AO

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

DEUDA
S/. 5,000.00
S/. 4,500.00
S/. 3,950.00
S/. 3,345.00
S/. 2,679.50
S/. 1,947.45
S/. 1,142.20
S/. 256.41

CALENDARIO DE PAGOS
INTERESES AMORTIZACIN
S/. 500.00
S/. 500.00
S/. 450.00
S/. 550.00
S/. 395.00
S/. 605.00
S/. 334.50
S/. 665.50
S/. 267.95
S/. 732.05
S/. 194.75
S/. 805.26
S/. 114.22
S/. 885.78
S/. 25.64
S/. 256.41

PAGO
S/. 1,000.00
S/. 1,000.00
S/. 1,000.00
S/. 1,000.00
S/. 1,000.00
S/. 1,000.00
S/. 1,000.00
S/. 282.06

PENDIENTE
S/. 4,500.00
S/. 3,950.00
S/. 3,345.00
S/. 2,679.50
S/. 1,947.45
S/. 1,142.20
S/. 256.41
S/. 0.00

%r
PRSTAMO
AMORTIZA

10%
5000
1000

CALENDARIO DE PAGOS
AO
1
2
3
4
5

DEUDA
S/. 5,000.00
S/. 4,000.00
S/. 3,000.00
S/. 2,000.00
S/. 1,000.00

INTERESES
S/.
S/.
S/.
S/.
S/.

500.00
400.00
300.00
200.00
100.00

CALENDARIO DE PAGOS
AMORTIZACIN
S/.
S/.
S/.
S/.
S/.

1,000.00
1,000.00
1,000.00
1,000.00
1,000.00

PAGO
S/. 1,500.00
S/. 1,400.00
S/. 1,300.00
S/. 1,200.00
S/. 1,100.00

PENDIENTE
S/.
S/.
S/.
S/.

4,000.00
3,000.00
2,000.00
1,000.00
S/. 0.00

%r
PRSTAMO
AMORTIZA

10%
5000
1000

PERODO
0
1
2
3
4
5
TOTALES

CAPITAL
CUOTA
INTERS
S/. 120,000.0
S/. 100,344.3
S/. 31,655.7
S/. 12,000.0
S/. 78,723.0
S/. 31,655.7
S/. 10,034.4
S/. 54,939.6
S/. 31,655.7
S/. 7,872.3
S/. 28,777.9
S/. 31,655.7
S/. 5,494.0
S/. 0.0
S/. 31,655.7
S/. 2,877.79
S/. 158,278.5
S/. 38,278.5

AMORTIZACIN
S/. 19,655.7
S/. 21,621.3
S/. 23,783.4
S/. 26,161.7
S/. 28,777.9
S/. 120,000.0

Cuota o Pago
Inters
Capital o Prstamo

S/. 31,655.70
10%
S/. 120,000.00

Constante
Constante
Constante

PERODO
0
1
2
3
4
5
TOTALES

CAPITAL
CUOTA
INTERS
AMORTIZACIN
S/. 120,000.0
S/. 96,000.0
S/. 36,000.0 S/. 12,000.0
S/. 24,000.0
S/. 72,000.0
S/. 33,600.0 S/. 9,600.0
S/. 24,000.0
S/. 48,000.0
S/. 31,200.0 S/. 7,200.0
S/. 24,000.0
S/. 24,000.0
S/. 28,800.0 S/. 4,800.0
S/. 24,000.0
S/. 0.0
S/. 26,400.0 S/. 2,400.0
S/. 24,000.0
S/. 156,000.0 S/. 36,000.0
S/. 120,000.0

AMORTIZACIN
Inters
Capital o Prstamo
# Perodos

24000 Constante
10% Constante
S/. 120,000.00 Constante
5

PERODO CAPITAL
CUOTA
INTERS
0
S/. 120,000.0
1
S/. 120,000.0
S/. 12,000.0
2
S/. 120,000.0
S/. 12,000.0
3
S/. 120,000.0
S/. 12,000.0
4
S/. 120,000.0
S/. 12,000.0
5
S/. 0.0 S/. 132,000.0
TOTALES
S/. 180,000.0

S/.
S/.
S/.
S/.
S/.
S/.

