Jennifer Simms Insurance Agent

Monthly Newsletter
Volume 1, Issue 8
October 2014
Dessert of the Month
Iced Pumpkin Cookies
http:allrecipes!com"ecipeIce#$%ump&in$'oo&ies(etail!asp)*
soi#+recs,recipe,-
Health Insurance News
Dental InsuranceClick, Quote, Apply!
(o .ou ha/e full #ental insurance an# not 0ust #ental #iscounts* (ental insurance is more reasonable
than .ou thin&! 'ontact me for a (elta (ental of 'alifornia 1uote 202!242!0381 or 'lic&, 4uote, Appl.
243 5ith Spirit (ental or Anthem 6lue 'ross of 'alifornia (ental Insurance!
Spirit Dental
https:spirit#ental!comin#e)!php*
option+com,scoreboar#7/ie5+scoreboar#7agent+001'000001(8890IAJ
Anthem Blue Cross of California Dental Insurance
https:bro&erportal!anthem!comehb5ebb&raccagentconnectJ:;;I9:"SI<<S,1
!"N "N#$$M"N% starts N&"MB"# '(, )*'+Start talkin, to me
now a-out your plans!
;::( <AJO" <:(I'A= ;O>* "emember if .ou ha/e a special e/ent I can help .ou get ma0or me#ical
no5? @a request for major medical insurance before open enrollment requires you to have a major life changing event
to qualify (within 60 days of event: married, divorced, have a child, adopt a child, place a child for adoption, change in
income, get health coverage through a job or program like Medicare/Medicaid, change place of residence to a new
state, change in disability status, gain or lose a dependent, become pregnant, being moved to a new health insurance
plan, gain citizenship or valid immigration status, lose health insurance with minimum essential coverage due to death
of a spouse or parent, experience other changes that may afect your income and household size).
Click, Quote, Apply 24/7
Anthem Blue Cross of California
https:bro&erportal!anthem!comehb5ebb&raccagentconnectJ:;;I9:"SI<<S,1
Assurant .ealth /Aetna !!0
(909) 942-0781 Email: jennifersimms30@yahoo.com www.ennifer!imms"ns#rance.com
www.facebook.com/JenniferSimmsInsurance https://www.google.com/+Jennifersimmsinsurance CA Agent #0F77781
https:consumer!eassuranthealth!comI<'onsumer:AS:(emographicsStart4uote
1aiser !ermanente
https://smu.kaiserpermanente.org/expressweb/user/URLecr!pt"ction.action#
refI$%g%&l'mfxft(&gof)!t*l&r%*c+kuc'(gc&,(x!kfo,on%fpeef,i,b-&h-ni!.selecte)/lanI)$.0ip1o)e$2(
.ealth In the N"2S!
Business owners what you nee3 to know a-out health care an3 your -usiness
.i,h .ealth !lan De3ucti-les 2ei,h Down More "mployees
6. AA"A SI:B:= 6:";A"(S:%A!
http:555!n.times!com20140202businessincreasingl.$high$#e#uctible$health$plans$5eigh$#o5n$emplo.ees!html*
,r+01,2014
4 2ays to !rep 5our "mployees for pen "nrollment in .ealth Insurance
http:555!entrepreneur!comarticle2C88-2
In "mployer .ealth Insurance Costs, Sta-ility Is the New Normal
http:blogs!5s0!com5ash5ire20140212in$emplo.er$health$insurance$costs$stabilit.$is$the$ne5$normal
Must small -usiness owners o6er ,roup health care7
http:555!postcrescent!comstor.mone.2014021Cmust$small$business$o5ners$oDer$group$health$care1--CC102
8rowin, Bur3en of "mployer9!ro:i3er .ealth Care .as Accelerate3 ;n3er -amacare
http:555!forbes!comsitestheapothecar.2014021-gro5ing$bur#en$of$emplo.er$pro/i#er$health$care$has$accelerate#$
un#er$obamacare
"mployers an3 their workin,s are in the 3ark a-out health9care prices
"ea# more here: http:555!sanluisobispo!com20140221C2-8881,emplo.ers$an#$their$5or&ings$are!html*
sp+221-17rh+1Estor.lin&+cp.
