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2014 BUDGET for Brandon Howard

4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$

1 Giving

Tithe

Charity

2,650.00
-

$ 2,650.00

Total Income Less Giving


$

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$
$
$

150.00
200.00
150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

NET SPENDABLE INCOME

2 Savings

Master Card
Bank Loans
Wells Fargo

50.00
927.45

$50.00

$500.00

30.00

Income Over (Under)

20.00

Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

8 Professional Services

Income Over

Professional Services
Household
Loan Payments
$927.45
Auto/Transportation
$2,650.00

Insurance

$2,650.00

Housing
Savings

$2,000.00

Books

$2,500.00

$3,000.00

Net Spendable
Income

138.50

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

Income vs. Expenses


$ 2,650.00
$ 2,400.95

Repairs

Entertainment

$1,500.00

Gifts

370.00

Total Net Income


Less Total Expenses

Oil/Lube

$2,400.95

$1,000.00

200.00
10.00
20.00

120.00

$-

$-

$
$
$
$

Total Expenses

210.00

7 Household
Food
Laundry
Barber

Gas

6 Insurance

$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50

550.00

35.00

120.00

249.05

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

2,650.00
-

Total Income Less Giving


$

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$
$
$

150.00
200.00
150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation
$ 2,650.00

2 Savings

Master Card
Bank Loans
Wells Fargo

50.00
927.45

$50.00

$500.00

30.00

Income Over (Under)

20.00

Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

8 Professional Services

Income Over

Professional Services
Household
Loan Payments
$927.45
Auto/Transportation
$2,650.00

Insurance

$2,650.00

Housing
Savings

$2,000.00

Books

$2,500.00

$3,000.00

Net Spendable
Income

138.50

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

Income vs. Expenses


$ 2,650.00
$ 2,400.95

Repairs

Entertainment

$1,500.00

Gifts

370.00

Total Net Income


Less Total Expenses

Oil/Lube

$2,400.95

$1,000.00

200.00
10.00
20.00

120.00

$-

$-

$
$
$
$

Total Expenses

210.00

7 Household
Food
Laundry
Barber

Gas

6 Insurance

$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50

550.00

35.00

120.00

249.05

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

$ 2,650.00

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

Total Income Less Giving

2 Savings

$ 550.00

Master Card
Bank Loans
Wells Fargo

50.00
927.45

$ 210.00

20.00

Income Over (Under)


$
249.05
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

8 Professional Services

$ 138.50

$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
$2,650.00

$$2,650.00
$1,500.00

30.00

$35.00

$1,000.00

Books

Repairs

$249.05

$500.00

Gifts

$ 120.00

6 Insurance

$2,000.00

$2,500.00

$3,000.00

Income vs. Expenses


Total Net Income
Less Total Expenses

Oil/Lube

$120.00

$-

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Gas

$2,400.95

7 Household
Food
Laundry
Barber

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

Total Expenses
Income Over
Entertainment
Professional Services
Household
Loan Payments
Auto/Transportation
Insurance
Housing
Savings
Net Spendable Income
Giving
Total Monthly Income

35.00

$ 120.00

$ 2,650.00
$ 2,400.95

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

NET SPENDABLE INCOME

$ 2,650.00

Total Income Less Giving

2 Savings

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

50.00
927.45

$1,000.00
$500.00

$1

Gifts

30.00

Books

20.00

Income Over (Under)


$ 387.55
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00

Repairs

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

6 Insurance

Income vs. Expenses


Total Net Income
Less Total Expenses

$ 120.00

$249.05
Total Expenses
$120.00
$370.00
$550.00
Income Over
$35.00
$927.45
Entertainment
Professional Services
$210.00
Household
$138.50
Loan Payments
Auto/Transportation
Insurance
$50.00
Housing
Savings
$Net Spendable Income
Giving
Total Monthly Income

