundane astrology has, of late gained great importance and
assumed its own utility.The astrologers are taking keen
interest in the study of this facet of astrology. Natural or
Physical astrology depicts the influence of the luminaries
and the planets upon tides and other terrestrial phenomena
i.e., the atmosphere, climates, seasons, weather, earthquakes
and volcanic eruptions etc. Mundane astrology takes into
consideration the disposition of heavenly bodies and relates
them to the prosperity and adversity of nations and
communities. Therefore, it deals with all such matters which
have relation with the governments, rulers, places, wars,
revolution^, famines and everything that has reference to
the people in general.
Horary astrology has reference to horoscopes erected
at the time when a person has an earnest and intense desire
to know the result or effect of any undertaking or impending
event. An astrologer having competence in this field, would
provide information sought for by the querent provided that
person has complete faith in this science and genuine urge
of knowing the answer to the query.
/ Mi !' ' *' i 1 7i
On the other hand, Natal astrology is that department
of cosmic science which considers the individual and all
: J
things that pertain to a native . It may, however, be clearly
understood that the horoscopes indicate tendencies only and
depict what is likely to happen. It has an inestimable value
is assisting the individual to know and be forewarned to
avert evils or to take advantage of the opportunity provided
by 'Fate' per se.
A lthough all branches of astrology are equally
fascinatin'g and instructive, the Natural and Mundane
The Investors 3
iihlrology .ire contrived to impart study of national and
Inli'iiuitional affairs, especially concerning industry, weather
MHulllions, eclipses and all matters relating to peace and
llfll'inony of the world. The nations which have sound
14 onomic base and sustainable peace, the living standards
nl llu'ir people become quite high. On the contrary, a nation
coding under the disturbed conditions with poor economy
i hardly provide healthy environments to its people. In
I In' former case, the nation would be under the influence of
Iwnofic planetary disposition and while in the latter, malefic
pliinots would be causing adverse effects.
Trading and other economical affairs can not escape the
Influence of celestial bodies. Although this forms part of
mundane astrology, the increased activi ties in stock
exchanges and speculalory dealings, have promted many
UNtrologers to work in this field rather more seriously. The
iiHlrology of the commodities remained one of the segments
of the divine science and many references are available in
Ihe ancient scriptures related to astrology. However, with
I ho latest developments in handling forward tradings and
nffairs of stock markets astrologically, the interest of the
mundane astrology has been profoundly focussed on
Commercial Astrology which deals with the commodities
markets and other commercial and speculatory activities
guided by the principles of the Vedic Astrology. India has
mothered astrology, yet the commercial astrology has a lot
of scope for research and sustained study, especially in the
urea of Stock Exchanges and Stock Markets which started
operating in India qui telate as compared to thg other
developed countries of the world. Besides, many facets of
commercial activities have ajso undergone dramatic changes.
Trading, by and large, has come in the hands of professionals
who employ many scientific tools in managing the affairs,
i
The scriptures (Shastrns) of our sages and also Works
4 Veclic astrology in money matters
carried out by our eminent astrologers are limited to old and
traditional items while there is world of change in their
t'AVjLb ;
manifestations. Although the present breed of astrologers
through their serious works and experience have tried to fit
in the new inventory of items in the ariibit of signs and
planets, yet much more work is still required to be done
before one could reach on a firm ground and say something
with an element of certainty.
In this book an attempt has been made to sift out certain
important axioms and basic 'Sutras' to show how planetary
i nfluences over the commodities make a particular
commodity to become scarce or su^pfus. TThis is the major
factor to guide the pricing pattern of any commodity.
Drought, flood, good rains etc., which have direct impact
over the production of the commodities, have explicitly been
dealt by the learned of astrology. The role of solar and lunar
eclipses is predominant in the mundane astrology so is in
the commercial astrology.
Commercial astrology, therefore, is the most useful
branch of astrology. This is also based on the classical
principles of natal astrology. The indepth knowledge of natal
astrology is necessary to understand and practice commercial
astrology. As stated earlier, it dwells on the commodity
markets which are the very basis through which Stock
Markets are studied. Vedic Astrology through its centuries
of sustained studies of the celestial bodies and their effects
on the terrestrial life, formulated certain combinations to
understand the fluctuations, both in terms of quantum and
prices.
The planets signify all the mundane matters. A
commodity, at times, is ruled by two or more planets. In
addition, the same commodity is influenced by multiple
factors like Signs, nakshatras and their lords, which again are
The Investors 5
tin* planets. In order to derive subtle results, all these
I til I nonces have to be taken into account without ignoring
iiny one of them.
The supply and demand is the basic economic
phenomenon which brings abo^t ups and downs in the
prices of arjy commodity. Abundance of a particular item
i miNes slu^rjp while shortage gives rise to prices. The political
Mcenario both domestic and international, have direct
Iwarings on the prices. Even at times, in the era of plenty,
I In* prices still sour high due to artificial scarcity created by
I lie speculators or monopolistic conditions. But in effect, such
conditions are created by the planetary configurations or
Influences put forth by a set of planets capable of creating
arcity even though the items are available in abundance.
Broadly speaking, influence of J upi ter shows
environment of plenty and prosperity and thereby it
depresses prices. On the other hand, Saturn's influence
causes shortage, famine like conditions and in turn
appreciates the prices of all the commodities under its spell.
Likewise, the other malefic planets viz., Mars, the Sun, the
waning Moon, afflicted Mercury, Rahu, Uranus, Neptune do
bring rise in the prices during their transit over the signs, of
the items signified by them. The fluctuations often render-7
contrary effects in the stock markets. For example, a shortage
of a particular item brings rise to the prices but the shares of
I he same item falls. When Rahu was in Libra in the year 1976
and 1977, the prices of clothes went up due to strike in the
textile mills. Venus being the lord of Libra denotes cloth. As
a result of these developments, the shares of the company
dealing with the textile materials got depressed. Similarly,
Jupiter signifies gold and petrol and rules over Sagittarius
and the transit of Rahu and Saturn over this sign in the year
1991 brought sudden spurt in., the gold prices. The
Government also went into stlep hike in the prices of petrol
6
Vedic astrology in money matters
and petroleum products.
As the civilisation progressed, the mankind constantly
raised their standard of living. To make living more and more
comfortable, inventions were made constantly.In ordey to
regulate the activities of human being in a cohesive manner,
the concept of trading through circulation of money was
innovated. The inventors kept on evolving simple yet
effective methods in their pursuits to gain maximum with
least possible investments. This gave birth to trading norms
which governs every business and trading centres even
today. /
All the Trading centres and Business Chambers of
Commerce have formulated their own set of rules to regulate
their activities. Their norms have similarities as well as
differences depending upon prevailing local traditions,
characteristic of a particular commodity and different laws
promulgated by the state authorities. Based on the regulatory
provisions of each Chamber of Commerce or Trading Centre,
the transitions of buying and selling take effect through
different modes which in common business parlance are
called trading, speculation, forward trading etc.
Trading : an intrinsic nature :
I t is an intrinsic nature of the mankind to make
maximum profits with bare minimum investments and also
with least botherations. Most of the persons with such
tendencies, undertake different pursuits to achieve their
objectives. However, keeping this aim of making quick bucks
at the back of their minds, the trade commonly ventured by
them'is forward trading or speculation. After entering into
this type Of business, one generally gets inhibition of failure
or state of helplessness after earlier setbacks. He often
becomes directionless and his concentration gets distorted.
Fear psychosis hounds him and he starts giving away his
I he Investors 7
|)iiii lii| 'H, I Kvspite his shattered confidence, the compulsions
(il ill1game gravitates hirii through the venture. The initial
II| *i mI downs with sustenance and drudgery provide him
him Hi}t,h ground to adjust his temperament. Once he musters
Ii" tyi'll lo light with full zeal and courage, he ingrains
pellet lion find that is the touchstone for him.
I lie present economic upsurge, all around advancement
Hlttl people enormously adopting fast life style, have made
pet illation as part of a routine business for speedy
HHllllplit'iilion of the fortune. Governance of speculatory
IuiMiichh is carried out under a proper game plan. It has two
Innli dimensions i.e. i) Principles or rules of the game ii)
*H linn plan with emphasis over the timing of events/
He* Imlons, To attain success in any business one has to be
fully tinned with these basics. Not merely acquaintance of
Ulnae rules but also impecable perfection is required;
Hllte wise, one works on a slippery ground. Losses or gains
Hi uperiilation is squarely attributed to one's own acumen
(til nIh ii'P wittedness as it is one man show. Before one
tikes plunge, a host of information which instills much
in'tlnd confidence, is required. Without holding adequate
IfcpiMlencc and assuredness, a speculator always functions
Kinder lurking fear of failure. A few setbacks might totally
('liange Ihe facet of his life. However, one with astute
Capabilities should be able to define one's objectives and
Unit In rather explicitly.
II should be borne in mind that when you enter in the
liHHlness you are competing with the most experienced and
well established players who are equiped with all kinds of
I 11' Isn of the trade and enjoy support.of highly placed public
llguies and big-wigs of the government. They are like sharks
In Ihe ocean who are always out to swallow .smaller fishes.
Ilenldes, I hey acquire the services of such persons who have
where-whith'al to provide accurate information and
Vedic astrology in money matters
projections on agricultural produce, industrial productions,
governments financial policies etc., which helps making
accurate decisions. Such big giants hold the capacity and the
capability to tilt the balance of markets/ stock exchanges and
also have the potential in driving out even big business
houses into insolvency by inflicting heavy losses through
their unscrupulous acts.
Entering into this infamous world of plunderers with
insufficient experience and limited finances and venture to
compete with the hawks who are out to take a pound of flesh
every time you tend to cross their ways, you are required to
muster enough courage, hold your confidence and play your
cards with great care and precision. You should never get
U rVV'.-.t. 40u M --*
deterred or apprehensive of these old stalwarts rather you
should try to break their strong holds by infiltrating into it
and try to create your own niche by playing one against
another. Whenever any dramatic changes occur in nature,
policies, economic structure etc., these speculator^ ^ej
combined to take maximum advantage^ of such upheavals
or calamity and this is where you can draw benefit by playing
your cards cleverly.
The government generally tailor their fiscal policies to
frustrate the moves of the speculators. The major players try
to hoard the goods to execute false scarcity and set in upward
spiral effect in the prices to corner a neat sum. The
government on the other hand, impose all sorts of restrictions
to arrest the inflationary trends. In this tug of war, if you
maintain a low profile, you can take advantage of the
situation at an appropriate juncture and make money even
in the presence of big players. The wait and watch strategy
is like shoot and scoot which helps establishing in this field
of plunderers gradually. Conversely, a head on attempt, like
big and established players right in the beginning to make
big money in a short span of time, may result in a total loss
The Investors 9
hI iHMOurces with which a low profiled starter commences
Hit}venture.
OJj i mA V
An avidity for making great profits may tend to lose
M-umnall gains. Without applying checks and balances and
Iu>11Tt or cool in this trade and do any business beyond the
Illi'iins yields unbearable reverses due to incapacity to hold
11u* commitments upto the opportune time and forced to
111111i11nte the stocks when prices are not favourable.
Therefore, the speculatory trade if handled
|t| olt'Hsionally and resources are utilized diligently, there is
oilier business which enables you to earn sumptuous
money so easily. Just play intelligently in between bullish
hi I bearish swings but never get swayed for an illusory
11mills and do not overstep the resources through an
Imprudent way because end of reckless movements is always
IuiiI mid depressing.
Meddling with trade everyday and increasing activities
ImMi'ssly, by merely seeing markets going a bit bullish, is
lipvor reckoned a clever move. Weekly averages and
favourable swings should roughly form the basis to corner
ii portion of intended profits. This is always considered
Millident for a sustainable business.
Therefore, the first and foremost principle of forward
lending is to do business freely but diligently and within
own strength and means. Even with inflationary market
liriuls and fully confident to run the market favourably, one
In mi Id not venture to do business beyond one's capacity.
HfrtNon being that hefty earnings through risky efforts makes
mu' lo lose mental control and balance of mind leading to
oviMMlrpping the rules of the game and the end results may
hr disastrous. Besides, every visit to stock exchange should
not hr on the presumption that striking a deal is a must. It is
only alter thorough study of the market and on the day a
10 Vedic astrology in money matters
favourable swing is found, the deal should be concluded.
Ups and downs in the prices are not a daily
phenomenon. A particular trend remains for weeks and ^t
J i p ^, for months together and then only'ifte^Hmits'of' the
^swingfgets filmed up. Small gains here and there should not
be taken a level of overall income because it is quite possible
that a few weeks of favourable trend may not come again
for months together. Assessment of gains, is therefore, be
on the basis of overall income for a particular period rather
than on short terms of gains.
Principles guiding markets :
Before we really set on to describe principles guiding
bullish and bearish trends for trading, one thing should be
clearly understood that there are mainly two systems of
generating profits. Firstly, to produce such items or facilities
through which the needs and wants of public, at large, are
met or helps those persons who are behind producing such
items. Secondly, to solicit gains by exploiting desperate needs
of the others. This strategy also forms part of forwardtrading
because copious gains are made on other's compulsions and
privation. By generating demands through this practice force
the persons to pay any price for their urgent requirements.
On the contrary, a spurt in the production depresses the
demand and market becomes sluggish and no one is
prepared to pay even the right price. An astute businessman
is always at the look out for such desperate situations to make
neat profits through manipulations. Efforts are always made
by the government to control the surplus production to check
the price line in order to repose confidence in the public, On
the other hand, traders attempt to create shortages to fetch
the desired price. A few decades back, standing crop of
cotton ctc., used to be burnt down to generate the demand.
Tho speculatory trading remains the best business
I'he Investors 11
mi if line neither the goods are physically handled nor
i| ii<illl\ I, tors pl.iy havoc which raises disputes and causes
nl problems. Speculators once master the techniques
Mi til'llili/ tling bullish and bearish trends, develop canny
{HhiIIlull iind gut feelings thereby reducing the chances of
HHilMi. I! owever, for this, the business has to be taken in
ill *M'i I nil sues, and even a small and insignificant matter or
tjlHtl should not be handled in a casual manner.
b k - (?
Mm icy is the major input and vital limb of any business
i | I in I he case of professional or consultancy services.
I| H tn llu* sneculatory business, the real enjoyment comes
llH"*'| h diligent application of financial resources. It is
'\ *"i fe to employ part of the available capital in
||ti i ii I.il ion and never attempt to stake the entire funds, no
f lf\ 'I
| #*. . ii ow much favourable and fervent trend is
...........' / ely known. Even many shrewd businessmen have
(/ [- . tfou boj^Ps
ptiMi doomed by overplaying their resources.
A deal should be struck after a careful analysis of the
feltd tind clearly understanding the climate of the market.
MWi-yer. deal is made it should^be followed up in
util iMi nest. Watchfulness is the hallmark of speculation,
p i iif who are lazy and lethargic in their approach, generally
liibr In the bargain. Remaining alert, not to change mind on
(rounds, and rerjram to act over rumours, generally
mn| fill'd by the vested interest, are the absolute conditions.
ImII some do get influenced by the friends and trade
f| illi*iUues but their advises could as well be deceptive or
Mi'll i entered. No doubt, a mentor in any field is useful and
Mippiotive, but the choice of friends should be absolutely
ii>i ui'.ite and without any element of error, otherwise it will
prove very costly and at times, fatal. By correct choice, we
nii'iiti loyal, sincere and above all having adequate
knowledge on the subject. Do not choose an advisor on his
Iiir value and do not follow any advice blindly. I t should
I . Vedic astrology in money matters
bo checked and cross checked before acted upon.
Use of Print Media :
Number of leading dailies are also releasing newspaper
exclusively dealing with the financial activities of the world
in general and of the country in particular. These are
popularly known as "Pink Papers". Some of the leading
dailies are Economic Times (of Times of India), Financial
Express (of Indian Express), Business Line (of The Hindu),
Business Standards (of The Telegraph). Every aspirant
actively involved in stocks, speculation or any other similar
trading pursuits, do subscribe to one or two such financial
dailies to keep abreast with the trade and business
developments and gather much needed information, to
support a particular venture. Daily critical study and analysis
of these publications keeps the erratic impulses under check.
An indepth examination everyday stimulates an
independent assessment of a greater credibility. These inputs
provide an edge over others which should not be shared or
revealed even under any state of provocation.
/ <A lAjJbO/bi
In the event of firm economy, the inflationary trends
remain under control. In India, agricultural production
predominantly depends upon the level of rains each year.
j ^ ..-/ . at-o-- J
b0' , , Bulk of the agriculture spread is in non-irrigated areas.and
even the irrigated areas suffer on account of scanty, rains
particularly, in the hilly regions as rivers carry less water
and also dry up soon. Therefore, if timely rains are not there
or monsoon fails, the prices of agricultural produce shoot
up. On the other hand, in the event of good crops, the prices
of the commodities get depressed. In addition, the effect of
the shortage of other inputs such as fertilizer etc., is also
tremendous. To arrest the inflationary trend, if government
resort to timely imports of scarce items, the prices would be
controlled.
The Investors 13
CiC\
\ tl lliiHC factors must be rheticulouslv examined and
in inliul while taking a plunge in the tricky business.
Mill i nr failure depends upon proper and accurate
i dcoju-
(Mini iiinl Ions as against casual and perfunctory assessments.
i 'MI'i ise should not be confined to a particular item or
euhji'i I lnil an overall view of each and every tricky situation
in tal ill, In this type of business, government's policy and
Bull I It al i I i mate should not be ignored. Ignorance of statuary
HHiipubiions puts a trader into deep trouble.
Nh IIUIi and Hearish Trends :
In general, there are three possible market trends.
Tin' first possibility is of market remaining bullish, the
nml, lo be bearish and the third one is the slippery trend
if) which the market keeps on fluctuating upwards and
ttownwards but within certain parameters. It is in the third
III lial Ion where it becomes rather difficult to make decisions
fid earn profits. Normally a trader gets atuned to the market
Mill lions but in the event of erratic trend, the investors do
Ii Into losses due to i nabi l i ty to make short term
IjliNtments. In this paradoxical situation, a person having
nirp wits and deep concentration over the whole affairs
jfcll even take advantage of such ticklish situations.
I,aw of averaging plays an important role in dealing
With uncertainty but the parameters of bullish and bearish
(Ha to be marked rather very carefully. With this exercisg^ ,
llm swing of the market trends could be ascertained
fit i iirately. When the prices touch the lower segment, that is
tin appropriate time to generate profits. Once this strategy
ttHfi established, it then becomes necessary to look into the
wl/ i' of the profits to be achieved initially. Thereafter, it
hliould be increased step by step but within the set
parameters because when correction takes place, it only
if I eels the last deal and at the same time it provides a good
i
14 Vedic astrology in money matters
r
n ~\jsi
breather lo wrap up the accrued profits. Market for any
commodity moves in a set pattern and it determines its own
extremities like pencfulum of a clock. Bv establishing the
A '.
fringe limits of the swing, it becomes easy to delineate the
trend at any point of time.
Perception of global markets :
As detailed earlier, "Pink Papers" which predominantly
cover financial news of the country and also the world, have
become very popular amoiigst the senior executives of big
companies and modern upcoming business community. The
present fast moving economy, globalisation of practically
every trade and rapid development of electronic media,
. I SisXsC 0 i i ( LI- ft"' v
enjoin upon every prudentpl'a^er in the market to know the
commercial and economic activities of every country. It is a
great folly to act on the trend of a particular product indicated
by the local market spread on production and consumption.
It is absolutely necessary to minutely analyse the transactions
of major markets of the country in context with the
international markets before making any deal.
, , , With hi-tech communication system making great
(1 strides, no country would rule an independent economy and
India is no exception. Lot depends upon the mood and trend
set by the markets controlled by super economic powers like
USA, Japan, Middle East and major European countries.
The standard of newspapers exclusively dealing with
the economic and financial affairs published in India is no
less than any i nternati onal l y acclaimed newspaper.
Analytical stories, critics and reports published on a wide
range of economical and political subjects are exceedingly
useful to impart comprehensive knowledge practically on
any conceivable item. There are number of business
federations and chambers of commerce operating in the
country who help shaping and monitoring fiscal and
The Investors 15
JtlHinnili | ml ivies and participate in the global economic
11>*| >111111s. Practically every business house worth the
Hrtitu l'i the member of these institutions and draw full
flplti'lil hum I heir activities. For a single industrialist or
JMIh liy, il becomes very difficult to give vent to their
IfiiMi'liiH nd for such purpose, the forums of these
pkllliilluns become quite handy.
/I U J M ' X i
in I*ill the whole gamut:
In line, it would suffice to say that an investor should
Dill |iu beyond available resotirces and rather avoid being
fltpleil lor quick gains. Loss and gain a^the part of the
irtmr which is also truly applicable in this scheme of things.
Hflvvcver, il should not perculate to a stage of demoralisation
under its influence, one tends to go reckless and
wrong decisions. A quick retrieval from such setbacks
flb'iolulely necessary to avoid-a total break dowr\ . It is not
| | lil of deals which are important, but a few well planned
ivm p,ivc's better profits writh much less risk. An indepth
jllilv of market trends and swings are the essential precursor
llle whole gamut. It is an ongoing exercise to infuse one's
Oll| *hls with the sensorium of the market which brings
hexl venessf in the entire functioning. These factors are
IVvii ys borne in mind even handling a small deal because
jiy i ompromise the essential inputs lands an investor
Hlu deep trouble. One must develop confodg,nc in one's
JVvn i iil<illations. Self trust could only be inculcated through
BllHliinl assimilation of correct market signals concerning
feinhi .mil behaviour.
J c h>rf 7tyfr
I tmvers.incy of fast economy :
Thorough study of financial and economic newspapers,
iililj'ii/ .ines, periodicals etc., on the subject and similar
mnlei hi Is published by various chambers of commerce and
II ini in la I institutions are quite helpful in determining the
16 Vedic astrology in money matters
mood of the stock markets and develop proven gut feelings.
Updating with the fiscal and financial policies of the major
players of the world help identifying the capital environment
and of leading countries. It has become more relevant in the
present state of liberalisation of the our country's trading
policies where multinational companies are evincing great
interest in shaping the business atmosphere on a positive
note.
Beware of political pronouncements :
The transitionary economic scenario of 1994-97 has set
the tone of Brisk and reckless buying and selling without
serious calculations. These moves are purely speculatory.
Therefore, this is the time when temptations are resisted to
avoid regrets later because stability in the economy is yet to
arrive as government policies are still to be firmed up. Infact,
government remains unstable and dabbling with the
country's future. Most of the schemes being pronounced at
this juncture can not be taken at their face value as the
economic situation still remains unclear.
To illustrate; in the early part of the month of January
1997, the than Prime Minister Mr. H. D. Deve Gowda gave a
statement that the government would announce a major
economic package within a week's time to boost the capital
market and resort to "borrowings" to bridge the mounting
gap in the oil pool account. With this announcement frekfy
buyings were rallied between 14th and 16th January 1997.
Speculators turned ^aggressive buyer thinking that the fear
of petrol price nike which was looming large over for some
time is over. Bull run had lifted the Sensex (BSE) by over 400
points^in ^ short span of two weeks. The foreign investors
have resilmel3 their buying operations. On 15th January 1997,
Sensex zoomed over 154 points (i.e. from 3492.26 to 3646.73)
with all round brisk buying by bull operators. The
njti't liii tilar rise was accentuated by the affirmation of major
in imi tin it* package. However, on 18th January 1997, the
nose (.lived by 190.85 points. On 15th January 1997
wlii'ii prices spiraled above their 52-week highs, pushing
Ni 'iiihv sharply upto 3812.31 in the early part of the day,
W| lni*NMlng the wildest-ever fluctuations of record of 356
Bnlnln on the stock market, but it pulled down in the later
nail Ni| imo/ .ing the index to close at 3455.88. The Sensex
Miilnml ov{er 167.5 points over its overnight close and then
fll| lf| Vil $56 points, settling at 190.85 points below to the
| Ml'VlnUN elay.
Many investors felt sorry for not having a go at it. Their
| 1) for having missed the golden opportunity was
tyHlntindod because those who had entered rather too early
mni ti.rn i osl when market crashed had felt bad for entering
. || Hu* wrong time.
Ii'h ill the game :
I lit1above episode highlights one thing that an investor
Mi "play by the rules" and not to act haphazardly. The
| i i ol I ho game need be reiterated :
Y v<>C)\ cac> *
I) Do not buy in a haste. When everyone around you
is buying in a frenzy, give yourself a break. This is
quite evident from the above episode, that only
those investors who entered the fray have lost
money in the bargain. ( (
II) WI ion market is showing a study bullish trend, buy
whenever the market reacts. That is to buy on the
(Iodines. Whenever there is corrections after a quick
I'Imo, hotter buy at lower levels by allowing the
market to settle at its bottom. I t is a noted fact that
I Mliarp declines are followed by a steep'rise generally
I with Iho same magnitude and then settle high.
06OCUdk'(J\
The Investors 17
18 Vedic astrology in money matters
iii) When there are rumours afloat that market is
expected to rise following certain government
decisions etc., wait for a while before making
purchases. It is noticed that a bullish trend sets in
whenever a good news breaks but buying should
only be resorted to when uptrend sustains. At the
same time when a bad news hits the market or for a
particular company, there would, be panic selling
and buying at that stage yields good returns as after
the panic is over, there would be an upswing.
iv) Buy only those stocks which you have been
monitoring and whose trend has been established
for some time. Do npt go in for blind scrips which
are unknown. Never speculate without knowing the
healthiness of the stocks. Atleast do not risk your
money for hearsay or least known stocks.
v) Never attempt snap shots profits if not in a position
to have whole time indulgence because one tends
to commit more than one's resource and in the
process lpses huge amount when, underpressure or
squaring become inevitable.
bjr'- '
vi) Keeping speculative positions undercheck will help
avoiding mental tensions because in this way
overall profits and loss position remain well within
means. If you dry up your funds souring capacity,
you will be in a dire strait to retrieve the position
because at that stage, it becomes difficult to meet
the requirements of margins and financing charges
and you have to sell out vour stocks at a loss.
Small timers always become fodder for the big ones and
they can ill afford to speculate because occasional speculators
seldom make profits. Unless, you have the capacity to stav
invested through bad patches and urge to control speculative
The Investors 19
t'Mi'li'lu i<'s, you are going to be a big loser.
Spci illation, in a way, is a gambling because a speculator
it111*J*h on stocks,when no one wanted to touch. Sharpness"
nl pi'fivp/ ion is the key word in this game. An astute player
| m i hlM in the stocks when others ignore them and sells them
nil whi'n others get involved in buying. These are the key
WokIn lor the fringe players who are at the verge of entering
lOlo this dilcey yet very challenging business of speculations
in n!oi markets.
11*' rtMtrological factors : -t

I here is no substitute to hard work and experience but


I he whole gamut is looked from the astrological angle, it
111111be said that unless a person has favourable planetary
ll'iposilion in his horoscope promising wealth and
ft| i<p*rity, he would not be bestowed richness despite
fthtt lug best efforts. In such an event the things may not go
Iii** f.ivour even though he holds all calculations and
itiki'l trends up his arm. However, if the planetary
ItlI gurations are potent enough to yield wealth, the
"illon will arise when? Here the astrological factors such
liming of events, comes handy. Therefore, if a trader acts
tit III) the favourable time, there is every possibility of
piling success. Through astrological analyses, it is also
fUfthlhlo to figure out the bullish or bearish trends of the
f(Mini\ odities to be traded upon with gains. All these
Ml I "log ical aspects have been dealt with in much greater
(Hiiil*i m Ihe forthcoming chapters.

CHAPTER-2
f)
Celestial Phenomena
A strology has a long history from the dawn of
civilisation. In I ndia we find references of astrological
renderings in the ancient scriptures like Ramayana and
Mnhabharata. In the modern time, scientists of great eminence
like Isaac Newton had reposed great faith in this divine
science and recognised the effects of celestial bodies over
the terrestrial activities. He infact himself was an ardent
astrologer. He once retorted his pupil who had disregarded
and ridiculed astrology by saying "I have studied these
things and you haven't".This was a befitting answer to those
who are scepticals about the efficacy of the astrologv, as their
ostentations are based on the high conduct and achievements
of science. Now there are many renowned scientists and
astronomers who are getting inclined towards this
astronomical based science and none have any doubt over
the fact that there exists an intricate relationship between
celestial disturbances and terrestrial happenings.
The credit of discovering some of the fundamental
cosmic laws regulating the universe and inhabitants of the
earth goes to the ancient sages. Our sag^stfreld more truthful,
precise, reliable and discernible tools to comprehend and
observe these celestial phenomena. All this perhaps has been
possible due to vibrant consciousness activated through yogic
method and Divya Drishti (Divine power). A consistent
1
Celestial phenomena 21
nitration of s,ensoriym unfolds vista of subtle moments
>nI certain inherent facts which even hi-tech scientific
I'.iid^ets fail to record.
Scientists and Astronomers can say with accuracy what
iii I is happening in the universe but what they are incapable
ul doing is relating these activities with the behaviour of
human beings. Further, all the scientific researches are
11ussed on the material phenomena while the ancient sages
were eye;n awar(^o| tl\ e^f or<;g beyond these discoveries. The
treatises propounded by our great seers have a clear message ,
lh.it what is happening in the universe is being replicated ^'9
in the human lives. This what astrology is all about. The
le,irned astrologers have created time co-ordinated system
which transcended ordinary human frontier and established
,i lime link between the happenings on the earth and in the
rest of universe. This conception later on became an ideal
I nr the astrologers who needed some mechanism to refer
r.irihly events with planetary movements.
The planets initially assumed entities fjto be worshiped
.md their gross bodies were merely confined to remedial
.islrology which later on expanded its scope to deal with the
hie process and exposed to material activities. At its final
i.ige, the astrology connected biological and psychological
order into the inner nature of man to link the behavioural
in pects with planetary influences. Vedic philosophy dwelled
<in the concept of space, time and matter. A secret that mind
exerts di rect infl uence on the outer world, now
,u knowledged by the psychologists, was well known to the
liMi neds of this science long before. Time evolution is allied1
lo I lie astrological perception. The planets are the testification
ol matter and these planets are under constant motion in
l he universe (space). Their movements are governed by time.
I he linkage between "Time Space" and "Matter" become the
h.isic inputs for astrology to synthesis and expound
(
.islrological axioms. A
\ rdu .islrology in money matters
( on in ic l.iws :
I mm llu* f oregoing description, it is quite evident that
the pi.mots and other comic energies do influence all the
mil Iters on the earth including its natives, the mundane
foil lures and other economic affairs.. I t does control the
hustling movements of trading overtures and'cause market
fluctuations stir, fuss and arao that make the tradesman reel
iifoCjry
under its pressure. All this topsy-turvy happenings are the
game plan of the heavenly forces in which human bodies
are the players remotely controlled therefrom to which we
call cosmic laws.
The market fluctuations as has been amplified in the
(ACCryUU r
introductory part, are caused by the starcity or excessiveness
of a particular item. This gives way tp.speculation. The
1 . . . > ? . . ' |V. .
speculatory activities are actuated by the vagaries,of nature,
stability of the government and its economic policies,
agricultural development programs,political climates, social
activities etc. These realms of nature transcend from the
cosmic energy and disturbances are caused in the universe.
It is a settled phenomena that NATURE does play an
important role or for that matter is a key factor in stablising
and destabilising the market prices and other ups and downs
in the whole gamut.
In a common parlance, nature relates to the whole frame
of the universe which explains how time, matters and other
mundane factors are closely inter-linked with the causation
of the spectrum of the forces of the universe such as magnetic
currents, radiations and gravitions which emanate from the
heavenly bodies. Since the cosmic rays at one point of time
penetrate at variant angles and intensities on different areas
(countries) over the earth, the diverse results are observed
in various places of the world at the same period. As a result
of these diversified influences over the global spread, we
Celestial phenomena 23
in >ln some parts are having excessive rains while the other
i h i i I s reel under sever draught. Some places of the world
I, destructions due to natural calamities and yet another
pin is nf the globe enjoy boom and prosperity. A commoner
11*44 eives this as a divine intervention which ascribes such
inil>.dances, or super natural forces which bring about
dev.isLUion and property simultaneously at the face of the
P tilth.
Under a natural phenomenon, nothing is statit^and^
pvei \ tiling is subject to change. These factors, in the tore of
ini i miomy and astrology, are attributed to the cosmic
disturbances caused by the alterations and changing
| i| .melary configurations from time to time. It clearly focusses
on the fact that celestial bodies do dominate the global
. liviliesand in this process, amongst other thingsit governs
I lie mechanism of the world markets both in terms of
Volumes and prices.
As explained previously, the rides relating to the pricing
I >.I terns largely depend upon the availability. What makes
sliitriages or surpluses? Why all these fluctuations occur?
I he answer is quite simple. As already clarified that the
movements of the heavenly bodies in the clestial sphere
i usite disability in every terrestrial activity and these
i ommercial events are not beyond their influences.
To illustrate this phenomenon, we may say that the
luminaries regulate the atmosphere, thereby they control the
environment which besides other things, command the
human mind. Full moon days generate high tides in the ocean
due to intense attractions between the Sun and the Moon
having been positioned at an opposite longitudinal distance
on lliis day. During the eclipses, human mind generally
becomes lazy due to dull environments set forth by the
| )owerlessness of the luminaries and also by the cosmic forces
\ din astrology in money matters
originated bv the atmospheric magnetic currents and
invigorated gravitational attractions.
There could never be an Earthquake or other physical
disturbances of any kind but for the interaction and mutual
attraction of planetary forces. Similarly, the interplay of the
heavenly bodies also influences crops, productions, rise and
fall of market prices and other economic activities.
In fine, we may say that heavenly bodies do act directly
upon the EARTH. This is a matter beyond dispute,
otherwise, the ocean would be tideless without volatising
power of attraction exerted by the luminaries. The Sun with
its solar system forms one harmoneous and balanced whole
and every member of this system interact each other to
generate viberations and magnetic fields to regulate the
activities on the earth.
The apperant determinants of these factors, to a common
man, could be just a principle of supply and demand, but
the origin of this concept lies in the celestial objects which
electrify the earth with their radiations and viberations
according to their dispositions in the universe.
When prices of commodities are appreciated or get
depressed, it is attributed to bad or good crops and such
status of crop is again accredited to favourable and
unfavourable atmospheric conditions. How and why such
(>\ ^ J
situations have arisen is the moot point which is beyond the
comprehension of an ordinary person as in order to arrive
at plausible findings, the heavenly angles are to be explored.
The status of a particular commodity or item could be
analysed by taking into consideration, the positions of
planets through such items get vitalised. / Further, if the
ruling sign of a place or country is under an adverse aspect
''i by some major planets, disturbed conditions prevail and the
\ stocking levels of the concerned material also get greatly
)/
(. elisiuil phenomena 25
mIIi'i I-iI duo to shortages etc. Good influences of these
I<l,iin!. alleviates the bad effects and the situation get steered
llimii(;h favourably.
In the same manner, the celestial objects control the
' ' ' i 'C J-U
hlbm* markets, stocks shares, bullions, commodities, and
Ml her fi nanci al matters of the country through their
itliNpicious and inauspicious influences.
In this dynamic world, every thing or situation is
i limiting. The change is either fast or slow, but change is a
Hill!,I. Under this ever changing scenario, the consequential
Mmliiatxons in the commercial activities are not the matter
nl h i m prise. Astrologically we know' that these changes are
brought about by the displacements of planets and other
i rlr.Niial determinants and once the reasons of changes are
I loured out, the element of surprise get vanished. The
111.1notary influences also spring phenomenon changes in the
I i in.in life which affects their health, financial status etc.,
mi dramatically that it makes even knowledgeable astrologers
In wonder.At times, an individual brings conceptual changes
In llu' entire system, society and a country, due to strong
liivourable influences over his nativity.
I'or example in the early part of 1990s, Mr. Harshad
Mi lita an astute share broker who made fortune by diligently
manipulating the share markets and also taking advantage
ol the lppp holes in the banking systems of the country. He
amassed millions of rupees in a short span of time. He with
his unscrupulous moves, changed the whole complexion of
I ho share markets. He made this business so vibrant that
ovory second person, in those days got involved in it. Mr.
Mehta went whole hog in speculatory buyings and raised
market tempo artificially through manipulation of the stocks
wilh the connivance of the authorities.
UM'OV'
Wi li r astrology in money matters
Mi I Lirshad Mehta was born, on the 29th July 1954 a1
10,1)0 ,i.m. (1ST) at Bombay. His horoscopic chart is placed
below.
Chart-1
Ketu
Jup
Merc
Harshad Mehta
29.7.1954
10.00 a.m.(1ST)
Bombay
Sun
Moon
Ven.
Rahu
Mars
Sat.
' l
Mars
Merc
Jup
Ketu
^ L
NAVAMSA
Moon
Sat.
Venus
Sun
Rahu
In the birth chart, J upiter, Mercury and Ketu are
conjoining the 10th house which speaks of professional
dishonesty. Exalted Saturn, the lord of the 5th house
(speculation and wisdom) and also of the 6th house, is
posited in the 2nd house (Wealth) and aspecting therefrom,
the 8th house (wind fall) and the 11th house (gains) and also
11th lord. Jupiter, Karnka of wealth though badly afflicted,
aspects Saturn in the 2nd house. All these combinations
depict tumultuous income through speculatory activities by
employing unethical means. Again, retrograde Mars, the lord
Celestial phenomena 27
I (lie Hlh house casting its aspects on the 10th and the 11th
Id him", and also on the Sun and the Moon, the lords of the
1,'lh and I he 11th houses. Besides, the lord of the 9th house
\ i ntc. is also posited in the 12th house. He ran out of luck
and mel with a sudden down fall.
The lesson that could be drawn from this episode is that
how an individual, when the time and planetary disposition
Were in his favour, brought a sea change in the share markets.
I lie power of celestial bodies are greatly evident in many
pecuniary cases of rag to riches in a short spell. The recent
<sample is that of Lakhu Bhai Patak, the king of Pathak Pickle
invery famous in entire Europe and American continents,
had migrated from Kenya to U.K. with merely fifty sterling
pounds in his pocket and a large family to feed. He became
multi millionaire and one of the richest persons in U.K. by
| ie.i I l ading in pickles. This shows how the radical planetary
pn-.ilion and the movements of the heavenly objects bring
11irlh dramatic and unexpected changes in ones life. These
principles are equally-applicable in the terrestrial changes
which we often observe.
All the events and activities are meticulously guided
and influenced by the cosmic radiations resulted from the
planetary interactions. Business activities can not but also
I'.el affected by these cosmic energies and so also are the
Iicrsons handling the business. Once some one gets engaged
in any type of trading activity or enter market to transact
. business, that person immediately gets subjected to those
laws of planetary stimuli which dominates the core of the
acl ivities. Thousands of persons who are indulging in the
marketing and carry out different transactions hardly know
II t their movements and mental faculty are being contrived
and impelled by the inperceptible laws actuated by the
heavenly bodies.
n&f&TpV
Similarly, the astral vibrations also incite the market
prii rs and if these forces which rule the prices are once
assimilated, the laws guiding the price mechanism are well
understood. To interpret the cosmic laws is where astrology
manifests incredible knowledge and logical explanations.
If the general rules set forth in the astrology are duly
accounted for and the impact and influences of the planetary
forces are superimposed over the market inputs, pricing
behaviour and the world's economic scenario, many puzzling
and mystifying situations get resolved. But even these
perplexed happenings have some rhythm or pattern which
an astute person is only able tc identify. By understanding,
cosmic laws in relation with the conduct and demeanour of^
markets' sensitivity, one can certainly make capital out of
nothing and that too of every transaction.
Speculation is not considered, by many, a righteous
deed and keep off it due to the fear of getting hooked, But it
is not realised that in any venture or pursuit, their is some
lurking doubt whether it ends up favourably or not. Like
this, any activity is fathomed with an element of risk which
does not mean that there should be no movements. Non
performance takes to a state of inertness and develops inertia.
Hazarding a move is the challenging aspect and provide
thrilling experience in which a crafty person speculates and
shapes the moves cleverly to minimise the imperiiment. One
should appreciate the fact that trade and commerce activities
without any exception, are of the nature of speculating
investments. For that matter, even education falls in the same
category as wre have seen that highly qualified person is not
doing well to earn his livelihood. On the contrary, many
lowly educated persons are making fortune. It is also noticed
that a person after becoming engineer by investing hard
earned money of the parents and best period of his life,
ultimately ends up doing petty jobs or business, very much
'It Vi'ilir nslroloj>\ ' in money matters
( 'elcsLml phenomena 24
mu cl,iicd in engineering traits. I know of a case where a
MibMing enthusiast joined the Army as doctor after
ii| t| iiinmg medical degree from the Army Medical College,
I'm Williin a span of five years, he not only left the Army
IM11.il'.o medical profession and started garments business.
Wild I wo have to say to this if not startling and unpredictable
lnippcnings. In first case, one had spent money and time to
UrI (>d education in a fond hope to earn a good profession
bill 11is speculation failed and he landed doing petty jobs. In
llic Nciond case, he speculated correctly and became doctor
I>iI (onId not pursue medical profession. Here also his
hpci ulalion, some what, failed as he adopted a diagonally
opposite trait.
I liis is the law of uncertainty where certain conditions
j
hi i i (vi led by the adverse influences exerted by the planetary (u , !r<
i onliguration at different points of time. I f celestial sways
. c not read properly, the things go in a different manner
lli.in what it is intended for.
,
I ho nature has bestowred capital to all, in some form or
11if other. For example, to some it is in the form of labour
u lnle to others, it is in the shape of money and yet to others,
II i'. hv way of education. To elaborate it further, it can be
n.nd that a farmer invests his labour in tilling the land and
Mowing the best seeds in a right earnest to reap good crop.
I lcre the input is lab^jir against the speculatory forces
i'sri led by the vagaries of weather i.e., timely rains, no floods
iti I no drought or scanty rains, drought and floods and so
mi In a similar fashion, a trader invests his money and
t, ,(j\ fwCfY73 "'i-'u
I in i4Is goods to earn copicous profits at an opportune nme.
I lero, the trader is speculating against the rise and fall
Iciuloncies of market prices.
In fine, it could be said that all the activities are the
'iiihjeot matter of cosmic laws. The success lies in foreseeing
Ill Wi Ih astrology in money matters
unl .malysing the forces of the nature in pursuant to the
inl'lui'nces generated by the heavenly objects and other
cosmic energies.
CHAPTER-3
Combinations For Riches
Various classical works in Vedic Astrology narrate
iminlli'ss combinations of prosperity or wealth which
iiH logically are called "Dhana Yogas". Finance provides
status, popularity and ensures self-respect. It stands as an
Insurance for a lean period or in a dire strait. Whether an
Individual has or will have plenty of or moderate wealth or
bdikd financial livings, all these much sought for factors
tin* easily discernible from the native's birth chart. Therefore,
a hi 11>lMgy is an essential tool which sets a time frame of good
and bad periods. It is quite possible that even with all kinds
ol accurate assessments about the trend of a particular trade
111 market behaviour, yet it becomes difficult to reap the
brnrfit or even good moves are turned into unexpected
losses. All these unpredictable and unexplainable results
luvr answers in astrology. Astrology states with a degree of
i !r'lainty that the native is running through a bad patch and
Mislead of making profits he is going to lose. Astrology also
Iirovides remedy to a bad situation and one such curative
filep lies in a proper selection of time through Muhurtha
(I lectional Astrology). This is one of the important branches
ol ihe divine science which acts over and above all the
i aK illations that go in making a good or bad move in the
trading activities. It is a kind of reassurance and also acts as
,i governance to check against taking plunge at wrong times.
\ *<I .istroloj>\ in money matters
While combinations of riches or opulence are taken up
over lim*, a separate chapter on elections of appropriate time
or occasion (iiiuliurtlui) is devoted. Any person who has a
little exposure to astrology knows about dhana yoga. He
would assess it through 2nd house (income and wealth), the
5th house (intuition and speculation), 9th house (luck) and
the 11th house (gains) of a chart. The relationship between
these four houses indicates financial status of an individual.
Ascendant which denotes "self" always plays an important
role. In addition, in Vedic astrology, the Moon sign is like
an Ascendant and is a dominant factor. Therefore, a strong
Ascendant and also powerful and well placed Moon, lend
great support to money generating "Dhana Yogas". Jupiter,
the signifactor (karaka) for status and wealth besides other
traits, determines the financial status of a person.
Divine Trimurti, namely Brahma, Vishnu and Mahesha
are said to be responsible for creation, protection and
destruction respectively. The chief wrork of Lord Vishnu is to
rear up and give protection to the creation done by Lord
Brahma. Just as there are four Ashramas, in the same way,
there are four Avasthas. The 12 houses/ signs are comprised
of trinity of four categories.The fi rst: Dharma Trikona made
up of 1st, 5th and 9th houses and Fiery signs Aries, Leo and
Sagittarius denoting Agni Tattwa. The second triad is
comprised of 2nd, 6th and 10th houses of Earthly Triplicity
which stands for Artha Trikona and includes Taurus, Virgo
and Capricorn (Prithvi Tattwa). The third group consists of
3rd, 7th and 11th houses, known as Kama Trikona houses,
the triplicity of airy signs Gemini, Libra and Aquarius (Vayu
Tattwa). The last triplicity represents 4th, 8th and 12th houses
which are Moksha houses corresponding to watery signs
such as Cancer, Scorpio and Pisces (Jala Tattwa).
Similarly, the angular houses 1st, 4th, 7th and 10th are
known as Lakshmi Sthana while the trine houses 1st, 5th and
I ombm.i l i on l or ri ches 33
U||i . i a 11i'd vishmi sthnna. Hence Ascendant i.e., the 1st
lit * is required to be fortified by its own lord and
lltl liii'iu'I'd by the benefic planets and should be free from
<mi\ iilllii tion to derive maximum prosperity.
I In' A scendant and the 11th house indicate riches
! 1111Mi}h self efforts, while trine houses both from Ascendent
*11111I In' Moon stand for windfall gains accentuated through
B| 4i illation and bondage of luck and venture. Unless trine's
In h i *us ( I st, 5th and 9th)are related with the Angular houses,
Ihe Mlc.idiness in the inflow of income will not come about.
1111in I, wealth is connected with the lord of the 2nd house
(illnuiiiiliiiiti) and its other trine's lords i.e., 6th and 10th. All
I\ In". of gains are linked with the lord of 11th (labadipati)
ol111also the lord of its other trine houses i.e., 3rd and 7th.
All unexpected incomes through windfall and
at 11iiisilion of wealth by way of inheritance or from some
ti'iimU' sources are coupled with the strength of the 8th
In Hi'.c. Wealth yielding planets (dhana karakas) are Jupiter and
VtMMis. Jupiter provides wrealth through righteous means,
Wl'.dom etc. While wealth acquired with the blessings of
Vniiis renders opulence in.a much pronounced manner,
loudness and grandeur. The Sun bestows dignity, status and
I' ingship and the Moon inculcates creativity. Therefore, a
harmonious connection (Sambandha) of the luminaries with
lingular and trinal houses creates most effective dhana yoga.
I lovvever, nullification of Dhana Yoga takes cffect once the
ilgnil'Kators of wealth get afflicted by the lords of the 6th,
lIn' 8th or the 12th houses in the crucial positions of the
horoscope of the native.
tout i<
The 2nd and the 11 th houses signify opulence and riches
while the 5th and the 9th houses denote success in
: ('-'--'
.| illation and give indication of the fortunate events. Any
i ombination and connection amongst these houses would
\ <||| astrology in money matters
Miggcst sudden and windfall gains without much efforts. If
11usc houses establish anv relationship, wjjth the_6th house
or its lord that assures good returns in the share markets or
through racing, gambling and lottery.
'irT / Cl i &P
Besides, a harmonious relationship between the lords
of the 6th and the 11th houses or when the 5th lord Venus is
in the 11th house with the 6th lord, it yields plenty of wealth
through lottery, racing, gambling and other speculative
activities. Similarly, if a strong malefic is in the 10th house
(counted from the Ascendant or the Moon) and aspected by
or conjoined with a benefic plant, the native with such
configuration in his horoscope possesses much wealth
earned through gambling and lottery. Instead of a strong
malefic, if benefic planet is placed, wealth comes through
speculation and stock buying,
After delineating the factors indicating general financial
status, it is appropriate to focus on sudden and unexpected
gains in one's life through various combinations expounded
by the seers in the field of astrology.
The 2nd house is reckoned as house of wealth (dliann
sthana) and the 5th house apart from being house of progeny
(putra sthana) concerns with speculatory gains. As we are
aware that to be blessed with these type of gains, luck has to
play a a major role. The 9th house denotes luck (bliagi/a sthana)
and the 9th from the 9th house is the 5th house. Again, the
5th house is the 2nd house from the 4th house which also
represents general public. Gains through lotteries which
involve public money and where benefit of one person is
against the contributions or loss of the public. Therefore, the
5th house stands for speculations, lotteries etc. J upiter
signifactor (karaka) of wealth if placed in the 5th house
The 8th house is for a sudden and secret wealth and
Combination for riches
') -y - ,
35
lulu 111.1 and the 11th is for general gains. The inter-
h I ilmn (mnubmuiha) of the lords of these houses who are
I il I i wisc, well placed and aspected, do result in acquisition
fi| u i'.illh through speculation, unexpected and sudden gains
iiii' I dsn inheritance. In addition, the house of trade i.e., the
flh house, the lord of the 7th house and signifactor of trade
M u h i t should be favourable and well connected with these
b| iie.cs and their lords for getting success in speculatory
I llvitics. Further, the 6th house and its lord have an
Import.ml role in gambling which also represents gains from
pci illation (the 5th house).
I he combinations accountable for success and gains in
I ul.ilion and gambling, therefore, have to be comprised
nl the foregoing factors. Some of the crucial combinations
suggested below :
i) The 2nd, the 5th and the l l l h houses and their
lords should be well placed and well aspected in
the birth chart.
i i) The 2nd lord, if exalted in the 5th house conjoined
with the lord of the Ascendant, bestows winner
luck in the speculative deals.
bxa '-oft fp" '
iii) Jupiter should be dignified and connected with
the 2nd and the 5th houses and their lords.
iv) The lord of the 11th house and also Jupiter, if
aspect the 5th house and the lord of the 5th house
inturn aspects the Ascendant, the native would
acquire an ability to earn through speculations.
^ (. *'"
v) The mutual reception between the lords of the 5th
and the 11th houses bestows enormous success
in speculations.
vi) Stretching this combination further, the 2nd lord,
YVilic astrology in money matters
when conjoined with the lord of the 5th house and
posited in the 11th house, also renders good gains
through speculatory activities.
vii) If the lord of the 6th and the 11th houses are
conjoined and placed in the 11th house, the native
possesses good luck in gambling and lottery.
viii) If the lord of the 6th house combining with
unafflicted Mercury and the Moon get located in
the 11th house, the native accumulates wealth
through stocks shares.
ix) The mutual reception or aspect or conjunction
between the lords of the 9th and the 10th houses
or the Ascendant and the 10th houses or the
Ascendant and the 9th houses or the 2nd and the
9th houses or the 2nd and the 11th houses or the
Ascendant and the 11 th houses tends to increase
the earning capacity and gives riches. (This is the
fundamental basis from where the other
combinations of speculatory gains are to be looked
into).
x) Exchange of lords of the 2nd and the 5th houses
or the 5th and the 11th houses or 11th and the
2nd houses brings about perceptible^ains.1 /-'
xi) The lords of the 2nd, the 5th and thel l th houses
togather are placed in the 2nd house denote heavy
, accretion of wealth.
" ' r 1
xii) The 5tlV hous.j? , ^J jichy-propels speculatory
Ll 'f/ k activities, if tenants the loras of the 2nd and the
11 th houses with benefic aspects preferably pf
Jupiter, yields good gains in trading.f$ f'A"/ f
xiii) The lords of the 5th and the 11th houses
(. ombiiictlion for riches 37
combining with Rahu or Ketu, if get posited in
I lie 5th house, indicate sudden gains (The nodes,
.is we know, impute suddenness or spring
surprises when get involved with any form of
combination)
Or\ &.clt
Under the above scheme of things, one has to gaurd
combinations against the adverse results generated by
tin Ink houses (the 6th, 8th and 12th) and their lords when
11\ exert their influence over it. Although the involvement
ill lords of the 6th and 8th houses in the syndrome yield
I Mill like unexpected, and sudden gains besides inheritance,
I hi v .1Iso set in impediments and hurdles and are likely to-,
tit liver opposite or hostile effects against intended benefits.
t*iiiiic ol these results are stated here under :
i) Conjunction of the lords of tlie 6 th and the 11th
houses falling in the 11th house provides winning
configuration for giving splendid results in
gambling and lottery but when this combination
is formed in the 12th house, there are greater
chances of losing in speculation.
i i) If Mercury duly endowed with the lordship of the
5th house tenants the 6th house, it causes loss in
speculation.
iii) Similarly, if Venus being the lord of the 5th house,
gets posited in the 12th house, the loss incurs
through gambling.
iv) If the 12th house harbours many malefic planets,
the investments in speculatory activities i.e.,
gambling, lottery etc., invariably turn into losses.
v) Placement of the 12th lord in the 2nd house and
the 11th lord in the 12th house or occupation of
the 2nd house by the lord of the 12th house and
\ -ii astrology in money matters
Ihe 11th lord is in the 12th house produce loss of
wealth.
vi) If the lords of the 2nd, 11th and 12th houses are
in conjunction and duly aspected by the malefic
planets, particularly from the position in the Trik
houses, it generates losses and indebtedness.
vii) Exchange of signs (pcirivartmia) between the lords
of the 2nd and 12th houses or placement of 2nd
lord in the 12th house and 12th lord in the
Ascendant also posts losses in the venture.
viii) When the lord of the 11th house is posted in the
12th, that of the 12th in the 2nd and that of 2nd in
any of the Trik houses (6th, 8th or 12th) or in
debilitation, the native will suffer loss, mainjy
through the wrath of statutory authorities.
ix) A certain loss is going to be caused at the behest
of the government authorities, if the lord of the
2nd house is in the 6th house duly conjoined with
a malefic planet or in debilitation or in association
with the Sun.
x) If there is exchange (mutual reception) between
the lords of the 2nd and 12th houses and that
between the Ascendant and the 6th houses, the
native suffers pecuniary loss caused by some
penal action against him.
Majority of the preceding combinations (yogas) both
yielding wealth or causing pecuniary losses have been drawn
from classical treatise of Mahadeva's jATAKA TATWA.
Mahadeva was a great savant of astrology who lived in the
middle of the 19th century and collated a good number of
SUTRAS which were short and easy to be memorised. The
chapter titled "Dhana Viveka" enlists 135 combinations
Combination lor riches
H'I.ilinj; to natives status of wealth and poverty. The yogas
i .uising losses have been depicted in this chapter to gaurd
I hr native not to get into a venture or take risk in a money
m.iltors when his horoscope does not promise gains or
.in ivtion of wealth. Although, at first instance, the native
may not believe but a few wrong moves yielding losses likely
to bring sufficient enlightenments.
Besides, There are many more combinations (yogas) that
would cause losses or clamp poverty to the native. It is not
i onsidered much useful to list out all of them as it would
unnecessarily create burden and confusion for the readers.
In line, it would suffice to know the cardinal principle that
involvement of the trik houses (dushta sthanas) and the
influence of the lords of these houses mitigates or at times
(depending upon the strength and the status of these lords)
spoils the entire benefic effects of the Dhana Yogas. In other
words, it turns them into the combination of losses and
poverty.
The Western astrologers have put a greater degree of
reliance over the Trans-Saturnian planets. They do not
recognise the shadowy planets such as Rahu and Ketu
(Ascendant and Descendant nodes). The Trans-Saturnian
planets are Uranus, Neptune and Pluto. These are amongst
the recent astronomical discoveries which have taken place
in the years 1781, 1846 and 1930 respectively. We see that
Pluto is the find of only 20th century. Therefore, these are
not figured in the Vedic astrology and recognised by the
Indian astrologers. How'ever, when some purposeful and
serious interaction started taking place during preceding half
century or so, the Western astrologers have evinced interest
in the shadowy planets as with their use they are getting
encouraging results. At the same time, the Indian astrologers
have also started giving credence to the Trans-Saturnian
planets, particularly so in the "Mundane Astrology". Since
commercial activities are the part of mundane astrology, the
el 1< Is, especially of Uranus and Neptune are widely applied.
11is therefore, expedient to place before the readers, some of
the money yielding combinations involving these planets.
These are as follows :
i) When the lords of the 5th and the 8th houses are
in benefic aspect with Uranus.
ii) When the lord of the A scendant and the
Luminaries, (the Sun and the Moon) are in a
benefic aspect with Uranus .
iii) When Uranus is placed in the 11th house from
the Ascendant and Ascendant lord is posited in
the 11th house from, the Moon.
iv) Uranus or Neptune in the 2nd or the 5th or the
8th house and in a good aspect from the Sun, the
Moon, Jupiter, Venus, Saturn gives unexpected
gains, windfalls, inheritance etc. It is remembered
that the aspect of the weightier planets Jupiter,
Saturn serve stronger indications. The sources
from which such gains are obtained can be known
by studying the nature of planets, their house
lordships and their ruling positions.
v) If Uranus or Neptune duly posited in the 5th
house receives trine or sex tile (60) aspects from
Jupiter, Saturn, Venus and the Sun, indicates
success and gains through all kinds of betting,
hazardous ventures, lotteries etc. Here, it is
necessary to consider the strength of the lord of
the 5th house and the 2nd house as well.
vi) When there occurs, sextile or trine aspects
between N eptune and Uranus plaxiets or
especially trine aspects between the two heavy
10 Vtdic astrology in money matters
Combination for riches 41
planets which takes place only once in many
years and when one of these is posited in the 10th,
Ihe 2nd or the A scendant, it gives much
competence to earn money at a large scale.
hirluna-Fart of fortune :
As stated earlier that material welfare is to be judged
I it im the strength and position of Luminaries, Jupiter and
Venus. In Western astrology, lot of reliance is placed on the
'Tin I of Fortuna" which also called FORTUNA duly
nyinbolised by figure . I t is held by many that the Fortuna
llulit .itos inherited wealth and accretion of property or
Wi'i Idly fortunes in a general sense. This point is found by
mlding the longitudes of the Ascendant to that of the Moon
,nid subtracted that of the longitude of the Sun. Add 360
degrees when necessary. For example : Bill Gates is born on
'Hlli ( Vtober 1955 at Seattle in the Washington State of USA
ill . I 06 hrs. The Point of Fortune in his case, while taking
Inin iiccount Sayana longitudes, works out as follows:
Sign Degree Minutes
I ong. of Ascendant 3 17 13
I .(mg. of the Moon 12 7 47
15 25 00
I .css Long, of the Sun 7 5 00
Fortuna 8 20 00
I his imaginary point stated to represent the same
irl.ilionship to the Ascendant as the Moon has with the Sun.
| he Moon provides 'means' for an expression of solar life,
nlmikirly, we can regard the Fortuna as indicating the "food
11 ihe substance of that general synthesis of the personal
I lie" ion trolled by the Ascendant. Therefore, considering
'12 Vedic astrology in money matters
Fortuna as chief controller of the pecuniary well-being of
the native stands to reason.
The concept of Fortuna is very similar to that of
ARUDHAS advocated by the Vedic astrologers, especially
in J aimi ni field of astrology. The wealth rendering
combination of Jaimini with the application of "Arudha
Ascendants" is dealt with later in this chapter to provide yet
another tool to the reader to check potential of the wealth in
a horoscope. Still on Fortuna, the author suggests that it is
worthwhile to examine the efficacy of this imaginary point
in the horoscopes and take advantage of this extra tool for
delineation. It is generally observed that the conjunctions of
planets with Fortuna have much significance than the aspects
which give effects of secondary nature.
Fortuna being conjunction with or in good aspect to the'
malefic planets promotes good luck and riches just like
ascendancy to affluency is caused by the benefic planets
through their associations. But the malefic planets involved
are to be well fortified or have lordship of good houses. The
following are some of the wealth giving combinations
involving Fortuna :
i) The lord of the sign harbouring Fortuna is strong
by sign and having aspects with the Luminaries,
Jupiter and Venus makes the native rich.
ii) If Fortuna is in conjunction or in trine or sextile
aspect with Uranus, the native earns through
some uncommon pursuits or by high positions.
But bad aspect gives negative results in such
pursuits.
iii) Conjunction, trine or sextile aspect of Neptune
with Fortuna produces gains through a whole-sale
trade, the bad aspects to Fortuna denote the way
in which fortune is lost.
Combination lor riches 43
iv) If Fortuna is in Succedent (panaphara) houses (i.e.
2nd, 5th, 8th and 11th) and under adverse effects,
the fortune that is acquired by the native would
not continue to remain in his possession.
( Iri rt Ni cal Yo g a s
Ihe yogas described in the preceding part, by and large,
,i <1based on the interpolations of the lords of the wealth
yielding houses. Favourable disposition of planets, ingrained
tvilh IIh>special qualities acquired through ownership of
V11I 11s houses, signify prosperity and opulence. The
fin million of combinations (Yogas) between these planets is
i m 11U*te, once a proper connection (Sambandha) amongst
llicm is established. A link is forged when planets involved
.in1disposed in any of the combinations stated succeedingly:
t
Conjunction or placement in the same sign
Under mutual aspects.
Exchange of houses (parivnrtana) or Mutual
reception.
When aspected by its dispositor.
II the combinations enlisted previously are closely
i<411mined, it would be noticed therefrom that the lords of
Hu .'nd, the 5th, the 9th, the 10th and the 11th houses and
Ihf Ascendant are disposed in a pattern described as above.
In Ibis scheme of things, certain set methodology has been
iiilnplcd based on the influences that the concerned planets
'i I over each others.
( >u r ancient classical works have also expounded certain
i im hi nations which infact do not adhere to any fixed norms
m .my set patterns as are evident in the forthcoming
i nmbinations. These diverse combinations mainly centered
! the Ascendant and the Moon. According to Vedic
I I Vedic astrology in money matters
.islmingy, Ihe Moon is reckoned as A scendant and
astounding results are predicted therefrom. These principles
do not have any universal applications.
The combinations {yogas) covered in these classical
scriptures are typical ones and the dispositions of the planets
are also peculiar but yet they yield specific results. The effects
are of explicit nature which are related to that particular yoga
alone.
Although there are thousands of such Yogas available
in numerous treaties rendered by our ancient sages and
savants, we shall aim only all those Yogas which are related
to wealth and prosperity. In this segment also, the number
is great but we pick up a few to install an idea how' these
time tested Yogas of the ancient times still are relevant in
the present period'and are also immensely useful even today.
One such set of yogas are called RAJA YOGAS.
Raja Yogas :
The Angular houses, (the 1st, the 4th, the 7th and the
10th) or kendra sthanas are considered an abode of Lord
Vishnu while Trines houses (the 1st, the 5th and the 9th) or
Trikona Sthanas are the residence of His consort Goddess
Lakshmi. It is said that the 1st house i.e. the Ascendant is
resided by both Lord Vishnu and Goddess Lakshmi. Hence
the Ascendant is required to be fortified by its own lord and
influenced by the benefic planets and free from any evil
effect. Lord Vishnu the preserver provides sustenance to the
earthlings while Goddess Lakshmi bestows prosperity.
When lords of A ngular and Trine houses establish
connection or get interlinked in any of the manners described
herein above, a most powerful combination (Yoga) is formed
wdiich in astrological parlance is called RAJA YOGAS.
In this permutation and combination, eleven different
Combination for riches
lv pi's of yogas are generated between the lords of Angular
.i i k I I l ine houses which are capable of actuating productive
results in terms of wealth and prosperity.
I lie Moon : an arbiter of wealth :
In the astrological texts, the Yogas which are formed
keeping the Moon (Chandra) as the main determinant, confer
greatness to the native. Many of wealth giving classical
((imbinations (dhana yogas) are centered around the Moon.
At cording to great sage Parashra, the intrinsic quality of the
Moon Yogas is that they are certain in producing the results,
in comparison to the other Yogas available in the horoscope.
Ailhi Yoga, Gaj-Kesari Yogas and many other Yogas involving
I lie Moon in this context, are taken up hereafter.
I . Adhi Yoga :
Adhi Yoga arises when benefic Jupiter, Venus, Mercury
(well associated ) occupy the 6th, the 7th and the 8th houses
I rum the Moon. This Yoga confers enjoyable and happy life,
.1mid luxuries and opulence, upon the native who remains
healthy and have good longevity.
It is difficult to have a situation in a chart where all the
lliree benefics are available in the three houses named above.
It is neatly impossible that such combination free from any
malefic influence occurs. Similarly, it is also rare to see all
I hose places are occupied. It is also not correct to accept Yoga,
II any of these three houses has one of the benefics. However,
ardent astrologers have interpreted it by taking a stand that
it is not essential that these three benefics should occupy
one house each. They may jointly or severally get posited in
.ill or any of the 6th, the 7th and the 8th houses from the
Moon.
While it is necessary to have this Yoga in a pure form to
),ct full impact, such situations, as stated earlier, arc
46 Vedic astrology in money matters
extremely difficult, some good results are still observed, if
I wo out of three benefic occupy the concerned houses. But1
such benefic planets should be dignified and free from any j
blemishes.
However, like any other yoga, Adi Yoga also gets affected
by extenuating factors such as malefic nature of lordship or
aspect held by them, if reckoned from the Ascendant.
Besides, the function of this yoga, is also influenced by the
nature of the houses involved or houses reckoned from the
Ascendant.
This yoga is formed with the Moon being in the
anchorage duly combined with the other benefic planets.
Involvement of three benefics, likely to give rise to other j
Yogas such as Gaja-Kesari Yoga when the Moon and Jupiter
are get' placed opposite to each other. In that eventuality,!
Adi-Yoga gets greatly augmented with the blendings of other '
auspicious Yogas. A good Adi Yoga is a permanent asset in a j
horoscope whose effects are mainly manifested during the |
planetary period (Dasha) of the cencerned benefic planets. ]
The horoscope of Bill Gate is the appropriate example of Adhi j
Yoga.
Illustration Adhi Yoga : chart-2
Moon
Ketu
Bill Gates
28-10-1955
9.06 p.m.
Seattle USA
Jupiter
Ralui
Sun
Saturn
Venus
Mars
Mercury
Combination for riches 47
Kiilui
' / L
Jupiter
Saturn
Mars
Venus
NAVAMSA
Mercury
Sun Ketu
Moon
William Henry Gates III, popularly known as Bill Gates
l non of a prominent lawyer and the wealthiest man on the
rm lli. At the age of 41 he is the most powerful person. His
' I percent stake in his company Microsoft status at 29 billion
I IS dollers. Microsoft which Gates co-founded with his class
iiiiite, at Harvard University by name Paul Allen (both are
drop out)in the year 1975 with a moderate beginning which
bci .ime well known by 1986. Microsoft is now the most
Influential company in the world's fastest growing computer
Industry.
His present state of opulence and phenominal rise are
iilli ibuted to the most efficacious wealth yielding Adi Yoga.
See ihe placement of benefic planets, Jupiter, Mercury and
Venus in the 6th, the 7th and the 8th Houses respectively
I mi the Moon. It is very rare to notice this Yoga in its pure
I or in which seen in this horoscopic chart. This chart has been
ilr.iwn by using Lahari Ayanamsha.
True to the merit classified for this Yoga, Bill Gates is
Messed with plentiful of money, exuberant luxuries, lavish
living and prolific profession. Apart from this great Dhana
Yoga, there are many other good combinations available in
I his chart.
Gates was a mathematical genius right from his child
hood and possessed remarkable memory which can be
IK Vedic astrology in money matters
alIribulod to exalted Mercury, karaka for intelligence placed
in an Angular house both from the Ascendant and the Moon
duly conjunct with Mars an enterprising and industrious
planet. Lakshmi Yoga (discussed in the latter part) is also
available. The 9th lord Saturn is exalted and placed in the
Trine house. The Ascendant lord duly exalted is positioned
in an Angular house aspected by the Moon placed in a
friendly sign and also being the Lord of the 2nd House.
Presence of Venus with the 9th lord elevates this yoga to a
great extent.
Further, the exalted lord of the Ascendant is in the
association with the 11th lord having a mutual aspect with
the lord of the 2nd house. The 2nd house (wealth) aspected
by the exalted 9th lord Saturn.
Let us now examine Gate's acumen and sagacity in
computer service for which he developed a communicating
language. Computer is basically a "store house" which
accumulates wealth of data. This aspect, could be looked up
from the 2nd house. Then comes processing of data and
communication of information as desired by the operator.
These factors are discernable from the 3rd house. All matters
of enterprise and activities prompted by the desire and
intution are denoted by the 5th house which also signifies
wisdom, intelligence and is concerned with speculative
affairs. The 9th house is connected with logic and reason
and is also imbibed with the traits of Jupiter being the lord
of the natural order of the sign and house. But the planets
which have maximum contribution in computer science is
Mercury (intelligence arid memory) Jupiter (intuition) and
Venus (sophistication)
If the above significations are super imposed on the
horoscope of Bill Gates, we find that these are matching well.
The 2nd house and its lord are strong. The 3rd house has
Combination for riches 49
| I>11<*r in it and its lord with the cancellation of debilitation
l*. placed with exalted lord of the 9th house and Venus. The
'il h house is occupied by its own lord accompanied by exalted
Hli lord. The 9th house is highly dignified as its lord in the
i*4.illation state is posited in a Trine house and also receiving
benef ic aspect from Jupiter. Similarly, Mercury, Jupiter and
Venus are strong and well placed in the chart.
2. <itij-Kesari Yoga :
I his Yoga falls in the category of Raja Yoga which
bestows royalty on the native. This Yoga is formed when
) it I >i lor occupies an Angular (Kendra) (1st, 4th, 7th or 10th
house) position in respect to the location of the Moon in the
horoscope. A person born under this yoga holds copious
Wealth, enjoys good status and reputation, possesses an
overpowering personality is generous and virtuous. In fact,
I Ins Yoga is quite common as it just involves two planets the
Moon and Jupiter. If we go by what all illustrious qualities
this yoga tends to confer, there would be numerous virtuous
I ieople all around. But that is not the case. On the other hand,
there is dearth of such good persons. Therefore, this yoga
should not be interpreted in a literally sense and the results
as depicted in the classical works by our great sages are
applied with great care. The other astrological facts such as
strength of these planets, their disposition in the chart,
malefic influences over these planets, potency of the houses
or signs through which this yoga is being formed etc., have
over-bearing effects in fructification of the yoga. A few
illustrations justify these apprehensions about this Yoga
which is so widely talked about.
50 Vedic astrology in money matters
I llustration Gajkesri Yoga : chart-3
Kclu
Sun
Moon
Mere.
Anil Ambani
4.6.1959
Bombay
Mars
Ven.
' /l
Sat.
Jupiter Rahu
The above horoscope belongs to Mr. Anil Ambani a
renowned figure of the country. Apart from other yogas the
chart contains Gaja Kesri yoga. The Moon and Jupiter are
under mutual aspect. In this case both the concerned planets
are well dignified. J upiter is placed in a friendly sign
aspecting its dispositor Mars and establ i shi ng firm
connection with it which is the lord of the 11th house. The
Moon is placed in the 5th house in the sign of exaltation. On
the whole, the chart promises good wealth in conjunctions.
Chart-4
Rahu
Chandra Swami
30.10.1949
00.05 a.m.
Alwar
h
Moon
Jupiter
Mars
Saturn
Venus
Sun
Ketu
Merc.
Combination for riches 51
Veil. Mars
NAVAMSA
Ketu
Run
tup
KiiIiii
ff
'/ I
Moon
Sat.
Mercury
In this illustration, although both Jupiter and the Moon
HD' representing auspicious houses, the placement in the
house of Saturn an inimical planets is not good. Saturn is a
nci relive planet. The chart promises accumulation of wealth
I mi I accretion of such wealth is through altogether different
means.
The above two examples distinctly demonstrate
mMin ing of wealth by employing different method in this
Yoga of richness. It is also a well known fact that accretion
nl money through benefic combinations bestows happiness
lithI ushers in auspiciousness to the native through out the
Iili'. On the contrary, money earned through the help of
m.ilefic planets brings many unpleasant happenings and the
n.it i ve gets deprived of the comforts at some stage of his life.
( ienerally, such wealth is squandered away on pleasures and
valueless purposes.
Vnsumati Y oga:
When the benefic planets Jupiter, Venus and Mercury
(un.iffliated) occupy Upachay houses (Sthanas) i.e., the 3rd,
I he fith, the 10th or the 11th house from the Moon, this Yoga
Ifi formed denoting affluence and prosperity.
The person born with the Yoga begets exuberant wealth
iind becomes prolific earner and enjoy lavish livings. This
person will not be a dependent. Like Adi Yoga, the same three
benefit planets are involved. It is iiot possible to have a
perlet I yoga of this type with the result, the level of the
benefits is down depending upon the placement and strength
of the said planets and the lord of the Upachaya houses in the
horoscope .
The characteristics of the Upachaya houses are of the
nature of struggle (the 3rd house), competition (the 6th
house), professionalism (the 10th house) and aspirations (the
11th house) and as such the native amasses wealth through
his own efforts and ability. As said earlier, such persons do
not depend upon any one. Otherwise also, the Upachaya
houses are considered as houses of expansion, growth. This
presence of this yoga in a horoscope endows sustainable
financial prosperity and helps accretion of wealth. While
positioning of benefic planets will give a smooth run to a
success, the presence of malefic planets certainly impose
impediments and give the native a real run for the money.
The horoscope of Mr.K.K. Birla, a prolific industrialist
is the best illustration to demonstrate the efficacy of Vasurnati
Yoga.
I llustration Vasumati Yoga : chart -5
52 Voclic astrology in money matters
Ketu Jup.R
. K. Birla
11.11.1918
7.13 a.m.
Pillani
Moon Sat.
Mars.
Rahu
Merc.
1
Ven.
Sun
Combination for riches S3
Venus
Jupiter
Sun
Sat.
^ L
Moon
Mars
NAVAMSA
Ketu
Rahu
Mercury
The Upachaya houses from the Moon depict the
availability of a storng Vasumati Yoga. The 6th house from
Ihe Moon has Jupiter in it, the 10th house harbours Venus
and Mercury is situated in the 11th house. This meets
practically all the basic requirements of this yoga though
these three benefic planets suffer with some kind of
affliction. Jupiter being the lord of the 3rd and the 6th house
is under the aspect of Mars. Mars is the lord of the 2nd house
and posted in a friendly sign which in a way improves the
yoga. Venus has affliction both from Saturn and the Sun. Here
again, Saturn is a yoga karaka planet and the Sun is the lord
of the 11th house with conellation of debilitation lending
ample support to dhana yoga.
Jupiter aspects on the lords of the 11th house(The Sun),
the 2nd house (Mars). Both these planets put together have
the ownership over the 11th, the 2nd and the 7th houses
which are connected with the business are being influenced
by Jupiter. This has made Mr.K.K. Birla as one the leading
industrialists of the country.
4. LaksJ vni Yoga :
This is yet another Yoga which bestows much wealth
in addition to other beneficial effects such as happiness,
reputation, material comforts etc. This Yoga arises when the
54 Vedic astrology in money matters
lord of the 9th house is placed in its own sign or in the sign
of exaltation or moola trikona sign identical with the Angular
or Trinal position from the Ascendant. The other essentiality
of this Yoga being that the lord of the Ascendant should be
greatly dignified and highly powerful. For example, for an
Aries Ascendant, Jupiter being the lord of the 9th house if
get posited in sign Cancer which is the sign of exaltation for
Jupiter anci Angular house, it gives rise to this Yoga. Mars
should occupy the Ascendant, his own sign to become
dignified to give full beneficial effect of Lakshmi yoga. Lakshmi
is the Goddess of wealth and she is worshiped devoutedly
especially during Deepavali festi val for usheri ng in
prosperity to all.
I llustration Laxmi Yoga : chart-6
Sun
Merc.
Venus
Ketu
Mars.
Mukesh Ambani
19.4.1957
7.13 a.m.
Aden
Jup.
Moon
Sat.
Rahu
8Sat.
/ \ 6 / /
7 \ /
/ '
Rahu 5
,/ \ Jup.
\ 10
/ 4 4 >
' \ Ketii\ .
11
Sun 3
. Venus/ \
/ / 12 \ 2 Mars n.
Different versions of Lakshmi yoga are available in
various astrological texts. In addition to what is stated above,
if the Ascendant lord and lord of the 9th house are under
mutual reception or aspect or the 9th lord and Venus are
posited in their own or exaltation signs which should be
either Angular or Trinal places in the horoscope, this Yoga
takes effect.
In the above illustration the lord of the 9th and the
Ascendant are together placed in an Angular house. Here,
Venus happened to be the lord of the Ascendant and with
Combination for riches 55
|Ih<iviuoi'iation of trinal lord is aspecting the Ascendant.
||<in I Ik * Ascendant is very strong which is the first
I 11!I'ii I r of this yoga. Besides, another dhana yoga is also
tilI'firnt i n the chart. The lord of the 11th house is posited in
Aii)',l<i! house and in the sign of exaltation alongwith the
| hi*Iof the 9th and the 1st houses. I n addition, this
| | iiiihiinition is having an aspect of dhana karaka Jupiter.
Mukesh Ambani, besides being the son of Dhirubhai
Aiiibiini, is one of the richest industrialist of the country.
111 hIno has his own entity as a progressive and very wealth
lililii'.lrmlist. Also refer the horoscope of Bill Gates which
hIhii possesses this Yoga.
, I tigmulhi Yoga :
This yoga is identical to Adhi yoga except positioning of
U'liH irs in the 6th, the 7th and the 8th houses devoid of any
innlclic influences from the Ascendant instead of Moon.
A in, it is extremely rare to find this yoga in its complete
Ihiiii lo manifest full effects. However, quite a good number
mI horoscopes are available to see this yoga though in an
11 omplete and truncated from. If we examine the horoscope
nl .i groat movie star of all time, Mr.Amitabh Bachchan, we
i niiUl find a kind of Lagna Adi Yoga.
I llustration Lagnadhi Yoga : chart-7
Is I'lll
Sat.R
Ainitabh Baehahan
3.10.1942
4.00 pm
\ llahabad
Moon
Jup.
Rahu
Y?
M;
UI1R
ere.
:nUS
ars
56 Vedic astrology in money matters
Venus
Satu.
NAVAMSA
Jup.
Rahu
Merc.
Moon
Kelli
Sun
Mercury