%ra3e9o6< Small -usinesses 3rop health insurance, pay employees to -uy own co:era,e
http:555!startribune!comlifest.lehealth23824-0-1!html
===========================================================================================================================
ACA an3 5;! 2hat are the penalties7 Do you still >ualify7
!enalty for Not .a:in, .ealth Co:era,e Can Be %housan3s of Dollars %he ACA !enalty Can %op ?'),*** for a
.i,h9Income @amily of @i:e
http<AAonlineBwsCBcomAarticlesApenalty9for9not9ha:in,9health9co:era,e9can9-e9thousan3s9of93ollars9'+''4+DE+E
Consumers 2ill we ;ncle Sam If %hey 8ot .ealth Insurance Su-si3ies Mistakenly
http:555!&aiserhealthne5s!orgStories2014August22treasur.$#epartment$obamacare$insurance$subsi#ies!asp)
New challen,e for health9care law
http:555!phill.!comphill.ne5snation,5orl#201408C0,;e5,challenge,for,health$care,la5!html
;BSB to "n3 Co:era,e ;n3er .ealth Care $aw for %ens of %housan3s
http:555!n.times!com20140218usus$to$en#$co/erage$un#er$health$care$la5$for$tens$of$thousan#s!html*,r+0
Anthem health insurance o6ers li:e :i3eo :isits with 3octors
http<AAwwwBroanokeBcomA-usinessAcolumns=an3=-lo,sA-lo,sAme3=-eatAanthem9health9insurance9o6ers9li:e9
:i3eo9:isits9with93octorsAarticle=feF3e4f*9'((E9(D439Df'-9GF)3e--3E)afBhtml
/A!!$5 N2< Anthem Blue Cross of California
https:bro&erportal!anthem!comehb5ebb&raccagentconnectJ:;;I9:"SI<<S,1
2hy you shoul3 -uy health insurance
http:555!mone.control!commaster,.our,mone.stoc&s,ne5s,consumption!php*autono+118330C
(909) 942-0781 Email: jennifersimms30@yahoo.com www.ennifer!imms"ns#rance.com
www.facebook.com/JenniferSimmsInsurance https://www.google.com/+Jennifersimmsinsurance CA Agent #0F77781
2.5 D S MAN5 !"!$" .A&" %." 2#N8 1IND @ ."A$%. INS;#ANC"75 D S MAN5 !"!$" .A&" %."
2#N8 1IND @ ."A$%. INS;#ANC"7
FAA%:>>>!9O"6:S!'O<SIA:SJOF;BOO(<A;20140208>FG$(O$SO$<A;G$%:O%=:$FAV:$AF:$>"O;B$HI;($O9$
F:A=AF$I;SI"A;':
8ot .ealth Insurance7 It May Depen3 on 5our A,e 6. John AoJJi September 18, 2014
http:555!business5ee&!comarticles2014$02$18health$insurance$5hether$.oure$co/ere#$ma.$#epen#$on$.our$age
E ways to sa:e money on health insurance
http:555!cnbc!comi#10201C1C2
I#S stresses importance of health insurance for newlywe3s
6. <onroe 'ourier on September 1, 2014
http:555!monroecourier!com12C04irs$stresses$importance$of$health$insurance$for$ne5l.5e#s
Di3 your lon,9term care insurance premium recently increase7 August C1, 2014 =ast up#ate#: <on#a., September
1, 2014, 12:18 A< 6. 6ets. 'han#ler
http:555!north0erse.!comne5shealth$ne5s#i#$.our$long$term$care$insurance$premium$recentl.$increase$
1!10382C8Esthash!n5mVFAJG!#puf
.ealth insurance premiums are eatin, American workersH raises
http:555!/o)!com201421081C0223health$insurance$premiums$are$eating$american$5or&ers$raises
.ealth insurance 3e3ucti-les rise faster than premiums
http:555!concor#monitor!comne5s5or&business1C-10-CC$2-health$insurance$#e#uctibles$rise$faster$than$premiums
Can 2almart make ?+ co9pay work for primary care7
http:555!cnbc!comi#1012-48-8
Can .ealth Care Success Be .ealth Care Disaster7 %oste#: 02012014 4:-4 pm :(A
http:555!huKngtonpost!com#eane$5al#mancan$healthcare$success$be,b,-3C21C4!html
#etirement .ealth Costs< !lannin, @or %he 2il3 Car3
http:555!forbes!comsitesne)ta/enue20140212retirement$health$costs$planning$for$the$5il#$car#
Life Insurance News
$ife Insurance is importantIe:en for Stay9at9home Moms!