$1,500.00

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Oil/Lube

$2,650.00
$3,000.00 $2,650.00

$2,000.00

$ 210.00

7 Household
Food
Laundry
Barber

Gas

$2,400.95

$2,500.00

$ 550.00

Master Card
Bank Loans
Wells Fargo

8 Professional Services

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00

$ 2,650.00
$ 2,262.45

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME

1 Giving

$ 2,650.00
$

Tithe

Charity

NET SPENDABLE INCOME

Total Income Less Giving

2 Savings

50.00

3 Housing

927.45

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation
$ 2,650.00

Rent

$ 550.00

Master Card
Bank Loans
Wells Fargo

$ 210.00

20.00

40.00

Clothing

50.00

Dental

25.00

Medical/Prescription

10.00

Parking

50.00

Registration

Legal

Other

Other

8 Professional Services

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

Other

Giving

Net Spendable Income


Savings
Housing
Insurance

$1,500.00

Auto/Transportation
Loan Payments

$927.45

Household
$550.00
$370.00
$249.05
$210.00
$138.50
$120.00
$35.00
1

Education

40.00

$2,000.00

$-

Books

Income Over (Under)


$
249.05
Notes: I need to make more money.

$2,400.95

$-

30.00

Total Monthly Income

$50.00

Repairs

$2,650.00 $2,650.00

$500.00

Gifts

Oil/Lube

$ 138.50

Professional Services
Entertainment

Income Over
Total Expenses

Income vs. Expenses


Total Net Income
Less Total Expenses

$ 120.00

$3,000.00

$1,000.00

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Gas

6 Insurance

$2,500.00

7 Household
Food
Laundry
Barber

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00
$
$
$
$

80.00
10.00
30.00

$
$

2,650.00
2,400.95

2014 BUDGET for Brandon Howard


2014 BUDGET for Brandon Howard
4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME

1 Giving

$ 2,650.00
$

Tithe

Charity

$ 550.00

Master Card
Bank Loans
Wells Fargo

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

NET SPENDABLE INCOME

$ 2,650.00

Total Income Less Giving

2 Savings

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

50.00
927.45

$ 330.00

$6,000.00

$2,650.00

$1

40.00

Clothing

50.00

Dental

25.00

Parking

50.00

Medical/Prescription

10.00

Registration

$ 120.00

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

Savings

Insurance
Auto/Transportation
Loan Payments
Household
Entertainment
Income Over

$2,000.00

Education

Housing

$-

Income Over (Under)


$
129.05
Notes: I need to make more money.

40.00

8 Professional Services

Net Spendable Income

$2,650.00

20.00

Professional Services
$4,000.00

30.00

Giving

$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00

Books

Repairs

Total Monthly Income

$8,000.00

Gifts

$ 120.00

$ 138.50

Total Expenses

Income vs. Expenses


Total Net Income
Less Total Expenses

Oil/Lube

$12,000.00

$2,400.95

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Gas

6 Insurance

$10,000.00

7 Household
Food
Laundry
Barber

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00

$
$

2,650.00
2,520.95

$-

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

$ 2,650.00

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

Total Income Less Giving

2 Savings

$ 550.00

Master Card
Bank Loans
Wells Fargo

50.00
927.45

$ 210.00

7 Household
Food
Laundry
Barber

$ 370.00

Total Net Income


Less Total Expenses

Gifts

30.00

Books

20.00

Income Over (Under)


$ 249.05
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

Gas

$ 120.00

Oil/Lube

40.00

Repairs

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

6 Insurance

8 Professional Services

$ 138.50

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

Giving
Net Spendable
Income
Savings
Housing
Insurance
$-

$2,650.00

$50.00
$927.45
$138.50
$210.00
$550.00
$370.00
$35.00
$120.00
$249.05

$2,400.95

Auto/Transportation

Loan Payments
Household
Professional Services
Entertainment
0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Income Over

35.00

$ 120.00

Total Monthly Income

$2,650.00

Income vs. Expenses

$ 200.00
$ 10.00
$ 20.00

$ 2,650.00
$ 2,400.95

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $
100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

$ 2,650.00

Total Income Less Giving

2 Savings

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$6,000.00

$2,400.95
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00

$2,650.00
$4,000.00
$$2,000.00

Best Buy Credit Card

50.00

Other

50.00
927.45

$ 210.00

$2,650.00

7 Household
Food
Laundry
Barber

$ 370.00

Total Net Income


Less Total Expenses

Gifts

30.00

Books

20.00

Income Over (Under)


$ 249.05
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

$ 120.00

Oil/Lube

40.00

Repairs

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

6 Insurance

8 Professional Services

$ 138.50

Net Spendable
Income
Savings
Housing
Insurance
Auto/Transportatio
n
Loan Payments

