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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona
ProtectingYourselffromFraudNoteTakingGuide

TotalPointsEarned
Name

TotalPointsPossible
Date

Percentage
Class

Describethecommontypesoffraud:

Howdoesfraudnegativelyimpactan

Whatisfraud?

Identity
Theft
Communications
Credit
Investment
Tax
Howdoesfraudnegativelyimpact
anindividualswellbeing?

Fourtypesofpersonal
informationare...
Carly Mitchell
b.2
an intententional effort to deceive another individual for personal gain.
when another's personal information is used without their permission
Occurs via mass marketing, mail, wire, telephone, Internet, etc. to deceitfully get
money from people
applying for and modifying credit (most common involves mortgages)
investors are deceived by individuals claiming to be financial advisors or have an
investment guaranteed to make money
scammers making claims that a person may be exempt from paying taxes
drivers license debit and credit cards
costs money, stress, time,
anxiety
electronic devices
identification cards
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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona


TheFraudMysteryNotes
HowdidthescammeraccessLucys
information?

WhatcouldLucyhavedonetominimizeherrisk
offraud?

Whatevidencehastheinspectorgatheredforandagainst
eachsuspect?
Suspect#1:ColonelMustard

Suspect#2:Mrs.Peacock

Suspect#3:Mrs.White

Suspect#4:ProfessorPlum

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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

Threewaysthievesaccesspersonal
informationare...
Whatarefourwaystobecarefulonline?
Fourwaystoprotectyourpersonalinformationinclude:
Whyshouldapersonmonitortheircreditreportsandfinancialinformation?

stealing a purse
diverting mail
skimming credit and debit
card info.
don't carry your social security card
sign credit and debit cards with signature and "Please See ID"
shred personal documents before discarding them
keep personal records in a secure location
so you can immediately dispute errors
look for "https"
of a picture of a
lock
keep user names
and passwords
safe
use a credit card
when making
Online
purchases
use privacy
settings on social
networking sites
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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

Ifyouareavictimoffraud,whatstepsshouldyoutake?

Whataresignsoffraud?
Describefourgovernmentagenciesand
whatfraud(s)theyprotectagainst
Whyisitrecommendedtouseacreditcardinsteadofadebitcardwhenmakingonlinepurchases?

maximum liability is $50, no liability if a lost card is reported before being fraudulently used,
no liability if the card numbe is used, but not the card itself
a business that has taken your money wont
return your calls
unfamiliar of unrecognizable charges
you are denied credit
mail is missing
act immediately
keep detailed
records
file a report with
your local law
enforcement
report to the
appropriate
federal agency
prevent business
practices that are
anticompetitive,
deceptive or unfair
to consumers
makes markets for
consumer financial
products and
services work for
Americans
protects the public
health
regulates
interstate and
international
communictaion
Federal Trade
Commision
Consumer Financial
Protection Bureau
Federal Drug
Administration
Federal
Communications
Commision

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