ANUAL

PRINCIPAL=
DURACION=
TASA EFECTIVA=
CUOTA=

MENSUAL

$100,000.00
10
5%

120
0.4074%
$1,055.24

Prstamo=
Duracin=
Interes

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

S/. 100,000.00
120
0.4074%

CUOTA MENSUAL

INTERES

AMORTIZACION

$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24

$407.41
$404.77
$402.12
$399.46
$396.79
$394.11
$391.41
$388.71
$385.99
$383.27
$380.53
$377.78
$375.02
$372.25
$369.47
$366.67
$363.87
$361.05
$358.22
$355.38
$352.53
$349.67
$346.79
$343.91
$341.01
$338.10
$335.18
$332.25
$329.30
$326.34
$323.37

$647.82
$650.46
$653.11
$655.77
$658.44
$661.13
$663.82
$666.53
$669.24
$671.97
$674.71
$677.45
$680.21
$682.99
$685.77
$688.56
$691.37
$694.18
$697.01
$699.85
$702.70
$705.57
$708.44
$711.33
$714.22
$717.13
$720.06
$722.99
$725.94
$728.89
$731.86

SALDO
$100,000.00
$99,352.18
$98,701.71
$98,048.60
$97,392.83
$96,734.38
$96,073.26
$95,409.44
$94,742.91
$94,073.67
$93,401.70
$92,727.00
$92,049.54
$91,369.33
$90,686.34
$90,000.58
$89,312.01
$88,620.65
$87,926.46
$87,229.45
$86,529.60
$85,826.90
$85,121.33
$84,412.89
$83,701.56
$82,987.34
$82,270.20
$81,550.15
$80,827.16
$80,101.22
$79,372.33
$78,640.47

32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78

$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24

$320.39
$317.40
$314.39
$311.37
$308.34
$305.30
$302.24
$299.18
$296.10
$293.00
$289.90
$286.78
$283.65
$280.51
$277.35
$274.18
$271.00
$267.80
$264.59
$261.37
$258.14
$254.89
$251.63
$248.36
$245.07
$241.77
$238.45
$235.13
$231.79
$228.43
$225.06
$221.68
$218.28
$214.87
$211.45
$208.01
$204.56
$201.10
$197.62
$194.12
$190.61
$187.09
$183.55
$180.00
$176.44
$172.86
$169.26

$734.84
$737.84
$740.84
$743.86
$746.89
$749.94
$752.99
$756.06
$759.14
$762.23
$765.34
$768.46
$771.59
$774.73
$777.89
$781.06
$784.24
$787.43
$790.64
$793.86
$797.10
$800.34
$803.60
$806.88
$810.17
$813.47
$816.78
$820.11
$823.45
$826.80
$830.17
$833.56
$836.95
$840.36
$843.78
$847.22
$850.67
$854.14
$857.62
$861.11
$864.62
$868.14
$871.68
$875.23
$878.80
$882.38
$885.97

$77,905.62
$77,167.78
$76,426.94
$75,683.08
$74,936.18
$74,186.25
$73,433.26
$72,677.20
$71,918.06
$71,155.82
$70,390.49
$69,622.03
$68,850.44
$68,075.71
$67,297.83
$66,516.77
$65,732.53
$64,945.10
$64,154.46
$63,360.60
$62,563.50
$61,763.16
$60,959.55
$60,152.67
$59,342.51
$58,529.04
$57,712.26
$56,892.15
$56,068.70
$55,241.90
$54,411.73
$53,578.17
$52,741.22
$51,900.86
$51,057.07
$50,209.85
$49,359.18
$48,505.04
$47,647.42
$46,786.30
$45,921.68
$45,053.54
$44,181.85
$43,306.62
$42,427.82
$41,545.44
$40,659.47

79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24
$1,055.24

$165.65
$162.03
$158.39
$154.73
$151.07
$147.38
$143.68
$139.97
$136.24
$132.50
$128.74
$124.96
$121.17
$117.37
$113.55
$109.71
$105.86
$101.99
$98.11
$94.21
$90.29
$86.36
$82.41
$78.45
$74.47
$70.47
$66.46
$62.43
$58.39
$54.33
$50.25
$46.15
$42.04
$37.92
$33.77
$29.61
$25.43
$21.24
$17.02
$12.79
$8.55
$4.28