12,000.0
12,000.0
12,000.0
12,000.0
12,000.0
60,000.0

AMORTIZACIN
S/. 0.0
S/. 0.0
S/. 0.0
S/. 0.0
S/. 120,000.0
S/. 120,000.0

Cuota o Pago
Inters
Capital o Prstamo
Perodos

ltima Cuota incluye Amortizacin To

ltima cuota incluye Amortiza
10%
S/. 120,000.00
5.00

cluye Amortizacin Total

uota incluye Amortizacin Total=Inters
Constante
Constante
Dato

PERODO CAPITAL
CUOTA
INTERS
AMORTIZACIN
0
S/. 50,000.0
1
S/. 45,000.0
S/. 10,000.0
S/. 5,000.0
S/. 5,000.0
2
S/. 40,000.0
S/. 9,500.0
S/. 4,500.0
S/. 5,000.0
3
S/. 35,000.0
S/. 9,000.0
S/. 4,000.0
S/. 5,000.0
4
S/. 30,000.0
S/. 8,500.0
S/. 3,500.0
S/. 5,000.0
5
S/. 25,000.0
S/. 8,000.0
S/. 3,000.0
S/. 5,000.0
6
S/. 20,000.0
S/. 7,500.0
S/. 2,500.0
S/. 5,000.0
7
S/. 15,000.0
S/. 7,000.0
S/. 2,000.0
S/. 5,000.0
8
S/. 10,000.0
S/. 6,500.0
S/. 1,500.0
S/. 5,000.0
9
S/. 5,000.0
S/. 6,000.0
S/. 1,000.0
S/. 5,000.0
10
S/. 0.0
S/. 5,500.0
S/. 500.0
S/. 5,000.0
TOTALES
S/. 77,500.0 S/. 27,500.0
S/. 50,000.0

AMORTIZACIN
Inters
Capital o Prstamo
Perodo
Tipo de Cuota
# Perodos

S/. 5,000.00 Constante

10% Constante
S/. 50,000.00 Constante
2.5 Aos
3 Trimestral
10 Perodos

Dato
Efectiva
30

Tipo
Meses

Trimestral

PERODO CAPITAL
CUOTA
INTERS
AMORTIZACIN
0
S/. 50,000.0
1
S/. 46,862.7
S/. 8,137.3
S/. 5,000.0
S/. 3,137.3
2
S/. 43,411.7
S/. 8,137.3
S/. 4,686.3
S/. 3,451.0
3
S/. 39,615.6
S/. 8,137.3
S/. 4,341.2
S/. 3,796.1
4
S/. 35,439.9
S/. 8,137.3
S/. 3,961.6
S/. 4,175.7
5
S/. 30,846.7
S/. 8,137.3 S/. 3,543.99
S/. 4,593.3
6
S/. 25,794.1
S/. 8,137.3
S/. 3,084.7
S/. 5,052.6
7
S/. 20,236.2
S/. 8,137.3
S/. 2,579.4
S/. 5,557.9
8
S/. 14,122.5
S/. 8,137.3
S/. 2,023.6
S/. 6,113.7
9
S/. 7,397.5
S/. 8,137.3
S/. 1,412.3
S/. 6,725.0
10
S/. 0.0
S/. 8,137.3
S/. 739.75
S/. 7,397.5
TOTALES
S/. 81,372.7 S/. 31,372.7
S/. 50,000.0

Inters
Capital o Prstamo
Perodo
Tipo de Cuota
# Perodos
Anualidad (Cuota)

10% Constante
S/. 50,000.00 Constante
2.5 Aos
3 Trimestral
10 Perodos
R
8137.2697441256

