ANGSURAN PINJAMAN BUNGA EFEKTIF

2000
60
3500
31

Bunga Pinjaman per Tahun

Jangka Waktu Pinjaman
Pokok Pinjaman
Bulan Angsuran Pertama

20.00%
60 bulan
35,000,000
August 2013

Tabel Angsuran Pinjaman

NO.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

Bulan
August 2013
September, 2013
October, 2013
November, 2013
December, 2013
January, 2014
February, 2014
March, 2014
April, 2014
May, 2014
June, 2014
July, 2014
August, 2014
September, 2014
October, 2014
November, 2014
December, 2014
January, 2015
February, 2015
March, 2015
April, 2015
May, 2015
June, 2015
July, 2015
August, 2015
September, 2015
October, 2015
November, 2015
December, 2015
January, 2016
February, 2016
March, 2016
April, 2016
May, 2016
June, 2016
July, 2016
August, 2016
September, 2016

Pokok
Pinjaman
35,000,000
34,656,047
34,306,362
33,950,849
33,589,411
33,221,948
32,848,361
32,468,548
32,082,405
31,689,826
31,290,703
30,884,929
30,472,392
30,052,979
29,626,576
29,193,067
28,752,332
28,304,252
27,848,703
27,385,562
26,914,703
26,435,995
25,949,309
25,454,512
24,951,467
24,440,039
23,920,087
23,391,470
22,854,042
22,307,656
21,752,165
21,187,415
20,613,252
20,029,521
19,436,060
18,832,709
18,219,301
17,595,670

Cicilan Pokok
Pinjaman
343,953
349,685
355,513
361,438
367,462
373,587
379,813
386,143
392,579
399,122
405,774
412,537
419,413
426,403
433,510
440,735
448,080
455,548
463,141
470,860
478,708
486,686
494,797
503,044
511,428
519,952
528,618
537,428
546,385
555,492
564,750
574,162
583,732
593,461
603,352
613,407
623,631
634,025

Bunga
583,333
577,601
571,773
565,847
559,824
553,699
547,473
541,142
534,707
528,164
521,512
514,749
507,873
500,883
493,776
486,551
479,206
471,738
464,145
456,426
448,578
440,600
432,488
424,242
415,858
407,334
398,668
389,858
380,901
371,794
362,536
353,124
343,554
333,825
323,934
313,878
303,655
293,261

39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

October, 2016
November, 2016
December, 2016
January, 2017
February, 2017
March, 2017
April, 2017
May, 2017
June, 2017
July, 2017
August, 2017
September, 2017
October, 2017
November, 2017
December, 2017
January, 2018
February, 2018
March, 2018
April, 2018
May, 2018
June, 2018
July, 2018

16,961,645
16,317,054
15,661,719
14,995,461
14,318,100
13,629,449
12,929,320
12,217,523
11,493,863
10,758,141
10,010,158
9,249,708
8,476,583
7,690,574
6,891,464
6,079,036
5,253,067
4,413,333
3,559,602
2,691,643
1,809,218
912,085

644,592
655,335
666,257
677,362
688,651
700,128
711,797
723,661
735,722
747,984
760,450
773,124
786,010
799,110
812,428
825,969
839,735
853,730
867,959
882,425
897,132
912,084

282,694
271,951
261,029
249,924
238,635
227,157
215,489
203,625
191,564
179,302
166,836
154,162
141,276
128,176
114,858
101,317
87,551
73,556
59,327
44,861
30,154
15,201

Angsuran
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286

Saldo
Pinjaman
34,656,047
34,306,362
33,950,849
33,589,411
33,221,948
32,848,361
32,468,548
32,082,405
31,689,826
31,290,703
30,884,929
30,472,392
30,052,979
29,626,576
29,193,067
28,752,332
28,304,252
27,848,703
27,385,562
26,914,703
26,435,995
25,949,309
25,454,512
24,951,467
24,440,039
23,920,087
23,391,470
22,854,042
22,307,656
21,752,165
21,187,415
20,613,252
20,029,521
19,436,060
18,832,709
18,219,301
17,595,670
16,961,645

927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286
927,286

16,317,054
15,661,719
14,995,461
14,318,100
13,629,449
12,929,320
12,217,523
11,493,863
10,758,141
10,010,158
9,249,708
8,476,583
7,690,574
6,891,464
6,079,036
5,253,067
4,413,333
3,559,602
2,691,643
1,809,218
912,085
1

PREDIKISI KEMAMPUAN BAYAR

Gaji Tetap
Potongan Rutin per Bulan
Angsuran Utang Lainnya
Sisa
25 perkiraan Persyaratan Bank
Prediksi Kemampuan Bayar Angsuran

13,000,000
300,000
1,350,000
11,350,000
25%
2,837,500