In this chart, the most benefic planet, Jupiter is in the


sign of exaltation and positioned in the 6th house. Exalted
Mercury and Venus with concellation of delibillation are
situated in the 8th house from the A scendant. These
combinations manifest the results, of Lagnadi yoga and
bestowed opulence and prosperity to the native in a great
measure. However, it is not free from malevolent effects as
Saturn is aspecting Jupiter and the Sun and Mars are placed
in conjunction with Mercury and Venus thereby mitigating
the impact of the Yoga
The above chart also possesses auspicious Vasumati
Yoga though partially. Exalted Jupiter occupies the 10th
house (Upachaya stahana) from the Moon and the 6th house
(Upachaya sthann) from the Ascendant. This combination is
also capable of giving immense wealth.
The placement of exalted Jupiter in an Angular house
(10th) from the Moon gives rise to Gajkesri Yoga, which
involves the 6th and the 9lh houses and the lords of the 6th,
the 2nd and the 11th houses. The native earned copious
wealth through intense struggles and at the face of stiff
competition due to predominant role played by the 6th house
for such achievements. H owever, the profound and
unqualified blessings of Jupiter, the significator of wealth,
which incidentally, is Vargottama, aspects the 2nd house,
Combination for riches 57
mil posited in his own house, lends great support in bringing
I In' affluence to the native.
(). M udrika Y oga:
Ihe placement of the Moon, Venus and Jupiter in mutual
.ingular position or in conjunction, gives rise to Mudrika Yoga.
I lere the Moon-Venus-Jupiter combination, in which a clear
nexus by their square positions is established, converges
towards the Ascendant. The Moon exerts its maximun
gravitational force and is a vital determinant of events over
I lie earth. I n this yoga, The potential of the Moon is
.iggrantised by Venus and Jupiter and by forming mutual
co-relation with the Ascendant, it greatly strengthens the
individual horoscope. If these three planets happen to rule
Ihe trine houses, the chart becomes highly potent and
delivers exceptionally good results. The status of yoga, in a
way, bccam.es superior to Gajakesari yoga. H owever,
lormation of this Yoga in its pure state is a rarity but even
with its adopted form the native attains phenomenal sucess
in his pursuits.
Illustration : Mudrika Yoga :
The chart of filmstar Uttam Kumar Chatterjee clearly
reveals the effects of this yoga. Whenever the Ascendant lord
occupies the 1st house and also harbours a benefic planet
.ind receives aspect from another benefic, the native becomes
very famous in his life. (The chart of the father of the nation
Mahatma Gandhi testifies this aspect to a greater measure).
Uttam Kumar w'as born in a poor family but attained
popularity of such a magnitude that every body felt void on
his untimely departure. Venus, Moon combining in the
Ascendant with the benefic aspect from Jupiter bestowed
him charming personality that shaped him into a leading
filmstar.
58 Vedic astrology in money matters
Chart-8
Mars.
Rahu
Ultam Kumar t L
Ven.
3.9. 926
Moon
3.30 a.m.
Sun
Jup.R
Calcutta
Merc.
Ketu Sat.
Rahu
Mercury
Sat
' / L
NAVAMSA
Venus
Moon
Mars.
Ketu
Sun
Jup.
Other Classical Yogas :
Perusal of astrological seriptures and other literature
available on the subject, distinctly state that to become rich
one should have such combinations in one's horoscope
which establishes a point of contact between the lords of
the Ascendant, the 2nd, the 11th, the 5th and the 9th houses.
Various permutations and combinations of these lords give
rise to a great number of dhana yogas. Besides, dhana karaka
Jupiter plays a dominant role in translating the dhana yoga
in a more pronounced manner.
Apart from leading dhana yogas accessible in the classical
works as have been described with illustrations herein
before, there are many more such yogas available in the
Combination for riches
59
astrological texts which are not possible to describe them all
over here. However, a few of these Yogas which are widely-
referred to, are briefly described over here.
Ayatna Dhana Labha Yoga :
This yoga is formed once the lord of the Ascendant and
the 2nd house exchange their houses or conjoined together
in a favourable house. A native having this yoga in his
horoscope earns enough wealth without much of efforts.
Baku Dravyarjana Yoga :
If the lord of the Ascendant is posited in the 2nd house,
lord of the 2nd house is located in the 11th house and the
Ascendant tenants the lords of the 11th house, it gives rise
to this yoga. The native enjoys stupendous earnings and
amasses sizable wealth.
As stated earlier, in this yoga a point of contact is
established between the Ascendant, the 2nd house and the
11th house, through their lords. A mere formation of yoga is
not enough because the degree of effectiveness of any yoga
depends upon the strength of the lords involved in forming
such Yogas and as their disposition in the horoscope.
A marananta Yoga :
This Yoga is formed when number of planets occupy
the 2nd house and if the planets capable of delivering wealth,
such as the lord of the 2nd house, Jupiter and others
are dignified by occupying their own sign or in the sign of
exaltation. The native armed with this yoga spends all his
life in a great affluency and richness.
The peculiarity of this yoga is that it has direct
participation of the 2nd house perse and therefore, the benefit
drawn from this yoga is of permanent nature which a native
enjoys throughout his life. The effect of Yoga formed by the
60 Vedic astrology in money matters
significators gets pronounced during the dashas of the
consitueants.
Vislniti Yoga :
This Yoga is caused when lord of the 9th house and the
lord of the 10th are together with the lord of Nnvamsa
harbouring the 9th lord is in the 2nd house. The native gets
copious wealth, leads Luxurious life and sources his wealth
from many countries. In this yoga, the Navnmsa in which the
lord of the 9th house is posited plays the key role and if this
planet is well placed, the native draws auspicious effects
through out his life.
Nidhiprapti Yoga :
A mutual exchange (parvartana) between the lords of
the 2nd house and the 11th house gives rise to this yoga.
The native earns money through his own efforts. Wealth
acquired by personal exertion is spent rather more
judiciously.
Sreemanta Yoga :
The placement of the Moon, Jupiter and Venus in the
2nd house from the Ascendant gives rise to Sreemanta Yoga.
But the Moon should not be waning. Formation of this Yoga
in the horoscope bestows fabulous wealth. However, any
two out of these three planets create Vesesha Yoga which is
also capable of giving good wealth. Therefore, the quantum
of Sreemanta yoga varies according to the number and
strength of planets mentioned above. The Sreemanta yoga has
also been dealt with in Jaimini Astrology. Sreemanta literally
means a 'wealthy man".
J A I MI N I YOGAS :
J aimi ni system of A strology is unique one. The
aphorisms of Jaimini are known as Upadesha Sutras which
Combination for riches 61
are 936 in number. This system is different from the one
expounded by sage Prasara. However, some of the principles
imbibed in the famous text Brihnt Parasara Horn Sashtra
were later on detailed by Rishi Jaimini. Rishi Jaimini' s axioms
are concise yet very potent and meaningful and speak
volumes for themselves. Most of the principles are common
lo both the scriptures but the methodology applied is at
variance. Since cogent principles of Jaimini are capable of
delivering the same effects as that of Prashara's aphorisms
for the Dhana Yogns, cited some of the 'Sutras' pertaining to
wealth producing combinations are also taken up over here.
In J aimi ni A strology di fferent types of Lagnas
(Ascendants) have been used to work out effects of various
combinations. They are Bhnvn Lagna, Chandra Lagnn, Pada
Lagna, Horn Lagna, Ghntika Lagna, Vnrnada Lagna etc. Dhana
Yogas or the principles which yield richness or happiness
are with reference to Anidha Lagna or Pada Lagna. (3rd Quarter
of Chapter I,of jaimini Sutras gives these principles).
Arudha lagna which is also called Pada lagna, is that sign
which is located as far from the lagna Lord as such lagna Lord
is away from the Janma lagna (the Ascendant). In other
words, count the number of signs from the lagna upto the
lagna lord and then count that many number of signs from
the lagna lord and fix Arudha lagna at that sign. For example,
if Pisces sign is rising in a particular chart and Jupiter is
located in the cancer sign i.e. 5th sign from Pisces, the Arudha
lagna in that case will be in a Scorpio sign which is the 9th
house from the Janma lagna (The Ascendant). In the chapter
of Jaimini Sutras referred above, Rishi Jaimini sets these
aphorisms by taking Arudha lagna a centre piece and
describes the combinations for royalty and poverty through
the placement of planets in the various houses from Arudha
lagna.
62 Vedic astrology in money matters
While noting down the results, it must be remembered
that the word has always been used for atmakaraka.
The planet that occupies the most advanced degrees in any
sign is called atmakaraka. The sign which atmakaraka planet
occupies in the Navamsha charts is called karakamsa lagna.
In Jaimini Astrology, the 2nd house and the 11th house
from the Arndha lagna signify wealth. If two or three benefic
planets get posited in the 2nd or the 11th house from the
Ariulha lagna, it makes the native fabulously rich and bestow
all comforts and happiness. The combinations conferring
'dhana' or wealth as dealt in the said chapter have been listed
out hereunder. Wherever the word 'Aspect' is mentioned, it
relates to jaimini aspects and not th'e Parasara' s aspects.
i) When the 11th house from the Arudha Lagna is
occupied or aspected by any planet, the'person
becomes a "Sreemanta" or a wealthy man.
ii) If the planet involved in the 11th house as referred
in the above Sutras is benefic one, the wealth is
earned through righteous means and the gains are
fair and sourced lawfully. In the event of the
involvement of malefic planets, the wealth is
acquired through sinful and unlawful activities.
iii) When the 11th house from the Arudha lagna is well
associated and aspected by benefics planets or by
the planets in exaltation, in moolatrikona sign etc.,
the native earns abundant wealth and that too
through justifiable means. In the event of malefic
planets in operation, the wealth is amassed
unscrupulously, illegally and through undesirable
sources. However, in association with the 12th
house, if this yoga is formed, the expenditure
surpasses the earnings.
Combination for riches 63
iv) If the Moon, Jupiter, Venus are posited in the 2nd
house from the Arudha lagna, the native becomes
prosperous and wealthy, It may be noted that if
some of these planets or only one of these planets
get located in the 2nd house, the combination still
yields the result but relatively of lower quality.
However, if a planet occupying the 2nd house is in
a state of exaltation, the person becomes very rich
irrespective of that planet being benefic or malefic.
Similar results are interpreted from the position of
Karakamasa in the chart.
v) If the Arudha lagna falls in the 7th house from the
Ascendant (janma lagna), Karakakamsa or in the
A ngular or Trine houses, the native becomes
exceedingly rich and prosperous. It is bad, if it falls
in the 6th, the 8th or the 12th house.
vi) A benefic planet each in the 1st house and the 7th
house from the Arudh lagna enables the native, to
acquire immense wealth.
vii) Placement of two or three benefic planets in the
Arudha Lagna makes a person very lucky at certain
periods during his life span.
Just as there are different shades of intellect, there are
many levels of richness or fortune. There is no set standard
to determine who should be called rich and who should not.
Basically, it differs from time to time. However, within the
same time the gradation due to diverse situations and places.
Again assorted means and tools are employed in acquiring
wealth, which gives incongruous connotations to it. The
wealth could be amassed through inventions business,
speculations, acting in films. In the present days, persons
pursuing sports as a career are also multi-millionaires. Even
somebody becomes rich by wining lottaries and through
64 Vedic astrology in money matters
horse racing or gambling. Wealth is accumulated by way of
fraud, cheating, ignoble deeds, or any other unscrupulous
and illegal means. There is yet another category that becomes
rich by plundering others wealth or by looting banks and so
on and so forth.
For reaching to richness, two houses namely the 2nd
and the 11th play predominant role in additions to the
Ascendant and they are the key factors. By interpolation of
these houses and disposition of their lords in the horoscope
with the other houses and their rulers, the degree of richness
could be ascertained. Besides, involvement of particular
house or planet depicts how such wealth has been or could
be sourced. All the wealth yielding Yogas or combinations
which generate richness and opulence revolve around these
cardinal factors. But, the substantial blessing of Jupiter, the
most auspicious and karaka planet in the whole gamut, is
important and without its approval, the native does not get
potent results.
Just as in the native horoscope, some components play
commanding role in interpreting the national wealth and
economy, stock Share markets, revenue, commercial affairs
and other trade activities. The same yogas or combinations
are applied on the charts of the nations, companies or
enterprises. Here again, Jupiter displays the most favourable
role in bringing overall prosperity, good trades, and benefit
to the community at large. This aspect has been dealt more
elaborately in the relevant chapter.
N ote:
The horoscopes of the digniteries cited over here have
been lifted from the various published material with a view
to demonstrate the efficacy of the axioms which are adduced
in support of the reffered material.
; $) J c t 'l O f t /hi V<J/
PROPI TI OUS MOMENTS
(Muhurta-Electional Astrology)
The preceding chapter has dealt with the opulent
combinations {yogas) generating wealth and riches. However,
without doing any action (karmas) one can not even draw
benefits of these auspicious yogas uninterruptedly and
persistently. Again a "well begun action is half done" is an
old saying. Similarly, commencing a work or undertaking a
job in an auspicious time or at a propitious moment is like
seeking an assurance for a success.
A ll things on the earth are produced in 'ti me',
progressed in 'time' and get destroyed at a particular time.
Therefore, the 'value' of 'Time' is immeasurable. Muhurta
Jyotisha or Electional Astrology in a practical application is
to seize of the best opportunities thrown up before you by
the "wheel of time" or Samaya Chakara. Muhuratas in common
parlance is a mandate to electing or selecting an auspicious
time or favourable moments to commence an important work
of far reaching consequences.
Horoscopic chart is imbued with the effect of the past
karmas of the native and the planetary disposition at the time
of the birth as reflected in the chart is what one has brought
with him. This what the fate is all about and one does nothing
more than technically delineates the results depicted by the
6ft Vedic astrology in money matters
heavenly objects. Muhurtas on the other hand, provide
essential directions and worthwhile clues. Adherence of
these rules would help removing, neutralising, mitigating
or arresting the evils and adverse effects denoted by the
horoscope. Since the horoscopic figure is a fixed chart, it
would reveal what has been inscribed in it. At best one can
diagnose the effects without providing any remedy to it.
While muhurta is prescriptive in nature that could prevent
the unfavourable happenings to a great extent. Muhurta in a
way suggests the right time to undertake a venture to
achieving success and accomplishment of objectives.. Infact
the muhurta fixes time for a particular event or activity when
ethereal currents released from the celestial bodies are
powerful enough as to minimise or alter the evil effects and
provide a safe passage.
A day consists of 60 ghatis as adopted right from the
ancient period. There are 30 muhurtas in a day and each of
which is comprised of 2 Ghatis. One gnhati equals 24 minutes
and hence a murulha is of 48 minutes. Muhurta literally means
a small duration of time measure. It is a suggestive of
auspicious or favourable epoch to start a particular work
such as entering a new house, starting new venture,
education, opening a shop, entering into a deal or agreement,
buying or selling things like stocks shares etc. In astrology
the starti ng moment is very important. Consistant
movements of the planets and other celestial objects, afford
a continuous process of modifications of time effect through
cosmic energies such as magnetic current, radiation or
vibrations. The effect of one energy is altered by the another's
cosmic force. To pick up a right moment for a particular event
is what Election Astrology is all about. It acts as a modifying
agency. The whole play of nature is rhythmati c and picking
up right rhythm brings about success.
Those who believe that there are auspicious and
Propitious moments 67
iii.iuspicious times, should invariable select right muhurtas
li>ensure successful and happy endings. The auspicious time
11>i ,1specific work have been determined by our great Sages
hiuI their followers. How these ancient savants had gone in
In the machination of muhurta is the intriguing thought to
ponder about. As denoted before, numerous forces of
universe cause impact over the earth and its natives and the
it'nlists are making constant endeavour to analyse the
I nfluences of celesti al currents. In this pursuit they
discovered that every natural and artificial thing has light,
heal and rays. Similarly, every planet, Asterism (nakshatra)
eii is possessed with several striking elements which exert
Influence over the living beings and matters. Body of the
living beings also emits some kind of rays akin to its nature.
11uman being holds minute electic and magnetic properties
which get affected or disturbed by the exterior magnetic
I ices etc.
The Sages and Maharishis through devoutful meditation,
i oncentrations of their sensories and immense spiritual
powers created an aura of light around them and thereby
developed a "Divya Drishti" (telepathy) having potential of
transmitting currents and through this medium, they
ascertained the movements and effects of the heavenly
bodies.
The Earth is under constant attraction of the 'cosmic
energies' comprised of magnetic and electrical currents,
tadiation and vibrations etc. The heavenly energies exert
Iremendous influence at different point of time and at
different places. By observing ascendancy and sway of these
i osmic currents over the earth for centuries together, some
kind of relationship between various happendings and
movements of planets, nakshatras etc. had been established
hv ihe astronomers and astrologers. By their findings, they
also formulated certain norms and drawn parameters
68 Vedic astrology in money matters
through which human activites are regulated in a systematic
manner. Electional astrology or muhurta is one of such
systems which is based on these observations
The Electional astrology basically has five parts or
elements which are known as "Panchanga" or Vedic almanac.
Panchangna means five "Limbs" and all these five elements
have an intimate bearing on fixing suitable or unsuitable time
for a particular event, function or action. The interplay of
these constituents regulates the muhurta system. These
accessories infact are of five types of stellar energies that we
encounter every day in the form of good, bad or not very
good feelings or happenings etc. The 'Panchanga' is
comprised of the followings :
0 Tithi (Lunar days)
ii) Vaara (Week days)
iiy Nakshatras (Lunar menions)
ivj Yogas (A Luni-solar day)
v) Karana (Half Lunar day)
In addition the rising sign (the Ascendant) particularly
is very improtant and plays a dominant role in fixing
auspicious time as it is a prime indicator of good omen. The
related positions of planets connected with an event or a
function in the electional chart have much to say for happy
endings.
1. Tithi (Lunar day):
Twelve degrees of longitudinal difference between the
Sun and the Moon constitute a tithi. The phases of the Moon
emits Lunar energy of different intensity and w'e on the earth
get greatly influenced being in the proximity. There are 30
tithis in the Lunar month. From New Moon to full Moon
which is called bright half or shukla paksha consists of 15 tithis.
Similarly, from Full Moon to New Moon which is referred
Propitious moments 69
as Dark half or Krishna Paksha also has 15 tithis.
Classification of Tithis :
Fifteen tithis both of the bright half and dark half of the
lunar month have been classified into five segments which
are normal (i) Nanda, (ii) Bhadra, (iii) fay a, (iv) Rikta and (v)
Poorna. The degree of auspiciousness and inauspiciousness
of these tithis depend upon the different phases of the Moon
as could be seen from the table appended below :
TABLE:1
Tithis
Sukla Paksha- light half Krishna Paksha-Dark half
1st triad 2nd triad 3rd triad 1st triad 2nd Iriad 3rd triad
In-auspi
cious
Medium Auspicious Auspi
cious
Medium In-auspi
cious
i) Nanda 1st 6 th 11 th 1st 6th 11th
ii) Bhadra 2nd 7th 12 th 2nd 7th 12 th
iii) Jaya 3rd 8 th 13 th 3rd 8th 13th
iv) Rikta 4th 9th 14 th 4th 9th 14th
v) Poorva 5 th 10th 15th 5 th 10th 30th
Purnima A mavasya
Full Moon New Moon
The general characteristics of these classified tithis are
discribed as under :
(i) Nanda : It gives experience of exultation and
happiness. This tithi is considered good
for auspicious work like coronation,
merry making or any other happy
occasion.
(ii) Bhadra : It is good for doing pious deeds, gives a
gentle l i fe, good for donation,
phillinthrophic or other social works etc.
70 Vedic astrology in money matters
(iii) jaya : The one which delivers success, victory,
winning litigation, competition etc.
(iv) Rikta : Emptiness - it is a malefic tithi. No
auspicious or important work should be
under taken on this tithi.
v) Poorna : Except 30th of Krishna Paksha, other tithis
are good for accomplishments.
All the Rikta thitlues are avoided for muhiirtha. The
starting one ghatika (24 minutes) of Nanda tithies and ending
one Ghakita or Poorna tithies are the junction points
(Gandanas) and should be avoided in all good elections.
2. Vaara (Weeksday)
Each week day is assigned to a particular planet whose
general effects are felt on that day. The intrinsic qualities of
the planets also become the attributesof the concerned day.
The planetary rulership of the week days are in the order as
follows : Sunday to Sun; Monday to Moon; Tuesday to Mars;
Wednesday to Mercury; Thursday to Jupiter; Friday to Venus
and Saturday to Saturn. The events, works or deeds etc.
which are considered good for the day, are stated henceforth:
(i) Sunday Sunday represents stati c power.
Coronation, starting service, meeting
the authori ties, seeking favour,
purchases, medications, buying or
wearing woollen or silk clothes, market
place
(ii) Monday To acquire, sale or purchase of pearls,
counch, antique arti cl es, silver
(extraction/ conversion), transactions of
milk, flowers, clothes, tree plantation,
renovations etc.
(iii) Tuesday To steal, to cheat, tell lies, illegal
pursuits, electricity, fireworks, fire
Propitious moments 71
arms, ki l l i ng, arsenal, surgical
operations, mining operations, gold and
coral transactions, distillary, Jewellery.
(iv) Wednesday I ntellectual pursuits, start of service,
phillonthropic works, business, mental
work, competition, art and craft,
speeches, debates etc.
(v) Thursday Religious works, Navagraha yngnn, yoga,
meditations, learniing of education,
propitiation of planets (grnha shanti),
new clothes, pilgrimages, travelling,
start of vehicles, medicines, auspicious
deeds, decorati on, ornaments and
investment in shares.
(vi) Friday Jewellery, perfumes, clothes, art and
craft, commerce and trade, learning of
instument, opening of shop, purchase,
transactions of agricultural produces,
fine art, vehicles, stock shares etc.
(vii)Saturday I ron, stone, lead, zinc, weaponary,
service, medicines, distillary, entering
a new house, laying of foundation, to
start new machine, machinery, solvant
plants to expel oils, journey, donations
etc.
It is generally said that out of all the week days,
Tuesdays and Saturday are completely malefic while Sunday
is partially malefic.
fl ora :
It is quite possible that certain acts are to be performed
but the right day is not available. In such an eventuality, the
right hora for that day could be selected. Horn connotes an
hour. Therefore, there are 24 horas in a day. In fact, the
duration of the day is reckoned from local sunrise to sunset
72 Vedic astrology in money matters
which is divided into 12 equal parts and so is the duration
of the night i.e., from sunset to sunrise. Each division is called
hora and exact duration of which varies, depending upon
the day light in a particular part of the year. Each week day
is so arranged that its hora falls after 24th horns. Horn at
sunrise is that of the ruling day. A table in a form of ready
reckoner is shown below:
HORA TABLE ; 2
Hora No. Sunday Monday Tuesday Wednesday Thursday Friday Saturday
1. Sun Mon Mar Mer Jup Ven Sat
2. Ven Sat Sun Mon Mar Mer Jup
3. Mer Jup Ven Sat Sun Mon Mar
4. Mon Mar Mer Jup Ven Sal Sun
5. Sat Sun Mon Mar Mer Jup Ven
6. Jup Ven Sat Sun Mon Mar Mer
7. Mar Mer Jup Ven Sat Sun Mon
8. Sun Mon Mar Mer Jup Ven Sal
9. Ven Sat Sun Mon Mar Mer Jup
10. Mer Jup Ven Sat Sun Mon Mar
11. Mon Mar Mer Jup V en Sat Sun
12. Sat Sun Mon Mar Mer Jup Ven
13. Tup Ven Sat Sun Mon Mar Mer
14. Mar Mer Jup Ven Sat Sun Mon
15. Sun Mon Mar Mer Jup Ven Sat
16. Ven Sat Sun Mon Mar Mer Jup
17. Mer Jup Ven Sat Sun Mon Mar
18. Mon Mar Mer Jup Ven Sal Sun
19. Sat Sun Mon Mar Mer Jup Ven
20. Jup Ven Sat Sun Mon Mar Mer
21. Mar Mer Jup Ven Sat Sun Mon
22. Sun Mon Mar Mer Jup Ven Sat
23. Ven Sal Sun Mon Mar Mer
Jup
24. Mer Jup Ven Sat Sun Mon Mar
For example if one has to invest in stock shares and it
can not wait for the right day of the week, that is, Thursday
or Friday, he can undertake the transaction during the Horas
belonging to these days even on any week days.
3. Nakshatras:
The zodiac apart from harbouring many celestial objects,
also tenants 27 nakshatras or constellation. They are also
called Lunar Mansions. The duration of a nakshatra is directly
related to the time taken by the Moon to traverse 13 degrees
Propitious moments
73
,md 20 minutes of ecliptic arc. These nakshatras are huge
1k'ctromagnetic bodies radiating energy into the space which
influences the Moon when it comes in contact with such,
radiation. Having been impelled, the Moon exercises greater
impact.
The Janma Nakshatra, "Dina Tara" is obtained by dividing
rclipicof 360 by 27 to get an arc of 13 degrees and 20 minuts
(S00 minutes) for each nakshatra. By dividing the longitude
ul the Moon by 13"-20'/ the quotient number specifies the
number of the nakshatra, those have been passed at the time
of birth. The remainder is the part traversed in the operating
mikshatra which is the Janma nakshatra. The nakshatra is not
only an important link of Panchanga but also m the entire
gamut of astrology. I f any horoscop e is drawn for a
particular time or mururta or for any event, the nakshatra in
which the Moon is placed at that time is called nakshatra of
I hat moment or muhurta. As stated before, out of the five
components of panchanga, nakshatras play dominant role in
muhurta.
Commencing from the first points of Nirayana Aries, the
name of 27 nakshatras in seriatim are described here under :
Table : 3
No. Nakshatra No. Nakshatra No. Nakshatra
1. Ashwini 10. Magha 19. Moola
9
Bharani 11. Purva Phalguni 21. Purva Ashada
3. Krittika 12. Uttar Phalguni 21. Uttar Ashada
[. Rohini 13. Hasta 22. Shravana
5. Mrigashira 14. Chitra 23. Dhanishtha
h. Aridra 15. Swati 24. Shatbisha
T
/ . Punarvasu 16. Vishakha 25. Purva Bhadra
s. Pushya 17. Anuradha 26. Uttar Bhadra
Ashlesha 18. Jyeshtha 27. Revati
74 Vedic astrology in money matters
A bhijita N akshatra:
In muhurata, A bhijita nakshatra assumes greater
importance. This Nakshatra carved its place between Uttar
Ashada and Shravana and has an arc of 4 degrees, 13 minutes
and 20 seconds [3-20 of Uttar Ashada and 4 Ghatis or 53'-20"
of Shravana]. Being placed between nakshatra No.21 and 22, ;
Abhijita is assigned number 21 -A in order to maintain the
original figure of 27.
Properties of N akshatras (A sterisms) :
The nakshatras have been classified into seven ranks to
suite different types of activities or events. There functions
and properties are as follows :
(i) Dynamic or Swift (Ksipra or Laghu Nakshatra) :
-
The nakshatras - Ashuhni, Pushy a, Hasta and Abijita and
Thursday are short and dynamic nakshatras which are
suitable for travelling, fine art, trading activities (i.e., selling
and purchasing), opening of shop, construction, education,
skilled labour, medical treatment.
(ii) Violent or Fierce (Ugra Nakshatras) :
Bharani, Magha, Purva Phalguni, Purva Ashada, Purva
Bhadra and Tuesday are aggresive in nature and are suitable
for surgical operations inventions, purhcase or sale of arms,
success over enemies, imprisoning, deceit, poisoning,
matters involving fire, arson or other destructive activities.
(iii) Mixed (M ishrit Nakshatra) :
Krittika, Vishakha and Wednesday are considered
ordinary and mixed types of nakshatras. These are usueful
for fiery kind of works, fire arms, furnaces, ignitors
(electrical), klins, boilers, welding, melting, smelters,
fabrications, preparing medicines. These Nakshatras yield
mixed results
Propitious moments
75
iv) Fixed (Dhruva N akshatras) :
Rohini, Uttara Phalguni, Uttara Ashada, Uttara Bhadra
Li nd Sunday are considered good for the works of fixed nature
like laying foundation, building of houses, sowing of seeds,
coronations? commencement of meritorious deeds, entering
a house, starting of service, expiatory rituals.
v) Gentle or Tender (Mridu or M aitra Nakshatras) :
Mrigashira, Chitra, Anuradha, Revati arid Friday are
known to belong to the class of Mridu nakshatras. Auspicious
ninhurtas (Electional time) travel, singing, music learning,
making or wearing garments, making friends, wearing
jewel lery, performance of auspicious ceremonies,
copulation.
vi) Moveable (Chara Nakshatras) :
Punarvasu, Swati, Shravana, Dhanishta, Shatbisha and
Monday are the kinds of movable nakshatras. conveyance,
starting machines, starting factory, journeys, any thing
needing motion should be undertaken under these nakshatras
which are beneficial for emphemeral things.
vii) Pungent (Teekshna Nakshatras) :
Aridra, Ashlesha, Jyeshta, Moola and Saturday are the
nakshatras fall in this category- These are good in doing
iantrika Sadhana, illegal deeds, cheating, aggression and
deadly acti vi ti es, trai ning of animals, black magic,
controlling of evil spirits, incantations, alliance with seat of
power or alike, keeping others in capativity, separation of
friends.
Pushya nakshatra is supposed to be the most auspicious
asterism amongst all the constellations. All the negative
effects or flaws of adverse combinations get neuterlised and
assuaged under the influence of this nakshatras. With its
76 Vedic astrology in money matters
benefic nature, Pushy a nakshatra is capable of destroying evil
effects of unfavourable combinations in the horoscop e.
However, this nakshatra is not favoured for marriage
purposes. But the versatility and universal application of this
nakshatra cannot be questioned, of course, leaving marraige
apart. Mrigasira is highly praised for marriages.
Apart from favourable planetary configuration, the
other essentiality for fixing an auspicious time or electing a
favourable nmhurata is the blessings of suitable nakshatra.
The selection of right nakshatra for a particular matter or
ceremony is done on the basis of characteristics and
significations of such nakshatra, the details of which have
been given in the foregoing parts. Since the beneficiary of a
good muhurta is a person, it is necessary that the factors
involved in the Muhurta cjiart should hold some kind of
compatibility with the horoscope of the native. The two such
important components are (a) Tarabala or the strength of
nakshatra and (b) Chandrabala or the Lunar strength.
(a) Tarabala (Strength of Nakshatra) :
In Muhurta Jyotish, Lunar nakshatras have been arranged
into nine groups. Each group is known as specific "Tara"
endowed with strength to show a particular effect. The
nakshatra in which the Moon is posited at the time of birth is
called ' Janma nakshatra or 'birth star'. The compatibility
between the birth nakshatra and the ruling nakshatra of the
election time is judged arithematically. Count from the birth
nakshatra to the one elected nakshatra for the Muhurta and
divide the number by 9 if divisible otherwise keep the count
unaltered. The remainder or unaltered figure, as the case may
be, remains between 1 and 9. Certain connotations have been
used for these 9 numbers which suggest the effect at each
stage. These are illustrated in a tabular form as shown :
Propitious moments 77
TABLE : 4
Remainder
*
1 2 3 4 3 6 7 8 9
1ara Janma Samp at Vipat Kshema Pratyavi Sadhak N'aidh. Maitra Atiinitr:
Indicates
-
danger
to
body
wealth
& pros
perity
dang
ers
loss
pros
perity
obst
acles
realisa
tion of
ambit
ions
dang
ers
good very
favour
able
Example :
A person is born in Purva Phalguni nakshatra and he has
elected a muhurata with the ruling nakshatra as Uttar Ashada
to lay foundation of his house. Counting from the native's
birth Nakshatra to the ruling nakshatra of the proposed
muhurata, it comes to number 11. Dividing it by 9, it leaves a
remainder of 2, which according to the above table denotes
"Sam-pat" which indicates wealth and prosperity . Therefore,
l his tarabala is very suitable. For the said native a table, in a
form of ready reckoner, is drawn for instant checking of
tarabala for any muhurata or at the time of undertaking
important work or decision.
TABLE : 5
Remainder 1 2 3 4 5 6 7 8 9
Tara Jan. Sam. Vip. Ksh. Prat. Sadh. Naidh. Mari. Ati
1st cycle P. Phal.U. Phal. Hasta Chitra Swati Vishaka Anu Jye Moola
2nd cycle 10
P. As.
11
U. As.
12
Shra
13
Dhan
14
Shat
15
P. Bh.
16
U. Bh.
17
Rev.
18
Ash.
3rd cycle 19
Bha
20
Krit
21
Roh
22
N4rig
23
Ardra
24
Pun.
25
Push.
26
Ash.
27
Magh.
If the muhurta's nakshatra falls in the 1st cycle, the evil
effects of the 3rd, the 5th and the 7th Taras (Stars) i.e. Vipat,
Pratyaka and Naidhana respectively will be total. While the
78 Vedic astrologv in money matters
evil effects of these Taras in the 2nd cycle are fifty percent
and these are confined to the 1st quarter of the 3rd, the 4th
quarter of the 5th and the 3rd quarter of the 7th Tara. If the
Nakshatra of the election muhurata falls in the 3rd cycle, the
effect are quite negligible.
The results described in Atharva Vcdiya Jyotinlia in
respect of the 9 Taras is stated below :
i) J anma Tara, 1st, 10th and 19th from J
Nakshatra :
It is stated that works undertaken during the
influences of 1st tarn remain unfulfilled and
ineffective
ii) Sampat - the 2nd Tara (2nd, 11th and 20th
from J anma Nakshatra):
This tarn bestows wealth in different forms
and from various sources.
iii) Viptat - the 3rd Tara (3rd, 12th and 2'lst
from J anma nakshatra) :
This Tara is suitabl e to undertake
unscrupulous activities or cruel deeds.
iv) Kshema - the 4th Tara (4th, 13th and 22nd
from J anma nakshatra) :
This is an auspicious position. Any Muhurata
under the influence of this Tara gives effect to
good trading activities in property, vehicles
etc. This Tara is also suitable for earning and
accretion of wealth.
v) Pratyara - the 5th Tara (5th, 14th and 23rd
from J anma nakshatra)
This Tara is considered unsuitable for
commencing an auspicious work such as
Propitious moments 79
starting a new venture, entering a new house
or business establishment. Besides, no
important work should be undertaken under
the influence of this Tarn.
vi) Sadhak - the 6th Tara (6th, 15th and 24th
from J anma nakshatra)
This tarn is taken as good and favourable to
yield success in any pursuit commenced in this
muhurata. I t turns even diffi cul t and
impossible tasks into success. This muJiurtn is
capable of preventing losses.
vii) Naidhana - the 7th Tara (7th, 16th and 25th
from J anma nakshatra)
This Tara is very inauspicious. No travelling
should be undertaken and no auspicious work
or ceremonies are performed. .During the
Moon's sajourns of these nakshatras, the native
should avoid confrontations, particularly with
the opponents and they should never be
trusted.
viii) M aitra - the 8th Tara (8th, 17th and 26th
from J anma nakshatra)
This is also a greatly favourable and promising
tara and is suitable for doing auspicious works
like marriage, partnership etc.
ix) Parama M aitra, the 9th Tara (9th, 18th and
27th from J anma nakshatra)
This is considered, one of the best tarn in the
whole gamut. Any work how much difficult
or impossible, if commenced under the
influence of this tnrn, it gets accomplished with
much ease. Even most cherished desires of the
native are fulfilled.
80 Vedic astrology in money matters
While examining the Tara Bain (nakshatra' s strength), it
is necessary lo know that the favourable Tarns are free from
any affliction or vedha. The auspicious ceremonies are
forbidden when the concerned Tara is under malefic
influences. Similarly, the unfavourable Taras under
afflictions show less harmful results or even good effects to
some extents. The Moon endowed with shnkls paksha (bright
half) should be given more weightage than the Moon of
krishna paksha (dark half).
b) Chandra Bala (Lunar Strength) :
In vedic astrology, the Moon has assumed greater
importance practically, in every field but in Electional
A strology (muhurta), the Moon and its position in the
Muhurta chart is much more evident. The efforts should be
made to avoid placement of .the Moon in the 6th, the 8th and
the 12th position from the Jnnma Rasi in the elcctional chart.
If we further take on to the illustration cited in respect
of tara bala, (Table :5) we find the Purva Phalguni being the
ruling nakshatra at the time of the birth means that the Moon
is in the sign Leo, while the nakshatra of muhurta is Uttar
Ashada. to show that the Moon is in Sagi ttari us, if
nakshatra is in its 1st quarter. The Moon switches over to
Capricorn sign when in the remaining three quarters of the
Nakshatra (see Table :18). The Moon in Sagittarius sign falls
in the 5th position, while in sign Capricorn, the muhurta' s
Moon goes over to the 6th place in the muhurta chart which
is an inauspicious position. The suitable muhurta is on the
day when the Moon is posited only in Leo sign so far as
Chandra bala (Lunar strength) is concerned. It may be noticed
that a muhurta nakshatra though being harmoniously placed
with reference to the Janma (birth) nakshatra, it is required
to be avoided as not being compatible with Chandra bala.
Besides, certain nakshatras, which otherwise are well
disposed, have to be discarded due to their inherent evil
Propitious moments 81
qualities. Such as, Bharani nakshatra is rejected for all the
auspicious works. This particular nakshatra is religiouslsy
avoided even though it is well placcd with respect to the
birth nakshatra.
At times, it becomes exceedingly necessary to undertake
some work or ceremony which can not be postponed due to
certain unavoidable circumstances. Unfortunately, the
muhurata on that day is devoid of tara bala i.e., the day is
possibly ruled by janma, Vipata, Pratyaka or Naidhana tarns.
Under such an emergent situation , avoid 1st 7th, 3rd, 8th,
6th ghaties respectively and perform the function intended
for. By doing this, the adverse and malefic effects are
mitigated. It should however, be remembered that this kind
of recourse are resorted to, only when it is a must and can
not be delaved.
4. Y ogas :
Yoga in muhurta is confined to its meaning i.e., addition.
Mere the longitudinal degrees of the luminaries, the Sun, the
Moon are added up and then divided by 13 degrees and 20
minutes. Each such segment is called Yoga which are 27 in
numbers. There names have been listed below :
TA BL E:6
No. Yoga No. Yoga No. Yoga
1. Vishkumbha 10. Ganda 19. Parigha
2.
Preeti 11. Vridhi 20. Shiva
3. A vushmana 12. Dhruva 21. Siddha
4. Saubhagya 13. Vyaghata 22. Sadhya
5. Shobhana 14. Harshana 23. Subha
6. A tiganda 15. Vajra 24. Shukla
7. Sukarma 16. Siddhi 25. Brahma
8. Dhriti 17. Vyatipata 26. Indra
9. Shoola 18. Variyana 27. Vaidhriti
82 Vedic astrology in money matters
A mongst these 27 Yogas, the inauspicious yoga are as
follows:
Table : 7
Inauspicious Yogas
1.
Vishkumbha (1) 4. Ganda (10) 7. Vvatipata (17)
2. A tigandha (6) 5. Vyaghta (13) 8.
Parigha (19)
3. Shoola (9) 6. Vajra (15) 9. Vaidhriti (27)
The nature of the these malefic yogas are indicative in
the name itself, just as in case of tarn bala, there are some
portion of these yogas which is extremely bad. If that part is
avoided, the adverse effect of the yoga are reduced to a great
extent and less potent period of the yogas is allowed for
undertaking certain urgent work which could not otherwise,
be avoided. But this should be used as a matter of exception
and not as a rule. The table appended below would show
the extent of the yoga that should be avoided under any
circumstances.
TA BL E:8
Yogas
I nauspicious portion in the malefic Yogas
In terms of Ghatis In terms of hours
1. Vishkumbha First three First l H r. 12 Mins.
2. Ganda First Six First 2 Hrs. 24 Mins.
3. Vyaghata First Nine First 3 Mrs. 30 Mins.
4. Panghat First Thirty First 12 Hrs.
5. Vyatipata First Sixty First 24 Hrs.
6. A tigandha First Six First 2 Hrs. 24 Mins.
7. Shoola First Five First 2 Hrs.
8. Vajra First Three First 1 Hr. 12 Mins.
9. Vaidhriti Full Sixty Full 24 Hrs.
Propitious moments 83
One gliati is equivalent to 24 minutes. An average
period for a yoga is taken as 60 ghaties or 24 hours. But at
limes, the period gets increased or reduced. The
inauspicious portion of the Yoga should be altered
proportionally depending upon the length of the yoga.
Suppose Vajra yoga has span of 23 hrs. and 20 mins., then
instead of striking out first 1 Hour and 12 Minutes, the priod
ot expunction is worked out as follows:
(23 Hrs and 20 Mins =1400 Mins; 1hr. and 12 Min. = 72
Min;
24 Hrs =144 Mins.)
The inauspicious portion is : 72 x 1400 =70 =lhr.'lO Min.
1440
Therefore, the first 1hr. and 10 Min. of this Yoga should
be avoided.
5. Knrana (H alf Lunar day) :
Karana is an one-half of a tithi or Lunar day. In other
words, the longitudinal distance between the Sun and the
Moon should be the multiple of 6 instead of 12 as in the case
of tithi. The quotient indicates the number of knrnnas which
have passed and the remainder is the part distance of the
existing . There are eleven knranas and out of which
lour karanas are fixed one while the remaining seven are
movable karanas.
The four fixed karanas are :
i) Shakuni, (i i ) Chatuspada, (i i i ) Naga and (i v) Kintungha
The seven moveable Karanas are :
(i) Bava, (ii) Balava, (iii) Kaidava, (iv) Taitila, (v) Gara,
(vi) Vanija and (vii) Vishti.
84 Vedic astrology in money matters
The seven movable karanas come by rotation, eight times
in a Lunar month commencing with the second half of the
first Lunar day (bright half) i.e., (pratipada of the shukla
paksha). The four permanent or fixed karanas will occur in
serial order, starting from the second half of the 29th Lunar
day. That means that the first karana of the first Lunar day of
the bright half commences with the 4th fixed karana viz.,
kintungha. Amongst these eleven karnas, the Vishti which is
known as Bhadra is the most harmful and shall be avoided
in all auspicious matters. The Table of karanas within tithies
has been drawn to make it convenient for the readers to
understand the arrangement of karanas.
TABLE : 9
KARANAS WITHIN TI TH I ES
Tithi
Shukla
Paksha
Bright Half Tithi
Krishna
Paksha
Dark Half
1st Karana 2nd Karana 1st Karana 2nd
1st IV Kinstungha i) Bava 1st (16) ii) Balava iii) Kaulva
2nd ii) Balava iii) Kaulva 2nd (17) iv) Taitila vii) Gora
3rd iv) Taitila vii) Gora 3rd (18) vi) Vanija vii) Vishti
4th vi) Vanija vii) Vishti 4th (19) i) Bava ii) Belava
5 th i) Bava ii) Belava 5th (20) iii) Kaulva iv) taitila
6th iii) Kaulva iv) taitila 6th (21) v) Gora vi) Vanija
7th v) Gora vi) Vanija 7th (22) vii) Vishti i) Bava
8th vii) Vishti i) Bava 8th (23) ii) Balava iii) Kaulva
9th ii) Balava iii) Kaulva 9th (24) iv) Taitila vii) Gora
10th iv) Taitila vii) Gora 10th (25) vi) Vanija vii) Vishti
11th vi) Vanija vii) Vishti 11th (26) i) Bava ii) Belava
12th i) Bava ii) Belava 12 th (27) iii) Kaulva iv) taitila
13th iii) Kaulva iv) taitila 13th (28) v) Gora vi) Vanija
14 th v) Gora vi) Vanija 14th (29) vii) Vishti i) Shakuni
15th vii) Vishti i) Bava 15 th (30) II Chaturpada III Naga
From the above, it is noticed that the fixed - or Dhruva
(fixed) karanas appear only once in a Lunar month. But first
Propitious moments 85
ihree of the four fixed karanas are assigned to the latter half
i'I the dark 14tli Tithi and both the halves of the new Moon
(15th Tithi). The 4th fixed karana viz., Kinstunga has been
.issigned the first half of the first tithi (Lunar day ) of the
bright fortnight. The seven movable karanas have to be
repeated four times each in both the fortnights. Without
touching the domain of the four fixed karanas.
All the eleven karanas are endowed with lordship
.ippropriate to their nature. These karanas also possess certain
qualities through which auspicious and inauspicious results
ascertained during the part of the Lunar day ruled by
them.
86 Vedic astrology in money matters
Table : 10
Qualities of the Karanas
No. Name of Karanas Lord Qualities
Fixed Karanas :
1 Shakuni Kali Propitiation of
planets, start of
medicines, herbs,
spells, fruitful.
2 Chaturpada Varsha Transactions of
cattles, countries and
their political affairs,
Brahminis, Pitra
Karmas.
3 Naga Serpent Things pertain to
inmovable objects,
ordinary works,
undesirable activities,
to go on war.
4 Kinstinghana
Movable Karanas :
Vayu
(Maruti
or wind)
All the auspicious
elections, meritorious
acts, nutritive things,
auspicious
ceremonies like
marriage etc.
1 Bava Indra To do auspicious,
temporary and
permanent things
that increase one's
health and strength,
Propitious moments 87
No. Name of Karanas Lord Qualities
acts of celebrations,
festivity, fasting and
other religious
functions. To take
vow and to overcome
competitions.
2
Balava Brahamin Religious or
meritorious acts,
works related to
learning and
knowledge and things
that are beneficial
and connected with
Brahmins (preceptor).
3
Kanlava Mitra Friendship,
obsession, things
based on compassion,
selecting of life or
business partner,
partnership,
association.
4 Taitila Aryaman
(The Sun)
Things leading to
popularity, taking
shelter, home affairs,
marriages and such
like ceremonies.
5 . Gar a Bhumi
(Earth
or Land)
Cultivation of land,
sowing seeds,
ploughing,gardening,
construction of house
and other alike.
88 Vedic astrology in money matters
No. Name of Karanas Lord Qualities
Vanija
Vishti (Bhadra)
Lakshmi
(Goddess
of wealth)
Yama
matters. Mining, Tree
plantation and other
agricultural activities
trading and
association,
lasting things,
entering house,
running of shop or
enterprise, stability,
glory and fame,
residence, fulfillment
of ones desire,
support, foundation
of'a house or town
etc.
All auspicious works
are forbidden,
nothing is done in
this Karana indented
for beneficial results.
Inauspicious, cruel,
ruthless, barbarous,
brutal, ferocious,
savage, inhuman
deeds and things like
that do succeed.
Note :
Bhadra is less
effective in the
afternoon.
Propitious moments 89
liltadra :
Bhadra also prevails during the tenancy of Vishti karana
m a Lunar day. This period is considered inauspicious for
election (muhurta). In other words, Bhadra is co-terminus
with Vishti Karana. Bhadra is considered auspicious for barter
I ransactions, cooking, yagna, propitiation of Lord Shiva as it
is said that bhadra took birth from the body of Lord Shiva.
(>The Ascendant (Lagna) :
While it is always desirable to fix muhurta that is
auspicious from every point of view and compatible with
astrological rules, but certain urgent engagements and
decisions are required to be taken in an emergent situations
which are not possible to be delayed and the time available
is not astrologically propitious. There are a good number of
iloshas (evil moments) which are required to be avoided for
any auspicious work. However, the sages on one hand
framed strict rules in a great numbers, on the other hand,
they have provided many neutralising combinations which
act as antidotes.
In urgent cases, if the Ascendant (lagna) is fortified, the
evil effects or dosha are neutralised. The Ascendant is one of
the important constituents of muhurta. At an extremely
emergent situation or sudden juncture, some spot decisions
are to be taken but adequate time is not available to fix a
proper Muhurta, but if a right Ascendant (lagna) is picked
up it nullifies much of the adverse effects caused by some
weak limbs of Panchanga (Almanac) at that moment. Through
the process of Lagna Shudhi and Panchanga Shudhi
(purification), the electional time is sanctified.
Lagna Shu d hi :
The following steps are to be taken for this purpose:
i) In muhurta chart, the benefic should occupy the
Angular and Trine houses. However, vacant 7th
90 Vedic astrology in money matters
house is desirable.
ii) The placement of malefic planets in the 3rd, the 6th
and the 11th houses is considered favourable.
iii)The Ascendant should not tenant any malefic planet
and even waning Moon is undesirable.
iv)The Ascendant should be compatible with the nature
of the event. If the event, function etc., are going to
be permanent or of static nature, like starting service,
entering new house etc., fixed signs should be taken
as Ascendant. However, any activity requiring
motions or of dynamic nature, like travelling, driving
vehicle, movable signs should be adopted for the
Ascendant. The dual or common signs are the next
best choice in both the cases.
v) The strength of the A scendant, the lord of the
A scendant and the house and the house lord
signifying the event should be ensured and they
should be free from any affliction to draw the best
results.
vi)The lord of the Ascendant or the navamasa lord of the-
radical chart should preferabl y occupy the
Ascendant of the muhurta chart
Panchaga Sudhi :
There are total 21 doshas that can take place in a day.
However, the learned astrologers, reckoned 10 out of these
21 doshas as most important which are having potency in
causing harm to the native or to the event and are to be
avoided. For details, any Panchanga can be consulted as for
space cons taints, these are not being described here.
Panchanga (Almanac) as already said is comprised of i)
Tithi, ii) Vara, iii) Nakshatra, iv) Yoga and v) Karana. To
Propitious moments 91
i ommence any event, all these five limbs or elements must
In' free from affliction and remain auspicious during the
event. The unfavourable part of the Panchanga for a
propitious moments are to be avoided. Although status of
each limb has been dealt with in much detail in the foregoing,
l lie same is being described in a condensed form over here :
Tithi
ii) Vara
iii) Nakshatra -
iv) Yoga
v) Karana
The 4th, the 6th, the 8th, the 12th, the 14th,
full Moon and new Moon tithies should be
avoided.
Thursday and Friday are good. Tuesday is
possibly avoided. Other days are tolerable.
Bharani and Krittika nakshatras should be
avoided as these nakshatras represent Yama
(God of death) and Agni (God of fire)
respectively.
The 6th yoga (A tiganda) the 9th yoga
(Shoola), the 10th yoga (Ganda), the 17th
yoga ( V yatipata) and the 27th yoga
(Vyadhurti) have deleterious effects upon
events if commenced under the influence
of these yogas.
Karana must be appropriate for an election.
Vishti (Bhadra) karana is unsuitable for
doing any good work.
As stated earlier, a right moment of these essential
element of the muhurta shall be selected and efforts should
always be focussed on the fortification of the Ascendant
(lagna) and sanctification of limbs to ward off any evil effects,
t herefore, Panchanga and lagna shudhies will ensure a good
Lunar day, a favourable weekday, an auspicious nakshatra,
.i suitable yoga, a beneficial karana and a fortified Ascendant
(o yield the desired results.
92 Vedic astrology in money matters
As we are born to venerable cultural tradition, it is
enjoined upon us to observe the rules and principles.
Otherwise, we would be going against our own nature and
heritage. It is quite possible that even selecting a good
muhurta, the work intended for, may not be accomplished
and one may say why to get into all this and what value can
be attached to a good Muhurta. There is an old saying that if
you fail inspite of your best efforts, you are not to be blamed.
Further, it is better to fail by following the advice of
accomplished persons rather than succeed by the advice of
ignoble people. We know that people die even after taking
medicine but they don't stop visiting doctors. By picking up
right Muhurta one gets at least psychological satisfaction and
mental peace which are the great assets for a man in this
troubled world. By consulting Almanac in the morning, one
could secure prosperity, health, contentment and success in
one's efforts.
Specific M uhurtas :
Our great seers of yore have fixed set of efficacious
muhurats to do certain act or perform various functions. The
muhurtas which have been enunciated and tested by the sages
and drawn for specific purposes are sound in principles.
Although host of muhurtas have been laid down practically
every conceivable event in ones life, it is difficult to spell
out all of them over here. Since the purpose of this book is to
understand this ancient science from commercial angle, we
would deal with such muhurtas which have bearing on
professional and business activities and also means of
livelihood. These are related to buying and selling, starting
new business, investments, finances,litigation, speculatory
activities etc.
1. Starting big business :
Wednesday, Friday, Thursday are good week days and
Propitious moments
amongst these Thursday is the best. The tithies 2nd, 3rd, 5th,
ill and 10th are favourable and the auspicious Nakshntnras
are Pushya, Hasta, Chitra, Utter Phalguni,Utter Ashndn and
I Itter Bhadra. Since any business or venture has to flourish
with its stability, it is important that muhurata should have
lixed rising sign, preferably Leo sign. Even dual sign are
passable. The Ascendant shall be favourably placed in the
muhurata Chart. Mercury in conjunction or under aspect of
I tipiter is highly auspicious for the electional time. Tuesday
should be completely rejected
2. Buy out business or Company :
Amongst the weekdays, Thursday is the best while
Saturday is passable. All Poorna tithies 5th, 10th and 15th are
favourable and out of this, the 10th (Dashmi) is the best. Rikta
tithies are to 'be completely rejected. Similarly, avoid
Tuesday under any circumstances. The auspicious nakshatras
are mainly amongst the dynamic nakshatras viz., Hasta,
Pushya and Abhijita. Pushya being the best. Since the purpose
of business is to earn profits, the 2nd house and its lord and
Mercury should be unafflicted and dignified. An Ascendant
of fixed sign duly fortified is essential. However, dual sign
will also do under emergent conditions. The placement of
Ihe lord of the Ascendant in the 2nd or the 11th is propitious.
3. Opening an establishment:
The week days like Monday, Wednesday, Thursday and
Friday are favourable. The 2nd, 3rd, 5th, 7th, 10th, 12th and
13th are auspicious tithies. Avoid Rikta tithies (4th, 9th and
14th) under any circumstances and rest of the tithies are
passable. The favourable nakshatras are the fixed group of
nakshatras viz., Rohini, U-ttara Phalguni, Utter Ashndn, Utter
Bhadra. The dynamic group consisting of Ashwini, Pushya,
I lasta and Abhijita are also good. While gentle and Friendly
94 Vedic astrology in money matters
nakshatras like Mrighashira, Chitra, Anuradha and Revati are
passable. Eschew Tuesday by all means. Just as in other cases,
the Ascendant should be strong and fortified. However,
avoid Aquarius being the rising sign. No malefic planets
should be in the 8th and the 12th houses of the muhurta chart
and placement of Venus and the Moon in the Ascendant is
propitious.
4. Selling activities :
All auspicious days like Monday, Wednesday, Thursday
and Friday .are good for this purposes. Since selling is an
aggressive activities, the nakshatras of this group namely,
Bharani, Poorva Phalguni, Poorva Ashada and Poorva Bhadra are
suitable. Besides, Krittika and Vishakha of mixed group are
passable. All Rikta tithies i.e. 4th, 9th and 14th are to be
avoided. The muhurata chart should not have Aquarius as
its rising sign. Auspicious planets preferably be posited in
Angles and Trine houses while malefic planet are welcome
in the 3rd, the 6th and the 11th houses.
5. Purchasing activities :
Monday, Wednesday, Thursday and Friday amongst the
weekdays are quite suitable and Ashwini, Chitra, Swati,
Shravana, Dhanishta, Shatbisha and Revati are the better suited
nakshatras. All auspicious tithies other than Rikta tithies (5th,
9th &14th) are favourable. (The items of the daily use such
as groceries, cereals etc., are not included in this
combination)
Note : The favourable muhuratas for purchases may not be
auspicious for selling the things. But the fact is that an item
sold by one person has to he bought by another person.
Nevertheless, owing to the necessity, by ignoring one
muhurtha, the other muhurta could be considered. But for
buying or selling some big items, a proper muhurta should
be fixed.
Propitious moments 95
(). Routine Shopping :
Exccpt Tuesday all other weekdays are suitable. All
friendly nakshatras viz., Mrigashira, Chitra, Anuradha and
Revati, all fixed Nakshatras i.e., Rohini, Utter Phalguni, Utter
Ashadha, Utter Bhadra and all dynamic nakshatras such as
Ashwini, Pushya, Hasta and Abhijita are favourable nakshatras.
Rikta Tithies (4th,9th and 14th) are to be avoided.A ll
Ascendants other than Aquarius and possibly keeping the
Moon and Venus in the Ascendant, the 8th and the 12th
houses free from the occupation of malefic planets and
benefic planets in the 2nd, the 10th and the 11th houses are
considered propitious for the general commercial activities.
But if any specific big item is to be transacted, the specific
weekday, nakshatra, tithi etc. ruled by that particular item
should be the over riding factor.
7. Financing Business :
The Movable nakshatras Swati, Shravana, and Dhanista
also dynamic Nakshatras such as Ashwini, Pushya, Hasta and
Abhijita are suitable for this purpose but with the exception
of nakshatras Punarvasu and Satbhisha of these groups. Also
specifically avoid nakshatras : Krittika, Magha, Utter Phalguni
and one's birth nakshatra. Tuesday and Friday are
inauspicious. Never lend money on new Moon days if that
happens to be Saturday and besides, the Moon's position in
Scorpio sign is also unfavourable. The Ascendant of movable
signs-Aries, Cancer, Libra and Capricorn are propitious. The
lords of the A scendant and the 7th house should be
harmoniously disposed with the 5th, the 8th and 9th houses
remaining vacant. This proposition is good for depositing
money in the banks, fixed deposits and other allied matters.
Avoid Wednesday and inauspicious day for giving loans.
However, money can be deposited on Wednesday.
96 Vedic astrology in money matters
8. Sourcing funds :
Swnti, Shravana, Shatbisha of the group of movable
nakshatras and Ashwani and Pushya of dynamic Nakshatras
are suitable for this purpose. If the nakshatra of the day of
taking money falls at a 2nd place to the birth nakshatra of the
lender, avoid taking loan on that day. Do not borrow money
when Krittika, Moola, Punarvasu, Dhanishta or the birth
Nakshatra is ruling. Moon's conjunction with Mars or Saturn
should be avoided as otherwise it would lead to quarrels
and litigation. For gainfully utilising the loan, the Moon
plays a dynamic role. If the money is borrowed to be spent
on a business, the Moon should be placed hormoneously
with the lord of the Ascendant and Mercury, the planet of
business. If such loans are meant to be utilised on personal
matters, a good aspect of the Moon over the Ascendant is
essential. The inauspicious days and Rikta tithies are to be
meticulously avoided.
Note : Tuesday, Vricihi Yoga, Samkranti days (Solar ingress)
Amrit Yoga formed by Sunday and Hasta Nakshatra are
religiously avoided for taking loans otherwise there will be
difficulty in the repayment of loans.
'/
9. Pledging or Mortgaging :
The articles which are pledged during aggressive
nakshatras like Purva Phalguni, Purva Ashada, Purvi Bhadra,
Bharani, Magha; at the time of mixed or ordinary Nakshatras,
such as Krittika and Vishakha; and ferocious (Teekshna)
nakshatras viz; Aridra, Asldesha, fyeshta anci Moola are hard to
get back or rather a rare possibility of their return. Rikta
tithies, falling on Tuesday and Friday are to be avoided. The
Moon and Jupiter should be under mutual aspect and well
disposed. Appropriate tara bala and yoga should be picked
up for this purpose.
Propitious moments 97
10.Writing new books of accounts :
Ashwani, Rohini, Chitrn, Anuradha, Pushya, Uttra-Phalguni
Ashada, Bhadra, Hasta, Shravana and Revati are the auspicious
nakshatras. Rikta tithies (4th, 9th and 14th) and New Moon
(30th) are avoided. The prosperous days are Sunday,
Monday, Wednesday, Thursday, Saturdays while movable
and dual signs as the Ascendant are favourable. The Angle
<md Trine houses should possess benefic planets and the 8th
and the 12th houses either should be vacant or without any
malefic planets.

11. I naugural run of plant and machinery :


Amongst the auspicious weekdays, Wednesday is the
best while Tuesday is workable, if the machine is electric
driven. The, prosperous nakshatras are Ashwini, Punarvasu,
Pushya, Hasta, Chitra, Anuradha, Dhanishta and Revati. The
Moon, Mars, Venus and Saturn should be well placed in the
muhurta chart. The muhurta time shall be in the hora of Saturn.
12. Filing of a Law suit and Litigation :
Wednesday, Thursday and Friday are favourable days.
Shun all the Rikta tithies. The newr Moon day is inauspicious.
The dynamic Nakshatras such as Ashwini, Hasta and Pushya;
the friendly nakshatras like Mrigashira, Chitra, Anuradha and
Reviti and Dhanishta amongst the movable nakshatra are
recommended for this purpose. Tuesday and Saturday
should be avoided. The Ascendant should be strong with
Jupiter preferably be positioned in the trine house. Amongst
the Ascendant or navamsa Ascendant should be of Aries sign
to ensure success. The 6th house should be kept vacant and
there should be no connection between the Ascendant and
the lord of the 6th house. Benefic placements in the Angle
houses are propitious, the 8th house shall also be kept vacant.
Some learned Astrologers suggest the indulgence of
98 Vedic astrology in money matters
aggressive (Kroorn) and ferocious (Teekshan) nakshatras. The
first group is of Purva Phalguni, Purva Ashada, Purva Bhadra,
Bharani, Magha and other set is of Moola, Jyeshta, Aridra and
Ashlesha nakshatras. Tuesday is also considered suitable. The
latter combination, perhaps has found favour in the criminal
suit while the former group is appropriate for the civil suits.
However, much attention on the 6th house and its lords need
to be focussed to see that they do not play any mischief.
13. Competitions and Speculatory activities (Lotteries etc.):
A right muluirat for entering into any kind of
competition is no doubt enhances the chances of success but
a lot depends on the strength and promise offered by the
birth horoscope. Infact, the election time is for the best
moment correction but it can not yield what is not destined
in the chart. The strength of the house of finance and its lord,
the right dasha (Planetary period) and other positive
influences in the horoscopic chart have great bearing in
yielding favourable results. Therefore, little credence could
be placed over the Muhurat in such events and also in the
chance-games like lotteries, gambling etc.
The nakshatras most suitable for the competition are
Ashwini, Bharani, Punanmsu, Pushya, Hasta, Chitra, Vishakha,
Purva Ashada and Revati. The 2nd,3rd,5th,6th,11th,and 13th
Tithies are favourable. Barring Tuesday and Saturday, all
other weekday are good. The Ascendant of the muhutra chart
should be of a benific planet. Since lotteries, competition are
perceived by intuition and duly supported by luck, the 5th
house (intuition) and the 9th house (luck), their lords and
the Moon (mind) shall be kept strong and well fortified. Let
the 12th house (losses) be weak and does not harbour the
lord of the 11th house (gains). Besides, Saturn be kept off
from influencing the 2nd house (wealth) and its lord.
Propitious moments
14. Buying racing horse :
Aslmnni nakshatra is the significator of the horses. Horse
racing imbibes dynamism and hence dynamic Nakshatras
such as Ashxoini, Hasta and Pushya are highly recommended.
While Punarvasu, Swati and Dhanista and Shatbisha of
movable group of Nakshatras are good, Mrigashira and Revati
of gentle and friendly group are also suitable. Amongst the
weekdays, Monday, Wednesday, Thursday and Friday are
favourable. Tuesday should be totally avoided while the
remaining weekdays posses middling quality. Muhurat chart
for putting the horse for racing, should have Sagittarius as
its rising sign and training of the horse shall commence in
ferocious (teekslina) set of nakshatras which are Aridra,
Ashlisha, jyeslita and Moola.
('7 i>v i?7 M'-;
15. Maki ng a will or bequeathment:
Nakshatra Pushya is the best while other nakshatras of
the analogous group like Aslmnni and Hasta are of middling
quality. Amongst the weekdays, Wednesday and Thursday
are auspicious but Tuesday and Friday shall be avoided. The
muharata' s Ascendant with rising sign that of either Jupiter
or Venus are favourable for the beneficiary. The malefic
planets in the 3rd and the 11th houses are recommended.
I he 8th house should be well fortified to provide a good
longevity to the person who executes the will or act as
bequeather.
16. Applying for a job or election ti cket:
A dynamic force plays an important role in the whole
gamut and hence all nakshatra in dynamic group such as
Hastha, Aslmnni Pusha and Abhijita are auspicious for this
purpose. The fixed nakshatra like Rohini and Utter Phalguni,
Utter Ashada and Utter Bhadra are good. The gentle nakshatras
namely, Mrigashera, Chitra, Anuradha and Revati possess
100 Vedic astrology in money matters
middling quality are also suitable. Tuesday should be
avoided at any cost.
The 2nd, 3rd, 5th, 7th, 10th, 11th, 13th and 15th Lunar
days (tithies) are quite favourable. The Ascendant of election
time should be very strong and Ascendant lord is highly
dignified. The Chandra bala and the Tara bala of the native
shall be well assessed. An auspicious yoga is an added
advantage.
17. Starting Service :
Here again the requirement is dynamism, permanency
and gentleness for smooth sailing. Therefore, the Nakshatras
signifying these traits are highly suitable. The dynamic kinds
are Ashwini, Pushya, Hastha and Abhijita; fixed Nakshatra are
Rohini, Utter-Phalguni, Ashada and Bhadra and gentle
Nakshatras consist of Mrigashira, Chitra, Anuradha and Revati.
The favourable weekdays are Sunday, Monday, Wednesday,
Thursday and Friday. Tuesday, by all means should be
avoided. All the auspicious lunar days are suitable but shun
all the Rikta tithies (4th, 9th and 14th). The Ascendant and
lord of the 1st house shall be strong. Benefic in the Angular
houses and preferably J upiter in the 7th house. The
placement of malefic planets in the 3rd, the 6th and the 11th
houses are good. The Sun in the 10th house is highly
rewarding.
18. Ti mi ng the interview :
The nakshatras M rigasira, Pushya, Utter Phalguni,
Anuradha, Shravana, Shatabisha are propitious. All auspicious
Lunar days are suitable except the Rikta tithies (the 4th, 9th
and 14th) which are avoided. Fixed sign as Ascendant of
election chart is recommmended. Amongst the weekdays,
Sunday, Wednesday, Thursday are good while Saturday is
tolerable.
Propitious moments 10J
19. Meeting with the authority :
To call a person holding authoritive position either in
government or private organisation is an important matter
because the outcome of such meetings have direct bearing
on the service or business. Non co-operation or holding
negative attitude by the higher seat of power causes
discouraging and demoralising effects. Picking up right
Muhurata thus assumes great importance.
All dynamic nakshatras viz., Hastha, Ashwini,Pushya and
Abhijita, all fixed nakshatras namely, Rohini, Uttara Phalguni,
Uttara Ashada and all friendly nakshatras such as Mrigashira,
Chitra, Anuradha and Revati, besides Shravana and Dhanishta
of the group of movable nakshatras are auspicious for this
purpose. The tithies like 2nd, 3rd, 5th, 7th, 10th, 11th and
13th are suitable. Amongest the weekdays, Sunday, Monday,
Wednesday, Thursday and Friday are propitiotis. The
election chart should endow with a strong Ascendant which
should preferable vargottama. A good muhurata must have
beni fi c planets located in the A ngle houses and the
placement of malafic planets in the 3rd, the 6th and 11th
houses are advantageous. An appropriate Tara bala and
Chandra bala (Lunar strength) are absolutly necessary.
20. Liquidation of debts :
I t is quite possible that after resorting to huge
borrowings for running a business or to meet any other
emergent needs, the repayments part or full could not be
arranged on the due dates. Under these circumtances, if right
Muhurata is picked up to pay even a small amount, the
embarassing situation could be avoided.
All the dynamic and friendly nakshatras recommended
as in the previous case hold good for this muhurata as well.
However, the appropriate and powerful Muhurata is Maitra
102 Vedic astrology in money matters
muhurata under which the Moon is placed in Ascendant
during Aslmnni or Anuradha nakshatras, if even small fraction
of the dues are returned once, the debtor is able to discharge
the entire liability irrespect of heavy borrowings.
On Tuesday, Saturday or Sunday identical with the 9th,
14th and 4th tithies (Rikt tithies) respectively, if even a small
amount is paid back, the borrower will be free from entire
debts in a short time. This election time is auspicious to attain
conquest over enemies. I t may be noted that all the
constituents of this election are of malefic nature and yet
they are auspicious for these matters.
At the same time, it is necessary to avoid Vishti karna
ruling on Sunday, Tuesday or Saturday and comencing on
the 4th, 9th and 14th tilhies. This is a very unfortune time to
start liquidating debts. Under these circumtances, the
repayments are never completed. Again with Rahu placed
in the rising sign coinciding with Vyatipaata yoga on the day
of eclipse is very inauspicious time for lending or
borrowings.
As a general rule repayment of debts should be made
under favourable nakshatras with malefics positioned in the
8th house from the Ascendent of the election time.
21. Opening Ceremony :
The favourable nakshatras are Rohini, Utter Phalguni,
Uttar Ashada and Uttar Bhadra of the Fixed group; Mrigashira,
Anuradha, Szoati and Revati of friendly group and Hasta and
Pushya of dynamic group. The other nakshatras should be
rejected. Amongst the weekdays, Mondays, Wednesday,
Thursday and Friday are auspicious. Saturday is of middling
quality but should be avoided. The best tithies are 1st of dark
fortnight (krishna paksha) 2nd, 3rd, 5th, 7th, 10th, 11th and
13th Tithies of the bright half.
Propitious moments 103
The rising sign for the ceremony should be fixed one.
Common sign is ordinary and movable sign is to be avoided.
However, a movable sign is good provided rising navanisa
of the sign be Taurus sign which is considered another
felicitious time to perform such function. The 8th house from
the Ascendant should be kept vacant. As usual, benefics are
placed in Angular houses. The Moon should be strong and
unafflicted and the Ascenciant is preferably ruled by Jupiter
or Venus.
22. Settlement of disputes or compromise :
In business or daily life, there have always been some
occasions when some kind of disputes do take place. The
efforts are made to arrive at amicable settlements. Any such
settlements or compromises arrived at on a good election
time are always satisfying and lasting. Therefore, selecting
an appropriate auspicious muhurta is very important.
The best nakshatras are Pushya, Anuradha and Purva
Phalguni. Amongst the weekdays, Monday, Thursday, Friday
and Wednesday are propitious for entering into an
agreement of compromise or settlement. The right Tithies are
8th and 12th coinciding with Taitila karana.
The compromise must be arrived at under a strong
influence of Jupiter. Benefics should be strongly disposed.
Saturn should be in Upachaya houses or in the 12th house.
The conjunction between Rahu, Mars and Saturn in any form
should be avoided. The nakshatras M rigashira, Chitra,
Dhanishta, Aridra, Swati, Shatbisha and Uttara Bhadra should
also be avoided.
Essential Yogas (combi nati ons):
There are certain yogas of special nature which are
formed with the combinations of various limbs (components)
of Panchanga and could be applied with great advantage to
104 Vedic astrology in money matters
important muhuratas. If a good week day duly imbibed with
additional strength of the special yoga and also with a strong
lagna (Ascendant) of an election time is picked up, the
chances of success of any venture or event becomes far
greater. The basic conccpt behind the whole gamut is that
certain weekdays, if coincided with particular nakshatras and
lunar days (Tithi) acquire high degree of auspiciousness to
ensure triumph in the assignment. The combination shown
here under is Sidha Yoga which carries distinction of
providing such favourable result.
i) Sidha Yoga :
The following combinations produce the fortunate Yoga :
Weekdays Identical with

(i) Friday Nanda tithies (1st, 6th, 11th)
(ii) Wednesday -> Bhadra tithies (2nd, 7th,12th)
(iii) Tuesday Jaya tithies (3rd, 8th, 13th)
(iv) Saturday Rikta tithies (4th, 9th, 14th)
(v) Thursday Pooran tithies (5th, 10th, 15th)
ii) Amrita Sidha Yoga :
This yoga is formed through the combination of the
nakshatras (Constellations) and weekdays
Any work, deed, event, pursuit etc., taking place in this
auspicious yoga will be sucessful and accomplished.
The weekdays with corresponding propitious nakshatras
are as follows :
Weekdays: Sunday Monday Tuesday Wednesday

Nakshatra: Hasta Mrigashira Aslmnni Vishakha
Propitious moments 105
Weekdays : Thursday Friday Saturday

N akshatra: Pushya Revati Rohini
The above two auspicious yogas could be availed in
electing favourable time for achieving advantageous results.
These yogas coupled with strong rising sign brings success
without obstruction.
iii) Sarvartha Siclhi Yoga :
In this yoga spectrum of nakshatras have been accredited
to the weekdays to provide wider choice for electing
auspicious time for achieving desirable results. These
combinations are tabulated hereunder :
TA BL E: 11
Sri. No. Weekday Nakshatra(Constellation)
1 Sunday H asta, Moola, U. Phalguni, U.
A shada, U. Bhadra, Pushya,
Ashlesha.
2 Monday Shravana, Rohini, Mrigashire,
Pushya, Anurudha
3 Tuesday A shwini, U. Bhadra, K ri ttika,
Ashlesha
4 Wednesday Rohini, Anuradha, Hasta, Krittika,
Mrigashira
5 Thursday Revati , Anuradha-, A shwini
Punarvasu, Pushya
6 Friday Revati , A nuradha, A shwini,
Punervasu, Shravan
7 Saturday
J
Shravana, Rohini, Swati
106 Vedic astrology in money matters
Sidha Yoga and Sarvartha Sidlm Yoga which includes
Amritn Yoga as well, can be applied together to take
advantage of auspicious Tithies compatible with the
weekdays.
Like auspicious yoga described previously, there are
inauspicious combinations under which all good work
should be avoided. There are quite number of these Yogas
but on account of limitation of the space and scope of this
book, only Visha yoga in short one is taken up
iv) Visha Yoga :
Weekdays : Sunday Monday Tuesday Wednesday

Tithi : 4th 6th 7th 2nd
Weekdays : Thursday Friday Saturday

Tithi : 8th 9th 7th
These combinations constitute Visha yoga. All kinds of
auspicious works and new works must not be commenced
in Visha yoga. While comparing these constituents with that
of Sidha yoga, you will find that 2nd tithi on Wednesday is
common in both the cases. In such an event, the benefic yoga
prevails over the malafic Yoga as stated in the classical works.
v) A bhijita Muhurta :
Under the emergent conditions when it is not practically
possible to fix a right muhurata, our sages have allotted some
auspicious time in every weekday. As we know that there
are 15 muhurtas during the day light time (each of 48
minutes) and 15 for the night. The eighth muhurata during
day time is called A bhijita muhurata. It falls around the noon
time. However, the exact time depends upon the day light.
Propitious moments 107
11will be longer during the summer and shorter in winter.
This muhurata is considered to be the most propitious for
any kind of work or deed. This part of the day is treated as
pure and unafflicted and free from all the malefic effects.
CHAPTER - 5
PORTRAYAL OF HOUSES, SI GNS AND
CONSTELLATI ONS IN MUNDANE AFFAI RS
There are three types of heavenly charts, horoscope or
maps of celestial objects which are commonly used. As
already described, the first of its kind is the natal horoscope
and the second one is called horary chart, while the third
one, which is most relevant in this context is mundane map.
Mundane chart deals with Earthly material, worldly,
political and commercial activities of the nations. It is
profoundly related to the future events of the countries which
get pointedly influenced by the conjunctions of superior
planets like Saturn and Uranus, Jupiter and Uranus, Neptune
and Uranus or Saturn and Jupiter at a certain point of time.
The maps are erected at the actual time of such
confi gurati ons. By interpreti ng the effects of these
conjunctions over a particular country or segment of the
earth, the events are foretold. In the same manner, at the
time of appearance of the New Moon, a lunar map is erected
and the results are predicted for a period between one new
moon to the next new' moon.
The conjunction of Neptune with other planets is not
so potent as that of Uranus with the other planets. However,
it still is a guiding factor, mainly in commercial astrology
because it represents the interests of the capitalists, financers,
Portrayal of houses, signs and constellations 109
rulers and traders. Besides, the planetary conjunctions of the
major planets play dominant role in generating all sorts of
fluctuations and instability in the commercial, political and
other market activities. Therefore, those Astrologers who are
pursuing these facets rather keenly, observe their daily
movements and mark the time and area where they are
causing their greater influences. These conjunctions assume
more importance when it takes place in the first Dacanats
(Drekkana)of the signs of the cardinal groups such as Aries,
Cancer, Libra and Capricorn.
Infact/ when Jupiter and Uranus oppose each others or
get conjunct, it creates great commotions and needs to be
closely watched because it is likely to take an epidemic form.
Saturn and Mars conjunction or opposition brings misfortune
by way of wars, serious accidents, hailstorms etc. Further, if
conjunction of these major planets occurs in sign Taurus or
opposite to it i.e., in sign Scorpio, it is always followed by
earthquakes in the regions falling at the latitudinal degrees
of the planets involved. If such conjunction takes place in
earthly tripricity, involving sign Taurus, Virgo and Capricon,
it causes crop failures and draughts. In case of involvement
of airy signs, it foments trouble from pests, tempests. In
watery triplicity, floods etc., will be the result.
Similarly, horoscopes are erected at the time of solar
ingress in the Aries sign. This chart depicts the events for
the solar years which is counted up to the next solar return.
From this solar map, learned astrologers prognosticate the
effects of seasonal products. The map is drawn at the time
of solar ingress in Aries sign and also in other three cardinal
signs viz., Cancer, Libra and Capricorn. If the Ascendant of
the solar map happened to be in a movable sign , its results
remain effecitve for 90 days. But if the Ascendant is a fixed
sign, the period of effectiveness could be for the whole year.
If a mutable sign becomes the Ascendant, the effect will last
for six months.
110 Vedic astrology in money matters
The solar entry into the first point of Cancer sign marks
the summer for the northern hemisphere and wintery season
for the southern part of the sphere. Entry of the Sun into the
first point of Libra sign, sets in autumn for the northern
part and spring season for the southern one. The solar ingress
in sign Capricorn heralds winter season in the northern part
and summer in the southern hemispheres.
The si gni fi cati on of mundane houses :
Just as in other charts, in mundane horoscope, the 12
houses are coterminous with the twelve zodical signs: The
rules being followed in the natal charts are also observed in
the mundane maps. Although the same set of axioms and
precepts of prognostication are applied, there sphere and
range are much wider. The signification of mundane houses
in terrestri al and worldly context are detail ed out
successively.
The 1st House :
General conditions and prosperity of the country, public
health, common people, the masses, general state of area or
place for which the chart is erected.
The 2nd House :
Governs-national wealth, the exchequer, banking
concerns, stock exchanges, commercial affairs and general
trade, all money matters and revenue.
The 3rd House :
Signifies large corporations, surface tranportation
including railways, traffic, communication system, electronic
and other like post and telegraphs, satellite, telephones,
books, newspapers and other literary concerns such as
libraries, public educations, press etc. Stock and shares,
emigration.
Portrayal of houses, signs and constellations
The 4th House :
A ll matters relating to lands, exploration, mining
business, public buildings, hotels, agriculture, crops and
other farm produce, land lords; opposition party in the
government set up, earthquakes, land slides, weather
conditions.
The 5th House :
Relates to amusement places, theaters, music halls, birth
rate, children, education and educational institutions, prices
of agriculture produce, issues of securities and affairs of
stock exchanges, head of a business concern, speculations,
betti ng, morals, scandals, racing, l otteri es, public
investalents, ambassadors.
The >th House :
I t concerns with public health, sickness, sanitation,
hygiene, disease in general, armed forces, (including army,
navy and airforce), red cross, warships, labour unions, public
and civil services, national employment, medical and other
services like nursing etc., industries, labour classes, strikes
etc.
The 7th House :
It deals with foreign affairs and relations with other
powers, war and international disputes, foreign trade. It also
rules banking departments, marriage, divorces, partnerships
in business affairs, agreement, alliances etc.
The 8th House :
It governs death rates, suicides, death of national ruler,
termination or succession of a government, natural disasters,
faminine, epidemics, chemicals, oil products extracted
through exploration, values of governments bonds (to be
112 Vedic astrology in money matters
judged with the help of the 4th and 10th houses and the
strength of their lords), scientific organisations, medical
discoveries etc.
The 9th House :
This house governs legal aspects of the country i.e., law
courts, judges, etc., religions, commercial powers, scholars,
higher educational institutions, scientific inventions and
publications, insurance business, shipping and its related
matters, treaties with foreign nations, surface, air and
waterways transportations, arbitrations, public opinions.
The 10th House :
This house denotes political situations in the country
and the government, the ruler, ruling power, royalty,
eminent political figures, political life of the nations, national
trade and exports, reputation, credit and power etc., financial
relationship with other countries, aristocracy, nobility and
society, upper classes or those in power or having authority.
The 11th House :
In the western astrology the 11th house signifies the
parliament while in vedic astrology the 10th house represents
the highest seat of the government or parliament, legislation,
legislators both of centre and state, agreements with the
foreign governments and exchange amenities with them,
stock exchange, government loans, exchange bonds etc.
The 12th house :
I t concerns with secret service and treati es,
underground activities, espionage, organised crimes,
prisons, concentration camp, hospitals, asylums, orphanage
and cheritable institutions, organised labour unions and
strikes, epidemics and calamities.
Although all the houses are in a way, important, the
10th house is of greater significance in the mundane
Portrayal of houses, signs and constellations
astrology particularly in context with national activities and
public matters. Therefore, the planetary disposition in this
house is carefully assessed. The 1st, the 3rd and the 9lh
houses are termed as intellectual houses, as the 1st house
represents mind of the people, the 3rd house deals with the
communications, news papers and allied matters and the 9th
house represents the religious bent of the people. Therefore,
the public tone and tenor which play the dominant role in
the political and economic stability of the nation is judged
from these three houses. Since the Ascendants of the various
countries, spates etc., differ, because of their locations, the
impact of heavenly bodies at any point of time is distinctively
at variance or some time totally in contrast. With the change
of rising sign, the signs of the houses get modified, so are
the planetary configurations of the mundane maps, of a
particular place or country. These important alterations bring
about totally diverse results. These niceties and other micro
effects of the celestial objects get amply clear as we go by
further in the book.
KURMA CHAKRA :
India is a vast country inhabiting people of different
religions, diverse culture, assorted languages, numerous
customs and distinctive classes of society. This divergent
scenario exists not only amongst the populace but also in
other terrestrial matters and mundane business. India is also
a land of farmers. A good agricultural harvest depends upon
favourable weather conditions in the different regions of the
country. The presentiment or atleast vague expectations
about the country's activities in different fields or for that
matter, the progress of weather etc., remain the chief concern
and most sought after information by one and all.
The heuristic researchers right from the ancient times
have established the irivolvement and concern of more than
one sign to analyse subtle planetary influence over the
earthly matters in this sprawTing country with straggling
114 Vedic astrology in money matters
groups and masses. According to great seers and highly
acclaimed astrologers of the ancient era, Vahara M ihira
expounder of scripture "Birhat Samhita", India is said to be
in-the domain of the zodiacal sign of Capricorn. This is what
has also been stated by some other renowned astrologers.
These savants who have made sustained observations of
cosmic effects exerted bv the solistial bodies and deduced
j
through celestial phenomena such as solar and lunar eclipses
over in the segment of Capricorn sign with respect India,
have reaffirmed the contention of sage Varalm Mihira.
Just as astronomer Potolemy studied the related effects
of various signs with respect to different countries, Acharya
Vahara Mihira divided it into nine regions and clubbed
various regions, cities, inhabitants, villages, hamlets etc., in
these nine segments and described the entire concept under
the "Kurma chakra'' theory.
Each of the nine divisions have been assigned to three
consecutive asterisms (Nakshatras). For example, Krittika,
Rohini and Mrigashira nakshatras have been allocated the
centre of the Chakra. The remaining 24 asterisms in triad
are assigned amongst the 8 divisions formed in the 8
directions, commencing from the Eastern direction. Moving
clockwise, the next triad of asterisms respectively goes to
South-East, North-West, North and North-East divisions.
Acharya Vahara Mihira enlisted various towns, villages,
different places, regions, locations and hosts of rivers,
mountains besides hamlets and settlements of different
tribes, groups of primitives etc., of greater India as was
known at that distant point of time and grouped them and
alloted one of the nine divisions described above. This part
has been elaborately discussed in chapter xiv tiltled
"Divisions of Globe" (Kurma vibhaga) of his laudable treatise
'Brihat Samhita'. However, of these places which figured in
this scripture are with their ancient and mythological names
most of which are no longer prevalent and it is for this reason,
Portrayal of houses, signs and constellations 115
that some of them remain unidentified even today. Further,
j '
some of these places which were famous and prominent in
the older times and also well referred to in the mythological
and historical books are completely erased or lying in
ruination due to many upheavals which took place in the
foregoing centuries. Yet some towns, villages and places
have come to be known by different names which were
changed several times by the invaders, rulers and lords who
occupied them in this long passage of time, ever since Varaha
Mihira recorded them in his treatise. Besides, most of the
important historical landmarks through which these places
were associated either totally perished or gone in obscurity
and no longer remain as a mark of conspicious existence in
the present times.
However, many astronomers, historians and learned
astrologers with their hard work and sustained efforts have
attempted to trace out the old identity and tried to locate
these places and also link them with their present
nomenclatures. In their inspired spree to unearth the bygone
days of realism, they found that the names of majority of
places referred to by Vahra Mihira were, infact located near
the rivers, small revines, hills, mountains and were
accordingly became identical with by these sites. These
places also became fragmented into small kingdoms and
hamlets and wrere named after their lords, rulers or tribes.
According to Vahara Mihira' s renderings, the I ndia
which is referred as Bharatavarsha formed the central region
of the globe and other countries in regular order beginning
with those situated in the east are assigned to nine star triads
as described previously. Many of the places and/ or countries
mentioned in the l i st drawn by the savants are not
recognisable with certainity for reasons as explained above.
Now turning to what is known as Kurma chakra: In vedic
astrology by use of this chakra, several mundane events are
presaged. Kurma means "Tortoise" and its limbs are denoted
116 Vedic astrology in money matters
by nine directions. The head is taken as Eastern direction
while the tail is identical with West. Two arms and two legs
are reckoned as South East. The right centre is allocated to
North directions. The nine triads of nakshatras (constellations)
have accordingly come to be identified with the nine limbs
of tortoise as per the directions assigned to them. The
i llustration given below elucidate the concept quite
comprehensively :
KURMA CHAKRA
(6)
11*1:
Connotative A ntiquity :
There is no point in burdening the readers with the
ancient names of the countries and antique places which
would make the matter drabby and create avoidable
confusion. Besides, it will not have any practical application,
so to say. Therefore, attempt has been made to cull out the
present forms and status of important towns and regions
from the available published materials for the benefit of the
esteemed readers and devouts of this science. The modern
astrologers, scholars and researchers who are concerned with
finding out for themselve the directional representation of
these important places of India (Bharat) corresponding with
Portrayal of houses, signs and constellations
the nine triads of asterisms of Kurma Chakra, have also
identified the same as evident from their publications. These
have been tabulated as under :
TABLE -12
Sr.
No.
Direction Limbs of
Tortoise
N akshatras
(A sterisms)
Regions of I ndia
and a rounds
1. Central
(Madhya)
Novel 3. Krittika,
4. Rohini
5. Mrigashira
Old undivided Punjab
(including part of
Pakistan), Panchal
(West U.P.)
2. East
(Purva)
Head 6. Aridra
7. Pushya
8. Mrigashira
South Bihar
and other
eastern parts
3. South East
(A gneya)
Arms 9. Ashlesha
10. Magl\ a
11. P. Phalguni
Orissa region
4. South
(Dakshina)
Waist 12. U. Phalguni
13. Hasta
14. Chitra
Southern states
and Srilanka
5. South West
(N aurutya)
Leg 15. Swati
16. Vishakha
17. Anuradha
K onkana Region
6. West
(Paschima)
Tail 18. J yestha
19. Moola
20. P. Ashadha
Maharashtra
Sind (Pakistan)
7. N orth W'est
(Vayavya)
Leg 21. U. A shadha
22. Shravana
23. Dhanishta
Gujrat, Rajasthan
Ujjain (Seemanta)
8. N orth
(Uttara)
Waist
Waist
24. Shatbisha
25. P. Bhadra
26. U. Bhadra
N epal, Bhutan
K ashmir, Ladhak
9. N orth East
(Eshanya)
Arm 27. Revati
1. A swini
2. Bharani
Delhi region,
Ganga J amuna Delta,
H .P.
118 Vedic astrology in money matters
A ll ocati ons to nine di vi si ons of Kurma Chakra
according to Varaha Mihira :
As already explained previously that Vahara Mihira
apportioned the ancient format of 'Bharat Versha' which had
much wider coverage than what we see today, and allotted
each segment to nine triads of nakshatras, matching the nine
limbs of tortoise. In the olden days each region was reckoned
as "Desha", country or kingdom and not mere a town or
hamlet (group of villages). Therefore, all the places which
were conceptulised in the Kurma chakra by Varaha Mihira are
designated as ''Desha'1but in present parlance they are just a
town, state or regioii. In the table that follows, as stated
earlier, some of the important places whose existing status
could be identified are covered while redundant and
obscured areas have been dropped. The readers may not find
continuity at many places but this is what the sage has
defined and the author could not find any explanation for
the same.
Table showing places allotted to nine asteral triads by
Varaha Mihira :
Table -13
Direction
(Nakshatras) State, town, region etc.
1. Central:
(Krittika,
Rohini,
Mrigashira)
Land between H imalayas and
Vindhyachal ranges, J aipur,
Bharatpur, Alwar, Chitorgarh, Delhi
Pradesh, M eerut, Saharanpur,
Ayodhya, Kaithal, Ujhani, Mathura,
K anauj, Pathankot, Gurdaspur,
Kangra Valley, Kanswa (Kota)
, 2. Hast:
(Aridra,
Punarvasu,
Pushya)
East of Ayodhya, Hill tribes of eastern
region, Northern Bihar extended upto
Nepal, Tripura and Navakhali areas
(Bangladesh), Coastal Bengal and
Portrayal of houses, signs and constellations
Direction
(Nakshatras) State, town, region etc.
Orissa, K alinga, Puri, Lohit area
(Brahamputra) comila and khema
valley (Bangladesh), Chilka Lake
(Orissa), Guwahati, Utkala (Orissa),
V aranasi (K ashi), Bardwan and
Murshidabad districts, Bogra and
Tamluka regions of West Bengal.
3. South-East:
(Ashlesha,
Magha,
Phalguni)
Kaushal, areas encompass by Puri and
Ganja districts; Nadia, Jessore, Fridpur
of Bangladesh, Eastern Ganges delta,
Eastern Vindhyachal region,
Monghyer, Bhagalpur, Aurangabad,
Warda, A llahabad, Godhavari and
Krishna delta, Jabalpur area, Hampi,
Vijayanagar in Bellary di stri ct,
Shivpuri (M.P.).
4. South :
(U. Phalguni,
Hasta,
Chitra)
Srilanka, Kalajina, Calicut, Junagarh,
Travancore areas between Nilgiris and
K anyakumari, Palni mountains,
Ganjan to Tinnevelly, North Gujrat,
Kutch desert area, Karnataka state,
Mysore, Belgaon, Goa, Manglore area
between Mandaso, Kerala state.
5. South-West:
(Swati,
Vishkha,
Anuradha)
Region between Jhelum and Indus,
Multan (all in Pakistan), Kambhoga,
N asika, Saurashtra, J unagarh,
Kathiawad, Broach, Vasai, Konkan
(Bombay area), M aharashtra,
Kanakagiri (Mysore), Badara, area
bounded by Ajmer (North), Chambal
(East and West), Malwa (South).
120 Vedic astrology in money matters
Direction
(Nakshatras) State, town, region etc.
6. W est:
(Jyesta,
Moola,
Purva Ashada)
K hurashana, Wakhana, between
Gazni and Wakhana, Gedrosia
(Baluchistan), Janajani, Punjab (all in
Pakistan), Punjab (I ndia), Arbuda
(A bu), Ujjain, East-M alwa,
Saurastradwip (Dwarka), Sindudwip,
Jalsthala area
7. N orth-West:
(Uttara Ashada,
Shravana,
Dhanishta)
Area around Sialkot, Hydrabad Sindh
(both in Pakistan), Marwar
(M erudesha), Saraswati delta,
Jalandhar, Varta, Kulu (HP) Sutlej
valley, M undavi, land between
Kashmir and Dardistan
'8. North :
(Shatbisha,
Purva Bhadra,
Uttara Bhadra,)
Tibet Plateaue, Kabul valley, Chitral,
Nepal region between I ndus and
J helum comprising Rawalpindi,
Peshawar, Charsadha and Sialkot
(Paki stan), A rea beyond Beas
viz.J alapur, district Jhelum, Shahpur
and Gujrat, region from Ravi, Sidhu to
Texilla, Gandhara, Kabul valley to
Texilla (all in Pakistan) Ambravati,
Doaba and Malwa, H osiarpur in
Punjab, Kangra valley, Bawalpur, area
encompass by triangle Delhi-Jaipur
and Agra.
9. N orth-East:
(Revati,
Aswini,
Bharani)
Baijnath (K angra), H ills between
Jhelum and Chenab rivers including
Rajputana (Rajouri) in K ashmir,
Darastan (Gurej) north of Kashmir,
Chilas and Bunji to Kishanganj (north
Kashmir), Patan region (according to
some it lays in the Garhwal and
Kumaon region), Punch, Nawshera,
Tarai near Cooch-Bihar.
Portrayal of houses, signs and constellations 121
In the event a nakshatra (asterism) is tenanted by any
malefic planet, the direction or area denoted by such asterism
get affected and adversely influenced segment is visited by
famine, epidemic, destitution, distress or even get afronted
with war-like situations. The most startling and intriguing
part of this chakra is the operation of vedha (aspect/ influence)
which has preponderant effects according to some eminent
astrologers. A vedha causes distress, foments trouble or
incites agitations at a point opposite to the asterisms that
falls under malefic influence. This is termed as vedha of
nakshatras focussed at a place just opposite its respective
afflicted zone. The malefic effects of Saturn and Rahu are
more discernable rather pronounced than of any other
malefic planet. Whenever Saturn or Rahu transits through
any direction denoted by the bodily part of 'kurma' (tortoise)
as described in the preceding table, the corresponding region
endures great- sufferings. The sojourn of benefic planet
especially J upiter produced comfortable time in the
designated areas.
Ruling sign of different countries and towns :
As stated previously, each country, region, colony or
segment of the world, face dissimilar situation at the same
point of time and have a distinct destiny. In prolonged and
onerous pursuits of eminent scholars of astronomy and
astrology accordingly have ascribed zodiacal signs for
different countries, towns etc. These are though time tested
propositions, it still requires diligent applications as more
and more new dwelling places are coming up while some of
old ones are desolated. Consequent upon sustained efforts
by the astrologers each country has been identified with a
separate zodiacal sign. Further, while a country as a whole
is ruled by one sign, its parts are ruled by other signs. Just
as in the case of Kurma chakra, the names of many places
indicated by the ancient scholars have also undergone many
changes and are hardly identifiable with the existing places.
The relationship of the several signs in the zodiac with the
J 22 Vedic astrology in money matters
countries, chief cities and prominent places of the world as
affirmed and averred bv the numerous modern astronomers
j
and astrologers have been brought up in a tabulated form.
I ndian cities have separately been indicated for the
conveneince sake.
Signs ruling the countries and important towns :
Table - 14
Sr. Sign Countries Towns
l . Aries England, Germany
Peru, Lower Poland
Syria, Japan, Palestine
Denmark, Labenon
Burgundy.
Naples, Chicago, Florance
Burmingham,, Lienester,
Marseilles, Verona,
Utrichk, Blackburn,
Saragossa, Capus,
Brainswick.
India
Madras, Mysore, Agra,
Baroda (Vadodra)
2. Taurus Ireland, Persia, Chile,
Upper Poland, Austria
Gorgia, Cyprus
Holland, Switzerland,
Caucasus, South Russia
West Russia, Cretain.
Leipzig, St. Louis, Dublin,
Mantua, Parma, Paterma,
Rhods, Lucrene.
India
Delhi, Surat, Dawarka,
Mathura, Hastinapur.
3. Gemini USA., Wales
Belguim, Lower Egypt
West Coast of England
North Coast Of Africa
Armani a, Canada
Lower Egypt, Tripoli
Lombardy, Sadinia
Bragant, Flanders.
London, Melbourn,
Plymouth, Madrid,
Sanfransisco,
Nuremburg, Loucaine,
Versailiis, Bruges, Metz,
Wolverhampton, Cardova,
VVednessbury.
India
Jalgaon, Central Part of India.
4. Cancer China, Hollands
N.W. Africa, Scotland
Paraguay, Newzealand,
Maurituis.
Venice, Milan, Stockholm,
Geneva, New York,
Manchester, Tunis
Karachi, Algiers, Amsterdam,
Berne, Lubeck, Georgia
St. Andrews, Magdeburg,Cadiz,
Rochdals.
Portrayal of houses, signs and constellations 123
India
Calcutta, Hyderabad.
5. Leo France, Italy, Sicily
Romania, Bohemia
Alps, Chaldea.
Rome, Bristal, Damascus, N..E.
Pragua, Philadelphia, Chicago,
Lameashine, Ravenna, Taunton,
Portmouth, Bath.
India
Bombay, Kashmir State.
6. Virgo Turkey, Switzerland
West Indies, Ireland
Greece, Lavadia, Brazil
Iraq, Mesopotamia,
Coratia, Khurdistan
California, Virginia.
Los Angeles, Boston, Paris
Jeruslam, Babylonia, Silesia,
Barlin, Bagdad, Strasburg,
Lyons, Maidstone, Bury,
Toulouse, Brindisi, Heidelberg.
India
Poona (Pune), Baroda(Vadodra)
7. Libra Argentania, Japan, Austria
Northern China
Vietnam, Livonia
Upper Egypt, Mangolia
Burma (Myanmar)
Manchuria, Savoy
Messachusets, Vicinity.
Vienna, Lahasa, Antwarp,
Johannasburg, Grpogetown,
Copenhagen, Franfurt, Lisbon,
Nottingham, Middleton,
Leeds, Charterton.
India
Gujrat State, NE and NW part
of India.
8.
i
Scorpio West Sweden, Moraco
Brazil, Norway
North Syria, Queen'sland,
Catalonia, Jutland,
Barbary, Transvaal.
Liverpool, Washington, Dover,
New Foundland, Munich
Baltimore, Hellifax, New Castle,
St. Johan's, Stockport
Cincinneti, Fez, Valental.
India
Delhi, Surat, Orissa, Assam,
Bombay (Mmbai), Puri.
9. Sagittarius Spain, Saudi Arabia
Australia, Hungry
Slovania, Madegascar
Cylone (Srilanka), Italy,
Naples,Flumitorre (France)
Istaria, Moravia, Tuscan.
Peking, Budhapest, Shefield,
Toronto, Stuttgart, Bradford
Cologne, Narbourne, Belgium
Nottingham, West
Bromwich, Toledo, Avignon.
India
Kathiavad, Maharadia,
Kolhapur, Calcutta.
124 Vedic astrology in money matters
10. Capricorn
11. Aquarius
12. Pisces
India, Afganistan
South Africa, Bulgaria
Albania, Yugoslavakia
Greece, Bosnia,
Lithuania, Afganistan,
Orkney Island, Maxico,
Illysia.
Parsia, Middle East,
Russia, Sweden,
Abysinia, Finland,
Lithuania, Pt. Poland,
Circassia.
Portugal, Sahara Desert,
Egypt, Malta
Nubia,Spain.
Tokyo, Oxford, Moscow,
Brussels, Portland, Keighley,
Tortons, Brandeburg, Port Said,
Contanz.
India
Allahabad, Bengal State.
Sydney, Hamburg, Brington,
Salisburry
Trent, Satzburg, Bremen.
India
Alexandexia, l.anchester,
Normandy, South Port,
Christchurch, Preston,
Regensburg, Bournemouth,
Cojves, Kingslymi, Gruriby,
Seville.
India
Panipat, Varanasi, Punjab State
The conformity of the countries with zodical signs have
been culled out from various books of emminent exponents
on the subject. However, they have expressed divergent
views over these classifications. Therefore, it is only through
sustained practice and experience gained on the subject, the
compatibility between the signs and countries, towns, areas
etc., and also other mundane and worldly events could be
firmed up. Basically, the territorial events those are taking
place at a particular point of time when different planets
sojourn over the various signs and influence that part of the
earth, indicate innate relationship between the sign and that
segment. These findings have to undergo severe tests before
according accredition to such classifications. Besides,
veracity of listed countries with corresponding signs could
also be affirmed through re-evaluation and necessary
corrections are instituted, to produce the time tested list for
Portrayal of houses, signs and constellations 125
its effective application by the future aspirants.
Relevance of Decanate (Drekkana) :
For achieving subtle results, each sign is divided into
three equal parts. This is called 'Decanate' with each part
consisting of 10 of arc to provide different shades of
influence to the sign and to ascertain micro effects.
The twelve zodical signs are associated with what is
called four triplicities or elements or state of matter. They
are classified as (i) Fire, (ii) Earth, (iii) Air and (iv) Water.
This distinction, it seems has been adopted from the very
ancient times and naming them after the states of matter with
which they were familar with, such as, condition of burning
or flame (fire) and liquids (water). The word "element" as
applied to the four states of matter need not be confused,
with the connotation applied by the scientists. Its use by the
astrologers or occultists is long antedated that by the modem
man of science. The four elements represented by the zodical
signs are referred to as "triplicities" because there are three
groups or triads of each.
The first ten degrees of sign Aries is ruled by Aries
which conforms to fiery element and is imbued with power
to influence the countries which are the dominion of Aries
sign. The second arc of ten degrees of Aries sign is ruled by
Leo sign. When any planet transit this segment of Aries sign,
it affects the countries which are in the fold of Leo sign.
Similarly, a planet when passes over the 3rd decanate of sign
Aries it will have the dominion over Sagittarius sign and
the countries or towns or places ruled by this sign are greatly
infulenced during the transit of planets through the last ten
degrees of Aries sign. In the same way, the effect of the three
decanates of other signs over the countries, cities, segments
or sectors of the earth coming under their hold could be
illustrated. The classification of other signs in terms of
decanates is shown in the table appended below :
126 Vedic astrology in money matters
TABLE - 15
Sri. No. Sign 1st Decanate
0- 10
2nd Decanate
10- 20
3rd Decanate
20- 30
Element
1.
T
A ries Leo Sagittarius Fiery
2. Taurus Virgo Capricorn Earthy
3. Gemini Libra A quarius Airy-
4. S3 Cancer Scorpio Pisces Watery
5. Leo Sagittarius Aries Fiery
6.
.
Virgo Capricorn Taurus Earthy
7.