Efectiva

Tipo
30 Meses

Calculado

Trimestral

PERODO
0
1
2
3
4
5
6
7
8
9
10
TOTALES

CAPITAL
CUOTA
S/. 50,000.0
S/. 50,000.0 S/. 5,000.0
S/. 50,000.0 S/. 5,000.0
S/. 43,750.0 S/. 11,250.0
S/. 37,500.0 S/. 10,625.0
S/. 31,250.0 S/. 10,000.0
S/. 25,000.0 S/. 9,375.0
S/. 18,750.0 S/. 8,750.0
S/. 12,500.0 S/. 8,125.0
S/. 6,250.0 S/. 7,500.0
S/. 0.0 S/. 6,875.0
S/. 82,500.0

INTERS
S/. 5,000.0
S/. 5,000.0
S/. 5,000.0
S/. 4,375.0
S/. 3,750.0
S/. 3,125.0
S/. 2,500.0
S/. 1,875.0
S/. 1,250.0
S/. 625.0
S/. 32,500.0

AMORTIZACIN
S/. 0.0
S/. 0.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 50,000.0

AMORTIZACIN
Inters
Capital o Prstamo
# Perodos de Gracia
Perodo
Tipo de Cuota
# Perodos

S/. 6,250.00 Calculado

10% Constante
S/. 50,000.00 Constante
2
2.5 Aos
3 Trimestral
10 Perodos

30 Meses

PERODO
0
1
2
3
4
5
6
7
8
9
10
TOTALES

CAPITAL
CUOTA
INTERS
S/. 50,000.0
S/. 50,000.0
S/. 0.0
S/. 0.0
S/. 50,000.0
S/. 0.0
S/. 0.0
S/. 43,750.0 S/. 22,800.0 S/. 16,550.0
S/. 37,500.0 S/. 10,625.0 S/. 4,375.0
S/. 31,250.0 S/. 10,000.0 S/. 3,750.0
S/. 25,000.0 S/. 9,375.0 S/. 3,125.0
S/. 18,750.0 S/. 8,750.0 S/. 2,500.0
S/. 12,500.0 S/. 8,125.0 S/. 1,875.0
S/. 6,250.0 S/. 7,500.0 S/. 1,250.0
S/. 0.0 S/. 6,875.0
S/. 625.0
S/. 84,050.0 S/. 34,050.0

AMORTIZACIN
S/. 0.0
S/. 0.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 6,250.0
S/. 50,000.0

AMORTIZACIN
Inters
Capital o Prstamo
# Perodos de Gracia Amot. E Int.
Perodo
Tipo de Cuota
# Perodos

P
5000

S/. 6,250.00 Calculado

10% Constante
S/. 50,000.00 Constante
2
2.5 Aos
3 Trimestral
10 Perodos

30 Meses

S
16550

PERODO
0
1
2
3
4
5
6
7
8
TOTALES

CAPITAL
S/. 600,000.00
S/. 543,591.14
S/. 482,669.58
S/. 416,874.29
S/. 345,815.38
S/. 269,071.75
S/. 186,188.63
S/.
96,674.87
S/.
0.00

CUOTA
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

104,408.86
104,408.86
104,408.86
104,408.86
104,408.86
104,408.86
104,408.86
104,408.86
835,270.85

INTERS
S/.
48,000.00
S/.
43,487.29
S/.
38,613.57
S/.
33,349.94
S/.
27,665.23
S/.
21,525.74
S/.
14,895.09
S/.
7,733.99
S/. 235,270.85

AMORTIZACIN
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

56,408.86
60,921.56
65,795.29
71,058.91
76,743.63
82,883.12
89,513.77
96,674.87
600,000.00

Inters
Capital o Prstamo
Perodo
Tipo de Cuota
# Perodos
Anualidad (Cuota)

32% Constante
ACT
S/. 600,000.00
2 Aos
24 Meses
3 Trimestral
8 Perodos
R
S/. 104,408.86 Calculado

8% TRIMESTRAL Tipo

Trimestral