Automated solution for an optimization scheme (CBCO) being proposed and developed

should be configurable/flexible enough to meet future requirements of banks on cash

management services front.
Following Initial countries and (local) currencies are supported:

CN
HK
ID
IN
JP
KR
MY
PH
PK
SG
TW
VN

China
Hong Kong
Indonesia
India
Japan
Korea
Malaysia
Philippines
Pakistan
Singapore
Taiwan
Vietnam

CNY
HKD
IDR
INR
JPY
KRW
MYR
PHP
PKR
SGD
TWD
VND

Chinese Yuan
Hong Kong Dollars
Indonesian Rupees
Indian Rupees
Japanese Yens
Korean Wons
Malaysian Ringgits
Philippine Pesos
Pakistan Rupees
Singapore Dollars
Taiwan Dollars
Vietnamese Dongs

Requirements for Management Fees:

To be paid to the client over a total portfolio of credit balances when balance levels
qualify.
Ability to pay out fees in any location (along with Singapore and Hong Kong) and in any
currency (along with EUR and USD).
To be paid as lump sum payment on a dedicated account no more than 5 days after
month-end.
To be calculated on individual currency level (using bonus margins)

Requirements for bonus margins:

Bonus margins are client specific and per account.

5 levels of tiring for bonus margins are needed.
To be determined using a Qualifying balance which is the sum of the (credit) balances
denominated in the Base Currency and is based on end-of-day value balances.

The notional Foreign exchange rate would be used to convert daily value balances to the
Base currency.

 Calculation of management fee and bonus margins needs to be shown to the client on a
monthly CBCO statement.
System needs to account for the scheduled and unscheduled holidays during benefit
calculation process. In addition, there should be a provision to account for late debit and
credits.