Libra A quarius Gemini Airy


8.
m.
Scorpio Pisces Cancer Watery
9. X* Sagittarius Aries Leo Fiery
10.

Capricorn urus Virgo Earthy


11.
CCCi
A quarius Gemini Libra Airy
12. X Pisces Cancer Scorpio Watery
I t is quite evident from the preceding table that while a
planet inhabits a sign and remains there till it spans through
the full arc of thirty degrees but during this period different
areas get affected which may not be represented by the sign
tenanted by the planet in transit. This distinction is more
relevent to prognosticate the results of major planets or more
so is case of trans-Saturnian Planets w'ho have much longer
period of stay. If pertinence of concept is questionable which
should not be the case, inasmuch as the longer sojourns of
slow moving malefic planets over a particular country or
territory would otherwise play havoc for a longer period.
This is generally do not happen for, either subjected country
get saved by receiving benfic effects of auspicious planets
during this period or malevolence of a spiteful planet is
frittered away due to switching over to its influence to the
next decanate, thereby, easing out its adverse effects. But in
the process, it engulfs other countries or places represented
by the sign of next decanate. However, the effects of the
matter (element) will remain identical because all the three
decanates of the signs fall in the ambit of the same group of
signs.
Portrayal of houses, signs and constellations 127
Example :
On 1st April 1996, the major planets Uranus, Neptune,
Saturn and Jupiter were having sojourn over different signs
and varied decanates and there results could be interpretted
as per the foregoing scheme of things.
As per Niryana System :
i) Uranus is at 10 degrees (pass) of sign Capricorn. It
has just switched over to 2nd decanate. Hence
countries ruled by sign Taurus will be affected and
not those under the influence of sign Capricorn.
ii) Neptune is at 3 degrees (pass) also in sign Capricon.
Although it is in the same sign as of planet Uranus,
it falls in the 1st decanate and hence, it will cause
its affect on the countries ruled by Capricon sign
itself but the countries represented by the other two
earthy signs viz., Taurus and Virgo will not get
influenced by this transit.
iii) Saturn is at 5 degrees in sign Pisces and falls in the
1st decanate of the said sign. The countries ruled
by Pisces itself will experience the results of the
Saturnine transit in a great severity and not the
countries governed by the other signs of watery
triplicity.
iv) Jupiter is at 22 degrees in sign Sagittarius and in
the segment of 3rd decanate. Therefore, the
countries ruled by sign Leo of fiery element will
get influenced by Jupiter's sojourn and the countries
coming in the ambit of the other fiery sign will not
draw the benefit from the transit though in the same
sign of this auspicious planet.
128 Vedic astrology in money matters
As per Sayana or Tropical system
According to this system which is prevalent in the
western countries, the longitudinal position as on 1st April
1996 of the outer planets in respect of zodiacal signs would
be as follows.
i) Uranus is placed at 4 degrees of Aquarius sign in
the domain of 1st decanate. Therefore, the countries
represented by Aquarius itself will get affected
during the sojourn of Uranus and not the countries
signified by the other two Airy signs.
ii) Neptune is posited at 27 degrees which is in the
3rd decanate of sign Capricorn. As such the
countries which fall in the ambit of Virgo sign will
face the affect of this planet and the countries
denoted by the remaining two signs of Earthy
triplicity will escape its affect.
iii) Saturn is situated at 29 degree of sign Pisces which
is in the 3rd decanate represented by sign Scorpio.
Therefore, countries signified by the sign will have
the impact of Saturn while the other signs of this
watery triad viz., Pisces and Cancer will not face
its affect.
iv) Jupiter is at 16 degree of sign Capricorn which falls
in the 2nd decanate. Therefore, the countries
symbolised by Taurus sign will get influenced by
this sign and Jupiter's transit effects will not be felt
in the countries signified by the other two earthy
signs namely, first Capricorn in which this planet
is actually passing through and second being the
Virgo sign.
The preceding exemplification would necessarily reveal
that while considering countries, places, segments or areas
Portrayal of houses, signs and constellations 129
of western hamisphere, the planetary movements of Sayana
system should be adopted but countries etc., falling in the
eastern hemisphere shall be governed by Niryana pattern.
This would help delineating correct results and avoid
controversies in these two systems.
The sign having its jurisidiction over a particular city,
town or country is usually fixed by noting down the specific
time of important ocurrences of events like country getting
independence and asuming entity of its own. The fate of a
country is also linked with the time of swearing in ceremony
of a new government or head of the state. Besides, at the
time of laying foundtion, opening of important building or
public ceremonies or any other event affecting the public or
community as a whole, one specific zodiacal sign is found
to be rising more frequently than others. This particular
zodiacal sign is considered as a ruling sign of the concerned
town or country.
Commodities and their ruling signs :
Table - 16
Sr. Sign Commidities
1. Aries
Rice, linseed, black pepper, ginger,
masoor(pulses), gum, wheat, wool,
bl ankets, machinary, iron, steel,
ignitable substances, coal, medicinal
planets, stocks/ shares.
2. Taurus Sugar, Jagree, Rice, Wheat, Clothes,
Cotton, Jute, Textiles, Buffaloes, Stock
exchanges, moveable effects and
money matters etc.
3. Gemini Ghee, edible oils, Maize Paddy, Jute,
J owar, Bajra, Cotton, Paper and
Publication, Railways, Vehicle
130 Vedic astrology in money matters
Sr. Sign Commidities
4. Cancer Tea, Grass, Coconut, Plaintain,
Onions, Milk, Cardemum, Grapes,
Silver, Landed property.
5. Leo Rice, Gram, Gur, J ui ces, Gold,
Currency, Leather, Skins
6. Virgo Corn, groundnuts, beans, Moong,
Toor (pulses), Peanuts, Y ellow-
mustard, Grains, Foodstuff in general.
7. Libra Wheat, Rice, Arhar, Mustard (seeds),
Caster (seeds), Cotton, silk
8. Scorpio Sugarcane, Sugar, Gur (raw sugar), Oil
seeds, Fats, Betel nuts, Leather, Wool,
Lac, Chemicals, Iron, Bronze
9. Sagittarius Sesame, Salt, Sweet Potatoes, Potatoes
and vegetables grown under ground,
Turmaric, clothes, Arms, Tin, Zinc,
Animals like Horse and Elephants,
Shares, I nsurance, foreign bonds,
Marine Traffic
10. Capricorn Trees, Oil seeds, Sugarcane, Black
articles, comprised of copper, Iron,
Lead, Coal, Rubber, Iron Shares
11. Aquarius Fruits, Flowers, Oil stores, opium,
A rtificial silk, J ewels, Electricity,
Electrical goods, Electric shares
12. Pisces Fishes and other Marine products,
Edible oils, Breweries, Perfumery,
Diamond, Pearls, Medicines etc.
The planet transiting different segments of decanate of
a sign would transmit distinct and at times incongruous
Portrayal of houses, signs and constellations 131
results due to dissimilar influence exhibited by the other
signs though of the same element (Tattawa) as descriptively
covered hereinbefore. It is for this kind of variations, a planet
exerts altogether opposite effect while passing through the
same sign. Tables showing the results of the planets during
the transit over the signs in the four groups of elements viz.,
fiery, earthy, airy and watery are placed hereafter which are
of quite exhaustive nature.
Rise and fall of prices of various commodities
while planets transit over the signs of different
elements (Tattwas)
Table -17
i) Aries - Fiery sign :
Planet Effect on the commodities
transiting
the sign
Rise in price Fall in price
Sun Cotton, Oils, Edible Oils
Bullions, Sugar, Jagree (raw sugar)
Mars Oil seeds, caster-seeds, Jute
Wool, Silver, Moong
Bengal and other types of
grams, Currency rates
Mercury Pearls, Gold, Jewellery Cotton, Sugar, Oil, Silver
Jupiter Cotton prices very reactionary Gold, Silver, Copper,
C oral s, Bronze, I ron,
Jute, Wheat, Rice, Black
pepper, Cloth remain
bearish for the first four
months of transit.
Venus Cotton Silver and grains during
second half of decanate
Linseed, wool, Black
Pepper
Saturn Bullions, Pearls, Diamonds,
Copper, Metals, Wheat, Oils,
Sugar, Edible Oils
Rahu All kind of grains when conjoined
with malefic planets
All kinds of grains if
accompanied by benefic
planets
132 Vedic astrology in money matters
ii) Leo-Fiery si gn:
Sun Silver, Pearls, Cotton, Sugar, Oils,
Edible oils, Cement Shares.
All types of grains.
Mars Gold, Silver, Copper, Cotton,
Red coloured articles, Linseed
Wheat and Black Pepper.
Mercury Bullions, Textile Yarn, Cotton
(During first fifteen days), Acids,
Spirits.
Cotton shares, Sugar,
Jagree, Camphor,
general Share market.
Jupiter Maize, Rice, Wheat, Edible Oils,
Coconuts, Gram, Grains, Copper
Brass and Corals.
Venus Groundnut, Castorseeds, Chillies,
Oils, Sugar, Black Pepper, Wheat
Saphron, Copper.
Cotton, silver (first fall
then rise to level).
Saturn
Rahu
Cotton (Particularly bearish from7
and 14 degrees) Sugar, Oils, Milk
other liquid products, Butter,
Brass Bronze.
Chillies and Black Pepper
(Rise after first six months) Salt,
Sugar, Jagrce, Grain.
iii) Sagittaruis-Fiery sign :
bun . Lotten, textile Yarn, besame oil,
Silver.
Mars Coal, Fuel oils, Cotten, Cotton
seeds, Silver, Medical roots and
plants and herbs.
Mercury Black coloured articles,
Black Pepper.
Cotton, Textile Yarn,
Sugar, Grains.
Jupiter Jute, Cloth, Pulses, Rise, Grains,
Wheat, Suger, Oils, Betel nuts,
Wines, Gold, Silver, Iron, Bronze,
Tin, Lead, Carals.
Venus Grains, Share market. Cotton, Silver.
Saturn Gingar, Grosary material, Wheat,
Rice, Grains, Copper, Bronze-
after six months of transit.
Grains, Oils seeds,
Metals, Sugar, Stock
Shares will fall in the
first six months of transit
Portrayal of houses, signs and constellations 133
Rahu Cotton, Textile material, Cotton
Yarn.
i) Taurus - Earthy Sign :
Sun Textile, Cotton Yarn, Jute, Grain,
Gold, Arms.
Cotton, Silver.
Mars Textile, Colton, Jute, Grains,
Saffron, Sugar rise in first 10
degrees of transit and then would
fall gradually.
Mercury Bullions. Cotton (first 15 degrees,
Linseeds, Groundnuts,
Castorseed, Cotton seeds
first 10 degrees than rise)
Jupiter Cotton, Grains (after 10 degrees)
Oils, Milk, Wheat, Rice.
Grains (first 10 degrees),
Shares.
Venus Silver, Grains. Shares (A fter 15
Degrees), Cotton.
Saturn Bullions, Brass, Grains, Sugar
(steady rise upto 11 months than
steep rise), oils seeds.
Rahu Grains (if Rahu and Mars
are under mutual
aspects), Sugar, Scented
A rticles, Cotton,
Chillies, Black Pepper,
Bronze.
ii) Virgo - Earthy Sign :
Sun Coconut, Oils, Sesame Oil,
Cotton, Edible Oils.
gilver.
Mars Silk Cloth, Red coloured articles,
Cotton, Silver, Gold, Copper,
Saffron, Tobacco, Linseeds.
Black Pepper.
Mercury Sugar, Gur (raw sugar), Barley,
Wheat, Grams, Gold.
Silver, Cotton.
Jupiter Wheat, Rice, Grains, Pulses, Oils. C otton, Wool, Silver,
Metal.
Venus Rice, Grams, Linseed, Gold, Tin,
Stock share.
Silver, Cotton, Jute,
Chillies, Black Pepper.
Saturn Cotton, Grains, Seeds oil will rise Bullions, Pearls, Metals,
134 Vedic astrology in money matters
steeply. Saffron, Honey,
domesticated Animals.
Rahu Grocery Articles, Cotton. Black Pepper, Linseeds
will be cheaper in the
first five months and
then rise.
iii) Capricorn - Earthy Signs :
Sun Cotton, Cloth, Seeds, Linseeds,
Edible oils.
Grains.
Mars Gold, Silver, Edible oils, seeds,
Linseeds, Sesame oil, Wool.
Cotton, Grains fall in the
last J 0 degrees after rise
in the first 20 degrees.
Mercury Bullions. Cotton.
Jupiter Gold, Silver, Brass, Copper, li on
Wheat, Rice, Sugar, Camphor,
Sandle vvood.
Stock shares and cotton
get bearish for first 5
months and rise during
the rest of the period.
Venus Wheat, Rice, Barley, Millet, Grams,
Sugar, Iron, Stock Shares.
Gold.
Saturn Gold, Silver, Brass, Bronze, Copper,
Cotton, Cotton Yarn.
Rahu Grams, Cotton and
Cotton yarn will ramain
cheaper in the first 4
months.
i) Gemini - Airy Sign :
Sun Silver, Grains, edible oils, Potatoes,
Sweet Potatoes, Herbals, Seeds.
Cotton
Mars Silver, Wheat, Sugar, Chillies
Milk and milk products.
Mercury Bullions, Cotton, Grains,
Seeds.
Jupiter Black Pepper, Chillies, Ginger. Cloth (White Coloured),
Cottons, Coconuts,
Sandle Wood, Gold will
be cheaper for first five
months.
Venus Wheat, Rice, Grams, Barley. Silver, Cotton, Cotton
Portrayal of houses, signs and constellations 135
Saturn
Rahu
Gold, Silver, Iron, Cotton, Sugar,
Edible oils.
Rice, Cotton Yarn, Jute during
first seven months.
Yarn, Cloth, Linseeds.
Gold, Wool will be
cheaper after four month
Gold, Silver, Metals get
cheaper from the
begining. Grains, Oils
will become cheaper
after seven months.
ii) Libra - Airy Sign :
Sun
Yarn
Gold, Copper, Wheat, grains. Silver, Cotton, Cotton .
Linseeds, Black Pepper.
Mars Cotton, Cotton Yarn, Grains,
Pulses, Sugar, Jute, Edible oils.
Silver.
Mercury Gold, Cotton, Jute, Sugar. Silver, Mustered Oil,
Grams, Linseeds..
Jupiter Gold, Cotton, Coconut. Grains, Sugar, Edible oils
in the begining of five
months.
Venus
Saturn Cotton, Grains during first 15
degrees.
Bullions, Metals cheaper
in the first 15 degrees.
Rahu Bronze, Rice, Wool
All Earthy products due to low
production.
Bullions.
iii) Aquarius - Airy Sign :
Sun Edible Oils, Salt Cotton, Crains, Sugar,
Black Pepper.
Mars Silver, Cotton wiil rise with
heavy corrections, Grains, All
Earthy Products, Stocks shares.
Mercury Bullions, Sugar, Edible Oils,
Juices.
Cotton.
Jupiter
There will be general
recession during first
three months and steady
rise.
Venus Stock Shares Silver, Cotton, Grains.
136 Vedic astrology in money matters
After fall, there will be
rise during last 6
Saturn Silver, Cotton, Grains, Stock,
degrees.
Rahu
Share
Metals, Cotton, Cotton
Yarn, Jute cheaper in the
begining of 6 months
and then will rise
gradually.
i) Cancer - Watery Sign :
Sun
Mars
Jute,
degrees ani
Mercury
Jupiter
Venus
Saturn
Rahu
Metals, Tea, Black Pepper, Wheat
Silver, Sugar, Milk, Edible Oils -
Wheat, Linseeds, Chillies,
Silver, Metals, Grains, Oils, Seeds
Stock Shares
Bullions, Metals, Silk, Stock Share
Sugar, Edible Oils, Jute, Stock
Shares
Cotton steep rise
Wheat, rice, Coarse Grains
C otton, Cotton Yarn,
fall during first 10
then rise. Copper
Gold, Cotton, Cloth,
Sugar
All commodities on
Jupiter getting retrograte
and rise on taking direct'
course
Silver, Cotton Yarn fall
during first 15 degrees
and then rise gradually,
Grains
A dversely affects
political activities.
Hence cautious buying
Cotton first six months
and than rapid rise
ii) Scor ?io - Watery Sign :
Sun
Mars
Mercury
Gold, Siver, Wool, Cotton, Cloth,
Wheat- rise during 12 to 21
degrees, Fire Arms
Bullions, Cotton, Jute, Seeds,
Stock Shares
Bullish trend in all markets during
firstl5 degrees
All markets gradually
move towards bearish
points in the last 15
degrees.
Portrayal of houses, signs and constellations 137
Jupiter All commodities markets and
stock shares get bullish during
first six months
Cotton and yam
Venus Bullions, Stock Shares, Cotton,
Oils, Seeds remain steady first
10 degrees and then rise.
Coarse Grains
Saturn Bullions, Cotton
Rahu Stock Shares, Cotton, Cloth, Jute,
Sugar, Oils, Perfumery, Grocery
iii) Pisces - Watery Sign :
Sun Coarse Grains, Oils, Oilseeds Silver after 10 degrees
Mars Stock Shares, Metals, Silver, Gold
Fuels, Wheats, Cotton
Mercury Seeds Stock Shares, Silver,
Cotton, Wheat
Jupiter Cotton, Colton Yarn, Silk, Wobl,
Cloth rise in the first 10 degrees
and get bearish. Rice, Edible Oils
maintain high rates
Wheat, Coconut, Sugar,
Rice, Stock Shares,
during first 10 degrees
and then rise.
Venus Silver gets appreciated in the first
20 degrees and then falls
Cotton, Coarse grains,
Oil Seeds
Saturn Sugar, Oils, Seeds, Coarse Grains
Rahu Silver, Metals, Cotton All commodities, seeds,
Edible Oils during first 9
months and then rise.
The indication of rise and fall of various articles and
commodities during the sojourn of planets in different signs
are based on the elemental connections between these planets
and the signs. The subtle effects could be judged through
transit of planets over various constellations besides the
varied state of motions and speeds of planets such as
retrogrission, direct, slow, accelerated motions or heliacal
rising or setting etc. Most of these factors possessing great
intrinsic value are discussed at a greater length in the
relevant chapters to follow.
138 Vedic astrology in money matters
The fundamentals that have gone into assessing and
prognisticating the rise and fall in the market prices were
based upon the characterisation of the planets and signs
explained in the ancient literature on the subject and
subsequent experiments carried out in the heuristic pursuits.
These aspects are epitomised hereunder:
a) Planets mani festi ng long terms of bul l i sh and
bearish trends :
Jupiter, Rahu, Saturn, Uranus, Neptune and Pluto
remain for a longer period in each zodiacal sign.
The daily motion of these planets is rather very
slow. Like, Jupiter has about 13 months. Rahu 18
months, Saturn 30 months, Uranus 84 Months stay
in a sign. Consequently, their daily motions also
become sluggish and their effects on a sign or a
house or planet over which it develops a point of
contact through aspects, conjunctionetc., persist for
a very long time. With the result, the impact of
bullishness or bearishness of stock shares and
commodities signified by these heavenly objects get
prolonged. Amongst the outer planets, Jupiter,
Saturn and Uranus are the most effective and
important ones. A close and constant watch on the
behaviour of these planets is necessary to cast right
predictions especially, in mundane affairs.
b) Planets manifesting short terms of bullish and
bearish trends:
All the inner planets including the Sun, the Moon,
Mercury and Venus have a short stay in a zodiacal
sign. Consequently, the daily motion of these
planets becomes fast and the aspects formed by
these planets over the other houses and planets are
also for a short duration. Therefore, the periods of
rise or fall in prices in the share markets,
Portrayal of houses, signs and constellations
commodities etc., are also confined to short spells.
Amongst all these inner planets, the Moon is the
fastest planet hence, daily flunctuations in the prices
are determined through this planet. On account of
its extremely fast speed, it is difficult to accentuate
a set pattern. Therefore, the effects of the transit of
the Moon in various signs are even passed over un
noticed.
The other planets like Mercury and Venus stay
around one month in a sign. When they get into
retrogressions, their stay get extended to even two
months. Therefore, the impact of the transit of the
planet on the price flunctuations of stock shares,
bullions, commodities etc., is consideredable when
they become slow. The fast movements of these
planets have moderate effects. Unsteady market
trends at times, are noticed.
All these factors are discernable in a great measure, from
' Sarvatobhadra chakra' . I n this Chakra pointedly the
movements of planets are marked through nakshatras and
the aspectual effects also get altered depending upon the
speed, direct or retrograde motions.
J ust like planets, the zodiacal signs also influence the
market prices. There are certain signs which signify bullish
trends while the other signs would mark bearish effects.
There are yet other signs which render mixed effects. The
pace of flunctuations and steadiness is also indicated by
them.
These varied effects are caused due to inherent qualities
of these signs. Firstly, they have been classified into four
groups or triplicities according to four elements (Tattwns)
viz., Fire, Earth, Air and Water. Further, these signs have
also been clubbed into three traits, namely; movable, fixed
140 Vedic astrology in money matters
and common signs. Detailing of the characteristics of the
twelve signs imbibed with different kind of elements and
qualities have been carried out elsewhere in the book which
may be gone through to understand their effects on the
mutation of prices. The bullish and bearish trends and the
nature of the mutability caused by the signs have been
detailed hereinbelow.
i) A ri es:
It signifies strong bullish trends.
ii) Taurus:
This sign also tends to give bullishness but rise
in the prices are slow and gradual.
iii) Gemi ni :
By and large this sign sets in bearish trends. This
sign also has the tendency of causing upsets or
up heavals. There would be an element of
suddeness in the mutation of prices which
sometimes remains for a short duration.
iv) Cancer:
It is opposite of the Aries sign and is considered
to be a strong sign for setting bearish trend.
v) Leo :
Just as Aries, this sign also has the characteristics
of upwards tendency in prices and sets bullish
trends.
vi) V i rgo:
This sign gives effect to a moderate fall in prices.
At times, it also brings about steadiness in the
prices and then mutation takes place slowly.
vii) Libra :
This sign is indicative of bearishness. But at
Portrayal of houses, signs and constellations 141
times it does bring about sudden rises in the
prices for a short run. Such probabilities shall
riot be ruled out.
viii) Scorpio :
This sign is capable of setting bullish trends.
Unlike Aries sign, the rise is brought about in a
slow pace.
ix) Sagittarius :
This is also a sign which produces bullish trends
with an upsetting character. The overturning
nature of this sign, at times, also causes short
spells of sudden fall in prices.
x) Capri corn:
This sign gives an ordinary and moderate bullish
trend. Since it is being a moveable sign, quick
changes, both upwards and downwards, are also
expected. It is a slow reacting sign.
xi) Aquarius :
It is a bearish trend setter. Being an airy sign, it
gives sudden rise to the prices though for a short
span.
xii) Pisces :
This is again a bearish sign but mutation in the
prices takes place rather slowly but steadily
being a sign of watery triplicity.
As described a little while ago the effects of fast and
slow moving planets which contribute in regulating and
destablising the price structure on various markets, it is
essenti al to undertstand the i nbui l t qualities and
characteristics of these celestial objects which attribute to
such fluctuations. Just like signs, some planets signify bullish
trends where the others will cause bearish effects. Therefore,
it is important to know die intrinsic qualities of the pl.inel
142 Vedic astrology in money matters
for a proper assessment of the markets and correctly marking
the price trends. The presentiment of the rises and falls in
the market prices by the ruling planets, play a dominant role
in making crucial and spot decisions. However, the planets
only show symptoms of flunctuations and also general sway
on the mutation of prices but the real impacts are considered
after taking into account the transit periods of the ruling
planets in a particular sign and, also the nature of aspects
being formed with other planets. In other words, it is the
combined effect both of the sign and the planet that matters
rather than considering the significations of celestial objects
in isolation.
The bullish and bearish trends setforth by the ruling planets
are being described hereafter :
i) The Sun :
It is a fiery planet and sets in a very strong bullish
tendencies in the market prices.
ii) The Moon :
This planet will bring about bearishness in the
market as a general rule. But whenever it gets
accompanied with a malefic planet, it produces
bullish reaction in the markets, though for a brief
period. On the contrary, its conjunction or
establishing any other point of contact with the
benefic planets; brings down the prices.
iii) Mars :
Just like the Sun, Mars bears a fiery character and
helps in raising the market prices. I t is an
aggressive planet and is capable of installing any
trend rather abruptly but such effects have a short
run.
iv) Mercury :
This planet behaves like the Moon and creates
Portrayal of houses, signs and constellations
bearish effects on the market prices. Here again,
if it gets influenced by the malefic planets, it
generates bullishness. While it gels into the fold
of benefic planets, the bearish trends are highly
pronounced.
v) J upi ter:
Jupiter is the most auspicious amongst all the
planets and is the significator of bountiness which
brings salutary effect on trendy matters, even over
the market prices. It also sets in a steady trend.
But like the Moon, if malefic or benefic influences
are exerted over it, the market prices may tend to
fluctuate accordingly.
vi) Venus :
This planet though benefic, it falls in the segment
of planets like Saturn, Rahu etc., as such it exerts
bullish trends over the markets.
vii)Saturn :
Saturn being the most malefic of the lot which
slows down the pace of development and also
causes scarcity, deficiency and resource crunch.
This desolate trait of Saturn gives rise to the
market prices and sets the bullish trends in those
items, commodities or stock market shares which
falls into its fold either through transit or by
aspects.
viii) Rahu :
This planet is also a centre piece of the malefic
syndrome. It behaves like Saturn and casuses
bullish trends. However, its effectual intricacy
increases and decreases with the nature of
influence being caused by the planets. If it is
supported by a benefic planet it, at times, gives
bearish reactions, though temporarily.
144 Vedic astrology in money matters
ix) Uranus :
This planet is the significator of unforseen and
unexpected happenings. Though like Saturn it
also gives rise to the market prices, it even causes
flutters due to its behaviour of uncertainity.
Therefore, it is capable of bringing about abrupt
changes and wild fluctuations in the prices.
x) Neptune :
This planet, like the Moon, causes bearishness in
the market. At times, it also gives rise to the
market prices which largely depends upon the
influences exerted by the other planets.
xi) Pluto :
I t is a strong bullish planet. I f it is in the
association of Saturn, Rahu, Venus or the Sun,
there will be spurt in the market prices. However,
the influence of the Moon, Jupiter or Mercury
(unafflicted) makes it to cause short term bearish
reactions in the market.
NAKSHATRAS CONSTELLATI ONS
Zodiac of 360 degrees has been conceptually divided
into twelve parts of 30 degrees each. These segments are
represented by the twelve signs identical to twelve houses
of a horoscopic chart. The zodiac is also segmented into 27
sections of 13 degrees and 20 minutes of arc each. These
portions are known as nakshatras, Constellations, Asterisms
or lunar mansions. A nakshatra is further divided into four
sub-sections each comprising of 3 degrees and 20 minutes.
This section of Nakshatras is known as 'Charan', 'Pada' or
'Quarter'. In fine, the zodiac is sectionalised into 108 Padas
or Quarters which are referred for tenuous delineation of
results.
Each sign accommodates 9 quarters involving three
nakshatras holding different planetary lordships. Although
Portrayal of houses, signs and constellations 145
a sign has one ruler to interpret the gross effects therefrom,
the minute analysis presaged from the disposition of the ruler
of the three nakshatras so involved. Table placed hereafter
carries complete details relating to signs, four quarters of
the nakshatras and their lordships for ready reference.
TABLE: 18
No. Sign Nakshatras
Qr-1
Qr-2 Qr-3 Qr-4 Nak.
Deg Mts Deg Mts Deg Mts Deg Mts Lord
1. Aries 1 Aswini 3 20 6 40 10 00 13 20 Ketu
2 Bharani 16 40 20 00 23 20 26 40 Venus
3 Kritika 30 00 0 - - - - - Sun
2. Taurus
- Krilika - - 3 20 6 40 10 00 -do-
4 Rohini 13 20 16 40 20 00 23 20 Moon
5 Mrigashira 26 40 30 00 - - - - Mars
3. Gemini - Mrigashira - - - - 3 20 6 40 -do-
6 Ardra 10 00 13 20 16 40 20 00 Rahu
7 Punarvasu 23 20 26 40 30 00 - - Jupiter
4. Cancer - Punarvasu - - - - - 3 20 -do-
8 Push a 6 40 10 00 13 20 16 40 Saturn
9 Ashlysha 20 00 23 20 26 40 30 00 Mercury
5. Leo 10 Magha 3 20 6 40 10 00 13 20 Ketu
11 P. Phalguni 16 40 20 00 23 20 26 40 Venus
12 U. Phalguni 30 00 - - - - - - Sun
6. Virgo - U. Phalguni - - 3 20 6 40 10 00 -do-
13 Hasta 13 20 16 40 20 00 23 20 Moon
14 Chitra 26 40 30 00 - - - - Mars
7. Libra
- Chitra- - - - 3 20 6 40 do-
15 Svvali 10 00 13 20 16 40 20 00 Rahu
16 Vishakha 23 20 26 40 30 00 - - Jupiter
8. Scorpio
- Vishakha 3 20 -do-
17 Anuradha 6 40 10 00 13 20 16 40 Saturn
18 Jyeshta 20 00 23 20 26 40 30 00 Mercury
9. Sagittarius 19 Moola 3 20 6 40 10 00 13 20 Ketu
20 P. Ashada 16 40 20 00 23 20 26 40 Venus
21 U. Ashada 30 00 Sun
10.Capricorn - U. Ashada - - 3 20 6 40 10 00 -do-
22 Shravana 13 20 16 40 20 00 23 20 Moon
23 Dhanista 26 40 30 00 - - - - Mars
11. Aquarius - Dhanista - - - - 3 20 6 40 -do-
24 Shalbisha 10 00 13 20 16 40 20 00 Rahu
25 P. Bhadra 23 20 26 40 30 00 - - Jupiter
12.Pisces - P. Bhadra 3 20 -do-
26 U. Bhadra 6 40 10 20 13 20 16 40 Saturn
27 Revati 20 00 23 20 26 40 30 00 Mercury
146 Vedic astrology in money matters
Normally we take 27 nakshatras. However, ancient
scriptures of vedic Astrology contain reference to one more
nakshatra with the name as ' Abhijita' . The segment for this
nakshatra is carved of by taking some portion of Uttarn Ashndn
and Shravana nakshatras. This A sterism holds great
importance in Electional astrology (muhurta) and also in
various Chakras (charts) such as Sarvatobhadra chakra etc.,
devised by our great sages for getting instant results rather
than going into the drudgery of the tedious process of
through interpolation of various factors in a horoscopic chart.
Seeing the importance of Sarvatobhadra chakra, particularly
in mundane affairs, a separate chapter has been devoted to
it.
The Nakshatras
There are 27 nakshatras. In addition, Abhijita nakshatra
which does not figure in the general scheme,. is taken into
account in specific cases particularly, in muhurta. Since its
position is adjusted between Uttara Ashada and Shravana
nakshatras i.e., nos 21st and 22nd respectively, 21-A is allotted
to Abhijita Nakshatra for convenience sake and without
disturbing the sanctity of 27 nakshatras. The names of the
nakshatras are as follows :
TA BL E:19
NAKSHATRAS
1. As hwi ni 2. Bhar ani 3. Kr i t t i ka 4. Rohi ni
5. Mr i gashi r a 6. Ar i dr a 7. Punar vas u 8. Pus hy a
9. As hl es ha 10. Mag ha 11. P. Phal guni 12. U.Phal gt mi
13. Has t a 14. Chi t r a 15. Swat i 16. Vi s hakha
17. Anur adha 18, J yesht a 19. Mool a 20. P. As hada
21. U. As hada 21/ . Abhi j i t a 22. Shr avana 23. Dhani s ht a
24. Shat bi s ha 25. P. Bhadr a 26. U.Bhadr a 27. Revat i
The lognitudinal arc of each nakshatra and their ruler
have been shown in previous page and as such are not
repeated over here.
Portrayal of houses, signs and constellations 147
J ust as signs emulate specific quality (gana), the
nakshatras also possess three gunas viz., Sativika, Rajsika and
Tamsika. The grouping of the Nakshatra in terms of these gunas
is shown in a tabular form as under :
TABLE : 20
Sat wi ka Gr oup Raj si ka Gr oup Tams i ka Gr oup
Nk. Na me of Nk. Na me of Nk. Name of
No. Naks hat r a No. Naks hat r a No Naks hat r a
1. As hwi ni 2. Bhar ani 3. Kri t t i ka
5. Mr i gas hi r a 4. Rohi ni 9. As hl es ha
7
/ . Punar vas u 6. Ar i dr a 10. Magha
8. Pus hy a 11 P.Phal guni 14. Chi t r a
13. Has t a 12 U.Phal guni 16. Vi s hakha
15. Swa ti 20. P. As hada 18. J yesht a
17. Anur adha 21. U. As hada 19. Mool a
22. Shar v ana 25. P. Bhadr a 23. Dhams t a
27. Reval i 26. U. Bhadr a 24. Shat bi sha
The two luminaries solar and lunar hold dominance
over the entire celestial affairs and play key role in mundane
astrology, so to say. The nakshatras have been divided into
two groups and brought under the respective domenance of
these luminaries.
TABLE : 21
Di vi si on No. Naks hat r as No. Nakshat r as
&
5. Mr i gas hi r a 17. Anur adha
3

11. Pur va Phal gur ni 18. J yesht a


Jh

12. Ut t ar Phal guni 19. Mool a


13. Has t a 24. Shat bhi sha

14. Chi t r a 25. Pur va Bhadr a

3
15. Swat i 26. Ut t ar Bhadr a
- 1
16. Vi s hakha
1. As hwi ni 10. Mag ha
CL,
2. Bhar ani 20. Pur va As hada
3

3. Kr i t t i ka 21. Ut t ar As hada
1

4. Rohi ni 22. Sr avana


n
6. Ar i dr a 23. Dhani s ht a
7. Punar vas u 27. Reval i

CO
8. Pus hy a
9. As hl es ha
148
Vedic astrology in money matters
Signification of nakshatras in Mundane Astrology :
In a manner zodiacal signs rule over certain
commodities and cause bullish or bearish trend, the
nakshatras also hold dominance on commodities, material
and other mundane matters. Since a nakshatra covers 13
degrees and 20 minutes of an orb to that of the sign and being
ruled by a planet, its effects on the market prices of the
commodities, material etc., specified against each of them
are discernable in a precised form. Therefore, nakshatras
deliver micro level results and also short terms markets
trends, price fluctuations and other mundane events.
nakshatras rule over the following commodities, material and
other items :
TABLE : 22
Sl.no. Nakshatra Commodities/ Items
1. Ashwini Rice, wool, ghee (clarified butter),
horse, iron, copper, mining
industries horse dealers, medical
surgery, factory workers, Railways
2 Bharani Wheat, rice, coarse grains, chillies,
edible oils, medicines, hair,
tamarind, enterprises, animals, tea
estates, judges and lawyers.
3. Krittika Rice, sesame, barley, oil seeds, dry
fruits, diamond, precious stone
and metals, international trades,
steel (industry), debts recovery,
armed forces.
4. Rohini All types of food grains, cotton
cloth, juiced artices, silver, pearles,
crude oil, petrol, perfumeries,
automobile, shipping industries,
rulers and politicians.
Portrayal of houses, signs and constellations
Sl.no. Nakshatra Commodities/ Items
5. Mrigashira Food grains and pulses, skins and
hi des, animal husbandry,
computers and radios, revenue
department, jewel lery, cinema
industry.
6. Aridra Edible oils, Ghee (clarified butter),
salt and saltish articles, sandal
wood, perfumeries, toileteries,
imfl amable oils and objects,
cooking wares, wooden articles,
communication, transport, postal
and telegraphs departments,
airports and air force.
,7-
Punarvasu Raw cotton, gold, silver, millets,
coarse grains, readymade
garments, food grains, jui ces,
exoti c arti cl es, bankers and
insurance agencies, rulers and
politicians and political activities.
8. Pushya Rice, ghee (clarified butter), salt,
gold, silver, edible oils, turmeric,
fruit juices, mines and petroleums
industries, agriculture and dairy
products and rulers, ministers.
9. Ashlesha Wheat, sugar jagree, dried ginger,
coarse grains, chi l l i es, si lver,
mercury (quick silver), emerald,
green and jui cy vegetables,
poisonous substances,
internati onal trade, business,
doctors and nurses.
10. Magha Edible oils, ghee (clarified butter),
sesame, l i nseeds, jagree (raw
150 Vedic astrology in money matters
Sl.no. Nakshatra Commodities/ Items
sugar), el ecti rcal appl liances,
electronics, thorny vegetables,
coral, cat's eye stone, chemical and
plastic industries, mining, surgical
and drugs manufacturers, defence
department, merchants.
11. Purva
Phalguni
Wool, blankets, cotton, salt, coarse
grains, seamum, gold, silver wares,
royal dresses, pearls, diamonds
and precious stones, television,
leather, skins, hides, cinema and
cine personali ti es, building
mateirals, photographic articles,
animal husbandry.
12. Uttar
Phalguni
Rice, coarse grains, pulses, lentils,
black grams, garlick, rock salt,
sunflowers, optic and related
medicines, spectacles, CEOs of
companies, communication
department, television, postal,
i ndustry, commerce, stock
markets.
13. Hasta Sandle wood, camphor,
perfumeries, pure silver, silver
jewel l ery, root vegetables,
(potatoes, beat roots etc.) imports
and exports, clothing and textiles,
hospitals, presses, chief of the
state, ambassador, marketings.
14. Chitra Gold jewellery, pearls red opels,
coral , pulses, luxury arti cl es,
automobile accessories, vehicles,
shops and business
Portrayal of houses, signs and constellations 151
Sl.no. Nakshatra Commodities/ Items
establishments, cine materials,
textile and its industries, revenue
and finance, stock brokers,
consumer goods, petroleum
products, automobiles,
partnership in business.
15. Swati Mustard oil cakes, chi l l i es,
betelnuts, jewellery, leathergoods,
artificial silk, cosmetics, women's
garments, X-Ray equipments, air
conditioning, refri gerati on,
automobiles, transportati on,
cinema, stock brokers,
management of stock exchanges.
16. Vishakha Wheat, rice, barley, pulses, gold,
silk, books, stationary, television,
theatres, i ndustrial units,
i nsurance companies,
advertisement, chemical and drug
manufacturers, agri-industries,
bankers, speculators and share
market operations.
17. Anuradha Rice, grams, pulses and coarse
grains, coconut, dates, jagree (raw
sugar), ground nuts, chemicals,
skin and hides, coal, cotton seed,
woollen arti cl es, corporation,
labour units, leather goods and
steel industries.
18. Jyeshta Silver, bronze, mercury (quick
si l ver), googala, camphor,
chemcials, inflamable oils, textile
industry and machinary, cables
152 Vedic astrology in money matters
SI.no. Nakshatra Commodities/ Items
and wire manufacturers,
publication and advertisement,
electronics, petroleum products,
surgical instruments, crops in
general.
19. Moola Wheat, salt, jucid articles, raw
cotton, turmeric, gold, silver,
import trades, foreign exhenage,
corporations.
20. Purva Ashada Rice, ghee (clarified butter), rooted
vegetables, sandal wood,
perfumeries, diamonds, clothing,
cotton silk, wool, plastics, bankers,
foreign trade, foreign exchange,
marine products, films.
21. Uttar Ashada I ron, metals, el ectri cal goods,
el ectroni cs, furnaces, petro
chemi cals, jewel l ery, temples,
churches and chari table
institutions, coal mines, skin hides,
wool, sci enti fi c researchers,
customs, income tax etc.
22. Shravana Black peppers, betelnuts, food
products, milk and milk products,
chemicals, lead, marine products,
mining products, wines and
liquors, fuel oil, coal, pearls, land
development, silver.
23. Dhanista Wheat, currency coins, metals,
jewels, gold, pearls, iron, steel
plants, atomic energy, press and
el ectroni c media, di sti l l eri es,
leather, skin, hides, foundaries,
vaults, tanks.
Portrayal of houses, signs and constellations >(
Sl.no. Nakshatra Commodities / Items
24. Shatbisha Coarse grains, si l ver, drugs,
narcoti cs, inflamable and
explosive meterials, petrol tanks,
stainless steel, electricity, wine and
breaverages and stock exchanges.
25. Purva Bhadra Food grains, metals, medicines,
tree bark, gold, ghee (clarified
butter), wine, treasures, medical
herbs, currency mint, govt,
investigating agencies, foreign
trade, overseas banks, insurance
companies, risky investments,
stock markets and share brokers.
26. Uttar Bhadra Tobacco, leather wears, sugar, rice,
durgs, precious stones, steel wares,
foundries, milk products, lotteries.
27. Revati Provision stores, betelnut, pearls,
emeralds, films and film artists,
books and periodicals, libraries,
chemi cal plants, perfumeries,
marine products, share brokers &
stock exchanges.
Chapter -6
SIGNIFICANCE OF PLANETS IN BUSINESS
There are ten planets so far known to the astronomers.
In addition, two nodal points which are formed at the
intersection of solar and lunar courses, have also been given
great improtance especially, in Vedic Astrology. They are
called Rahu and Ketu and reckoned as shadowy planets.
They are also known by the name, Moon's ascending and
descending nodes or Dragon's Head and Dragon's Tail
respectively. The astrological names of the planets both in
western and vedic forms with their astrological symbols are
listed out hereunder :
TABLE : 23
! . Western name Vedic name Astro-syinbol
1 Sun Ravi
2. Moon Chandra
b !
3. Mars Mangal
d
4. Mercury Budh ?
5. Jupiter Guru 4
I ^
Venus Shukra

7
Saturn Shani
h 1
1 8. Dragon's Head Rahu !
9. Dragon's Tail Ketu
"jP
1 10. Uranus Indra*

11. Neptune Varuna*


Pluto Vayu*
P
Significance of planets in business
* These names have tentatively been assigned to Trans-
Saturnian planets.
In reality, the Moon is a satellite of the Earth and nol a
planet in the real sense. However, astrologically the Moon
is always considered a planet and interpreted as such. In
fact, the Moon in Vedic Astrology plays a dominant role in
predicting events. Similarly, the Sun is a star and not a planet
but for astrological purposes, it is reckoned as planet and
called Atma Karaka (signifactor) which forms the very root
of mankind. The Trans-Saturnian planets like Uranus,
Neptune and Pluto are of recent origin and discovered by
the Western Astronomers. As such, there is no use of these
planets in Vedic Astrology.
The qualities assigned to each planet are not without
rationale though they may appear to be imaginative. The
attributes to the planets are time tested right from the era of
our ancient sages. Any hypotheses which are tested,
experienced and accepted by many, becomes fundamental
laws, for example, no body denies the fact that the Sun and
Mars are fiery planets diffusing much heat, and that Saturn
is cold planet and opposed to the qualities of the Sun and
Mars.
Ever since the beginning of astrology, the ancients seem
to have clearly expounded the nature of each planet
especially, its influences on the human life. The relation of
planets with the Mundane events are also adjudged after
vast experience gained from the empirical studies through
centuries by the eminent astrologers which showed that the
qualities assigned to each planet are justifiable.
The characteri ses, si gni fi cati ons, particularly in
mundane affairs and other accidental properties of the
planets are succeedingly taken up.
156 Vedic astrology in money matters
The Sun in esoteric sense is said to be the giver of
ethereal soul (Prana). It denotes authority and governs over
breath of life, the inspiration and the expiration. It also
manifests spiritual, mental and physical expressions of life
through its force of magnetism. All the sterling qualities,
like inspiration, initiation, emotions, power and authority,
boldness, magnanimity, reputati on, honour etc., are
bestowed by the planet to the mankind. It endows the person
with a will power which makes the mind decisive. One has
more self confidence, more vilality and more influence on
ethers, in proporation to the strength of the Sun. Since the
Sun governs the "Solar System", it is the pushing power of
our earthly life.
The Sun is considered as a malefic planet. Although its
association does not destroy as badly as Mars and Saturn, it
essentially gives harmful influence. The negative effects of
the Sun are somewhat easily altered when it gets the benefic
aspect. Therefore, when aspected by Jupiter, Venus or for
that matter, by the Moon (unafflicted), the Sun produces
rather benefic results. The best placement of the Sun is in
die 10th house where it draws the directional strength (Dik
Bala).
In mundane astrology, the Sun signifies the ruler of a
country whether President, Prime Minister, Dictator or
Monarch. Therefore, all the ruling classes, government,
administration, ministers, head of companies or enterprises
come under its domain.
It is important that a planet like the Sun should be placed
in a good and fortified sign and well aspected by the benefic
planets. The placement of the Moon in respect of the Sun
should also be sound andfavourable so that the vital forces
are transmitted to the individual by the Moon to a fullest
extent. The Sun is referred to as the "hours arm of the 'Time
Clock' and the Moon stands for the Minute's arm to denote
year and the month respectively.
1. The Sun :
Significance of planets in business
It rules over Leo sign. The sign of exaltation is
A ries. L ibra being its fall sign. The Sun's
detriment sign is Aquarius.
Significations:
Authority, power, vitality and self-expressions,
monarch, kings, president, prime minister, ruler,
heads of the nation and supreme authority of the
state.
Governments, governmental authorities, heads
of the corporations, companies, senoir officers
with decision making power, minister of states,
influential political leaders.
ludges, megistrates and other judicial authorities.
Bureaucracy, nobility, citizen of stature, and the
leading personalities.
I ndustrial enterprises in the country, multi-
millionire and influential business leaders.
Places of entertainments, theaters, cinema,
gambling dens etc.
Bank, bankers and banking activities.
Stock exchanges, stock brokers, stock markets
and other allied speculatory activites, also
Government stocks and gilt-edged securities.
Amongst commodities and articles - Rice, honey,
aromatic herbs, levendar, saffron, almond,
currency, precious stones (Ruby) gold
(According to westerner astrology but Varha
Mihira refers to Mars for Gold). Note : Some
I ndian Astrologers opinioned that Gold prices
show abnormal rise the moment the Sun enters
Leo sign.
158 Vedic astrology in money matters
In Vedic astrology, the signification of the Moon is, if
not greater but equal to the Ascendant. The Moon rules
"peace of mind", comforts and general well being of the
native which is why greater emphasis is laid on the Moon.
A strong position of the Moon strengthens the memory and
increases the ability to sense the feelings, moods and
thougths of the surroundings. That is why, the Moon
symbolises contemplative and sensitive thoughts.
In Western Astrology the Sun is of the vital concern
because it focusses on a system covering authority, dignity
etc., and not much emphasis placed on tendencies, mental
peace and affinities which are the attributes of the Moon.
Therefore, the Moon if gets afflicted, the success becomes
rather difficult to achieve and one will never be able to lead
a comfortable life on earth.
The Moon governs amongst other things, the mother,
females, emotional life and the public. It also rules growth
and perhaps for this reason, it influences the health during
the childhood. There is qualitative difference between
waxing Moon and waning Moon. Placement or aspect of a
bright Moon in a house gives effect at par with Jupiter in its
intensity. The waning Moon is considered malefic.
In mundane astrology, all matters of public nature come
under its domain. Whenever the Moon gets associated with
a greater number of malefic planet by position or aspect, it
appears that some evil forces are generated to cause
catastrophic effects. It signifies such business and profession
as generally deal in liquids.
The Moon being the most proximal planet to the earth,
it is considered a very important heavenly body in mundane
affairs. The Moon is moist and femine planet. It acquires the
directional strength (Dik Bala) in the 4th house where it gives
excellent results.
1. The Moon :
Significance of planets in business
The Moon It rules Cancer sign. The sign of exaltation is
Taurus and the fall sign being Scorpio. The
Moon's detriment sign is Capricorn.
Significations:
Fluctuations, instinct responses, stoutness,
agreeble and affable nature.
Masses, common people, crowds and multitudes.
*
matters of common or public nature, public
opinion, population, public places, distribution
system of public.
Business pertaining to essential commodities,
general merchandise, retail outlets, dealers and
general merchandisers, departmental stores,
industrial and commercial undertakings of
general items, hotel and catering concerns,
restaurants and public places.
Crops, crops grower and dairies, milk and milk
products.
All kinds of liquids and traders dealing in liquid
materials, petroleum products, oils, edible oils,
brewery and beverages.
Navigation, fishery and other marine products.
Amongst vegetable - malon, pumpkin, turnip,
cabbage, mushroom etc.
Glass and glass industry.
Silver, pearls and raw cotton.
Petroleum stock shares.
Sea ports, beaches, sea resorts etc.
Exhibitions and photography..
Real estates and real estate agents.
160 Vedic astrology in money matters
Mars is a highly malefic planet. It destroys by way of
aggression, vi ol ence, i mpul si veness, acci dents and
i nsensi ti vi ty. I t, however, gives energy, drive and
determination. A native with weak Mars will lack ambitions
and motivation. Mars rules courage, valour and bravery, so
also passions and desires. It plays dominant roles in sexual
activities. It makes engineers, surgeons, mechanics with
greater amount of dexterity. Mars is a masculine, dry and
fiery planet which gains strength (Dik bain) in the 10th house.
Mars gives determination, the desire to succeed in the
material fields, favours, learning of science, leadership in
all pursuits and governs over foreign travellings. The power
of logical reasonings, boldness, aggressive nature are all
endowed by Mars. When Mars forms connection with houses
relating to profession by placement or aspects, the native
may adopt profession like armed forces, dentist, surgeon or
engineer. He may as well pursue the vocation connected with
iron, steel and fire.
I n mundane astrology, Mars is one of the most
important planets as it rules over strife, aggression and war
between the nations. Related to it, Mars governs armed
forces, police forces. The industrial progress also comes
under its domain. The nation acheive good progress and
development when Mars in the horoscopic chart of that
nation is dignified and well placed. In this scenario, there is
rapid progress in the industrial activites of the nation. Mars
is hot, dry and masculine planet.
The scriptures relate that Mars represents five senses.
A strongly posited Mars denotes a great longing for
manifestations and creations. If Mars is weakly placed, it
makes the native perverted into despotism and egoism.
3. Mars :
Significance of planets in business lol
Mars rules Aries and Scorpio signs (after the
discovery of Pluto, Scorpio sign has been alloted
to this planet). Mars exalts in Capricorn while
its detriment sign is Libra.
Significations:
Aggression, invasion, attack, assault, battlefield
Aggressors, invaders, conqueres and attackers
Defence forces, arified forces, army, para-military
forces, security forces and police.
Arms, ammunition, explosives and armament,
dynamites, bombs, missiles
Surgeon, surgical equipments, dentists, dental
equipments, butchers.
M etal i ndustri es, chemical and fertil izers
factories, brick klins, furnaces, refractories,
foundaries, distilleries etc.
Engineers, mechanics, iron and steel workers.
Energy generating machines, steel machines,
general machineries etc., radiators, welding
machines.
H ardwares, metals, gold (the Western
astrologers put it for the Sun), iron.
Detergents, plastic processings.
Tea, coffee, rice, oil, seeds, coarse, grains.
Tobacco, cigarette.
Property and building material and building
industries.
Railway shares.
Stones, marbles, tiles,
carpentry (wooden works)
Petrochemicals, petroleum gas, petro-products.
162 Vedic astrology in money matters
Mercury deals with intellectual and communication
matters. It is an adaptable planet as it takes the nature and
quality of any planet, it is conjoined with or aspected by or
happened to form an other connection (Sambandha) through
exchange of houses etc. However, a lonely placed and
unaffecteci Mercury produces benefic infulence which
energises the contact points and yields positive results.
Therefore, it is essential to examine the status of Mercury in
a horoscopic chart on these basis before delineating the
results.
Mercury gets afflicted by its association with malefic
planets such as Mars, Saturn etc. While the associating
malefic planets get endowed with the benefic energy of
Mercury and becomes powerful and the houses ruled by the
malcfic planet get benefitted but the house where this
conjunction takes place gets doubling afflicted.
I ntelligence, speech, education, all mental pursuits,
communication etc., are signified by Mercury. It also governs
trade and commerce and is seen prominent in the horoscopes
of the entrepreneurs. Nervous system, confidence or
excitment etc., of a person is greatly influenced by Mercury
and if Mercury has an adverse placement or suffers any kind
of affliction in a birth chart, the native becomes fickle minded
and have a nervous breakdown and lacks confidence.
Mercury is a cold, moist and sexless planet. I t acquires
directional strength (Dik bnla) in the 1st house.
Mercury is the nearest planet to the Sun. When its
motion is slow, its effect on the changes in the market prices
is great and with the results it causes wild fluctuations in
the stock shares under its domain. In Mundane astrology,
Mercury rules the literary world, scientific organisations, all
means of Communication and matters related to business.
4. Mercury :
Significance of planets in business lu '
Mercury rules Gemini and Virgo signs. Its sign
of exaltation is also Virgo and the fall sign being
Pisces. Saggitarius is the detriment sign for
Mercury.
Significations:
Communication both mental and physical,
I ntelligence, perception, knowledge, genius,
literary pursuits, accountancy, publishing.
Newspapers, magazines, catalogues etc. General
trade, commerce and all matters relating to
business and commerce.
Communication system, all types of print and
electronic media.
Computer software, Internet system and other
communication devices.
Learned personalities, authors, writers, editors,
reporters.
Universities, colleges and other educational
institutions, libraries, markets and commercial
centres.
Lawyers, solicitors, pledgers, investigating
agencies both government and private.
Treati es, written agreements, contract
settlements, documentations etc.
Ambassadors, high commissioners and foreign
dignitaries.
Textile, cotton silk etc. Commodities-wheat,
coarse grains, food stuff, Gingelly and other
edible oils.
Silver, copper and emeralds.
164 Vedic astrology in money matters
Jupiter denotes wisdom, luck and fortune. It is the most
auspicius planet in the celestial sphere. Its association
(Sambandha) with any house or planet augurs
auspiciousness and brings benefit. It is a masculine, hot and
warm planet; governing over all the good qulaities and the
fundamental things which are necessary for the upliftment
of mankind, develoments of the mind, both physical and
mental, congeni al i ty, wordly wisdom, benevolence,
judgement, common sense, steady and fortified progress in
life.
Jupiter represents Sntvic Gunn. It is the significator of
the native's wordly possessions and fortunes and hence it
bestows wealth. In broad sense, the wealth is to be taken as
"value". Therefore, Jupiter makes the things falling under
its influence, through aspects or conjunction etc., valuable
both monetarily and spritually. The influence of J upiter
makes a person more inclined towards traditional value
beliefs, faith and devotion rather than ascetic, occult or gives
mystical tendencies.
Since Jupiter stands for expansion, if it is favourably
placed in the native or mundane chart (of a firm), it brings
about expansion of prosperity, business of such person or
business house. Both Jupiter and Saturn being business
planets but Jupiter tends to lavish expenditure while Saturn
always makes the trade at bargain. However, if Jupiter gets
afflicted, it inclines to make purchases at a higher price and
above their real value. Jupiter draws directional strength (Dik
Bala) in the 1st house of the chart. In fine, we may say that
Jupiter is the Chief controller of the wealth and besides, it
governs sincerity, honesty and positivcness. This makes one
to discrimate between right and wrong and also brings divine
grace in ones business acumen.
5. Jupiter :
Significance of planets in business !<>'>
It rules Sagittarius and Pisces signs, (but Pisci's
is now assigned to Neptune), Jupiter gets exalted
in Cancer sign and falls in Capricorn sign. Gemini
is the detriment sign for Jupiter.
Significations:
Jupiter is planet of plenty and expansion. It
influences the national affairs related to religion
and philosophy, finances and capitalism.
Jupiter also denotes :
Hospitals, educational institutionas.
Bankers, brokers, revenue, commerce, finaiicial
gains, finances, financial concerns and bullion
merchants. Speculation, gambling, lotteries and
horse races.
Stocks, Shares and Bonds.
Foreign countries, Foreign affairs and Foreign
trade.
I ndustrialists, exporters, merchandisers and
business houses cloth mil ls luxury trade,
J udiciary, Judges, lawyers and legal affairs.
Trusts and other Charitable institutions
J upi ter stands for prosperi ty, peace and
international co-operation.
Commodities and procfucts :
Newspapers, stationery, printing,book shop.
Jupiter rules termeric, tin, rubber, food stuff,
silver, zinc, grains, jute, tobacco, topaz (a precious
stone), soft and pleasant stones.
Seat of power of a company (Chairman/ MD,
CEO etc.
166 Vedic astrology in money matters
Venus is the planet known for giving luxury, comforts
and enjoyment. This planet is intimately connected with
articles of luxury and refinement. The Western astrologers
consider Venus being responsible for harmony and
relatedness, whereas the Vedic astrologers advocate that it
stands for the life partner, vehicles or the means for
conveyance, happiness and well being. In fine, we can say
that Ventis bestows wordly success.
The main characteristics of Venus is to bring person or
personalities together, either for a joint business enterprise
or with a string of friendship. The key factor is its ability to
bring about harmony, affection, partnership which is largely
governed by the position of Venus in the house and the sign
of a particular horoscopic chart.
Venus denotes artistic or musical accomplishments and
gives an affectionate and devoted disposition. It favours the
social life and makes the native attractive and desireable. It
is only when afflicted that the good influence of Venus gets
hindered and the trustful nature of the native is endangered
by the planet.
In mundane astrology, Venus has distinct bearing over
the social and festive side of national life. It also denotes
prosperity of the people. Although, it brings about harmony
in general but when afflicted, it causes civil strife and public
disorder.
Venus is feminine and watery planet and is best placed
in the 4th house where it acquires directional strength (Dik
Bain). It is a benefic planet and enhances the auspiciousness
of house it occupies and the planet that comes under its
influence through aspect or association. If Venus is strongly
placed, it bestows great sensitiveness with regard to both
people and things. It gives the intuition to place a thing,
exactly where it should be and makes you to adapt according
to ever changing circumstances.
6. Venus :
Significance of planets in business
Venus Venus rules Taurus and Libra signs; exalls in
Pisces and its fall sign is Virgo and Aries is the
detriment sign for Venus.
Significations:
Harmony in general and peaceful conditions.
When afflicted it denotes opposite effects like
civil conflicts, struggles, quarrels or discords.
Governmental expansion programmes, textile
industries both traditional and synthetic,
represents clothing in general, dealers of ladies
garments, fashion, design, modelling and other
art forms, antiques, toileteries, ornaments,
perfumery, cosmetics, costly clothes and other
luxury items.
Stock shares, investments, interest rates,
gambling etc.
Vehicles, conveyance, surface transport and
communication departments, chemical and
distillaries, glass industries.
Fancy goods shops and beauty parlours.
Treaties with other countries.
I t rules cotton, jute, silk and their related
products, sugar and sugar shares, wheat and rice,
silver, pearls and fancy goods industries; copper
trading and industry; confectionary and most of
the spices.
Foods and hotels.
Real and imitative jewellery.
Film industry, photography.
Music, non-percussion musical instruments.
168 Vedic astrology in money matters
From time immemorial, Saturn has been considered to
be an evil planet as it signifies misfortune, unending
difficulties, procrastinations, delays, endless miseries. At the
same time, Saturn is a hard task master, laborious, serious,
practical and conservative planet. It is not that Saturn oftly
gives sufferings and is less generous in confering prosperity,
it is also a very impartial and judicious planet. In fact, it
makes no distinction in giving pleasures and sorrows,
success and failures, fame and infamy, riches and poverty
etc. Everything in the nature has some good purpose. It
would be noticed that Saturn possesses as many good
qualities as bad ones. Extending some of the good efforts as
stated above, Saturn also manifests economy, endurance,
industry, perserverance, performanc'es and stability to all
things and besides accuracy and precaution in all matters.
Saturn reigns over longevity as it represents the creative
power of lord Brahma. The planetary vibration of Saturn
restricts, limits, crystallises and binds everything. Therefore,
it being a planet of contraction and depression (opposite to
Jupiter), chiefly represents economy, poverty and safety.
Democracy comes under its rule. It significes labour class,
lower grade employees. It attributes to labour problems,
labour strikes, lock-outs, unrest. It controls over food stuff,
regulating rationing system. Business in general, bankruptcy;
uncontrolable expenditure by the government, shortages,
national calamities etc., all fall in the ambit of Saturn. It is
strong in the 7th house from where it draws the Dik bala
(Directional strength).
According to Vedic astrology, Saturn is capable of
bestowing evolutionary qualities a person may possess. A
fine attribute of Saturn is its power to give leadership ability.
This is related to the fact that wisdom indicated by Saturn
has been gained by experience rather than philosophy, as in
the case of Jupiter. In fine, Saturn is a planet which bestows
the ability to govern through hard labour alone.
7. Saturn :
Significance of planets in business
Saturn rules Capricorn and by tradition Aquarius
(now attributed to Uranus), exalts in sign Libra
and its fall sign is Aries. Cancer being its sign of
Detriment
Significations:
Saturn is a planet of democracy and all forms of
democratic institutions. It has chief influence over
elderly people, land owners, farmers. Saturn
represents labour, patience and the service
needed in a trade to offer others and hence it is a
main stay in business because its success lies in
labour and hard work. A native with an afflicted
Saturn ultimately brings in losses in the business
as a profession.
Saturn reigns over farm produces of the earth,
mints, coal s, minerals in general, natural
resources. I t also rules quarry, marble, lead,
copper, cement, oilseeds, groundnut, wool, iron,
jute, barley.
Besides, real estate, metallurgy, shoe factory,
warehouse, public buildings, skin, animal hides,
leather are also under its domain.
Saturn specifically signifies femine, scarce
conditions and controlled economy. Under its
influence bullish trends are set in the market
prices.*
Automobile accessories and hardware items.
Compressors, pumpsets, timber (wood),
machines.
Steel plants and coal mines.
170 Vedic astrology in money matters
Rahu, in absolute sense, is an insatiable of wordly desire.
It is hedonistic, unconscious and of insensitive character.
Rahu behaves differently than other heavenly bodies because
it is an elementable and instinctive force. Although Rahu is
considered malefic planet, it is often difficult to know the
exact harm it indicates in the chart. It is ofcourse, a secretive
planet.
Rahu is a type of planet which excites sedition and
quarrels and creates commotion and civil discord. The worst
violence etc., is to take place during the period of Rahu. The
good and bad qualities of this shadowy planet are, in general,
like those of planet Saturn. This planet is known for
delivering sudden and unexpected results - both favourable
and unfavourable. Like, if Rahu is in the 2nd house (Wealth)
or the 11th house (gains) or in the 5th house (speculation)
and if the lords of these houses are strong, one gets
unexpected money by means of speculation, lottery or in a
windfall.
Rahu gets extremely evil when conjoined with the
malefic planets like Saturn, Mars, Uranus, Neptune and
Pluto, particularly when such conjunctions take place in Trika
houses i.e the 6th, the 8th and the 12th houses. Rahu possesses
the interesting quality of adventurism and aggression. It
incites rebellions and mutiny etc.
Rahu signifies bullishness. In association with the Sun,
the weak Moon, retrograte Mars, Saturn and Uranus and
Pluto planets, it sets in steady rising trends, while with
Mercury, Venus and Neptune, it brings forth the bearish
tendencies. Western Astrologers have ignored these soli-
lunar nodes but a few researchers in the West have also
studied it and applied on various horoscopic charts. They
found that the adoptation of these sensitive points are
entirely logical and essential to delineate subtle results as
vedic astrologers have been drawing since ages.
8. Rahu :
Significance of planets in business
Rahu Rahu resides in the sign of Aquarius which is
known as its Mool Tri kona sign while it gets
exal ted in Gemini sign. Leo is the sign of
detriment and Sagittarius being the fall sign for
Rahu.
Significations:
Rahu denotes violence, adventurism, assault and
has a tendency to inflict injuries. It bestows the
capacity of overpowering the opponents or
enemies especially when it conjoins malefic
planets or lords of the 6th, 8th or 12th house.
Rahu is the prime mover in hatching political
plots, revolts, spying, imprisonments, epidemics
etc. I t si gnifies, radio, telephone, aeri al
navigation.
It governs heavy machinary, inflammable gases,
pumps, goldsmiths, stones, reptiles. Gambling
also falls in its domain.
It represents scientists, inventors, lecturers,
psychologists, travellers etc.
Rahu also rules wireless and electrical goods and
equipments.
This planet brings forth bul lishness in the
market. Specially when it conjoins the malefic
planet, the rise in the prices is one sided and there
is no respite, while its association with benefics
causes salutary effects and the markets face some
temporary bearish corrections.
Rahu's nature is cold, dry, light, mobile, subtle,
dark, expensive, destrati ve, i sol ati ve,
unsensitive, disintegrating.
Rahu denotes disease, psychic disturbance,
collective trends, masses and epidemic.
172 Vedic astrology in money matters
Kctu acording to zedic Astrology is akin to Mars and
delivers the same results as Mars. Like Rahu it also causes
tumultatious disorder to originate or effect maximum trouble
for the enemy. It also stands for provocation and
underground activities. Whan it gets associated with other
evil planets like Mars, Saturn, Uranus, Naptune and Pluto,
the ill effects gets compounded.
Most of its traits are inline with its counterpart Rahu
barring a few which are exclusive to this node. Like Rahu, it
also denotes treachery, secrets, underhand schemes, sudden
events, accidents, civic disorder etc. It also brings about
bullishness when get associated with the retrograde malefic
planets Ketu, if located with a benefic planet in dignity, it
boosts the qualities (good or bad) of the house in which such
combination takes place. Like, if Ketu conjoins Venus in Libra
sign and posited in the 2nd house, makes the native very
rich. If similar conjunction occurs in the 9th house, the
concerned person becomes quite lucky.
Just as Rahu, Ketu is also known for giving unexpected
results and replicats the results of a planet with which it is
associated. Suppose, if Ketu is situated with a Yoga karaka
planet than in the Dnslia (planetory period) of its disposition
bestows affluence and windfall through lottery etc. Ketu
signifies, liberation (Moksh) renunciation etc. While Rahu
gives effects throughout its period Ketu by and large,
delivers its effects in the last part. Ketu has the power to
elevate the effects of strong planet with which it conjoins.
Ketu when i nauspiciously placed, can ruin
significations in an uncommonly, awful and devious ways.
Whereas Rahu disturbs by wray of lethargy, grossness and
insensivity; it does so in a manner that is much less intense
and purposeful.
9. Ketu :
Significance of planets in business 173
Ketu has the ownership over Leo sign and its sign
detriment is Aquarius. I t exalts in Sagittarius and
Gemini being its fall sign.
Ketu rules over the same si gnification as
attributed to Mars (Fiery) but secondarily Airy.
Fine spritual tendencies especially, the qualities
of asceticism, non-attatchament to worldly
desires; spiritual initiation.
Tamasin character, inertia, darkness, obstruction.
Enlightenment and final liberation.
" Gnana "-wisdom, knowledge, discrealion
Salvadon, philosophy, stupidity, corruption.
Non-observance of tradional and rituals.
Great militarily prowness, trouble to the enemies
or from enemies, battlefield.
A ssassi nation, prosecution, imprisonment,
deception, treachary.
Blocade, barrier, retrogradetion.
Psychic ability and senstivity in a more genuine
way.
Foreign Languages.
Science, medical science.
Symbol of royalty, trophy as symbol of triumph.
Ketu's nature is hot dry, sharp, mobile, isolating,
contracting, penetrating, releasing, destruction,
guiding.
Co-ruler with Rahu over wisdom and electr ical
goods and equipments
Note Inauspiciously placed Ketu can ruin its
signification.
Significations:
174 Vedic astrology in money matters
Uranus is the first major planet after Saturn. This planet
was discovered on March 13,1781, By Sir William Herschal
and as such it is also called 'Herschal'. This planet was not
in the ambit of studies made by our ancient sages and oriental
astrologers. Its behaviour and significations were perceived
and examined by the astrologers of the present era.
Therefore, no classical scripture has any reference to its
classification whether this is a benefic or malefic planet. The
significations, attributes and other traits of this planet were
firmed up through careful observations ever since.
In mundane astrology, the principal significations of
this planet are unforeseen and unexpected happenings, like
national dignitaries, sudden national crisis. Uranus stands
for change and springing a sudden turn to an on going
process even though it was moving satisfactorily.
Therefore, Uranus creates a strong urge to rebel against
system. However, the changes it brings about can rarely take
place without a breaking from the old system. I t leaves
indelible mark in the sign and house it transits and creates
history in the nation during its sojourn over the ruling sign
of that country. Uranus which replicates the nature of Saturn
and Mars, possesses the tendency of igniting controversies
of serious kinds that tarts chain reactions leading to civil
commotions, revolutions or even war of independence.
Therefore, when under adverse influence of Uranus, one
should keep calm even under provocation. This as well
applies to the national leaders.
By its nature of suddeness, it brings abrupt changes
and wild fl uctuations in the market prices due to its evil
nature. Since it lives in a sign for 7 years, the effect is quite
lasting. Uranus has also been regarded as a force for dynamic
change and opposefthe ideas and institutions that have
become rigid and out moded.
10. Uranus :
Significance of planets in business 175
Uranus I t exalts in Scorpio sign and Taurus being the fall
sign. Leo is the sign of detriment.
Si gnificati ons:
Revol utious, rebel l i ous, anarchy, sudden
disturbances and unexpected events
Explosions, disasters, calamities and sudden
accidents.
Motorised equipment, spaceships machinery and
w l w
general manufacturings.

Automobiles and aeroplanes, aerial navigation.


1X1
A utomobi le i ndustries, rail , road, public
transport.
. . . Electricity, radio, wireless, electronics, computer
and other allied items.
It denotes public bodies, corporations, companies
and uncommon pursuits.
All new types of medical treatments such as
radium, radiation, diathermy, laser etc., comes
under the domain of this planet.
When wel l placed, it gives far reaching
imagination, innovation, good intellect, broad
outlook, new thoughts coupled with
concentration.
When afflicted it makes the person suddenly
changed, eccentric, violating established norms,
laws, customs etc.
Uranus governs over the magnetic attraction in
the native. I t is a cold planet.
It rules over surgical goods, aluminium, Aerated
water and filter industries.
1
It governs joint stock companies.
176 Vedic astrology in money matters
Neptune is the third largest planet in our solar system.
It was discovered in the ninetieth century (1846). Since its
century and half old find, the astrologers have not been able
to precisely establish the nature of the planet whether benefic
or malefic.
This planet is very far away from earth and takes nearly
14 years to complete its round in the solar system. Therefore,
it has faint influence on the inhabitants of the earth.
However, terrestrial matters do get affected
The attributes of these modern planets have been
established by persistent and careful observations over a long
period of time. Last century or so has marked great cultural
revolutions and the amount of discoveries made during this
period were great and amazing.
In Mundane astrology, Neptune characterises schemes .
of vast magnitudes, undertakings and socialistic enterprise,
big companies having big capital and public participation.
It has direct bearings over all kinds of inflations. Its qualities
are universality, idealism, compassion, sprituality, unreality
etc. I t also gives a great fancy and taste for improved
methods, refined imaginative philosophy and thought
reading.
When it receives benefic aspects, it bestows patriotism,
brotherly love, spiritual aspiration and sense of co-operation.
But when it gets afflicted, it gives very harmful results such
as political instability, frauds, assassination, drug addiction,
blackmailing. Besides, it also abets mental aberrations,
eccentricities and demoralising tendencies.
Neptune is a planet of chaos and dissolution which
precedes the emergence of a new order, appears in shaping
the history of nations, especially when it is aspected by
Saturn. Its influence is shown in vague, sceptical and
uncontrolled state which may lead to intemperance,
dissolution and perversities.
11. Neptune :
Significance of planets in business
Neptune Neptune has a lordship over Pisces (earlier il was
with Jupiter). It gets exalted in Leo and its fall
sign being Aquarius. The detriment sign is Virgo.
Si gnifications:
N eptune signifies democracies, democratic
government, patriotism, corporate business and
exports.
I t rules international languages, propoganda,
subversion, hallucination, obsession, deception,
I TT
perversion etc.
It represents films, filmdoni, actors and actresses

and artists of all kinds.