$889.58
$893.21
$896.85
$900.50
$904.17
$907.85
$911.55
$915.27
$918.99
$922.74
$926.50
$930.27
$934.06
$937.87
$941.69
$945.53
$949.38
$953.25
$957.13
$961.03
$964.94
$968.88
$972.82
$976.79
$980.77
$984.76
$988.77
$992.80
$996.85
$1,000.91
$1,004.99
$1,009.08
$1,013.19
$1,017.32
$1,021.46
$1,025.63
$1,029.80
$1,034.00
$1,038.21
$1,042.44
$1,046.69
$1,050.95

$39,769.89
$38,876.68
$37,979.83
$37,079.33
$36,175.16
$35,267.31
$34,355.76
$33,440.49
$32,521.50
$31,598.76
$30,672.26
$29,741.99
$28,807.92
$27,870.05
$26,928.37
$25,982.84
$25,033.46
$24,080.22
$23,123.09
$22,162.06
$21,197.11
$20,228.24
$19,255.41
$18,278.63
$17,297.86
$16,313.10
$15,324.33
$14,331.52
$13,334.68
$12,333.77
$11,328.78
$10,319.70
$9,306.51
$8,289.19
$7,267.73
$6,242.10
$5,212.30
$4,178.30
$3,140.09
$2,097.64
$1,050.95
$0.00

pago del principal en los ultimmos 6 meses

S/. 394.11

$2,404.6689

FINANCIERA 1

ANUAL

PRINCIPAL =
CUOTA INICIAL =

15%

DURACION=
TASA EFECTIVA=
CUOTA

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29

MENSUAL

$125,000.00
$18,750.00
$106,250.00
15
14.5%

CUOTA MENSUAL

INTERES

AMORTIZACION

$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75

$1,205.68
$1,203.62
$1,201.53
$1,199.42
$1,197.28
$1,195.12
$1,192.93
$1,190.72
$1,188.49
$1,186.22
$1,183.94
$1,181.62
$1,179.29
$1,176.92
$1,174.53
$1,172.11
$1,169.66
$1,167.19
$1,164.68
$1,162.15
$1,159.59
$1,157.00
$1,154.38
$1,151.74
$1,149.06
$1,146.35
$1,143.61
$1,140.84
$1,138.04

$182.07
$184.13
$186.22
$188.33
$190.47
$192.63
$194.82
$197.03
$199.27
$201.53
$203.81
$206.13
$208.47
$210.83
$213.22
$215.64
$218.09
$220.57
$223.07
$225.60
$228.16
$230.75
$233.37
$236.02
$238.69
$241.40
$244.14
$246.91
$249.71

180
1.1348%
$1,387.75

SALDO
$106,250.00
$106,067.93
$105,883.80
$105,697.58
$105,509.25
$105,318.77
$105,126.14
$104,931.32
$104,734.29
$104,535.02
$104,333.50
$104,129.68
$103,923.56
$103,715.09
$103,504.26
$103,291.04
$103,075.39
$102,857.30
$102,636.74
$102,413.67
$102,188.07
$101,959.91
$101,729.16
$101,495.80
$101,259.78
$101,021.09
$100,779.68
$100,535.54
$100,288.63
$100,038.92

30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76

$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75

$1,135.20
$1,132.34
$1,129.44
$1,126.51
$1,123.54
$1,120.55
$1,117.51
$1,114.45
$1,111.35
$1,108.21
$1,105.04
$1,101.83
$1,098.58
$1,095.30
$1,091.98
$1,088.63
$1,085.23
$1,081.80
$1,078.33
$1,074.82
$1,071.27
$1,067.68
$1,064.04
$1,060.37
$1,056.66
$1,052.90
$1,049.10
$1,045.26
$1,041.37
$1,037.44
$1,033.46
$1,029.44
$1,025.38
$1,021.26
$1,017.11
$1,012.90
$1,008.65
$1,004.34
$999.99
$995.59
$991.14
$986.64
$982.09
$977.49
$972.83
$968.12
$963.36

$252.55
$255.41
$258.31
$261.24
$264.21
$267.21
$270.24
$273.30
$276.41
$279.54
$282.71
$285.92
$289.17
$292.45
$295.77
$299.12
$302.52
$305.95
$309.42
$312.93
$316.48
$320.08
$323.71
$327.38
$331.10
$334.85
$338.65
$342.50
$346.38
$350.31
$354.29
$358.31
$362.37
$366.49
$370.64
$374.85
$379.10
$383.41
$387.76
$392.16
$396.61
$401.11
$405.66
$410.26
$414.92
$419.63
$424.39