?(G,DF) J the yearly price ta, on all that stay9at9home parents 3o at home, :ia
InsureBcomB Make sure youHre a3e>uately co:ere3 with life insurance! %his will help
you 3etermine how much you may nee3< http<AAlifehapBpnA'G*+K8c
Contact me %DA5 G*GBG+)B*4D' or email
CennifersimmsE*LyahooBcom for a @#""AN B$I8A%IN QuoteB $et me
show you how ineMpensi:e insurance can -e for you
$ife In the N"2S!
( Most Common Mistakes !eople Make with $ife Insurance
%oste#: 02242014 -:-2 pm :(A Ip#ate#: 02242014 3:-2 pm :(A
;n3erstan3in, whole life insurance
http:555!theintelligencer!comlocal,ne5sarticle,283288b8$CC82$11e4$aeb8$001a4bcf883a!html
'* thin,s to know a-out whole life insurance
http:555!lifehealthpro!com2014021-10$things$to$&no5$about$5hole$life$insurance*t+life$settlements
(909) 942-0781 Email: jennifersimms30@yahoo.com www.ennifer!imms"ns#rance.com
www.facebook.com/JenniferSimmsInsurance https://www.google.com/+Jennifersimmsinsurance CA Agent #0F77781
2hat Mom Ne:er %ol3 5ou A-out Cash &alue $ife Insurance %oste#: 02022014
http:555!huKngtonpost!com0im$gibsoncash$/alue$life$insurance$ne/er$tol#$.ou,b,-341088!html
More to life insurance than co:erin, funeral eMpenses
http:555!theprairiestar!comfeaturemone.more$to$life$insurance$than$co/ering$funeral$e)pensesarticle,e022b2f4$C2f-$
11e4$bcC3$4b#b22#ee2C2!html
2hy women nee3 life insurance N 2ealth Mana,ement
http:555!&ir&lan#reporter!comopinion234824--1!html
%he -eneOts of -uyin, life insurance when youHre still youn,
http:555!lifehealthpro!com20140222the$beneLts$of$bu.ing$life$insurance$5hen$.oure$s
Issues to consi3er with employer9owne3 life insuranceB .ow has an employerHs position chan,e3 since the
!ension !rotection Act of )**F7
6. Ariel 'annon September 4, 2014
http:555!insi#ecounsel!com20140204issues$to$consi#er$5ith$emplo.er$o5ne#$life$insura
DonPt Discount MillennialsH Nee3 @or $ife Insurance
http:insurancene5snet!cominnarticle20140212#onM:2M80M22t$#iscount$millennials$nee#$for$life$insurance$a$
--3888!htmlE!V''N/m#0)<s
Contact me to3ay for a free life -rochure with calculator to 3etermine
your nee3sB G*GBG+)B*4D'
http<AAwwwBCennifersimmsinsuranceBcomAe9-ook99-rochuresBhtml
I NSTANT I NSURANCE QUOTES & EAS A!!L ONL I NE
!lease :isit< http<AAwwwBCennifersimmsinsuranceBcomAinstant9>uotes9si,n9up9
onlineBhtml
(909) 942-0781 Email: jennifersimms30@yahoo.com www.ennifer!imms"ns#rance.com
www.facebook.com/JenniferSimmsInsurance https://www.google.com/+Jennifersimmsinsurance CA Agent #0F77781