It also refers to communion, political instability,
underhand opposition, persecution by the
enemy.
It transcends spirituality, claivoyance, socialistic
movements, psychism, deception and
perversion.
It rules tea, raw cotton, medicines, surgical goods,
oil amd fishing industries, tobacco, drugs, high
grade canned foods.
Chemicals, perfumes, anaesthetics.
I t has tendency to contrive a plot and form
syndicates of bulls and bears in the market. It
also deals with stocks in general.
I t rules socialism, suffragettes sedition, bogus
companies and illegal undertakings.
It imbibes mysterious and detective qualities.
178 Vedic astrology in money matters
This is the farthest most planet of our solar system and
it is the find of this century. To be precise, it was discovered
in early 1930. It takes 21 years to complete zodiacal path. In
astrology, the nature of this planet has not been established.
Just as the other planets of the modern era, Pluto is seen
representating a powerful transforming energy. Around the
time Pluto was discovered transformation of power and
culture were round the corner. I t was in this time that
television was being made to realities and so was the
invention of atomic energy.
In mundane astrology the main attribute assigned to
Pluto is group activity for achieving the goal and objectives.
When Pluto gets under auspicious aspect without any
affliction, the group movement proves beneficial to the
humanity and socities. On the contrary, in the event of evil
influence, the collective action of the people brings about
factionalism, division and inharmoneous activities. Pluto has
the tendency to hide facts and send wrong signal to the
people or society to generate friction.
Pluto rules over queer changes, deep schemes and wide-
scope organisations. It denotes the subconscious mind, the
conscience, metabolism and power of assimilation. Besides,
alchemy, refining processes, lethal drugs and inheritance are
its other traits.
The qualities of Pluto arc annihilation,transformation,
renewed regeneration. It also signifies socialistic political
movement, spying activites. If Pluto is posited in the
Ascendant of the ruler of the country, it makes the ruler most
undependable and unreliable who harbours tendencies to
supress the facts and distort information just to solicit
favourable public opinion. Pluto imparts dictatorial authority
to one person or a groupof persons.
12. Pluto:
Significance of planets in business
Pluto has been assigned rulership of the sij n
Scorpio (the traditional ruler was Mars) Its
detriment sign is Taurus (ruled by Venus). Its
exaltation and fall signs have recently been fixed
by the astrologers as Cancer and Capricorn
respectively
Significations:
Pluto rules over deep secrets, mi sery,
underworld, the collective or group activities
such as die masses, the mass movement, the mass
media which specially includes; Televi si on,
satellite or computer network etc., cellular and
other electronic gadgets.
I t also denotes col l ecti ve consensus, mob
psycology, crowds, gangs, terrorism, holocaust
etc.
Pluto specially signifies atomic energy, atomic
bombs, nuclear fission, landmines, submarines,
cosmic sources of energy, nuclear physicists.
It governs organisations for social cause, national
plans for the benefit of people, organised labour,
collective bargaining welfare works etc.
Pluto influence of the commodities is not
sufficiently known. H owever, it generally
controls Tin, rubber, turmaric, leather, watches,
copper, zinc, metals. Stock shares of electronic
based industries.
Pluto generally takes over the rulership of the
commodities of the planet in which sign it
transits.
180 Vedic astrology in money matters
The house position of the planets must be taken into
account in judging the results narrated precedingly. It is
essential that the house and the planetary influences are
combined. Placement of malefic planets in the 4th and the
l l th houses in the mundane chart of the nation indicates
adverse situations for the concerned country, during the
transit of such planets. A benefic planet in the auspicious
houses discerns good time for the country during the transit.
Further, the conjuction of major planets in the unfavourable
houses at the time of eclipse, create unhappy situations in
the country.
The planets are capable of showing only good or bad
results in the matter of their juridiction whenever they are
powerful by placements, aspects etc. Whenever benefic
planets assume greater strength, in a country's mundane
map, that country is better managed by the Rulers, peace
prevails, industries fl ouri sh and there is an over all
prosperity. When malefic planets become more powerful,
the rulers adopt autocratic stance, high-handedness and the
financial position becomes critical, values of bullions rise,
industries and trades suffer. Stock exchanges, share value
and business houses slump. It also causes public unrest,
strike, lock outs etc.
As stated previously that J upiter is the planet for
expansion while Saturn creates scarcity and has curbing
effects over all the things signified by it. Rahu is an
incendiary planet which replicates the nature of Saturn but
by destruction we mean that Saturn only curtails the good
effect but Rahu is creative of expansion first and than causes
destruction. This is the prime difference between these two
highly malefic planets.
Mars, Mercury, the Sun and Venus are the planets which
are much affected by and pliable to the circumstances in
Significance of planets in business
which they get placed. They adopt the nature of planet which
is more powerful in the mundane map and throw its
influence over them. When a strong malefic its causes effects
over these planets, they develop malefic tendencies. On the
contrary, in the event influence being exerted by a benefic
planet they also become highly benefic. Further, the aspect
of Jupiter creates bliss and prosperity for the country and
Saturn's aspect, generates curbing trends and
destructiveness.
The ultimate good or bad results which a planet gives
through a house, should be based on the preponderance of
i nfl uences wheather good or bad, derived from the
placement of the planet in a sign and its constellation, its
lordship, the aspects received by it and also the strength,
situation and lordships of the aspecting planets.
Just like mundane map of a country, the horoscopic
chart of the big companies or enterprises could be drawn
and planetary influences are noted down to analyse good or
bad times for the company and to know whether it goes for
expansion or its business gets curtailed.
CHAPTER-7
IMPORTANCE OF ASPECTS IN
TERRESTRIAL MATTERS
A stronomically an aspect is said to be the relative
position of a planet with respect to another planet, the Sun
or the Moon etc., as seen from the earth. While in astrological
parlance, the aspect is the relative position of the heavenly
bodies, especially planets, as determining their supposed
influence upon human affairs. A simple illustration placed
below elucidates the phenomenon for easy comprehension.
OPPOSITION
!
I
!
Importance of aspects in terrestrial mailers
If the position of planet 'A' is assessed with respect lo
Lhe Sun from the Earth, they are apparently in conjunction
and overlapping each other. While the Earth being in the
middle, between planet 'B' and the Sun, they are considered
to be placed opposite to each other. The planets placed on
the left and right sides of the Earth at right angles, they are
said to be in quadrant. These positions are known as Eastern
or Western quadrature in which two heavenly bodies are at
ninety degrees away from each other in the celestial orbits.
This is half wray between the points of conjunction and
opposition. A half Moon is visible at the quadrature point of
the Moon.
Astrology whether practiced in the East or in the West,
the planetary aspects in the horoscopic charts play dominant
roles for predictions. This is the key factor to sketch out any
kind of prediction because planets exert their influence to a
certain point from their positions in the heavenly sphere.
The respective position of the planets are determined
through angular distance (arc) between them and is
represented in terms of degrees and minutes.
All the almanacs or ephemerides either published by
the eastern or the western astrologers do give aspectual
positions of the planets under the head "Aspectarian" which
lists out all the aspects of the planets make to one another at
a given point of time, or as on a given day. The specific
aspects, the planets involved, the exact time of the aspects
are also furnished for minutely analysing the horoscopic
charts.
Aspects between the major planets play important parts
in exercising strong influence on the human affairs and also
on the terrestrial matters. It has been observed that the trends
and fluctuations of the markets are precisely interlinked with
the aspectual position, mainly important aspects of the major
planets.
184 Vedic astrology in money matters
The major planets are known as Jupiter, Saturn,Uranus,
Neptune and Pluto. The good and evil aspects between these
planets indicate rise, fall of steadiness in the general business
and market prices.
The methodology for determining the planetary aspects
is different in the Vedic astrology and the Western astrology.
It means that the application of aspects in the Vedic astrology
is different. It is difficult for those who are well versed with
the western way, to assimilate the aspectual arrangement of
the Vedic astrology. The first and formost difference in the
Vedic system is that the aspects are not measured in terms
of " exact degree" of the arc between the planets involved,
but it is counted from sign to sign irrespective of position of
the planets in the signs and relative distance between the
two planets.
Further, in the Vedic astrology, the aspects are classified
as benefic or malefic, favourable or unfavourable, good or
evil etc., not on the basis of longitudinal distance between
the planets but the nature of all the aspects is determined at
the strength and the inherent qualities and the lordship of
the planet casting the aspect.
When a natural malefic planet aspects another planet,
the results are generally evil while in the case of a natural
benefic planet, the effects are considered as good. Besides,
the aspect of the planet acquiring malefic nature by its
placement in the evil houses produces evil results. Similarly,
aspect of any planet duly inbibed with the benefic quality
by getting ownership of auspicious houses, like trine houses
( the 5th and the 9th ), delivers highly benefic effects.
Cl assi fi cati on of aspects :
Vedic astrology considers that all the planets aspect the
7th sign with the full sight or influence. The aspects to the
Importance of aspects in terrestrial matters IHS
4th and the 8th signs cause 3/ 4th influence The aspects to
the 5th and the 9th signs produce 1/ 2 influence. There is
1/ 4 th aspect on the 3rd and the 10th signs.
Special aspects :
Mars has special aspects over the 4th and the 8th signs
which is taken as full and not 3/ 4th as stated above.
Similarly, Jupiter's special aspect is over the 5th and the 9th
signs which is regarded as full and not 1/ 2 ( Rahu and ketu
aspect the 5th, 7th and the 9th signs like Jupiter_as counted
from the sign occupied by them.) Again, l/ 4th aspects i.e.,
on the 3rd and the 10th signs is treated as special aspects for
Saturn at full value.
However, in normal practice, 3/ 4the influence is not
given much credence while analysing the horoscopic charts.
In the Vedic astrology; the planets do not have aspect on the
2nd, the 6th, the 11th and the 12th signs from the placement
of the aspecting planet.
Aspects of Trans- Saturnian planets
The Trans Saturnian planets, namely Uranus, Neptune
and Pluto do not figure in the regular Vedic system. In the
native predictive astrology, these planets are not considered
at all by most of the astrologers even how. However, for
terrestrial matters, the effects of these planets are very much
favoured by many. As a matter of fact, in the commercial
astrology these planets, have assumed much greater
importance because the major planets of which these Trans
Saturnian planets are the integral part, play dominant role
in the market activities. Therefore, these planets cannot be
ignored in mundane affairs. There 7th aspect or the opposite
position should be considered at par with the other major
planets. In addition, conjunction should also be given due
importance.
186 Vedic astrology in money matters
Since they are to be taken as equal to the major group
of the planets, we could as well, assign to them the special
aspects, like the planet they resemble with i.e., Uranus like
Saturn ( the 3rd and the 10 th aspects), Neptune like Jupiter
( the 5th and the 9th aspects ) and Pluto like Mars ( the 4th
and the 8th aspects ). However these aspects are to be taken
as minor one just to fine tune the interpretations. By treating
these aspects as major, it may turn out to be misconceived
and produce lop sided results.
Aspects in the Western astrol ogy :
In the Western astrology, the aspects are always counted
from degree to degree and not from sign to sign as in the
case of vcdic astrology. In other words,the western
astrologers carefully consider the exact degrees between the
planets while calculating the aspects.These aspects are
classified as good and bad aspects or benefic or hard aspects
depending upon the longitudinal distance between the
planets. The major aspects amongst them are Sextile aspect
(60 ),Square aspect (90 ),Trine aspeqts (120), Opposite
aspect (180 ) etc. While the minor aspects are like Semi-
Sextile (30 ), Semi-Square (45), Sesqui-Quadrate (135),
Quartile(72) Quincunc (150) etc., which are sparingly used
by the astrologers and most of them ignore their application
particularly, in native astrology.
It is difficult to remember all these minor aspects and
use them in the delineations of the nativity. Further, these
aspects have not been thoroughly investigated and have not
received universal recognition. However, in mundane
astrology of which commercial astrology is the part,even the
minor aspects are used to draw subtle results. Here it
becomes necessary because slight or minor fluctuations do,
at times,cause severe impact on a business.
Importance of aspects in terrestrial matters
In western astrology,aspects between two planets are
considered equal whether a planet is behind or ahead of
another planet in the zodiac.The western astrologers have
devoted a great deal for achieving minute accuracy of these
aspects. The aspects are the major consideration in this
system,if not the most important one. In western astrology,
different nature is assigned to various types of aspects.Some
aspects, as stated above, are considered to be malefic, difficult
or hard ( like the Square aspects ) while others tend to be
benefic or easy ( like the Trine aspects ) irrespective of the
characteristics of the planets involved.
Difference between Vedic and Western aspects :
Aspects are formed and accounted for differently in both
the systems of astrology. The major divergent features are
described as under:
(i) In Vedic system, the count of distance between
tw'o planets is from sign to sign while in western
system,it is measured from degree to degree.
(ii) The magnitude of aspects in Vedic system
between the two planets is at variance where as
in western system it is the same.
(iii) In Vedic astrology, the aspects by benefics are
always beneficial and aspects from malefics are
always harmful ( notwithstanding to the fact
whether the planet is benefic or malefic if it
aspects its own house, it will strengthen the
house and do not cause any harm to it). But in
western system, the Sextile (60 degree) or Trine
(120 degree) aspects are beneficial and Square
(90 degree) and Opposite aspects (180 degree)
are evil ones. But in Vedic system there is no
such classification.
188 Vedic astrology in money matters
iv) In Vedic system, the aspects of the lord of the
trine houses i.e., the fifth and the ninth houses
are always auspicious and the aspects of Trik
houses i.e., the 6th,the 8th,and the 12th houses
are always considered malefic and harmful.
From the above, it is quite evident that the aspects of
Vedic astrology in comparison to the Western astrology seem
to be of general nature and non-specific. The sign aspects
are far and few as against many and divergent degree-wise
aspects of diverse nature, distinct quality and characteristic.
However, the Vedic astrology still produces accurate results
even with its limited number of aspects. Infact, aspects are
not the only part in annalysing a birth chart or mundane
map in Vedic astrology. There are many other tools to
prognosticate the results and bring subtality in the system.
In Vedic astrology,the judgement is based upon planetary
relationship which are determined through a far-ranging
system in which aspects are one of the ingredients. These
relationships are comprised of planetary deposition in
various houses, friendly or inimical relation of aspectual
planets, strengthens and weaknesses (through shadbnln) so
on and so forth. These factors decide the effectiveness of
planetary combinations (yogas) which influence the results
in its entirety. In fine, it would not be wrong to say that the
aspectual system of Vedic astrology is complexed, intricate
but it delivers precise and subtle results.lt involves more
calculations and also interpolations of many factors than in
the case of Western astrology. However, such system has
typical elements of fine tuning in some areas which may
render better results than the other. In this book, efforts have
been made to integrate and also employ both the systems to
attain the effectiveness to a greater degree.
Importance of aspects in terrestrial matters
The Orbs of I nfluence :
Aspects do not operate on the very date on which they
are shown in the ephemerides.Each planet is supposed to
exert its influence or in other words, sends out its radiance
upto certain distance on either side of any aspect. The "orb"
of a planet is the "extent " or for that matter 'sphere' of
influence of that planet. In Vedic astrology it is called
" Deeptamsha" which literally means "orb of radiance".
Beyond the individual orb of a planet, it loses its influence.
The Sun the biggest of all the planets and the center of solar
system, has an orb of 17 degrees and the Moon 12 degrees
while all other planets have roughly an orb of 8 degrees each.
Applications of Orbs :
When two planets are within "orbs" of an aspect, but
not in actual aspect, the swifter of the two planets, if behind,
eventually moves forward to complete the aspect with the
other. So to say that the swifter planet applies to the slow-
moving planet. This is always the case unless the former is
retrograde. We may say that the moment the orbs of the two
planet come in contact with each other, a mutual influence
come into existence. The closer the two planets in degree
wise, the greater influence is put forth on each other.
Tabl e - 24
Orbs of the Planets for the Conjunction ( degree-wi se):
Pl anet s Sun Moon Mar s Venus Mar s J upi t er Sat Ur anus Nept une Pl ut o
Or bs 17 12 7 7 8 10 8 8 S 8
The Sun has maximum intensity of.l i ght or heal
radiation. There is a focal point for the localisation of
190 Vedic astrology in money matters
intensification of energy. With aspect, the focal point gets
energised when the planet reach the requisite number of
degrees from each other. The focal point of the conjunction
is reached when both planets occupy the same degree of
longitude and declination. H owever, in astrological
polarence, as stated above, the planets are said to have
formed conjunction even when they are separated by 8
degree of arc.
In formation of other aspects viz., Trine, Square and
Opposite again certain permissible limits are laid down, like
for Sextile about 7 degrees; for Semisquare and Sesqui-
Quadrate 4 degrees; for Semi-Sextile and Quineus 2 degrees
are the required distances. The closer the aspect, the stronger
it is and vice versa. The degree of orbs listed herein above
may not be taken as sacrosanct figures or stri ctly
mathematically correct distance. A slight modification could
be made in practice and;as per individual experience.
Operating Period of Aspects :
In order to identify the operating span of an aspect
between the two planets, the orbal degree of the planets
involved are to be added and then divided by two. The
resultant degrees indicate the point from which the effect of
an aspect begins to appear.When we are considering the
effects of the conjunction of any two planets, the resultant
orbal degrees are the starting point when the markets get
influenced by the conjunction. The effects will continue till
both the planets are separated after the conjunction by the
same orbal distance counting it from the actual degrees of
conjunction.
Example :
Let us take the case of two major planets viz; Jupiter
and Uranus. The orb of Jupiter is 10 degrees while in the
Importance of aspects in terrestrial matlcrs
case of Uranus, it is 8 degrees. The mean of the two comes to
9 degrees. The 9 degrees is the sphere of influence between
lupiter and Uranus.
The exact conjunction of Jupiter and Uranus takes place
on the 16 th February 1997. The important dates with the
corresponding degrees of both these planets showing course
of these planets till they get finally separated i.e., gone away
beyond 9 degrees. ( The relevant data have been picked up
from Lahiri's Indian Ephemeris for the year 1996 and 1997.
The positions as on 5:30 a.m. (1ST) of the concerned dates
are reflected)
Table - 25
Date Jupiter Uranus Difference
1. 27th Dec 1996 0-12' 1 9-08' 8-56'
?.
16th Feb 1997 124)5' 12-06' 0-l'
3. 15th April 1997 23-31'
I 40.321
8-59'
4. 13th May 1997 26-54' 14-51'(R) 12-03'
5. 10th June 1997 28-07'(R) 14-33'(R) 13-34'
6. 28th Aug 1997 20-45' 114'
90-1'
7. 8th Oct 1997 18-16'(D) 10u-56! 7-20'
8. 14th Oct 1997 18-19 10-55'(D) 7-24'
9.
13th Nov 1997 20-19' 11-17' 90.O2'
(R) - Retrograde; (D) - Direct
From the table, it may be seen that Jupiter and Uranus
fall in the orbital degree of conjunction on 27 December 1996
and they formed exact conjunction on 16th February 1997.
They have again fallen apart from the orbal influence on the
15th April 1997. In other words, they are said to be under
conjunction from the 27th December 1996 to 15th April 1997.
Both the planets went into retrogression in a span of one
month and become direct just about the same time. Although
they again form conjunction between 29th August 1997 and
192 Vedic astrology in money matters
13th November 1997, the nearest point being 7-20' only,
there was no exact conjunction and hence it would cause
minor effects over the markets. Here they would be under
retrograde application. It may be seen that these two planets
form aspect of conjunction three times : (i) 1st time-in direct
motion (ii)2nd time-in retrograde motion and (iii)3rd time
again-in direct motion. This is the case with all the major
planets as their motions are very slow.
Classification of General I mpacts of the aspects over the
markets :
(i) Conjunction (0); symbol (/ :
When two planets occupy the same degree of longitude
in the same zodiacal signs, they are said to be in
conjunction.Suppose, at any point of time, if Saturn is 10
degree of Pisces and Jupiter also happens to catch up with
Saturn at 10 degree Pisces, they are said to be in conjunction.
The effects of conjunction varies according to the nature of
planets involved in conjunction and also the sign in which
the conjunction takes place. When one of them is benefic
and other is malefic, the benefic effect loses its power to do
good. At the same time, an evil effect of the malefic planet
gets neutralised.Conjunction mainly of major planets have
assumed greater importance in mundane astrology, since
they indicate turning points. More so, conjunction exerts
profound influences on the market trends of stock shares
and commodi ti es but by and large, it tends to show
bullishness.However, this is considered a good aspect.
(ii) Parallel ( 0 declination) E;
This aspects takes place when the two planets occupy
the same degree of declination either both the planets are in
north or south or one is in north and other is in south of
Importance of aspects in terrestrial matters
equator.The parallel aspects between heavy planets 1ike?
Jupiter, Saturn, Uranus etc., persist for a long time but the
aspects of the inner planets last for a short duration. Parallel
aspects, plays dominant role in registering high fluctuations
in share prices so as in the other markets. I t is a very sensitive
point, akin to conjunction and delivers similar but spot
results.
(iii) Opposition aspects (180); symbol 8 ;
Two planets are said to be in opposition to each other,
when the distarice between them is 180 degrees. In this aspect
both the planets are exactly in the opposite zodiacal signs
but with the same degrees. For example, the Sun is 15 degree
in the Aries sign and Mars is 15 degree in Libra are reckoned
to be under exact opposition aspects. This aspect delivers
evil results in the terrestrial matters as it denotes opposition,
confrontations etc. However, like conjunction, this aspect
exercises vital influence over the market and share prices. It
sets in bearish trends. If this aspect happens to be between
two benefic planets instead of malefic ones, the bearish
effects get more pronounced.
(iv) Tri ne aspect (120) ; symbol :
This aspect occurs when the planets are at 120 degree
apart from each other. For example; Saturn at 10 degree in
Aries with the Sun being in 10 degree of Leo are taken to be
forming Trine aspect between them. The effect of this aspect
is neutral as it brings about functional harmony. In matters
relating to markets, it however, produces marked changes
in the prices of stock share, commodities etc., such changes
are more inclined towards bearishness but it leaves mild
impact. ( In Vedic astrology this aspect is treated as very
auspicious though in western, it is not considered as good )
194
Vedic astrology in money matters
(v) Square aspect (90); symbol :
When two planets are separated by a distance of 90
degree, they are considered to be in square aspect. Suppose
Jupiter is at 20 degrees of Aries and Mars is also at 20 degrees
but in Cancer sign, they are in square aspects.In western
astrology, this is an evil aspect and produces considerable
fluctuations in market and share prices and the effects are
more inclined towards bearishness. In mundane affairs, its
impact is somewhat similar to the opposition aspect and also
presage occurrence of some crises.
(vi) Sextile aspect (60); symbol :
Two planets are said to be sextile to each other, when
distance between them is 60 degree. For example, the Sun is
15 degree of Aries and Mars at 15 degree of Gemini, they are
under sextile aspect. This is also an evil aspect and causes
fluctuations in the market and stock share prices and sets in
bearish trends.
(vii) Semi -Square aspect ( 45) ; symbol L :
When two planets are placed 45 degree apart in a chart,
they are said to be under Semi-Square aspect.Suppose the
Sun is 10 degrees in Aries and Mars has gone to 45 degrees
Taurus, there exists Semi-Square aspect between them. This
is amongst the minor aspects and considered as moderately
evil and carries the same qualities as of square aspect. The
aspect reflects bearish trends over the market prices but is
of little consequences.
(viii) Semi- Sextile aspects (30); symbol Y_ :
When two planets are at 30 degree of distance between
them, they are said to be under Semi-Sextile aspect. This is
minor aspects and is considered as mildly productive.
Suppose, Saturn is at 12 degree Capricorn and Venus at 12
Importance of aspects in terrestrial matters
degree of Aquarius sign, they form Semi-Sextile aspec t
between them. This is a good aspect and brings about
bullishness in the market.This aspect is obtained by dividing
the circle (360 degree ) into 12 equal parts.
(ix) Quintile aspect (72H); symbol Q :
Two planets are said to be Quintile aspect to each other,
when the distance between them is 72 degrees. Fro example,
if the Sun is at 11 degree of Cancer and Jupiter at 23 degree
of Virgo, they form Quintile aspect between them.This is a
weak but good aspect and reflects bullishness in the
market.This aspect comes about by dividing the circle (360
degree) in five equal parts.
(x) Semi-Quintile Aspect (36) ; symbol -L :
When two planets are at a distan.ee of 36 degrees
between them, they are said to be in Semi-Quintile aspect.
Suppose Mars at 10 degree of Aries and Saturn 16 degree of
Taurus, they are under Semi-Quintile aspect. This is also
quite a weak and minor aspect but delivers good results. It
creates bullish trends though of mild nature. This aspect is
formed by dividing circle into ten equal parts.
(xi) Sesqui-Quadrate aspects (135); symbol Lg. :
Two planets are said to be under Sesqui-Quadrate aspect
when distance between them comes to 135 degree. For
example, if Saturn is at 10 degree Aries and the Sun at 25
degree Leo, there will be Sesqui-Quadrate aspects between
them. This is also a minor but good aspect of a moderate
nature. I t denotes bullishness.
(xii) Quincunc aspect (150); symbol 7^:
Two planets are said to be under Quincunc aspect when
the distance between them is 150 degree. Suppose Saturn is
at 20 degree of Gemini and the Sun is at 20 degree of Scorpio
sign they form Quincunc aspect amongst them. This aspect
196 Vedic astrology in money matters
is also called inconjunct aspcct. This is also a minor aspect
and its influence over the markets is towards bullishness.
In Vedic astrology, the position of 6th and 8th between
the planets is considered as extremely of adverse nature and
is of a special and desolate category. Therefore, due care
must be taken while examining the influence of this aspect.
Practically all the Ephemerides carry exhaustive details
relating to daily aspects of the types described above
involving all the planets.Even the exact time on which such
aspects are formed between the two planets are indicated.
Venus and the Sun never go more than 48 degree apart
from each other. Hence the major aspects between them are
only Conjunction and Semi Square. The Semi Square aspect
between Venus and the Sun lasts for a very long time and
produces good opportunities in the market. The prices of
gold and silver are particularly affected.
The following aspects are capable of effecting changes
in stock shares, bullions, commodities markets. These facts
are to be kept in mind, while prognosticating the market
trends:-
i) Conjunction and Opposition aspects of all planets
ii) Semi-Square aspect between Venus and the Sun
iii) Sextile aspect of Saturn w'ith other planets ( 3rd
aspect)
iv) Square aspect of Mars with other planets (4th
aspect)
v) Square aspect of Saturn with other planets (10th
aspect)
vi) Quincunc aspect of Mars with other planets (6th
and 8 th)
vii) Trine aspect of Jupiter with other planets (5th and
Importance of aspects in terrestrial matters
9 th) (This aspect of J upiter with other planets
however, has mild effects over the market trends)
Prognosti c concept of market fl uctuati ons :
The fluctuation of market price of all the trading items
is a common phenomenon not now but ever since trading
activities had become part of daily life. From the preceding
part, it is quite evident that heavenly objects play a dominant
role in regulating the market price mechanism. Planetary
influences over the terrestrial matters are ever changing so
are the market trends. However, the prices of all the
commodities do not follow identical sway as some become
bearish and some attain bullishness while yet others remain
steady or firm. The divegent pattern of price fluctuations
are due to the dominance of the influence of some planets at
a particular time. When the items ruling planets put forth
their influence at that time, they only get disturbed while
other remain unaffected. Similarly, rise and fall in prices of
certain commodities persist for much longer duration arid
at the same time, prices of other items face short spurt or
sluggishness. These varied spans of impacts are directly
related to the speeds and motion of the planets as slow
moving planets reside for a longer period in a sign and
thereby a particular commodity denoted by it, remain
affected either good or bad, as the case may be, on a long
term basis. A reverse is the case for fast moving planets.
Besides, intensity of impact also depends upon the sign
placement and strength of the planets and cross influences
it draws by way of lordship or aspects of other planets at
that point of time.
Major planets cause long term market fluctuations :
The major and weighty planets are the outer planets,
staying far away in the celestial system. By virtue of these
198 Vedic astrology in money matters
being at the farthest distance, they remain for a much longer
time in a zodiacal sign and thus perpetuate their influence
over the Earth. Barring Jupiter, all other exterior planets viz.
Saturn ,Uranus, Neptune and Pluto are inhibited with
malefic nature of varied degrees and therefore, generate lot
of unpleasant happenings over the region they focus their
dominance which persists for a pretty long time.
Jupiter is the greatest beneficial planet in the solar
system. It takes 12 Years for a complete circuit remaining
one year in each sign.Being swifter than the other planets of
this segment, its effect is not so potent or lasting as that of
Saturn or Uranus.Jupiter brings about general prosperity of
the country through internal resources and new industries.Its
good aspects cause much expansion and bring high values
in securities and stock shares.
Likewise, Saturn takes 30 Years to complete its zodiacal
journey. It stays two and a half years in one sign. Its transit
produces famines, failure of crops, discontentment,
unemployment and depression in the markets. Its good
aspects however, brings steadiness in the prices. Saturn is a
planet of restriction and it greatly effects the securities should
it be under evil aspects.
Uranus is the find of 18th century (1781). It resides in
one sign for seven years and takes 84 years to complete the
zodiacal path. Its major effect is political upheavals and
revolutions. It foments stri kes, causes sudden price
fluctuations and destablises the markets and securities as a
result of governmental dicta. The other trans- Saturnian
planets such as Neptune and Pluto stay in one sign for 14
years and 21 years respectively and are extremely slow
moving planets . These planets also produce long term
bullishness and bearishness in the markets depending upon
whether they are under good or bad aspects.
Importance of aspects in terrestrial matters
Mi nor Pl anets cause short-term market fl uctuati ons :
The Sun, The Moon, Mercury, Venus, live for a short
duration in each zodiacal sign and as such they acquire very
swift motion. The aspects formed by these planets last for a
short period. Accordingly, they show short term bullishness
and bearishness in the prices of the stock shares and other
markets.Amongst this group, the Moon has most rapid
motion which help determining daily market
fluctuations.The normal motion of the Mercury and Venus
is about a month but it gets extended over two months when
they also attain retrograde motion .It has been observed that
since these two planets remain in the vicinity of the Sun,
they demonstrate greater influence over the prices of the
commodity, stock share and even the bullion markets
especially, when their motion is slow. On getting into
accelerated motions , their impacts over the market prices
become frivolous and of the trivial nature.
Cl assi fi cati on of Si gns accordi ng to producti veness :
The zodiacal signs are classified in three ways. These
are: (i) according to elements, viz., fiery, earthy, airy and
watery signs (ii) according to quality namely, cardinal, fixed,
and mutable signs (iii) according to the productiveness i.e.
fertility and bareness of the sign. The market prices are
mainly guided by this aspect of sign . If the sign is productive,
it will create bullish conditions in the market. On the other
hand, an infertile sign sets in the bearish trends in the
markets. The groupification of signs in this fashion are as
under:
(a) Fertile or productive Signs :
Aries, Taurus, Leo, Scorpio, Sagittarius are fertile
or bullish signs. Amongst these set of signs, Aries
and Leo are the most fruitful and dependable.
200 Vedic astrology in money matters
(b) I nfertile or barren signs :
Gemini, Cancer, Libra, Aquarius and Pisces are
non-productive or bearish signs.Between them,
Cancer and the Pisces are of acute nature.
(c) Moderate signs :
The remaining two signs vi z., Virgo and
Capricorn are of moderate nature of which
Capricorn is more inclined towards bullishness
while Virgo tends to go with bearish trends.
Based on these classification of signs and planets , the
aspectual effects of swift and slow moving planets in
different zodiacal signs on the market prices of the stock
shares, bullion and other trading items have been tabulated
and placed in the succeeding part.*
Note:
The I mpact of the aspects over the prices wi l l be
evident only in those trading items which are signified by
the concerned ruling planets and zodiacal signs. The aspect
of the swift planet denotes short periods and that of slow
pl anets l ong peri ods of bul l i sh and beari sh trends
respecti vel y:
TABLE : 26 A. SWI FT PLANETS
Importance of aspects in terrestrial matters ..III
1. A spectual effects between T H E SUN and other planets in different zodiacal signs on
the market pri ccs o f Stock Shares, Bullions and other trading items.
A spects^ Conjunction, Semi -Sexti l e, Quintile
Semi-Quintile. Quincune,
Sesqui -Qm.A ate.
Sextil e, Square, Semi-Square
Trine, Opposition.
Signs
Planets
4-
A ries. Taurus, L eo.
Scorpio, Sagittarius
Capricorn.
Gemini, Cancer,
Virgo, L ibra,
A quarius, Pisces
A ries, Taurus. L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V irgo, L ibra,
A quarius, Pisces
1. Moon. Tends to rise
with little fall
at times.
Steady Steady l ends to fall
with slight rise
at times.
2. Mars. Rise Steady tend to
rise
Steady with minor
rise
Steady
3. M ercury. Steady with
reaction for rise
Steady but
uncertain
Steady Bearish
4. J upiter. Ri se with minor
downward
corrections
Steady but likely
to rise slightly
Steady Bearish with
minor rise.
5. Venus. Bullish Bullish with
slight fal l .
Ri se with
reaction to fall
Steady with
slight rise
6. Saturn. Good rise Rise followed by
by a small fal l .
Ri se but uncertain
with downward
reacti on.
Steady with
slight rise
7. Rahu. Sharp rise Ri se with sudden
minor reaction
Ri se minor drop
l ater.
Steady with
slight rise then
fall
8. Uranus. Sharp rise Ri se with minor
fall.
Uncertain rise
tend to fall
due to reaction
Steady with
small rise at
times
9. N eptune. Ri se with minor
downward reaction
Steady with
slight rise
Steady Fall with
reaction for rise
10. Pluto. Rise Ri se with fall
at times
Ri se with minor
fall due reaction
Steady with
nominal rise
202 Vedic astrology in money matters
2. A spectual cffectS between T H E M OON and other planets in different zodiacal
signs on the market pri ces o f Sl ock Shares, Bullions and other trading items.
A spects Conjuncti on, Semi -Sexti l e, Quintile
Semi -Qui nti l e. Quincune,
Sesqui-Quadrate.
Sexti l e, Square. Semi -Square
Trine. Opposition.
Signs
Planets

A ries, Taurus, L eo,


Scorpi o, Sagittarius
Capricorn.
Gemi ni . Cancer.
V i rgo, L ibra,
A quarius. Pi sces
A ries, Taurus. L eo,
Scorpi o, Sagittarius
Capricorn.
'
Gemini. Cancer.
Virgo, Libra,
A quarius, Pisces
1. Sun. Ri se with
occasi onal fall
Steady with
minor fall
al times.
Steady
Slightly
bearish
2. Mars. Ri se with minor
fall
Steady with
bearish tendency
Steady Fall likely to
rise
3. M ercury. Steady with
sudden minor rise
Tend to fall Fall with sudden
recovery
Steep Fall
4. J upiter. Steady Fall with
minor rise.
Tendency to fall
with shorl rise.
Steep Fall
5. Venus. Ri se with occati o-
-nal fall
Steady Steady with likely
sway
Fall with minor
rise
6. Saturn. Tendency to rise
with fall at times
Steady Steady with
occational fall
Fall tend to rise
7. Rahu. Ri se likely lo fall
later
Firm Steady tend lo fall Fall with
expected rise
8. Uranus. Ri se likely lo fall
later
Steady Firm Fall with
rise at times
9. Neptune. Steady with
downward trend.
Fall but expected
rise later
Fall with recovery Fall with no
recovery
10. Pluto. Ri se with little
set back
Firm Steady tend to fall L i kel y to fall
with short rise
Importance of aspects in terrestrial matters
3. A spectual effects between M E R C U R Y and other planets in different zodiacal
signs on the market pri ccs of Stock Shares, Bul l ions and other trading items.
A spects Conjunction. Scmi -Sexti l e. Quintile
Semi-Quintile. Quincuiie.
Sesqui-Quadrate.
Sexti l e. Square. Semi-Square
Trine. Opposition.
Signs
Planets

A ries, Taurus, L eo.


Scorpi o, Sagittarius
Capricorn.
Gemini. Cancer,
Virgo. L ibra,
A quarius, Pisces
A ries, Taurus. L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
Virgo. L ibra,
A quarius, Pisces
1. Sun. Ri se with some
set back
Steady Steady with minor
correction
Fall but likely
to rise at times
2. M oon. Steady with
down-wardtendency
Fall with
bullish tendency
Fall with bullish
tendency
Steep Fall
3. Mars. Ri se but tend to fall Steady with no
recovery
Steady with bearish
tendency
Bearishness
4. J upiter. Steady with
refl ecti ons to fall
Fall Fall Fall with no
recovery
5. Venus. Ri se with tendency
to fall
Steady but likely
to fall
Firm L i kel y to fall
6. Saturn. Ri se with minor
fall
Steady Firm Bearish
7. Rahu. Rising tendency
but li kel y to fall
Steady Firm Bearish
tendency
8. Uranus. Steady Fall with slim
chances of
recovery
Fall Steep Fall
9. N eptune. Steady but likely to
drop
Fall but recovery
later
Steady Fall with
recovery
10. Pluto. Ri se with minor
fall
Steady Firm Fall with good
chances of
recovery.
204 Vedic astrology in money matters
4. A spectual effects between V EN U S and other planets in different zodiacal signs
on the market pri ccs of Stock Shares. Bullions and other trading items.
A spects Conjuncti on. Semi -Sexti l e. Quintile
Semi -Qui nti l e. Quincune.
Sesqui-Quadrate.
Sextil e, Square. Semi -Square
Trine, Opposition.
Signs
Planets

A ries, Taurus, L eo,


Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V irgo, L ibra,
A quarius. Pisces
A ries. Taurus, L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V i rgo. L ibra,
A quarius, Pisces
1. Sun. Sl eep Rise L ikely rise with
corrections
L ikely rise Steady
2. M oon. L i kel y rise with
tendency to fall
Steady Firm Fall with
recovery
3. Mars. Ri se L ikely rise with
some fall
Ri se wilh minor
corrections.
Steady
4. M ercury. L i kel y rise with
correction
Steady Firm L i kel y fall with
recovery
5. J upiter. Ri sei ng tendency
with correction
Steady Firm Sl i ght fall with
recovery
6. Saturn. Steep rise Ri se with minor
corrections.
L ikely to rise Steady
7. Rahu. Steep rise Rise with minor
adjustments
Rise with shori
corrections
Steady
8. Uranus. Steady rise Rise but likely
lo fall
Rise Steady
9. Neptune. Ri se wilh
correction
Firm Steady Some fall with
recovery
10. Pluto. Steep rise Ri se but tend to
fail
Ri se with short fall Steady
Importance of aspects in terrestrial mailers ,4
T A B L E : 2 7 ______ B . S L O W A N D H E A V Y P I A M I S.
1. A spectual effects between M A RS and other planets in different zodiacal sinus on
the market priecs o f Stock Shares, Bullions and other trading items
A spects Conjunction. Semi -Sexti l e, Quintile
Semi-Quintile, Qui ncune,
Sesqui-Quadrate.
Sexti l e, Square, Semi-Square
Trine. Opposition.
Signs
Planets

A ries, Taurus, L eo,


Scorpio, Sagittarius
Capricorn.
Gemini, Cancer,
V irgo, Libra,
A quarius, Pisces
A ries, Taurus, L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V i rgo, L ibra,
A quarius. Piscc.',
1. Sun. Steep Ri se Steep Rise Ri se with short
correcti ons
Steady
2. M oon. Rise with down
ward tendency
Steady Firm Fall with
recovery
3. M ercury. Rise with shorl
corrections
Steady Firm Fall with short
rise
4. J upiter. Ri se with probable
fall
Steady Firm Fall with
posi bl e
recovery
5. Venus Steep Rise Ri se with
possible fall
Ri se with some
set back
Firm
6. Saturn. Ri se Ri se with some
set backs
L i kel y rise minor
corrections
Steady
7. Rahu Rise Ri se with slight
fall
Ri se with minor
corrections
Firm
8. Uranus. Sleep Rise L i kel y rise with
corrections
Ri se with possible
fall
Steady
9 N eptune. L ikely rise with
sonic fall
Steady with
minor fluctuations
Steady Ri se with slight
possible fall.
10. Pluto. Steep rise L ikely rise with
correction
Ri se with some
corrections
Steady
206 Vedic astrology in money matters
2. A spectual effects between J U P I T E R and other planets in different zodiacal sign<
on the market pi i ccs o f Stock Shares. Bul l ions and other trading items.
A spccts Conjuncti on. Semi -Sexti l e. Quintile
Semi -Qui nti l e. Quincune,
Sesqui-Quadrate.
Sexti l e, Square, Semi -Square
Trine. Opposition.
Si gns >
Planets

A ries, Taurus, L eo,


Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V i rgo, L ibra,
A quarius. Pisces
A ries, Taurus, L eo.
Scorpi o, Sagittarius
Capricorn.
Gemini, Canccr,
V i rgo. L ibra,
A quarius. Pisces
1. Sun. L i kel y rise with
corrections
Steady Firm Fall with
recovery
2. M oon. Steady Fall with
recover)'
Fal l with slight
possible rise
Steep fall
3. Mars. Ri se with some fall Steady Firm Fall with
bullish
tendency
4. M crcury. Steady L i kel y fall wilh
minor rise
Fall with minor rise
likely
Fall
5. Venus. L i kel y rise with
short fall
Steady- Steady Fal l with minor
rise
6. Saturn. L i kel y rise with
corrections
Steady Firm Fall with slight
rise
7. Rahu. Ri se with slight
drop at times
Firm Steady Fall with
recovery
8. Uranus. Ri se with short
drop
Firm Steady Fall with slight
recovery
9. N eptune. Steady Fall with
recovery
Fall with short
recovery-'
Fall
10. Pluto. Ri se with l ikely
short fall
Steady Firm Fall with
possible
recover)'
Importance of aspects in terrestrial matters /
3. A spectual effects between SA T U RN and other planets in different zodiacal signs
on the market prices of Stock Shares, Bullions and other trading items.
A spects Conjunction, Semi -Scxti l e. Quintile
Semi-Quintile, Quincunc,
Sesqui-Quadrate.
Sexti l e, Square, Semi-Square
Tri ne, Opposition.
Signs 4
Planets
*
A ries, Taurus, L eo,
Scorpi o, Sagittarius
Capricorn.
Gemi ni , Cancer,
V i rgo, L ibra,
A quarius, Pisces
A ries, Taurus, L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
Virgo, L ibra,
A quarius, Pisces
1. Sun. Steep rise Ri se with slight
drop
Ri se with minor fall Steady
2. M oon. Ri se with
corrections
Steady Firm M inor fall
3. Mars. Steep rise Ri se with
correcti ons
Ri se with minor fall Steady
4. Mercury. Ri se with
corrections
Firm Steady Fall with
recovery
5. J upiter. Bul l ish with
possible fall
Firm Steady Fall with
bullish
corrections
6. Venus Steep rise Ri se with fall
at times
L i kel y rise with
minor fall
Steady
7. Rahu. Ri se Ri se with slight
fal l
Ri se with bearish
tendency
Steady
8. Uranus. Ri se Ri se with bearish
tendency
Ri se w'ith possible
fall
Steady
9. N eptune. Ri se with short
corrections
Firm Firm Fall with
bullish
tendency
10. Pluto. Bul l i sh L i kel y rise with
minor fall
Ri se with some
fall
Steady
208 Vedic astrology in money matters
4. A spectual effects between R A I l l I and olher planels in different zodiacal signs on
the market pri ccs o f Stock Shares, Bul l ions and other trading items.
A spects Conjunction, Semi -Sexti l e, Quintile
Semi -Qui nti l e. Quincunc,
Sesqui-Quadrate.
Sexti l e, Square, Semi-Square
Tri ne, Opposition.
Signs
Planets

A ries, Taurus. L.eo,


Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
Virgo, L ibra,
A quarius, Pi sccs
A ries, Taurus, L eo.
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V i rgo, Libra,
A quarius, Pisces
1. Sun. Steep rise Ri se likely to
drop
Ri se with njinor
corrections
Firm
2. M oon. Ri se with some
fall
Steady Firm Fall with
bullish
tendency
3. Mars. Rise Ri se wilh minor
corrections
Ri se with minor fall Steady
4. M ercury. Ri se with likely
fall
Firm Steady Fall with
minor rise
5. J upiter. Ri se with likely
minor fall
Steady Steady Fall wilh
bullish
tendency
6. Venus Steep rise Ri se with minor
corrections
Rise with fall
at times
Steady-
7. Saturn. Steady Bullish tendency Rise with minor
fall
Steady
8. Uranus. Steep rise Rise with minor
fall
Ri se with sl^irt
fall
Steady
9. N eptune. Ri se with short
correcti ons
Firm Firm Short fall with
recovery-
10. Pluto. Steep rise Ri se with
minor fall
L i kel y rise with
corrections
steady
Importance of aspects in terrestrial mnUcrs
5. A spectual effects between U RA N U S and other planets in different zodiacal signs
on the market prices of'Stock Shares, Bullions and other trading items.
A spects Conjunction, Semi -Sexti l e. Quintile
Semi-Quintile, Quincune.
Sesqui-Quadrate.
Sexti l e, Square. Semi -Square
Trine. Opposition.
Signs
Planets

A ries. Taurus. L eo.


Scorpi o. Sagittarius
Capricorn.
Gemini, Cancer,
V irgo, L ibra,
A quarius. Pisces
A ries, Taurus, L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V irgo, L i bra,
A quarius, Pisces
1. Sun. Bullish trend Ri se with short
fall
Ri se with some
fall at times
Steady
2. M oon. Ri se with short
fall
Firm Steady Fall with
recovery
3. Mars. Bullish trend Ri se with short
fall
Ri se with fall
at times
Steady
4. M ercury. Ri se with some
fall
Steady Firm Fall with
some rise
5. J upiter. likely rise with
short fall
Steady Firm Fall with
minor
corrections
6. V enus Steep rise Short rise with
l i kel y fall
Ri se with minor
corrections
Steady
7. Saturn. Steep rise Rise with minor
fall
Ri se with bearish
tendency
Steady
8. Rahu. Sl eep rise Ri se with
corrections
Ri se with bearish
tendency
Firm
9. N eptune L i kel y rise with
short fall
Firm Steady Fall with
recovery
10. Pluto. A brupt rise L i k cl f rise with
short fall
Ri se with minor
corrections
Steady
210 Vedic astrology in money matters
6. A spectual effects between N EP T U N E and other planets in different zodiacal
signs on the market prices of Stock Shares, Bul l ions and olher trading items.
A spects Conjuncti on, Semi -Sexti l e, Quintile
Semi-Quintile, Quincune,
Sesqui-Quadrate.
Sexti l e, Square, Semi -Square
Trine, Opposition.
Si gns
Planets

A ries, Taurus. L eo,


Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer.
V i rgo, L ibra,
A quarius, Pi sces
A ries, Taurus, L eo,
Scorpi o, Sagittarius
Capricorn.
Gemini, Cancer,
V i rgo, Libra,
A quarius, Pisces
1. Sun. likely rise with
minor fall
Steady Firm Bullish
tendency
2. M oon Firm Fall with
recovery
Fall with
bullish tendency
Steep fall
3. Mars. Ri se with likely
fall
Firm Firm Fall with short
rise
4. M ercury. Firm Fall with short
term rise
Fall with
recovery
Fall
5. J upiter. Steady Fall with short
recovery
Fal l with
recovery
Fall
6. Venus Steady but tend to
go bearish
Firm Steady Fall with minor
corrections
7. Saturn. Ri se with minor
corrections
Steady Firm Fall with minor
corrections
8. Rahu. Ri se with bearish
tendency
Steady Firm Fall with
bullish
tendency
9. Uranus. Ri se with short
fall
Steady Firm Fall with
short rise
10. Pluto. Ri se with fall at
limes
Steady Firm Fall with
recovery
Importance of aspects in terrestrial matters
A spectual effects between P L U T O and other planets in different zodiacal signs
on the market prices of.Stock Shares. Bullions and other trading items.
\ spects Conjuncti on, Semi -Sexti l e. Quintile
Semi -Qui nti l e. Quincune,
Scsqui-Quadrale.
Sexti l e. Square. Semi-Square
Trine. Opposition.
Signs
Planets

A ri es. Taurus. L eo.


Scorpi o. Sagittarius
Capricorn.
Gemi ni . Cancer,
V irgo, L ibra.
A quarius. Pisces
A ries, Taurus. L eo,
Scorpio, Sagittarius
Capricorn.
Gemini, Cancer.
Virgo, L ibra.
A quarius. Pisces
1 Sun. Steep rise Ri se with likely
fall
Rise with short
fall
Steady
2. M oon. Ri se with short
correcti ons
Firm Steady Fall with short
rise
t Mars. Steep rise Ri se with minor
fall
l-irm Firm
4. Mercury. Ri se with minor
fall
Firm Steady Fall with
recovery
5 J upiter. Ri se with
short corrections
Firm Steady Fall with
short
recovery
6. Venus Steep rise Ri se with
some fall
Ri se with
some fall
Steady
7. Saturn. Ri se Ri se with short
fall
Rise with possible
fall
Firm
8 Rahu. Steep rise L i kel y rise with
correcti ons
Ri se with short
fall
Firm
9. Uranus. Steep rise L i kel y rise with
correcti ons
Ri se with bearish
fall
Steady
10. Neptune. Ri se with short
fall
Firm Steady Fall with
recovery
212 Vedic astrology in money matters
Parallel A spect:
This aspect is based on the latitude rather than
longitude. Two planets located on the same degree of latitude
are said to be parallel. The influence is similar to that of a
conjunction of two planets or even more powerful. In the
Zodiac, parallel states are the equal distances from the
equator or having the same declinations and there is no
difference whether one is in the northern latitude and other
is in the southern latitude. In the preceding part, the effects
of variety of aspects of different planets in various signs have
been described. Since parallel aspects between the heavenly
bodies are highly potent, these are needed to be enlisted for
the benefit of the readers. Since there are diversified results
of paral lel aspects formed in the North and South
declinations, these are to be categorised accordingly.
Formulation of Parallel Aspect is a regular phenomenon'
and it keeps on taking place practically daily betwreen one
set of planets and another. No doubt, these are special even
stronger then conjunction aspect, its effect on the market
prices is rather temporary and for very short duration; at
times, the changes occur every hour or even less than an
hour. These fluctuations have its own importance and astute
market players take advantage of such subtle effects and use
these as finesses to wrap up exuberant profits.
1
As stated earlier, signs Aries , Taurus, Leo , Scorpio/ i
Sagittarius and Capricorn are instrumental in setting bullish
trends in the markets , while Gemini, Cancer, Virgo, Libra,
A quarius and Pisces bring forth bearishness in the
markets.Similarly, the planets such as the Sun, Mars, Venus,
Saturn, Rahu, Uranus and Pluto manifest bullish market
tones and planets like the Moon , Mercury, Jupiter , and
Neptune are classified as to donate bearishness.
The following Table indicates the effects of Parallel
aspects formed in the Northern and Southern declinations
differently. On account of space constraints , the tabulation
Importance of aspects in terrestrial matters 213
is drawn on the bases of categorisation of zodiacal signs and
I lu>planets, rather than taking them individually.
T A B L E - 2 8
Bullish Planets Bearish Planets
Sun, Mars, Salurn
Venus, Rahu. Uranus
Pluto.
Moon, Mercury,
Jupiter, Neptune.
Bu l l i sh Si g n s : North Dccl. South Decl. North Decl. South Decl.
Aries, Taurus, Leo
Scorpio, Sagittarius
Capricorn
Fall in prices
with short
correction
Steep rise in
one direction
Steep rise
with
recovery
Steep fall in
one direct
ion without
recovery
B ear i sh Si g n s :
Gemini, Cancer,
Virgo. Libra,
Aquarius, Pisccs
Fil'll steeply
with 110
chance of
recovery
Fall with
corrections
for rise,
at times
Fall with
possible
short term
correction
for rise.
rising
tendencies
with
occasional
fall.
CHAPTER-8
MARKET DIRECTIONS BY NAVAMSA SIGNS
A navamsa denotes one ninth part of a sign. A sign has
a spread of 30 degrees and its ninth part comes to 3 degrees
and 20 minutes. A navamsa plays a very important role in
vedic astrology. In southern part of India, navamsa chart is j
invariably referred to along with the natal or any other type
of basic charts. The effects of a planet imbibed in the original
chart are enhanced or subdued, depending upon the strength i
of that planet in the navamsa chart. A planet may get J
positioned in its exaltation sign in the main horoscope but if i|
the same planet moves on to the sign of debilitation in the
navamsa chart, its strength gets greatly impaired and it
becomes incapable of delivering good results. In a converse
situation, a debilitated planet of the main chart going into
an exaltation sign in the navamsa chart, gets invigorated.
Similarly, a planet being in a friendly sign in the original
horoscope, happens to fall in the exalted sign in the navamsa
chart, the benefic effects get further strengthen. When a
planet is posited in a malefic house in the original birth chart
and also goes to a malefic house in the navamsa chart, it
delivers the worst results.
A planet in its own navamsa sign is equated with the
planet placed in its own sign of the original chart. At the
same time, when a planet falls in the exalted sign of navamsa,
it delivers similar results to the sign of exaltation of the birth
Market's directions by navamsa signs
chart. A planet in the inimical sign of navamsa is so bad as in
the inimical sign of the radical chart. Conjunction of planets
in the navamsa chart is treated in the same way as in the epoch
chart. I t is observed that the navamsa chart is as much useful
in the commercial astrology as in the natal and other
branches of astrology. The effects as per the status of the
planets rel ating to fi nanci al matters are discussed
suceedingly.
On the analogy that the behaviour, status etc., of a planet
remains the same in navamsa chart as in the basic horoscope,
it is also referred in establishing market's behaviour. Besides,
the different motions of a planet also show similar type of
results in navamsa those are depicted in the main chart. A
table showing results at different planetary position in a
Navamsa chart with diverse variable speed and motion, is
appended below : (The chapter on the Retrogression and
Heliacal Risings and Settings may be referred for a better
comprehension of these phenomena)
TABLE - 29
Position of planets
in Navamsa
Normal
Speed
Retrograde
Motion
Retrograde
motion
while sett
ing/rising
Setting
State
Accelerated
Speed
Benefic
Friendly Navamsa LBe Be Lbu LB Bu
Own Navamsa Be HBe LBu Be Bu
Exalted Navamsa Hbe HBe LBu Be steady
Inimical Navamsa LBu LBu Bu LBu Bu
Malefic
Inimical Navamsa Bu 1-IBu Bu LBu LBu
Exalted Navamsa Be LBu/ Be LBu/HBe HBe LBu/LBe
Own Navamsa LBu Bu LBu Be Be
Friendly Navamsa LBu Be LBu/LBe HBe Be
216 Vedic astrology in money matters
The connotations used in the table are explained below :
LBe Lowly bearish trend.
Be -> Bearish trend.
HBe Highly bearish trend.
Lbu Lowly bullish trend.
Bu Bullish trend.
HBu Highly bullish trend.
LBu/ Be Starts with lowlv bullish and then
j
end up with brearish trend.
LBu/ HBe Starts with lowlv bullish and then
j
closes down at a highly bearish level.
LBu/ LBc Starts with lowly bullish and than
finishes at a lowly bearish level.
To recapitulate benefic and malefic tendencies of the
planets, the concopt is reiterated over here :
Benefic pl anets: J upi ter, Venus, Mercury
(unafflicted) The Moon (5th tithi of
waxing to 5th tithi of waning),
Neptune
Malific Planets : The Moon (5th tithi of waning to 5th
tithi of waxing), The Sun, Mars,
Mercury (afflicted), Saturn, Rahu,
Ketu, Uranus and Pluto
The results of the planets placed in different navamsa
signs are explained here under :
The Sun by navamsa :
The placement of the Sun and Rahu in the same navamsa
Market's directions by navamsa signs 217
creates bearish trends in the share market, cotton and cotton
yarn but bullish trend in seeds and bullions. The effects are
more pronounced, if the Moon conjoins them.
The Sun in Aries navamsa conjoined with Venus denotes
bearish trend in shares markets, bullions, sugar and cotton
prices. The effects are glaring, if this pair is also accompanied
by Mercury and is posited in the Pisces navamas of the Sun.
Silver, cotton, food grains are be more affected by this
configuration.
The Sun in Scorpio, Cancer and Pisces navamsa creates
bullish trends practically in all the markets. But when the
Sun gets conjunct with Mars in its Libra navamsa, it causes
steep rise in prices of shares, and cotton. However, the Sun
accompanied with Mercury in any of the navamsas except
Aquarius and Pisces gives rise to cotton and fabrics.
The silver becomes bullish when the Sun in Leo navamsa
gets involved in mutual aspects with Saturn. Besides, the
Sun in conjunction with Ketu in Leo navamsa also brings forth
great rise in bullions. Uu-micu
However, the Sun in the navamsa of Saturn sets in
bearish trend in silver specially when Venus comes under a
Semi-Square aspect from malefic planets.
Mars by navamsa :
The conjunction of Mars with Saturn inspires shares
and cotton markets.
The placement of Mars and Saturn in the same navamsa
of Cancer, Virgo, Capricorn and Pisces sign generates serious
turns, if labour strikes or unrest etc., is in progress.
Mars in the Gemini navamsa brings about rise in wheat,
spices, metals, linseed and raw sugar. But Mars in Virgo or

Sagittarius nnvamsas generate heavy bullish trends in shares,


cotton, silk, wheat, cloth and the effects get intensified, if
Mars is conjoined with the Moon.
Mars in Libra navamsa lifts the prices of jute, cotton yam,
pulses etc., but the prices of silver goes down. Mars
conjoined with the Sun in this navamsa duly aspected by the
Moon creates firm rise in cotton and silver prices. The
position of Mars in the Cancer and Pisces navamsa generates
uneasiness in these two items as prices fall temporarily.
However, the prices of copper, sugar, wheat, jute show
upward trends.
Mars in Aries and Libra navamsas develops rising trends
in silver but on the other hand the prices of gold falls in
Aries navamsa. In Aquarius navamsa, Mars brings heavy
reactions in the silver market and combining with the Moon,
it sets in a verv bullish tone.
J
Mars in Taurus, Leo, Virgo or Capricorn navamsa gives
rise to gold prices and at the same time, if the Moon receives
benefic aspects the bullish trend gets assured. Besides, Mars
in Taurus navamsa produces rising mood in the items like
Jute, yarns, cotton, textiles, wheat and share markets.
The placement of Mars and Saturn in the same navamsa
also generates spurts in the markets due to compound
malefic effect.
In Scorpio navamsa, Mars gives rise to all types of metals,
silver and shares. But in Mercury's navamsa, Mars causes
drop in silver prices especially if Mercury is under malefic
aspect to Mars by signs.
Timber Markets including fire wood and charcoal go
up, if Mars gets into the navamsa.f Sagittarius. Rahu and
Mars combine in a navamsa however, generate a good bullish
218 Vedic astrology in money matters
Market's directions by navamsa signs
tone in bullions, edible oils, but at the same the time Ihe
prices of cotton, yarn, share values get dropped considerably.
The Capricorn navamsa for Mars sets in higher tone in
silver, wool, oils etc., but the prices of cotton go down. Venus
conjoining Mars in the same navamsa generates high buying
capacity in silver and cotton markets and particularly so,
when both of them are under good aspects.
Mercury joining Mars in Leo Naimmsa gives rise to the
prices of all types of metals. While Mars in Mercury's navamsa
(Gemini and Virgo) drops the silver prices especially, when
it is under the malefic influence of Mars by signs.
Mercury by Navamsas :
A retrograde Mercury in its own navamsa produces
downwards trends in ground nuts, seeds but sends signals
for the rise in jute prices. The position of Mercury in the
Aquarius navamsa brings sharp drop in the stock shares and
this trend is strongly marked, if the Moon or Venus conjoins
Mercury. In Gemini's navamsa also, Mercury registers fall in
the share prices particularly so when Mercury comes under
a setting orbs (combustion) or get conjoined with the Moon.
In the same Gemini navamsa, Mercury sets in bearish tone in
cotton market. But in conjunction with the Moon or in setting
state, bullish trends are established for bullions. However,
Mercury in the navamsa of its other sign Virgo accompanied
by either Jupiter or Venus posts sharp drop in all markets
and the effects are more glaring, should the Moon also joins
them. Again, Mercury duly conjoined with Venus, if falls in
Gemini naimmsa causes flutters in cotton and silver markets.
However, Mercury in Taurus navamsa shows upward
trends in cotton prices. In Libra navamsa with the Moon
falling in the same navamsa, it sets in bearish trend in cotton
markets.
220 Vedic astrology in money matters
Mercury in the navamsa of Jupiter (Sagittarius or Pisces)
slides down the silver prices but Mercury in Piscian navamasa
brings about bearish trends in the wheat prices and the fall
is pronounced, if Mercury is in conjunction with Jupiter.
Mercury and Mars conjoining in the same navamsa, the
prices of silver get dropped sharply but in Scorpio navamsa,
it gives rise to silver markets. However, the gold prices are
slumped under the same circumstances.
In the navamsa of Cancer, Mercury though registers
downwards trends in cotton, the prices of edible oils go up.
In Leo navamsa, Mercury creates rise in gold, silver and yarn.
J upi ter by N avamasa :
The placement of Jupiter duly accompanied by Saturn
in the navamsa of Venus signs particularly in Libra generates
bearish trends in silver and cotton prices and causes sudden
changes in markets' behaviour. In the navamsa of Saturn
(Capricorn or Aquarius), Jupiter creates bullish trends in the
commodities or other articles signified by Jupiter. Saturn
and J upiter falling in the same navamsa also produce
bullishness in the cotton prices. In the Aquarius navamsa, if
Jupiter conjoins Mercury, it also results in high cottOn prices.
In Leo and Pisces mwamsas, Jupiter also raises the cotton
markets but by its placement in Capricorn or Virgo navamsa,
the prices of cotton become sluggish. This result is more
glaring when Jupiter forms conjunction with the Moon.
While in a setting state, the transit of Jupiter over the
navamsa of Aries, Taurus or Gemini, registers bullish trends
in the share markets, silver, textile, fabrics, jute, sugar and
cotton and such effects are strongly marked when it receives
aspects from a malefic Moon (dark half)
Also in a setting state, Jupiter falling in the navamsa of
Market's directions by navamsa signs
Virgo or Pisces posts bearish trends in share markets, silver,
sugar, cotton, when the Moon is in this state, the results are
pronounced.
Jupiter, Mars and Venus combining in the same navnmstt
give rise to the cotton prices. But in Virgo's navnmsa the
prices of silver and cotton get dropped particularly when
the Moon is associated with Jupiter in any form.
Venus by navamsa :
The placement of Venus in Aries navamsa causes upward
trends in the prices of silver but at the same time the prices
of cotton, wool and linseed register brearish trends. Venus
in the navamsa of Taurus gives rise to stock markets while in
Gemini navamsa the prices of wheat, rice and coarse grains
take on to rising trends but J ute's market slips. Cancer
navamsa of Venus brings bullishness in cotton, yarn, edible
oils, sugar and Jute Markets.
The position of Venus in the navarnsas of Saturn posts
marked changes in edible and non-edible oils. If this Venus
is under Moon's malefic influence (dark half) the market rises
and on the other hand, Moon casts benefic (bright-half)
aspects on Venus the prices are dropped.
The placement of Venus, Jupiter and Mercury in the
same navamsa, the prices of cotton and silver are dwindled.
But Venus in Sagittarius navamsa marks rising trends in stock
shares prices but the prices of cotton and silver are dropped,
especially when the Moon form a conjunction with Venus.
Venus in association with Mars in Taurus and Libra
navamsa sets in bullishness in stock shares, silver and cotton.
In the navamsa of Saturn (Aquarius), Venus registers fall
in share markets and food grains but the prices of silver show
up. In Capricorn navamsa, Venus creates rising trends in rice,
222 Vedic astrology in money matters
jute, silver, wheat, coarse grains but the prices of gold are
dropped.
In Piscian navamsa, the prices of wheat and cotton mark
lower trends but the prices of silver go up. Venus
accompanied by Jupiter in a navamsa makes the markets
steady which tend to rise.
The placement of Venus in Leo navamsa generates rising
trends in gold, spices, groundnuts, edible oils. While in Libra
navamsa the prices of cotton show upwards trends but the
share markets become bearish.
Venus in Scorpio navamsa gives rise to a reactionary tone
in silver but as and when it comes in conjunction with the
Moon, the prices fall. In Aries navamsa duly conjunct with
the luminaries, a good bearish tone in cotton prices is set in.
Saturn i n N avamsa :
The placement of Saturn in Virgo navamsa gives rise to
cotton prices and the results become glaring when Saturn
comes under the malefic aspect from the Moon. When Saturn
and Mars together are placed in the navamsa of Gemini,
Capricorn or Pisces, the prices of cotton seeds, edible oils
also show upwards trends.
Saturn in Aquarius navamsa accompanied by Mars gives
sumptuous rise in shares and cotton prices and these effects
are strongly marked when the Moon also conjoins them.
Saturn in Aquarius navamsa though creates rise in silver
and stock shares but bearish tone is set in for cotton. The
rise in share market is well pronounced if Saturn comes
under the favourable aspect from the Moon. When Saturn
duly conjunct with the Moon gets placed in the navamsa of
Aries, Gemini, Virgo or Capricorn, the share prices ascend
steadily.
Market's directions by navamsa signs 223
In the navamsa of Scorpio, Saturn set the downward
trend in silver and cotton prices but in Sagittarius navamsa,
it gives rise to stock share but the prices of silver go up by
the placement in Capricorn navamsa provided, Moon conjoins
Saturn in this navamsa sign.
The prices of cotton, seeds and stock shares dwindle
when Saturn duly accompanied by J upiter falls in the
navamsa of Libra. The Moon upon joining Saturn in this
navamsa, produces emphatic results.
At a particular point of time, if the placement of Saturn
in Virgo navamsa is synchronised with the position of Jupiter
in Pisces navamsa, the prices of cotton are flared up. Saturn
being in retrogression conjoins Jupiter in this navamsa brings
forth steep rise in share, cotton and silver prices rather
rapidly.
Saturn and Mars placed in the same navamsa also
produces bullish tone in cotton share and silver prices but
stock shares and silver are worth selling at rise before
correction in prices sets in.
In Aries navamsa Saturn registers rising trends in gold,
silver and metals but in Leo navamsa, it gives rise to edible
oils and sugar.
H owever, Saturn and Rahu in the same navamsa
generate bearish trends in stock shares, cotton and yarn and
the fall in prices is severe, if Saturn acquires a setting state.
Rahu by navamsa :
The placement of Rahu in the navamsa of Aries induce
stockists to indulge in good buying which sets a fairly bullish
tone in the markets. This trend becomes intense when Moon
forms conjunction with Rahu.
1
In Taurus navamsa, Rahu again generates bullishness
and the prices of silver, cloth, cotton, yarn but the results
are reversed once Rahu is joined by Mars in the navamsa sign.
Rahu in Gemini navamsa reduces the demand in the
markets thereby setting the tone of bearishness. Silver etc.,
should be sold off quickly as their prices will fall sharply. In
order to contain the losses bullions are sold .
Placement of Rahu in Cancer navamsa, reverses the trend
and the prices go up and this effect is marked well when
Rahu, at the same time, receives benefic aspects from Jupiter.
Such a trend is stronger when Rahu reaches the latter part
of navamsa.
In Leo navamsa, Rahu tends to give rise to the prices of
spices, ginger, chemicals, sugar. The bullions are also edged
up thereby bringing sudden change in the markets
behaviour.
Rahu in Virgo navamsa initially registers drop in the
market prices and then it springs rise to the sluggish trend
at a much greater pace and the investors and speculators go
in for hectic short coverings.
In the Libra navamsa, Rahu generates scarcity in rice and
white article thereby marking rapid and sharp increase in
their prices. The stockists indulge in emergent speculative
purchases.
Placement of Rahu in the navamsa of Scorpio marks
lower trends and registers fall in the prices of all the
commodities. The bearish situation is more glaring when
Mercury joins Rahu in this navamsa. The sluggish trend is
mainly on account of surplus availability of these stocks
against depressed demands in the markets.
In the navamsa of Sagittarius, Rahu also posts rising
224 Vedic astrology in money matters
Market's directions by navamsa signs
trends in stock shares, silver, Jute, clothes. There is going to
be brisk buying of these stocks as the rise becomes steady.
Although placement of Rahu in Capricorn naimmsa also
brings about rise in prices of the items covered under
Sagittarius navamsa but the rise will be due to scarcity of these
items and the rapid rise will deter the investors against heavy
purchases.
Rahu in Aquarius navamsa, if accompanied with Mars,
gives rise in cloth, yarn, stock shares, Jute prices. The markets
of these items remain sluggish in the beginning and any
buying resorted to during this period generates good profit
when sold off at the latter part when market shows uptrend.
Rahu in Pisces navamsa produces sharp rise in the food
grains markets. The purchases made before Rahu getting into
this navamsa, if are sold during this period yield good profits.
In the navamsa signs of Mars i.e., Aries and Scorpio, if
Rahu get conjoined with Saturn, it results in utter scarcity of
items like metal, silver, Brass, copper and their prices register
sharp rise. Share markets also post rising trends.
Resul ts of conjuncti on of pl anets i n a navamsa :
When Saturn, Jupiter and Venus are combined in one
navamsa, it creates scarcity in the market and with the result
the prices of commodities rise thereby setting a bullish trend.
I f Saturn is associated with two malefic planets viz.,
Mars and Rahu in the same navamsa, it generates political
destability or communal troubles. This situation raises the
bullions markets so also the foodgrains and its allied
products. But the prices of other utility products, get
depressed due to low offtake.
Again when Saturn is accompanied by Sun and Mars in
a particular navamsa, it also ferments communal disturbances
226 Vedic astrology in money matters
adversely affecting the trading activities in general. Frequent
strikes or 'Bands' (forcefully closure of markets) disrupt the
commercial transactions. This is the period a trader should
watch very carefully. If during the same time, Jupiter also
casts its malefic influence over, either of these three planets,
the business comes to the lowest ebb due to markets
remaining suspended for number of days on account of these
disturbances.
The Sun, J upiter and Venus,if are lined up in one
navamsa, they produce bearish market trends due to
favourable reports from the government authorities over
higher output of food production etc., as Jupiter is the
significator of plentiness.
Instead of Jupiter, if Mercury conjoins the Sun and
Venus in the same navamsa, it creates bullishness in cotton
and textile, food grains, stock-shares. Jute due to low key
trading of these items as the affliction of Mercury curbs the
business activities.
Again, if Mars substitutes Mercury and conjoins with
the Sun and Venus in a particular navamsa, the edible oils,
pulses, wheat and sugar are traded at a higher note as market
activities are rallied on emergent speculative purchases due
to rumours scotched by the political forces.
In place of the Sun, if Saturn combines with Mars and
Venus in a navamsa, it perks up the prices of stock shares,
edible and non-edible oils, cotton and textile. However, if
Jupiter draws its benefic aspect over this combination or any
of these planets, the rising effects get curbed and divergent
trends are witnessed. However, when the conjunction is
caused in Taurus navamsa, the prices of stock shares, Textile
Bullions, oils register upward trends due to political
unstabilities and scarcity conditions prevailing in the
markets following the speculatory buyings. The similar
Market's directions by navamsa signs 227
effects are observed when Mars, Saturn and the Sun are
posited iii the navamsa of Taurus but it is due to draught
conditions caused by the scanty rains.
Placement of Rahu, Mars and Saturn in any of the
Jupiterian signs viz., Sagittarius or Pisces, gives rise to panic
buying of gold and silver as the bullion markets become
highly reactionary due to serious confrontations and tensions
mounted between the native and other countries.
The position of Saturn, Rahu and Mercury in the
navamsa of Saturn (Capricorn or Aquarius) causes heavy
spurt in the prices of timber, fire wood due to heavy
deforestati on and imposition of restri cti ons by the
government on felling of trees.
J upiter, Mars, Venus and Saturn falling in the same
navamsa, create scarcity practically in all the essential items
due to political causes. The prices, as a matter of fact,
fluctuate depending upon the aspect of the Moon. A benefic
aspect (bright half) generates fall in the prices to some extant
while a malefic Moon (dark half) influencing any one of them
by conjunction or other case brings forth good rise in the
prices.
In place of Jupiter, if the Sun joins the trio viz.,Mars,
Venus and Saturn, in the Saturian navamsa, it ferments
disturbances in the general public and cause unrest to labour
or communed agitations. This creates dicey situations for the
traders at large who are utterly confused over the speculatory
buyings as all sorts of rumours grip the sentiments of the
masses. Keeping a low profile under this charged atmosphere
is always beneficial.
The placement of Mars, Saturn, Venus and the Sun in
the Marsian Navamsa creates a situation where a country
reels under draconian or anitrading laws which causes
228 Vedic astrology in money matters
salutary effects over thebusiness activities. Any speculatory
buying fraughts with danger of losing proposition. So a
prudent businessman should keep himself away from such
activities.
The Sun, Mars, Venus and Rahu conjoining in the
navamsa of Mars, viz., Aries and Scorpio, the prices of milk
and milk products, cotton, sugar, are looked up due to brisk
buying by the government agencies. It thus, generates heavy
demands of such items.
CHAPTER-9
TYPI CAL FACTORS CAUSI NG
SHORT & LONG TRENDS
The commcrcial long range and short range trends are
established differently by the vedic and western astrologers.
The methods are briefly discussed in this chapter.
Vedic Systems
1. Yearly trend.
Under this system, in order to find out the long-range
trends of markets, the navamsa position of the slow moving
transiting planets is marked carefully. When Jupiter gets into
accelerated speed, and transits through its exalted navamsa
sign, it manifests the highest rates during this period set forth
by the increased demands. In this position, the production
is good but the demands surpass the production. On the
other hand, if Saturn passes over the navamsa of inimical sign,
the commodities' price show tremendous rise on account of
low productions and scarce conditions. If over and above,
Rahu also conjoins in these navamsas, the markets touch dizzy
heights. Mercury basically being the planet for business, if
it happens to join the malefic planets in the inimical signs,
there are spurts in all the markets which rise unchecked.
Should Mercury get associated in their favourable positions
i.e., in own or friendly navamsas, the markets remain under
230 Vedic astrology in money matters
check. The position of Saturn in the navamsa of exalted sign,
Rahu too is placed in its exalted navamsa and Jupiter being
in the navamsa of earthy sign, generate such conditions under
which the markets are made to touch the bottom line.
Further, when Saturn is duly accompanied by Mercury in
its slow7motion, transits through its own sign and Venus is
also in a setting state, the markets reach to the lowest rates
of the vears.
ii) Monthly trend :
The monthly trend is based on the Solar ingress in the
nakshatras, lunation and aspects of the fast moving planets
like Mercury and Venus. When Mercury gets into an advance
position to Sun and acquires an accelerated speed, the prices
are dropped. When Mercury in accelerated speed remains
behind the Sun, the markets rise and touch new heights
during the month.
The longitudinal distance between Mercury and Venus
indicate the difference between spot buying and speculatory
or forward buying. When Mercury and Venus get apart to
the maximum distance i.e., 76 degrees, the gap between spot
and forward buying are the lowest. However, the varied
speeds of these two planets are the deciding factor of the
margin of spot and forward buying rates. If Mercury is faster
than Venus, the spot rates are lower than the forward rates.
However, when Mercury gets slower than Venus, the
forward buying becomes higher over the spot market. In the
event, the speed of both the planets becoming equal, the
difference between them get vanished.
When Mercury comes closer to the Sun and Venus
remains apart either behind or ahead of the Sun's position,
bullish trends are established. However, the moment
Mercury parts with the Sun and Venus gets near to the Sun,
either through conjunction or in the same signs, the markets
begin to drop.
Fluctuation of Markets :
Whenever a planet signifying a particular commodity
or material, transits through a friendly sign and receives
aspects from malefic planets, the prices of such commodity
ctc., show rising trends. If such planet sojourns an inimical
sign and also receives the aspect from a malefic planet, the
rates plummet. During the period, if the signs ruled by the
said planet come under benefic aspects from the luminaries,
the rise in the prices is going to be enormous.
In a situation when planet in question transiting over a
friendly sign comes under the benefic aspects of the Moon
or Mercury, the prices show downward trends. However, at
that time, if the same planet is aspected by the benefic planet
Jupiter and sign ruled by the said planet is also well aspected
by any planet, it produces the rising trends in the commodity
or article signified by the concerned planet and sign over
which it has the lordship and also representation of such
items.
The effectual results relating to price fluctuations of any
commodity or product generated during the transit of its
significator over the various signs such as own, friendly,
inimical etc., and at the same time, such significator and/ or
their ruling sign also receives aspect (benefic or malefic),
are elucidated through an illustration cited succeedingly.
Gold is ruled by the Sun and sign Leo. Whenever, the
Sun sojourns over a friendly sign and also receives aspect
from the malefic planets, the price of Gold rises. But when
the Sun transits an inimical sign and is under an adverse
aspect of malefic planet, the prices of Gold are dropped.
Around the same time, if Leo, the sign ruled by the Sun
receives benefic aspects from the luminaries, the rise in prices
Typical factors of short and long term tremls .' i1
232 Vedic astrology in money matters
is greater. But should sign Leo fall under malefic aspects,
the prices are lowered.
On the other hand, if the Sun passes over a friendly
sign and aspected by the benefic Moon, the Gold prices
show downward trends. But if the Sun receives benefic
aspects from Jupiter and Leo is also under a good aspect,
the prices of Gold acquire bullish trends.
For delineating effects in respect of the other products,
similar sequence is adopted by substituting the right
significator (planet) and the sign(s) ruled by such significator
of the product. To facilitate the readers, the ruling planets
and the signs denoting different products are reiterated in a
tabulation form as under. The readers should apply the same
set of rules as enunciated in the case of Gold to ascertain the

price fluctuations of other products at different point of time.