Household
Professional
Services
Entertainment

Income vs. Expenses

$ 200.00
$ 10.00
$ 20.00

Gas

Total Monthly
Income
Giving

$12,000.00

$8,000.00

$ 150.00
$ 200.00
$ 150.00

5 Auto/Transportation

NET SPENDABLE INCOME

$10,000.00

$ 550.00

Master Card
Bank Loans
Wells Fargo

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00

$ 2,650.00
$ 2,400.95

Entertainment

$2,000.00

$2,650.00

Income Over
Total Expenses

$-

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

Total Income Less Giving


$

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation
$ 2,650.00

2 Savings

$ 550.00

Master Card
Bank Loans
Wells Fargo

50.00
927.45

$ 210.00

90%
80%

$550.00
$210.00
$138.50
$927.45
$50.00

70%
60%

$2,650.00
40%
$-

30%
20%

30.00

Income Over (Under)

$ (2,790.95)

20.00

Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00
50.00

40.00

Parking

50.00

Medical/Prescription

Registration

Legal

Other

Other

3,000.00

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

6 Insurance

8 Professional Services

$ 138.50

Net Spendable Income

Housing
Insurance
Auto/Transportation

Household
Professional Services
Entertainment
Income Over

10%
Total Expenses
1

$2,650.00

0%

Books

$ 3,075.00

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

Income vs. Expenses


$ 2,650.00
$ 5,440.95

Repairs

Loan Payments

50%

Gifts

370.00

Total Net Income


Less Total Expenses

Oil/Lube

Savings
$249.05
$120.00
$35.00
$370.00

200.00
10.00
20.00

$ 120.00

Giving
$2,400.95

$
$
$
$

Gas

Total Monthly Income

100%

7 Household
Food
Laundry
Barber

120.00

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

$ 2,650.00

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

Total Income Less Giving

2 Savings

50.00
927.45

70%

$249.05
$120.00
$35.00
$370.00

60%

$550.00
$210.00
$138.50
$927.45

50%

40%

20.00

Income Over (Under)


$ 249.05
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00
-

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

Giving

Savings
Housing

Insurance
Auto/Transportation

Household
Professional Services

30%

20%

30.00

Loan Payments

$-

Books

$50.00

$2,650.00

Gifts

Repairs

6 Insurance

Entertainment
Income Over

8 Professional Services

$ 138.50

Income vs. Expenses


Total Net Income
Less Total Expenses

$ 120.00

Net Spendable Income

80%

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Oil/Lube

Total Monthly Income

$2,400.95

$ 210.00

7 Household
Food
Laundry
Barber

Gas

100%

90%

$ 550.00

Master Card
Bank Loans
Wells Fargo

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00

$ 2,650.00
$ 2,400.95

20%

10%

Income Over

$2,650.00

0%

Total Expenses

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

$ 550.00

Master Card
Bank Loans
Wells Fargo

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

NET SPENDABLE INCOME

$ 2,650.00

Total Income Less Giving

2 Savings

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

50.00
927.45

$ 210.00

$2,400.95

80%

$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00

70%
60%
50%

40%

$2,650.00

20.00

Income Over (Under)


$ 249.05
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

8 Professional Services

$ 138.50

Net Spendable Income


Savings
Housing
Insurance

Loan Payments

20%

30.00

$2,650.00
$-

Books

Repairs

Auto/Transportation

30%

Gifts

$ 120.00

6 Insurance

Household
Professional Services

10%
Entertainment

Income vs. Expenses


Total Net Income
Less Total Expenses

Oil/Lube

Giving

90%

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Gas

Total Monthly Income

100%

7 Household
Food
Laundry
Barber

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00

$ 2,650.00
$ 2,400.95

10%
Entertainment
0%

Income Over
Total Expenses

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

$ 2,650.00

3 Housing

Rent

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation

Total Income Less Giving

2 Savings

$ 550.00

Master Card
Bank Loans
Wells Fargo

50.00
927.45

$ 210.00

$2,400.95

$6,000.00

$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
$2,650.00

$2,650.00
$$2,000.00

30.00

Books

20.00

Income Over (Under)


$ 249.05
Notes: I need to make more money.

