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3/8/2015

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PressInformationBureau
GovernmentofIndia
MinistryofFinance
01March201520:10IST

HighlightsofthePradhanMantriSurakshaBimaYojana(PmsbyScheme1for
AccidentalDeathInsurance)

Eligibility:Availabletopeopleinagegroup18to70yearswithbankaccount.
Premium:Rs.12perannum.
Payment Mode: The premium will be directly autodebited by the bank from the
subscribersaccount.Thisistheonlymodeavailable.
RiskCoverage:ForaccidentaldeathandfulldisabilityRs.2Lakhandforpartial
disabilityRs.1Lakh.
Eligibility: Any person having a bank account and Aadhaar number linked to the
bank account can give a simple form to the bank every year before 1st of June in
ordertojointhescheme.Nameofnomineetobegivenintheform.
Terms of Risk Coverage: A person has to opt for the scheme every year. He can
alsoprefertogivealongtermoptionofcontinuinginwhichcasehisaccountwillbe
autodebitedeveryyearbythebank.
WhowillimplementthisScheme?:TheschemewillbeofferedbyallPublicSector
General Insurance Companies and all other insurers who are willing to join the
schemeandtieupwithbanksforthispurpose.
GovernmentContribution:
(i) Various Ministries can cocontribute premium for various categories of their
beneficiaries from their budget or from Public Welfare Fund created in this
budgetfromunclaimedmoney.Thiswillbedecidedseparatelyduringtheyear.
(ii)CommonPublicityExpenditurewillbebornebytheGovernment.
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DSM/KA

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