TABLE - 30
Sr.
No. Product
Ruled By Remarks
(A ccording to
some astrologers)
Planet Signs
1. Gold Sun Leo Saturn-A quarius
2. Silver Moon Cancer Mercury-Gemini
3. Cotton Venus Libra (A lso for textile
yarn and shares)
4. Wheat Mars Scorpio -
5. Sugar J upiter Pisces N eptune-Pisces
6. Ground Nuts
Mercury
Gemini -
7. G.N ut Oil Mars Scorpio
-
8. Rice Mars Aries
-
9. Tobacco J upiter Sagittarius Sun-Leo
Typical factors of short and long term trends 233
' . Ruled Bv Remarks
No. Product Planet Signs (A ccording to
some astrologers)
10. A utomobile
Shares
Saturn Capricorn Saturn-Uranus
I I . A viation
shares
J upiter Pisces Jupiter-N eptune
12. Rubber J upiter Sagittarius (A lso for Rubber
products share)
13. Wool Mars Aries -
14. Silk Sun Leo -
15. Electricals Sun Leo (A lso electrical
shares
16. Edible Oils Mercury Gemini -
17. Pulses Saturn . A quarius
. -
18. Spices Mars Scorpio -
19. Fancy Goods Saturn A quarius (Photography,
material etc.)
20. Tea, Coffee Moon Cancer Neptune
21. Saffron Sun Leo -
22. Camphor J upiter Pisces -
23. Liquor Mars Scorpio -
24. Steel & Mines Saturn Capricorn or Uranus-(A lso
shares)
25. Building
materials
Saturn Capricorn or Uranus (inclu
ding timber etc.)
The transit position of the planets and the signs are
r.isily ascertained from any Ephimeris or Indian Panchangas
(Almanac) and apply the aforesaid rules to mark the price
variations of di fferent commodities or products in
consultation with lunation charts (fortnightly maps). The
234 Vedic astrology in money matters
rules could also be applied rather effectively on the
horoscopes drawn at the time of solar I ngress. These
combinations are not exhaustive but brief one just to make
quick assessment. However, if the situation permits, these
results could be reaffirmed through other methods which
are also described in the book.
Western System :
The western astrologers prognosticate the markets
behaviour and commercial trends by tracing the movements
of J upiter, Saturn and Uranus. Since they are the slow
motioned planets and cause the impact for the longer
duration, the long range trends are attributed to them.
Prosperous time in trade and commerce is indicative through
mutual influence of Saturn and Uranus, Jupiter and Uranus
or Saturn and Jupiter. These combinations set in bullish
trends particularly when Jupiter casts benefic aspects over.
Saturn and Uranus. By the malefic aspects between these
three slow moving planets, the market prices are affected to
some extend. When J upiter and Uranus get locked in a
benefic aspect and at the same time, if they receive similar
aspects from the other minor planets, the markets show
bullish trends at least for the period upto which benefic
influences of the minor planets persist. How'ever, when these
benefic aspects are altered by the malefic effects of other
minor planets, the correction to the bullishness takes place.
In an opposite scenario, when these major planets get
engaged in a malefic situation, it sets in unfavourable trends
in the markets and commercial activities. Should there be
any benefic aspect from the minor planets falling in between
this period or major planets themselves turning into
favourable position, the lowering trends get levelled up
through positive reactions limiting to this period. But if
malefic influence is caused by the minor planets supporting
Typical factors of short and long term trends 235
Ihe malefic aspects between the major planets, it results into
.11loop depression in the trade and commerce. This situation
produces highly bearish trends and also lasts as long this
unholy alliance exists.
Amongst the various combinations of major planets, the
i (injunction of Uranus and Saturn is known for creating the
most bearish trends. On the other hand, the association of
I ir.inus and Jupiter tends to bring about bullishness in the
m.irkets. Uranus is known to be the most flexible and pliable
pi,mot. It easily gets imbued with the nature of the planet
which casts the influence over it.
I ong trends :
In order to ascertain the market trends on a long term
lusis, the related aspects between these,three major planets
me to be marked. The aspectual position between the two
I ;1, planets viz., Saturn-Jupiter, Uranus-Saturn and Uranus-
I pi ter are identified for a particular point of time.
I) Bul l i sh trend :
Generally the benefic aspects between these distant
pi.mots denote long time bullish trends. However, if Jupiter
I <*i i ns an aspect with Mars in between the trend, there is
.purl in the market prices, provided Mars is ahead of Jupiter
(in .111 advance house). The involvement of minor planets
htich as Mercury and Uranus and also Mars and Neptune
ii Iso brings about bullishness in the markets. As already
.I.iled in the chapter on 'A spect' the beneficial aspects
lirlwoon these heavenly bodies do boost up the market prices
i onsiderably. In brief, we can say that Mars and Mercury
lonjunction, Mercury being in setting state or getting
irli ograde, Jupiter causing its aspect over the fifth house of
I In* mundane map, Neptune in good aspects with Mars or
liipilor, Venus conjunct with Jupiter or Neptune, Venus in
236
Vedic astrology in money matters
accelerated speed conjuncts Mars etc., are the sensitive and
typical points which set the high rated bullish tone during a
long term upbeat markets. These are the peaks marked in
the graph of the market trends.
ii) Bearish trend :
It could be noticed from the above that long range
bullish trends are on account of aspects and other influences
between the three major planets i.e., Jupiter-Saturn, Uranus-
J upiter and Uranus-Saturn. However, when the major
planets come in contact with the other malefic planets such
as Mars, Rahu and even they form malefic connection with
Mercury, Venus etc., the markets reel under the most bearish
period.
The conjunction of Saturn-Mars, Uranus-Mars, Rahu-
Mars, Rahu-Venus, Rahu-Sun (effects cotton's share and
yarn), Uranus-Mercury, Mars-Jupiter (Jupiter being in
advance state), retrograde Jupiter and in the Square (3rd
aspect) of Saturn and all these combinations produce
bearishness in the markets. The aspectual effects have
exhastively been dealt with, in the chapter dealing with
aspects.
Monthly trends :
To identify the monthly markets trends in the business
activities, the western astrologers take the Sun as a major
factor. The dispositer of the Sun (ruling planet of the sign in
which the Sun is posited) becomes the indicator for the
month. The types of influences, aspect etc., receive by the
indicator form the basis of monthly market forecasts. As we
know, the Sun sojourns (solar ingress) a sign in the same
month every year. Therefore, the indications should remain
fixed for each month. But the indicators of every month in
different year receive aspects or conjunction from different
Typical factors of short and long term trends
planets and do not obviously have the same set of influences.
The benefic aspect gained by the indicator registers rise in
the market prices while malefic aspects bring down the
prices. This procedure of ascertaining the market trend has
to go with the Sayana system. Like the Sayana Sun's ingress
in the sign Aries or Scorpio, Mars becomes the indicator for
the entire solar month. The westerners have now assigned
lordship of Scorpio sign to Neptune in which case, Neptune
becomes indicator. Similarly, when the Sayana Sun remains
in Taurus or Libra sign, Venus becomes the indicator for
those solar months. In the same manner, the indicators for
the other signs be identified and the monthly markets
fluctuations are noted down on the basis of benefic and
malefic influences exerted by the other planets over the
indicators.
Sepharial, the great exponent in the field of western
astrology, has identified the planetary rulers or significators
of various products. This list has been tested and upgraded
by the others with the passage of time. For the benefit of
readers, it is being reproduced below :
Pl anet
1. Sun
Moon
Mars
2.
3.
4. Mercury
Si gni fi cator
Gold, yellow colour, turmeric
Silver, coarse grains, living beings.
Automobiles, iron, steel, wheat, rice,
chilies, fuel oils, black peppers
A ll earthly products, raw cotton,
edible oils, coconuts, jute
5. Jupiter Rubber, zinc, tobbaco, camphor,
formulation of medicines, sugar,
cotton seeds.
238 Vedic astrology in money matters
6. Venus Cotton, textile, textile shares, silver,
sugar, woolen cloth, vegetables
7. Saturn : Coal and mines shares, iron and steel
shares, pig iron, mustard oil, black
coloured things.
Si gns as I ndi cators :
1. Aries : Iron, steel, wheat, rice, oils, value of
currency, rails, linseeds.
2. Taurus Wheat fields, grass, sugar, medicinal
preparations.
3. Gemini : Cotton fi el ds, groundnuts, jute,
coconuts, news agency shares
4. Cancer : Tea, medical plants and herbs, milk
and milk products, coarse grains, root
vegetables like potatoes etc.
5. Leo : Gold, diamonds, precious metals,
yellow colours, wheat prices.
6. Virgo : Clothings, corn products, labour
problems
7. Libra : Textile shares, prices of silver, tea, Jute
and cotton prices.
8. Scorpio : Fuel oils, chemical substances, share
of chemical industries and oil mills.
9. Sagittarius : Rubber, tobbaco, tin shares, wheat,
caster seeds.
10. Capricorn
Mining products and shares, coal,
lead, black colour.
Typical factors of short and long term trends 239
11. Aquarius Marine products, fishery, silk
products, artificial jewellery, electrical
shares.
12. Pisces : Wine, narcotic, substance used for
medicines, medical oils like code liver
oil etc., sugar shares, medicines
The bullions play dominated role in any country's
economy. The fluctuation in the gold prices produces snow
balling effects on the market of other items. Similarly, the
status and the performance of a company is judged through
the manner and the rates the stock shares of the company
are transacted in the stock exchanges. How the stock share
values fluctuate, how the prices of gold and silver rule, all
could be assessed by closely monitoring from the aspects of,
their significator and with the related indicators. Let us take
three predominant items which exert for reaching effects
over the markets.
Gold:
While considering the fluctuations in Gold prices, due
attention is to be paid to its significators viz., the Sun and
Jupiter besides its indicator. When the indicator develops
benefic aspects with the Sun and Jupiter, the prices of Gold
post rising trends during that month. On the contrary, in
the event of formation of evil aspects between the indicator
and the significators of Gold, its prices register bearish tone
in the concerned month.
Si l ver:
The significators for Silver are the Moon, Mercury,
Venus, Jupiter and Rahu. When any of these significators
get into a position to form benefic aspects with the indicator,
the prices of Silver are likely to go up and in the event of
240 Vedic astrology in money matters
indicator posts malefic aspects, the prices of Silver are edged
down.
Stock Shares :
The significators for Stocks and shares values are
Uranus, Neptune, Saturn, Mercury and Jupiter. The moment
any of these planets form benefic aspects with the indicator,
the share prices climb up and on the other hand, if the aspects
being of malefic nature, the share prices get depressed and
register bearish trends.
The positions of significators and indicators could easily
be ascertained from the Ephemeris which generally devotes
a separate section showing aspectual positions between the
planets on daily basis.
CHAPTER -10
ECLI PSES : THE MAJ OR DETERMI NANTS OF
MARKETS TENDENCI ES
The eclipses both Solar and Lunar perform critical
function in mundane and terrestrial events in general and
economic affairs in particular. The Sun and the Moon eclipses
have4detrimental effects over the market behaviour. Th,e
economic activities of the countries in whose sign the eclipses
are focused are hit greatly and most significantly leaving
telling impacts. The turmoil and disturbed period is normally
extended over a considerable time. The country's economy
amongst other things, suffers by the diverse misfortunes and
relapses. This situation directly influences the mechanism
of the market.In other words eclipses have great bearing over
the mortal affairs, land, products, trade and commercial
activities of the nations those fall in the ambit of the core
position of the eclipse. The effect of a Solar eclipse generally
remains for as many years as eclipse lasts in terms of hours.In
case of Lunar eclipse, the effects persists for as many months
as many hours the lunar eclipse lasts. However, it has been
noticed that the after effects of solar eclipse do not occur
immediately after the lapse of the eclipse but it takes place
after some time that may be after number of months. While
Lunar eclipse delivers its effects immediately after the
eclipse is over.
It is also observed by many learned astrologers that
242 Vedic astrology in money matters
the duration of the impact of partial Solar eclipse continues
for as many months as the eclipse remains in terms of hours
duration.And in case of partial Lunar eclipse, the effccts
continue for as many clays as the eclipse last in as many
hours.
The Solar eclipse takes place when the Moon happens
to fall in between the Sun and the Earth. Solar eclipse always
occurs on munvasya the 15th tithi (Lunar day ) of krishnn paksha
(dark half of Lunar course). While the Lunar eclipse takes
place at the time when the earth comes in between the Sun
and the Moon.This position befalls during the full Moon day.
About the span over which Solar and Lunar eclipses
produce their effccts, many anci ent and renowned
astronomers have different versions. The observations of
Claudius Ptolemacus better known as Ptolemy are as
follows:-
a) Should the eclipse befalls in the eastern horizon,
its impact is manifested during the succeeding four
months
b) When the eclipse occurs in the midheavens, its
effects show up between the fourth and eighth
month and the major impact is felt in the sixth
month.
c) If the eclipse happens to take place in the western
horizon, its effects come about between the eight
and the twelve month and severity of impact takes
place towards the latter part.
According to Carden :
"To know when the effects of the eclipse begin to be
felt, take the distance of the rising of the luminary to the
middle of the eclipse or from the middle of the eclipse to the
Eclipses : Major determinants of market's tendencies 243
next rising of the luminary in hours and minutes. The
proportion of time, the length of the day may bear to I lie
year in case of a Solar eclipse, and the proportions of time is
die night may bear to the year in a lunar eclipse, will show
the proportion of the year due to the interval obtained."
However, the thumb rule generally applied by yet
others is to work out the time of sun rise or sun set from the
middle of the eclipse and measure the impact by taking four
minutes of the period for one day or assume twenty four
hours to one year. As stated above, the effect of the lunar
eclipse commences immediately while in case of solar eclipse
the after-maths occur after a lapse of some months. Further,
eclipse is visible in a different proportion in the different
part of the world. Somewhere it is total eclipse and in other
part of the world,it is invisible and yet in other part, it is
partially visible. Therefore, impact of the eclipse is generally
taken in proportion to its visibility. In other words, where it
is invisible, it will have no perceptible influence over that
region, city or country while its effects will be greatest where
it appears full. Besides,some learned astrologers have also
observed the timings of the impact to take place in the event
of total or partial eclipse.
In the event of total eclipse, the effects are seen to occur
within twenty days. At the places where 3/ 4th eclipse is
visible, the results are seen coming up with in a month. When
the eclipse is half visible,the impact takes place with in two
months. While at the places where l/ 4th eclipse is visible,
the effects surface with in four months. The timing and the
magnitude of the impact gets altered when any planet
sojourn over the degree in which the eclipse takes place. The
results of the transit of a planet at eclipse point are identical
with the nature of the planet. The influences of the planets
over the eclipse are described succeedingly.
244 Vedic astrology in money matters
When Mercury aspects the eclipse, it creates bullishness
in edible oils,honey and the ruler and the ruling party of the
country over which the eclipse occurs runs through
unfavourable time. If Mercury is posited in the same sign in
which the eclipse is formed, the rulers of the country face
trying time.
Venus :
W'hen Venus aspects the eclipse, the standing crops are
destroyed,the general trade and the commerce becomes
bullish. The populace of the country or town falling under
the influence of eclipse passes through difficult time due to
inflationary trends.
Mars :
If Mars aspects the eclipse, it creates war,fire, accidents
and theft cases go up. There are feverish trade activities in
the country. Many new concerns are floated. The impact of
the markets will depend up the characteristics of the sign
occupied and the nature of aspect caused by the planets.
Normally, it generates good market active buying and bullish
tendencies. If Mars resides in a sign in which eclipse takes
place, it manifests political turmoil, fire accidents and
communal disturbances in the country which in turn,
destabalises the business and trade activities.
J upi ter:
The aspect of Jupiter over the eclipse subdues the
malefic effects and creates bearishness in the markets. The
J upiter is the most auspicious planet and it procreates
expansion and bestows plenty and the excess availability and
thereby depresses the prices which from the market point of
view are the negative features. However, when the Jupiter
Mercury :
Eclipses : Major determinants of market's tciuloncii's
is situated in the sign or identical point where eclipse is
focussed, the rulers, dignitaries, learned persons suffer on
account of its malefic effects.
Saturn:
When Saturn aspects the eclipse, it creates faminish
conditions due to scanty rains and scarce resources. The
incidents of arson, violence, looting etc., are at increase. The
concerned country over which the eclipse creates greater
impacts, goes into depression due to fervent political
acti vi ti es and upheavals. Many other unfortunate
happenings take place. The volatile situation greatly
depresses the markets and such trends last for a considerable
period. If Saturn is found to be residing in the same sign in
which eclipse takes place, the production of metals and
mining operations get impaired due to some incidents of
mine disaster,mishap etc. As a result, the price of metals,
gold etc., perks up and destablises the market.
Uranus :
I f Uranus aspects the eclipse , it foments strikes,
revolutions, civic unrest and political turmoil which results
in change over in the political power. Naturally, in the
situation of lawlessness, if a party fails to exert its authority,
it degenerates the trade and commerce of the country and
causes greater amount of buoyancy in the market and spurts
in prices go unchecked. The results are more pronounced, if
Uranus is located in the sign in which the eclipse is formed.
Neptune :
When Neptune casts its aspects over the eclipse, it
generates chaotic conditions,democratic system gets
disturbed and autocratic type of government over takes the
country. Besides, there remains utter confusion which gives
way to conspiracy or plot against the rulers. Under these
246 Vedic astrology in money matters
circumstances, the prices of all commodities climb steeply
and rate of inflation registers all time high.
Pluto :
When Pluto aspects the eclipse, it produces devastating
results. The country under the intense influence of eclipse
undergoes most difficult period and even gets confronted
with war like situations, the out break of the communal or
ethnic disturbance etc. Share markets pass through ruinous
phase and its prices get dropped rather steeply much beyond
expectations. Even essential commodities become scarce and
their prices are shot up and some may attain meteoric rise
that would not get back to original level thereafter.
Effects of ecl i pses i n l unar months :
Varaha Mihira an ancient exponent of this science while
dwelling on the subject "Rahu's course" (Ralm-chara) in his
treatise Brihat Snmhita, has described the effects of eclipses
occurring in the twelve lunar months beginning with kartika
in twelve verses from 69 to 80 in chapter V.
The lunar months are also like twelve solar months but
in a different time frame. Each lunar month is named after a
particular nakshatra which falls on the full moon day. The
solar months are of about 30 days duration while lunar
month has an average span of 28 days which is the cyclic
period of moon through twelve Zodiacal signs. In fine, we
can say that the solar month is the period during which the
Sun stays in a particular sign and the lunar month is the
period in which the Moon sojourns the twelve signs.
Generally, the lunar month commences from the third week
(between 20th to 23rd) of solar month. The lunar year starts
with lunar month chaitra which is named after the Nakshatra
chitra. The beginning dates of the twelve lunar months of
each solar calendar of India are as follows :
Eclipses : Major determinants of market's tendencies
No. Name of the The begi nni ng dates
Lunar Month as per National Calendar
1. Chaitra 22nd March
2. Vaisakha 21st April
3. fyestha 22nd May
4. Asadha 22nd June
5. Sravana 23rd July
6. Bhadra 23rd August
7. Ashwina
23rd September
8. Kartika 23rd October
9. Margshir 22nd November
10 . Pausa 22nd December
11. Magha 21st January
12. Phalguna 20th February
In the Brihat Samhita, sage Varaha Mahira by and large,
described in the stated verses, the effects over the specific
areas which are g'oing to be affected, should the eclipse take
place in a particular lunar month. It also gives indications
about the climatical disturbances that such eclipses cause
and depending upon the weather conditions prevailing in
the lunar month of the eclipse, the crops having dominance
in that month get impaired causing scarcity in the produce
of the said crops. With these important inputs, the impact
on the other terrestrial matters were studied by the savants
of astrology for centuries and collated useful information.
In the succeeding part, out of the available material on the
subject, the information which is having commercial utility
and also to some extent covers the mundane affairs, has been
called out. While the basis of studies remaining to be the
ancient scriptures, the ongoing effects which are found
compatible with the subject matter of this book are also
brought out for the benefit of the readers.
1. Kartika :
When the eclipse takes place in the lunar month of the
Kartika, it creates bearish market trends. The items to be
248 Vedic astrology in money matters
affected are edible oils, food grains. The rise comes mainly
after the eclipse. In the event of the solar eclipse, apart from
the items of the lunar eclipse, cotton, coarse grains etc., also
face moderate downward trends but the effect occurs before
the formation of the solar eclipse and gets steadied after the
eclipse.
Note:
One rule is worth observing is that while analysing the
effects of solar and lunar eclipses, in the case of solar eclipse,
the bearish effects take place before the occurrence and the
market become bullish after the eclipse is over. While in the
case of the lunar eclipse, the market rise is before the eclipse
and fall after the eclipse. The rule holds good in the majority
of the cases provided no big conjunction takes place just
about the time of the eclipse, either before or after. The
dwellers of the eastern region of India face great sufferings
but people of the other parts remain prosperous.
2. Margashira :
When the eclipse takes place in the lunar month of
Margashira, it produces favourable time and sets in bearish
trends in the markets. Eclipse falling in this lunar month
also brings about good rains which results in rise in the
agriculture produce. However, bullish trends follow after
seven months. Solar eclipse gives rise to the prices of edible
oils, sugar, cotton and food grains. People of Kashmir and
the inhabitants on the western border area of I ndia,
encounter trouble some time. However, people of other areas
prosper. The markets of wheat, iron, steel etc., go up.
3. Pausha :
Should eclipse takes place in the lunar month of Pausha,
the people of Sindhu region undergo sufferings. There are
scanty rains leading to famine conditions. The solar eclipse
Eclipses : Major determinants of market's tendencies 249
iluring this month generates bullish trends till the onset of
i ,iiny season which actuates downward trends in the
in.ii kets. There are going to be plenty of rains which yield
)',<>d crops. Lunar eclipse in Pausha month sets rising trends
in cotton prices, textile, stock shares, edible oil, cotton yarn
Hr. The prices of coarse grains, land, properties, vehicles
Hr., also register higher trends.
4. Magha :
If an eclipse occurs in the month of Magha, the farmers
.i 14* to be mighty happy due to timely and adequate rains.
It ii t religious persons mainly those living in Banaras
(Varanasi) and Bengal come to grief. Lunar eclipse in this
month encourages the stockists to hoard the commodities.
II stocked before eclipse, it yields great profits as the prices
ol food grains are going to rise to a great extent after the
I.ipse of four to five months. In the event of solar eclipse
l.iking place in this month, it results in heavy and wide
spread rains. But the prices rise later on due to good buying
11 om outside the region. Perfumes, electronics goods become
rostly.
.S. Phalguna :
When the eclipse takes place in the lunar month of
I halguna, the people of Bengal and those living in mountains
.ind also religious persons face trouble. The solar eclipse
i reates good bullish trends in the grain markets. Sugar,
grains and edible should be stored, and disposed of after
lour months to collect neat profits. The lunar eclipse also
sots in rising tone in the same commodities for a short period
ol 45 days. The eclipse also raises the markets of cosmetics,
incense materials etc.
(>. Chaitra M onth:
In the event of eclipse occurring in the lunar month of
Vedic astrology in money matters
Chaitra, the Vedic scholars, goldsmiths, musicians etc., and
those living in Orissa region are affected. There rains are
scanty. The lunar eclipse brings about bearishness in food
grains but it goes bullish during rainy season. Solar eclipse
sets rising trends in gold, grains immediately after the lapse
of four months. The winter crops are good and wheat prices
show up after two months.
7. Vaisakha Month :
The eclipse in the lunar month of Vaisakha destroys
crops of cotton, sesame, sugarcane, moong( pulse). People
living in Sind, Ayodhya, mountain terrains come to grief.
The eclipses set in bearish trends in the markets. Lunar
eclipse gives rise to cotton prices. Cotton yarn,wheat, linseed
are going to cost more. However, the markets of Sugar, edible
oils register low, but other markets remain steady. Outside
buyers create bullishness in grains after the lapse of five
months from the occurrence of eclipse. The solar eclipse on
the other hand produces bearish trends on accounts of
favourable rains and production of food grains goes up.
Stocking of cotton and its yam, cloth, edible oils and selling
it off after seven months will yield sumptuous profits. The
prices of petrol and petrol products also register rise.
8. J yeshta Month :
Eclipse occurring in the lunar month of J yestha,
generates trouble for the rulers, king, head of states, and
religious people. The destruction to the crops takes place.
The rains are uncertain and the food grains production drops.
In the event of solar eclipse, it is advisable to sell off bullions
as bearish trend will prevail. The bearishness is more intense
in the case of lunar eclipse. Forward trading in food grains
is going to be profitable, as eclipse reduces the curren!
demand.
Eclipses : Major determinants of market's tendencies 251
9. Asadha M onth:
If an eclipse occurs in the lunar month of Asadha, the
people of Kashmir, China, Afghanistan come to grief. Punjab
and centre regions of India also face some trouble. Lunar
eclipse makes cotton prices to go up and the prices of edible
oils, sugar also rise. Solar eclipse creates pol i ti cal
disturbances and war like condition may come about. Loss
of crops, famine, steep rise in food grains markets are the
other outcomes of the eclipse in this month.
10. Sravana M onth:
When the eclipse takes place in the lunar month of
Sravana, the people of Kashmir, Punjab, China, Afghanistan
get into trouble. The crops of winter season get destroyed.
However, the other parts face prosperous time. The rains
are plenty and food grains production is good. Lunar eclipse
produces good crops and there is slump in the prices of
grains. But the prices of cotton, Yam, Cloth register upward
trend. Solar eclipse in this month brings about epidemic in
the month of Kartika (i.e. after 3 months ). The food grains
prices go up in the areas influenced by the eclipse.
11. Bhadra Month :
If eclipse occurs in the lunar month of Bhadra, the
people of Bengal, Kalinga, Magdha, Surashtra are affected.
However, the commodities prices fall. When solar eclipse
takes place in this month, the markets go bearish and
populace experience comfortable time. A lunar eclipse in
this month produces bullish trends in the food grains, sugar,
edible oils. The prices of cotton register buoyancy due to
brisk buying by the outsiders. Bullions however, post lower
rates.
252 Vedic astrology in money matters
When the eclipse takes place in the lunar month of
Aswin, it foments trouble for the people of China, Yavanas
and those living at the bank of Indus river etc. The food
grains production is going to be good due to good rains
which bring down the prices. H owever, arms and
ammunition dealers, doctors, chemists pass through the
difficult phase of their profession. Lunar eclipse brings about
great enthusiasm in trading circle. Forward markets go
bullish due to generation of heavy demand from the foreign
buyers. The rise in the prices is also evident in the items like
edible oils, saffron, turmeric, antimony etc. On the whole
eclipse in this month proves to be highly beneficial for the
trading community.
Weekdays and Eclipses :
Week days accompanying the eclipses, exert greater
influence over the trading activities. Lunar months and week
days put together provide synchronous effects which
corroborate the results with the synthesis of inputs delivered
by a particular weekday and the lunar month in the event of
eclipse occurring over there. With a view to read out the
minute impacts of eclipse, the results of lunar month and
week day are simultaneously assessed, which could be
conveniently figured out and we need not run through the
various other complex methods described by the Sage Varah
Mahira in his work Brihat Samhita. Infact all the writings on
this subject in the later centuries stem from this treatise.
However, many savants of astrology have experimented
further by giving wider application to encompass more and
more objects, material etc., of the contemporary world. Listed
hereafter are the results of such efforts which are open to
testification.:
12. Aswin Month :
Eclipses : Major determinants of market's tendencies 253
1. Eclipse Occurring Sunday :
When a solar eclipse takes place on Sunday, The market
prices of edible oils, sugar, rice, wheat, pulses rise after the
lapse of two months. In the events of lunar eclipse occurring
on this day, the markets of cotton, wheat, linseed etc., go
bullish. The stock shares of the companies manufacturing
and marketing food products hit buoyancy. The sale of these
commodities after five months would reap good profits.The
white metal and the article slumped. Therefore, selling of
silver etc., before the onset of the eclipse forestalls losses. A
full lunar eclipse on this day incites wars amongst the rulers.
2. Eclipse Occurring on Monday :
Should a Lunar eclipse occur on Monday, the prices of
cotton, edible oils, etc., move up in particular. In the event
of solar eclipse taking place on this day, it posts a rise in the
markets of cotton and textile. The white commodities like
silver, rice, milk etc. become costly after the lapse of four
months thereafter.
3. Eclipse Occurring on Tuesday :
The Solar eclipse falling on Tuesday, the prices of wheat,
tomatoes, carrots and red coloured articles become bullish.
However, after the lapse of four and a half months the
markets of wheat, sugar, silver, rice, jute etc., register rising
trends. The lunar eclipse on this day creates good buying
capacity and the markets and the prices advance especially
in cotton, textiles, wool, wheat, linseed.
4. Eclipse Occurring On Wednesday :
When the lunar eclipse falls on Wednesday, it raises
the markets of cotton, brass, copper, gold, millet, moong
(pulse ), vegetables, wheat, iron etc. Timely buying of these
items affords good profits as the rise in both the cases is going
to take place after the lapse of two months.
254 Vedic astrology in money mailers
5. Eclipse Occurring On Thursday :
A solar eclipse taking place on Thursday induces a good
rise within one and a half months in the items like edible
oils, linseed, castor oil and all other seeds, red and yellow
colour goods, viz., chillies, saffron, turmeric etc. A lunar
eclipse occurring on this day however, creates fall in cotton
a week either side of the date of the eclipse. But cotton
registers rise after the lapse of two months. Edible oils,
turmeric, seeds etc., as in the case of solar eclipse, post
bullishness in the same manner.
6. Eclipse Occurring on Friday :
I f lunar eclipse takes place on Friday, it produces
reactionary trends in the cotton market. The prices drop in
the first three months and then rise with the same, quantum
in the next three months. It however, raises the markets of
salts, pearls, silver. The solar eclipse registers good rise in
the prices of diamonds, clothes, cosmetics etc. The
improvement in the trade is due to foreign demands in the
above commodities which generate bullish markets.
7. Eclipse Occurring on Saturday :
When the solar eclipse takes place on Saturday, It
registers rise in the prices of urad (pulse ), black grams,
millet, fuel, lubricants, petrochemicals products etc. If the
lunar eclipse takes place on this day, it raises the markets of
oil seeds, groundnuts, jute, iron, steel etc.
After effects of eclipses fal l i ng i n a particular sign :
The preceding part makes one thing strikingly clear that
eclipses have deleterious and harmful effects on the bullions,
stock markets.and also the government securities of those
countries in whose sign the eclipses exert the maximum
influence. The securities endure antagonistic adversties
Eclipses : Major determinants of markets tendencies
255
which fall back to a worse state, after a short improvement.
The effects fructify when any one of the major malefic planets
sojourn on that sign and form contact on the point over which
eclipse focuses its intensity or that planet comes on a point
in the opposite sign. The results of transiting planet are
identical to the i ntri nsi c nature of the pl anet duly
supplemented with the characteristic of a sign it rules or
transits. The planetary effects have already been described
earlier and the outcome of eclipse occurring in different signs
are given hereafter.
(a) Effects by the nature (quality) of the signs :
It has been found by the eminent astronomers cum
astrologers many centuries ago that the effect of eclipses
falling in the Fixed signs ( Taurus, Leo, Scorpio and
Aquarius) will have very lasting effects. While effects of
eclipses in the Cardinal or Movable signs (Aries,Cancer,
Libra and Capricorn) will have short but intense impact and
get over soon. In case of Common or Mutable signs (Gemini,
Virgo, Sagittarius, and Pisces) the effects of eclipses
commence rather immediately and persist for a longer
duration but with interruptions. The effects of these different
nature of the signs over the mundane matters are listed
below.:
(i) Cardinal or Movable signs :
Eclipses occurring over these signs disrupt national
trade, functioning of the government,adverse effect
on the crops and mortality besides, inciting some
upheavals in the political affairs of the country and
causing consequent changes in trade and the
economy of the country.
(ii) Fixed Signs :
Eclipses occurring in the fixed signs causes set backs
Vedic astrology in money matters
to the national finance and money matters which
come about rather abruptly, especially when it is
least expected. Besides, it also sets in the calamities
by way of floods, earthquakes, epidemics, famine,
explosion, death of some efninent person etc.All
these disastrous events leave telling effects over the
country's economy.
(iii) Common or Mutable Si gns :
Eclipses taking place in these signs incite labour
unrests, strikes, non cooperation movements by the
populace, increase in crime rates, sickness,
accidents, communal riots, religious congregations
leading to disturbances etc. These unlawful
activities generate man made shortages due to low
productions. With the result the markets flare up
and stock markets slump.
(b) Effects by the Elements (Tattawa) of the signs:
Ancient theory held that matter was derived from four
elements i.e., Fire , Earth, Air and Water and these four
triplicities correspond to spirit, space, time and matter
respectively. The twelve signs have been divided into four
groups of three signs each and which are called the four
elements or triplicities.The Fiery signs are Aries, Leo and
Sagittarius; Earthy signs are Taurus,Virgo, Capricorn; Airy
signs are represented by Gemini, Libra, A quarius and
Cancer, Scorpio, Pisces are the Watery signs.The signs of
the same element are placed trine (120) to one another and
thereby creating the basis for the harmony. The effects of
the eclipses over the sign of each group, restricting to
terrestrial matters with specific reference to the financial and
the market aspects, are described as under.
(i) Fiery Signs :
Eclipses in the fiery signs manifest raise in the taxes.
Eclipses : Major determinants of market's tendencies 257
extremely hot weather, scarcity of rains, war threats,
army movements, discontentment amongst masses,
poor crop especially, in those regions affected by
the eclipse, sensational public events, death of
public figure, fire incidents, etc.
(ii) Earthy signs :
Eclipses in the earthy signs create scarcity of
agricultural and natural produce caused by the
drought.Even the standing crops get damaged.
Earthquakes, mining disasters and excessive short
fall of food grains due to low output are the results.
The country faces stern and vexed financial
problems.The government is going to have
misadventures and in the process, the trade and the
agriculture of the country are greatly impaired.
(iii) Airy Signs :
Eclipses taking place in airy signs causes famine
sickness, pestil ence and disturbed weather
conditions. Country develops strained relations
with other nations. Disputes amongst ruling and
other political parties come about causing much
discomfort to the public. Some treaties or alliance
may however be executed.
(iv) Watery Signs :
Eclipses falling in the watery signs result in high
mortality amongst the common people, cause
destruction to marine products and discontentment
among the labour classes. Death of the rulers or any
other distinguished personality may take place.
Excess rain followed by flood causes heavy loss of
lives, outbreak of epidemic is the other result.
As stated above, the loudest effects,good or bad, caused
Vedic astrology in money matters
over those countries or regions where these effects are
analysed in accordance to the aspects of the major and
ponderous planets and also the size of the eclipse. The
maximum period of influence does not last for more than
four years at one place. However, the position of the nodes
is very important in all eclipses and that could be ascertained
by the longitude of the nodes at the time of the eclipse. If the
market trends are bullish before the occurrence of the eclipse,
the market prices, in which case, are likely to fall after the
eclipse. In case the market prices are ruling low or bearish
before eclipse takes place, the markets go bullish after the
eclipse.
The dates of occurrences of the eclipses are available
on many years in advance, in practically every Ephemeris.
The sign in which such eclipses are going to be positioned
and the regions or countries where these are visible, total,
partial or invisible are shown. Depending upon the size of
the visibility, the period and degree of effectiveness could
be determined. Just for information sake, the timings of the
Solar and the Lunar eclipses with date, day, Indian month
and zodiacal sign in which these eclipses are formed have
been tabulated for five years i.e. from 1996 to 2000 AD.
Tabl e : 31
SOLAR ECLI PSES
Sri.
Nos.
Dates Weekdays I ndian
Months
Zodiacal
Signs
1 17th April 1996 Wednesday Chaitra A ries
2 12thOctober 1996 Saturday Bhadra Virgo
3 9th March 1997 Sunday Magha A quarius
4 1st September 1997 Monday Sravana Leo
5 16th February 1998 Thursday Magha A quarius 1
1
Eclipses : Major determinants of market's tendencies 259
6 22nd A ugust 1998 Saturday Sravana Leo
7 16th February 1999 T uesdav Magha A quarius
8 11 th A ugust 1999 Wednesday
Asadha Cancer
9 5th February 2000 Satu rday Pousha Capricorn
10 1st J uly 2000 Saturday J vestha Gemini
11 21st J uly 2000 Monday Asadha Cancer
12 25th December 2000 Monday Magishira Sagittarius
Note : There are four eclipses in year 2000 while in the
rest of the preceding years there are onlytwo
eclipses in each year.
Table : 32
LUNAR ECLI PSES
Sri.
Nos.
Dates Weekdays Indian
Months
Zodiacal
Signs
1 4th A pril 1996
Thursday Phalguna Virgo
2 27th Sept. 1996 Friday Sarvana Pisces
3 24th March 1997 Monday Magha Virgo
4 16th Sept. 1997 Tuesday Saravana A quarius
5 28th J uly 1999 Wednesday J vestha Capricorn
6 21st J anuary 2000 Friday Margashira Cancer
7 16th J uly 2000 Sunday J yestha Sagittarius
Note : There is no Lunar eclipse in the year 1998 but
two Solar eclipses will fall in that year. In the
year 1999 there occurs only one Lunar eclipse.
In the other words, in two years, only one Lunar
eclipse will take place.
260 Vedic astrology in money matters
liclipses and Nakshatras (Constellations) :
Apart from Week days, Lunar months and Zodiacal
signs, the nakshatras also play dominant role in fructifying
the important events.Ecli pse coi nci di ng with other
astrological factors attributed to big historical wars like
Mahabharata, battle of Panipat etc. Further, many calamities
with far reaching consequcnces like famines, massive
accidents, big fire incidents are the culmination of the after
effects of the eclipses. Now the effects of nakshatras over the
terrestrial matters when fall under the influence of the
discernable eclipse are described in a tabular format below.
TABLE : 33
S.No. Nakshatra
j
Effects of eclipse over commodities
etc.
1 Ashwini Creates bullish tone in pulse, coarse
grains and edible oils.
2 Bharani Rise in food grain market, also
cloth due to good buying.
3 Krittika Fall in bullions.
4 Rohini Rise in cotton, grams, cotton
yarns, sugar.
5 Mrigashira Rise in gold, wheat, paddy.
6 Aridra Rise in edible oils, seeds, iron
7 Punarvasu Bullish trends in rice, cotton, but fall
in edible oils
8 Paushya Bearish trends on wheat, sugar,
copper, oilseed, barley.
9 Ashleysha Fall in pulses but rise in coarse
grains
10 Magha Rise in pulses and coarse grains
Eclipses : Major determinants of market's tendencies 261
S.No. Nakshatra Effects of eclipse over commodities
etc.
11 P.Phalguni Rise in cotton,yarn, oi ls, rice
and gram
12 U. Phalguni Rise in grams, rice.
13 Hasta Rise in grams, rice.
14 Chitra Bullish trends in coarse grains.
15 Swati Creates steadiness in the market.
16 Vishakha Rise in cotton gram, pulses and
coloured articles
17 Anuradha Fall in rice, and silver but rise in
oils
18 Jyeshtha Rise in metals, edible oils and
sugar
19 Moola Rise in rice, cotton seed,
sugar, coarse grains
20 P. Asadha Steady market for cl othes and
white coloured items.
21 U. Asadha Creates rise in coconut
22 Savarna Rise in wheat, cotton, pulses.
23 Dhanista Rise in pulses
24 Shatbisha Rise in pulses and grams
25 P. Bhadra Create epidemic and scarcity in
commodities
26 U. Bhadra Rise in salt for 3 months
27 Revati Creates steadiness in the markets
I mportant Clue :
If a solar eclipse is followed by a lunar eclipse after a
fortnight any purchases made in silver in anticipation of
262 Vedic astrology in money matters
the solar eclipse and sold after 15 days of the occurrence of
the eclipse, one can generate capious profits as there is going
to be brisk activities in the bullions markets.Two full eclipses
falling in a month produce highly critical situations.
Generally, faminish conditions prevail till the occurrence of
the next eclipse. The countries where the degree of visibility
of these eclipses is more, are made to bear the brunt of the
calamitous conditions.
CHAPTER-11
ROLE OF SOLAR I NGRESS I N COMMERCI AL
ACTI VI TI ES
The Sun is also a star forming centre piece of astral
configuration. It forms the core body of the solar system,
around which the earth and the planets revolve. The Sun
endows the system with the light and warmth by its
radiation. Predominance in the celestial sphere makes the
Sun the chief concern in any matter as every thing originates
from it. The Sun because of its supreme status and
devoutedly revered in every religion, is denoted by a host
of names to relate its contributions in several worldly affairs.
To list out the connotations ascribed to the Sun is beyond
the scope of this book. However, the decipherment of solar
effects, particularly in terrestrial matters, in this chapter will
testify the dictum fairly well.
In the Universe, our Earth is also considered to be a
planet. The location of the Earth is near the zodiacal sign
Cancer. Transit of any planet in this sign means that it is
near to the Earth. In the same way, if any planet moves in
the extremity to Cancer, that planet is said to be located at a
farthest distance . These two states are astronomically known
as Apogee and Perigee respectively- I n commercial astrology
the distances of the planets from the Earth and the Sun are
the important tools to presage the rise and the fall in the
prices of the commodities.
Vedic astrology in money matters
The Sun's motion becomes faster in the first week of
July and gets slackened in the first week of January. During
the accelerated motion of the Sun, the prices tend to rise, if
the transit is happening to be through inimical, detrimental
and fallen houses. The items affected are those denoted by
the Sun. Reverse are the effects, when the Sun passes over
the friendly and the exalted houses as the same commodities
become cheaper in that case. While Sun being with its slow
motion, sojourns inimical house creates bullish trends but
in detrimental and debilitated houses, the highest rates are
touched. Here again the opposite results are actuated by
the Sun during its transit over the exalted and friendly
houses, if speed is slow.
The Sun is powerful when in its northernly course i.e.,
it passes through the first six signs which belong to northern
hemisphere. In this state, the natural propensities and
attributes of the Sun are quite high. But the Sun when transits
through the last six signs, during its journey over southernly
hemisphere, it becomes weak and so are its attributes.
Solar ingress into the first point of Aries every year is
very important day as it gives enough indication what all
is going to happen during the year and in what manner.
The chart erected on the entry of the Sun at first point of
Aries indicates the changes which the Sun is going to cause
when it steers through the year. The configuration of
heavenly bodies in the chart at the time of solar ingress,
assumes much greater importance to presage the year's
activities.
The results of the solar ingress shown succeedingly are
with reference to rising signs, at the entry time of the Sun in
the first point of Aries. Each house denotes a solar month
Therefore, the result of twelve houses cover one solar year.
Role of solar ingress in commercial activities 265
Sol ar ingress in the 1st degree of Aries Signs :
1. Aries Ascendant:
The political life of the country situated in the eastern
parts are described. The eastern states may suffer femine li^e
conditions. The southern areas of the country have good
crops and enjoy peace. High yield of agricultural produce
like grocery items, edible oils etc., register rise in prices.
Northern direction have peace and prosperity. Central areas
reel under heavy rains but the commodities go cheap with
easy availability. The predictable scenario in the different
parts of the country serves as an advance indicator for the
astute tradesmen to buy and stock the affected items. Such
presentiments are of immense value when the
philanthropists and populace at large, are to get prepared
for tackling the adverse and unfavourable situations.
2. Taurus Ascendant:
The southern part have rich harvest. The northern area
will have just sufficient food production. The western
countries endure through faminish conditions. The eastern
parts pass through some political turmoil. The southern part
caters to the general needs of the countries.
3. Gemini Ascendant:
The perishment of the animals is on the card. The excess
rains destroy the agricultural produce in the central part of
the country. The heavy rains also play much havoc in the
northern and southern directions due to severe floods, land
slips and other destructive event as an aftermath of torrential
rains. Besides, this ares also encounters some unpleasant
happenings. The local disturbances and other hostilities
compel the authorities to impose restrictions to tackle the
scarce conditions. This part of the country may even face
war threats.
266
Vedic astrology in money matters
4. Cancer Ascendant :
The southern and central parts have comfortable time
though prices of some commodities post rising trends.
However, the northern areas are likely to face political
disturbances and encounter fervent activities in this field.
The seasonal products get affected due to erratic rains and
the crop prospects are likely to be plummeted. The wintry
products are going to be normal. The eastern parts have
comfortable time in any ways. The trade and the industrial
activities are brisk and prosperous.
5. Leo being the sign of Ascendant :
The southern parts receives good rains which boosts up
the crops prospects and usher in an era of plenty. The
northern direction also have peaceful environments and
abundant availability of food stuff and the markets register
bearish trends and government impose fewer taxes. In the
eastern part, the initial period of the year encounters scarcity
of various commodities and the prices show upward trends
but the onset of the rainy season changes the scenario from
scarcity to plenty and the rising trends of prices get arrested.
The central parts experience communal disturbances
culminating into split in the ruling political party. The
western areas endure bullish trends in copper and brass
vessels and other daily use of utensils. Dry fruits, seasonal
fruits and vegetables face price rise due to lesser availability.
6. Virgo Ascendant :
The eastern part enjoy the atmosphere of comfort and
delight though the prices of edible oils post price rise. The
domesticated animals become cheap. The central parts
undergo troublesome time due to local insurgents. The war
lords get liquidated or stripped off their powers which bring
certain anxious moments for the people of that area. The
Role of solar ingress in commercial activities 267
southern parts suffer from the contagious diseases.The
western part also encounters political disturbances and rulers
are unable to control the situation but instead resort to some
unethical action causing deep resentments amongst the
populace. However, crops are good and prices of the
essential commodities remain under check.
7. Libra Ascendant :
When Libra being the sign of ascendant, shortages are
experienced in the eastern sector; the politics is going to be
in a bad shape and several criminal incidents take place. In
the southern part, the people remain, by and large, happy
due to easy availability of all commodities at the cheaper
rates. Though the people, all over, are instigated against
political leaders to create friction in the parties, the situation
does not take an ugly turn. However, uneasy calm prevails.
Western and northern sections remain eventless.
EXAMPLE:
In the year 1997, The Sun enters the first point of Aries
sign at 22-51 hrs (I.S.T) on the 13th April 1997 . At this
juncture, Libra sign was rising over I ndia. The results
denoted for this sign are nearly coming true inasmuch as
the political disturbances and uncertainty mounted this year.
The general public endured uneasiness and some kind of
psychosis fear of gloomy political future was getting deep
seated in their minds. The criminal incidents were at increase,
especially, in the eastern parts while northern area was
comparatively calm.
8. Scorpio Ascendant:
If Scorpio sign is rising, the eastern direction experiences
trying time and struggle for existence. The central area faces
food grains shortages due to destruction of standing crops .
The northern sector encounters rising market trends in
268 Vedic astrolpgy in money matters
metals and steels. The grain production is also on the lower
side and speculatory markets go bullish. The southern parts
endures outside interferences and prices of precious metals
look up due to uneasy avai l abi l i ty of money and
improvement in tax structure. The west direction also
experiences food shortages on account of low production but
for about nine months.
9. Sagittarius Ascendant :
The northern and eastern parts, during the rising of
Sagittarius sign, have comfortable time. However, the
excessive rains generate a good amount of trouble caused
by the floods, landsl i des and di srupti on in the
communication system. Although there are no dearth of
green vegetables, the scarce condition in the other food
grains are going to be unsurmountable. The central part
comes under the grip of epidemic and general public become
jittery. The western and southern areas remain quite and
happy. The bearish trends prevail in the markets and things
are easily available.
10. Capricorn Ascendant :
When Capricorn sign is rising, the northern area suffers
in the hands of outside forces and people endure many
anxious moments. The other areas by and large, remain fairly
cointi u table. There are subdued political activities. The rains
remain uncertain making the markets unsteady. The
investors and speculators operate cautiously.
11. Aquarius Ascendant :
If the Aquarius sign is rising at the time of the Sun
entering into the first point of Aries, the eastern and the
central segments, somewhat, experience better time then the
other areas where the populace have to brave through poor
rainy conditions and low food producti on. The
Role of solar ingress in commercial activities 269
unprecedental political disturbances and upheavals create
panic amongst the general public. The markets go highly
bullish particularly commodities and clothes markets.
12. Pisccs Ascendant :
When the Sun enters the first point of Aries at the time
of the rising of Pisces sign, the central parts pass through
quite uncomfortable time due to shortages of food grains.
The food has to be rushed from the other parts, especially
southern areas to meet out the emergent needs of the people
of this part. The other directions have average time without
any startling events. The rains are moderate and just
sufficient to give normal corps for sustenance.
In the case malefic planets are located in the 7th house
of the Solar figure, lesser agricultural production is indicative
as a result of which speculatory markets hot up and get busy
in brisk buying. If benefic planets are placed in the 2nd house
or the 11th hotise or the angular house, it sets forth bearish
trends, in the markets. Similar trends prevail during any
Solar ingress, when lords of these houses are in their own
signs and/ or aspected by the friendly planets. Adverse
effects prevail in the contrary situation. When Solar ingress
takes place in sign Gemini and the benefic Moon, Venus,
Mercury and Jupiter are situated in Gemini, Virgo and Pisces
signs either collectively or severally, it is a precursor to good
rains and excellent corps. On the contrary, if malefic planets,
such as Mars, Saturn or Rahu together or individually occupy
these sign, viz., Gemini or Virgo (signs of Mercury), it brings
about delays, troubled times, low crop's yield, scanty rains
etc. These adverse conditions create market spurts and the
commodities become highly bullish.
Resul ts of Sol ar i ngress i n di fferent zodi acal si gns :
In the preceding parts, the results o different rising
270 Vedic astrology in money matters
signs at the time of Solar ingress in the first point of Aries
sign have been described. Now the effects of the Solar ingress
i.e., entry of the Sun in the various zodiacal signs round the
solar year are been taken up. As we know that the Sun
sojourns each sign for one solar month and if that be the
situation, each identical month should show analogous
results every year. But that never happens as the Sun in the
similar month produces different effects and each solar
month turns out to be dissimilar. Although, the general and
seasonal effects, remain near about the same, many other
terrestrial events and matters come about a lot different.
These dissimilarities of the events occurring during the same
time in the corresponding month in different years are
mainly due to the celestial phenomena. The manifestations
of the results are compatible with the nature of the sign ( for
general effect), the ruling nakshatra, tithi, karna, the week's
day etc., at the time of solar ingress. These components give
different shades to the events to occur during the month as
except the sign,the other heavenly factors do not remain alike
for the corresponding month every year. With this
background, the outcome of the solar ingress in different
zodiacal sign is taken up hereafter.
1. Solar ingress in Aries sign :
During this period, the markets of bullion, metals,
industrial goods, machinery, iron and steel, coffee, tea,
cotton, edible oils, rice, wheat go bullish. If this solar ingress
happens to be on Sunday, Tuesday or Saturday the
bullishness effect are caused on wheat and edible oils. On
Monday, the price in Cotton, edible oils rise but food grains
go steady and trade and business improve. In the event of
Thursday or Friday the food grains remain bearish but stock
shares of textile get firmed up and set for bullishness. If the
Solar ingress occurs on Wednesday, peaceful time prevails
during the month. It is generally seen that if it rains on the
Role of solar ingress in commercial activities 271
Solar ingress day, the prices of commodities go bullish.
If ingress takes place on Nanda tithies (lunar days) it
produces less rains during the rainy season. If in Bhndrn
tithies, general public get disturbed. If it is in }nya tithies, it
creates some kind of epidemic. In the event of Ritkn tithies, it
brings sufferings to the animals. If the ingress takes place in
the Puma tithies, the agricultural production is good and
general happiness prevails amongst the people.
2. Solar ingress in Taurus sign :
When the Sun enters the Taurus sign, the prices of gold,
food grains, textile, silk, stock shares of sugar mill, pearls,
glassware, copper, perfumeries etc., rise while silver and
cotton remain bearish. If the Solar ingress takes place in the
malefic week days like Saturday, Sunday or Tuesday, the
cotton, sugar, pulses, wheat, groceries items and edible oils
markets go bullish due to shortages caused by feminish
conditions. Sun's entry in this sign of on Monday, food grains
and sugar prices show up. If it takes place on Wednesday,
Thursday or Friday the edible oils and sugar markets become
bullish while the the prices of the food grains slump.
At time of Solar ingress in the Taurus sign, if the Sun
and the Moon are placed opposite to each other, stocking of
food grains and cotton for two months and selling it there
after yields exuberant profits. In the event of luminaries
being conjunct at this juncture, it generates happy time for
the public, at large, as the trade and business have the
flourishing period. The cotton and textile shares however,
get depressed in the first fortnight and then show up later
on.
3. Solar ingress in Gemini Sign :
When the Sun enters the Gemini sign, it sets bearish
trends in the wheat, food stuff, silk, cotton yarns, sugar,
272 Vedic astrology in money matters
cotton, copper, silver, vegetable etc. If the ingress takes place1
on Tuesday, Saturday or Sunday, it causes fire accidents,
sufferings due to disease and general rise in the food prices.
The common men indulge in unscrupulous acts of evil
design. When the solar ingress falls on Wednesday, general
happiness prevails all over. The marine and saltish products
show a bit rise but there is drop in the food grains prices. I!
the Solar ingress falls on Monday, Thursday or Friday, it
registers rise in the markets of the cotton, yarn, jute, silk
threads.The industries pass through flourishing time. The
stock shares of textile firms post higher value.
If the Sun and the Moon are positioned opposite to each
other (i.e. the Moon being in the Sagittarius sign ), the
speculatory buying in items like edible oils, linseed, caster
seeds, food grains becomes highly profitable, should these
items are sold off in the fourth month thereafter. Automobile
business is also profitable. However, if the Sun is untier an
evil aspects mainly of Saturn, Uranus, Neptune at this
juncture, the stated effects do not fructify. Should the Sun
receives the benefic aspects from Mars or Jupiter, the above
results are doubtlessly to come about.
4. Solar ingress in Cancer sign :
During this period, the prices of milk and milk products,
silver, glassware, marine products, local edible oils, go
bearish. The stock shares of petroleum products are
depressed. If the entry time falls on Saturday, Sunday or
Tuesday, it results in failure of rains but gusty and strong
winds play havoc in some places but the northern parts face'
destruction due to heavy cyclones and tornadoes. Besides,
certain diseases may spread in the shape of epidemics and
food products also get plummeted. Essential commodities
like wheat, rice, edible oils, sugar, juiced items go bullish
The Solar ingress on Thursday, though sets in scanty rains,
Role of solar ingress in commercial activities 273
speedy winds likely to up root trees and houses in rural areas,
sugar becomes bullish.
If it takes place on Monday, Wednesday or Friday, the
rains are normal and commodities are easily available.
During this period bullions go bearish and any forward
buying yields good profits, if sold out over the next month.
If this happens to be on full moon day, trading in food grains
is also profitable. If Ritka tithies are prevailing during the
solar i ngress,i t creates strong bullish trends in the
commodities markets.
If the Moon happens to fall in the 4th, the 8th or the
12th signs (which are watery signs) from the Cancer sign
(sign of the Moon which is watery planet), there is going to
be a very favourable rainy season throughout the country.
5. Solar ingress in Leo sign :
When the Sun enters in the Leo Sign, the prices of gold
jewellery, cotton, sugar, red coloured articles, pearls,
bullions, herbal plants, rice, oils, caster seeds, register rising
trends.If it takes place on Tuesday or Saturday, it produces
excessive rains in the eastern parts, the western areas suffer
from disease. It also effects the winter crops. The prices of
wheat, sugar, oils and cotton rise so are the coarse grains.
Farmers face difficult time. If the solar ingress occurs on
Thursday, though the prices of butter slump, the other
markets of the edible oils go bullish due to destruction of
crops following heavy rains. If it takes place on Wednesday,
Monday or Friday the crops of pulses are good and hence
their prices slump. However, it sets in disease affecting many
people at the same time.
If the Sun and the Moon are positioned opposite to each
other at the time of solar ingress in the Sign Leo (the Moon
in Aquarius), the prices of food grains shoots up after four
Vedic astrology in money matters
to live months. Therefore, forward buyings in these
commodities are quite profitable.
(t. Solar ingress in Virgo sign :
In this situation, the prices of silver, cotton, copper,
electrical goods, stock shares go bearish. If it takes place on
Sunday, Saturday, Tuesday, it produces less rains affecting
the crop prospects. It also generates epidemical conditions
and some serious fire incidents. The political activities
disturb the general public. There are some interparty rifts
threating unstability. If it happens to fall on Monday,
Wednesday, Thursday or Friday there exists plenty of food
grains and other commodities. The political situation in the
western part gets disturbed. Some form of Naval action also
takes place.
If the Sun and the Moon are placed opposite to each
other at the time of solar ingress the prices of wheat, gram,
rice etc., rise after the ingress and hence speculatory buying
will be quite profitable.
7. Solar ingress in Libra Sign :
When Solar ingress occurs in this sign, cotton, rice,
wheat, black pepper, jute items, silk, glassware, brass,
copper, gold, silver markets go bearish. If the entry of the
Sun takes place on Sunday or Tuesday, it causes destructions.
The price of gold and food grains rise and there is shortage
of milk and milk products. If it occurs on Saturday, the royal
and opulent classes suffer in some form or the other.
Tuesday's ingress also shows the same effects. If it takes place*
on Wednesday, it brings forth good time and crops of coarse
grains do well and their prices go steady. If it happens to be
Thursday, the prices of food grains, oil rise while the markets
of other commodities remain steady. Friday's entry of the
Sun in this Sign, lowers the prices of grains and cotton while
Role of solar ingress in commercial activities 275
entry on Saturday suggests stocking of edible oils, margarine
(ghee), mustard and food grains for better profits later on .
It is said that if it rains on the day of ingress, the trading in
pulses, oils and oil seeds is good as their prices are likely to
rise after 4th solar month.
If luminaries are placed opposite to each other at that
time, the stocking of these items yields copious profits in
the very next month or so.
8. Solar ingress in Scorpio Sign :
The solar ingress in this sign denotes fall in the prices
of woolen garments, brasswares, copper, silver and cotton.
But the prices of gold, tea, coffee, rubber items, tin , leather,
watches go bullish, especially when the Sun acquires the
degrees between 12 and 21 in this sign. If ingress takes place
on Sunday although grains markets becomes firm, the prices
of white articles, cotton, silver,cloth, rice, etc. go bullish later
on. If it occurs on Tuesday or Saturday the markets of grains,
clarified butter (Ghee), sugar, edible oils look up in the 3rd
month. If it takes place on Monday, common persons remain
happy. There is going to be bullish tone in the grain markets
in the first 15 days. A ttainment of peace or amicable
settlement at this time is good and lasting. If ingress occurs
on Wednesday, it delivers moderate bullish trends in grains,
ghee, coconuts, betelnuts, black pepper. For solar ingress
occuring on Thursday or Friday the markets of cotton
clothes, yarn, oils and oil seeds remain steady, while the
prices of sugar and raw sugar (jagree) become bearish.
If the Sun and the Moon being in opposition (Moon
placed in Taurus) at this day, stocking of food grains in this
month and selling it off in the next month yields good profits.
9. Solar ingress in Sagittarius sign :
Entry of the Sun in this sign produces bearishness in
Vedic astrology in money matters
Ilit' markets of oils, oilseeds, cotton, tin, rubber, silver, gram
jute, tobacco, luxury goods, stock shares, electrical items and
equipments, provided Mercury is not associated with the
Sun, otherwise, these markets remain steady during the
period. If the solar ingress day happens to be Sunday,
Tuesday or Saturday, the items stated earlier may go bullish
to some extent. But food grains production is to be of a high
order. It also creates agitation against the ruling party or the
ruler for promulgating unjust laws in defiance of democratic
norms. These actions even lead to political upheavals. Should
the ingress be on Monday, it brings exceedingly cold weather
and frosty winds, untimely rains also take place. The general
public suffers due to extreme cold which also affects the
crop's yields. These effects also hold good for Sunday being
the ingress day. The prices of cotton look up to a great
measure. If this being Wednesday, Thursday or Friday, it
creates bearish tone in the markets of cotton and food grains
due to good production. The ingress on Friday also brings
comfortable time for the fresh populace.
Should the Sun and the Moon are positioned opposite
to each other on this day, the trading in food grains and
eatables is profitable as their prices are likely to go up after
4 months. According to some, the 2nd month yields profit
and the 3rd month possibly posts losses. Cotton, yarn,
clarified butter (Ghee) are likely to yield profit upto 5
months.
10. Solar ingress in Capricorn sign :
The entry of the Sun in Capricorn sign produces
bullishness in coal, cement, copper, iron, jute, wool,
leatherware, agriculture appliances, marbles, jewellery,
herbal plants, edible oils, rice, honey. If it takes place on
Sunday, it ferments agitational confrontation between the
government and the public. It will also denote the rise in the
Role of solar ingress in commercial activities 277
prices of cotton, Ghee (clarified butter), red coloured items.
This position of ingress indicates long range bullish tones in
the commodities markets of which the rates on the 10 th day
are going to be the bottom most in the period of rising trends.
Besides Sunday, if the entry of the Sun happens to be on any
other inauspicious day viz., Tuesday or Saturday, the country
is raged in dirty politics and consequent of which the
bullions, metal and other raw material markets rise abruptly.
If it is Monday, the markets of grams, millets and pulses
shoot up. If ingress occurs on Tuesday the grains, the sugar
markets etc., remain bullish. H owever, the same
commodities become cheap, if the entry of the Sun is on
Wednesday but some disease and war like conditions are
likely to develop during this period. Thursday's ingress
slides down the prices of cotton with the early indications
of good crop conditions. The Friday's entry of The Sun in
this sign denotes high yields in the agriculture products, with
the results, the commodities and cotton prices slump.
I f the Sun and the Moon are in opposition at the time of
ingress the stocking of clothes, oils, oilseeds, betelnuts and
yarn yields good profits in the 5th month.
11. Solar ingress in Aquarius sign :
When the ingress takes place in this sign, all the items
indicated in the case of Capricorn also show rising trends in
this sign except food grains. Besides, electronics goods,
telecommunication material, public transport systems,
navigational material, automobiles, government securities,
aluminum companys' share rise during this period. I f the
ingress takes place on Sunday, the rulers get tempted to wage
a war. Sunday and other malefic days like Tuesday and
Saturdays are not favourable for the traders and
entrepreneurs and political scenario is also unfavourable. The
government promulgate stiff laws making it difficult for
Vedic astrology in money matters
limit* to function smoothly. If it takes place on Monday, the
prices of cotton, sugar, oils go up for two months and then
set a downward trend to afford an opportunity to make
profits. Wednesday's ingress yields favourable time for the
trading and industrial activities, grains go cheaper and living
standard improves though marginally. The ingress on
Thursday, creates rise in the coarse grains. Stocking of sugar
and selling in the third month is beneficial. In Friday's
ingress, the markets of cotton oils, oilseeds becomes bearish,
for the entire solar month.
Should the luminaries are positioned opposite to each
other, holding up the stocks of sugar, oils, Ghee (clarified
butter) and grains during the month and its disposal in the
5th month generates sumptuous profits.
12. Solar'ingress in Pisces sign :
When the Solar ingress is caused in this sign, the
markets of tin, rubber, silver, zinc, gram, jute, copper, luxury
goods, tea, cotton, oils, become bearish. If the ingress takes
place on Sunday Ghee (clarified butter), milk and milk
products and oil show the rising tone. Conflicts between
foreign powers generate much heat during this period. The
oppositions maneuver a plot to over through the existing
seat of power. The entry of Sun on Tuesday boosts up gold
prices and loss of marine products. The ingress on Saturday
creates quarrel and conflicts. Multinational companies try
to sweep away the business of the local trade houses.
Wednesday's ingress produces bearish trends in eatables and
food grains. The general public pass through uneasy time
due to internal quarrels and bickerings. Epidemic conditions
effect large numbers of people. The Thursday's ingress in
this sign denotes bearish trends in all markets. However,
sufferings on account of disease are on the card. The entry
of the Sun in this sign on Friday brings down the prices to
Role of solar ingress in commercial activities 279
the lower levels mainly in the markets of cotton, onions,
white cloth, yarn, jute, and white coloured items like silver,
milk etc.
If during the ingress, the Moon is positioned opposite
to the Sun i.e., in Virgo sign, buying of groceries items, and
disposing it off in the succeeding month or in the third month
generates a good amount of profit. According to some,
stocking of food grains in this month yields profit in the
subsequent four months.
Note :
Relationship between solar ingress and the behaviour
of different commodities, markets and other mundane
matters have been epitomised after perusal of the available
heuristic materials and placed,before the esteemed readers.
It is rather not feasible to ambilate other allied and related
presaged materials over here due to space constraints and
also to save the readers from the drudgery of replicating the
identical results of solar ingress with other celestial links
such as karnas (half lunar day), lunar month etc. Besides, the
effects of solar with respect to nakshatras (lunar mansion),
have also been restrained over here for the similar reasons
as the proceedings descriptions are deemed adequate to
provide basic knowledge to the dinkum readers and help
them to test and carry further researches not only to establish
the efficacy of these concepts but also to bring new and
contemporary products, items materials etc., in the ambit of
the stated astrological phenomena.
While dwelling on the subject, some snippets widely
acclaimed right from the ancient times are being reproduced
succeeciingly.
i) If dark Moon day happens to be identical to the
week day of the solar ingress of any particular
280 Vedic astrology in money matters
solar month, it proves to be a calamitous and
catastrophic month in which great harm and
damage occur to the human beings and animal
alike.
ii) When the first solar ingress of the year (The Sun
entering in 1st degree if Aries sign) falls on
Saturday, the second solar ingress takes place on
Sunday and the third one occurs on Tuesday
(three successive solar ingress of malefic planets)
it produces combination of gravious destruction
and extermination which plays havoc with the
country and its people. It also procreates ruinous
situations for live stocks, agricultural produce,
industrial productions to a greater degree. The
country growth comes to grinding halt.
iii) If Solar ingress in Capricorn sign(widely known
as Makar Sakrnnti fall in lunar Pausha Month),
happen to fall oh Sunday, the commodities
markets go highly bullish. If it occurs on Saturday
these markets become highly volatile and the rise
is more discernable what Sunday's ingress
generates. If it takes place on Tuesday, it brings
about phenomenal spurts in these markets. When
ingress is taking place on Wednesday or Fridays,
the markets remain steady while in the event of
Monday or Thursday, the markets go bearish.
iv) If the Solar ingress occurs in the lunar months of
Kartika or Margshira, it produces exceptionally
good rains. The increase in the food grains prices
is going to be nominal in the lunar month Pausha.
v) If nakshatra (constellation) of the second solar
ingress happens to be the 2nd or the 3rd nakshatra
from the nakshatra of the first solar ingress, the
Role of solar ingress in commercial activities 281
food grains markets go bearish. If it is the 4th or
the 5th nakshatra, the grains markets show bullish
tone. Should it be the 6th nakshatra, it creates
feminish conditions and spurt in the food grains
market.
If the sign in which the Moon is located happens
to be the seventh sign from the sign of solar
ingress, the prices of all the commodities show
marked rise and it also creates war like conditions.
The food grains markets remain bullish for two
months, during the solar ingress in Aries, Taurus,
Aquarius and Pisces signs; for three months, in
Leo sign; for one month, in Gemini sign. Solar
ingress in the Cancer and Capricorn signs with
the Moon being in the seventh sign therefrom, the
bullishness in food grains market prevails for six
months.
CIIAPTER-12
RELEVANCE OF SARVATOBHADRA CHAKRA
The astrological seers have exclaimed the effectiveness
of Sarvatobhadra chakra (SVB) in their own rights.Even in
present time, many renowned astrologers have been
gainfully utilising the nicety of this chakra with astounding
results.The versatility and wide application of this compact
system devised by our great sages have never been in
doubt.The contemporary exponents of this divine service,the
practitioners and students of astrology are craving to learn
finesses and artfulness of this chakra but there are a very few
who could master it, so to sav.
On account of its proven efficacy, great reliance is placed
on this predictive tool of astrology. The most amazing part
of this wonderful format is that the important components
(limbs) of almanac (Panchanga) i.e.Asterisms (Nakshatras),
zodiacal signs (Rashi), Consonants (Aksharas), Vowels
(Swam), Lunar days (Tithies) etc., have been condensed with
a view to provide instant but wide range of applications.
The results are computed through the interactions with the
transiting planets. Relevance of different speeds and motion
brings subtility to the systems.
In practice, it is not so simple because it involves too
many permutations and combinations and also close scrutiny
of many celestial forces acting at the same time. Besides,
Relevance of Sarvatrobhadra Chakra 283
meticulous monitoring of the movements of the planets
causing their influences at the sensitive areas of the chakra is
also required in a great deal. These complexities have, as a
matter of fact, deterred many aspirants of astrology to hold
command over this divine marvel.Since SVB chakra is
considered to be exceedingly useful to delineate effective
results and provide ample clues in the mundane affairs and
behaviour of markets by super imposing the effects of all
the heavenly forces, it was thought appropriate to include
the same in this text, with what ever research material the
writer could lay his hands on. However, it certainly requires
deep study of the intricacies for a detailed and meaningfxil
prognostication of events. It still has a great scope to probe
further into the subtility and gray areas of the chakra to unfold
many unexploited effects. This helps making the system far
more sustainable and with wider applications. At present, it
is merely confined to a few who have, to some extent
mastered part of its clues but are keeping it as a guarded
secret. The tendency of the old practitioners of this divine
science is to make the astrology look mystic subject and
enigmatic thing, even today, and it made unapproachable
by many.
Presently Sarvatobhadra chakra is mainly applied on
lunation and other mundane charts to delineate worldly
affairs and also to presage the behaviour of the commodities
and market trends including stock shares, by those who have
acquired some indepth knowledge of the intricate system of
the chakra. Some astute astrologers also apply this on native
horoscope with advantage. In present days, the political
atmosphere of the country is heavily charged and SVB Chart
is also extensively used to answer queries raised by the crafty
politicians who indulge in various game plans ostensibly,
to bring stability in the country. In fact, there are many useful
applications and all of them are not explored and some of
Vedic astrology in money matters
them arc applied in different forms.
Barring, some references which are found in the ancient
scriptures such as Mansagari etc., no exhaustive works on
this illustrious subject are available. However, it is noticed
that the formulation of this chakras is the culminations of
various sutras (aphorisms) and treatises expounded by the
learned astrologers of the present era. For example, axioms
relating to transits of the planets over nakshatras, vedha
(obstruction) etc., of Plialdipika of Vaidyanathan have been
astutely integrated in the system. Similarly, favorable and
unfavorable times which are generally adjudged through
luni-solar system (on the basis of Panchanga) have also been
infused in the scheme of things. Many ancient exponents of
this science have ably used 'Akshara' (consonants) and 'Swara'
(vowels) for predicting major events. These components also
form part of the format.
As stated earlier, with the help of SVB Chart, it is
convenient to decipher the auspicious and inauspicious
events in respect of any person, item, commodity,
organization, firm, town, country or nation. The rudimentary
steps are as follows :
Pick up the first alphabet of a person, country or
establishment and locate the corresponding nakshatra.
However, if necessary birth details of a person or date of
formation or registration of organisation is available, the
appropriate birth nakshatra could be ascertained therefrom.
A table depicting zodiacal degrees of the signs, nakshatras
and corresponding alphabet is available in any Panchanga.
To pick up right nakshatra, use the longitudinal degrees of
the Moon.
Construction of Chart:
Draw nine vertical and horizontal lines to form 81 equal
Relevance of Sarvatrobhadra Chakra 285
Mquares. On the top left corner write North-West and moving
clockwise therefrom write North- East, East-South and
South-West in the rest of the three corners. The four sides of
I he chart represents North,East,South and West. The squares
are numbered from 1 to 81.
Placement of nakshatras (constellations) :
Leaving four comer squares, remaining seven squares
on each side are to be filled with nakshatras commencing with
Krittika nakshatra from top left and run through to fill the
rest of the squares with remaining nakshatras in seriatim
including Abhijita nakshatra which is to be positioned in
between Uttar Ashada and Sharava. Abhijita nakshatra takes
an arc of 4 Deg. 13 Min. and 20 sec. of Capricorn sign in the
Zodiac. Its exact position is from 6 Deg. 40 Sec. to 10 Deg. 53
Min. and 20 Sec. in this sign and spreading over to nakshatras
as referred above.
Signs representati on:
The Squares numbered from 58 to 60, 62 to 64, 66 to 68
and 70 to 72 are assigned to the twelve signs with Taurus
sign taking position in the square numbered at 58 and the
rest of the numbers in signs are located by moving spirally
in clockwise fashion converging towards the core of the
chart. It ends with Aries sign which gets situated in square
numbering 72. The next set is of Luni-Solar factor to be super
imposed on the Chart.
Placement of tithies (Lunar days) :
Each of the five squares at the centre of the chakra i.e.,74,
76, 78, 80 and 81 (at the core) are allotted three Tithies, starting
with the 1st tithi (Pratipada) in square 74 and the 2nd tithi in
square 76. All the 15 tithies of the one half of lunar month
ure accordingly placed in that cyclic orders to complete the
course. In the scheme of things, the 5th tithi, the 10th tithi
286 Vedic astrology in money matters
and the 15th tithi i.e., Poornirna (full Moon) and Amavasya
(dark Moon) are contained in the middle of the Chakra. This
triad of tithies are also named in the vedic astrology as Nanda,
Bhadra, Jaya. Rikta and Poorna tithies. This groupification of
the tithies are the important determinants in muhurta Jyothisa
(Electional Astrology) for which a full chapter has been
devoted in this book.
To comprehend the complete process of placement of
tithies in the Sarvatrobhadra chakra clearly, the section dealing
with this aspect has been lifted and displayed hereunder :
73 74
Nanda Tithies
1st, 6th & 11th
75
80
Rikta
Tithies,4th,
9th, &14th
81
Poorna Tithies
5th,10th & 15th
Poornima or
Amavasya
76
Bhadra Tithies
2nd, 7th &
12 th
79 78
Jay Tithies
3rd, jth & 13th
77
The name by which these tithies are widely referred in
the Panchangas (Almanac)} Ephemerides or other such
publications have been listed as follows:
Relevance of Sarvatrobhadra Chakra 287
Table - 34
Tithi Known as Tithi Known as Tithi Known as
1st Pratipada 6th Shashti 11 th Ekadasi
2nd
Dwitiya
7th Saplanii 12th Dwadasi
3rd Tritiya 8th A shtami 13 th T rayadasi
4th Chathurti 9th Nava mi 14 th Chaturdasi
5 th Panchami 10th Dashmi 15th or Poornima or
30th A mavasya
Distribution of Vowels (Swam) :
There are sixteen vowels in Sanskrit which also figure
in the 'Sarvastrobhadra Chart. The positioning of these vowels
could be well displayed by taking out the relevant part and
illustrated separately.
1
A
9
AA
17
E1
25
EE'
33
OO
39
OO
45
RE'
51
REE
57
LE'
61
LEE
65
AE1
69
AE
73

75
OW
65
AN
69
AHA
In vernacular, only 12 vowels are used. The vowels such
as RE'(45), REE (51), LE'(57)and LEE(61) do not figure other
than in Sanskrit language.
288 Vedic astrology in money matters
Placement of Consonants (Aksharas):
There are nineteen (19) consonants and one vowel (Total
20 in number) are positioned in the remaining twenty squares
of the chart. The arrangement is that 5 consonants are placed
on each side of the chart and they are in the order as shown
hereunder : (the square number allotted to each consonants
is indicated in bracket)
(i) Eastern side A (34), WA (35), KA (36)
(ii) Southern side : MA (40), (41), PA (42)
(iii) Western side : NA (46), YA (47), BA (48)
(iv) Northern side : GA (52), SA (53), DA (54)
CHA (55) and LA (56)
>
The allocation of 81 squares of the Sarvastrobhadra
Chakra is listed out over here to depict a comprehensive
picture of the components inducted in the system.
(i)
Nakshntras 28 squares
(ii)
Zodiacal Signs 12 squares
(iii) Tithies (Lunar days) 5 squares
(iv) Swaras (Vowels) 16 squares
(v)
Aksharas (consonants) 20 squares
Total : 81 squares
The complete sketch of Sarvatobhadra Chakra is
illustrated Below:
Figure :
SARVATOBHADRA CHAKRA
N.E. EAST ________ S.E.
Relevance of Sarvatrobhadra Chakra 289
N

R
T
H
1 2 3 4 5 6 7 8 9
A KRIT ROHI MR1G ARID PUNAR PUSH ASHI. AA
32 33 34 35 36 37 38 39 10
BHAR oo A WA KA HA DA oo MAGH
31 56 57 58 59 60 61 40 11
ASHW LA LE TAURUS GEMINI CANCER LEE MA P. PHAL
30 55 72 73 74 75 62 41 12
REV ARIES TITHIES
1,6,11
OVV LEO U. PHAL
29
U. BHA
54
DHA
71
PISCES
.1
80
TITHIES
4, 9,14
81
TITHIES
5,10,15
OR 30
76
TITHIES
2, 7,12
63
VIRGO
42
PA
13
HAST
28 53 70 79 78 77 64 43 14
P. BHA SA AQUA AHA TITHIES
3, 8.13
AM LIBRA RA ci nr
27 52 69 68 67 66 65 44 15
SATB AEE CAPRI SAGIT SCOR AE THA SWAT
26 51 50 49 48 47 46 45 16
DHAN REE KJ-IA
GHA
J A BA YA NA RE VISH
25 24 23 22 21 20 19 18 17
F.E SRAY. ABHI U. ASH P. ASH MOOL JYES ANUR E
S

u
T
H
N.W.
WEST
S.VV.
I nterpretation of Chakra:
i) Classification of planets.
(a) Malefic Planets:
The Sun, Mars, Saturn, Rahu and Ketu are
acijudged as malefic planets. The Moon during
its course through the 8th tithi of the bright half
is considered weak and as such yields malefic
effects. Mercury in the association of malefic
planets also deliver unfavorable results and
reckoned as malefic.
Benefic planets:
Jupiter and Venus are always treated as benefic
planets and account for producing auspicious
results. The Moon and Mercury barring the
situations cited above, are taken as benefic
planets.
ii) Speed or Motion of the planets:
The period of stay or transit of each planet in a sign varies
from roughly one month to thirty months.The passage over
a Nakshatra and its quarters is proportionately less. A table
showing the average time of stay of the heavenly bodies is
appended below for ready reference.
Vedic astrology in money matters
TABLE - 35
Sri.
No.
planets period of Stay
Sign Nakshatra Qr. of Nak.
1 Sun 1month 14 days 3 days, 12 hrs.
2 Moon 2 days, 6 hrs. 1day 6 hrs.
3 Mars 45 days 20 days 5 davs
4 Mercury 27 days 12 days 3 days
5 J upiter 13 months 160 days 40 days
6 Venus I month 13 davs 3 days, 6 hrs.
7 Saturn 30 months 400 days 100 days
8 Rahu 18 months 240 days 60 days
9 Ketu 18 months 240 days 60 days
Whenever any planet stays for a period of less then
what is stated in the table, it is construed that the particular
planet is having motion or speed more then its normal speed.
290
(b)
Relevance of Sarvatrobhadra Chakra 291
In other words, it is moving at an accelerated pace. In the
same manner if some planet overstays in a sign than its
prescribed time, that planet is stated to be moving in a slower
speed.
The daily maximum and Normal/ Mean speed of the
planets other than the Sun and the Moon move at a variable
speeds. Rahu and Ketu being the nodal points and not
physical bodies, maintain a steady speed. The normal or
mean speed, the speed before acceleration, maximum speed
etc., have been illustrated in a table appended below :
TABLE - 36
Sr.
No
Planets Normal/
Mean
Speed
Speed
before
accel.
Maximum
speed
Remains
in accel
eration ,
1 Sun steady steady steady steady
2 Moon steady steady steady steady
3 Mars 31-26" 39'-01" 46'-l l " 15 days
4 Mercury 59-08" 104'-46" 113-32" lOdays
5 Jupiter 05'-00" 12 -22" 14'-04" 45days
6 Venus 59'-08" 73'-43" 75'-42" lOdays
7 Sa turn 02'-00" 07'-27" 07'-45" 180days
8 Rahu steady steady steady steady
9 Ketu steady steady steady steadv
J
Monitoring variable motions of different planets is very
important. This is the main tool applied in the interpretation
of the SVB Chakras. The different motions of the planets play
a dominant role in the whole gamut. Any Panchanga
(Almanac) published anywhere in the world carries full
details of the daily motion of the planets which can
conveniently be referred to for this purpose.
Vedic astrology in money matters
Rising, Setting, Speed and Motion (as described in
ancient treatises)
When a planet moves out of the solar orb (conjunction
of the sun) it is said to be' rising . When it goes over to the
2nd house from the Sun's position, it is in an accelerated
speed. Its position in the third house, it acquires its normal
speed. Its speed in the 4th house is considered as slow. The
moment a planet moves to 5th and 6th positions from the
Sun, it goes into retrogression at a normal pace. In the 7th
and 8th house, it retrogrades at a fast speed. In the 9th house,
the planet reverts to a low speed and picks up direct motion
and upto 10th house, it regains normal pace. Again getting
into 11th and 12th places of the Sun, the planet picks up
accelerated speed before it again goes into the solar orb. This
entry with or conjunction with the Sun is called setting
position of the planet.
However, in the ancient classical scriptures there is no
mention of the relative speed of the planet while it remains
in conjunction or in the orb of the Sun. But it is said that
when a planet is in the 12th or the 2nd signs of the Sun, it
acquires much accelerated pace than the planet staying in
the middle of these two signs(conjunct position) though that
planet is also deemed to be in accelerated speed. However,
the contention of some of the learned astrologers is that in
the absence of any indication of speed of the planet while in
conjunction, it should be treated as a normal speed. This
view point only relates to Mars, Jupiter and Saturn because
in the treaties on Sarvatobhadra, it is mentioned that when
Mercury and Venus are posited in the 12th and the 2nd
position to the Sun, they move at an accelerated speed and
in retrograde motion. And when in the 11th and 3rd places
they are in normal speed. However, this principle does not
hold water as Mercury never moVes out of the Suns influence
beyond 28 degrees and Venus remains within 48 degrees of
Relevance of Sarvatrobhadra Chakra 293
the Sun . Therefore, the entire preceding description is of
general nature and is confined to Mars, Jupiter and Saturn.
Retrogressi on:
Astronomically, all the planets other than luminaries
during their course of movements get into reverse motion
(retrograde). The shadowy planets Rahu and Ketu always
move in retrogression. Generally, Mercury and Venus which
are in the close proximity of the Sun, go into retrogression
when they transit the 2nd sign from the position of the Sun.
But the moment these planets get into the 12nd sign from
the Sun's location, they are known to be on an accelerated
motion. The position of these two planets in the 11th sign,
reverts them the normal speed as indicated in the Table. Both
Venus and Mercury as stated above, remain in the close
quarters of the Sun.
As regards other planets,the general rules are the
moment they get into the 5th signs away from the Sun, they
acquire retrogression, and once their displacement in respect
to the Sun goes beyond 9th sign, they turn into direct motion.
Generally, Mars remains in retrograde state for 76days and
direct for 705 days. Similar details for the planets involved
in a fluctuatry motion have been tabulated hereafter.
TABLE - 37
SI no. Planet Retrogression Direct motion
1. Mars 76 days 705 days
2. Mercury 23 days 92 days
3. Jupiter 122 days 278 days
4. Venus 45 days 51 days
5. Saturn 137 days 238 days
The mal efic planets while in retrogression are
considered highly evil and harmful but retrograde benefic
planets render greater benefic results.
Vedic astrology in money matters
N o t e : The principles of heliacal rising, setting and also
retrogression of planets described over here are of
rudimentary nature. A full chapter has been devoted to these
cel esti al phenomena where these axioms have been
described in a lucid form.
Aspects (Vedha) :
A planet when transits over a nakshatra casts two types
of aspects. One is frontal aspect and another is diagonal
aspect, i.e., on the either side of the planets position. The
diagonal or cross aspects, as classified, are (i) Right Hand
Side (RHS) Aspect and (ii) Left Hand Side (LHS) Aspect. This
concept can easily be understood form the figure illustrated
here after.
L H S A spect Figure
(V edha)
EAST
Saturn
N

R
T
H
1 2
Krit
3
Roh
4
Mrig
5
Arid
6
P. Vas
7
Push
8
Ash
9
32
Bha
34 '

10
Magh
31
Asvv
56-'
. LA
11
P. Ph
30 12
Rev. U. Ph
29
U. Bh
'. 54
DA '
13
Hast
28
P. Bh
. 70
AQ '
14
Chit
27
Sha.
' . 68
Cap'
15
Swa
26
Dhan.
'.48
BA .
16
Vish
25 24
Sra
23
Abh
22
U. As
21
P. As
' 20
Mool
19
)ye
18
Anu
17
Frontal
A spect
(V edha)
S

U
T
H
WEST RHS AsPcct
(Vedha)
Relevance of Sarvatrobhadra Chakra 295
Explanatory Note :
Let us suppose Saturn planet transits Revati nakshatra
on a particular day. The frontal aspects will fall across the
Revati nakshatra viz., Uttar Phalguni while its diagonal aspect
will fall on Mrigashira nakshatra (LHS aspect) and Moola
nakshatra (RHS aspect).
One sided aspect only :
The Sun, the Moon, Rahu and Ketu are empowered to
cast only one sided aspects (vedha). The reason being that both
the Sun and the Moon always have direct motion while Rahu
and Ketu constantly move in retrograde fashion. Further,
these planets have no variation in their speed, Therefore, as
per the basic principle of this system, they cause vedha
(aspect) only in one direction. The Sun and the Moon cause
vedha on the right hand side only. With this fixed direction
and without having to give any weightage for speed etc., it
is much simpler to discern the effects of their Vedhas.
Multisided aspects :
The remaining five planets viz., Mars, Mercury, Jupiter,
Venus and Saturn are made to alter their aspects depending
upon the speed and type of motion acquired by them at the
time of analyzing their effects. All of them are capable to
heave their aspects in all the three directions depending upon
the status with regard to speed and motion. If these planets
have normal speed, they cause straight aspect i.e., across their
positions. But when they acquire accelerated speed, the
aspect (vedha) falls on the Left Hand Side from their position.
However, the moment, these planets get in retrograde
motion, the aspect changes over to the Right Hand Side of
their placements.
Vedic astrology in money matters
Impact of Aspects (Vedhas):
The frontal or straight aspect only cause impact on the
niikshntrn placed at directly opposite position i.e., the
nakshatra at the other extreme end. I n the previous
illustration, it may be noted that Saturn on its transit over
Revati nakshatra cast vedha on Uttar a Phalguni provided if
Saturn had the normal motion. However, the game plan of
the diagonal aspects is quite different. The cross aspects (Left
hand and Right hand) pierce (penetrate) through all the
elements fal l i ng on its way such as signs,vowels,
consonants,titlnes,nakshatras etc. Picking up the same
illustration, the Left hand side (LHS)Vedha runs through
consonants LA (56) A (34) and nakshatra Mrigasira (4). While
the Right hand side (RHS) Vedha passes through consonant
BA (48) and Mopla nakshatra (20).
It is essential that the aspectual effects which are very
important and basic material is to be understood for an
accurate interpretation of the SVB chakra. In fine, we can say
that LHS and RHS aspects always run through at an angle
of 45 degrees starting from the square where the concerned
planet transits at that time. It affects all the squares on the
flanks but the frontal aspect confines its effects only on the
nakshatras placed exactly on the opposite side of the chakra
and unaffecting the squares falling on the way.
The five components (Pentad) :
The diagonal aspects both LHS and RHS run through
The (i) Consonants (Akshara) (ii) Vowel (Swara), (iii) Lunar
day (Tithi), (iv) the birth nakshatra and (v) The Moon sign
(Rashi): These are known as Panchaaka (Pentad) in the same
order. Except vowel, the rest four factorals can conveniently
be lifted from the birth data. The vowel could be picked up
from the set of corresponding consonants as arranged in the
Relevance of Sarvatrobhadra Chakra 297
classical texts. The vowels consonants relationship has been
tabulated here under for readv reference :
J
TABLE : 38
CONSONANTS VOWELS TITHIES
Ka Chha Dda Dho Bha Va A NANDA
1 6 11
Kha
Ja
Adha Na Ma Sha E BFIADRA
2 7 12
Ga Jha Pa Ya Sa U JAYA
3 8 13
Gha Tha Pha Ra S^a Ye RIKTA
4 9 14
Cha Tha Da Bo La Ha POORNA
5 10
*
**
* Poornima (15) ** Amavasya (30)
fcdU &C/ L1 /
In the above table only 30 consonants instead of 33 have
been accounted for. The consonants namely Rda(^), Rra(3),
Rran^) do not figure over here. This perhaps on the fact
that no name begins with these letters.
For the persons who do not possess birth details or
horoscope, the method for ascertaining Panchaaka is on the
basis of the famous name a person is addressed. The
following steps are taken to select an appropriate consonant,
vowel and Tithi.
The foregoing table enlists the five basic vowel, 30
consonants and 15 tithies. All these components of Panchaka
Vedic astrology in money matters
itro identified with reference to the first letter of the famous
mi me of a person. The rule is that where the first letter
happens to be a consonant, it is taken as it is and
corresponding vowel is picked up from the table. But if the
first letter stands out to be vowel, the same is ignored and
the next letter is looked for and that too comes out to be
vowel, we go to the next. In other words, the first consonant
falling in the name is adopted as a reference consonant and
corresponding vowel and tithi are selected accordingly.
[Note: two sets of consonants represent one tithi in seriatim;
like Ka and Chha go to 1st tithi; Dda and Dha to 6th Tithi
and so on].
For example the famous name of a person is MANISH
the first letter is Ma which is a consonant. The corresponding
vowel and tithi come out to be E and Bhadra (12th Tithi)
respectively. Suppose the name is ANUJ where the first letter
is vowel and that should be ignored and the next letter is N
being a consonant and hence adopted. The relevant vowel
and tithi work out to be E and Bhadra (7th) respectively.
The birth nakshatra and the Moon sign (Rishi) can
conveniently be picked up either through longitudinal
degrees of the radical Moon of the native or from the first
letter of the name from the table which is provided in every
Panchanga (Almanac). Please note that for this purpose, the
first letter of the name irrespective of consonant or vowel is
to be adopted and it may not be mixed up with the set of
rules enunciated above.
Difference between aspects and vedhas :
It has been noticed that the connotations of aspect and
vedha (obstruction) have been used in SVB chakra severally
or in combination by many writers. To comprehend the basic
difference between the two types, the inherent meanings of
the word "Aspect" has to be well understood. In general, the
Relevance of Sarvatrobhadra Chakra 299
iiMptiCt are two types (i) a simple aspect showing the gross
effects and (ii) deep or pointed aspect denoting subtle results.
In other words, it can be said that the first category of the
uNpect is of macro level while the second type is of micro
lype. The former caters for the broad presentation and the
latter is in a more concentrated form showing its effect
pointedly.
The "Macro Aspects" are the one which a planet situated
In sign in the celestial sphere casts over the other sign and
planets positioned there in, as described in the Jataka shastra
(native astrology). But micro aspects are the one which are
put to use in the Swara shastra (Breath technique used in the
I lorary Astrology) in its subtle form. This aspect is called
'Vedha' and its literal meaning is 'to Pierce' which causes
deep penetration. Therfore, it gives micro or subtle effects.
The Vedha (to pierce) is widely used in S.V.B chakra or other
nimilar types of chakras like Sapt Shlaka etc.
The minute differences between the two types of aspects
could be easily assimilated with the succeeding illustration.
Suppose you are standing before a big building which has
many doors, windows etc. Now you are effecting gross aspect
over the building. But once you focus your sight and
concentrate on one of the windows of the building, this is
said to be vedha or micro aspect. The amount of introspection
one can have through deep and subtle aspect, it is not
possible to derive the same results from the gross aspect of
general nature.
Nevertheless, the gross or simple aspect is equally
important because unless you do not sight the whole
building, how it is possible to concentrate on to its doors
and windows or any other minute detail of the building. In
the similar fashion, the state of planets should be perceived
while delineating their aspectual effects. At first, the simple
(01) Vedic astrology in money matters
aspects of the planets over the signs etc., which signify all
kinds of the earthly materials are to be considered. On the
basis of these simple aspects, at first, the results as depicted
by the astrological rule are to be assessed. Later on, the
minute or subtle effects could be ascertained by applying
the rules of vedha or micro aspects as described in the various
astrological works. Although detailed results possibly may
not be drawn from the simple aspects, still certain general
decision could be taken. However, when vedha is caused and
simple aspect is not there, it becomes difficult to know the
basic linkage and as such nothing is discernable. This
therefore, proves a point that the relationship between
Aspect and vedha is like body and soul. Just as soul even
being subtle is subject to the existence of a body and
similarly, the vedha is also subservient to Aspects. Further,
in the absence of body, soul has no entity and in the same
fashion in the absence of simple aspect, vedha has no meaning
and become inaffective and incapable of producing good or
bad results. This phenomena holds good in the case of
i llustration cited previously inasmuch as without the
existence of a building doors and windows are inperceivable.
Decipherment of SVB chakra :
The elucidation of SVB chart is an intricate matter. Not
much of exploratory works have been carried out in this field.
The standard classical scriptures do not bear exhaustive
materials or explanations. Therefore, it is an arduous task to
translate the intended meanings of the most complexed
Jigsaw puzzle. At the face of it, the SVB figure looks to be
simple and easy to decipher but in real effect, it is very
di ffi cul t to compute the results of various planetary
combinations with respect to celestial components. This is
not less tideous than playing the game of Chess over which
a very few can acquire mastery. The original format of the
SVB chakra is most abtuse one and very hard to understand.
Relevance of Sarvatrobhadra Chakra 301
I Inwever, a simple form of this chakra has been adopted to
nerve the limited purpose of this book.
We intend to restrict the details only to the commercial
tingle. In this scheme of things, the connotation of Aspect
used in SVB chakra stands to mean vedha (the obstruction or
piercing effect) and not simple meaning of aspects as used
In the astrological writings.
In order to cater to our restricted purpose in the format
of SVB chart displayed in this chapter, the planetary aspects
or vedhas over nakshatra, tithies and signs etc., are only
Adopted. Further, the phenomena of two categories of speeds
I.e., normal and accelerated have been accounted for Beside,
l ul l cognizance of retrograde motion has been taken Motion
theory (direct and retrograde) plays dominant role in the
whole gamut. The ingredients essentially provide immense
help pin pointing the fluctuations in the markets of those
items which are signified by the celestial bodies involved
In vedhas.
302 Vedic astrology in money matters
TA BL E:39
TABULATION OF ASPECTS (VEDHA)
T ransi t of A spects (V edhas) o f planets A spects (V edhas) sti ffened by
Pl anets over Di recti on Pl anets N akshatras Si gns T i l hi es
N akshatras M oti on
& Speed
1. A shw ani K 1I S : J eyshl a Sagi ttari us
__
4 Qrs. in N ormal Ral ui . K etu. P i sces
A ri es Retrograde M ercury. V enus, M ars
J upi ter, Saturn.
L H S : Rohi ni -
N ormal Sun, M oon,
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te Purva
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Phal guni
2. Bhar ani R H S : A nuradha A ri es Ri kta
4 Qrs. in N ormal Rahu, K etu. Scorpi o J aya
A ri es Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : K ri tti ka - -
N ormal Sun, M oon.
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te M agha
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
"
3. K r i tti k a R H S : Bharani
__ _
1 Qr. in N ormal Rahu, K etu.
A ri es Retrograde M ercury, V enus, M ars
3 Qrs. in J upi ter, Saturn.
Taurus
L I I S : V i shakha L i bra N anda
N ormal Sun, M oon. Taurus Bhadra
A ccel . M ercury, V enus, M ars
J upi ter. Saturn.
O pposi te Sravana
N ormal M ercury, V enus, M ars.
J upi ter, Saturn.
~ j

Relevance of Sarvatrobhadra Chakra 303


T ransi t of
Pl anets over
N akshatras
A spects (V edhas) o f pl anets A spects (V edhas) sufferrcd by
D i recti on
M oti on
& Speed
Pl anets N akshatras Si gns T i thi es
4. K ohi ni R H S : A slnvini
.. ..
4 Qrs. in N ormal Rahu. K etu
Taurus Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S :
Svvati Gemi ni --
N ormal Sun, M oon V i rgo
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te A bhi ji ta
N ormal M ercury, V enus, M ars, -- --
J upi ter, Saturn.
S. M r i ga- R H S :
Revati
-
shi ra N orma! Rahu, K etu
2 Qrs. in Retrograde M ercury, V enus, M ars
Taurus J upi ter, Saturn.
2 Qrs. in L H S :
C hi tra C ancer --
Gemi ni N ormal Sun, M oon L eo
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te U ttara
N ormal M ercury, V enus, M ars, A shada -- --
J upi ter, Saturn.
6. A r i dra R H S :
Uttara

4 Qrs. in N ormal Rahu, K etu Bhadra -
Gemi ni Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S ;
H asta -- -
N ormal Sun, M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te Purva A ri es --
N ormal M ercury, V enus, M ars, A shada Taurus
J upi ter, Saturn.
Vedic astrology in money matters
T ransi t o f A spects (V edhas) of pl anets A spects (V edhas) sufferred by
Il anets over D i recti on Pl anets N akshatras Si gns T i thi es
N akshatras M oti on
& Speed
7. P u nar- R H S : Purva
__
V asu N ormal Rahu, K etu Bhadra
3 Qrs. in Retrograde M ercury, V enus, M ars
Gemi ni J upi ter, Saturn.
1 Qr. in
Cancer
L H S : Uttara - -
N ormal Sun, M oon Phalguni
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te M oola
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
8. P ushaya RH S : Shabi sha Gemini
__
4 Qrs. in N ormal Rahu, K etu P i sces
C ancer Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : Purva - -
N ormal Sun, M oon Phalguni
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te J yeshta
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
9. A shl esha R H S : Dhanishta C ancer N anda
4 Qrs. in N ormal Rahu, K etu A quari us Ri kta
C ancer Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : M agha - -
N ormal Sun, M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te A nuradha - -
N ormal M ercury, V enus, M ars,
J upi ter. Saturn.
Relevance of Sarvatrobhadra Chakra 305
Transi t o f A spects (V edhas) o f pl anets A spects (V edhas) sufferred by
Planets over Di recti on Pl anets N akshatras Si gns T i thi es
N akshatras M otion
& Speed
10. M agha RH S : A shl i sha

4 Qrs. in N ormal Rahu, K etu
L eo Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : Sravana L eo Bhadra
N ormal Sun, M oon C apri corn J aya
A ccel . M ercury, V enus, M ars
*
J upi ter, Saturn.
O pposi te Bharani
-- -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
11. P u rv a R H S : Pushya

P hal guni N ormal Rahu, K etu
4 Qrs. in Retrograde M ercury, V enus, M ars
L eo J upi ter, Saturn.
L H S : A bhi ji ta V i rgo
--
N ormal Sun, M oon Sagi ttari us
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
Opposi te A shwini
-- --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
12. U ttar a RH S : Punarvasu
__ ..
P hal guni N ormal Rahu, K etu
1 Qr. in Retrograde M ercury, V enus, M ars
L eo J upi ter, Saturn.
3 Qrs. in
V i rgo
L H S : U ttara L i bra --
N ormal Sun, M oon A shada Scorpi o
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
Opposi te Revati -- --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
<1 Vedic astrology in money matters
I ransi t o f A spects (V edhas) o f pl anets A spects (V edhas) sufferred by
Pl anets over Di recti on Planets N akshatras Si gns Ti thi es
N akshatras M oti on
& Speed
13. H asta RH S : A ridra
_ _
4 Qrs. in N ormal Rahu. K etu
V i rgo Retrograde M ercury, V enus, M ars
J upi ter. Saturn.
L H S : Purva - -
N ormal Sun, M oon A shada
A ccel . M ercury, V enus, M arsJ up
J upi ter, Saturn.
iter,
Opposi te U ttara
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Bhadra
14. C hi tr a RH S : M ri gashi ra C ancer
__
2 Qrs. in N ormal Rahu, K etu L eo
V i rgo Retrograde M ercury, V enus, M ars
2 Qrs in J upi ter, Saturn.
L i bra
L H S : M ool a -
N ormal Sun, M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
Opposi te Purva
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Bhadra

15. Sw ati RH S : Rohi ni Gemi ni


__
4 Qrs. in N ormal Rahu, K etu V i rgo
L i bra Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : J eyshta - -
N ormal Sun, M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
Opposi te Satbi sha - -
N ormal M ercury, V enus. M ars,
J upi ter, Saturn.
Relevance of Sarvatrobhadra Chakra 307
Transi t of
Planets over
N akshatras
A spects (V edhas) o f pl anets A spects (V edhas) sufferred by
Di recti on
M oti on
& Speed
Pl anets N akshatras Si gns T i thi es
16. V i sha- R H S : K ri tti ka Taurus Bhadra
kha N ormal Rahu, K etu L i bra N anda
3 Qrs. in Retrograde M ercury, V enus. M ars
L i bra J upi ter, Saturn.
1 Qr. in L H S : A nuradha -- -
Scorpi o N ormal Sun. M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te Dhani sha
- --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
17. A nu ra- R H S : V i shakha

dha N ormal Rahu, K etu


4 Qrs. in Retrograde M ercury, V enus, M ars
Scorpi o J upi ter, Saturn.
L H S : Bhari ni A ri es J aya
N ormal Sun, M oon Scorpi o Ri kta
A ccel . M ercury, V enus. M ars
J upi ter, Saturn.
O pposi te A shl esha
- -
N ormal M ercury, V enus. M ars,
J upi ter, Saturn.
18. J ey sh ta RH S : Sw ati
__ _
4 Qrs. in N ormal Rahu, K etu
Scorpi o Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : A shw i ni Sagi ttari us -
N ormal Sun, M oon Pi sces
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te Pushya
-- -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Vedic astrology in money matters
I i nni l t of A spects (V edhas) o f pl anets A spects (V edhas) sufferred by
Pl i i ncts over Di recti on Pl anets N akshatras Si gns T i thi es
N aksluitras M oti on
& Speed
19. M ool a RH S : C hi tra
_ _
4 Qrs. in N ormal Rahu. K etu
Sagi ttari us Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : Revati C apri corn --
N ormal Sun, M oon A quari us
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te Punarvasu - --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
20. P urva RH S : H asta
_ __
A shada N ormal Rahu, K etu
4 Qrs. in Retrograde M ercury, V enus, M ars
Sagi ttari us J upi ter, Saturn.
L H S : Uttara - -
N ormal Sun, M oon Bhadra
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te A ridra - -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
21. U ttar RH S : Uttar L i bra

