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PRIMARY OBJECTIVE
To study the broad contours of management of credit and credit appraisal process for business
units i.e. for working capital loan or Term Loan in INDIAN OVERSEAS BANK.
SECONDARY OBJECTIVES
To study the Credit Rating methods followed by the bank for different credit range.
To utilize the above learning and appraise the creditworthiness organizations those
approach INDIAN OVERSEAS BANK for credit. This would entail undertaking of the
following procedures:
i.
Management Evaluation
ii.
iii.
Technical Evaluation
iv.
Legal Evaluation
v.
Financial Evaluation
vi.