$99,786.37
$99,530.96
$99,272.65
$99,011.40
$98,747.20
$98,479.99
$98,209.76
$97,936.45
$97,660.05
$97,380.50
$97,097.79
$96,811.87
$96,522.70
$96,230.25
$95,934.49
$95,635.37
$95,332.85
$95,026.90
$94,717.48
$94,404.54
$94,088.06
$93,767.98
$93,444.28
$93,116.90
$92,785.80
$92,450.95
$92,112.30
$91,769.80
$91,423.42
$91,073.11
$90,718.82
$90,360.51
$89,998.14
$89,631.65
$89,261.00
$88,886.15
$88,507.05
$88,123.64
$87,735.89
$87,343.73
$86,947.12
$86,546.01
$86,140.35
$85,730.09
$85,315.17
$84,895.55
$84,471.16

77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123

$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75

$958.55
$953.68
$948.75
$943.77
$938.73
$933.64
$928.48
$923.27
$918.00
$912.67
$907.28
$901.83
$896.31
$890.74
$885.10
$879.39
$873.62
$867.79
$861.89
$855.92
$849.89
$843.78
$837.61
$831.37
$825.05
$818.67
$812.21
$805.68
$799.07
$792.39
$785.64
$778.81
$771.90
$764.91
$757.84
$750.69
$743.46
$736.15
$728.76
$721.28
$713.72
$706.07
$698.33
$690.51
$682.60
$674.59
$666.50

$429.20
$434.07
$439.00
$443.98
$449.02
$454.12
$459.27
$464.48
$469.75
$475.08
$480.47
$485.92
$491.44
$497.02
$502.66
$508.36
$514.13
$519.96
$525.86
$531.83
$537.86
$543.97
$550.14
$556.38
$562.70
$569.08
$575.54
$582.07
$588.68
$595.36
$602.11
$608.95
$615.86
$622.84
$629.91
$637.06
$644.29
$651.60
$658.99
$666.47
$674.03
$681.68
$689.42
$697.24
$705.15
$713.16
$721.25

$84,041.95
$83,607.88
$83,168.88
$82,724.90
$82,275.88
$81,821.76
$81,362.49
$80,898.01
$80,428.26
$79,953.18
$79,472.71
$78,986.78
$78,495.34
$77,998.33
$77,495.67
$76,987.31
$76,473.19
$75,953.22
$75,427.36
$74,895.53
$74,357.67
$73,813.70
$73,263.56
$72,707.17
$72,144.48
$71,575.39
$70,999.85
$70,417.78
$69,829.10
$69,233.75
$68,631.64
$68,022.69
$67,406.84
$66,783.99
$66,154.08
$65,517.02
$64,872.73
$64,221.13
$63,562.14
$62,895.67
$62,221.63
$61,539.95
$60,850.53
$60,153.29
$59,448.13
$58,734.98
$58,013.73

124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170

$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75

$658.32
$650.04
$641.67
$633.20
$624.64
$615.98
$607.22
$598.37
$589.41
$580.35
$571.19
$561.92
$552.55
$543.07
$533.49
$523.79
$513.99
$504.07
$494.05
$483.91
$473.65
$463.28
$452.79
$442.18
$431.45
$420.59
$409.62
$398.52
$387.29
$375.94
$364.46
$352.85
$341.10
$329.23
$317.22
$305.07
$292.78
$280.36
$267.79
$255.08
$242.23
$229.23
$216.08
$202.79
$189.34
$175.74
$161.99

$729.43
$737.71
$746.08
$754.55
$763.11
$771.77
$780.53
$789.38
$798.34
$807.40
$816.56
$825.83
$835.20
$844.68
$854.26
$863.96
$873.76
$883.68
$893.70
$903.85
$914.10
$924.47
$934.97
$945.57
$956.30
$967.16
$978.13
$989.23
$1,000.46
$1,011.81
$1,023.29
$1,034.90
$1,046.65
$1,058.52
$1,070.54
$1,082.68
$1,094.97
$1,107.39
$1,119.96
$1,132.67
$1,145.52
$1,158.52
$1,171.67
$1,184.96
$1,198.41
$1,212.01
$1,225.76