A shada N ormal Rahu, K etu Phalguni Scorpi o


1 Qr. in Retrograde M ercury, V enus, M ars
Sagi ttari us J upi ter, Saturn.
3 Qrs. in
C apri corn
(l ess ar c L H S : Purva - -
o f A bhi ji ta) N ormal
A ccel .
Sun, M oon
M ercury, V enus, M ars
J upi ter, Saturn.
Phalguni
O pposi te M ri gashi ra - -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Relevance of Sarvatrobhadra Chakra 309
Transit of A spects (V edhas) o f planets A spccts (V edhas) sufferred by
Pl anets over Di recti on Pl anets N akshatras Si gns T i thi es
N akshatras M oti on
& Speed
21 A . R H S : Purva V i rgo

A bhi ji ta N ormal Rahu. K etu Phalguni Sagi ttari us


6.40' to Retrograde M ercury. V enus. M ars
12 J upi ter, Saturn.
C apri corn
L H S : Satbi sha --
N ormal Sun, M oon
A ccel . M ercury. V enus, M ars
J upi ter, Saturn.
O pposi te Rohi ni
-- --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
22. Shr av - RH S : M agha L eo J aya
ana N ormal Rahu, K etu C apri corn Bhadra
4 Qrs. in Retrograde M ercury, V enus. M ars
Capri corn J upi ter, Saturn.
(l ess are L H S : Dhanishta -- --
o f A bhi ji ta) N ormal
A ccel .
Sun, M oon
M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te K ri tti ka -- --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
23. D hani - RH S : Sravana
-
shta N ormal Rahu, K etu
1 Qr. in Retrograde M ercury, V enus, M ars
Capri corn J upi ter, Saturn.
2 Qrs. in
A quarius
L H S : A shl esha C ancer Ri kta
N ormal Sun, M oon A quari us N anda
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te V i shakha
-- --
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Vedic astrology in money matters
1runslt 1)1' A spects (V edhas) o f pl anets A spects (V edhas) sufferred by
l l ancts over D i recti on Pl anets N akshatras Si gns Ti thi es
N nkshatras M oti on
& Speed
24. Shatbi - R H S : A bhi ji ta
_
sha N ormal Rahu, K etu
4 Qrs. in Retrograde M ercury, V enus, M ars
A quarius Saturn.
L H S : Pushya Gemi ni
N ormal Sun, M oon Pi sces
A ccel . M ercury, V enus. M ars
J upi ter, Saturn.
O pposi te Svvati
~ -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
25. P urva RH S : U ttar
__
Bhad r a N ormal Rahu. K etu A shada
1 Qr. in Retrograde M ercury, V enus, M ars
A quarius J upi ter, Saturn.
4 Qrs. in
Pi sces
L H S : Punarvasu A ri es -
N ormal Sun, M oon Taurus
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te C hi tra - -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
26. U ttar R H S : Purva
__
Bhadr a N ormal Rahu, K etu A shada
4 Qrs. in Retrograde M ercury, V enus, M ars
Pi sces J upi ter, Saturn.
L H S : A ridra - -
N ormal Sun, M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te H asta - -
N ormal M ercury, V enus, M ars,
J upi ter, Saturn.
Relevance of Sarvatrobhadra Chakra 311
11illlslt of A spects (V edhas) o f pl anets A spects (V edhas) sufferred by
I 'lnnets over Di recti on Pl anets N akshatras Si gns T i thi es
N shal ras M oti on
& Speed
27. Revati R H S : M ool a Capri corn
4 qrs. in N ormal Rahu. K etu A quarius
Pi sces Retrograde M ercury, V enus, M ars
J upi ter, Saturn.
L H S : M ri gashi ra - -
N ormal Sun. M oon
A ccel . M ercury, V enus, M ars
J upi ter, Saturn.
O pposi te U ttar
-- --
N ormal M ercury, V enus, M ars, Phal guni
J upi ter, Saturn.
7 Vedic astrology in money matters
TABLE : 40
RESULTS OF ASPECTS (VEDHAS) CAUSED
BY THE TRANSITING PLANETS
N akshatras suffering
Vedhas
Position of a planet
causing Vedha
Results o f Vedha
1 A shwini Ri se in -Ri ce, Wool, Iron
Copper and other mining
materials.
RH S Rahu. K etu. Retrograde -M ars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter. Venus or
M ercury (Benefi c) Fall in the above items.
L H S A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Opposite N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Mars or Saturn
Fall in the above items.
Ri se in the above items.
2 Bharani Ri se in -Wheat, Ri ce, Coarse
grains, Herbal and M edical
Plants, Edible Oils, Chillies,
Ginger.
RH S Rahu. K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c) Fall in the above items.
L H S A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Opposi te N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Fall in the above items.
Ri se in the above items.
Relevance of Sarvatrobhadra Chakra 313
N;ikshatras suffering
Vedhas
Position of a planet
causing Vedha
Results o f V edha
1 K ri tti ka
RH S
L H S
Opposi te
Rahu. K etu. Retrograde- Mars.
Saturn or M ercury (M al efi c)
Retrograde - J upiter. Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun. M oon (M al efi c). A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in -Ri ce, Sesame, Oil
Seeds, Diamond, Precious
Stones and M etals.
Fall in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
4 Rohini
RH S
L H S
Opposi te
Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun. M oon (M al efi c), A ccel e. -
Mercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Mars or Saturn
Ri se in - A ll types o f Food
grains. Sugar. A erated Water.
J ui ced I tems, Si l ver. Pearls,
Perfumeries, Wool.
Fal l in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
A
44
Vedic astrology in money matters
Nnkshatras suffering
Vctlhas
Position of a planet
causing Vedha
Results o f V edha
5 Mrigashira Rise in - Domesticated
animals, Ski ns, Computers,
Radio, J ew el l ery, A ll type of
Food Grains, Film Industry.
RHS Rahu. K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
Fall in the above items.
LHS A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), Accele. -
M ercury (M al efi c), J upiter
Reactionary trends in the
above itms
or Venus
M oon (Benefi c), Accele. - Mars
Ri se in the above items.
or Saturn Fall in the above i tems'
Opposite Normal - Mercury (Benefi c),
'F al l in the above items.
J upiter or Venus
Normal - M ercury (M al efi c),
M ars or Saturn
Ri se in the above items.
6. Aridra Ri se in - Edi bl e Oils, Saltish
I tems, Sandle Wood,
Toi l eteri es, I nflammable oils,
Communication Systems.
RHS Rahu, K etu, Retrograde- M ars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, V enus or
M ercury (Benefi c) Fall in the above items.
LHS A ccel . - Mercury (Benefi c)
Sun. M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upi ter
Reactionary trends in the
above itms
or Venus
M oon (Benefi c), A ccel e. - Mars
Ri se in the above items.
or Saturn Fall in the above items
Opposite N ormal - M ercury (Benefi c),
J upiter or Venus
Normal - M ercury (M al efi c).
Fall in the above items.
Mars or Saturn Rise in the above items.
Relevance of Sarvatrobhadra Chakra 315
Niik'.hntras &
t |>ci>l Vedhas
Position of a planet
causing Vedha
Results of Vedha
1 Pit narvasu Ri se in - Raw Cotton. Gold,
Si l ver, Coarse grains. Si l k,
Readymade garments, J ui ces,
Exoti c A rticles.
WHS Rahu, K etu. Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
Mercury (Benefi c) Fal l in the above items.
1IIS Accel. - M ercury (Benefi c)
Sun, M oon (M al efi c), Accele. -
Mercury (M al efi c), J upiter
Reacti onary trends in the
above itms
or Venus
M oon (Benefi c), Accele. - Mars
Ri se in the above items.
or Saturn Fall in the above items
Opposite Normal - M ercury (Benefi c),
J upiter or Venus
Normal - M ercury (M al efi c),
Fal l in the above items.
Mars or Saturn Ri se in the above items.
N Iushya Ri se in - Raw Cotton, Gold,
Si l ver, Edible Oils. Turmeric,
Petroleum Products, Fruit
J ui ces and Dairy Products.
KHS Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c) Fal l in the above items.
L H S Accel. - M ercury (Benefi c)
Sun, M oon (M al efi c), Accele. -
M ercury (M al efi c), J upiter
Reacti onary trends in the
above itms
or Venus
M oon (Benefi c), Accele. - Mars
Ri se in the above items.
or Saturn Fal l in the above items
Opposite Normal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Fal l in the above items.
Mars or Saturn Ri se in the above items.
A
Vedic astrology in money matters
Nnkshntras suffering
Vedhas
Position o f a planet
causing Vedha
Results o f V edha
') A sl i l csha
Ri se in - Wheat, Sugar, Coarse
grains, Si l ver, Emerald,
Poisonous substances, Green
and Fresh V egetables.
RH S
Rahu. K etu. Retrograde- M ars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c) Fall in the above items.
L H S A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - M ars
or Saturn
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Opposi te N ormal - M ercury (Benefi c),
J upiter or N^enus
N ormal - M ercury (M al efi c),
Mars or Saturn
Fall in the above items.
Ri se in the above items.
10 M ag ha Ri se in - Edible Oi l s, L i n
seeds, El ectrical A ppliances,
El ectroni cs, Coral, Chemicals
and Pl asti c Goods.
RH S Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c) Fall in the above items.
L H S A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Opposi te N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Mars or Saturn
Fal l in the above items.
Ri se in the above items.
Relevance of Sarvatrobhadra Chakra 317
1liibl ml ni s suffering
Vcilhits
Position of a planet
causing V edha
Results o f V edha
I I Purva Phalguni Rise in - Wool l en Clothes,
Si l ver wares, Pearls,
Diamonds, T V , L eather, Ski ns,
H ides, Building materials.
RHS Rahu. K etu. Retrograde - Mars.
Saturn or M ercury (M al efi c)
Retrograde - J upiter. Venus or
M ercury (Benefi c) Fall in the above items.
I.IIS A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
Reactionary trends in the
above itms
or Venus
M oon (Benefi c). A ccel e. - Mars
Ri se in the above items.
or Saturn Fall in the above items
Opposi te N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Fall in the'above items.
Mars or Saturn Ri se in the above items.
I . 11Mara Phal guni Ri se in - Ri ce, Coarse grains,
Sunflower, Optics and related
medicines, Rock Sal t, Garlic.
RHS Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c) Fal l in the above items.
I.IIS A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
Reactionary trends in the
above itms
or Venus
M oon (Benefi c), A ccel e. - Mars
Ri se in the above items.
or Saturn Fall in the above items
Opposi te N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Fall in the above items.
M ars or Saturn Ri se in the above items.
Vedic astrology in money matters
Nukshntras suffering
Vedhas
Position of a planet
causing Vedha
Results o f Vedha
I J 1Insist Ri se in - Sandl e Wood,
Texti l es, Si l ver J ewellery,
Camphor, Perfumeries, Root
V egetables.
RH S Rahu, K etu, Retrograde - Mars
Saturn or M ercury (M al efi c)
Retrograde - J upiter, V enus or
M ercury (Benefi c) Fall in the above items.
L H S A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Opposite N ormal - M ercury (Benefi c),
J upi ter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Fall in the above items.
Ri se in the above items.
14 C hi tra Ri se in - Gol d, Pearls, Coral,
Pulses, L uxury items, A uto
parts, Petroleum Products,
Consumer goods.
RH S Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, V enus or
Mercury (Benefi c) Fall in the above items.
L H S A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - M ars
or Saturn
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Opposi te N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Fal l in the above items.
Ri se in the above items.
Relevance of Sarvatrobhadra Chakra 319
i H i i i i i n. '(tillering
l el l i n x
!!
HIIS
I IIS
I I pposite
Position of a planet
causing Vedha
Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, Moon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
' N ormal - M ercury (M al efi c), '
Mars or Saturn
Results of Vedha
Ri se in - Mustard Oil.
J ew el l ery, L eather I tems,
A rti fi ci al Si l k, Cosmetics,
A irconditionars, L adies
garments, A utomobiles.
Fal l in the above items.
Reacti onary trends in the
above itms
Ri se in the above items.
Fal l in the above items
Fal l in the above items.
Ri se in the above items.
mis
I IIS
( )ppositc
Rahu, K etu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
Mercury (Benefi c)
>A ccel . - M ercury (Benefi c)
' Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
>M oon (Benefi c), A ccel e. - Mars
or Saturn
' N ormal - M ercury (Benefi c),
J upiter or V enus
>N ormal - M ercury (M al efi c),
Mars or Saturn
Ri se in - Wheat, Ri ce, Pulses,
Gold, Si l k, Chemical,
Stationary.
Fal l in the above items.
Reacti onary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fafl in the above items.
Ri se in the above items.
20 Vedic astrology in money matters
Nnkshatras suffering
Vedhas
Position o f a planet
causing V edha
Resul ts o f Vedha
17 A nuradha
RH S
L H S
Opposite
Rahu, Ketu, Retrograde- Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, Moon (M al efi c), A ccel e. -
Mercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in - Ri ce, Pulses, Coarse
grains, Sugar, Groundnut,
Chemi cals, Skin, Hides, Coal,
Wool l en A rticles.
Fall in the above items.
Reacti onary trends in the
above itms
Ri se in the above items.
Fal l in the above items
Fall in the above items.
Ri se in tine above items.
18 J yeshta
RH S
L H S
Opposi te
Rahu, K etu, Retrograde - Mars
Saturn or M ercury (M al efi c)
Retrograde - J upi ter, Venus or
M ercury (Benefi c)
' A ccel . - M ercury (Benefi c)
' Sun, M oon (M al efi c), A ccel e. -
Mercury (M al efi c), J upiter
or Venus
1M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Mars or Saturn
Ri se in - Si l ver, Bronze,
M ercury, Camphor,
Chemi cals, I nflammable Oils,
T exti l e M achinary,
El ectroni cs, Petroleum
Products.
Fal l in the above items.
Reacti onary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fal l in the above items.
Ri se in the above items.
Relevance of Sarvatrobhadra Chakra 321
N nkshatras suffering
Vedhas
Position of a planet
causing Vedha
Results of V edha
I ') M oo la
RH S
L H S
Opposi te
Rahu, K etu, Retrograde- M ars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - M ars
or Saturn
N ori pal - M ercury (Benefi c).
J upi ter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in - Wheat, J ui ced Items.
Raw Cotton. Gol d, Si l ver,
Turmeric, White Coloured
articles.
Fal l in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Rise in the above items.
2(1 Purva A shada
RH S
L H S
Opposi te
Rahu, K etu, Retrograde- M ars,
Saturn or Mercury (M al efi c)
Retrograde - J upiter, V enus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upi ter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Rise in - Ri ce, Edi bl e oils,
Rooted V egetabl es, Cotton
Si l k, Diamond, Wool , Plastic
goods, Perfumeries.
Fal l in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
322 Vedic astrology in money matters
N akshatras suffering
Vedhas
Position of a planet
causing Vedha
Results o f V edha
21 U ttar A shada
RH S
L H S
Opposi te
Rahu, K etu, Retrograde - Mars
Saturn or Mercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - Mercury (Benefi c)
Sun, Moon (M al efi c), A ccel e. -
M ercury (M al efi c). J upiter
or Venus
M oon (Benefi c), A ccel e. - M ars
or Saturn
N ormal - Mercury (Benefi c),
J upi ter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in - I ron, M etal , Electrical
Goods, Furnaces, Petro
chemi cal s, J ew el l ery, Skin,
Hides.
Fall in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
21A . A bhi ji ta
RH S
L H S
Opposi te
Rahu, K etu. Retrograde - M ars,
Saturn or Mercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - Mercury (Benefi c)
Sun, M oon (M al efi c). A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - M ars
or Saturn
N ormal - Mercury (Benefi c),
J upi ter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in - Grapes, Dates, Coral,
Betelnuts, H orses.
Fall in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
Relevance of Sarvatrobhadra Chakra 323
I J iiN iiili'as suffering
Vldhas
Position of a planet
causing Vedha
Results of V edha
>1 Slii'Hva
K I I S
I I I S
Opposi te
2i Dhanista
RH S
L H S
Opposi te
Rahu, K etu, Retrograde - Mars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter. Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c). J upiter
or Venus
M oon (Benefi c). A cccl e. - Mars
or Saturn
1N ormal - Mercury (Benefi c),
J upi ter or Venus
' N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in - Bl ack Pepper, M ilk
and M i l k Products. Fast Food,
Chemi cal, L ead, M arine
Products, M ining Products.
Fuel Oi l , Coal.
Fal l in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
Rahu, K etu, Retrograde - Mars
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
M ars or Saturn
Ri se in - Wheat, Currency
Coi ns, M etal s, Pearls, Iron,
A tomi c Energy, Distilleries,
L eather, Skin. H ides and
Foundaries.
Fall in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fal l in the above items
Fall in the above items.
Ri se in the above items.
Vedic astrology in money matters
Niikshiilias suffering
Vedhas
Position of a planet
causing Vedha
Results o f Vedha
24 Shatbi sha
RH S
L H S
Opposi te
1Rahu, K etu, Retrograde - Mars.
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c). J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Mars or Saturn
Ri se in - Coarse Grains, Drugs
I nflammable and Explosive
M aterials, Stainless Steel .
El ectrici ty, Wine and
Bevarages.
Fall in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
25 Purva Bhadra
RH S
L H S
Opposi te
Rahu, K etu. Retrograde - Mars
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c)
A ccel . - M ercury (Benefi c)
Sun, M oon (M al efi c), A ccel e. -
M ercury (M al efi c), J upiter
or Venus
M oon (Benefi c), A ccel e. - Mars
or Saturn
N ormal - M ercury (Benefi c),
J upiter or Venus
N ormal - M ercury (M al efi c),
Mars or Saturn
Ri se in - Food grains.
M edi ci nes, M etals, H erbs &
M edical Plants. Gold.
Treasures, Tree Bark (Used for
making Col a concentrate).
Fall in the above items.
Reactionary trends in the
above itms
Ri se in the above items.
Fall in the above items
Fall in the above items.
Ri se in the above items.
Relevance of Sarvatrobhadra Chakra 325
NiA iliiilnts suffering
ml hi i
Position of a planet
causing Vedha
Results of V edha
It. 1 IUii l i hndra Ri se in - Tobacco,
L eatherwares, Sugar, Ri ce,
Precious Stones, Steelwares,
Foundaries, M i l k Products.
l( IIS Rahu. K etu. Ret r ogr ade - Mars,
Saturn or M ercury (M al efi c)
Ret r ogr ade - J upiter. Venus or
M ercury (Benefi c) Fall in the above items.
1IIS Accel . - M ercury (Benefi c)
Sun, M oon (M al efi c), Accel e. -
M ercury (M al efi c), J upiter
Reactionary trends in the
above itms
or Venus
M oon (Benefi c), Accel e. - Mars
Rise in the above items.
or Saturn Fall in the above items
<Ipposi t e Nor mal - M ercury (Benefi c),
J upiter or Venus
Nor mal - M ercury (M al efi c),
Fall in the above items.
Mars or Saturn Ri se in the above items.
J 1 Krvat i Ri se in - Pearls, Emeralds,
Books & Periodicals,
Perfumeries, M arine Products.
KIIS
Rahu, K etu, Retrograde - M ars,
Saturn or M ercury (M al efi c)
Retrograde - J upiter, Venus or
M ercury (Benefi c) Fall in the above items.
MI S Accel . - M ercury (Benefi c)
Sun, M oon (M al efi c). Accel e. -
Mercur>; (M al efi c), J upiter
Reactionary trends in the
above itms
or Venus
M oon (Benefi c), Accel e. - Mars
Ri se in the above items.
or Saturn Fall in the above items
Opposi te Nor mal - M ercury (Benefi c),
J upiter or Venus
Nor mal - M ercury (M al efi c),
Fall in the above items.
Mars or Saturn Ri se in the above items.
CHAPTER : 13
I MPACT OF PLANETS' RETROGRESSI ONS AND
HELI ACAL SETTI NGS/ RI SI NGS
Concept of Retrogression:-
I f we deeply observe the movements of the planets
constantly, we discover that they scrupulously follow a set
pattern. First they are seen moving Eastwards with reference
to fixed stars,This state of the planets is reckoned as "Direct
course". After a lapse of some period,the planets start slowing
down and then become stand still. This is said to be
"Stationary" position. After a while the planets appear to
move in a contrary direction or Westwards.This course is
known as "Retrograde motion". Again they appear to
become stationary and after a few days, the planets again
begin to move Eastwards. These apparent movements of the
planets are shown in a line motion as under :
Figure 4:
W Westwards; E Eastwards; D ->Direct course;
S Stationary; R ->Retrograde. Thick portions denote
accelerated motion. Thin parts denote slower speed.
Retrogressions and heliacal settings/ risings 327
The Sun and the Moon astronomically are not the
pl.mets and as such they do not retrograde. Mercury and
Venus are known as inferior planets because they are located
between the Sun and the Earth. While the Mars, Jupiter,
Saturn are superior planets as they are farther from the Sun
11i.i n the Earth.
The planets actually do not move in the reverse direction
,md they always have direct motion. The planetary course
in the zodiac are traced through the projections as observed
I mm the Earth. Since the Earth also revolves in its own orbit,
I lie planets appear to be receding due to relative motion.
The actual reason of the apparent retrogression is,
indeed, different for inferiors and superiors planets. When
I In1inferior planets are traversing the inferior portion i.e.,
between the Sun and the Earth, their heliocentric (from the
Sun ) eastward motion becomes, as seen from the Earth,
Westwards or retrograde. By the parallax (apparent
displacement of the object caused by the change of
observation point) of the Earth's motion in the same direction
this apparent retrogression is gradually diminished because
the motion of the inferior planets is more rapid than that of
the Earth. The retrogression of superior planets is due to the
parallax of the Earth's motion in the same direction with the
Earth positioned between the Sun and the superior planets
I in I with slower motion in their own orbits or less rapid than
i >1the Earth. This is the stage of opposition when the superior
planet is nearest to the Earth in their cyclic course.
Retrogression and acceleration are only apparent
phenomena and it, actually, does not happen as speed of
I lie planets remain the same. The planets move in different
concentric circles (epicycle - small circle rolling on the
circumference of the greater circle). With near circle, it
up pears to move at a faster pace and adopt relative motion
Vedic astrology in money matters
wlit'ii il is seemingly acquiring backward motion though
l lici t' is no change in the rate of motion during the movement
round the Earth. Therefore, retrogression is an illusory
perception which does not happen. The fact however,
remains, when two objects moving at relative speeds or cross
each other, a point of contact is formed and the influence at
this juncture is more pronounced and last longer than in the
normal course. An Ephemeris carries details relating to the
motion of the planets shown in the form of longitudinal
distance. These daily motions are at variance which are slow,
average and rapid (accelerated). If motion of a planet is seen
receding, that planet is said to be in retrogression. As stated
earlier, a planet gets into state of retrogression during
conjunction period which is known as synodic periods.
Superior planets are the slow moving planets which remain
conjunct for a longer period as it takes quite some time to
move out of the orbital distance. Inferior planets have short
synodic periods than the superior ones. The apparent
stationary period is also longer for superior planets, as due
to slow motion, it takes little longer time in changing the
course. The following table elucidates these contentions.
TABLE : 41
Sr.
. No. Planet
Period of
Retrogression
Stationary period
before and after
retrogression
1 Mercury 24 Days 1 Day
2 Venus 42 Days 2 Day
3 Mars 80 Days 3 Days
4 Jupiter 120 Days 5 Days
5 Saturn 140 Days 5 Days
6 Uranus 150 Days 9 Days
7 Neptune 159 Days 10 Days
8 Pluto 160 Days 7 Days
Retrogressions and heliacal settings/ risings 329
o i k opt of the Heliacal setting and risings of planets
The connotation of heliacal settings and risings of the
i rli slial objects relates to their disappearance in the vicinity
I I lie Sun and their return to the visibility respectively. The
I n ms are precisely the same as are employed to denote their
fining and setting above and below the horizon. In other
vvni ds, heliacal setting of a planet occurs when it is overtaken
hv the Sun and becomes hidden by its rays. And heliacal
fining is that when the planet has been hidden by the Sun
i ny. and it once again becomes visible.
The planets Mars, Jupiter, Saturn which have a slower
motion than the Sun and so are overtaken by the Sun, their
lir.I appearance before getting into the setting state, is in the
West, after the Sunset. They again emerge in to visibility state
In the East^before the Sunrise. The planets which have
nwitter motion than the Sun (Mercury and Venus), the
reverse will be the phenomenon; that is, they disappear in
I hi! East and reappear in the West. When the planets of the
i iipid motion after rising move ahead of the Sun, they become
i elrograde and again go into setting and this time in the West
-, they come closer to the Sun. When the Sun overtakes the
planet in its state of retrogression, it rises again but in the
I'.istern direction.
The conceptual reasons behind these phenomenon are
ili.iwn from Surya Sidhanta. In order to comprehend this in
nubtility, chapter IX of this great vedic Astronomical treatise
may be referred. The intricate details have deliberately been
n voided over here as the same are beyond the scope of the
book.
Planet's longitudinal distancefrom the Sun :
The planets set heliacally a few days before conjunction
with the Sun and similarly rise some days after the
Vedic astrology in money matters
conjunction. The phenomenon of planets occurs when they
titlain certain longitudinal distance from the Sun. As stated
previously, the Mercury and the Venus set and rise in both
the directions - the West (west horizon) and in the East (easl
horizon). The major planets viz., Mars, Jupiter and Saturn
always set in the West and rise in the East. The longitudinal
distance from the Sun have been shown in the tabular form
as under: ( the positions shown are at the equinoxical month
of the year).
TABLE : 42
Figures in degrees
Planet State West State East
March Sept March Sept
Mercury Rising
Setting
11 15 Rising
Setting
15 11
Venus Rising
Setting
6 9 Rising
Setting
9 6
Mars Setting 14 20 Rising 20 14
Jupiter Setting 9 13 Rising 13 9
Saturn Setting 12 18 Rising 18 12
(Source : Advance Ephemeris for hundred years by N.C.
L ahiri)
Note : The above degrees vary according to the latitude
of the place of observation. The figures given above are for
23 degree North latitude.
Retrogressions and heliacal settings/ risings 331
I i * sequence of retrogressi on and direct moti on wi th
f i n i n g and setti ng states of the pl anets :
The inferior planets (Mercury and Venus ) remain
fi'lrngrade in the motion during the time of inferior
| iM| iinction with the Sun. They become retrograde near
limit heliacal setting in the West and get into the direct
mol ion near the point of heliacal rising in the East. The
feu| >.ior planets (Mars, J upiter and Saturn ) acquire
Iplmgrade motion near the time of opposition stage with
llir ' inn (180 degrees ). The approximate time of each position
Ih.H ,i planet, either inferior or superior, takes for rising after
I nig, retrograde after rise etc., have been tabulated for the
i mwenience of the the readers.
TA BL E:43
Superior planets :
J'l.llirlS Rising after
Setting
Retrograde after
Rising
Direct after
Retrogression
Setting
after direct
motion
Mur
| lt| Hler
ml um
4 Month
1 Month
5 Weeks
10 Months
17 Week
3 Months
2 Months
4 Months
4 Months
10 Months
17 Weeks
14 Weeks
In 11-1i or Planets :
IMrtlK-l East rising
after west
setting
Retrograde
after west
rising
West Setting
after retogre-
ssion
East rising
after west
setting
Direct
motion
after
east
rising
East
Setting
after
direct
motion
Mi l. iii\ 32days 32days 4days 16days 4days 32days
Vl'MIIN 75days 240days 23days 9days 23days 240days
Vedic astrology in money matters
I mpact of these pl anetary states and moti ons over the
market acti vi ti es :
A planet delivers diverse results when these
phenomenon taking place in the different zodiacal signs. The
impacts of each planet over the market behaviour in this
context, are discussed with greater details in the subsequent
parts.
I nferi or Pl anets :
Mercury and Venus are located between the Sun and
the Earth. They are known as inferior planets. Both these
planets remain in the periphery of the Sun in the Solar
system. Mercury never parts beyond the longitudinal
distance of 28 degrees while maximum stretch of Venus is
upto 48 degrees. The aspectual position between the Sun and
the Mercury at best is in a conjunction besides one odd minor
aspect of insignificant nature. Mercury while moving in the
celestial hemisphere comes between the Earth and the Sun,
the apparent conjunction thus formed is called inferior
conjunction. Mercury when gets aligned with the Earth and
the Sun, keeping the Sun in the middle, this conjunction of
Mercury and the Sun is known as Superior conjunction. The
position of Mercury in the vicinity of the Sun has assumed
great importance. Firstly, it comes in contact with the Sun
too often and as a result of which it changes its speed at
number of times during its course. Secondly, the proximity
of the Sun and frequently going ahead and back of the Sun
due to variation in the speed (though the normal pace of
Mercury is near about the same as that of the Sun), Mercury
gets into setting and rising positions in a quick succession.
Thirdly, Mercury acquires retrograde and direct motioniof
short spans but in greater numbers for the same reasons.
Lucid explanation to these phenomena have been given in
the early part of this chapter.
Retrogressions and heliacal settings/ risings 333
MERCURY:
Mercury apart from many other traits also signifies
business and commercial activities. Therefore, the transit of
I his planet assumes greater credibility in the commercial
in,liters. Combining with Venus which controls the pricing
pattern of the markets, all the commercial operations
liu luding speculatory activities fall in the ambit of these two
planets. The movements of trio, the Sun, Mercury and the
Venus indicate the monthly market trends.
Mercury also governs the intellectual and the mental
11, of mind of the human beings and if this planet is
luli.irmoniously positioned in the natal horoscope, that
Individual should not venture in the speculatory and high
i Ink commercial activities as he could never be able to read
market's behaviours and his competitors correctly.
Mercury is fast moving planet and therefore, it causes
nlmrt term effects while remaining in different state of motion
hie retrograde,stationary and direct. When Mercury sojourns
any malefic or detrimental houses (house opposite to the
dif'.ns ruled by a planet are called detrimental house w.r.t.
that planet. In the case of Mercury the houses represented
by, Sagittarius and Pisces signs are detrimental houses).
Conversely, Mercury while remaining in the direct state
ami in normal speech if transits benefic, friendly, own or
fxalted house, sets bearish trends. But in the same house, if
Mercury is set in an accelerated motion, the fall in the market
pi u i's is rather severe. Mercury's passage through the malefic
houses in a swift motion, produces rapid rise in the markets.
At cording to some learned astrologers, Mercury's passage
through signs and Nakshatras is in the Northern Hemisphere
(l 1 nr ay ana) generates bearish trends while being in the
Southern orbits (Dakshinayana), it sets bullish tone due to
poor availability against the higher demands.
Vedic astrology in money matters
I I f octs of setting and rising states of Mercury :
Unlike superior planets which set or rise only in one
direction because of distance and slower speeds from the
Sun, the setting and rising of Mercury are from two
directions: West and East. This concept has been fully
explained in the earlier part of the chapter. In the normal
course of setting and rising, Mercury tends to be highly
volatile in these states and generates a lot of complications
and troubles. If markets are weak at the time of setting, it
creates bullish trends in the affected items on its attaining
rising position and the prices continue to go up till Mercury
remains in the orbal degrees of the Sun. Reverse is the case,
when the markets are high at the time of setting, they will
bearish the moment. Mercury rises or gets out of the Sun's
influence. In other words, the trends get reversed with the,
change of position from setting to rising or vice - versa.
The results are quite different, if we take into account
the setting and rising positions form Eastern or Western
directions. The general effects are that Mercury while setting
and rising in the Eastern direction, it always brings about
bullish trends compatible with the element of the sign and
relationship of the house it transits. These states of Mercury
if occurs from the Western direction, the markets go bearish
depending upon the other influences which are being exerted
on the planet. As a general rule in respect of stock markets,
if Mercury sets in Western direction, share's values initially
rise marginally, if Mercury gets conjunct with the Sun, the
scrips become bearish thereafter. Similarly, when Mercury
sets in Eastern direction, the stock shares rise but bullions
fall. After retrogression, if Mercury goes into the setting stage
in the Eastern direction, the bullion markets attain buoyancy.
But if Mercury happens to rise in the Western direction, the
same markets become bearish.
Retrogressions and heliacal settings/ risings 335
I 11rets of the retrograde motion of Mercury :
The retrograde and direct motion of Mercury influence
I In* market according to the status of the sign occupied by it.
II 11comes under favourable aspects of Jupiter, Saturn, Rahu
or Uranus, the markets show rising trends. Howeyer, the
>od aspects from Venus set bearish tone or bring steadiness
in the markets. When both Mercury and Jupiter retrograde
.11the same time and Mercury sets in the Eastern direction,
while most of the markets get bearish, silver prices go up
markedly. At a point where Mercury and Venus go into
retrogression, the markets of food stuffs become bearish and
fter a month or so, on Venus getting into direct motion,
prices go up. If all the three benefic planets viz., Mercury,
Venus and Jupiter retrograde near about the same time, the
prices of the silver touch the lowest ebb. The moment
Mercury reverts to direct motion, the value of stock markets
slides down.
I ffects of Setting, Risi ng and Retrogression of planets in
I he zodiacal signs :
In Aries Sign :
When the Mercury sets in the west in Aries sign, The
markets take on to bearish tone. However, setting in the east
brings about steadiness in the markets. Should Mercury rises
in the east in this sign, inspite of the fact, crops yields
remaining low, there are brisk buyings due to easy financial
conditions. In the event, Mercury rising in the west, the
markets remain at average buying and the food grains prices
are dropped and silver, edible oils, linseed markets also
show bearish trends.
When Mercury retrogrades in this sign, the prices of
essential and grocery items, sugar, linseed, coconuts,
betelnuts show up. On reverting to direct motion, Mercury
336 Vedic astrology in money matters
sets bearish tone in live stocks, groundnuts and groundnut
oil, linseed and stock share markets.
I n Taurus Sign :
When Mercury sets in this sign either in east or in the
west directions, it manifests bearishness in the commodities
markets. The price of live stocks, however, show rising trends
due to destruction of animals in general. While Mercury
getting into rising state in east or west, it produces abundant
and wide spread rains which help enhancing the food grains
production beyond estimated level. Easy availability of
grains make the commodity markets highly bearish.
Retrogression of Mercury in Taurus sign causes great
fluctuations in the bullions markets especially, in the case
of silver. After fluctuatory run, silver settles at a higher value.
This motion of Mercury also generates disturbed condition
in the country consequent of some political manipulations
and unethical moves.This flares up the markets followed by
some corrections and ultimately getting studied at lower
levels. When Mercury gets back to direct motion in Venusian
sign, it makes the markets of silver, textile, fabrics, cotton,
sugar, wheat and stock share bearish.
I n Gemini Sign :
On Mercury setting in its own sign Gemini in either of
the directions, east or west, the general public attempts to
revolt against the government for their autocratic way of
functioning and ignoring even their genuine demands. The
agitational attitude places great stress over the country's
economy and besides, the state authorities may not be able
to arrest the inflationary trends. When Mercury rises in the
sign, it produces scanty rains irrespect of rising being in
Eastern or Western direction.The deficit rains create
faminish condition in the country as agriculture products
Retrogressions and heliacal settings/risings 337
got dropped to a great extent giving rise to essential
commodity markets.
When Mercury retrogrades in this sign, the prices of
vegetables, fruits and other fresh production will fall due to
good production of these items. Besides, coal, timber and
I ire wood markets also reel under bearish tone. However,
cotton market remains bullish. Mercury on getting into direct
course makes the prices of pulses, grams and livestock to
become bearish.
In Cancer Sign :
Mercury when sets in the east or west in the signs, it
foments highly disturbed conditions in that part of the
country over which Saturn is transiting. Looting, arson, fire
incidents become common. These regions also register deficit
rains creating famish conditions. When Mercury rises , east
or west, in this sign, though the famish situation continues
for about six months, it receives good rains. However,
because of less availability of food stuff, the prices of
commodities rule bullish. The bullishness takes higher tone,
in case of rising in Eastern direction. The public in general
remain happy and comfortable during period.
When Mercury moves into retrogression in this sign, it
sets highly bearish trends practically in all the markets
followed by exceedingly good crops. Trade, commerce and
industries have a good patch of time for the development
and expansion due to easy financial conditions. Mercury
when reverts into direct motion, the prices of silver and
white coloured item are further dropped. Besides,rice,
fabrics, textiles and stock share markets also become bearish.
Other markets remain steady except, marine industry which
sets bullish tone during this period.
Vedic astrology in money matters
The effects of Mercury setting in Leo sign by and large
remain the same that of Cancer sign. Both east or west setting
in this sign create extremely poor rain conditions in the
country leading to a stage of food shortages and public
confronting government for poor management for such
chaotic conditions. Even on rising of Mercury in any of the
direction in this sign, the food shortage persists. Animals
face destruction due to less availability of fodder etc. The
situation of scarcity entices the traders in speculatory
buyings and thereby setting bullish tone in the markets. Here
again, the eastward rising triggers bullishness of high order.
When Mercury retrogrades in Leo sign, the prices of
all type of metals, cotton, fabrics, food grains and stock share
markets register bullish trends. Amongst metals, copper and
bronze are greatly affected. The price rise in the food stuff is
mainly due to poor arrivals in the grain markets. On Mercury
getting into direct motion, though the prices in the said items
continue to rise, the corrections follow towards the end. In
addition to these products, fruits like grapes and coconuts,
sandal wood, betelnuts also go bullish.
The Virgo Sign :
When Mercury sets either in east or west, there are
excess and good rains. However, its setting in the east makes
the markets run more bullish than the westward setting
because when Mercury sets in the east, i t shows less
production than estimated by the department of agriculture.
The speculatory buyings are at higher rates. Mercury when
rises in the west, the commodities and the stock market
slump. On rising in the east shows opposite results as these
markets become greatly bullish.
The retrograde motion of Mercury in Virgo sign, like in
The Sign Leo :
Retrogressions and heliacal settings/risings 339
1111*r.ise of other Mercury's own sign Gemini, register high
production of seasonal vegetables, green fodder, firewood
Ii , w i th the result their prices get dropped to a great extent.
Nol only this, practically all the markets go bearish during
I In -, period. But cotton markets face sharp spurt which also
nlip down later on. When Mercury acquires direct motion,
lIn' prices of edible oils, sandal wood rise while commodity
III-1*grain, pulses etc. get declined.
I ho l ibra Sign :
During the setting of Mercury in the east or the west,
111 in the case of Virgo sign, good rains are expected. East
not ting makes the markets bullish while setting in the west,
Hu' bullish tendencies are not of the same level. Grocery items
I in v sharp spurt. Other essential commodities remain steady
hul Ihey tend to getting bullish. Rising of Mercury on the
i*l I her direction sets the condition for earthquake or short
II nnmers. I t also foments communal trouble in those parts
which are transited by Saturn, in accordance to Kurma chakra.
I ho bullion market firms up with bullish tendencies.
When the Mercury gets into retrogression in this sign,
II, delivers almost the same results that account for the
Venusian signs-Taurus, like general unrest in the country
nuking the markets to go bullish but with short corrections
i iiused by the quick changes in the political scenario. Bullions
markets get firmed and set bullish tone. The traders
immunity feel uncomfortable. When the Mercury reverts
lo Ihe direct course in this sign, the markets of edible oils,
linseed, medicines and medical herbs, sugar etc., rule high
during this point of time. The stock share markets
plummet.
In Scorpio Sign :
Setting of Mercury in Martian sign Scorpio in the east,
340 Vedic astrology in money matters
the markets of metals of all types become highly volatile and
prices show rising trends. In the events of Mercury setting
in the west, the metal markets go steady with the tendency
to rise. The stock share of the metal and the steel industry
become speculatory. During the period Mercury rises in the
east or the west, the government promulgate certain laws
adversely affecting the trade and the commerce. Food is
available in plenty resulting bearishness in the commodity
market.
When Mercury retrogrades in the Scorpio sign, the
results some what similar to Aries sign appear. Besides, sugar
markets become bullish but the prices of linseed and other
related oils show reactionary trends with bearish tendencies.
In the event of Mercury getting back to direct motion, it gives
rise to castor seeds,, cotton seeds, oil seeds etc. The general
public, at the same time, passes through a difficult patch due
to apathy shown by the government. Traders also feel
uncomfortable due to political disturbances. This is not the
favourable time to start any new venture.
I n Sagittarius Si gn :
When Mercury sets in either direction, east or west in
Jupitarian sign Sagittarius, it gives rise to many conflicts
between the big political or feudal powers and fragmentary
parti es or p etty insurgent groups. The countries
representing the sign and having the transit of Saturn are to
be more careful about such kind of uprisings and disturbed
conditions. In the said period, the textiles stock markets go
highly bearish which are the consequent effects of the
governments passing certain laws that causes vexations to
the progress of the textile industries.The markets of edible
oils, sugar, confectionery's items show buoyant tendencies.
Mercury while getting into ri si ng state produces most
favourable time for the bullions and stock markets, of course,
Retrogressions and heliacal settings/risings 341
with some corrections at different stages. Oil and oil seeds
markets come out from the sluggish state.
When Mercury comes into reverse motion under this
sign of Jupiter, it sets bullish tone in dry and fresh fruits,
sugar, edible oils and rice but prices of cotton, fabrics, yarn
legister declining trends. The stock shares of the textile
industries face bearishness. Mercury on reverting to direct
course, the market of rice and its allied items post higher
rates while cotton, oil seeds, castor seeds, groundnuts,
rooking oils show reverse trends and rule low.The political
environments also get vitiated due to infighting amongst the
political parties.
In Capricorn Sign :
Setting of Mercury in Capricorn sign in east or west
11i rection makes all the markets move in a controlled manner
,md show uneasy steadiness, tending to sway on either side.
I lie traders refrain from indulging in speculatory buyings.
I he market fluctuatory graph gets marginally digressed
iistride the straight axis of the price line.Under this dicey
situation the traders operate on a thin margin in order to get
going. This period onsets many forms of diseases and
governments try hard to combat lest these diseases take the
epidemic form. When Mercury rises in this sign (on either
direction) manifests crops of the season but by overplaying
the crops conditions, the government sets the commodity
m.irkets highly bearish. Benefic aspects of Saturn or Rahu at
Ihe time of rising of Mercury in the eastern direction keep
Ihe markets steady.
Mercury on getting into retrograde motion in Saturnian
wlgn Capricorn, brings sharp spurt in the prices of all types
i l oils and oil products, especially, the refined oils show
buoyancy on a higher degree amongst the cooking oils
i .ilegory. The crop prospects remain to be high which keeps
Vedic astrology in money matters
the commodity markets under a continued bearish state.
bullish trends in the items stated earlier are ),
pronounced, if Mercury comes under the influence of mal^j jc
planets by way of conjunction or aspect, Mercury when gels
back to direct motion, it brings stormy weather condititw
with high possibility of rains. If it conjoins with mal^fj(
planets, it sets mild bearish tone initially which later on tuj.ns
into bullishness.
I n Aquarius sign :
When Mercury sets in either direction, in Aquarius si^n
the winter crops suffer and show poor production wh}ch
forces the government to take special measures to m ^,
enough food stocks available for the public. This sets t;he
commodity prices to go up due to lesser availability in the
market. When Mercury sets in the west, the markets rem^jn
steady while eastward setting creats bullishness in all the
markets though in variant degrees. Mercury while rising jn
Aquarius sign makes the bullions and stock share mark^g
to go bearish with little chances of recovery.
Mercury setting into retrograde motion in A quarius
sign, the Juices and fruits post bullishness intially which la^er
on set the bearish tone. The influence of malefic planets over
Mercury in this state generates mild bullish trends in all the
markets. Mercury reverting to direct motions in the si^n
brings about rise in the prices of bullions mainly gold, leatl\ er
goods, betelnuts, mustard oil, but rest of the markets by a^d
large remain steady.
I n Pisces sign :
When Mercury sets either in the east or in the west jn
Pisces sign, it produces good crops, resulting much betber
availability of food grins which registers steady to we^^
conditions in the grain markets. Mercury, when gets into
Retrogressions and heliacal settings/risings 343
pimI wards rising, it brings heavy and wide spread rains
In iu mg devastating results mainly in the agriculturally rich
nii'.r. II also produces stormy weather coupled with gale
Ii mug into tornado causing damage to the standing crops.
I In', makes the commodity to be traded at high rates than
llic normal price prevailing in this part of the region. When
Men ury rises in the West, the rains are moderate and the
ju rs are firmed up in a fortnight time. In general, rising of
Mercury in this sign sets the market bullish initially and then
|t f .i i ish.
Mercury when retrogrades in Pisces sign, it delivers
about the same results as the other J upitarian sign
Sagittarius. The items like dry and fresh fruits, sugar, cooking
nil', and rice are traded at a high rates but cotton, fabrics
and textile stock share do register weak trends. Mercury
whi'ii returns back to the direct motion, it sets the bearish
Ii nit* in the markets of cotton seeds, castor oils, mustard, sun
I ii iwor oils, groundnuts and other edible oils. Cotton becomes
nil ady to weak. The share markets remain sluggish for want
i'l support from the speculators.
Venus:
While Mercury signifies business, acumen, sharp
perceptions and sagacity, Venus plays dominant role in the
II in tuation, vacillation, unstudiness and sway of the markets'
behaviour. It is responsible for alternations, ups and downs
and change in the values of all trades and commerce, besides
being a pleasure seeker planet. As notified earlier that
alliances amongst the Sun (grit), Mercury (intelligence) and
Venus (materialistic) perform predominant and cardinal role
in the trade, commerce, material and money matters. They
are the key factors in the whole business gamut. All of them
being swift planets and run through the entire zodiac around
one year time, they basically govern the monthly trends.
Vedic astrology in money matters
There positions to the nearness to the Earth tend to deliver
quick results. Therefore, sharp and short spurts, quick fall
etc., in the market are generally attributed to the interplay
and type of influences they receive from the other heavenly
bodies.
The variant speeds of Mercury and Venus which are
earthly planets sets the mood and the tone of the markets.
When Mercury becomes swifter than Venus, it emulates
bullish tone. Under the reverse situation i.e., when Venus
gets faster than Mercury, the markets remain in a bearish
mood. In the event of both the planets are running more or
less at the same speed, the sway in the market is going to be
marginal and the prices face mild fluctuations.
Form the relative speeds and positions of these two
inferior planets, the short term market analysis could
preci sel y be carried out on observing the following
sequences:
i) When Mercury is swift and Venus is sluggish, all
the markets show rising trends. The markets
continue to rise till Mercury sets or rises in the
eastern direction. The highest rates are registered
when these two planets remain conjunct.
ii) While Mercury is on declining pace and Venus is
accelerating , the market prices go down the hill,
sliding from peak rates to the lowest ebb. The
bottom line is touched when Venus forms
conjunction with the Sun. The setting of Venus in
the east or west directions generates bearish tone
in the market.
iii) When Venus remains near to The Sun, the markets
remain sluggish and farthest position of Venus from
the Sun produces better markets.
Retrogressions and heliacal settings/risings 345
iv) When Venus, Mercury and luminary are together
in a sign, it creates shortage in the food grains etc.,
and hence markets become bul l i sh, if this
conjunction takes in the proximity of the Earth, the
situation becomes more intense. Far off position to
the Earth does not make acute shortages.
v) Venus ahead of the Sun sets bearishness. In the same
situation, if Sun is followed by Jupiter, it produces
copicious rains resulting heavy floods which causes
great damage to the crops. Consequently, intense
shortages are felt which leads to bullish market
conditions.
vi) The movements of the Sun followed by the Mercury
keeping Mars at the back, set series of bearish bouts
in the markets which creates flutters amongst the
traders.
vii) When Sun is being chased by Mercury followed by
Venus, it produces noticeable shortages in the food
grains and eatables. The situation gets redeemed,
if at the same time Mercury sets in the Eastern
direction which invigorates sluggish markets.
viii)When Sun is ahead of Venus and Venus is being
followed by Mercury, it provides steadiness to the
markets.
Under the above scenario, if markets are poised to run
bullish and also if similar bullish trends are indicative by
| ome other combinations, the bullishness gets more
pronounced. Further, when a bearish trend is duly supported
by some other bearish elements, the markets are slumpped
Ii) a greater degree. In the Event of bullish trends evident
hum the above set of rules, are supported by the bearish
lone generated by other forces, the markets become
Vedic astrology in money matters
reactionary but the movements of Venus and Mercury arc
the chief indicatory.
Now the results of setting, rising and retrogression ol
Venus in various signs are described in the succeeding parts.
I n Aries Sign :
Venus setting in the martian sign Aries, causes bullish
trends in the market of food grains, sugar and its allied
products due to shortfall in rains in the areas where these
products are grown. In certain regions these crops are
destroyed on account of excess rains which also creates
spurts in those markets. Rising of Venus in this sign onsets
different types of diseases with the possibility of turning
them into epidemic. This state of Venus also tends to produce
food grains shortages and generating bullish tone.
When Venus retrogrades in A ries sign, it creates
bullishness anci populace face trying time. The female folks
pass through difficult period at the time of giving birth
especially, the animal births records higher mortality rates.
On acquiring direct motion the markets of sugar, edible oils,
linseed, wheat go bearish. The share market also follows the
similar trends. The bearishness is more pronounced in the
first five days of Venus taking to retrograde course.
I n Taurus Sign :
When Venus sets in its own sign Taurus, it establishes
marginally higher trends in all the markets especially, in food
grains due to slightly below average crop conditions. The
cattle and other animals face difficult times. In a ri si ng state
of Venus in this sign, the food grains market slumps due to
better arrivals in the markets. General public pass through
gooci time. Political scenario is also going to be favourable.
In both the periods of setting and rising, the markets of
fabrics, jute, silver, sugar and other white commodities go
Retrogressions and heliacal settings/risings 347
bullish due to heavy export of these items.
When Venus retrogrades in its own sign Taurus, it
Inspires the markets of cotton, silver, sugar to adopt bullish
[tenuis. The stock shares of textile also show enormous rise
line Ii beyond the expectations. At this point of time/ if
Men ury acquires faster pace or rises in the eastern direction,
(lie markets of these items touch a much higher level. When
mis reverts to its direct motion, a mild drop in the rising
fi ends of the above items is expected. However, the prices
tog.iin show up after a month or so.
Ill ( .einini Sign :
Venus setting in mercurian sign Gemini produces lower
fnle'i in cotton and white coloured articles. The populace,
J^mvever live under some element of fear.
It also brings good rain making food grains production
vixirable. The rising state of Venus in the sign fashions
mil better wheat crops and thereby making the prices of the
i n 11modifies to slide a bit. The fear amongst the common
pil/ en continues on account uncalled for utterances from
irresponsible politicians or administrators.
The retrograde motions of Venus in this sign sets higher
B u l l i s h trends in the market of the cotton, jute and all white
b l i uired items. The stock shares produce noticeable bullish
pikIm due to brisk buying by the speculators and investors.
Venus on getting into direct course in this sign, produces
Be, i.h lone in the rice, clothes, fabrics, jute, sugar and white
wins In this period of retrogression of Venus in Gemini,
spot buying is at higher rates than speculatory buyings,
fi l e margin between the two types of dealings is going to be
tpiiir sizeable.
Vedic astrology in money matters
In Cancer Sign :
Setting of Venus in the Moon's sign Cancer produces
heavy rains and the entire rainy season sets bearish tone in
all markets on account governments announcement about
better crops conditions. The markets as a matter of fact ,
remain sluggish throughout the period of settings of Venus.
When Venus rises in this sign, it creates such conditions that
the crops get destroyed adversely affecting the agriculture
production. The Government make some wasteful
expenditure, much to the uneasi ness of the public.
Governmental authorities plan raids on some leading trading
houses causing panic in the business commodity.
When Venus retrogrades in this sign, it creates rising
tone in the markets of cotton within one month. It also
produces scattered rains in some parts of the country . If
Venus at this moment conjoins with Mercury, the Moon and
Jupiter, the rise in the prices is going to be marginal while
its association with the other planets gives sumptuous rise
in the markets. When Venus gets back to the direct motion,
it sets the bearish tone in the prices of edible oils, seeds and
silver. The animals are also sold on much cheaper rates
especially, domesticated animals. Venus with benefic planets
produces greater degree of cheapness while with malefic
planet, it even sets bullish tone.
I n Leo Sign :
The setting state of Venus in the sign of the Sun Leo,
produces comparatively less rains than expected and the
standing crops face destruction for want of sufficient water.
As a result of this uncertain crops condition, the prices of
commodities tend to rise. Setting of Venus in this sign is
likely to cause earthquakes. Government's ineffective
handling of calamity, causes untold miseries to the affected
people. When the Venus rises in the Leo sign, the chances of
Retrogressions and heliacal settings/risings 349
H'lntl rain are firmed up. Besides, it gives practically the same
results that of rising state of Venus in the sign cancer.
The retrogressi on motion in Leo sign generates
bullishness in the markets of brass and brasswares, bullions,
!i Is and iron items, milk and milk products. The stock
(lures of the brass, iron and steel industries become highly
bullish on account of speculatory buyings. In addition, the
|i|U vs of cotton, yarn, edible oils, rice spurt up within two
months on Venus getting into retrograde motion. On
verti ng to di rect course, it creates adverse political
t mulitions which causes great concern to all. The agony of
the citizen gets compounded with the government imposing
flesh round of taxes and the possibility of inadequate rains
|s til,so there. The trade and commerce activities get greatly
I in I >.i red.
Ill Virgo Sign :
When Venus sets in sign Virgo, it produces scanty rains
thereby affecti ng the agri cul tural products. The
Bmernmental authorities encounter great resistance against
their antagonistic attitudes. The medical professionists face
lots of troubles in the hands of authorities affecting the
I vo r kings of the Hospitals and medical institutions thereby
t using much discomforts to the public at large. Venus rising
In this sign, it delivers almost the same results those of
Indicated for Gemini sign. And government brings more
I t e m s in the ambit of taxation.
When Venus retrogrades in Virgo sign, it sets bullish
(one in clothes, fabrics, cotton, edible oils, rice, jute, sugar
mikI copper markets. Besides, cattles are sold at higher rates.
Venus on getting into direct motion produces sharp drops
in the prices of cotton, silver, sugar and rice.The share
iti.irkets also face bearish trends. The bearish effects are much
^renter, if Neptune draws its malefic influence over Venus
Vedic astrology in money matters
either by aspect or conjunction. Even malefic aspect of Jupiti'i
sets severe bear tone. The conjunction of either Neptune 01
J upi ter makes the trade and the busi ness get highly
depressed of all the times.
I n Libra Sign :
The setting position of the Venus in its own sign Libra,
makes all the markets of food grains to go bearish as a resull
of favourable news about good crops conditions. But greater
demands from the outside countries for jute, silver, clothes
and other white items, make the prices in the domestic
market rise to some extent. The government employees face
difficult times. When Venus rises in the Sign, it produces
good rains and food stuffs go bearish. The miseries of public,
however, are going to increase. As a general rule, if Venus
rises m east in this sign, the markets become bullish. If if
conjoins malefic planets the results are more glaring. With
the malefic planets, if Venus rises i n west, it sets the market
slightly bearish. Setti ng in the east, Venus creates mild rise
while in west, the rise is pronounced one.
When Venus retrogrades in Libra sign, the markets of
food grains, sugar go bearish due to good production and
lesser demands. A ttempts are made to export these
commodities in those countries where crops have failed in
order to get better rates. (The countries having transit of
Saturn in their sign would face grain shortages). Venus on
getting into direct motion produces bullish trends in the
market of clothes, yarn, edible oils, rice and cotton after about
a month from this date.
I n Scorpio Sign :
Venus setting in the martian sign Scorpio produces
highly bullish tone and also generates short spurts in all the
commodities due to the strong indicati ons of poor
Retrogressions and heliacal settings/ risings 351
I piinlui lion. The spot buyings make the situation worst which
H i i mI cs arti fi ci al demands. Non interventi on by the
i'i nment in all its seriousness in curbing the rising trends
11n< n Is speculatory activities in essential commodities
Burni ng great discomfort to the masses. Ri si ng of Venus in
Btnrpio sign however , produces good rains and generates
I bt'iii jsh tone in the markets.
When Venus is set into retrograde motion in this sign,
I llti'i are normal rains throughout the country. This motion
Venus however, generates a lot of heat in the masses on
H t t *uint of vexed religious matters which give way to minor
t'nmmunal riots in certain parts dominated by a specific
11 immunity. The governmental authorities run into traumatic
B| m<<to control the situation. The political activities get
I |nl>nsified in some parts of the country.Venus on getting
lit r<i motion in this sign, creates bullishness in the markets
I tliH to damages caused by the heavy and untimely rains. It
BpMills in considerable loss of human lives and properties.
I l l Sagittarius Sign :
When Venus sets into jupiterian sign Sagittarius, it
u ses scanty rains which destroy the standing crops thereby
ft'din ing the agricultural production which sets bullish tone
B| i I lie commodities markets. The speculatory buyings yield
rated profits. Women folks face much trouble with some
Blinds of mal treatments metted out to them. When the Venus
f
j rlm-s in this sign, the conditions discerned at setting time
HVnuld persists i.e., less rains and rising market trends. The
I in.ii ket rates touch all times high if Mercury becomes swifter
lli.h i Venus and Jupiter forms its benefic aspects. This is a
I'l'nd time for speculators.
Venus on getting into retrograde motion, sets highly
I lir.irish tone in the prices of black pepper, ginger, cotton,
Virn, jute. The stock shares market in general also go bearish.
Vedic astrology in money matters
The sluggish price trends are on account of good arrivals
and for want of support from the speculators. When Venus,
reverts to direct motion, the bearish market conditions
persist. The eastern part of the country encounters political
turmoil paralysing all public facilities.
I n Capricorn Sign :
Setting of Venus in the Saturnian sign Capricorn causes
short spurts in the food grains markets due to poor arrivals
and negative indications about the poor crop prospects. The
setti ng of Venus in the east direction produces normal
bullishness, while setting in westwards, it produces much
higher rise in the markets.Venus rising in Capricorn also
gives good bullish time for food grains but for a short
duration due to initial low arrivals. Venus if gets conjoined
with malefic and having eastwards rising, the bullish trends
are of greater degrees. H owever, under the similar
conditions, ri si ng in the west directions, produces mild
bearish tone. This is a general rule.
When Venus retrogrades in Capricorn sign, it sets
highly bullish tone due to disturbed political scenario. If
Saturn's position is favourable in the country's chart , the
export demands pep up and inspire the markets especially,
in items like wheat, gram, linseed, cotton, sugar etc. As a
result of which share markets get good boost. Bullions also
get a good run. Venus on getting to direct course sets
reactionary trends in coconut and its allied products. There
are corrections to the markets of sugar, jute, linseed. The steel
shares and the stock of metal and steel based industries get
steadiness but tends to fall a bit as a result of market
corrections.
I n Aquarius Sign :
Setting of Venus in the saturn's second sign Aquarius,
Retrogressions and heliacal settings/ risings 353
pti< 4fholars and the learned people of the country get
i 111due to unethical criticism. Rains have poor showings
Hi I lood grains prospects are good. The markets for the
immodities remain bullish. In the rising state of Venus the
fin Is of scanty rains are much felt. This situation leads to
*|i ".ii iK lion of the crops and animals setting, buoyancy in
lln markets. The general principles for setting and rising in
ill.' oast or west di recti on as enunciated in the case of
epi i corn, also hold good for this sign as well. The
Viun able aspects of Saturn over Venus, make the bullish
fi'inls more pronounced.
The retrograde motion of Venus in the Aquarius sign
>creates feminish like conditions especially, in the
BfeMcrn parts of the country. The western countries face
nnit kind of epidemic leading agitations and also encounter
I lia ult time. When Venus gets into direct course in this
Ip,! I, 11produces bullish trends in cotton,yarn, clothes, silver
Iih .1short spell which later on turns into bearishness. Should
Wfiiiis receives good aspect from the trans- saturnian planets
|}|Im' I Iranus and Pluto, it generates good buying capacity for
h i ' Iraders and makes the markets firm. However, evil
net Is of Saturn, Neptune or Jupiter set dicey bullish tone
in>I I lie traders are to guard against it.
Ill Iisces Sign :
Setti ng of Venus in J upitarian sign Pisces creates
Mvntirable times. When all the markets register bearish
Ii i n<Is. If Jupiter casts auspicious aspects on Venus, their is
flivat fall in the Markets. The public at large remain happy.
Bov eminent is going to accomplish good works which augur
Mi'iirral prosperity. The similar results are expected in case
hI Venus getting into rising state.
When Venus retrogrades in Pisces, it sets rising trends
initially for about a month and then the markets of cotton,
Vedic astrology in money matters
cloth, pearls, fruits, vegetables and get bearish. The fall in
the1 markets is greater, if Venus conjoining with benefit
planets, gets into direct course. Normally, Venus sets bearish
tone in all the markets due to good crops prospects and
sluggish demands, traders keep away from speculatory
buyings thereby making the prices to settle at the lowest
level.
SUPERI OR PLANETS :
Mars, Jupiter and Saturn are the superior planets. The
orbits of these planets encompass all around the Earth.
MA RS :
Mars being fiery and aggressive planet has the tendency
to create bullish trends for the products signified by the sign
in which Mars gets into retrograde motion. Besides, the
commodities denoted by Mars such as red coloured articles,
silver, sugar, red chilies, linseed, wheat, gold etc., also face
spurt in prices. They become costl i er on account of
imposition of certain statuary restrictions on these items. As
a general rule, severe impact is felt in the middle period of
the total duration of retrogression. For example Mars
retrogrades for an average period of 80 days. The middle
portion comes roughly to 27 days. The intensity of Martian
retrogressi on is maximum du.ring this period. This
phenomenon is universally applicable in respect of all the
planets who have dual motions i.e., direct and retrograde.
The resul ts del i vered by Mars whi l e retrogradi ng in
different zodiacal signs are being recorded succeedingly.
I n Aries Sign :
The retrogression of Mars in this sign sets bullish trends
in metals, red coloured articles, uncertain time in trade and
commerce. Besides, medicines, drugs, wool, blankets and
herbal plants, wheat , rice, sugar and stock shares of iron
Retrogressions and heliacal settings/ risings 355
i h ! steel industries also rise. On Mars getting into direct
inI Ion, the prices in food grains, jute, textile shares go
pt'tH ish.
lit I .uirus Sign :
In this sign, retrograde Mars causes rising trends in
Mil1', yarn, food grains, luxury items, sugar, and textile
lltiiirs. However the prices of bullions face correction. On
Mi'll nij direct, cotton, rice, jute and prices of the textile shares
| e dropped but silver is set to rise.
|ii <.rinini Sign :
When Mars retracts its motion in this sign, it causes
i i mI damage to the standing crop. The prices of coarse
11is, paddy, jute, cotton register bullish trends. The share
|<i l i es of surface transport systems go up. Incidentally, if
Bjpiviiry also retrogrades at the same time, general public
c< very rough time. On its getting into direct motion the
fiMinl l ies represented by this sign encounter legal imbroglio
iiiI generates perplexed state of affairs. The situation gets
mnbittered when Saturn happens to join Mars in retrograde
Ini' i n this sign which makes the trade and business stagnate
f1111w i ng the promulgation of some stiff rules by the
in eminent.
lit <.incer sign :
( hi Mars acquiring backward motion in sign Cancer,
, silver, milk, edible oils, sugar and food grains register
1*1n>', trends. Further, the prices of wheat and linseed acquire
loyuncy. The effects of rise in prices of these articles are
pronounced, if Saturn at the same time sojourn in this sign
Dud .iIso retrogrades. However, evil aspect of Rahu during
| hI n period forestalls the rising trends. When Mars gets into
illH'Ct motion and if Rahu or Saturn casts the malefic aspect
I f conjoins Mars, fire incidents and automobile accidents go
Vedic astrology in money matters
up sharply. It also causes scarcity all over the places. The
moment these malefic planets part away, the situation gets
redeemed.
I n Leo Sign :
The retrogression of Mars in this sign brings about high
rising trends in the prices of bullions, sugar, tea, hides,
linseed, wheat and red coloured articles. It also sets in
faminish conditions. On the resumption of direct motion,
the prices still rise especially, in wheat and linseed. Jupiter's
benefic aspects bring salutary effects over the prices.
I n Virgo Sign :
Mars when retrogrades in this sign, the prices of coarse
grains, paddy, jute, cotton, pulses, groundnuts post rising
trends. Some damage is also caused to the crops which place
the higher demands of these items. On getting into a direct
motion, some legal wrangles are likely to surface in the
countries signified by this sign. The malefic influence oi
Saturn further deteriorates the situation. The direct motion
also generates correction to the rising rates in the items like
cotton, wheat, linseed, edible oils, especially when the
malefic influences are retracted.
I n Libra Sign :
When Mars goes into retrogression in Libra sign it
incites unrest in the masses due to political turmoil in the
country. Scarcity conditions particularly in food grains
persist. On top of it, if Neptune casts its malefic aspects, the
prices of cotton, all types of fabrics and yarn drop. The textile
stock shares slump. The adverse aspects of Rahu brings fire
incidents of severity, Jupiter's and other good aspects post
stability in the markets and infact some items namely cotton,
castor seeds, luxury goods register rise in prices.
Retrogressions and heliacal settings/ risings 357
In Scorpio Sign :
The retrograde moti on of Mars in its own sign,
generates bullishness in iron, bronze, oils and chemicals.
I lowever, should Rahu cast its malefic aspects, the value of
Ihe stock shares of these items are dropped sharply. The bad
aspects of Saturn or Uranus sets in short term spurts in these
items. The prices of chemicals rule high and bullions remain
bullish, under this scenario. Good Aspects of Venus lends
support and sets rising trends in cotton. Auspious influence
of Jupiter attracts big investors which gives a boost to the
share markets. However, Mars even when assumes the direct
course in this sign, the bullish trends stay on till Mars
switches over to the next sign.
In Sagittarius Sign :
When Mars makes a retreat in this sign, it causes
calamities, in which standing crops get damaged and causing
loss of lives both of human beings and animals. The price of
edible oils, seeds, vegetables, tea, cotton, zinc, tin, show
bullishness. On getting the direct motion in this sign, Mars
produces bearishness practically in the products and
commodities which were affected during the retrograde
motion of this planet.
In Capricorn Sign :
This is an exalted sign for Mars and the retrograde
motion in this sign creates steep rise in almost all the
markets. The spurt in prices are registered in items like lead,
iron, machineries, wheat and linseed. Besides, stock shares
of steel, rubber and mining industries also become bullish.
This span otherwise, brings about general boom in trade
and commerce. However, the regions falling in the ambit of
sign denoted by Kurma Chakra suffer earthquakes when
Saturn and Rahu happen to transit this sign. On getting into
Vedic astrology in money matters
direct motion, Mars creates some sort of communal tensions
On acquiring accelerated motion, the prices of cotton gel
dropped.
I n Aquarius Sign :
The retrogression of Mars in this sign manifests price
rise in silver, edible oil, food grains, cotton, marine products.
The prices of cotton and silver rise faster should Venus
conjoins Mars at this point of time. The moment Mars reverts
to direct motion the prices of luxury goods, wines, alcohols,
get dropped. Besides, a few marine accidents at high seas
may take place in the areas denoted by this sign, when Saturn
sojourns over it. On assuming direct course normally Mars
(practically in all signs) subdues the silver and cotton
markets, though for a short duration. Astute traders take
advantage of this phenomenon. However, contrary trends
are observed in case of edible oil markets. This trend persists
for about a week.
Effects of Stationary State of Mars :
It is natural that when there is a change in the course of
any motion,the object stops for a while before switching over
to the next state of motion. This also holds true in the case of
all the heavenly bodies. When any planet while moving
direct, gets into retrograde motion, it becomes static for a
few days. This is known as stationary motion. This particular
period can easily be identified from the ephemeris. The
markets during this period, in case of Mars, become highly
volatile. The bullions cotton and edible oils prices however,
remain bearish.
The effects of this state of Mars over the markets
depends upon the elemental quality of the sign in which
stationary position occurs. I n fiery sign ( Aries, Leo and
Sagittarius), which are compatible with the fiery nature of
Retrogressions and heliacal settings/ risings 359
M.iis, it creates heavy rise in the articles and commodities
ib noted by these signs. (Refer table 17 in Chapter-5 showing
fler .md fall of commodities. The items shown as 'fall' in the
bil'li1, infact get steadied during the stationary motions).
Mars getting stationary in Earthy signs namely Taurus,
Vli| >o and Capricorn, the prices of commodities shown in
11 fall' column in respect of sign Taurus and Virgo face a
Vpp drop as Taurus is the house of detriment. While in the
Irtir of Capricorn, reverse are the trends and as this being
iiii exalted sign, it shows a good rise.
In Airy Sign (Gemini, Libra and Aquarius), Mars causes
fcpavy falls in the items shown in the fall column but the
11'Himodifies in the rise column indicate slight recoveries.
Were also Libra be the house of detriment, the results are
/ }, to be severe. While Mars becoming stationary in
i i alius sign, the rise in the items is substantial and the
I in modifies shown under 'fall', register short recoveries
tlri the fall.
In Watery sign viz., Cancer, Scorpio and Pisces, the
dictionary position of Mars produces sharp drop in the items
klmwii in the 'fall' column but 'rise1in the prices under this
fohimn however, go steady particularly for Cancer sign,
pi'oi pio being the sign of Mars, as go by the martian qualities,
It shows bullish trends. Pisces being the sign of Jupiter,
tonvction during the stationary position of Mars occurs in
gll the commodities showing the rising tone.
Mow Motion :
I )uring the slow motion of Mars, the results as shown
In i ase of stationary state, are more pronounced.
A<t derated Motion :
On Mars acquiring acceleration, the market prices go
Vedic astrology in money matters
greatly bearish.
Effects of Risi ng and Setting States :
In this state a planet remaining in solar orbit losses all
its power. As a general rule, the prices register bearishness
during this period. The results of Mars in these states arc
described as under :
If setting of Mars occurs in Aries sign, the prices ol
minerals such as coal, mines, cement, stones etc., become
bullish. The items which show bearish trend at the time ol
setting of Mars, go up after the rising as it comes out of the
orbal degrees of the Sun. Rising of Mars in Taurus or Gemini
sign produces results like scarcity in food grains, eatables
etc., on account of flood and excessive rains. This also sets
forth the bullish trends, in edible oils, firewood and other
types of traditional fuel stuffs.
In the event of Mars attaining setting state in the Cancer
sign all the markets mainly of food grains and seeds go
bullish and are followed by heavy corrections in the prices,
putting speculators in a tight spot due to miscalculations over
the crops conditions. Mars on getting into rising state, the
spurt continues but it does create peculiar situation for the
speculators over the possible redemption in the prices. In
Leo sign, when Mars sets the prices of leather, hides, skins
and livestock get dropped. In the state of ri si ng, Mars
generates bullishness in bullions, share markets, food grains,
especially, rice, cotton, edible oils etc.
Mars setting in the signs of inferior planets viz., Virgo
and Libra, manifests good rise in the prices of wheat, sugar,
edible oils, jute, silver, gold and other items signified by these
signs. Mars rising in these signs results in the imposition ol
restrictions by the authorities over the many trading
activities. Mars in its own sign Scorpio when goes into
Retrogressions and heliacal settings/ risings 361
kclling, creates good time for the general public. The rising
I.1 in this, augurs good crops resulting in lowering of the
I | *ilies of food grains or bringing stability in the prices of
1 }', 11 products.
In Jupiterian sign Sagittarius and Pisces, the setting of
Miirs creates bullishness in tea and rice. In first drekkana
I (I >i (.mate) of this sign, bullions and food grains show rise
I Hi id in the second drekkana, fabrics, marines products and
I Uli.ire markets register rise in value. While in the third
', it generates corrections to the rising trends in cotton
1 Mini seeds prices. On rising in these signs, Mars produces
I wide spread rains thus stablises the prices of the agri-
pinducts and at some places the markets go bearish.
Mars when sets in saturian signs Capri corn and
Aquarius, itferments disturbances with the result that share
tlMi kets slump. When Mars rises in these signs,it brings loss
l| (i I nod grains due to menace caused by rodents, pests and
I nl her insects. H owever, the prospects of agriculture
^production especially, food grains, sugar cane get brighten
I ini iiecount of good rains.
| l)PITER
| n Aries Sign :
lupiter is a planet of expansion and it is creative of
I ( hi'.iperness and steadiness in the markets.In Aries Sign,
lupiter in a retrograde state sets in bearish trends in all the
j nmmodities signified by sign Aries and its ruling planet.
? Jupiter while in retrogression, if enters back in sign Pisces
flnm Aries sign especially, in the lunar month of Ashadha or
I filmiwan, the markets of edible oils, food grains, Jute tend to
(>me bullish.However, ample rains towards the latter part
Bpl Shraimna month,markedly enhance the agricultural
pi i tduction, thereby it sets bearishness in these commodities.
Vedic astrology in money matters
When Jupiter retrieve direct motion in this sign, il
manifests bearish effects over the markets of sugar, edible
oils and other cooking media, confectionary of goods which
also face slight upward corrections. The moment Jupiter
becomes stationary, the prices tend to rise but on acquiring
accelerated pace, it results in the fall of the markets. Cloth
remains bearish in these states.
When J upi ter sets in sign Aries, it produces most
moderate rains. The agriculture produce remain steady and
show slight drop in the production which may temporarily
create anxiety in the commodity markets without causing
any perceptible impact. The rising of Jupiter in this sign
creates heavy rains resulting in good production in agri-field.
Cotton prices rise and share markets become bullish.
However,bullions and food grains post bearish trends.
During this period, there is likelihood of death of some noted
personality.
I n Sign Taurus :
When Jupiter goes in to retrograde motion, the prices
of food grains,edible oils,seeds metal record higher trends.
The share markets acquire buoyancy. The prices of bullions
also show slight upward trends. Animal husbandry faces
difficult time. Jupiter on getting into direct course, sets
bearishness in cotton, rice, gold, cloth, fabrics, yarns, share
markets also slump to some extent.
When Jupiter reaches the setting state in this sign, it
manifests faminish conditions, besides, some political
upheaval may take place. The prices of foodgrains, edible
oils, metal etc., go up. Stock shares also become bullish.
J upiter on ri si ng in this sign, makes jewelery, pearl,
diamonds and other precious stones costlier. The prices of
rice and its allied products also get inflated. At accelarated
speed, Jupiter causes bearishness to these items but the state
Retrogressions and heliacal settings/ risings 363
til Nittlionary manifests brisk commercial activities and raises
||t' market prices.
lit Gemi ni :
I u piter on assuming retrograde motion in Gemini Sign,
Bjni 's Ihe prices of bullions, brass, copper, cotton and
Cm cries and food items. From the national political point
view, this period is considered as very bad. The head of
Inl<- encounters most, difficult time. The nation may face
iltii ,iis of foreign invasion or controversies with enemies
usi ng great perturbance. Flowever, Jupiter on getting into
I f *'<I motion, the political scenario becomes favourable and
|1 I lead of the state bear more confidence to face the
opposition's or enemies' challenges with the support of the
hftv.es. The trading activities which got disturbed during
retrograde period, acquire normalacy and the high
i It mg trends get curbed and some markets as well register
iM i ishness.
I'he setting positi on of Jupiter in Gemini sign, creates
bullishness in salt, edible oils and produces scanty rains. It
Ink posts higher death rates. In the rising state, Jupiter
iterates more trouble for the film industries and the cine
#i l ids face rough time and even some deaths may take place
lilongst them. I n stati onary posi ti ons, bul l i shness
11Miditions prevail but in the accelerated motion, Jupiter sets
tv.ii ish trends in the markets.
| n ( .incer Sign :
Jupiter in the state of retrogression in Cancer sign
in.irked the period which develops feminish conditions
i .ni'.cd by the destruction of standing crops due to heavy
Mins. All the agriculture produce records poor yields
11*iisequent of which the prices shoot up. The general public
endure traumatic time. A sharp bullish trend is registered
364
Vedic astrology in money matters
in edible oils, seeds, cotton, sugar, black pepper, jute anil
bullions-
The direct motion of Jupiter helps bringing abundant
rains. All the food stuff, cooking oils, vegetables, post bearish
trends- Marine products also go cheap. I ncidentally, severest
of bathes are fought during the retrogression period of
J upi ter-
Setti ng of J upiter in Cancer sign , ushers in
unfavourable times for the governmental authorities. It gives
way 10 mud slinging between them . However, public and
the traders enjoy good time. J upiter ri si ng in this sign
produces scanty rains and causes death to some eminent
persons of the society. This state of Jupiter brings about
bearish trends in the commodities and other consumer
products.
I n Leo Sign :
When Jupiter sets into retrograde motion in this sign, il
manifests favourable time for the masses , business houses
and enterprises. There are good rains thereby registerin;-
high level of food production. Share values show upward
trends. Jupiter on adopting direct course after retrogression,
the markets of cotton , silver , rice , wheat, edible oils , seed
stock shares go up for about two months and then become
bearish there after.
Jupiter setting in this sign creates unrest amongst the
masses and there grievances are directed towards seat ol
power. The financial position of the state becomes precarious
threating economic disorder. Bullions prices are raised
amidst speculatory moves and government clamping stiffer
regulatory measures to arrest rising trends of commodities
and exercise better control over the money markets. The
benefit do not accrue to the trading community as adoption
Retrogressions and heliacal settings/ risings 365
nl monetary controls are schemes only to restrict the traders
In <In heavy business transactions. Jupiter on rising at this
| lrt| ;c, sets the bearish trends in commodities and other
i mi'.timer products. The stationary position followed by the
Hu i terated motion produces bullish tone in these items.
However, if Saturn is also posited in this sign at the same
lime, il negates rather curb down the rising trends.
In Virgo Sign :
I upiter on getting retrograde in the Virgo sign produces
bullish trends in marine products, food grains, sugar, sesame
bnd cotton. The prices are going to rise after the lapse of six
Months. On acquiring direct motion Jupiter, the prices of
|1si cotton are dropped. Some kind of political crises in
B| p country or regions represented by this sign may erupt
fun .mg much concern to the authorities. Conjunction with
Sun in this state, creates bottom rates in every markets.
lupiter getting in setting position in Virgo sign brings
b| ioi 11epidemics but the prices of the commodities go bearish
fill better political stability prevails. Jupiter rising in this
I1," sets in a short bullish tone which tends to go bearish in
ftp* ommodities and other markets . There will be agonising
Hv in store for the cine artists, dramatists and other cultural
Htivities.'Old aged persons and children also suffer in some
pun or the other. In stationary and accelerated position,
Wpilci being a natural benefic planet, sets the bearish tone
bill the markets.
I I I bra Sign :
I he retrograde position of Jupiter in Libra sign, causes
Bullishness in the prices of oil seeds, edible oils, sesame, salt,
I nllnn, utensils, perfumeries, cosmetics. The rates continue
ii p for number of months and likely to become double
) Nome cases. A stute traders take advantage of the
Vedic astrology in money matters
anticipatory market trends and resort to buying and selling
accordingly. When Jupiter reverts to direct motion in this
sign, it increases the prices of the opium and opium based
medicines. Besides, textile shares become highly bullish anti
may boast the value to three to four times in the course of 5
to 6 months. Protracted buying and selling is going to yield
ample profits.
When Jupiter sets in this sign, the grain markets go
bearish. People belonging to the upper classes undergo
sufferings. Rising of Jupiter in this sign produces scanty
rains, resulting in less agriculture production which gives
rise to the prices of cotton and food grains on the basis of
adverse crop reports. Besides, it creates bullishness in dry
fruits, coal, fire wood, saffron etc. The traders reap good
profits.
I n Scorpio Sign :
The retrograde motion of Jupiter in this sign ruled by
Mars, the bullish trends in bullions, bronze, copper, yarn,
fabrics with the transit of J upiter get enhanced in its
retrogression period. Stock share of metal industries continue
to show upish trends. The rise in bullion markets is due to
political disturbances. On reverting to direct motion in this
sign, Jupiter bring on epidemical situation causing sufferings
to the populace. Government also imposes additional taxes
and other fiscal policies create great hindrances in the
business activities, Edible oils , cotton and food grains
continue to rise.
Setting of Jupiter in Scorpio sign give rises to some
unlawful activities. The eye disease takes the shape of
epidemic bringing discomforts to a common person. Rising
state of Jupiter in this sign, generates feminish conditions
due to scanty rains severely affecting the agriculture
productions.
Retrogressions and heliacal settings/ risings 367
In sign Sagittarius :
lupiter in retrograde state in this sign sets forth bearish
rl l n Is on the share markets of textiles and industrial
inducts. The prices of wheat, salt, coarse, grains, grams,
Jlilc rule low. Trading in these items are quite productive as
III 11i tox' when gets on to direct motion, the commodities are
Ill-fly to attain higher rates. In this state of Jupiter , there are
Ini moils in the political field which temporarily push up the
in.trkets . With good aspects from Saturn or Uranus, bullion
Bl'lres show upward trends which continue till Jupiter
Wilohes over to the next sign.
Jupiter setting in this sign and receiving good aspects
tl the same time makes the precious metal markets to go up
dtif to shortages caused by the governmental restrictions.
I lie bullish trends continue till Jupiter is subjected to some
flbilefic aspects from any trans - saturnian planets. It also
li mgs down the prices of commodities. On attaining rising
el.ttc, Jupiter contributes scanty rains, thereby creating
fiircity in agri-products. The moment Jupiter releases itself
hum the solar orb, share markets show up. However,
Hi ( derated position of Jupiter, if comes under malefic aspect
R)f Saturn, it produces trouble for the state authorities and
fllso for the public. Some epidemic plays havoc and brings
miseries.
In ( apricorn Sign :
When Jupiter attains a retrograde position in this sign,
I lif re are going to be meagre rains especially, in the western
.I southern parts of the country and consequently, the
prices of food grains, edible oils, cotton become highly
bullish. On assuming direct course, it causes political turmoil
. id some marine disaster in the country may also occur
Which sets the markets to go bullish. At this juncture, if Mars
i unjoins Jupiter, the share markets become highly volatile.
Vedic astrology in money matters
Setting of Jupiter in Capricorn generates trouble for
WOI^nen folks. It manifests good production of pulses, sesame
In the event of rising of Jupiter iii this sign, there are
plenty of rains increasing the agricultural production in a
gre^t deal. The prices of food grains show downward trends.
EdiP^e il a^so registers bearishness.
j n ^quari us Sign :
Retrograde Jupiter in this sign generates trouble which
^ig^urbs communal harmony, mainly in the western
cou^tries. The bead of the state may get replaced. The
gen^ral public adopt agitational stance which later on gains
moi^entum in some states while other states thrive and
proPer with good trade and commercial transactions. When
jupiter acquires direct motion in this sign western countries
face war hke conditions . Even the western states of India
are gi ng to experience difficult times due to political
^jg^rbances wThich culminate into legal crises.
Jupiter setting in Aquarius sign , further enhances the
bullish trends in bullions due to political unsteadiness and
eruption of epidemics in the country. In the rising state of
j Upiter this sign of Saturn produces heavy rains which
though lifts up general agricultural products and there upon
the prices of food grains and other food stuffs but the prices
of ed^le oils, fodder and other oils go bearish especially in
the -^inter season .
I n pjsces Sign :
fhe transit of Jupiter in its own sign creates scanty rains
which greatly hampers the winter crops. When Jupiter
retrorades * this sign, the government promulgate, new
lawsf11110^to the disadvantage to the traders. However, the
traders get determined to buy groceries and other essential
commodities at any cost to earn profits. The prices of edible
Retrogressions and heliacal settings/ risings 369
nil, 11>i>il grains, salt etc., become highly bullish. Cotton prices
l,i I quantum jump and even to the extent of four times than
hMi in.il rates. When Jupiter adopts direct course, northern
jmi I of the country receives heavy rains without lending any
Hr Ip to the food production. As a result, the prices of all type
mI lood grains, cotton and share markets rise through out of
| l\ i'. period.
Jupiter setting in this sign produces bearishness in the
fin I grains markets . The prices of edible oils and food grains
iMiilinue to rule low. When Jupiter rises in Pisces sign, it
l,iiMs the prices of bullions. But the general masses get into
tin' grip of severe epidemic
M I URN :
Saturn stays in a sign for 30 months and its impact is
in'I lelt immediately on its entry in the sign. Besides, Saturn
U located far away in the celestial hemisphere, with respect
|l lie earth, in the solar system. Its rays or radiational effects
ukr quite some time before registering their impacts over
| | li' terrestrial objects. In commercial astrological parlance
Hrttum is revered as deity and is symbolised as "bul l " ;
Htiliirn activates the bullish trends in the markets. Such
rlli'cts occur due to poor crops and lack of industrial
Reductions which are generally caused by the adverse
i l l i i i instances like disruptions, agitational stance adopted
I lie workers and other kinds of calamities. The different
Hu 11ions and positions of Saturn in a sign like retrogression,
lings or risings etc., provide various shades to the market's
flin luations.
In Aries Sign :
When Saturn acquires retrograde motion in Aries sign,
It produces hardships and drudgeries for the human beings
In many ways. When it retrogrades in its first two naksluitras
v/o Vedic astrology in money matters
viz., Ashwani and Bharani, the crops and animals face
destructions thereby creating scarcity in the food grains
items. Retrogression in Kritika nakshatra produces less rains
which also generate food shortages . On reverting into direct
moti on, the Yavana countries face serious crises due to poor
availability of food and other essential items.
When Saturn sets in this sign, the food grains and
eatables go costlier. Bullions prices also rule high and iron
and steel stocks register somewhat bearish tone and the
speculators or investors in bullions, go in buying spree. On
Saturn getting into rising state, it records good rains which
creates bearish trends in food grains markets. Intelligent
buyings and sellings yield good profits for the traders. In
rising position of Saturn, iron and steel shares and stock
markets of industrial concerns become bullish. Besides, the
prices of metal, black coloured items, lead, tin, sugar, show
rising trends. When Saturn go out of the clutches of the Sun,
the prices of caster seeds and linseed which rose suddenly
the moment, the Saturn got conjunct with the Sun , are
dropped in the same way.
I n Taurus Sign :
When Saturn retrogrades in this sign, it produces the
worst results. It causes epidemics, destruction of food grains
and loss of human lives. On assuming direct course the
prices of items like black pepper, wheat, rice and bullions
show rise to a much greater degree. While retrogression of
Saturn manifests war like conditions which gets precipitated
the moment the Saturn goes into direct motion. The southern
regions bear the brunt of this situations.
Saturn on getting into a setti ng state in this sign
generates much troubles for the cine artists, business
connected with film lines. The hardships are caused due to
I lie new rules clamped by the government on the film
Retrogressions and heliacal settings/ risings 371
Industry. In the rising position, Saturn produces still evil
fPHidls as it takes heavy tolls of the domesticated animals.
11in her, confectionery items, sugar, food .grains go highly
I 11111sh due to the shortages of these items. The unscrupulous
II .uli'i's take undue advantage of these crises by resorting to
unethical acts of adulterating the food stuffs and other
Pliable products.
In ( iemini Sign :
When Saturn retrogrades in this sign, it adds fuel to
the fire to the existing political turmoils and creates panic in
tin1public. This brings great discomfort to the masses. The
trading acti vi ti es are also mellowed down due to
uncertainties. A rti fi ci al scarcity generated by these
i in umstances make the government to adopt certain drastic
al t 'ps to curb the rising trends. Saturn on reverting to the
direct motion, though shows lots of improvements, the
.111i I icial bullish trends bring down the losses in the items
like edible oils, cotton and bullions.
When Saturn sets in this sign, it forestalls the expected
i.tins which brings great discomforts to the traders and
flderly persons. In its rising state, in Gemini sign, Saturn
produces good rains but excessive rains play havoc with the
landing crops. The public suffers from the political
manipulations and the prices of food grains post rising
lends. The Government's transport facilities get depleted
t ansing great sufferings to a common man. The incidents of
highways robberies are at increase.
In Sign Cancer :
Saturn in its retrograde state in this sign , foments
political crises in the northern part of the country
consequence of which all the markets become dicey as they
reflect unreliable prices in many commodities and consumer
172 Vedic astrology in money matters
goods. Oil assuming direct course, it will augur benefit
trends and markets start showing bearishness. Edible oils,
sesame, chilies and other spices including black pepper post
low rates and stock shares in all stock exchanges also show
lower values. Cotton markets register sharp corrections over
its rising trends the moment Saturn reverts to direct motion
When Saturn sets in Cancer sign, the intrinsic malefic
qualities of this planet get enhanced. Cotton and food grain
markets become highly volatile showing sharp rise. Selling
of goods are going to be a better proposition at that time
because the moment, Saturn gets out of the solar orbal
degrees, the prices become bearish as the political situation
starts improving from the time Saturn assumes rising
position. However, this state of Saturn produces other kinds
of maladies for the populace such as water scarcity due to
poor rains in the rural areas of the country.
I n Leo Sign :
The retrogression of Saturn in Leo sign delivers results
like political disturbance, war like panics amongst the masses
and the public are made to endure greater difficulties in
running their day to day affairs. Agricultural production
registers much below the expected yield which sets bullish
trends in all the agri-products. Saturn on getting into direct
posi ti on, redeems the si tuati on and markets show
bearishness after about ten days from the date Saturn
changes its course. The price of cotton and mustard seeds
however, acquire bullishness after some time and so the
market are to be watched rather carefully
When Saturn sets in Leo sign, it develops same scenario
as in the case of retrogression. The country faces threats of
invasion due to political instability. All the markets show
tendencies of bullishness especially in food grains , metal ,
bullions, finances and money markets. It also produces below
Retrogressions and heliacal settings/ risings 373
I vcrnge rains. In the rising state, the financial position of
tlic country becomes precarious. I rreligious forces get
* livnted in the country. Children are the worst sufferers
during this period.
In Sign Virgo :
When Saturn retrogrades in Virgo sign which is ruled
l>\ I he Mercury, the business goes bullish. All the markets
dliow rising trends in variant degrees. The state heads face
rouble from the dissidents and infighting in the political
jbirlies. The public feel insecured. All the markets remain
unsteady. When Saturn adopt direct course, it brings salutary
plli'Cts over the perplexed state of the affairs in the political
I (fid. People feel relaxed. Markets become conducive with
tin' time and prices of essential commodities get normalised.
When Saturn sets in this sign, the prices of metals and
liti'lal products, food grains show bullish trends. The prices
ill food grains and food stuffs rise due to scarcity caused by
tin' low rains, while metal prices lift up in the region where
political instability prevails. In rising position, Saturn makes
tli prices of bullions and other essential commodities go
bullish due to destruction of crops following a natural
Calamity. This calamity causes many deaths and the public
nfronts agonising time. The live stocks also face similar
destruction.
The Libra Sign :
Saturn when retrogrades in Libra sign, it generates
i nmmunal tension within the same sects especially, minority
i immunity of the country. The faminish conditions get more
hi ute rather serious during this period which sets the bullish
lone practically in all the commodities. Even when Saturn
I nverts to direct motion, the bullishness in the market
mntinues. The items like, black pepper, ginger, linseed,
Vedic astrology in money matters
cooking oils and silver show rise to a great extent while othei
markets show steady to slight bullish trends.
When Saturn sets in this sign, the commodities go
bearish due to better rains which ushers in favourable time
for the general public. Practically, all the markets come under
the bearish tone but Saturn on getting into ri si ng state
produces malefic effect. It gives delayed rains and there are
shortages of wheat due to hoardings. Government imposes
fresh taxes and country faces threats from neighbouring
countries. Trade unions become more aggressive giving
trying time to the governmental authorities. Besides, the
trade and industries also suffer on account of aggitational
approach of the work force. Bullions become highly bullish.
I n Scorpio Sign :
The retrograde posi ti on of Saturn in martian sign
generates epidemical conditions in some part of the country.
On account of government regulatory orders and market
intervention, the prices of food grains rise but soon it gets
stabilized. With these measures the traders refrain from
indulging in the speculatory buyings. On getting back to
direct motion, Saturn sets the bearish tone in commodities
and other local items. But foreign goods are much sought
after and become costlier. The prices of ginger, black pepper
and other prices rule high.
When Saturn sets in Scorpio sign, the standing crops
get destroyed by pests and locus in some parts, while in other
parts, food grains production become low due to scanty rains.
Populace feel insecured due to unhealthy activities of
political parties. The rising state brings relief to the masses
and the political situation suddenly takes favourable turn.
All the markets become steady. Bullions markets set bearish
tone.
Retrogressions and heliacal settings/ risings 375
Iii Sagittarius Sign :
When Saturn retrogrades in Sagittarius sign, it causes
discomforts to the general masses due to poor availability
ul food grains. The prices of consumer goods and food grains
fllli' high during this period. On reverting to direct motion,
IIiono adverse effects get more pronounced. It may even
i rente famine like conditions in some part of the country.
There are earthquakes in certain parts of China causing great
dev, i station.
When Saturn attends the setti ng state, it ushers in
comfortable time for the populace in general. However, poor
vilability of food grains makes there prices to rule high.
The interventions of the state authorities at this stage bring
great relief to the common men. Saturn in its ri si ng state,
Iloots the general health of the public. Some kind of disease
iRNumes epidemic form. Women folks and children are made
In hoar the burnt. The food grains production gets destroyed.
In Capricorn Sign :
When Saturn gets into retrogression in Capricorn sign,
II produces serious water shortages in the western states of
the country. At the same time, the eastern parts come under
tho threat of earthquake. This period also produces bearish
editions in the country. Saturn on going back to direct
motion, generates wild market fluctuations practically in all
lhi consumer goods including food stuffs. This dicey
nilu.ition is culmination of general rumours about a possible
W.ir in the near future and also governmental agencies
Ulopping up the bulk of the food productions.
In setting posi ti on of Saturn in this sign, produces
he.irishness in the country especially, in the north west parts
nl the country. It also causes devastations by the cyclones,
tornadoes and violent storms destroy the human lives and
Vedic astrology in money matters
properties. Live stocks also suffer equal devastation. The
prices of fruits especially, grapes, oranges etc., rise and so
also of the cotton and sandal wood. When Saturn comes to
rising position, animals face destruction. The markets ol
timber, iron and its allied products become bullish
I ntelligentsia of the country may suffer due to political
turmoils and vindicativeness.
I n Aquarius Sign :
When Saturn acquires retrograde state in this sign, il
signals severe confrontations between the western countries
and some conflicts erupt in the western hemisphere which
engulfs the rest of the world. It could be a cold war but even
that would mount great tensions in the minds of the publir
at large. Saturn when gets into direct motion, it produces
torrential'and widespread rains causing heavy losses and
untold miseries to the masses. All these adverse conditions
make the markets highly volatile and the prices especially,
of essentials commodities rule very high.
The setti ng state of Saturn in this sign makes the
government to impose more taxes on the plea of getting oul
of the financial crunch.The government agencies also procure
more food grains as a measure to meet the public demands.
By and large, the food situation remain quite satisfactory
during this period. The rising state of the Saturn in the sign
generates more troubles for public as many face criminal and
legal cases or even get convicted. Human rights are grossly
violated and ruling authorities remain disconcerned. Winter
season brings the coldest weather of the time taking heavy
toll of cattle and other animals. The agriculture sectors show
poor performances as crops yields are much lower than
estimated by the governmental authorities.
Retrogressions and heliacal settings/ risings 377
( l i I ' in c iv s Sign :
I lie transit of Saturn in Pisces sign creates highly bullish
^lirkets for food grains, sugar, pulses(whole and split),
Ifi'iii grains, all types of fabrics, camphor etc. When Saturn
Into retrogression in this sign, it creates further scarcity
1 I In- essential commodities. Government faces financial
H| lllenities. Law and order situation gets worsen and a
HlHinnon man feels highly unsecured due to excessive actions
By the ruling authorities. Like in the case of Aquarius sign,
(hr western parts of the world also remain under war threats
Bi l l i ng this period. When Saturn reverts to direct motion,
things take a better turn and normalcy is restored.
Hiii kels go steady and show better availability. There are
Bimvv rains which affect the standing crops to some extent.
When Saturn sets in thissign, it produces less rains at
ihik' place. However, there is no shortage of food grains.
Hfi'i eulture records high production due to availability of
wri ter in plenty. Food grains markets go bearish. The
Bl i i l rontations amongst the warring countries continue,
Bl her it takes ugly turn. The government create difficult time
the public. Wrhen Saturn goes into ri si ng state, the
Hppulace faces financial crunch due to availability of less
Blimey in the markets. The productions of food grains also
B| l iluring this period.
f l eet s of Retrogression of Trans-Saturnian planets :
II has been explained at several places in this book that
I k* Irans - saturnian planets have much greater role to play
H| the terrestrial matters. The macro level commercial and
Tonomic factors of the country are predominantly governed
Uranus, N eptune and Pluto. There role assumes
nnsiderable importance in the matter relating to markets,
ti n exchanges and other commercial and financial
i I iv ities. Just as in the case of other planets, particularly
378 Vedic astrology in money matters
slow moving planets, the exterior planets play an effet l iV
role in markets' fluctuations and also meddle with the 1mm
term bearish and bullish trends, mainly of the items ov|
which they have their dominance.
When a planet goes into retrograde motion,
immensely disturbs the markets. Of course, the intensity nn
the range of sway largely depends upon the type, positio
and the kind of influences are being drawn on it. This Iia
been exhaustively dealt in the previous part of this chapttf!
The planets at the extremes of the orbit, also exert simill
effects over the markets when they set in to retrogressio
and than revert to direct motion. Brief results of these dist.u\
planets are described succeedingly. The effects get alter
according to the sign in which the course is reversed. Again]
the association of malefic planets at that moment, amplify
the effect while benefic planets mellow it down.
Uranus :
This planet generally denotes bullish trends of hi^.h,
magnitude in the markets. It gives strongly marked bullish
effects if positioned in sign Aries, Taurus, Leo, Scorpio,
Capricorn, Aquarius but sets bearish tone in Gemini, Virgo,
Libra and Pisces signs. When Uranus gets associated with
Saturn, Rahu or the Sun in the signs signifying rise, it
produces long term bullishness. On the other hand!
accompanying the planets like Jupiter, the Moon, Neptune,
it creates bearish trend for a long duration.
In direct motion after retrogression, if Uranus is located
in Aries, Taurus Leo, Scorpio, Capricorn or Aquarius duly
accompanied by the Sun, Rahu, Mars or Saturn, it registers
rising trends. The position of Uranus in the bearish signs
with the benefic planets brings downward trends in the
markets.
Retrogressions and heliacal settings/ risings 379
| Wlii'n Uranus retrogrades, it manifests a good amount
ii * in .ill the markets and during this period, if it happens
|u' with the signs and planets signifying bullishness, the
i>in prices are of a very high magnitude. Its associations
lb I In* bearish signs and planets makes the market prices
lim'd to some extent instead of rising.
ptune :
I Neptune is signified as a bearish planet. I f i t is
bitlimed in Aries, Leo, Libra, Scorpio, Capricorn and
| ii.ii ius signs, it generates bullishness but the prices are
upped rather sharply, if Neptune is placed in Gemini,
rr, Virgo, Sagittarius and Pisces. Similarly, the
Hit>1.11ion of Neptune with the Sun, Mars, Venus ,Saturn,
I'.I I hi makes the markets go bullish while with the Moon,
Irh ii ry, Jupiter or Ketu, the bearish are the results.
N eptune in the direct moti on denotes bearish tone. In
I)* us, Gemini, Virgo, Sagittarius or Pisces, the decline in the
hi . kets is rather sharp. However, should it get under the
pi hi ence of malefic planets and also positioned in any of
B| e si gn, other than the above, there are going to be mild
Brin ish trends.
In retrograde moti on, Neptune sets bullish tone. Here
Hi',mi, if the placement of Neptune in the signs and with the
| t|.diets denoting bullishness, there is tremendous rise in the
lii.iiL ets. While the association of Neptune with the milder
Ip,us and soft planets though creates slight bullishness, it is
kmhi followed by the bearish trends.
I'luto :
This is the farthest most planet in the solar system. It
iil'.n signifies the rise in the markets. In bullish signs like
Ai -s, Leo, Libra, Scorpio, Capricorn or Aquarius the rising
|iends are strongly marked but in the bearish signs it even
Vedic astrology in money matters
sets the declining trends. It shows steadiness of the markets
when placed in bearish signs and accomplished by the Moon,
Mercury or Jupiter.
When Pluto retrogrades in signs Aries , Taurus , Leo,
Libra, Scorpio, Capricorn or Aquarius and is conjoined with
the Sun, Mars, Saturn, Rahu, Uranus, the bullish trends are
more pronounced. While Pluto's placement in the remainiii),
signs and with the rest of the planets, produces normal
bullish tone. Pluto on getting into di rect course after
retrogression it delivers the same results as were before
retrogression, provided no interference is caused by any
other planet by that time otherwise the results get altered
accordingly.
Soli-Lunar Nodes :
Rahu and Ketu are the planets which also signify the
rising trends. If Rahu or Ketu gets conjoined with the Sun
the weak Moon, Mars, Saturn, Venus, Uranus or Pluto in
their retrograde positions, it shows high rated bullishness
without any possible correction. On the other hand, any ol
the nodes, if gets accompanied by Mercury, Venus, Jupiter
or Neptune, it produces declining trend in the markets. 11
creates higher degree of rising trends, if either of them is
associated with any of the retrograde planets capable oi
setting bullishness in the signs Gemini, Leo, Scorpio,
Capricorn. However, if any planet denotes bullishness get
conjoined with Rahu or Ketu in the signs Cancer, Virgo,
Sagittarius or Pisces, there are considerable fall in the
markets. In astrological parlance, Rahu behaves like Saturn,
while Ketu imitates Mars. The veracityof this axiom also
holds good in this context.
Speculums of information :
To help using the various compositions ami
Retrogressions and heliacal settings/ risings 381
fell mouncements elaborately brought out in this chapter over
& pi itctical format, the dates and timings of settings and risings
Pl tlir planets during the preceding six years (1992-1997) have
lU'rn detailed in Table : 44. Similarly, retrograde positions of
H| t* planets have also been provided in Table : 45 for the same
h'liod. The inditement of these axioms and having them
iNli'd will explcitly set forth a new orientation for the agnate
rndiTS and also provide atleast some candid flavour to the
! 1.1nee of astrology.
Vedic astrology in money matters
TABLE: 44
Heliacal Settings/ Risings of the Planets
(Calculated for the Central Station of India, 23 11' North Latitude)
1991:
PLANET Retro Inf. Planet & Sup. Planets
Time
Direct Inerior Planets
Timr Sets in the West Rises in the East Sets in the East Rises in the West
h m h m d h m h m d
Mercury (90)Dec. 18 29 06 (90) Dec.29 6 58 11 Feb.10 6 26 Mar.12 25 56 30
Apr. 7 28 05 Apr.2522 40 18 June 5 27 15 J une26 11 07 21
Aug. 9 14 03 Aug.28 22 22 19 Sept.21 24 36 Oct.26 17 15 35
Dec. 2 21 45 Dec.1315 48 11 92 Jan.23 13 34 Feb.24 14 19 32
Venus Aug.12 28 32 Aug.27 5 48 15
- - - - - - -
Mars Sep 6 21 35 Dec.29 16 17 114
- - - - - - -
J upiter Aug. 3 9 59 Aug.29 12 37 26
- - - - - - -
Saturn Jan. 4 8 19 Feb. 4 12 04 31
- - - - - - -
1992:
PLANET Retro Inf. Planet & Sup. Planets
Time
Direct Inerior Planets
Time Sets in the West Rises in the East Sets in the East Rises in the West
h m h m d h m h m d
Mercury (91)Dec. 2 21 45 Dec.1315 48 11 Jan.23 1334 Feb.24 14 19 32
Mar. 20 7 04 Apr. 4 14 27 15 Mayl8 16 54 J une 9 11 02 22
J uly 21 29 20 Aug.10 19 03 20 Sept. 4 1851 Oct. 5 22 12 31
Nov.14 28 34 Nov.26 26 33 12 (93)Jan. 3 2806 Feb. 6 15 31 34
Venus
- - -
May 11 922 J uly 7 22 38 57
Mars
- - - - - -
J upiter Sept. 2 26 04 Sept.2827 27 26
- - -
Saturn Jan. 16 10 52 Feb.1711 27 32
- - -
Retrogressions and heliacal settings/ risings 383
I '>93:
I'l ANliT Retro Inf. Planet &: Sup. Planets Direct Inerior Planets
Sets in the West Rises in the East Time Sets in the Hast Rises in the West Time
Date h m Date h m d Date h m Date h m d
Mercury (92)Nov.l4 28 34 92)Nov.26 26 33 12 Jan. 3 28 06 Feb. 6 15 31 34
Mar. 3 6 25 Mar. 16 11 38 13 Apr. 30 24 45 via 24 17 48 24
J uly 4 11 18 J uly 23 29 28 19 \ug. 19 21 36 5ep. 15 27 30 27
Oct. 28 23 45 Nov.11 13 24 14 Dec. 15 23 30 94)Jan,19 29 21 35
Vrnus Mar. 28 26 24 Apr. 1 24 21 4 Dec 21 7 57 94)Febll 16 47 52
Mars Oct. 20 24 37 (94)Mar.31 24 24 162
- - - - - - -
lupiter Oct. 4 18 04 Oct.29 6 21 25
- - - - - - -
'.lurn Jan. 27 7 01 Mar. 1 17 01 32
- - - - - - -
1994:
1'I.ANET Retro Inf. Planet & Sup. Planets
Time
Direct Inerior Planets
Time Sets in the West Rises in the East Sets in the East Rises in the West
Date h m Date h m d Date h m Date h m d
Mercury (93) Oct. 28 23 45 93)Nov.ll 13 24 12 93) Dec. 15 23 30 Jan. 19 29 21 35
Feb.14 20 41 Feb. 26 13 28 12 Apr. 13 tl 17 May 8 28 04 25
J une 15 26 48 J uly 5 28 44 20 Aug. 3 27 25 Aug. 27 23 11 24
Oct. 11 11 08 Oct. 26 21 17 15 Nov. 26 7 53
Venus Oct. 24 21 31 Nov. 6 29 09 13 93)Dec.21 7 57 Feb. 11 16 47 52
Mars (93) Oct. 20 24 37 Mar. 31 18 54 162
- - - - - - -
J upter Nov. 4 21 01 Mov. 28 20 25 24
- - - - - - -
Saturn Feb. 8 8 51 Mar. 14 25 46 34
- - - - - - -
Vedic astrology in money matters
1995 :
II.ANET Retro Inf. Planet & Sup. Planets
Time
Direct Inerior Planets
Tinn Sets in the West Rises in the East Sets in the East Rises in the West
Date h m Date h m d Date h m Date h m d
Mercury (94) Oct 11 11 08 Oct. 26 21 17 15 Nov.26 7 53 Jan. 2 8 51 37
J an 29 20 24 Feb. 9 12 26 11 Mar. 26 28 18 Apr.23 14 54 28
May 27 26 21 J une 17 13 36 21 J uly 19 7 21 Aug. 9 16 52 21
Sep. 23 21 06 Oct. 10 23 58 17 Nov. 6 24 16 Dec.14 27 37 38
Venus
- . - - - - - -
J uly 30 14 04 Sept.17 8 11 49
Mars Dec. 29 24 28
- - - - - - - - - - -
J upiter Dec. 6 26 44 Dec. 30 20 27 24
- - - - - - -
Saturn Feb. 20 16 07 Mar. 28 11 48 36
- - - - - - -
1996:
PLANET Retro Inf. Planet & Sup. Planets
Time
Direct Inerior Planets
Time Sets in the West Rises in the East Sets in the East Rises in the West
Date h m Date h m d Date h m Date h m d
Mercury Jan. 13 24 01 Jan. 23 25 55 10 vfar. 8 25 27 Apr. 6 22 58 27
May. 8 11 29 May 26 15 D6 18 J uly 1 28 40 J uly 22 6 38 21
Sep. 6 16 29 Sep. 22 27 53 16 Oct. 18 15 33 Nov. 25 13 39 38
Dec. 27 26 49 (97)Jan. 6 25 26 10
- - - - - - -
Venus J une 6 21 40 J une 15 23 48 9
- - - - - - -
Mars (95)Dec. 29 24 28 May 29 19 54 152
- - - - - - -
J upiter (95)Dec. 6 26 44 95)Dec. 30 20 27 24
- - - - - - -
(97) J an. 8 12 01 (97)Feb. 2 23 58 25
- - - - - - -
Saturn Mar. 4 7 34 Apr. 9 20 54 24
- - - - - - -
Retrogressions and heliacal settings/ risings
1997:
Pt.ANET
Retro Inf. Planet & Sup. Planets
Time
Direct Inerior Planets
Time
Sets, in the West Rises in the East Sets in the East
<ises in the West
Date h m Date h m d Date h m Date h m d
Mercury (96)Dec. 27 26 49 Jan. 6 25 26 10 Feb. 19 21 56 Mar. 21 25 25 30
Apr. 18 13 06 May 7 15 06 19 [une 15 18 31 J uly 5 13 03 20
Aug.18 28 38 Sept 7 6 50 20 Oct. , 1 7 13 Nov. 6 14 25 36
Dec. 11 24 25 Dec. 22 7 30 11
- - - - - - -
Viiius
- - - - - - -
Feb. 23 19 43 Apr. 26 10 17 31