Education

40.00

Clothing

50.00

Dental

25.00

40.00

Repairs

Parking

50.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

8 Professional Services

$ 138.50

Total Monthly
Income
Giving

Housing

Insurance
Auto/Transportatio
n
Loan Payments
Household

$4,000.00

Gifts

$ 120.00

6 Insurance

Professional
Services
Entertainment
Income Over

Income vs. Expenses


Total Net Income
Less Total Expenses

Oil/Lube

Net Spendable
Income
Savings
$8,000.00

$ 370.00
$ 200.00
$ 10.00
$ 20.00

Gas

$12,000.00

$10,000.00

7 Household
Food
Laundry
Barber

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

$ 120.00

$ 2,650.00
$ 2,400.95

Total Expenses

$1

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$

1 Giving

Tithe

Charity

NET SPENDABLE INCOME

2,650.00
-

2,650.00

Total Income Less Giving

2 Savings

50.00

3 Housing

927.45

663.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

35.00
80.00
80.00
20.00

Storage

35.00

Insurance

14.45

Master Card
Bank Loans
Wells Fargo

$ 150.00
$ 200.00
$ 150.00

Best Buy Credit Card

50.00

Other

5 Auto/Transportation
$

Rent

Education

40.00

Clothing

50.00

Dental

25.00

Medical/Prescription

10.00

Registration

Legal

Other

Other

Medical
Dental
Life
Car Insurance

$
$
$
$

30.00
50.00
10.00
48.50

$
$
$
$

80.00
10.00
30.00

Other

Auto/Transportation

Loan Payments
Household
Professional Services

249.05

50.00

Insurance

$-

Notes: I need to make more money.

Net Spendable Income

$370.00
$249.05
$210.00
$138.50
$120.00
$50.00
$35.00
$-

Income Over (Under)

20.00

Parking

Housing

$500.00

30.00

$2,400.95

$550.00

Books

40.00

Giving

$927.45

Gifts

Savings

$1,000.00

2,650.00
2,400.95

Entertainment
Income Over
Total Expenses

8 Professional Services

138.50

Income vs. Expenses


$
$

Repairs

6 Insurance

370.00

Total Net Income


Less Total Expenses

Oil/Lube

$2,650.00

$1,500.00

$
$ 200.00
$ 10.00
$ 20.00

$ 120.00

Total Monthly Income

$2,000.00

210.00

7 Household
Food
Laundry
Barber

Gas

$3,000.00

$2,500.00

550.00

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

35.00

120.00

2014 BUDGET for Brandon Howard


4 Loan Payments

Income Per Month - 2014


Salary Net
$
Other (Net Take Home) $
TOTAL MONTHLY INCOME

30,600.00
1,200.00
$

1 Giving

31,800.00

Tithe

Charity

NET SPENDABLE INCOME

31,800.00

Total Income Less Giving


$

3 Housing

Rent

7,956.00

Maintenance
Electrical
Taxes
Cell Phone
House Phone

$
$
$
$
$

420.00
960.00
960.00
240.00

Storage

420.00

Insurance

173.40

$
$
$

1,800.00
2,400.00
1,800.00

Best Buy Credit Card

600.00

Other

5 Auto/Transportation
$

2 Savings

Master Card
Bank Loans
Wells Fargo

600.00
11,129.40

6,600.00

2,640.00

$(5,000.00) $-

2,400.00
120.00
240.00

Gifts

360.00

Books

240.00

Education

480.00

Clothing

600.00

Dental

300.00
160.00

1,440.00

Oil/Lube

480.00

Repairs

Parking

600.00

Medical/Prescription

Registration

120.00

Legal

Other

Other

3,000.00

Medical
Dental
Life
Car Insurance

$
$
$
$

360.00
600.00
120.00
582.00

$
$
$
$

960.00
120.00
360.00

Other

6 Insurance

8 Professional Services

1,523.50

Income Over
Total Expenses
$31,832.90
$31,800.00

$1,440.00
$3,460.00
$4,440.00
$1,523.50
$2,640.00
$550.00
$600.00
$-

$
$
$
$

Gas

$(32.90)

7 Household
Food
Laundry
Barber

Net Spendable Income

Entertainment
Professional Services
Household
Insurance

$11,129.40

Auto/Transportation

Loan Payments
$31,800.00

$5,000.00
$10,000.00
$15,000.00
$20,000.00
$25,000.00
$30,000.00

Housing
Savings
Giving

$35,000.00

Total Income

Income vs. Expenses


Total Net Income
Less Total Expenses

$
$

31,800.00
31,832.90

Income Over (Under)


$
Notes: I need to make more money.

3,460.00

1,440.00

9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other

4,440.00

(32.90)

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