$57,284.30
$56,546.59
$55,800.50
$55,045.96
$54,282.85
$53,511.08
$52,730.55
$51,941.16
$51,142.82
$50,335.42
$49,518.86
$48,693.03
$47,857.83
$47,013.15
$46,158.88
$45,294.93
$44,421.17
$43,537.49
$42,643.79
$41,739.94
$40,825.84
$39,901.36
$38,966.40
$38,020.82
$37,064.52
$36,097.36
$35,119.23
$34,130.00
$33,129.54
$32,117.73
$31,094.44
$30,059.54
$29,012.89
$27,954.37
$26,883.83
$25,801.15
$24,706.18
$23,598.79
$22,478.82
$21,346.16
$20,200.63
$19,042.11
$17,870.44
$16,685.48
$15,487.07
$14,275.06
$13,049.30

171
172
173
174
175
176
177
178
179
180

$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75
$1,387.75

$148.08
$134.01
$119.78
$105.40
$90.84
$76.13
$61.24
$46.19
$30.97
$15.57

$1,239.67
$1,253.74
$1,267.97
$1,282.36
$1,296.91
$1,311.62
$1,326.51
$1,341.56
$1,356.78
$1,372.18

$11,809.62
$10,555.88
$9,287.92
$8,005.56
$6,708.65
$5,397.03
$4,070.52
$2,728.96
$1,372.18
$0.00

ESPAA
PRINCIPAL=
DURACION=
TASA EFECTIVA
CUOTA

PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33

ANUAL

MENSUAL

$10,000.00
36
0.3675%
$297.07

4.5%

CUOTA MENSUAL

INTERES

AMORTIZACION

$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07
$297.07

$36.75
$35.79
$34.83
$33.87
$32.90
$31.93
$30.96
$29.98
$29.00
$28.01
$27.02
$26.03
$25.03
$24.03
$23.03
$22.02
$21.01
$20.00
$18.98
$17.96
$16.93
$15.90
$14.87
$13.83
$12.79
$11.75
$10.70
$9.65
$8.59
$7.53
$6.47
$5.40
$4.33

S/. 260.32
S/. 261.27
S/. 262.23
S/. 263.20
S/. 264.17
S/. 265.14
S/. 266.11
S/. 267.09
S/. 268.07
S/. 269.06
S/. 270.04
S/. 271.04
S/. 272.03
S/. 273.03
S/. 274.04
S/. 275.04
S/. 276.05
S/. 277.07
S/. 278.09
S/. 279.11
S/. 280.13
S/. 281.16
S/. 282.20
S/. 283.23
S/. 284.27
S/. 285.32
S/. 286.37
S/. 287.42
S/. 288.48
S/. 289.54
S/. 290.60
S/. 291.67
S/. 292.74

SALDO
$10,000.00
S/. 9,739.68
S/. 9,478.41
S/. 9,216.17
S/. 8,952.97
S/. 8,688.81
S/. 8,423.67
S/. 8,157.56
S/. 7,890.47
S/. 7,622.40
S/. 7,353.35
S/. 7,083.30
S/. 6,812.27
S/. 6,540.23
S/. 6,267.20
S/. 5,993.17
S/. 5,718.12
S/. 5,442.07
S/. 5,165.00
S/. 4,886.92
S/. 4,607.81
S/. 4,327.68
S/. 4,046.51
S/. 3,764.32
S/. 3,481.08
S/. 3,196.81
S/. 2,911.49
S/. 2,625.13
S/. 2,337.71
S/. 2,049.23
S/. 1,759.69
S/. 1,469.10
S/. 1,177.43
S/. 884.69

34
35
36

$297.07
$297.07
$297.07

$3.25
$2.17
$1.09

S/. 293.82
S/. 294.89
S/. 295.98

S/. 590.87
S/. 295.98
S/. 0.00

ANUAL
PRINCIPAL=
CUOTA INICIAL=

MENSUAL

S/. 15,000.00
10% S/. 1,500.00
S/. 13,500.00

CUOTA=
TASA EFECTIVA=
DURACION=

PERIODO
0
1
2
3
4
5
6
7
8
9

S/. 230.00
12%

CUOTA MENSUAL

INTERES

S/. 230.00
S/. 230.00
S/. 230.00
S/. 230.00
S/. 230.00
S/. 230.00
S/. 230.00
S/. 230.00
S/. 230.00

S/. 27.60

AMORTIZACION

SALDO
S/. 13,500.00