- - - - - - - - - - -
-
la pi ter Jan 8 12 01 Feb. 2 23 58 25
- - - -
- -
'..Mum Mar. 17 7 23 Apr. 22 27 27 36
RETROGRESSI ON OF PLANETS
TABLE : 45
1991:
Direct
Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
J an 3 23 36 8 0 00 20 16 16
Apr. 28 15 20 11 24 15 24 11 02
Aug. 31 20 01 3 29 19 24 11 51
Dec. 18 16 48 7 14 11 20 16 15
Sep. 13 14 27 3 27 16 43 16 19
Jan. 1 18 21 1 4 01 73 16 49
Mar. 30 18 46 3 9 49 120 10 03
(92)Apr. 30 25 07 4 10 54 122 9
Oct. 5 9 25 9 6 27 141
6 39
Sept. 19 17 24 8 16 05 154 4 00
Sept. 26 12 39 8 20 15 160 2 47
J uly 28 29 13 6 23 49 156 2 49
Pt.ANET Retrograde
Date
h m s
Long,
d m
Mrrcury (90) Dec. 14 26 24 8 16 16
Apr. 4 23 46 0 5 17
Aug. 7 29 22 4 12 10
Nov. 28 22 18 8 0 26
Vi'iius Aug. 1 16 04 4 13 35
. (90) Oct. 20 24 58 1 20 50
lupltcr (90) Nov. 30 10 33 3 19 52
Dec. 30 27 04 4 20 53
'wlurn May 17 9 34 9 13 06
Uranus Apr. 18 15 59 8 20 05
Nfptune Apr. 19 5 37 8 23 02
Pluto
Feb. 22 6 56 6 26 38
Vedic astrology in money matters
1992
PLANET Retrograde
Date
h m
Long,
s d m
Mercury Mar. 17 6 09 11 17 34
J uly 20 6 21 3 23 43
Nov. 11 15 10 7 14 36
Venus
Mars Nov. 28 28 58 3 3 51
J upiter (J l)Dec. 30 27 04 4 20 53
Saturn May 28 19 06 9 24 44
Uranus Apr. 21 28 50 8 24 16
Naptune Apr. 20 17 52 8 25 12
Pluto Feb. 24 26 59 6 29 12
Direct Retrogression
Date
h m s
Long,
d m
Time
da vs
Arc
d m
Apr. 9 12 00 11 4 59 23 12 35
Aug. 13 8 16 3 12 13 24 11 30
Dec. 1 13 11 6 28 27 20 16 09
93)Feb. 15 13 15 2 14 55 79 18 56
Apr. 30 25 07 4 10 54 122 9 59
Oct. 16 7 36 9 18 04 141 6 40
Sep. 22 29 15 8 20 17 154 3 59
Sept. 2224 05 8 22 26 155 2 46
Tulv 30 26 69 6 26 23 157 2 49
1993
PLANET Retrograde
Date
h m s
Long,
d m
Mercury Feb. 27 28 27 11 0 27
J uly 1 20 59 3 4 29
Oct. 25 27 53 6 28 44
Venus Mar. 11 14 56 11 26 15
Mars Nov.28 (92) 28 58 3 3 52
J upiter J an 28 28 39 5 20 56
Saturn J une 10 10 58 10 6 33
Uranus Apr. 26 15 33 8 28 25
Naptune Apr. 22 28 04 8 27 23
Pluto Feb. 26 20 01 7 1 45
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Mar. 22 19 18 10 16 32 23 13 55
J uly 25 26 13 2 24 23 24 10 06
Nov. 15 11 19 6 12 47 21 15 57
Apr. 22 19 46 11 9 59 52 16 16
Feb. 15 13 15 2 14 55 79 18 57
June 1 6 39 5 10 59 123 9 57
Oct. 28 9 09 9 29 52 140 6 41
Sept. 27 17 58 8 24 27 154 3 58
Sept. 30 11 42 8 24 36 161 2 47
Aug. 2
T
*

I
C
N
56 6 28 57 157 2 48
Retrogressions and heliacal settings/ risings 387
I'M
1*1ANET Retrograde
Date
h m s
Long,
d m
*luivury Feb. 11 13 59 10 13 47
June 12 23 22 2 14 38
Oct. 9 12 02 6 12 41
Vnnu Oct. 13 11 08 6 24 13
Mrs
- -
1 | Feb. 28 19 20 6 20 53
'.turn June 23 9 27 10 18 37
1iinmis Apr. 30 27 49 9 2 34
Neptune Apr. 25 16 16 8 29 34
Pl ul o Mar. 1 25 32 7 4 18
Direct Retrogression
Date
h m s
Long,
d m
Time
da vs
Arc
d m
Mar. 5 11 28 9 28 53 22 14 54
J uly 6 25 07 2 5 28 24 9 00
Oct. 30 9 42 5 27 02 21 15 39
Nov. 23 22 29 6 8 42 41 15 31
J uly 2 9 03 6 10 59 124 9 54
Nov. 9 14 20 10 11 53 139 6 44
Oct. 2 7 16 8 28 36 155 3 58
Oct. 2 23 14 8 26 47 160 2 47
Aug. 5 22 41 7 1 29 157 2 49
1495
I'I.ANET Retrograde
Date
h m s
Long,
d m
Mtrcry Jan. 26 6 40 9 27 28
May 24 14 35 1 24 34
Sept. 22 14 38 5 26 23
Vcnuis
- -
Mura Jan 2 26 55 4 8 53
luplter Apr. 1 17 34 7 21 35
trttlirn July 6 13 16 11 0 57
Uranus May 5 13 15 9 6 41
Ntptune Apr. 27 27 45 9 1 45
PlUto Mar. 4 8 03 7 6 49
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Feb. 16 10 48 9 11 50 21 15 38
J une 17 12 24 1 16 01 24 8 33
Oct. 14 6 21 5 11 12 22 15 11
Mar. 24 22 50 3 19 22 81 19 31
Aug. 2 22 14 7 11 44 123 9 51
Nov. 21 25 19 10 24 12 138 5 48
Oct. 6 18 30 9 2 44 154 3 57
Oct. 5 9 28 8
0
0
C
M
58 161 2 47
Aug. 8 18 58 7 4 01 157 2 49
Vedic astrology in money matters
l >%
PLANET
Retrograde
Date
h m s
Long,
d m
Mercuty Jan. 9 27 15 9 11 22
May 3 28 18 1 4 50
Sept. 4 11 09 5 9 41
Dec. 23 25 03 8 25 24
Venus May 20 11 35 2 4 29
Mars
- -
J upiter May 4 21 08 8 23 51
Saturn J uly 18 26 00 11 13 35
Uranus May 8 25 13 9 10 47
Neptune Apr. 29 15 23 9 3 57
Pluto Mar. 5 25 46 7 9 19
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Jan. 30 15 53 8 25 19 21 16 03
May 27 24 30 0 25 51 24 8 59
Sept. 26 22 38 4 25 12 22 14 29
J uly 2 12 23 1 17 58 43 16 31
Sept. 3 20 12 8 14 01 122 9 50
Dec. 3 18 13 11 6 48 138 6 47
Oct. 10 6 17 9 6 50 155 3 57
Oct. 6 21 05 9 1 10 161 2 47
Aug. 10 18 38 7 6 31 158 2 48
1997
PLANET Retrograde
Date
h m s
Long,
d m
Mercury (96)Dec. 23 25 03 8 25 24
Apr. 15 5 39 0 15 49
Aug. 17 25 12 4 22 24
Dec. 7 22 14 8 9 32
Venus Dec. 26 26 48 9 10 07
Mars Feb. 6 6 04 5 12 06
J upiter J une 10 5 54 9 28 07
Saturn Aug. 1 22 26 11 26 32
Uranus May 13 9 29 9 14 51
Neptune May 1 28 55 9 6 08
Pluto Mar. 8 18 38 7 11 47
Direct Retrogression
Date
h m s
Long,
d m
Time
days
Arc
d m
Jan. 12 26 28 8 9 09 20 16 15
May 8 23 36 0 5 39 23 10 10
Sept. 10 7 08 4 8 54 24 13 30
Dec. 27 17 16 7 23 15 20 16 17
Apr. 27 24 43 4 22 43 80 19 11
Oct. 8 10 05 9 8 16 120 19 51
Dec. 16 16 00 11 19 42 137 6 50
Oct. 14 16 41 9 10 55 149 3 56
Oct. 9 6 41 9 3 21 161 2 47
Aug. 13 13 53 7 9 00 158 2 47
Source : Lahiri's Indian Ephemerides of the respective years.
CHAPTER-14
J UDGI NG COMPANY'S STATUS THROUGH
CELESTI AL HOUSES
While analysing the heavenly map of the business
houses, corporate bodies,registered companies and trading
organisations, it is imperative to keep in mind the precise
significations of the houses relating to various .corporate
activities so as to correctly estimate the business standings
and financial status of a company. The positions of the
planets in all the twelve houses are required to be examined
and assimilated meticulously. However, any house which
is devoid of planet, its assessment is to be made through the
analysis of the status of the lord of the said house. Even
otherwise, the strength of the lord of any house is also taken
care of. In order to drive congregated position in terms of
strength and weakness of a company, it is essential to analyse
all the twelve houses of company's horoscopic chart.
THE FI RST HOUSE :
Just as in the mundane chart of a country, the 1st house
denotes the general condition of the country and its people,
the 1st house of the company's map signifies the leadership
of the firm and other personnel of the organisation including
stock holders. It depicts the general status,health (both
financial and human resources), company's philosophy and
morality of the people at the helm of the affairs. The attitude
I'll I Vedic astrology in money matters
low.inis the share holders and employees are also assessed
Irom this house.
Lunation (New Moon) :
The lunation falling in the 1st house brings about some
alterations and changes in the company's affairs. Should
lunation receives benefic aspects at that time , the concerned
enterprise is bestowed with prosperity at large. The benefits
are related to the planets causing favourable aspects. If
lunati on begets inharmonious infl uence, it causes
discontentment and dissidence by the employees. The affairs
of the company are also progressed unsatisfactorily.
Therefore, the planetary disposition in the chart is carefully
studied at the time of lunation to assess the prospects of the
enterprise rather minutely.
The Sun:
A well positioned Sun in the 1st house denotes
prosperity and improvement in company's activities. The
employees show solidarity and jointly put their efforts in
the hour of need. The enterprises who commence their
operations during this period, prove beneficial and attain
success. The management and workers enjoy good and
cordial relation. The new ventures are progressed well and
completed successfully. This position of the Sun ushers in
an over all prosperity for the organisation. However, if the
Sun falls under affliction in this position, it generates friction
between the workers and the management, which adversely
affects the image of the company. The detracting forces are
emerged causing embitterments and adverse impact on the
productivity. These disturbed conditions effectuate health
and mental problems for the senior authority such as CEO
etc.
Judging company's status through celestial houses 391
The Moon :
The placement of the Moon in the first house improves
llu* general condition of the company though it brings some
hanges in the attitude of the workers but it would be for
the better. The commodities' business is going to prosper.
I he benefic Moon ushers in the era of peace and harmony
iind smooth functi oni ng of company's activities. The
management accedes to the workers demands in the event
of any affliction is caused over the Moon by way of
inauspicious aspects and the workings harmony is also
greatly impaired. This si tuati on as well, foment
discontentment and unrest amongst the workers.
Mars :
Mars being a malefic planet and its placement in the 1st
house impels lot of controversies in the functioning of the
management. A dissident group within the hierarchy
emerges. The discontentment of works turns into violent
confrontation leading to strikes and lockouts. The company
may resort to general mobilisation of the workers to diffuse
the issue. In the case of Mars receiving favourable aspects
and is well placed, it invigorates and brings vitality amongst
the staff members. However, there may be some stern and
and aggressive actions of the management to restore the
normalcy in the organisation.
Mercury:
A well placed Mercury under benefic aspects in the first
house, inculcates brisk activities in the field of trade and
commerce. The quantum of business goes up with the
increase in the transactions which are signified by Mercury
or planet influencing it. The work force becomes co-operative
and shuns the differences. However, if any affliction is
caused to Mercury, it generates discontentment in the
Vedic astrology in money matters
workers who indulge themselves in some disruptive
activities. In this duration if any new venture is taken up
that is going to end up in failure.
J upi ter:
A well aspected J upiter in the Ascendant brings
prosperity and success to the company. Jupiter imbibes such
a culture that gives an over all expansion. During the
favourable conditions,the financial status of the company
rises to new heights. The company also plans and
implements its expansion programmes with success .
Besides, the enterprise do brisk business and their are no
dearth of work and opportunities. However, if Jupiter in the
1st house comes under affliction, it sets a tone of sluggishness
and also causes impediments in the trade. If the affliction is
caused from the 10th house or it lord, the hurdles in the
commercial activi ties are created by the governmenl
authority.
Venus :
If Venus occupies the benefic position in the 1st house,
it induces peace, harmony and good work culture in the
organisation. It also generates healthy environment amongst
the staff member which helps producing encouraging results
for the company. The rules and regulations set forth during
this period are for the benefit of the workers which inturn
helps increasing the productivity. Under the adverse
situations when Venus gets afflictions, all the positive results
setforth as above do not come about. There will be paucity
of work and the new ventures may not meet much success
The policies of the governments are unhelpful.
Saturn:
The position of Saturn in the 1st house is not at all
welcomed. Besides, if it is also under affli cti on, the
Judging company's status through celestial houses 393
unfavorable results are more pronounced. I t produces
I ili>u oiltentment, inferior work culture, degeneration of trade
Iftiul poor company's standing. It also results in hardship,
frustration and fear amongst the workers who may resort to
| })',itational activities. The detractors of the management
I v incite the employees to take the advantage of the
iiliuition. However, should Saturn receive auspicious
I M'ipects, it helps inducing steady and progressive attitude in
I tin1employees to instill a good work culture and to improve
I . tin1financial status of the company.
Uranus :
The influence of Uranus in the 1st house is also evil. It
pioduces the tendencies of indiscipline, strike, turbulence
I diul discontentments in the workers. Dissident groups are
surfaced to detract the company's' benefits and
nd v.intageous position. The detractors incite agitations but
I ttike a low profile initially and assume the proportion of
Violent actions later on, much to the discomfort to the
butli ority. A well aspected Uranus in this house, brings about
jHieitous attitude amongst the employees who show much
poorness in the company's reforms.
Neptune :
The placement of N eptune in the fi rst house is
Unpleasant one. The position of Neptune in this house of
I t he company's chart agitates the mind of the workers who
I t hen tend to indulge in a secret propaganda against the
liunagement. These clandestine activities are capable of
l niising severe disturbances and turn about in the progress
inuch to the discomfort of the management. Upon affliction,
Heine cases of fraud, swindling etc., take place. The company
I aIm>indulges into some unethical business or immoral
ri>livities. Besides, the actions or objectives of the firms are
disoriented.
Vedic astrology in money matters
The position of Pluto in the first house is also not
considered favourable because it foments all type of trouble
like clandestine and secret activities, antipropaganda, against
the management. However, if Pluto receives benefic aspects
bereft of unfavourable influences, the new ventures
undertaken during this period achieve success and yiekl
profits. The company's plans go in favour of the workers
who lend full co-operation to the management.
THE SECOND HOUSE :
The second house signifies the liquid assets of the
company. It denotes commercial affairs, trade and stock
shares of the company. The firm's relation with the banks
and other financial institutions are also judged from the
strength of the 2nd house. The financial soundness, spending
ability and capacity to generate profits are assessed from this
house. Therefore, it may be seen that the 2nd house in the
company's map is very vital for its very existence as finance
is the back bone of any enterprise. If the lord of 2nd house is
dignified and well aspected,the financial position of the firm
is considered very good. In the event of a week 2nd lord, the
financial status generally remains unsatisfactorily.
The Lunation :
A well aspected lunation in the 2nd house denotes
accretion of profits,improvement in financial status and the
company stocks shares show greater amount of buoyancy
and are traded well. In a normal situation, it produces some
changes in financial affairs. A company is in a position to
discharge its liabilities conveniently. If lunation receives
malefic aspects, it gives rise to heavy expenditures,
disruption in the inflow of funds etc. The stock shares rule
poorly and may even touch the lowest ebb. There are
Pluto :
Judging company's status through celestial houses 395
pi notions in the liabilities of the company.
The Sun:
The placement of the Sun in the 2nd house, if well
piloted, is considered propitious for the increase in the
piofits of the company. It expedites payments and denotes
bright financial position. The CEO or other senior officials
hI Ihe organisation have a good time and enjoy prosperity.
I | owever,when the Sun gets afflicted in the 2nd house, it
Contributes towards heavy expenditure of the company.
Thore is heavy out flow of funds on non profit making
Ventures and pursui ts. The ruling authority suffers
In humiliation on account of financial matters and under goes
Irving time and may even give up the position.
The Moon :
The position of the Moon in the second house, signifies
fluctuations in the company's financial status. It also denotes
variation in the business transactions and share values
register uneven marketing trends. A strong Moon duly well
aspected makes the financial position firm and to look bright.
II Ihe Moon is afflicted through bad aspects, the fluctuations
in money matters are going to be wild. The Share market of
the company's stocks shows constant drop and sends jitters
lo the investors and speculators. The financial institutions
may not lend support helping the company to retrieve from
Ihe desperate situations. Government authorities impose
heavy duties to make the position worst.
Mars :
The position of Mars in the second house is not
welcomed as it indicates reverses in the business and brings
about fall in the stocks prices of the company. The bankers
curtail funds and even withdraw the credit facilities. I he
firm incures unproductive expenditures eroding the
Vedic astrology in money matters
company's reserves. A strongly placed and dignified Mars
in the 2nd house induces strength and invigoration to
strongly go in for some reargaurd actions to retrieve the
deleterious financial position of the organisation. In this
state, Mars generally steers the company through its financial
crises.
Mercury :
The placement of Mercury in the second house brings
about certain changes in the financial affairs. Should Mercury
in this house receive benefic aspects, the business of the
company prosper and attains new heights. It also results in
generating copious profits putting the financial position on
a sound footings. The company's resources are also increased
by ably supporting the heavy investments. The financial tie
ups with the banks and the financial institutions are
encouraging and credit facilities are enhanced. If Mercury
is badly afflicted in this house, it inflicts losses through some
frauds and defalcation of the funds. The company's contacts
for sourcing the funds are not going to be much helpful.
Jupiter :
The placement of Jupiter in the second house is highly
propitious. It signifies accumulation of wealth through huge
profits generated by the company. It greatly improves the
financial position of the company. On account of good
performance, the company attracts helpful rather best co
operations from the banks and other financial institutions.
Jupiter in this house induces remarkable developments and
expansion of commercial activities as Jupiter is the planet of
expansion and growth. In case, Jupiter comes under the spell
of detrimental influences, it causes heavy expenditure for
the company without making much profit out of it or rather
some losses may get accrued. In this situation, the company's
stocks slump, the banks and financial institutions create fuss
J udging company's status through celestial houses 397
tind impediments in clearing the loans and may even curtail
llii credit facilities. These results are more pronounced when
I piter happens to come under the influence of malefic Mars.
Venus:
The position of Venus in the 2nd house is also good as
II denotes good increase in the receipts and better payment
positions from the debtors of the company. Even some
written off amounts are also received. This planet, when
unafflicted, is quite helpful in the money matters of the
i ompany. Under its benefic influences, the sourcing strength
til the company get enhanced and it attracts funds from many
quarters. If Venus comes under affliction, it causes reversal
In the financial position. The resources get depleted and
wasteful expenditure incures. The company's investments
rti4*curtailed due to resource crunch. The statutory taxes
bring further pressures over the depressed financial position.
Saturn :
The location of Saturn in the 2nd house is highly
disappointing as it denotes poor fundings, stringent
payment position,financial stagnation, slump in stock shares.
11also induces lack of activities which put further pressure
over already degenerated funds. Over and the above, if
Saturn receives bad aspects, it brings greater harm and causes
heavy resource crunch. The productivity also goes down
which further reduces the cash flow. But should, Saturn
imeive benefic aspects and other auspicious influences, it
brings about a situation of some what steadiness in the
money matters of the company.
Uranus :
The placement of Uranus in this house creates
ambiguous situation in financial affairs. It shows, at times
unexpected and sudden l osses followed by some
Vedic astrology in money matters
unforeseeable gains. The losses and gains of this nature art'
[ln>result of Uranus receiving favourable and unfavourable
aspects respectively. Uranus is also capable of creating
uncertainty in the financial matters. Under its influence, il
is difficult to adhere to a scheduled planning for the sourcing
of the funds. On account of uncertainty i n the financial status,
Uranus creates uneasiness and guarded transactions for the
company's stock shares. Like any other accursed planets,
Uranus when afflicted, it brings about heavy and unwanted
expenditures for which a concern faces great difficulties in
organising the funds.
Neptune :
Neptune in the 2nd house denotes fraud and dishonesty,
the company suffers losses due to certain illegal activities
and underhand dealings. On account of these practices,the
company gets into trouble causing heavy losses when
Meptune is under evil aspect. In the normal course, the
clandestine business prosper and a huge black money is
^massed. If Neptune is severely afflicted some dissidents of
the organisation hatch conspiracy against the top ones of
the company. It is however, for certain that the placement of
l\ Teptune in the 2nd house of the company's chart creates
Confusion and chaotic conditions.
Pl uto:
The placement of Pluto in this house, if it is under
benefic aspects, the company's plans succeed giving good
profits. The new ventures are successful. Pluto in the second
house devoid of any affliction denotes resourcefulness,drive
to achieve material things. If in the event of Pluto coming
Under a severe affliction, the reverse state of affairs occur.
The new ventures may not succeed rather losses are
registered posing great financial difficulties for them. The
detractors of the firm would take advantage and encash the
J udging company's status through celestial houses
desperate situation of the firm. They would incite and try to
Win favours of the embittered persons. However, the
detractors are not going to elicit favourable response, should
I'lnto comes under favourable influences.
THE THI RD HOUSE :
The third house governs the contacts of the company
with the general public,internal communication of the
company or group of companys, collection, collation and
dissemination of information for the company's use,
management information system(MI S), transportation,
communication, receipts and despatch department, sale
promotion campaigns through mail orders, tours and travels
(domestic), house journals and other literary pursuits, in
house trading facilities, mental attitude of the employees etc.
The planets posited in this house influence the house.
I lowever, when there is no planet in this house, the lord of
the house is considered for assessing the effects exerted on
the house.
Lunation :
When the Lunation falls in the 3rd house, all the matters
signified by this house get activated yielding success and
benefits connected therewith. In the events of lunation
receiving favourable aspects, the benefic results of the
undertakings relating to these matters are more pronounced.
For example; better management information system, good
market feed back, improvements in the interdepartmental
co-ordination and communication etc. An affliction to
lunation denotes much trouble and losses in ventures and
hampers the communication system.
The Sun:
The Sun in the 3rd house benefits all the heads of
) Vedic astrology in money matters
departments. The Sun stands for authority, the CEO of the
company makes a good progress and earns name and fame
for himself as well as for the organisation. The company also
improves its position in the matters connected with this
house. Should the Sun get afflicted, it causes illness or even
death among the important personalities of the setup. If Mars
conjoins with the Sun in this house, during lunation, il
generates hostile conditions adversely hampering the
functions of the company.
The Moon :
The position of the Moon in this house is generally
considered as fortunate. Its placement improves the service
condition of the employees parti cul arl y related to
communi cation, reporting staff etc. I t also creates
harmonious inter-departmental relationship. If the Moon is
afflicted, it will cause lot of discontent among the employees
which may lead to agitation against the authorities.
Mars :
Mars is this house denotes evil results and if affiliated,
the deleterious and harmful results get compounded. There
is discontentment amongst the staff members who may resort
to agitation and strike to press their demands. Some accidents
may occur involving company's transport. I t adversely
affects publishing concerns.When Mars receives favourable
aspects, the harmful effects get mitigated.
Mercury :
The placement of Mercury in the 3rd house, if well
aspected, it benefits traveling facilities and communication
system of the concern. The quality of published material
show marked improvement. If Mercury receives affliction
through evil aspects, tremendous chaos is set in and
communication system goes clumsy and disorderly and
judging company's status through celestial houses
muses a great deal of discontents. It also causes serious
I rouble or illness to the persons connected with the 3rd house
viz., writers, publishers etc.
J upi ter:
The placement of Jupiter in the 3rd house is generally
i onsidered quite favourable especially, for communication
both electronic and print media. It ushers in growth in the
department ascribed to the 3rd house. The wages and
emoluments of the employees improve. The staff members
get better deals on service matters. The literacy and
publishing concerns do brisk business. The company may
enact certain benevolent programmes for its employees. On
getting afflicted, it causes heavy expenses, losses and
troubles in the matters denoted by the 3rd house, particularly
railways.
Venus:
Venus in the 3rd house shows good results and general
conditions of the workers gets improved. The items
connected with the 3rd house yield profits. There is going to
lie an over all prosperity. If afflicted, it depicts reverse effects
and discontent and gives way to some unfortunate events
attributed to this house.
Saturn :
The location of Saturn in the 3rd house, by and large,
brings about unfavourable results.The business goes
sluggish. Staff gets demoralised and discontented because
Saturn is the signifactor of employees and labour. The
company may enact certain rules and regulations which an1
unfavourable to them. Some illness is caused lo Ihe
personalities connected with the trade as denoted by Ihe 3rd
house.
402 Vedic astrology in money matters
When the 3rd house tenants Uranus, evil results arc
produced for the concern and the matters connected with
the house. Besides, it causes discontentments among the
employees.
Neptune :
The placement of Neptune in this house gives effects ol
discontentment, agitational attitude of the employees. Secret
plots and fraud against the management are hatched. It also
causes loss of business. The functioning of the department
denoted by the 3rd house become tardy and ineffective to .1
great extent.
Pluto :
The position of Pluto in the 3rd house ushers in new
projects to promote better communication system and
provide improved facilities in these departments. Reverse
results are shown if affliction is caused to Pluto and danger
of fire, accidents etc., are the other results.
THE FOURTH HOUSE :
The operating base of the concern is represented by the
4th house of the organisational map. The office building,
factory building etc., come in the ambit of the house.The
registered office and corporate office including the board I
directors are governed by it but the head of the board i.e.
chairman,president etc., are out of its influence, as they fall
in the domain of the 10th house (seat of power). Since 4th
house denote populace, the Stock holders and ethos ami
spirit of the employees of the company come under its fold
which generate internal strife to place a check over the
autocratic attitudes of the top management.This house also
signifies investments in the real estate holdings, up keep ol
Uranus:
llie buildings and factory.
Lunation :
Lunation falling in the fourth house gives prominance
Iii all the traits denoted by this house. Good aspects during
(he lunation strengthen the hands of the opposition
adversely affecting the prestige of the organisation.
I lowever, land and property business get benefited. If
lunation receives inharmonious aspects, undesirable results
are expected and real estate business suffers a loss and
uncongenial atmosphere prevails.
The Sun:
A concern should expect favourable position with the
influence of the Sun over the 4th house. With good aspects
.tnd unafflicted Sun bestows high degree of beneficial results
I nd even the head of the office attains immense popularity.
The real estate business flourishs. If the Sun receives evil
aspects, undesirable results are expected and the concern
head and the firm face troubles and employees, at large,
under go tough time.
The Moon :
The placement of the Moon in this house is considered
l.ivourable and denotes auspicious results if well aspected
and bereft of affliction. The grievences of the employees are
attended to promptly and favourably. Hotel business as well
as companies dealing with liquid and Chemicals become
prosperous. When the Moon is under evil aspect, opposite
results are noticed.
Mars :
The position of Mars in this house is inauspicious as il
would cause trouble through the statutory authorities. The
operation of building, property markets suffer and the severe
Judging company's status through celestial houses 403
>0-1 Vedic astrology in money matters
affliction brings about the bad effects of greater intensity.
When Saturn conjoins with the Mars in the 4th house, untold
miseries befall. The functioning of the firm is also greatly
hampered. Real estate business is in jeopardy. However,
should Mars receive very good aspect,the adverse effects
denoted by it get mitigated to a great extent
Mercury :
The location of Mercury in this house is not of much
significance. However, it gets activated once it receives good
aspects and accentuates success in the pursuits which are
underway. The working conditions of institution get
improved. The mining and mineral industries prosper. The
affliction to Mercury yields evil results and causes much
discomfort and discontentment amongst the workers. Under
these circumstances, the firms dealing in agriculture greatly
suffer.
Jupiter :
The placement of J upiter in the 4th house is quit
auspicious as it ushers in favourable environments. When
well aspected, it benefits the real estate business, commodity
trade etc. The morale of the employees is high and company
registers a good growth. If Jupiter gets afflicted in this house,
it gives way to undesirable activities, thereby adversely
affecting the progress and prosperity.
Venus :
Venus in the 4th house is in a favourable slot in the chart
to show success in matters generally related to environment,
growth and production. When it receives benefic aspects,
the effect are enhanced to a great deal. The staff and the
management enjoy harmoneous relations. The financial
institutions lend a good help. The affliction to Venus creates
adverse effects especially relating to the land and property.
J udging company's status through celestial houses 'IOb
I he product quality deteriorates to cause loss. It also vitiates
and impairs the work culture which insinuates lack of
cohesiveness in the working structure.
Saturn :
The location of Saturn in the fourth house generates
obstacles and difficulties for the management and in the
company's affairs. The general environments gets debased
and spoiled. The operations do not run smoothly and
productivity suffers. The scarcity of essential items is greatly
felt. It also depresses the value of lands and properties and
also adversely affects the real estates business. However,
when Saturn receives benefic aspects, devoid of affliction, it
inculcates sense of loyalty amongst the workers and
generates congenial environments and also improves the
work culture to a noticeable extent.
Uranus :
Uranus in the 4th house causes evil influences and
produces unfavourable results. Unforeseen events may take
place adversely affecting the prospect of the firm and
showing poor returns. Some damage to the building, factory
or premises occurs which creates chaotic conditions. An
affliction to it brings down some calamities over the concern.
When Uranus gets well aspected, bereft of any afflictions, it
helps making new discoveries or ventures which accrues
sumptuous benefits to the company.
Neptune :
Like Uranus, Neptune in the 4th house also produces
inauspicious results and adversely influences all the matters
denoted by the fourth house. Unsocial elements rear their
heads and resort to agitations. A well aspected Neptune
without any affliction promotes democratic process in I he1
system and enthuses spirit of loyalty amongst the workers.
Vedic astrology in money matters
The affliction to Pluto in this house causes troubles both
to the management and the employees. From the 4th house,
it casts direct aspect on the 10th house and as such it produces
great harm to the top authority. A well aspected and
completely unafflicted Pluto, generates beneficial changes
in the set up.
THE FI FTH HOUSE :
The fifth house governs conventions of the firm denoted
by the signs posited in it. It also stands for senior executives
of the company except the top management. The fifth house
signifies the attitude and stand of the stock holders and
governing body against the chairman of BOD. The
entertainments and social activities of the company are also
represented by this house.
Lunation :
If lunations falls in the fifth house, it activates and high
lights the matters concerning the house. When lunation
receives favourable aspects, benefic results are prominent
and should evil aspects afflict the lunations, benefit effects
are lost. The public investments, entertainment and
enjoyment of the working group get enhanced when benef ii
planets cast their aspects or conjoin with it. In the same
situation, social and well fare functions are held much to
the contentment of the staff and the management also gets
inclined towards them.
The Sun:
A favourably placed Sun in the fifth house ushers in
good time for the public investments. It denotes gains in the
speculatory activities. The firms engaged in running industry
earn good profits. When the Sun gets afflicted by receiving
Pl uto :
J udging company's status through celestial houses 10/
pvil aspect, it yields undesirable results. It may even cause
*tome harm or danger to the controlling authority because,
I he fifth house is the eighth house from the 10th house (seat
ol power). If a planet delivering affliction is connected with
tin18th house, it leaves sever effects.
The Moon :
The Moon shows quite an auspicious result in the 5th
house if it is strong and well aspected. It generates cordial
environments and provides entertainments to the working
groups. More social functions are held and speculatory
pursuits yield good profits to the company. The company
dffords more employments. When the Moon receives in
harmonious aspects, it gives way to some immorality in the
ystems. Besides, certain disruptive activities of unsocial
elements duly supported by the outside agency are directed
towards the authority.
Mars :
Mars being the first rated malefic planet generally
produces inauspicious results and plays havoc when it gets
afflicted. It brings about adverse results and incites losses in
speculatory deals and lottery business. As stated above, the
5th house being the 8th from the 10th house, the placement
of Mars may cause injury to ruler or other top management
persons especially, when Mars receives affliction over there.
It also causes accidents and fire particularly, at the places of
assemblage and congregations such as stock exchanges etc.
Mercury :
The placement of Mercury in the 5th house denotes lot
of entertainment activities in the film and theatrical world
New ventures go underway. The persons connected with this
trade earn exuberant profits and do brisk business. The
publication related work grows and benefit the comp.tmci
Vedic astrology in money matters
.fid with it. When Mercury receives inharmonious
connect*1 J
. , it impairs the good results indicated above and
ispects, , &
. -ainent business suffers reverses. The critics hold the
(4itertair
1riving ^eat to PPose *he company's efforts.
Jup^r:
location of Jupiter in the 5th house by and large
enders and ^avoura^e results. A well aspected Jupiter
delivers r6su^ts hke imparting trainings and educating the
p o r k e r s a*SO exPansi n such facilities. An axispicious
. . -ings allround expansion and prosperity for the
om anf However, if it receives affliction, it incites disputes,
, ^ses and increases the expenditure. The speculative
C,dventul end UP in failures-
VeflaS:
PlaeIlient ^enus *n this house tends to produce very
ood res^ ^or ^rms engaged in the entertainment and
1 ^i^tries. This also affords an opportunity to produce
lie best^01^ w^i ch are gi ng 1:0 he highly acclaimed.
|,|eVenus ushers in festivity and lot of fun. When
fflictionisCaused Venus, ah good opportunities are lost.
The worl;Ci:L^ure deteriorates and immorality sets in. There
tobe resentments and dissatisfactions amongst the
are going1 &
porkers.
Satu<n:
The f^ih011 Saturn in the fifth house is considered
v;jts. It causes depression in the business and
yU l U Spl O
eduction0*the wor^* which leads to strong opposition
. . jj,e management. Speculatory activities receive
afflicted Saturn also produces immorality amongst
worWs- ^e resources f the company get dwindled and
cfeaTefin^ial crises
J udging company's status through tc Ii -nHu I hi'1141"1
Uranus :
Uranus like Saturn also produces damag*n^ 111
the 5th house. It causes devastation by explosit'114' l'>soi iIitn,
strikes and disturbances which adversely 1>*1 *'1'
functioning of the organisation. Many disputes dlv nus,4l
and the company faces source crunch. It alsoPoses dangei
to the authority. Vehicular accidents are on tbe car,-1-
Neptune :
Neptune is also quite unfortunate for th^th house. It
is capable of producing scandals, frauds, f' illegal
activities. I t greatly disturbs company's a^a*rs ^ue to
immorality and other nefarious deeds. Any au cti on to
Neptune in the 5th house puts the head of the organisation
in a perilous situation as the secret forces afe S*nS to he
quite active.
Pluto :
The placement of Pluto in this house de^otes adveise
effects. The out put is greatly affected and 4^ t^ie
production gets jeopardised. When Pluto afflicted,
revolutionary trends are permeated at tfie behest of
competitors or people who are oppose to the organisation.
Their anti company's propaganda incites the trade unions
to disrupt the harmoneous functionings. H wever' we^
aspected Pluto is capable of bringing changed n ^h to the
benefit of the firm. The research programs $ot activated.
Certain beneficial measures are adopted by the management
THE SI XTH HOUSE :
For the commercial affairs of the company, the 6th house
has great significance. It governs the workers, employers oi
staff members of an organisation and also (?attMS *i the
general health and condition of the perso*111 l abour
Vedic astrology in money matters
activities are the other sphere of the company which arc
accentuated by this house. Therefore, labour strikes and other
types of labour troubles fall in its domain. The work force is
generally represented by the sign and the planets tenanting
the sixth house. The house also depicts the attitude, efficiency
and work culture of the staff and employees. The litigation
aspects and all other legal matters are portrayed by this
house. Companies loans, debts etc., are also to be figured
out from the sixth house. Competition and competitors'
position is to be adjudged from this house.
Lunation :
Should lunation attracts good aspects from the benefic
planets, all the significations of the sixth house get fructified.
The company's affairs function profitably and there exists
good and harmoneous relations between the workers and
the management. The employee remain contended and
satisfied and work progresses without any labour trouble.
However, when lunation receives bad aspects, it creates
inharmonious environments and work culture get greatly
hampered. The position of debts and loans becomes grave
and unsatisfactory.
The Sun:
The placement of the Sun in the 6th house is considered
favourable for the general health and the employees. The
workers prosper thereby benefiting the concern. The debts
and loans do not accrue. If Sun gets afflicted, it causes
discontent amongst the workers. Labour troubles surface and
the company's liabilities take ugly turn. A prominent worker
dies. The competitors take advantage of the embroiled and
confused situation.
The Moon :
The position of the Moon in the 6th house is generally
Judging company's status through celestial houses I I I
not considered favourable. It denotes ill health, discontent
iind dissatisfaction of the workers. They may resort to
(imitation to press their demands. The competitors get upper
bands. The position of loans and debts are aggravated. If
the Moon is well aspected, these adversities become much
loss effective or unnoticeable. In case the Moon is devoid of
uny affliction some of these effects are even turn out to be
favourable.
Mars :
The disposition of Mars in the 6th house is contemplated
us an evil position which produces unfavourable results.
!lowever, when Mars remains completely unafflicted and
receives highly benefic aspects, then only it delivers
favourable results. Mars being a fiery planet and beholds
vigor and strength, is capable of creating severe labour unrest
with its position in the sixth house and the management has
to tackle it diligently and with great care. Disputes and loss
through the agitational stance of the employees are also on
the card. Its position in this house is going to be responsible
lor accidents and violence. A good aspect on Mars makes
the workers to demonstrate and achieve a high level of
production.
Mercury :
The position of Mercury in the 6th house yields good
results, if it is well placed. It stimulates brisk activities
amongst the work force and their mentality marks
improvement. They (labours) experience satisfactory time.
The communications between the employees ami
management also gain strength. The business become,
profitable and prosper. The loans and debts gets reduced
thereby improving the financial position. Over the affliction
Of Mercury the good effects are adversely affected I he
labour is incited to create trouble and on account ol whii Ii
I
Vedic. astrology in money matters
tin' business and industries greatly suffer. The situation may
gi ve way to strikes or lockouts. Mercury being a natural ruler
of the 6th sign, its placements in this house attains
importance for the work class and other matters related to
the 6th house.
Jupiter :
The placement of J upiter in the 6th house, if well
aspected yields benefic results. The work culture is greatly
improved and it registers sizable increase in the outputs, the
management shows magnanimity towards the employees
raising their sal ari es and other benefi ts. Congenial
environment prevails devoid of any strike or workers unrest
etc. Jupiter is a planet of plenty and expansion and inculcates
working harmony between the staff and management. Both
these attributes of Jupiter are expected to come about.
However, any affliction to Jupiter posts heavy expenditures
and the profits get eroded to a great extent.
Venus:
The location of Venus in the sixth house produces
favourable results especially, for the workers. I t denotes
improvement in the conditions of the work classes. It also
brings about increments in their emoluments, should the 11th
house also exerts its influence over Venus. The loans and
debts position remains under control and general reserves
improve. In the event of any affliction over Venus, the peace
and harmony get disturbed and some sort of dissatisfaction
amongst the employees is creeped in. The mounting debts
are going to cause great concern to the management as the
reserves getting depleted.
Saturn :
When Saturn gets posited in the 6th house, it brings
unfavourable results in general. However, if Saturn is well
J udging company's status through celestial htumr'i
aspected and bereft of any affliction, it bestows benefit
effects. But in the event of affliction, the evil effects .ire more
pronounced. It sets in a great deal of discontentment amongst
the working class and the labour adopts agitational stance
disrupting the productivity. The status of loans, debts and
reserves may also cause concern to the management.
Uranus:
The placement of Uranus in the sixth house is also evil
and not welcomed. I t gives effects to sudden and
unpredictable happenings. On affliction, it gives way to
disruptive activities and set revolutionary mood amongst
the workers. The pol i ti cal force may get behind the
disturbance. If Uranus forms any connection with the benefic
elements and the eleventh house, the favourable results as
signified by the 6th house may come about.
Neptune :
N eptune's position in this house also renders in
auspicious results and when it comes under evil influences,
the effects are more pronounced. The competitors or enemies
resort to unethical propaganda against the authorities
through their own employees in a secret manner. The trade
unions inimical to the concern, succeed in their nefarious
activities. Crimes are at increase. In the event of Neptune
receiving benefic aspect bereft of evil influence, the
favourable effects accrue and the employees assure loyalty
and the work get progressed smoothly.
Pluto :
The placement of Pluto in the 6th house shows
aggressiveness like Mars. An afflicted Pluto permeates
annihilation and confrontation. The employees unions create
disturbed conditions and the workers apply aggitational
tactics to press their demands. When Pluto is well as pet ted,
' I I I Vedic astrology in money matters
company's reserve shows improvement and bring salutary
ef feels over the workers activities.
THE SEVENTH HOUSE:
The 7th house signifies the relations of the company
with the other organisations through contracts and trade
agreements. It also denotes legal affairs, competitors ami
their activities. All the activities connected with business and
trade are related to this house. It depicts professional acumen
of the company in handling the intricate and complexed
matters. The growth and development of the firm is also
assessed from the 7th house.
Lunation :
If lunation falls on the seventh house, the signification
of the this house get greatly enhanced. When it receives good
aspects, the trade prospers and relation with the competitors
become cordial and friendly and business policies are also
going to yield good results. Lunation on receiving evil
aspects, the disputes and complications in the business come
about which adversely affect the prospect of the company.
The Sun:
The placement of the Sun in the 7th house duly well
aspected shows great promise in the trade activities. The
company acquires an authoritative position in the respective
business circle and the competitors attempts are peterred ou I
and go awry. If the Sun is able to form connections with the
5th or the 11th house, the company runs through the
competition successfully and get victorious. Over the
affliction of the Sun, the contrary effects are depicted and
the company spoils its business relations with others and
face resource crunch. Besides, the head of the office acquires
bad reputation.
Judging company's status through celestial houses II'.
I he Moon :
The situation of the Moon in the 7th house brings about
honours and good reputation to the firm. The relation in the
business circle improves and ushers in prosperity. When the
Moon receives adverse aspect and gets afflicted, antagnistics
effects are shown. There are troubles in the business relations
and the sentiments get hurt and the chances of benefits from
thetr.ide agreements may recede. Immorality rears its head
andlhe company policies go awary.
Mars :
The position of Mars in the 7th house widely denotes
in-auspicious results. Mars being an obstinate planet, its
influence over a house is quite striking. It shows danger of
conflicts, disputes, disagreement, controversies etc. The
conjunctions aspect or mutual reception between Mars and
Saturn yields devastating results and such occurrence in the
7th house leaves telling effects over the trade and business
activities. But when Mars receives benefic aspects and
acquires the lordship of the 11th house, it instills initiative
and drive with much advantage. The affliction of Mars gives
way to the competition to override the priorities and curbs
the initiative thereby causing set back to the firm. The
accidents are at increase and anti-social activities go
unabeted.
Mercury :
Placement of Mercury in the 7th house with good aspect
is extremely favourable for the commercial activities. Trade
agreements and business contracts finalised during the
influences of benefic Mercury in the 7th house and also
signifying the 11th house become successful and highly
profitable. The company may finalise foreign collabor.it ions.
Mercantile activities are at the rise and profitable. II Mercury
4!f> Vedic astrology in money matters
gets afflicted or represents the malefic houses, the trade
agreements and contracts go in peril or run the risk of making
losses. There are general disagreements on many matters
denoted by the 7th house
J upiter :
Jupiter's position the seventh house by and large, is
propitious. If Jupiter also receives favourable aspects and
have the rulership of benefic house especially, the 11th
house, it ushers in an over all improvements in trade and
commercial activities of the organisation. It yields copious
profits and brings about expansion in the business by
opening new avenues and contracts. The foreign trade and
tie up renders good profits. However, if Jupiter is afflicted
through inharmonious aspect or acquire the lordship of bad
houses, it delivers a jolt to the smooth running of the business
and causes losses. The expansion programmes are curtailed
or become unprofitable and business contracts get into
jeopardy. The influence of 12th house wasteful expenditures
take place and the enemies or competitors make secret moves
to harm the company's interests.
Venus :
A well placed Venus in the 7th house denotes peace and
harmony in the normal functioning of an organisation .If
Venus acquires the ownership of the 5th or the 11th house,
the effects are more pronounced. The trade alliances and
company's contracts run through peacefully and yield high
profits. The foreign trades also prosper. Co-operation is
extended by one and all to bring success and high reputation.
When Venus is afflicted, all the favourable results are going
to under play. The resources of the company get depleted
and the business harmony gets disrupted causing anxiety
and concern to the management. The non co-operation from
inside as well as outside of the company is the other result.
J udging company's status through celestial houses 11/
Saturn :
The placement of Saturn in the 7th house in normal
course is unfavourable as it causes contraction in the business
activities and causes scarcity in the resources and depresses
the production. In addition, if Saturn gets afflicted, the
malefic effects are intensified. Under adverse placement of
the Saturn , the strained relation are cropped up in the
business dealings which are going to effect the reputation
of the company causing set back to the business. Uneasiness
prevails in day to day functionings and brisk activities slow
down.Mars conjunction with the Saturn in the 7th house
brings awesome miseries and incites labour unrest.A well
aspected Saturn with totally devoid of any malefic influence
gives respite from the evil effects to a good extent.
Uranus :
Uranus in this house also denotes evil results and it
causes unforeseen complications of grave nature rather
suddenly. The enemies and the competitors make
unexpected move to clinch the initiative in the business
leaving little scope to do good business . The relation in the
business sphere gets impaired. The trade policies prove
failure. Uranus position in house contributes in the smooth
functioning and at times it turns into agitations or strikes.
The affliction of Uranus by Venus may give way to
scandalous activities causing great harm to the business of
the company. The policies of the parties with whom the
company holds business may undergo sudden change
resulting losses.
Neptune :
The placement of Neptune in the 7th house deludes
some secret moves by the opposite parties or competitors
Some blackmailing attempts are made and to s.ibol.igc the
118 Vedic astrology in money matters
}>,itod and profitable contracts. Neptune generally signifies
immorality, scandals and produces unpleasant events carried
through court of law which affects the reputation. However,
Neptune, if well aspected and form connections with the 11th
house, the company holds a strong position to tackle the
intricate matters rather effectively.
Pluto :
Pluto in the 7th house causes danger of getting into
confrontations in the business dealings with the parties.
Pluto also denotes secret activities on the part of opposite
parties who may invite trouble through anti propaganda.
When Pluto is well aspected and enjoys the ownship of the1
benefic house, new enterprises are to come up. The
company's development benefits its people and social
conditions improve.
THE EI GHT HOUSE :
The eight house signifies financial standing of the
partners of a company, amalgamation of firms, litigations of
the beneficiaries, financial dealings with the competitors and
their financial soundness and business standings, earnings
from investments and liquidations of disputed assets.
I ncome from extraneous sources, company's reserves,
liabilities of the deceased partners are also denoted by this
house. The eighth house also stands for gains and losses on
the basis of crucial decisions taken by the authorities,
speculative ventures, stock market, capital gains > taxes
and benevolence policies of the company.
Lunation :
The positioning of Lunation in the 8th house is of great
significance.The lord ship of this house by any of the
luminaries is considered good and if it is also well aspected,
the company attains good financial position. The loans and
ilebts are liquidated. The relation amongst the partners are
cordial and co-operative which provide steady growth to tin*
I irm. However, upon receipt of malefic influence,the bene I ic
results do not accrue and financial position becomes
unsteady and critical. It may give rise to disputes amongst
the profit sharing persons.
The Sun:
The location of the Sun in the 8th house generally is not
good and if, the Sun also gets the ownership of the malefic
house, mainly 12th house, it produces glaring inauspicious
results. The 8th house on being heavily afflicted brings about
severe disputes and the head of the office may get into
seriously trouble and is bullied by the beneficiaries and stock
holders. When the Sun is well aspected and bereft of any
malefic influence, it bestows success in venture cornering
good profits. The new pursuits also yield good results and
there exists the opportunity of advancement. The company
be able to payback debts and provide social securities to its
employees. The business stability is also the result of benefic
influence over the Sun in this house.
The Moon :
The position of the Moon in the 8th house is also not
considered to be good. Its connection with the 6th or the
12th house makes it worst. The Moon denotes the morality
of the members of the concern. It may cause failure of a
venture at its infancy stage and if not, there are bound to be
severe teething problems which may force the closure ol
business. The affliction to the Moon in this house anises
difficult to bring reforms and refinements. The business
related to essential commodities faces set back. A good
influence over the Moon mitigates the adverse effects to some
extent.
Judging company's status through celestial houses I lJ
) Vedic astrology in money matters
The placement of the Mars in the 8th house renders
unfavourable results. It causes sudden destructions either
ih i ough fires, violence or other such type of calamities. In
the event of affl i cti on to Mars, the severity of such
happenings are highly intensified. The people with vested
interest are going to work secretly to cause grave set backs
to the concerns. Iron and steel industries face reverses in
particular. The notable personality or person at the helm of
the affairs may even get physically harmed. The affliction
by Saturn over Mars causes greater damage than any other
malefic planets. The favourable aspects over Mars marginally
remedify the situation.
Mercury :
Mercury's position in this house denotes evil mind and
the company's affairs are dealt with high headedness thereby
causing resentments amongst the employees. The tension are
caused on account of trade war or brand fighting. Mercury
getting afflicted in the 8th house adversely affects publishing
industries and foreign trade. The business in general receives
severe jolt. In the event of Mercury getting well placed and
receives good aspects and forms connections with the house
of wealth and accretion, the company stands to gain through
refunds or claims preferred with government offices and
agencies like revenue department, insurance companies,
trusts etc. Besides, the intensity of ill effects get mellowed
down.
J upiter :
The placement of Jupiter in the 8th house signifies fame
and long and illustrious span of the organisation. It also
provides gain from the governmental terminal policies like
death duties etc. The senior staff repose confidence in the1
Mars :
J udging company's status through celestial Iioun*n I ' I
top persons handling the affairs. Benefits accrue through
trade both domestic and foreign, in addition to capital gain
taxes etc. When Jupiter gets afflicted in this house, death
like calamities ( could be in the form of serious illness etc.)
may fall over the senior or head of the company. The financial
status of the concern receives setback and their relation with
the financial institutions may get strained. In fine, the
company may not enjoy peaceful time.
V enus:
When Venus get situated in the 8th house and receives
favourable aspects, the company attains high moral values
and enjoys good reputation in the market. It draws benefits
from the various governmental schemes, especially in the
form of duties accentuating terminal benefits. This position
of Venus bestows financial soundness and ability to pay back
debts loans etc. If Venus is afflicted in this house, it brings
physical miseries or death like conditions especially,
affecting the higher echelon of the organisation. It creates
disturbed environments and moral values are eroded.
Saturn :
The position of Saturn in this house, when under
affliction, is extremely bad. The important personalities and
elderly persons (Saturn signifies old age) suffer greatly. The
trade related to Saturn's traits such as skin, animal hides,
leather etc., have a negative growth. The dealers of steel and
steel industry are adversely affected. There are curtailments
of activities in these fields, as Saturn is the planet which
denotes contraction. Governments may also impose certain
restrictions and increase duties eroding the company's
profits. However, if Saturn is well aspected devoid of any
affliction and owns benefic places, the harmful effects and
unfavourable occurrences are alleviated.
Vedic astrology in money matters
Uranus iii the 8th house gives way to instability ami
ushers in disturbed conditions. It causes impediments in the
smooth functioning of the organisation and all this is going
to happen suddenly taking everybody by surprise. An
affliction caused by the Uranus over the 10th house or its
lord or the Sun, brings down the top authority or person of
the company all of a sudden, delivering a state of shock. Il
may even cause reshuffling in the higher management
segment. This position of Uranus causes accidents of the
vehicles, rail or aeroplanes involving senior persons.
Neptune :
N eptune's placement in this house results in
misadventure. It adversely affects the mental faculty and
causes aberrations in the working system. There may be an
abortive conspiracy against the senior persons of the
organisation. Neptune in the 8th house brings about
instability in the functioning to topple the management. The
morality of the persons gets afflicted setting an unhealthy
environment.
Pluto :
Pluto's si tuati on in the 8th house brings about
outrageous conditions. If afflicted by Mars who also holds
the lordship of the 7th house, the business goes in peril
inflicting great losses. The trade union activi ties get
intensified and lead to strikes etc. When Pluto gets benefic
aspects and remain unafflicted, an environment of co
operation prevails. New pursuits are successful. The tensed
moments get assuaged.
THE NI NTH HOUSE :
The ninth house denotes publicity, advertisement and
Uranus :
Judging company's status through celestial house
I Hale promotional activities including mail order campaigns,
personalised sellings etc. It entails long distance journeys
and other communication systems. This house governs tin*
[ publications and other educational materials on the
I company's activities. Public relation and consultancy
(
services fal l under its domains. Relati ons with the
educational institutes and literary pursuits are also in the
scope of the 9th house. Advisory bodies, senior consultants
i or a person who guides the fate of the company are to be
reckoned from this house. The company' s philosophy, foreign
trade, arbitrations etc., are also to be seen from the 9th house
Luxation :
If lunation falls on the 9th house , the events or matters
| relative to this house gets activated. When it receives benefic
I aspects , the company's image is improved to a great extent.
It also causes improvement in the over all trade and
transactions. The company's policies are acclaimed. In the
I event of evil aspects, the results described herein before, do
not accrue rather some ill effects are seen. If Jupiter casts its
adverse aspects, the law suits etc., put the company in peril.
Marsian affliction over the lunation generates all sorts of
trade disputes. Likewise, Mercury's evil aspects disrupt or
! breakdown the communication system, so on and so forth.
The Sun :
The placement of the Sun in the 9th house is considered
I propitious and favourable and the results denoted by this
house are pronounced. There are successes in the legal
I matters. The employee are in high spirits and the company's
I earn accolades from some governmental authority. However,
I upon affliction, the Sun provides mediocre results. 11 may
I as well give rise to some set back to trade and commerce
The company's policies come under criticism and all I li e
I efforts to protect it go awry. Business suffers losses and llir
Vedic astrology in money matters
employees initiatives remain under check.
The Moon :
The effects of the Moon in the 9th house varies a lot as
per the aspects and influence it receives from the auspicious
and inauspicious planets. Should the Moon gets benefu
aspects, it is for the betterment of all the affairs signified bv
the 9th house. The government enact policies beneficial to
trade at large which draws appreciation from all quarters
The Moon on being afflicted, the degree of negative effects
commensurate with the type of affliction it receives and the
planets involved. However, business activities in general gel
decreased due to unfavourable conditions.
Mars :
The positi on of Mars in this house is normally
considered as unfavourable. I t gives rise to disputes anil
litigations. The senior persons get proned to accidents anti
other physical harms. The incidents of fire also attribute to
it. Under this situation, the company should safe guard its
interests. The business activities are adversely affected.
Should Mars comes under affliction, the chances of stated
hazards herein get enhanced. The employee may also indulge'
in immoral practices. However, when Mars is well aspected
especially, by the Sun or Jupiter and devoid of any affliction,
the workers show greater amount of enthusiasm and sense
of responsibility.
Mercury :
The placement of Mercury in the 9th house accounts
for commerce, long communication, literary matters etc. II
well placed and under favourable aspects, Mercury renders
excellent results in research and development and the
company comes up with innovative ideas. The government
policies in the related matters are of great help and beneficial.
Mercury on being afflicted shows negative effects in these
J udging company's status through celestial houses
ureas. The company is up against press propaganda and
many trade disputes are surfaced causing great discomforts.
The company's policies also face criticism.
J upi ter:
Jupiter being significator of the 9th house denotes very
auspicious results in this house provided there is no affliction
iaused to it. The trade and commerce affairs are greatly
profited subject to Jupiter not owning inauspicious houses.
I upiter is planet for expansion, its favourable placement in
die 9th house affords many opportunities in enlarging the
business activities. The government policies become
appropriate for dilatation, expansions and help increasing
the frontier of operations and company's growth. The public
opinion becomes supportive and encouraging. Jupiter if
comes under. affl i cti on causes danger to the higher
authorities and head of the organisation. It gives way to
conspiracy to be hatched against the top bosses.
V enus:
The position of Venus in this house is also considered
quite favourable. When it is under benefic influence, the
trade particularly, international trade prospers. The
government enacts favourable laws to be helpful to the trade.
In the event of the afflictions causing to Venus, unpleasant
happenings may take place. The adverse image of the
company so created makes it difficult to carry out smooth
business transactions. The public relations also suffer a
setback. The public relations will also suffer set back.
Saturn :
Saturn in the 9th house normally produces evil results
Saturn by nature brings about disputes, trouble, legal
wrangles and impedes the smooth functions. It curtails I he
activi ties and makes the government to promulgate
Vedic astrology in money matters
oppressive laws. The people with the vested interest formenI
trouble by inciting the workers to raise impractical demands
I he severe affliction to Saturn gives rise to great resentment
which may lead to over throw the people at the helm of the
affairs. However, when Saturn bereft of affliction, receives
benefic aspects and attains the ownship of the benefic houses,
it solicits co-operation and cordiality from the workers ami
instill smooth functioning of all affairs.
Uranus :
The position of Uranus is also not good as it brings to
pass sudden reverses in the normal workings of the
company. Unexpected trouble and lawlessness lead to
undesireable results. The normal on going works or contracts
face sudden stoppages and reversals causing losses to the
organisation. Uranus if is well aspected and unafflicted
produces good results. The company takes long strides in
the field of research and developments and affords more
facilities in tours and travels yielding profit making results
Neptune :
Like Uranus, Neptune also denotes unfavourable results
while posited in the 9th house. It originates scandals and
conspi raci es agai nst the company at large and top
management in particular. On account of frauds and
unscruplous activities trade and commerce are going to
suffer to a great extent. Neptune on being unafflicted and
well aspected, produces the environment of co-operation and
also innovative works beneficial to the concern.
Pluto :
The position of the Pluto in this house is also found
unfavourable as i t causes trouble and disaster. The
commercial activities face set back. Government laws become
stringent. A well aspected Pluto leads to new developments
J udging company's status through celestial houm** !/ /
and the company acquires the position of reckoning.
THE TENTH HOUSE :
The seat of power may be of government, any private
organisation or public enterprise lies in the 10th house1. 11
denotes authority vested with the governing body and the
persons of the highest echelon; like President, CEO or the
Chairman of the board. Therefore, it is an important house
as it also represents the ruler of the state or country;
governors; reputed and honoured persons. About all, it
signifies the status of the country, company, enterprise etc.
The L unati on:
The placement of lunation in this house, if well aspected
denotes business standing and status of the organisation and
its heads of functionaries. The company's position is strong
and all its pursuits turn into success and yield good profits.
In the event of any affliction cast over the lunation in this
house, the positive effects get mellowed down and should
the affliction being of severe kind , it leads the catastrophe
and misfortune both to the enterprise and to its rulers.
The Sun:
The position of the Sun in the 10th house is by far the
best and extremely propitious. It bestows prosperity and
popularity to the entire setup and ushers in happy period
with lots of successes. The prestigious projects or products
are launched or accomplished affording to the company
sumptuous profits. A dignified status is conferred on the
company's head. The Sun on being afflicted or owns
inauspicious house, not only diffuses the benefit results but
also gives a trying time for the enterprise and the people .it
the helm of the affairs. If the affliction is intense, il may <.
physical harm to the senior persons and put the growth ol
the concern in peril.
Vedic astrology in money matters
Like other luminary, the Moon also produces a very
good result in the 10th house. It bestows name and fame.
The staff members show much reverence to their seniors anti
congenial atmosphere prevails. Besides, the company's
policies are acclaimed by them. If the Moon receives malefic
influences, the favourable results are not fructified. The
image of the company and its authorities may get tarnished
on flimsy grounds and they face lot of criticism and
propaganda which inflicts mental tensions. The work culture
may become inharmonious under the i nfluence of
unfavourable Moon. Besides, the welfare programmes get
into jeopardy.
Mars :
The position of Mars in the 10th house is not considered
favourable. It causes physical harm to chief executives and
top management. If Mars is well placed devoid of any
affliction and enjoys the influence of the benefic planets,
the work of the enterprise is glorified. The integrity of the
company is of high order and the work force is invigorated
to achieve organisational objectives. Should Mars receives
affliction particularly through Saturn or Uranus either by
conjunction or aspects,the results are going to be disastrous.
It may also cause accidental death or physical assault on a
member of top hierarchy. The trade registers poor growth.
Mercury :
The placement of Mercury in this house generates brisk
business provided it receives auspicious aspects. The area
of activity corresponds to the planets and other celestial
objects causing influence over Mercury. The supply of goods
surpass the demands of the items signified by such effects.
The employees make sincere efforts to achieve the company's
The Moon :
Judging company's status through celestial houses I "J
goals. Much progress in the fields of intellectual pursuits,
publishing trade etc., is made with good success. In the event
of Mercury receiving deleterious influences, the company's
activities encounter many hurdles prompting negative
growth. Besides, the progress in new ventures or projects is
tardy. Against this back drop, some scandalous activities in
the higher echelon may surface which tarnishes the image
of the organisation.
J upi ter:
The position of Jupiter in the 10th house is extremely
favourable. The company's activities are brisk and all its
affairs run smoothly yielding beneficial results. The
employees and management enjoy peaceful time with the
results optimum output is attained. The financial position
becomes sound and business standing is well acclaimed as
a result of accretive capital gains. When Jupiter in this house
inherts unfavourable aspects and harmful influences, the
financial crunch is felt as a result of losses. The targets are
not realised. There are curtailments in the expansion
programmes. The management encounters criticism much
to their dislike.
V enus:
The placement of Venus in this house is propitious and
produces favourable results. When Venus receives benefic
aspects, the company's resources augmented and trade
flourishes. The promulgation of laws by the government turn
out to be favourable. It ushers in general prosperity and
creates environments of happiness. Venus on being afflicted,
generates inauspicious affects some scandalous events may
take place. Venus is the significator of peace ami any
inharmonious aspects over it certainly effects the tranquility
of the company. It may even cause serious confrontations
between the employees and the management or rl-tc the
Vedic astrology in money matters
business fluctuations foment aberrations. The company's
image may get stained and general contacts impaii-ed.
Saturn :
When Saturn get situated in the 10th house, it generally
delivers inauspicious results in company's affairs. If afflicted,
it proves hazardous to the people at the helm of the affairs
who may even face infamy and vileness. These effects are
more pronounced when Saturn is afflicted by the Sun or both
conjoined in the house. The normal trade suffers and the
company encounters a situation in which it goes into the
mobilisation of resources and secures loans etc., at a high
cost. The company's plans and targets become difficult to
achieve.The placement of Saturn in the 10th house assumes
great importance particularly in respect of the head of the
organizations. It alleviates a person to a great heights but
soon that person gets enervated and deprived of his power.
However, if Saturn is well placed and bereft of any malefic
influence, it do not cause humiliation and the person posts
victory over the opponents.
Uranus :
Uranus in the 10th house signifies ill effects. To go by
its nature it causes sudden and unpredicted developments.
A great harm befalls on the people at the high positions,
should Uranus gets afflicted by Saturn or Mars in this house.
The persons with the vested interest create disorderly
environment. If Uranus is devoid of affliction and under
benefic aspects and signifies the benefic houses, the evil
designs of the opponents are put under check or rather
counter acted with gains.
Neptune :
The placement of Neptune in the 10th house is also
considered unfavourable. It causes physical harm to the
Judging company's status through celestial houses
authorities and they do not enjoy good reputations. The
severe affliction to Neptune may tend to involve the chiel
operator of the firm in some scandalous episode bringing
disgrace and ignoble reputation. Some conspiracy is afoot
to malign the management. Should Uranus inherent
auspicious aspects particularly by the luminaries, no
dishonour befalls upon the seat of power.
Pluto:
The position of Pluto in the 10th house is quite dicey as
it brings about highly erratic results i.e.,either best or the
worst.The Pluto denotes ruler or chief operator who exercises
stringent controls which causes resentment amongst the
workers. Pluto also foments secret activities causing great
harm to the enterprise. If Pluto comes under benefic aspects,
the company's pursuits in the matters denoted by Pluto
succeed reaping good profits.
THE ELEVENTH HOUSE :
The 11th house in the company's chart represents the
revenue or net worth. It also denotes allied and friendly
organisation or fraternal group of companies. This house as
well depicts the social side of an enterprise which caters for
the benevolence activities of the concern. The company's
aims and objectives and their achievements are also figured
out from this house. The development programmes and inter
company relationship are also attributed to this house.
Lunation :
The disposition of lunation in the 11th house, denotes
brisk activities in the field described above and it also calls
for some changes therein. If the lunation is under benefit-
influence, the decisions of the management on the aspects
signified by this house and planets involved turn out to be
beneficial. Should lunation receives inharmonious sway, Ihe
I ' 1 Vedic astrology in money matters
obstructions are caused in the implementations of such
decisions. The difficulty is posed by the planets inflictinj*
the lunation or related to the houses ruled by them.
The Sun:
The placement of the Sun in this house is of much
significant especially, in context with the seat of power or to
alleviate and protect the interests of the company. If the Sun
is inspired by auspicious aspects, it helps bringing out some
very beneficial policies and the working of the company runs
rather smoothly and without much of botherations. The firm
concludes some profitable contracts and revenue earnings
therefrom are good. In the event of affliction being caused
over the Sun, certain decisions of the statutory authorities
disfavour the company. It rather inflicts losses if, the impact
of affliction is severe. Besides, the 'head of the office may
attract health problems like illness etc. Certain crucial
decisions are installed by the opposite groups.
The Moon :
The position of the Moon in this house is quite helpful
for a general work force. If the Moon is well aspected, the
results are more glaring. The staff's demands receive due
weightage. The Moon being afflicted by receiving aspects
from accursed planets, it brings about changes in the
management due to resentment shown by its members. The
opposition springs some surprises through their secret
moves.
Mars :
The placement of Mars in this house vitalises the
functioning of the company particularly so when Mars
represents benefic houses and is under a favourable sway.
If Mars in the 11th house receives benefic aspect from the
Sun, it causes huge gains to the organisation. In this situation,
the success in new pursuits come about without iniu h
difficulty. The affliction to Mars in the 11th house depicts
unfavourable results. Much heat is generated in the day to
day matters.lt gives rise to many disputes, personal conflicts.
However,well aspected Mars thawarts all the evil designs
of the disruptive forces and the moves of those opposing
the company's policies are quelled successfully.
Mercury :
The allocation of Mercury in the 11th house when under
the favourable aspects is considered good as it afford brisk
activities and busy schedule with much beneficial results.The
trading activities improve markedly and many opportunities
come about in the way. Under much auspicious influence,
Mercury gives effect to the profit yielding trade contracts or
assignments. When Mercury comes under heavy affliction,
even the favourable decisions are severely opposed with
much embitterments and the progress of the firm gets greatly
impaired.
J upiter :
The position of the Jupiter in the 11th house,is quite
favourable and should Jupiter receives auspicious aspect, it
produces tremendous gains and prosperity. Accretive results
are on the cards. The financial status of the firm grows
remarkably. A ll the business deals show profits and
incredible gains .The company's policies succeeds and yield
prosperity. Jupiter is a planet of expansion and growth, A
well aspected Jupiter increases all round activities of the
enterprise. At the same time, the company spends good
amount in the welfare programmes. Should any affliction in
caused to J upiter in this situation, the trade and other
commercial ventures do not yield profits and the expansion
programmes may even run into a rough weather.
Judging company's status through celestinl hmiNrn I ' 1
Vedic astrology in money matters
V enus:
The placement of Venus in this house denotes benefit
results provided it is under a harmonious influence . The
company sets rules beneficial to the employees. The general
environment remains calm and all the business is transacted
in a cordial atmosphere. It also brings about good work
culture and harmony. A well placed Venus devoid of any
affliction ushers in good time to enter into highly profitable
partnership or collaboration of lasting nature. However, an
afflicted Venus nurtures unpleasant things and immoral
behaviour adversely affecting the profit making propositions
of the company.
Saturn :
The position of Saturn in the 11th house is normally
not welcomed as it causes impediments and contractions in
the company's activities. It generally erodes the profits and
impairs the financial position. On being severely afflicted,
Saturn may create disruption of work which causes
dissensions amongst the people managing the show. The
work force get dissatisfied and show agitational temper
affecting the productivity. The people with vested interest
incite the strike etc. A well placed Saturn bereft of any
adverse aspect, brings about harmony amongst the
employees and who adopt co-operative stance which helps
regulating the work
Uranus :
The disposition of Uranus under malefic conditions
deliver very evil results. The usual nature of the planet is to
spring sudden events unmindful of and as such some hurdles
do come about in the normal and smooth operations and
management is required to handle it with due care to avoid
confrontations or break downs. Afflicted Uranus may cause
Judging company's status through celestial hoti.sr.4 I SI
tudden accident to any member of a senior working group
badly placed Uranus could crate a situation when* tin*
i unning contracts get annulled. On going works do not irkl
expected profits. The developments programmes go awry.
I lowever, if Uranus receives auspicious influenced and owns
the 11th house, the business related to automobile or
aeronautic industries register good results.
Neptune :
Neptune in the eleventh house produces evil results.
Secretive activities are developed which disturbs the
harmonious functioning of the organisation. When Neptune
gets ill disposed, it incites fraud, deception, forgery and other
disruptive activities. A well aspected Neptune bereft of any
affliction, induces enthusiasm amongst the workers and
enables to achieve organisational objectives.
Pluto :
The placement of Pluto in the 11th house is also quite
unfavourable. The staff members foment troubles. The
development programmes remain dormented. Pluto upon
receiving benefic influences from the planets having lordship
of the 11th house, clears the deck in achieving success in the
company's pursuits. The organisational plans go in favour
of the workers. I t also bestows strength to attain the
objectives. An ill disposed Pluto negates all attempts of the
enterprise to register growth and achieve prosperity. A
situation is developed which makes the dissident group and
people with vested interest to indulge in the disruptive*
activities.
THE TWELVETH HOUSE :
The 12th house fructifies labour troubles, labour si tikes
and other disrupted acti vi ti es of the workers i d , m
organisation which are originated by the 6th house. 11 ,iho
Vedic astrology in money matters
represents the forces engaged in the disintegration in a sel
tip and as such it denotes the secret and distasteful designs
of the persons bearing inimical stance. The 12th house also
denotes investigation set up, PRO of a company. The matters
related to hospitals and prisons are to be discerned from this
house.
Lunation :
When a lunation falling in the 12th house comes under
adverse influences, the outcomes of the events denoted by
this house is extremely bad and of flagitious character. In
the event of high affliction, an organised immoral activities
take place. Besides, it gives way to labour strike or labour
unrest. If lunation getting under auspicious aspects, the
working conditions get improved and public relationship
pay a good dividend.
The Sun:
The placement of the Sun in the 12th house brings
enjoyable time to the head of the company provided it is
under benefic aspects and devoid of any affliction. The work
of the concern is highly acclaimed. The work culture shows
improvements. The company's debt liabilities could easily
be discharged. In case the Sun is under evil influence, the
above results do not come about and instead people at the
helm of the organisation face trying time. They fall prey to
the conspiracy staged by the opposing parties.
The Moon :
If the position of the Moon in this house is ill founded,
it delivers unfavourable results The staff members fall prey
to the unfounded propaganda and they voice their
unhappiness rather vehemently. The relationship between
the workers and the management become estranged ami
inharmonious which foments conflicts and strikes. If the
J udging company's status through celestinl houses
Moon is well placed and under benefic aspects, the above
eventualities do not arise and the anti-management activities
may not cause any damage.
Mars :
The situation of Mars in the 12th house denotes bad and
unpalatable results. Should it get greatly afflicted, the effects
are atrocious and wicked. The placement of Mars in this
house compels the management to take extreme steps to
quell and subdue the agitational stance of the workers. As it
is, the 12th house denotes secret trait and when Mars get
placed there under an afflicted state, the clandestine and
deceptive activities become intense. However, a well
aspected Mars produces a good time to the management who
is able to check, counter the disruptive activities with grit
and rather forcefully.
Mercury :
The placement of Mercury in the 12th house in a benefic
state produces auspicious effects. The literary pursuits are
successful and yield good dividends. Scientific developments
receive greater attention. The company brings in expansion
programmes advantageously. Upliftment schemes are set
forth for the betterment of the workers. The company's
policies benefits one and all and draw ample satisfaction and
co-operation. In the event of Mercury getting afflicted, it
yields unfavourable results. The speculatory activities are
not beneficial. There may be dislocation of the work. The
computers and textiles business experience tough time. Tin1
work contracts run into losses despite heavy investments.
J upiter :
The position of Jupiter in the 12th house is good. Since
it is the planet for expansion , all big and high budgeted
plans are progressed well. A well aspected Jupitei helps in
Vedic astrology in money matters
.icriTtion of wealth and earning good profits. The collection
ol debts goes as per the plans. When Jupiter is afflicted in
the 12th house, it also encourages the surreptitious activities
damaging the image of the company. The management run
through hard time. The adverse effects are severe if Jupitei
is afflicted by the Sun. At the same time, should Jupiter come
under good influences, though heavy expenditure incures,
it is for a good cause which ultimately turns into profits.
V enus:
The disposition of Venus in this house gives way to the
heavy expenditure by the company for the developments.
well placed Venus brings about peace and harmony. On
being afflicted, it is going to give distasteful results. In this
state, no good agreements are made and if any agreement
concluded under the malefic influence, that does not yield
profits. A well aspected Venus brings a good collection ol
fund and financial position gets well secured. However,
affliction to Venus induces speculatory activities or it may
even encourage gambling which turns out to be a losin);
proposition. The position of Venus in this house creates
hurdles in repaying the loans.
Saturn :
The Saturn placement in the twelveth house is not at all
good . It produces extremely evil results if afflicted. It also
brings dishonour and disprepute to the company and makes
it to struggle for existance. There are wastages of lots ol
company's fund. The dissident groups foment trouble and
disrupt the work. The undesirable elements rear their heads
much to the discomforts to the management. An affliction
to Saturn in the 12th house creates difficult situation for the
people at the helm of affairs to step down or forced to vacate
the position.
Judging company's status through celeS^a' ^">u''
Uranus :
Uranus in the 12th house if receives favourable aspects
institutes greater amount of reforms f0r the betterment ol
its people. I t also establishes harmonious conditions which
help the company showing good results- The company be
able to discharge its liabilities and pay back debts timely and
comfortably. Uranus when afflicted brings about sudden
reverses in the matters signified by this planet and also by
the planets causing afflictions. The unscrupulous l ts set in
lawlessness and uncongenial atmosphere much to the
discomfort to the management. The wOtk force is incited to
disrupt the work. Surreptitious and clandestine activities get
underway to dislodge the person fron1 seat of power. The
malefic disposition of Uranus does not give a sound financia I
base to the enterprise and there always remain the dirth of
funds.
Neptune :
The pl acement of N eptune i n ^2th house is not
welcomed as i t sets instability. The peopl e with the vested
interest resort to subversive activities with a view to foment
trouble for the management. I f Neptune receives good and
benefic aspects particularly of J upi tei Venus or the Sun,
enables the Chief to frustrate the evil designs of the
unscrupulous persons and smash their disruptive plans.
Pluto :
The position of Pluto in this house produces results
based upon the favourable and unfavourable influences il
receives. While Pluto is under malefic aspect, it turns the
controlling authorities into an autoc*'atic ancl makes them
absolute rulers, particularly, when it i s under the inf luem es
of the Sun and forms connection with theM.C. The ill I lu lion
to Plutc^incites troubles and encourages propaganda .ignmut
Vedic astrology in money matters
llic management. However, if Pluto receives benefic aspects,
11 creates harmonious and peaceful environments. It also
procreates improvements in the working conditions by
employing heavy amounts by the management. However,
Pluto becomes equally naughty and dangerous when
afflicted by Mars as it encourages disputes and causes
confrontations, which becomes source of impediments to the
ongoing works. Such situations inflict a great loss to the
organisation.
CHAPTER-15
THE PRECEPTS AND A FEW NOTABLE EVENTS
There are numerous items and products which are
transacted every day. There prices either remain steady or
fluctuate from time to time. As detailed earlier that under
economic theory, the prices largely depend upon supply and
demand but according to astrologi cal precepts such
incidences are directly related to the perpetual rotation of
celestial objects. It is said;
" Yat pinday tat Brahmanday",
meaning thereby that celestial phenomena are repeated on
earth; for individual and other worldly events. Thi s is the
Vedic basis of astrology. Economic and financial processes
are also governed by planetary positions, motions and
relationships. This concept has profoundly been discussed
in chapter-2. Therefore, the pricing pattern and market
behaviour are the direct results of planetary forces drawn
on the earth and there is no terrestrial matter which escapes
the astronomical radiation and gravitational energies.
Oceanic tide on a full moon is one such phenomena which
is well known even to a common person.
The zodiacal signs, planets, nakshatras are the prime
astrological movers which play dominantrole and subjugate
perceptible changes in the mundane affairs just as in natal
astrology but in a different format.
11.' Vedic astrology in money matters
In this chapter, a few notable events are illustrated to
demonstrate the efficacy of various foregoing precepts.
A host of commodities are governed by a single sign,
planet and nakshatrn. Further, the same sign and planet by
there intrinsic characteristics cause bearish or bullish trends
Further, the Transit of planets in different signs round the
year, post aspects of varied nature amongst themselves. The
nature of planetary aspects, bullish or bearish decides the
market trends. The Snrvatobhadra Chakra which extensively
involves the nnkshatras more than sign and planets, is a very
effective tool, in discerning market tendencies.
Before going any further, it is necessary to dwell on this
concept with more details. Establishing the exact relationship
amongst the signs, planets and nnkshatras in respect of an
item, is the precursor to determining their effects
corresponding to market prices and financial matters. The
degree of impact depends upon the strength and the
influences caused on a planet which is reckoned from its
position in a particular sign. For example: the Sun, Mars,
Leo sign also Dhanista and Purva Phalguni nnkshatras signify
gold. The strength of these planets and level of influence
drawn over Leo and these nnkshntrns, necessarily reveal the
rise and fall of the prices of this precious metal.
A planet is strongest in its own sign, while in sign of
debilitation or detriment, it is rendered weak. Similarly, in .1
friendly sign, it delivers favourable results but in an inimica I
sign, adverse effects are noticed. Planet in a retrograde
motion, normally shows contrary results. However, at that
time if it, receives favourable aspect from another planet, it
acquires good qualities and its benefic influence produces
bullish trends. For instant, when Mercury retrogrades, it
forms an evil aspect but if it receives a good aspect from
lupiter, the silver prices get firmed up. This combination
The precepts and a few notable events
also gives strength to other items ruled by Men urv.
Likewise, the Moon in a Cancer sign is strong for silvri
markets and the Sun in Leo sign for gold prices, bul the
placement of the Sun in Cancer sign plummets the silver
prices. If the Moon is positioned in Capricorn sign which is
opposite to Cancer sign and the Sun and Venus also transit
this sign, it sets steep rise in silver prices. The swing in prices
from lower to higher point or vice versa is generally noticed
when a new moon or full moon reaches out to apogee and
perigee positions respectively.
However, a planet while passing through the sign in a
retrograde state, diverse effects are noticed due to occurence
of setting and rising of planet around the same time which
tempers with the results in either way. Similarly, the effects
of a planet in acceleration are of a higher magnitude. On the
same analogy, a passage of a planet through an exalted sign
also produces results of greater severity but in fall, it
attributes half the effects.
The speed and motion of planet are more relevant in
Sarvatobhadra Chakra where nnkshatras hold the key factor as
they provide a platform where from, the transiting planets
cause vedhas on signs, and planets. Nnkshatra's vedha, as stated
earlier, provide finesse and subtility in predicting the results.
Therefore, while working out the effects of vedhas, it is
essential to figure out the position and strength of the planet.
It is equally important to know whether a planet causing
vedha is also in an aspectual position with the planet,
nakshatrn etc., suffering such vedhas at that time. In the
absence of any aspect, the effects of such vcilhns gel
neutralised. The difference between aspect and vedha li.is
been explained at length in chapter-12 where, it is staled lli.it
an aspect denotes the "gross" effect while a vedha i in I it ales
the subtle effect.
Vedic astrology in money matters
All planets deliver full effect through their 7th aspect
Saturn produces full and other planets l/ 4th effect of 3rd
and 11th aspects. Further; Jupiter has full while rest give
half the effect from 5th and 9th aspects. Similarly, there is a
full effect of 4th and 8th aspects from Mars but the rest show
3/ 4th results. The quantification of results through vedhas is
done by these factors. The process of rising and depressing
trends are worked through vedhas as follows:
i) If a benefic planet while in transit, sights another
sign in which the nnkshatra causing vedha falls,
there is drop in values of the commodity ruled by
it.
ii) A malefic planet, if placed in the similar situation,
the rise in value of the concerned commodities is
the result.
The effects of the planets causing or suffering vedhas
though reckoned from the strength of the planets, their
impacts are marked rather differently. The malefic while
transiting in an inimical sign, cause full, in neutral sign,
3/ 4th, in friendly half and in its own sign, produces l/ 4th
impact. Further, the different shades of effectiveness of the
vedhas of the planets are discernible from the degree of rise
and fall of a particular item ruled by the planet under vedhas.
In commercial matters, precise results are ascertained
through Sarvatobhadra Chakra by deciphering the different
vedhas caused by the planet during transit over nakshatras. A
few astrological savants in a long period of experimentation
in judging the effects of vedhas in this field, have chartered
certain rules which hold good in many matters. Described
below are some of the selected principles keeping in view
their practical applications. Majority of them are focussed
mainly on the business activities in bullion, cotton, share
The precepts and a few notable events
markets etc. Since in the chakra the position of the planets re
marked in the nakshatras in which they sojourn at a pa rlii u l.ti
point of time, the vedhas caused by them from these positions
are notified which are adjudged as per speeds and motionsol
the planets. The vedha' s effects narrated below are on plane I
wise basis :
The Sun:
i) A vedha on Swati, Purva Bhadra or Revati nakshatrn
generates a good buying capacity of the traders
in white coloured commodities, like silver, cloth,
milk products etc., and the prices of such items
go bullish.
ii) A vedha on Anuradha nakshatra adversely effects
the, bul l ion markets due to frenzy buying,
particularly by the government agencies.
iii) A vedha on Pushya or Dhanista nakshatra along with
vedha by Mars on Ashlesha or placement of Mars
in Ashlesha creates flutters in the bullion (Gold)
markets.
iv) A vedha on Aries, Gemini, Leo, Libra, Capricorn
or Aquarius sign tends to raise the prices of silver
metal but stock shares register fall.
v) A mutual vedha with Rahu produces spurts in
share markets but the prices of cotton and bullion
(Gold) get dropped.
vi) A vedha on Taurus sign manifests bearish ness in
silver prices but, a combined vedha of the Sun and
Mercury on any sign except Aquarius sign brings
rise in silver and share markets.
vii) A combined vedha along with Mars on I .ibr.t sign
shapes higher prices for cotton.
Vedie astrology in money matters
viii) A vedha on Leo sign and simultaneously Saturn's
vedha on Capricorn sign, generate heavy buying
of bullion and raises the markets to new heights.
The Moon:
i) In conjunction with Mercury, a vedha on Taurus
or Cancer signs brings down the prices of cotton.
ii) If the above vedha is focussed on Gemini sign, the
prices of bullion mainly, silver plummets.
iii) A vedha on Leo sign, registers a rise in bullion
particularly in gold and cotton markets.
iv) A vedha on Scorpio and Pisces depresses the
markets while in Sagittarius, the prices tend to
rise.
v) A vedha on Aquarius begets higher prices for
cotton and stock shares.
vi) A vedha on Rahu or Ketu elevates the silver
markets
Mars:
i) A vedha, while in acceleration, on Venus drops the
prices of cotton but on Cancer sign, it produces
rising trends in silver, cotton and share markets
ii) A vedha on Capricorn on Aquarius signs when the
Moon transits in these signs, it registers a bullish
tone in the markets
iii) A vedha on Leo sign, raises the bullion markets to
a great extent.
iv) A vedha on Venus in any sign create spurts in
silver markets but vedha on Saturn though sets
The precepts and a few notable events
bullish tone in cotton, the prices of stock shares
are dropped. The fall is rather severe, if vedliti willi
Saturn is caused on reciprocal basis.
A mutual vedha with Rahu or Ketu produces the
bearish trends in the share markets but the silver
prices rule high during such period.
A vedha on Aries, Libra, signs registers the rising
trends in Cotton, Sugar, Cotton and stock shares
but its vedha on Virgo and Sagittarius sign creates
a good bullish tone in silver markets.
A vedha on Taurus, Leo, Libra, Capricorn signs
raises the gold markets on account of foreign
buyings.
A combined vedha with Rahu on Leo sign
suddenly raises the market due to fervent political
activities.
Simultaneous vedha with Rahu or Jupiter on any
sign, generates spurts in silver markets. However,
a similar vedha with Saturn over Gemini, Virgo or
Sagittarius signs sets in a good rise in share
markets.
A vedha on Mercury produces a sudden fall in
bullion.
A mutual vedha with Venus tends to raise the share
markets.
A Mutual vedha with Jupiter produces a good
bullish tone in stock shares and cotton markets
due to heavy forward buyings by the investors
and speculators.
Vedic astrology in money matters
i) A vedha on Pushya nakshatra creates bearishness
in bullion (gold) markets but if, Mars also gets
located in this nakshatra at that movement, the fall
is more pronounced. However, the Sun's position
over there, brings about the steadiness in such
markets.
ii) A vedha on Leo sign, especially when Mars is also
positioned in the sign, it registers phenomenon
rise in the gold prices but on the other hand causes
relapse in the stock markets.
iii) A vedha over Virgo sign and also Martian vedha at
the time on Aslesha nakshatra or Mars get posited
in this nakshatra, it produces a severe drop in the
bullion markets.
iv) A mutual vedha with Venus registers a fall in silver
and cotton prices.
v) A vedha on Punarvasu, Chitra, Hasta or Shatbisha
nakshatra creates bearish tone in the gold prices.
vi) A vedha along with Rahu on any nakshatra,
subdues the gold markets
Jupiter:
i) A mutual vedha with Venus hoists the silver
markets to a great extent.
ii) A vedha on Uttar Bhadra nakshatra produces
bearishness in silver prices.
iii) A mutual vedha with Rahu or Ketu tempestuously
vacillates the markets on either directions.
Mercury:
iv) Likewise, a vedha on Shatbisha nakshatra coupled
with Marsian vedha over Chitra nakshatra, registers
The precepts and a few notable events
a good deal of spurts in bullion and loodgrains
(particularly wheat) markets.
v) A vedha on Uttra Bhadra nakshatra moderates the
silver prices but vedha on Krittika Punarvasu,
Aridra, Hasta, Vishakha or Purva Asada nakshatra
lowers down the gold prices and also cotton
markets due to good crop condition.:
Venus:
i) A mutual vedha On Rahu plunges the prices of the
stock shares and silver rather steeply. But a
mutual vedha on Jupiter raises the silver markets
on account of heavy demands.
ii) A vedha on Cancer or Sagittarius sign, perks up
the stock share markets on frenzy buyings
iii) Similarly, a vedha on Leo sign makes, the prices
of bullion rule high but the stock share markets
dip as a result of dull transactions
iv) A vedha on Libra sign makes the silver prices rise
following good buyings.
v) A vedha suffered from Rahu or Ketu sets the rising
trends in silver markets.
Saturn:
i) A vedha on Capricorn sign generates good demand
of silver, which causes steep rise in its prices.
ii) A mutual vedha with Mars brings down the slot
markets abruptly.
iii) A vedha on Moola, Uttra Ashada or Shiilfrinhii
nakshatra creates failure of crop there by causing
spiralling rise practically, in all the markers.
Vedic astrology in money matters
iv) With Rahu or Ketu posting simultaneous vedha on
A ries or Capricorn sign, Ushers in bullish
conditions for silver and cotton markets.
v) A vedha on Aquarius sign produces bullish tone in
silver and stock share markets.
Rahu or Ketu :
i) A vedha on Punarvasu, Uttar Phalguni, Chitra or
Uttar Bhadra nakshatra generates a good demand
and sets in inflationary trends practically in all
the markets.
ii) A vedha on Gemini, Virgo, Scorpio or Capricorn
sign produces frenzy market sentiments causing
spurts in the share markets.
iii) A vedha on Gemini or Cancer sign creates flutters
in silver and cotton markets due to steep fall. But
vedha on Aquarius or Pisces sign adversely affects
on the cotton prices
iv) A mutual vedha on Jupiter or Mercury brings abou t
fall in silver prices.
v) A vedha on Libra, Scorpio or Sagittarius sign
creates scarcity due to panic buyings causing
heavy demands thus raises the prices of
commodities.
vi) A mutual vedha with Jupiter, Saturn or Mars sets
in a great deal of ups and downs in stock shares,
bullion, cotton markets which ultimately settle al
lower values.
General effects:
A mutual vedha between two malefic or two benefic
The precepts and a few notable events I ' d
planets or one malefic and another benefit planet product's
similar results as are generated by a conjunction ol such
combination of plants. The rulership of the zodiacal sign
have been elaborately brought out in chapter-5, like, Aries
sign rules gold, wheat, copper, Taurus sign governs stock
markets and stock exchanges; Gemini and Libra signs denote
cotton; Cancer and Libra signs signify silver and gold
respectively. Scorpio sign rules iron and Sagittarius sign
governs stock shares. Again, Capricorn sign denotes gold,
stocks shares and copper; Aquarius sign shares and Pisces
rule precious stones.
Conjunction of Uranus and J upiter assumes great
importance in regulating the stock markets. Besides, Uranus
by its nature of suddenness brings abrupt changes and wild
fluctuations in the markets and Neptune creates chaos in
the markets. Jupiter fluctuates the markets in accordance to
the influence it receives from malefic or benefic planets.
When benefic planets cause a mutual vedlia on any of the
signs, the prices of the related item as stated in the preceding
paragraph, plummet. If Malefic planets exchange the vedha,
it raises the prices of the items denoted by the signs involved
in vedha. But in case of mutual vedha between a malefic and
benefic planet, the prices of the commodities ruled by the
signs show fluctuating trends.
In order to determine the price variations in any
particular item, a horoscope at a required point of time is
erected. The interpretation of the chart is carried out as per
general astrological principles enunciated for mundane
astrology. To start with the planetary position and their
status are seen and then the type of aspects which are
engaging the ruling planet and signs are noted down to
ascertain the gross effect. Here the western aspects show
precise results. Sarvatohhadra Chakra for the same period is
Vedic astrology in money matters
also graphed to check various vedhas and also the planets,
signs and nakshatras involved in such vedhas to register the
subtle results. For effective position, conjunction etc., within
one degree of application is considered with a view to locati'
eventuations in market trends of a particular commodity.
The nakshatras which has ability to exercise influence over
such commodity are indentified, on the Sarvatobhadra Chakrn
and relevant aspects and vedhas are recorded.
In classical works, a set pattern of vedhas have been
described but the astrologers engaged in this field in the
preceding century or so made certain shifts from the ancient
axioms through their sustained experiences and their
precepts have been recorded in the forgoing part. Further,
as per the stated principle of Sarvatobhadra Chakra, the planets
are assigned only one vedha at one point of time i.e., front,
right hand side and left hand side; depending upon speeds
and motions. While the front vedha affects only nakshatra and
planet placed in the opposite cell, the other two types of
vedhas influence all the cells enroute. In the former case, all
the signs vowels etc., falling in the way escape the vedha. It
is experienced and also sounds logical that the frontal vedha
should also be reckoned like other vedhas. Similarly, the
luminaries and Rahu/ Ketu have permanently been assigned
only one type of vedha due to constant speed and single
motion but here also appropriate effects are noticed by taking
their vedhas on all the sides.
Notable events:
In the year 1997, there have been some quite unusual
moments in bullion and stock share markets. In the last part
of October 1997, there was phenomenon drop in indices of
major world stock exchanges. On bullion side, there were
greater amount of surprises during this year. While gold
ruled quite low practically through out the year, silver
The precepts and a few notable events I ' l l
touched the bottom line and at the same time peak in Ihr
year. Before the causes of these prodigious happenings arc
traced out, it is expedient to recapitulate the fundamentals
of these highly marketable components which affect the very
fibre of the country's economy.
The Bullion:
According to western astrology, the Sun rules gold but
in Varaha Mnhira's opinion Mars is the significator of gold.
However, it is better to judge gold markets both from the
Sun and Mars and from the status of signs ruled by them
viz, Leo, Aries and Scorpio. The Jupiter and Pisces signs also
denote precious things and are also considered in tracing
the market trends of gold.
For silver, both western and most of the vedic astrologers
take the Moon and its ruling sign Cancer as the significaters.
However, according to Varaha Mihira, Jupiter rules silver.
Infact, Venus is yet another planet which has lot to say in
the pricing trends of silver. Therefore, the signs ruled by
them like Sagittarius, Pisces, Taurus and Libra apart from
Cancer sign exercise variable effects on silver markets
depending upon other forces acting over these signs and
planets involved at a particular point of time. Besides, these
planets have intrinsic quality of causing bullish or bearish
effect, if not subjected to other influences. Normally, the
transits of major planets over the barren signs viz, Gemini,
Cancer, Virgo, Libra, Aquarius, and Pisces keep the markets
of gold and silver at a dull note.
When the Moon, Mercury, Jupiter or Neptune while
transiting these signs are engaged in an opposite aspect with
the Sun or Mars, the prices of gold fall with minor short term
corrections. But if, these aspects are formed by Mercury,
Jupiter or Neptune while in retrograde motion, the bearish
trends are more pronounced.
.-4 Vt'dic astrology in money matters
Nnkshatras play a second fiddle in the markets price
mechanism. Just as planets, so do nakshatras also rule gold
and silver as are shown in chapter-5. The nakshatras
signifying these precious metals, their planetary lords and
the sign to which they belong, are tabulated below for readv
reference.
TABLE - 46
GOLD SILVER
Sr. Nakshatra In sign (qrs.) Planet
lord
Sr. Nnkshatras In sign (qrs.) planet
lord
1. Punarvasu Gemini-(3) Jup. 1 Punarvasu Cancer-(l) Jup.
2. P. Phalguni Leo-(4) Venus 2 Pushya Cancer-(4) Saturn
3. Chitra Virgo-(3)
Libra-(l)
Mars 4 P. Phalguni Leo-(4) Venus
4. Vishakha Libra-(3)
Scorp.-(l)
Jup 5 Hasta Virgo-(4) Moon
5. Moola Sagi-(4) Ketu 6 Jyeshta Scorpio-(4) Mars.
6. Dhanishta Capri-(2)
Aqua.-(2)
Mars 7 Shravane Capri-(4) Moon
7. P. Bhadra Aqua-(3)
Pisces-(l)
Jup 8
9
Shatbisha
P. Bhadra
Aqua-(4)
Aqua-(3)
Rahu
From the above table, the involvement of different
celestial objects in moderating the bullion markets are quite
evident. It also depicts the position of nakshatras in relation
to signs and their planetary lords. The connection, between
them is a precursor to judge the effectiveness of a vedha.
Share Markets :
The share markets, securities or national bond are the
marketable items and both the speculators and investors are
regularly indulged in buying and selling of stocks etc. Saturn
and Uranus planets, by and large, regulate the stock markets.
So far as the shares of individual company are concerned,
The precepts and a few notable events
these are governed by specific planets, signs and iiiikslniliii'i
However, a general principle is that the shares of a Inis inc.'.
concern are bought when Jupiter is transiting in its ruling
sign and sold out when Saturn or Uranus passes over such
signs. Taurus, Sagittarius, Capricorn and Aquarius signs rule
the money matters and movable possessions. Since in a
natural horoscope these signs represent the 2nd, the 9th, the
10th, and the 11th houses respectively, they have much to
say in the behaviour of share markets.
Under the normal rules of commercial astrology, il
number of planets transit in the bearish signs, the stock
markets transact subdued business and shares prices by and
large, get depressed. Further, when Jupiter transits these
signs and also comes under opposite or other bearish aspects
from the Moon, Mercury and Neptune, it causes greater fall
in the share markets. If Mercury or Neptune duly retrograde,
casts bearish aspect on Jupiter, falls of short durations in the
stock markets are witnessed. Similarly, if Neptune transits
the Cancer, Gemini or Pisces sign and also receives aspects
from Mercury or Jupiter, the share prices are plunged but
Mercury's aspects in retrogression produces short bearish
trends in the share markets.
On the contrary, when most of the planets transit the
bullish signs namely, Aries, Taurus, Leo, Scorpio, Sagittarius
and Capricorn, it generates frenzy buying activities in stock
shares and thereby set the rising trends in these markets.
When Mars or Saturn transits in any bullish sign and also
receives bullish aspects from the Sun, Mars, Saturn, Rahu,
Uranus or Pluto, the share prices show great volatility and
produce rising trends. While in retrogression, if these planets
get conjunct or cast bullish aspects, rising trends stay lot a
longer period.
J4i Vedic astrology in money matters
tUU C*AA
Slump in Gold Prices:
The prices of gold touched the lowest ebb in the past
live years was the head line in the 26th November 97 issue
of "The Economic Times". Under the economic rules, the
bullion prices generally move in sympathy with the prices
of the other commodities and in the same direction but often
contrary to the stock and share markets.
The country faced one of the worst political turmoil in
the month of November197 which led to dissolution of the
Eleventh Lok Sabha on the 28th November' 97. While the prices
of gold were on a'slid, it further tumbled on this day to
register very low at Rs. 3710/ - per 10 gms. of 22 carat at
Mumbai. The BSE Sensex index went up by 92 points at 3628
but silver market however remained steady at Rs. 7270/ - on
date. While Sensex index crossed the psychologically
important mark of 3600 points, the bullion values kept a low
profile. The silver prices recovered in the month of December'
97 but the gold continued to rule low due to heavy buyings
in London markets.
In the year 1997, there had been constant drop in the
gold prices world over and in India in particular. In the
month of August 97 the gold value ruled in the vicinity of
Rs 4200/ - per 10 grms (22 carat) but its constant slide in
the rest of the months in this year eventually touched Rs
3610/ - per 10 gms. on the 11th December 97 which was the
lowest in the past twelve years.
Let us catch up the planetary movements during this
period and track down the celestial factors which were
responsible in causing such a phenomenal fall in the gold
values. The Sun is the ruling planet of gold. In addition,
J upiter and Mars also influence the gold markets. The
nnkshatras having dominance over the precious metal are
figured out in table 46. The signs which are mainly involved
in this gamut are Leo, Aries and Scorpio.
On 14th August 97, the Sun entered in Leo sign and
li/ fJ li I I l i t
prices of gold showed marginal rise and touched Rs. 4200/ -
per 10 gms on the 27th A ugust '97. Further, on 9th
September97, the Sun formed an opposite aspect with Jupiter
and Mars, and also caused a Square aspect on Neptune. Both
Opposite and Square aspects are the bearish aspects so are
the Jupiter and Neptune planets. Again on the 29th August1
97, Mars gets engaged in a Sextile aspect with Mercury
followed by the conjunction of the Sun with the Mercury on
the 31st August' 97. Mercury with Sextile aspect also brings
about the fall in Gold markets.
In the month of September' 97, Mars formed a Square
and Sextile aspects with Jupiter on the 5th and the Sun on
the 9th. Mars also gets Sextile aspect from Neptune on the
24th and the Sun to receive the same aspect from Pluto on
the next day i.e., 25th September' 97. During October197,
Jupiter caused a Sextile aspect on Mars on the 16th and Venus
on the 19th and the Sun's Square aspect with Neptune on
the 20th and Uranus on the 28th brought down the gold
prices below Rs 4000/ - per lOgms. Similar types of bearish
aspects viz., Jupiter in Sextile with Saturn on the 15th and
the Sun also Sextile with Neptune on the 19th in the month
of November' 97 kept the prices of gold below Rs 3700/ - per
10 gms towards the end of November 97. Finally, it plunged
to Rs 3600/ - on the 11th December' 97 when the Sun and
Jupiter formed a Sextile aspect between them. This scenario,
if is traced through Sarvatobhodra Chakra, it will not only
reaffirm but also minutely show the effects.
The precepts and a few notable events 47
Vedic astrology in money matters
Figure : 5 August-December 1997
From the above Sarvatobhadra Chakra, the transiting,
position of only relevant planets along with the dates of
transits are shown.
Jupiter is the planet of expansion and plenty. Its transit
in Dhanista nakshatra, wThich is a first rated nakshatra in respect
of gold values, had set strong bearish trends in gold markets
with effect from 13th April 97. Jupiter returned in Shravann
nakshatra on the 8th August197 in a retrograde state caused
a powerful mutual vedhas with Sun and in the process Leo
and Capricorn signs also came under this vedha which
continued to drop gold prices. The transit of the Sun in Pnrvn
The precepts and a few notable events
Phalguni nakshatra on the 30th August' 97 where it conjoined
with Rahu brought steadiness in the gold prices. Il was ill
this time, that gold regained position and touched back tin*
price of Rs 4200/ -. This level did not reach in the rest of the
year 1997.
Mercury played second fiddle in the scheme of things
and aggravated the slumpness in the gold markets. Mercury
remained in Chitra and Swati nakshatras between 11th and
28th October' 97 and inflicted opposite vedhas on Purva Bhadra
and Shatbisha nakshatras. Both these nakshatras rule gold and
Mercury being bearish planet, caused slump in gold prices.
On the 14th November197, Mercury from its position in
Jyeshta nakshatra, posted vedha on Pnshya nakshatra which was
already under vedha from Rahu posited in Purva phalguni
nakshatra since 31st J uly1 97. The rules (v) and (vi) of
Mercury's vedhas are relevant.
In the month of September and October197, Mars also
visited Anuradha and Jyeshta nakshatras and caused vedhas
on Ashlesha and Pushya nakshatras. Further, Mars attained
accelerated motion from the middle November197 to the
beginning of January198 and transited Abhijita and Shravana
nakshatras and therefrom caused vedhas on Shatbisha and
Dhanisha nakshatras which perpetuated the bearish trends.
Infact, placement of Jupiter in these nakshatras never allowed
the gold markets to make recoveries.
There are numerous other astrological factors which
could aptly be applied in support of market behaviour in
respect of a particular item. But due to space constrains, il is
not possible to figure out all of them. The prices of gold
quoted over here is for 22 carat as ruled at Mumbai.
Buoyancy in silver markets :
The 12th December197 issue of "The l imes ol hull,
lull Vedic astrology in money matters
carrii'd a news item to say; "silver at two-year high, gold
rebounds" Silver prices went up to Rs 8272 per kg gaining
Rs 670/ - just in one day in Mumbai markets.
The silver prices plummeted lowest at Rs 6300 per kg
on 7th August' 97. In June' 97, it ruled at Rs 6800 while in
July' 97, it remained in the vicinity of Rs 6400/ - per kg. In
the later part of August' 97, it showed a study rise and got
stablised at Rs 6890. Between 3rd and 16th September' 97, it
followed an era of marginal ups and downs and crossed the
mark of Rs 7000/ - in the second fortnight of November' 97.
A month later i.e., on the 11th December' 97 it crossed Rs
8270/ - level and settled at Rs 8270/ - gaining almost Rs 600/
- per kg in one day. With minor set backs, it went over to Rs
8400 towards the end of the same month. Let us analyse the
trend astrologically.
On 3rd and 11th December' 97, Venus and Mars
respectively entered Capricorn sign where Jupiter, Uranus
and Neptune were already stationed aspecting Cancer sign.
On 11th December' 97, the Moon also transited Cancer sign.
This configuration of weighty planets in bullish sign and
Cancer signifying silver, chartered heavy spurts in this metal.
Venus is one planet which produces suddenness and
quantitative upsurge in the markets. Although, Jupiter is
highly bearish planets, it could not bring any damping effects
against volatality of other planets.
On 7th December' 97, Mercury which regulates silver
market acquired retrograte motion and on 11th, it sets in
the west in the same state. The position of Mercury
gravitated the markets of silver to a new heights with the
result the prices of the metal made a quantum jump on 17th
December '97. Mercury conjoined with the Sun and on 26th
December '97, Venus attained retrograde motion in
Capricorn sign and its opposite aspect invigorated the Cancer
The precepts and a few notable evonlN l n|
sign which further raised the silver which crossed Rs HbUO/
- on the 30th of the same month.
The planetary effects on silver markets started favouring
and gave steady rise with corrections and prices rose from
Rs 6300/ - on 8th August' 97, to Rs 8515/ - on 30th December'
97. On 9th August' 97, Venus and the Moon got conjunct
with Rahu and Mars respecti vel y, which impelled
bullishness. Both the Moon and Venus rule silver and their
conjunction sets the rising trends and its prices started
showing up from this date and crossed Rs 6800/ - mark on
28th A ugust' 97. The prices continue to rise due to
conjunction of the Moon with Mercury and the Sun on 1st
September197, Rahu on 2nd September 97 and with Venus
on 5th September' 97.
It is stated in Chapter-7 that Venus and the Sun do not
get apart beyond 48 degrees and hence it could only form
conjunction and Semi-Square aspects. The later aspect stays
for a very long time and provide a good market for silver.
On the 9th October 97, the Sun formed this aspect with Venus
and the silver prices went over Rs 7400/ - per kg. The price
rise in silver was due to Venus joining Mars, Uranus and
Neptune in Capricorn and aspecting Cancer sign but the
conjunction of the Moon with Pluto on the 27th and Mercury
on the 28th and also with Uranus, Neptune and Venus on
the 31st December 97, pulled up the silver prices over Rs
8500/ - per kg.
By assessing the same position on Sarvatobhadro Chaknt,
the price progression of silver markets get remarkably
affirmed.
Vedic astrology in money matters
Figure : 6 December 1997
In the above Sarvatobhadra Chakra, the planetary format
for the month of December 97 has been charted down. The
exact dates of transits of the planets in various nakshatras
are shown alongside. In the succeeding part, the vedhas
significant to the silver markets are analysed and synthesised
with the buoyant behaviour of the said market.
The rules of vedhas itemized for each planet previously
in this chapter lend ample support to the phenomenal surge
in the silver prices.
On the 6th December197 the Moon entered Purva Bhadra
nakshatra conjoining with Ketu who was already posited over
The precepts and a few notable events
there. This sets the tone of ponderous spurts in silver prices
there after, as both the Moon and Purva Blmdra nakshatra rule
silver and Ketu denotes bullishness [Rule (vi) Moon], In lari,
the entry of Mars on the same day in Uttra Ashada nakshatra
in its accelerated speed posted LHS vedha on Purva Bhailra
nakshatra and in the process formed mutual vedha with Ketu
which brought ascendancy over the silver markets [Rule (vi)
Rahu/ Ketu] and made excellent recoveries from slackening
trends witnessed in the preceding 3 to 4 days.
On 16th December197, Ketu retrogrades to Shatbisha
nakshatra and little before that Venus moved in Abhijita
nakshatra ie., on 16th Dec. 97 and also assumed accelerated
motion and thereby got engaged in a mutual vedha with Ketu
[Rule(v) Venus]. This bestowed continuity to the rising trend.
Further, on December' 15th, the Sun sojourned Moola
nakshatra and caused vedha on Revati nakshatra and at the same
time engaged Saturn positioned in this nakshatra in a mutual
vedha. In the process, Capricorn and Aquarius signs also
fell under the cross Vedhas [Rule (iv) Sun and (i & v) Saturn].
Besides, Capricorn its being a highly bullish sign further set
uptrend in the silver markets. Note : The prices of silver
quoted over here is for .999 grade of silver as prevalent in
Mumbai Market.
Share Markets :
On the 5th December196, BSE Sensex index touched its
low at 2713 point and there after it showed a continued
uptrend with Sensex touching 3111 towards the end of that
year. In December197, too the index reached a low ol 324H
and thereafter, it made marginal recoveries. The oracle ol
BSE call these as logical trends. According to them, during
the end of calender year, traditional foreign institution.d
investors are seen booking gains on stocks in order to m.tke
income distribution to their clients. This is more so relt vnnl
Vedic astrology in money matters
In the 'Wall Street'. As a result, selling starts early in
I )ucember month and coincides with the year drawing to
close. However, this causes minor alterations but has no
sacrosanctity as there are also other market forces which
dictate their terms. Like in the year 1997, this situation was
accentuated as a result of the slide in the South Asian
Markets. Sharp depreciation of currencies in these parts, led
investors to fear the worst. Besides, in India the uncertainty
in political scenario and fear of mid term poll delivered the
fatal blow.
January 97 exhibited similar trend. The Sensex index
started picking up and the rise was accelerated during the
first fortnight of January197 gaining more than 500 points.
The Sensex index touched the peak mark at 4568 on the 6th
August' 97 for the year and was left little short of the highest
mark of 4646 points touched in September194. The decline
started there after and Sensex index reached the bottom line
at 3320 on the 11th December197. Infact, the sharper drop in
Sensex index was registered in the 3rd week of October197,
with hardly any recoveries.
The above was the point of view of the savants of stock
markets. They draw same logical conclusions but in
speculatory business such findings more often fail than
succeed. The astrological factors which do not remain the
same in the corresponding month of every year, hold better
answers for these startling sways which are registered in the
identical period of the year. Let us now explore the
astrological phenomena in the whole gamut.
There are three dominant planets whose combinations
seems to determine the rise and fall of the stock markets.
They are J upiter, Saturn and Uranus. J upiter signifies
expansion, opportunity and optimism. Saturn gives value for
money and also is the fear factor in the market while Uranus
relates to innovativeness and strategies. Above all, the study
of Mars is also necessary as it triggers the trends and brings
The precepts and a few notable events
volatility in the market. The planetary combinations ol
Moon, Venus and Uranus are used in predicting short term
changing trends in stock markets. Further, the conjunctions
of Moon, Jupiter and Neptune had increased the specula lory
activities.
In Chapter-5, the transit of planets in various signs
create rise and fall amongst other things, in stock share
markets. The extracts of the relevant part is detailed below:
TA1BLE :47
Planets Transiting Sign Rise/ Fall Date of Transit
in 1997
1. Mars Scorpio Rise 19/ 9
Aquarius Rise -
Pisces Rise
2. Mercury Cancer Rise 13/ 3
Pisces Rise
3. Jupiter Taurus Fall
Cancer Rise
Scorpio Rise -
Capricorn Fall 1997
Pisces Rise
4. Venus Taurus Fall 5/ 5
Cancer Rise 23/ 6
Virgo Rise 12/ 8
Sagittarius Rise
5/
Capricorn Rise 29/ 1
Aquarius Rise 22/ 2
5. Saturn Sagittarius
Aquarius
Fall
Rise
6. Rahu Scorpio Rise
On the 8th and 9th J anuary' 97, Rahu and Mars
respectively, formed opposite aspect with Saturn and also
on 9th itself, J upiter gets conjunct with Neptune. This
triggered the stock market and Sensex index went up by 500
points. The conjunctions of Uranus first with the Moon on
6th, with Venus on 7th and finally with Jupiter on the I Mil
February' 97, perpetualised the rising trends in the Sensex
index with short drops in between. Venus transited
Sagittarius, Capricorn and Aquarius signs in the month ol
January, February197 and the index showed .i conliuttoux
rising trend.
Vedic astrology in money matters
On 1st August' 97, the Saturn acquired retrograde
motion in Pisces sign. The position of Mars in Virgo sign
continued its influence. On the same day, Saturn formed
Quincunc aspect with Rahu. Jupiter and Saturn cast similar
aspects on Venus on the 6th and 9th August197 respectively.
Quincunc (150) aspect is the most bullish in character. It has
been stated that when majority of planets are in bullish signs,
a brisk activity in share market is visible and the prices of
stock shares are surged to a new height. On 6th August 1997
the Moon, Mercury, Venus and Rahu were posited in Leo
sign, and Jupiter, Uranus and Neptune were in Capricorn
sign. Both these signs are of highly bullish characters and
thus Sensex Index crossed 4500 mark. The entry of Venus in
Virgo on 12th August' 97 kept up the buoyancy of Sensex.
In the month of October' 97, three ponderous planets
namely Jupiter, Uranus and Neptune reverted to direct
course, respectively on the 8th, the 14th and the 9th of the
month. This made both bullion and stock markets to go
bearish. Particularly, Jupiter in Capricorn kept the share
business on a dull note. Jupiter acquiring direct motion after
120 days of retrogression, slumped the stock liiarkets world
over. Neptune reversion added to chaos as this planet deals
with stocks in general.
Sextile aspect which is a bearish aspect occured between
Uranus-Mars and Neptune-Venus on the 5th October' 97.
Again on 12th October' 97, Uranus formed Sextile aspect with
Venus and on 16th October' 97, Jupiter caused Sextile aspect
on Mars. Finally, on 26th October' 97, Uranus posting a Semi
Square aspect (bearish) on 26th October 97 signalled slump
in stock markets which continued during rest of the year 1997
with slight recoveries in Sensex index in between. Also in
Chapter-5, the significations of nakshatras in mundane
matters have been enumerated. Some of nakshatras have main
role in the stock shares, stock exchanges and their operators.
The precepts and a few notable events
This position is reflected overhere for a ready reference :
i)
Uttar Phalguni - Stock Markets
ii)
Chitra Stock operators
iii)
Swati Stock exchanges/ operators
iv) Vishakha Share markets
v)
Moola Foreign exchange/ stock
Vi) Uttar Ashada Foreign exchanges
vii) Shatbisha Stock exchanges
Let us trace the stock market position from October '97
to December '97 through Sarvatobhadra Chakra. The planetary
position of the said period has been charted on the chakra as
figured below:
Figure : 7 October to December '97
Vedic astrology in money matters
The Sun posted vedhas on Aries sign when it moved in
Anuradha nakshatra 01119th November '97. Again on its transit
in Moola nakshatra on 15th December '97, it caused vedha on
Capricorn and Aquarius signs. Besides, Revati nakshatra in
which Saturn is posited over there registered fall in share
prices and Sensex index touched 3320 points [Rule (iv) Sun].
Incidentally, Revati is also a bearish nakshatra.
On 31st October 97 Mars entered Moola nakshatra and
just about the same time attained accelerated motion and
caused vedha on Revati nakshatra and got engaged in mutual
vedha with retrograde Saturn. Moola also denotes foreign
stock and exchanges Around this time many foreign stock
exchanges plunged causing flutters in the stock markets
[Rule (iv) Mars] world over.
Again, with the position of Mars in Uttar Ashadu
nakshatra with effect from 6th December '97 exchanged vedha
with Ketu positioned in Purva Bhadra nakshatra. This vedha
accentuated bearish trend in the share markets [Rule (v)
Mars], The mutual vedha between Mars and Ketu continued
when they moved to Abhijita and Shatbisha nakshatras
respectively. When Mars transited Shravan nakshatra on 25th
December '97 and caused vedha on J upiter in Dhanisha
nakshatra, the Sensex index started showing up. [Rule(xii)
Mars] and towards the end of the year 1997, the BSE Sensex
index crossed 3700 point mark.
The preceding typical examples evidently show that the
year 1997 was punctuated by turbulent and acrimonious
movements both in stock and bullion markets, not only in
India but also in the major countries of the world. It had
i nfact, totally destabilized the ASEAN economies
Trustworthiness of the gold, which was historically
considered as a perfect hedge instrument had been lost. The
yellow metal suffered one of the worst attack on its credibility
The precepts and a few notable events
in this years. The speculators and investors despised its
supremacy as a safe investment and also its high liquidity vti lut >
; it no longer remained a buzzword.
The Indian stock markets too had been through significant
upheavals in the year 1997. Although, these startling events had
taken the seers of stock markets and bullion dealers by surprise,
such occurences were readable through celestial phenomena
as aptly demonstrated in this chapter. The graphic
representations of bullion and BSE Sensitive index for 1997 are
displayed hereafter to illustrate the vacillating movements of
these markets.
Market Trends in Mumbai for Gold (22 carat) and Silver (Gr. 999) in 1997
Gold
Silver
Vedic astrology in money matters
GLOSSARY
(For Astrological Terms)
Almanac
Aspect
Aspectarian
Astronomy
A book or table which contains a calon
dar of each day, week and month, plus other
astronomical data. Almanacs have boon
used by Egyptians, the A lexanderian
Greeks and the Romans. (Also see Ephom
eris and Panchanga).
The number of degrees separating two
planets or sensitive points in the chart, i.e.,
their angular relationship. The aspects re
flect the way in which two functions of the
personality co-operate or clash, depending
upon the nature of the aspect and the na
ture of two planets or points involved. As
pects are the dynamic factors in the chart,
linking the planets to one another.
Pertains to various aspects the planets
make to one another during a given period
of time. Specific aspects, the planets in
volved and the time the aspect is exact are
all given. All the ephemerides (Almanacs)
do give aspectual positions of the planets
under this head.
It is a purely objective science, con
cerned as it is with the form or body. While
Astrology may be considered as subjei live,
dealing with the life within the form, As
tronomy treats of the distances, mar,ill
tudes, masses, composition, motion, and all
that is discoverable regarding the heavenly
bodies. It is founded upon observation^
made with elaborately constrm led iir liu
ments.
472
Ay.innmsha :
Aphorisms :
Apogee 4
Aphelion :
Asterism :
Constellation:
Cosmic
Energy
An angular distance measured along
the ecliptic (the apparent path of the Sun)
between the first point from where the fixed
zodiac commences and the Vernal Equinox
(VE) point - the first point of the movable
zodiac. VE point is receding back over the
ecliptic at the rate of about 50.26 seconds
per year, resulting an accretion in the lon
gitudinal distance of fixed stars to that ex
tent every year. Distance between the fixed
initial point and V.E. point is called
Ayanamsha.
Short, pithy truths, based upon experi
ence, sayings of wise man.
The point at which a celestial body in
the orbit around the Earth is at the greatest
distance.
The point on a planetary orbit when it
is at the greatest distance from the Sun.
See Nakshatra and constellation.
A group of cluster of stars beyond the
zodiac with sections bearing the same
names as the signs, but located in different
places from the 12 signs. This term also
connotes Nakshatra, Star, Asterism etc.
Its divine energy which moves the stars
and planets in the heavens and influences
all lives on the Earth. There is unity to this
device that can be seen in any and every
manifestation of the universe. The energy
expressed by the planet at a certain mo
ments is also displayed the entity born at
Vodic astrology in money matters
that moment and by every other manifes
tation of the moment. The word "universe"
means "one motion", the comic energy per
meate all existence.
Planets, stars, asterisms, con
stellations etc., pertainining to the sky or
heavens. They are also referred to as heav
enly bodies which are projected in space.
Gl ossary 171
Celestial : The spherical surface on which the po-
Sphere sitions of celestial bodies in space are pro
jected.
Cusps : The lines which separate the houses in
a birth chart. A cusp is also refers to the
place where one sign ends and the next one
begins. This place receives the influence or
energy of both the signs and may at times
create a complicated personality or situa
tion.
Detriment : When a planet is "in detriment" it is lo
cated in the sign opposite the sign that the
planet rules. Here, the planet has difficulty
in expressing itself because of the contrary
nature of the sign it is in and it is said to be
weak.
Dignity : The dignity of a planet, which means
its strength, may be either essential or acci
dental or may be both. A planet is essen
tially dignified when it is in its own house
or in a sign of exaltation. When a planet is
in angle, it is accidentally dignified. In other
words, it is referred to the affinity or rap
port between a planet and a sign; like
through exaltation etc.
Celestial
Objects/
Bodies
1Jirect Course: When a plant is moving in the order i >1
the signs (Aries through Pisces), it is said
to be in direct course. The energy of the
planet is most easily released when a plane!
is in direct course. When planet is retro
grade, (in reverse course) the planetary ei i
ergy turns in to be reviewed before furthei
release.
47-1 Vedic astrology in money matters
Deeptamsha :
(Orb of radiance)
Each planet has been assigned a par
ticular Orb which extends either side of il
over which it exerts its influence, for a spe
cific number of degrees. The orb pf influ
ence is called Deeptamsha or orb of radiance
Beyond its individual orb, the planets
deemed to lose its influence.
Declination :
Eclipses
It is the angular distance on the celes
tial sphere north or south of the celestial
equator. It is measured along the hour circle
passing through celestial sphere. Declin.i
tion is not the same as the planets latitude
The planet latitude measures the distance
from the ecliptic.
There are two kinds of eclipses., Tin-
Solar and the Lunar. A solar eclipse occu i s
when the Moon passes between the Sun
and the Earth; blocking the light of the Sun
In a Lunar eclipse, the Earth passes between
the Moon and the Sun and throw shadow
on the Moon. Both these eclipses perform
critical function in mundane and terrestrial
events and cause detrimental effects ovei
it. Maximum number of eclipses that may
occur in a year is seven, while minimum
number is just two.
Ecliptic
The apparent path of the Sun.
Ephemeris
Equinoxes
Equator,
Celestial
Equator,
Terrestrial
Electional
Astrology
An astronomical table listing the daily
positions of the Sun, the Moon and other
planets as they move through the heavens.
It gives the latitude, longitude and declina
tion of the planets, as well as the aspects
the planets make to each other at a certain
point of time. Also see Almanac and
Panchanga.
The two points on the celestial sphere
at which the ecliptic intersects the celestial
equator at the north point (at Aries sign), is
termed as Vernal Equinox or Spring Equi
nox, while at the opposite point (at Libra
sign) it is called as the Autumnal Equinox.
Day and night are equal on these points.
This term refers to an imagined projec
tion at the Earth's Equator on the heavenly
or celestial sphere. To fully comprehend
this, one must imagine the sphere that we
call Earth to embrace the heaven.
Same as Equator of the Earth
Gl ossary 47**
The branch of Astrology which attempts
to find the best moment for any undertak
ing in terms of great success and produc
tivity. Same as 'Mahuratha in Vedic Astrol
ogy that symbolizes auspicious moment
elected for performing different events or
functions to draw maxim uni degree of sue
cess or benefit.
Fortuna; : This is an imaginary point
Part of fortune purported to hold sam e relationship to thi
Ascendant that the Moon has with I lie Sun
476 Vedic astrology in money matters
Heliacal
Setting
H eliacal
Ri sing
I ngress
I nferi or and :
Superior
Conjuncti ons
K arma
The position of the point in the houses ol
birth chart shows how and where the per
sonality can best express itself. Fortuna is
the chief controller of the pecuniary well
being of the native.
When a planet or star that is overtaken
by the Sun and gets hidden by its ravs; sucl 1
position of invisibility due to its proximity
to the Sun is known as Heliacal Setting ol
the planet. It is called combust position ol
the planet. Here the planet is rendered
weak and bereft of energy.
When a planet or Star has been hidden
by the Sun's rays and it once again becomes
visible, the phenomenon is termed as He
liacal Rising. Both these position of helia
cal setting and rising of the planets exert
perceptible influence, particularly in the
mundate events and activities.
This refer to a planets enterance into .1
sign. The term also signifies the Sun's
enterence into the four cardinal signs, com
mencing each of the four seasons. When
the Sun begins its transit into a sign is called
Solar ingress.
When the inner planet (Mercury
or Venus) comes in between Earth
and the Sun, it makes an inferior conjunc
tion. However, when the Sun is positioned
between Earth and the planet, the superioi
conjunction takes place.
The occult law of 'cause and effect' and
the philosophy of 'As you sow, so shall you
Glossary 477
Latitude,
Celestial
Longitude,
Celestial
Longitude
(Geographical
or Terrestrial)
L umi naries
Lunation
Lunar Mansions
reap' is based on Karma theory. The chart
can indicate sensitive Karmic point, habits
and faults brought over from the past life
that are to be worked through in the present
life.
The perpendicular distance of any star
or planet north or south of ecliptic. The Su n
of course, has no celestial latitude.
The measurement along ecliptic in signs
and degrees using the first point of the Zo
diac, (0 Aries), as zero point. The term
means to refer on zodical position of planet
to be used for astrological purposes.
The distance of any place or point East
or West of Greenwich, England, the 0
longitude point.Geographers measure this
in degrees, minutes and seconds, while As
tronomers in hours, minutes and seconds.
Another term for the Sun and Moon.
These should always be considered as dis
tributors and collectors of influence and not
the causes of influence.
It refers.to the cycle of the Moon as it
travels from one conjunction with the Sun
to the next conjunction in a period of 29
days 12 hrs, 44 minutes and 3 seconds.
: See Nakshatra
Latitude Distance on the Earth's surface towards
(Geographical) or awav from the equator expressed .is ,m
arc of meridian.
478 Vedic astrology in money matters
Medium
Coeli,
(M.C., Mid Heaven)
I mum Coeli
(I.C.)
Meridian
Mundane
Astrology
Mahurtha
Nakshatra
The mid heaven or the highest point ot
the Chart. This relates to the cusp of the 10th
house and the Noon position. The oppo
site on the M.C. is denoted by terms I.C.
(Imum Coeli) or the Nadar. This is a mid
night point and also refers to the 4thhouse
of the chart.
A great circle of the celestial sphere pass
ing through the zenith and the poles which
corresponds to the geographical longitude.
The branch of Astrology that deals with
the destiny of nations and world at large,
or the study of the effects of Equinoxes,
solistics, New Moon, Eclipses, planetary
conjunctions and similar celestial phenom
ena as applied not to each individual but to
nations and large communities of people.
Also see Elections Astrology. Mahurtha
gives valuable directions by following
which, the person will be enabled to re
move, neuterelise, counter act or overcome
the evils indicated by the horoscopic chart
of the moment. Mahurtha is the precarious
moment which tends to alter the viberations
radiated by the person to match the posi
tive planetary influences. Study of
Mahurtha helps searching favourable mo
ments.
A group of fixed stars is called Nakshatra.
The whole Zodiac is divided into twenty
0 '
seven equal parts of 13 - 20' each and is
known a Nakshatra, Asterism or Constella
tion. Nakshatra is completed when the
Naryana longitude of the Moon as, mea
sured from the initial fixed point attains 13
Glossary
Nodes of the :
Moon
Narayana :
System
Orbs
Orb of Influence
Orb of Radiance
Panchaka
Panclianga
- 20' and multiple thereof.
The two points at which the orbit of the
Moon crosses the ecliptic. The North Node
is called Rahu (A scending Node or
Dragon's head) and South Node is known
as Ketu (Descending Node or Dragon's tail).
These are considered Karmic points in the
chart and their motion is always retrograde
and moves about 3 minutes per day.
This system of astronomy recognising
the fixed zodiac wherein 0 Aries is always
at the sart of Ashwini Nakshatra.
Range of influence wherein number of
degrees allotted to a planet, in aspect with
another planet, within which the aspect op
erated most strongly. Generally, it is of 8
degrees of range.
: See Deeptamsha
: See Deeptamsha
A component of Election Astrology
(Mahurtha). According to Vedic system of
Astrology, it is an inauspicious period or
time. It takes place when the Moon tran
sits through Aquarius and Pisces signs.
This period should be avoided for perform
ing marriage, Upanayana (sacred thread cei
emonv), construction of house., assuming
office, travel, starting business, concluding
any deal etc.
It is like Almanac, Ephemeris, (set1llu*
same for details). It includes the study ol
IMO Vedic astrology i n money matters
Ponderous
Planets
Planets,
Interior
Perigee
Perihelion
Planet
five limbs namely i) Vaara (day), ii) Tithi
(Lunarday/ date), iii) Yoga (in Vedic astrol
ogy there ai'e 27 yogas), iv) Kama (half lu
nar day) and v) Nakshatras) with some other
variables like Solar and Lunar months,
Lagna or rising sign etc.
These are Pluto, Naptune, Uranus,
Saturn, Jupitor and Mars. They are called
so because they move more slowly than the
rest. These planets are also called exterior
or superior planets.
The planet whose orbits lie within the
Earth's orbit around the Sun, are termed as
interior or inferior planets. The planets
Mercury and Venus are regarded as infe
rior planets.
The point at which celestial body in the
orbit around the Earth is at the least dis
tance from the Earth. Perigee is also used
with reference to the apparent orbit of the
Sun around the Earth.
The point on a planetary orbit when it
is at the least distance from the Sun.
Any of the discovered celestial bodies
that have their own motion among the fixed
stars and hypothetical bodies which some
astrologers and astronomers claim are ex
istent. The positions of the planets are de
termined and utilized in casting and inter
preting of horoscopic charts. The planets
represent different parts of our personali
ties seeking expression, the various drives
that are factors of the whole person. The
Gl ossary
1H|
Precession of
Equinoxes
Retrogression:
Reception
(Mutual)
Radical
Chart
planet and the signs are different man ill's-
tations of the same energy. Each planet cor
responds with and is said to rule a certain
sign.
The phenomenon of Vernal Equinox
(VE) point moving backward alongw'ith
ecliptic, due to wobbling of Earth as it ro
tates on its axis. The VE point moves back
wards or recedes back along the ecliptic at
a rate of about 50.3 seconds per year. The
retrograde motion of equinoxes is the pre
cession of Equinoxes. Also see Ayamasha.
The apparent backward motion of a
planet in the Zodiac due to the motion of
the Earth in its orbit which is termed as ret
rograde motion of planet or retrogression
of planet. It is an apparent retrogression
and not an actual change of direction as it
occurs due to the relative motion (speed)
of the Earth and the planet both moving in
the same direction. The Sun and the Moon
do not retrograde but all the other planets
do at various time.
When two planets are in the each other
house, e.g.; Jupiter in Leo sign and the Sun
in Sagittarius sign, they are said to be in
mutual reception. This gives strength and
2;ood fortune and lesson the seriousness of
any bad aspect between them.
Pertaining to Radix (Root) or the horo
scope of birth.
Setting of Planet : See Heliacal Setting
182 Vedic astrology i n money matters
S a y a n a
System
Stellar
Influence
(Energy)
Solar Return :
Solar System:
Solstice
Stationary
Tropical
Zodiac
The system of Astronomy recognising
the movable zodiac. It is also known as
Tropical system. Sayana longitudes of all
celestial bodies are gradually increase on ac
count of equinoxical point is slowly mov
ing backwards due to precession of the equi
noxes.
The effect caused by the stars (celestial
bodies). A body wrill not radiate energy
unless there be an other body within the
range to receive it.
A chart erected for the moment when
the Sun year returns to its exact position at
the time of birth to know the influence of
the coming year. Such charts are also
erected to study the mundane activities of
a nation or organisation.
The planets and celestial bodies which
orbit around the Sun become part of the
Solar System.
The Sun appears to stand still as if
reaches its greatest distance north and south
of equator i.e., when the Sun is at 0Cancer
sign, it is a Summer Solstice and the Sun
while 0 of Capricorn sign, it v\ dll be Winter
Solistics.
A planet appears to stand still when its
motion is changing from direct to retrograde
motion or visa versa.
The Zodiac which is moving and is mea
sured from Aries to Pisces signs along the
ecliptic (the apparent path of the Sun). It is
know as Tropical, movable or natural Zodiac.
Glossary
Zenith
Zodiac
The point on the meridian di root I ovot
the head, through which Prime vertical and
meridian circle pass. Every place has ils
own Zenith.
Literally, a circle of small animals. A ring
or band around heavens that is divided into
12 signs of 30 degrees (longitude) each. The
planets move through this imaginary band
extending about 8 degrees on each side of
the ecliptic.
GLOSSARY
(For Commercial Terms)
Bear
Bear Market :
(Bearish trend)
Blue Chip
Broker
BSE Sensitive:
Index ( S E NS E X )
Bull
A stock market operator who expects
share prices to fall and keeps selling thereby
causing selling pressure and lowering the
prices further. The term is derived from the
attacking posture of the bear, pushing
downwards.
Prolong period of falling share prices,
dominated by selling pressure in the mar
ket place, brought about by economic or po
litical factors.
Share of particularly well known and
established companies which have shown
consistence growth over the years, have
further prospects and expected to show
sustained growth in future.
A member of stock exchange who is li
censed to buy or sell shares on his own or
on his client's behalf.
The index comprises of the 30 crips
whose weighted averages are taken to in
dicate the share market trend.
A stock market operator who believes
that share prices are going to rise, and keeps
buying to sell later at a profit, which form
Glossary
Bull Market :
(Bullish Trend)
Bullion
Business
I ndia
Commodities :
Market
Correction
Crash, Market:
an attacking posture of the bull, giving .in
upward trend.
Prolong rise in the price of shares by
buying pressure of actual investors,
favourable economic growth etc; can trig
ger off a bull market and thus set forth a
bullish trend.
Bullion is gold or silver bars that are con
sidered as metals or commodities rather
than as money. The term bullion also ap
plies to gold nuggets and silver plates and
their coins are reckoned and valued as rneta I
only. Bullion is traded in it set market place
and daily trend of different markets hav
ing bullion transactions are available in
business and financial magazines or dailies.
A fortnightly magazine on share mar
ket scene in the country. It carries market
moments and many other regular features
with stock market context. It is published
from Mumbai.
Market for trading bulk and basic goods
like foodgrain, edible oils, cotton etc, and
certain special items like tea and coffee are
also traded through auctions.
A short and sharp reversal, usually
downwards, in the price of an individual
share or shares in general. Corrections usu
ally occur during any long term move up
wards or downwards, as share prices
seldown move straight up or down.
A sharp fall in share prices with in >1
short period is termed as Market cr.o.h
D.il.il Street
Journal
Economic
Times
Financial
Express
Forward
Trading
*1)
Forward
Buying
Gamble
Hedging
A fortnightly investment journal pub
lished from Noble Chambers, Mumbai, con
taining company news and analysis and a
general overview of the stock market.
A daily newspaper devoted to general
economic news, new7s about the companies
and share market prices, trend etc.
A financial daily dealing with the capi
tal market and the corporate sectors.
Contracts to buy or sell specific quanti
ties of goods, currency or freight at stated
price and at a stated time in the future.
Forward contract are bought and sold in the
'Future Market'.
Buying for delivery at a future date, to
establish a bull position or to cover forward
bear sale.
Putting dow'n money to make a really
fast buck which is not an investment at all.
Marginally superior to it is speculation,
which also does not mark the investment
grade. Gambling is characterised by luck
wTiile speculation is a daring 'do'.
Reducing exposure to risk. In the invest
ment of one's funds in the share market, it
is done by buying different kinds of shares,
to cover the fall in price of one share with
the rise of another. Hedging will also
neuterize inflationary increases. A perfect
hedge is a no-risk-no gain precaution.
Vedic astrology in money matters
I ndex
A measurement of the trend of share
Glossary
187
Indian Stock :
Exchanges
Mandi :
Market :
Forces
New York
Stock Exchange
Primary
Market
Retail
Investor
Scrip
Secondary
Market
Share
prices. It is not just an average of share
prices; but weighted to reflect the number
of shares outstanding for an individual
scrip.
Apart from the four metropolitan stock
exchanges, there are other recognised ex
changes located in different states of the
country. BSE-Bombay Stock Exchange, the
largest in the country is located in Mumbai.
j
Bearish opposite to Tezi bullish.
The forces of demand and supply which
determine price in a free market.
NYSE at Wall Street, New York city
is established in 1792, the oldest and
the largest and the best known among
the stock exchanges in the world.
A market for new issue of shares where
investors apply directly to the issuer for the
allotment of shares.
An individual buying shares for oneself
as opposed to the institutional investor who
buys for other.
Share certificate
A market place where already issued
and outstanding shares are brought and
sold as against primary in which the issuei
sells shares directly to the investors
A share is one unit of ownership ol <1
company
IHH
Vt'dic astrology in money matters
Speculation :
Stock
Exchange
Stock
Teji
Trading
Pattern
(Share market
trend)
An activity, quite contrary to its literal
meaning in which a person assumes high
risks, to achieve large capital gains. At a
time span in which the gain is sought to be
made is usually very short. The shorter the
term, the more speculative in the invest
ment.
A market place, where shares change
hands for a consideration and where mem
bers of the exchange acting as brokers or
dealing on their own buy and sell shares,
sometimes as BULLS and sometimes
BEARS. A stock exchange provides a mar
ket place in the same way a commodity
exchange does.
US term for share.
Bullish, opposite of Mandi, (Bearish).
Finding the long-term direction of a
share price by drawing line connecting the
highest prices reached by the share, and an
other line connecting the lowest prices, over
a period of time. The direction will either
UP or DOWN, showing the trading pattern
or the market trends for a particular period.
B I B L I O G R A P H Y :
Varaha Mihira's Brihat Samhita : By M.R. Bhat,
Motilal Banarasi Dass, Delhi.
Kala Prakasika : By N.P. Subramania Iyar,
Asian Educational Services, New Delhi.
Muhurta - Traditional & Modern : By . K. Joshi,
Sagar Publications, New Delhi.
Electional Astrology : By B.V. Raman,
IBH Prakashana, Bangalore.
Muhurat Chintamani: By Girish Chand Sharma,
Sagar Publications, New Delhi.
Planetary Influences on Human Affairs : By B.V. Raman,
Raman Publications, Bangalore.
A Text Book of Scientific Astrology : By S. Rao,
Sagar Publications, New Delhi.
The Surya Siddhanta : By Rev. Ebenezer Burgess,
Motilal Banarsi Dass, Delhi.
Mundane Astrology : By Alan Leo,
Sagar Publications, New Delhi.
Perpetual Market Forecast & Business Astrology (1955)
By Pt. Ganga Prasad, Shree Mahalaxmi Publications,
Morar (M.P.).
Practical Mundane Astrology : By J.C. Luthra,
Sagar Publications, New Delhi.
Zodiacal Degrees Commercialised : By Manubhai Shukla,
Ahmedabad (1944).
How to Judge Mundane Chart: By J.C. Luthra,
Sagar Publications, New Delhi.
Vyapar Chintamani (Hindi -1958): By Pt. Ganga I *i...I
Shree Mahalaxmi Publications, Morar (Ml )
Vedic astrology in money matters
RetrogradePlanets : By Grace Inglis,
Sagar Publications, New Delhi.
Sarvatobhadra Chakra : By N.N. Krishna Rau,
V.B. Choudhari (1962).
Your Fortune Through Horn : By L.R. Chawdhri,
Sagar Publications, New Delhi.
Three Hundred Combinations : By B.V. Raman,
Raman Publications, Banglore.
Jataka Tatva : By S.S. Sareen,
Sagar Publications, New Delhi.
Planetary I nfluences on Markets : By Mars
Revised By. N.L. Patel.
J aimini Astrology : By P.S. Sartri,
Sagar Publications, New Delhi.
J aimini Sutras : By B. Suryanarayan Rao,
IBH Prakashana, Bangalore.
Phaldeepika : By S.S. Sareen,
Sagar Publications, New Delhi.
J yotish Shiksha (Hi ndi ): By B.L. Thakur,
Motilal Banarsi Dass, Delhi.
Brihat Parasara Hora Sastra : By Girish Chand Sharma,
Sagar Publications, New Delhi.
Sarvatobhadra Chakra (Hi ndi ): Pt. Motilal Nagar, Delhi.
Planets in Orbi t: By Mahendra Pratap Singh, Varanasi.
Finance & Business by Stars : By M.C. Desai,
Kalindi Publications, Mumbai.
I nvesti ng by the Stars, By Henry Weingarten,
By McGraw Hill, New York (USA).
INDEX
A
Abhijita
Nakshatra 75,146
Muhurta 106
Adi-Yoga 46, 52, 55
Airy Signs 257
Almanac 92,184, 291
Amaravanti Yoga 62
Amavasya 242
Ambani
Mukesh 54
Anil 50
Amitabh Bachchan 55
Amri t Sidha Yoga 104
Amri t Yoga 96
Anil Ambani 50
Amdha 42
Amdha Lagna 43, 60, 62, 63
Ashkara 282, 288
Aslirama 32
Aspects
Classification 184
Special 185
Western 186
Trans-Saturnian 185
Diff. Vedic & Western 187
Operating Period 190
Conjunction 192, 235
Parallel 192
Opposition 193
Trine 193
Sextile 194
Square 194
Semi-Square 194
Semi Sextile 194
Quintile 195
Semi - Quintile 195
Semi - Quadrate 195
Quincunc 195
Aspectarian 183
Asterism 114
Astrology
Vedi c 3, 31
Natal 1
Horary I
Mundane 1,31 , 3), I'ifi, Io0
Natural 2
Physical 2
Commercials, 108, IT>
Electional 65, 67, 14b
Jamini 60,62
Astronomy 1
Atma Karaka 62, 155
Avasthas 32
Ayanamsha 47
Ayantn Dhana Labha Yoga 59

Baku Dravya Yoga 59


Bearish 13, 236
Bhadra 89
Bhadra Tithi 271, 286
Bill Gate 41
Birla 52
Birhat Samhita 114, 246
Bramha 32
Bullion 25
Bullish 13, 235
Business Federations 14
Business Line 12
Business Standard 12

Celestial Houses 389


Celestial Hemisphere 1, 369
Celestial Objects 108
Celestial Orbit 183
Chamber of Commerce 6
Cluindrabala 76, 80
Chandra Su'ami 50
Company's Status 389
Consonants 282
Constellation 72,116
Coronation 69
Cosmic laws 20, 28
Rays 22
Disturbances 23
Forces 23
Energies 2.7, <>(>, (t7
Radiations 27
|)2
Vedic astrology in money matters
D
P.unmites 109,125, 361
I \ 333
I )rcptamsha 189
Dhimadipati 33
Dhana Karaka 58
Dhana Vivcka 38
Dhana Yoga 31, 45, 58
Dharma Shastra 1, 3
Dikbala 156, 158, 160, 162, 164, 166,
168
Direct Course 326
Division of Globe 114
Divya Drishti 20, 67
Drekkmui 109,125, 361
Heliacal setting & rising of planets
329
Horn 71, 97
I
Investors 1, 6, 224, 347, 395
J
Jala Tattaum 32
J amini (Rashi) 60
J anma Tara 78
Jataka Shastra 299
]ataka Tattaum 38
lay Titlii 69
Jupiter 164, 165, 361
Earthquakes 24, 256, 257
Earthy signs 256
Eastern Quardrate 1S4
Eclipses 1, 3, 242, 248, 250
Eclipse-Lunar Month 246
Economic Times 12
Ephemerides 183, 184, 189
Ethereal Soul 156
Fiery Signs 256
Financial Express 12
Forward Trading 10
Gajkesari Yoga 45, 46, 49, 50, 57
Gambling 19, 34
Gandanas 70
Gate Bill 41
Gliati 66, 70, 82
Gold 238, 456
Gowada H.D. 16
Graha Shanti 71
Grahas 1, 239
H
I lall I ,unar day 68
I liirshad Mehta 35

32, 48, 62
68, 83, 270, 279
Karana Trikona 32
Karkansha 62, 63
Karma 65
Ketu 5, 172, 173
Krishna Pakslia 69, 242
Kshema Tara 78
Kurma Chakra 113,115, 339, 357
Kurma Vibhaga 114
Labhadipati 33
Lagna Adi Yoga 55
Lagna Sliudhi 89
Lakhu Bhai Pathak 27
Laxnn (Goddess) 44
Laxmi Sthana 32
Laxmi Yoga 48, 53
Long Trends 235
Lottery 34
Lunar
day 68
month 68
eclipse 241
energy 67
Luni-Solar day 68

Magnetic Currants 24
Mahabhamta 20
Maliesha 32
Maitra Tara 79
Major Planets 197
Makar Sakranti 280
Mansagari 284
Mars 160,161, 354
Masa 1
Mehta Harshad 26
Mercury 162,163, 333
Minor Planets 199
Moksha 172
Monthly Trends 230, 236
Moon 158,159
Mudri ka Yoga 57
Muhnrta 31, 65, 60
Muhurtas (Specific)
Starting business 92
Buy out business 93
Opening an Establishment 93
Selling 94
Purchasing 94
Routine Shopping 95
Financing Business 95
Sourcing funds 96
Mortgaging 96
Writing new accounts books 97
I naugural run 97
Filing a law suit 97
Competitions 98
Speculations 98
Making a will 99
Buying racing horse 99
Applying for a Job 99
Election ticket 99
Starting Service 100
Timing the interview 100
Meeting w'ith the authority 101
Liquidation of debts 101
Opening Ceremony 102
Settlement of disputes 102
Compromise 102
Muhurta J yatisha 65
Mukesh Ambani 54
Mundane <i If nil's 2
Mundane Map 108
N
Naidhana Tara 79
Nakshatras 1, 4, 282
Nakshatras (classification)
Dynamic / Laghu 74
Violant / Llgra 74
Mixed / Mi shri t 74
Fixed / Dhrtiva 75
Gentle / Mri du 75
Movable / Char a 75
Pungant / Teckshann 75
Nanda tithi 271, 286
Naiwmsfl-Market-Directions 214
N>mi;siz-signs/Transit planets
Sun 216
Mars 217
Mercury 129
J upiter 220
Venus 221
Satrun 222
Rahu 223
Conjunction 215, 225
Neptune 176, 175, 379
Nidhiadipati 60
Nirayana System 127

Opposit aspect 193


Orb of radiance 189
Orbs of influence 189
P
Paksha 15,16
Panchaka 296
Panchanga 68, 84, 282, 291
Panchanga Shudhi 90
Parallel aspects 192
Param Maitra Turn 79
Parasara (Rishi) I, 62
Parivartana 38, 43, (><)
Parna 156
Pathak I akhu Kli.ii
4
Vedic astrology in money matters
IVnlrtd 2%
Perception of Global Markets 14
Petrol 5
Petroleum Products 6
Petroleum Shares 159
Phaldeepika 284
Planets (significations)
Sun 156,157
Moon 158,159
Mars 160,161
Mercury 162,163
J upiter 164,165
Venus 166,167
Saturn 168,169
Rahu 170,171
Ketu 172,173
Uranus 174,175
Neptune 176,177
Pluto 170,179, 379
Plotemv 114
Poorna Ti thi 271, 286
Pratynm Tara 78
Print Media 12
Prithivi Tattaum 32
Prognstic concept 197
Pushya 75
Q
Quincunc aspects 195
R
Racings 34
Rahu 5,170,171
Raja Yoga 44, 49
Ramayana 20
Retrogression 293, 326
Rikta tithi 69, 271, 273, 286
Rising of planets 326, 329
Ritu 1
s
Sadhaka Tara 79
Sages 67
Sambandha 33, 431, 162,164
Samkranti 96
Sampata Tara 78
Samvatsnra 1
Saniya Chakra 65
Sapt Shelaka 299
Sawastha Yoga 105
Sarvatobhadra Chakra 139,146, 282,
287, 300
Saturn 168,169, 369
Satvic Giina 164
Sayana System 198, 236
Semisquare aspect 194, 217
Semi Sextile aspect 194
Semi-Quadrate aspect 195
Semi-Quin tile aspect 195
Sensex (BSE) 16, 463, 464, 465, 466
Sepharial 237
Setting of planets 329
Sextile aspect 192,194
Share Markets 30, 34, 221, 246, 254,
256, 463
Sidha Yoga 104
Significator 32
Signs (Zondical)
Fiery 359
Earthy 359
Airy 359
Watery 359
Silver 239, 459
Sign's productiveness 199
Solar ingress 96, 230, 241, 263
Solar month 246
Speculation 12,19, 28, 33,170
Speculators 5, 7,18, 224, 347, 395
Speculator}" Business 7
Speculator)' Trade 10 -
Square aspect T94
Sreemanta Yoga 60
Stationary position 326
Steller energy 68
Stock Exchange 3, 84,157,180, 239
Markets 3, 4,19, 25, 395, 418
Shares 36, 64, 71, 72,129,143,
192,219, 221, 222, 240, 253, 339,
347, 349, 361, 364, 367, 398
Stock holders 489, 402, 406, 419
Stocks 240
Index
495
Surya Sidhanta 329
Sutras 4, 60, 64, 284
Swam 282, 287
Sivara Shastra 299
T
Tarabala 76
Teresstrial events 20
Time evaluation 21
Time space 21
Times of India 12
Tithies 1, 68, 270, 282
Tithis (classifications)
Nanda 271, 286
]aya 271, 286
Bhadra 271, 286
Poorna 271, 286
Rikta 69, 271, 273, 286
Trik houses 170
Trikona houses 37, 39
Trading centres 6
Trine aspect 193
Tropical system 127
u
Upadesha Sutras 60
Upchaya houses 51, 52
Uranus 174, 175, 378
Uttarayana 333
V
Vajra yoga 83
Vara 68, 70
Varaha Mi hi ra 114,115,118,151, 246,
252
Vasumati Yoga 51, 53
Vaya Tattawa 32
Veda 1
Vedhas 80, 294
Vedhas (multisided) 295
Vedic astrology 154, 286
Vedic pliillosphy 21
Vedic system 185, 229
Venus 166, 167, 343
Vesesha Yoga 60
Vipnl Tara 78
Vislui Yogti 106
Vishnu Slhana 33
Vishnu Yoga 60
Vishu (lord) 32, 44
Vowels 287
W
Watery signs 257
Western aspects 186
Western quadrate 18-1
Western system 234
Wheel of cime 65
Y
Yavana 370
Yearly trends 229
Yoga Karaka 53,172
Yogas 65, 68, 82
Yogi c method 20
Many astrologers are practising commercial astrology.
Most of them have customarily inherited and kept it as a guarded
secret for obvious reasons. This perhaps is the first serious attempt
to unfold the niceties of this inadequately discussed subject. In this
book, the author endeavoured to embody such materials which
provide comprehensive and cogent information to impart
meaningful support to the speculators and investors alike, to help
taking timely and prudent decisions to accentuate gains and avert
losses. The thrust of the book is to demonstrate the efficacious use
of the complex ancient discerning tools like Sarvatobhadra Chakra
and others in presaging market tendencies in a simple way. Celestial
phenomena that command over wide array of terrestrial events
including social commercial values have been brought out in a
succinct manner.
An ardently written prolific work on the whole gamut of
business astrology duly blended with other congruous factors to
make it a complete yet compact reading material on the subject.
Every aspect of it is perfectly synthesised and portrayed in a lucid
form.
ABOUT THE AUTHOR
The author is a retired Executive Director of
the country s one of the largest Public Sector
Undertakings. He is currently working as a
Seni or Vice President in a leading business
house. MBA and diploma in marketing from
U.K., he also obtained diploma in J yotish
Visharad from I CAS New Delhi and is a
fervent reader of astrology which he is
pursui ng as a hobby for over a decade.
R PU B L ICA T IO N S
72 Janpath, Ved Mansion
New Delhi - 110001
Tel, 3320648, 3328245
E Mail : sagarpub@vsnl.com
PriceRs. 300/-

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