: 80 ( - )

1980

1985

1988

1992

2003

2007

2012


Contents

1.
Preface

iv

2.
Foreword

3.
Glossary

1 - 201

4. - I

202 - 249

5. - II -

250 - 278

Appendix - I Abbreviations

Appendix - II - Names of Central Acts

6. - III -

Appendix - III - Standard Devanagari Symbols for English Alphabets

279




{ 1980 - ,
-
2007
2008

-

-

/
/ -







/
{ .
, - {
. . , . ,
, . ,
. , .

. . , . . ,


-

2012
iv

(.)


-
,

-

-
2007


, -

, -
-
-
-
- --




, ,

, , desequester,




-
-
farming `'; agriculture `';
credit `' debt `'
v

 ,
, - recession, depression, great depression `', `',
` ' elastic `' resilient
`-' rebate exemption -
- ; exemption `' rebate
`' value `' price
`' `' resource
processing `'
2-3

, asset `' `',
recovery plan ` , ` '

-


( )
`'
, , , ,
, , , -, , -
, bail out
`', bail in `', step-down subsidiary `- '

-


,
bankingshabdavali@gmail.com

(. )

vi

A
abandoned cargo

abandonment of claim

abatement

abatement of duty

abatement of purchase
money

abdication

B
C

absolute authority

1.
2.

absolute contract

absolute conveyance

absolute conviction

absolute estate

- / -

absolute family wage

ability to invest

absolute monopoly

ability to pay

absolute necessities

abnormal demand

absolute owner

abnormal method of
finance

absolute ownership

absolute power

abnormal price

absolute property

abnormal profit

absolute sale

aboard

/ ,

absolute surplus value

abolition

absolute title

above from liability

absolute value

above par value

absorbed capital

above the line provision

absorbed labour

G
H
I

L
M
N

abrasion of coins

absorbed liquidity

abridgement of
damages

absorbed shares

absconding debtor

absentee capitalism

absorbing banking
company

absentee owner

absorption of credit

absentee statement

absorption of a
company

absenteeism rate

absorptive capacity

absolute acceptance

absolute advantage
position

abstinence theory of
interest

abstract budget

absolute amount

abstract labour

absolute assignment

abstract of account

Q
R
S
T
U
V
W

A
B
C

abstract of title deed

accommodation bill

abuse of trust

accede

1.
2. (
)

accommodation
endorsement
accommodation paper

accelerated
depreciation

accord and satisfaction

account

accelerating premium

(
); (
/ )

acceleration clause

/ account book

acceleration of growth

acceptance for honour

acceptance limit

acceptance of bill

acceptance of
transfer debit

acceptance supra
protest

acceptances

accepting bank

accepting house

acceptor

access

accessing of the
records

E
F
G
H
I

L
M
N
O

account day

account for

1.
2.
3. -

account heads

account holder

account in operation

account jurisdiction

account keeping

account of freight deposit

account payee

account payee cheque

account stated

1.
2.

account, dead

accession book /
register

accountancy

accession rate

(-
accounting
) / -

accountant

accessorial service

accounting method

accessory products

accounting of cash

accidental expenditure

accounting period ended

accidental profit

accounting practice

accommodation

1. 2.

accounting rule

R
S
T
U
V
W

A
B
accounting standard

accuracy of statement

accounting system

acid test ratio

accounting unit

(-
)

accounting year

acknowledgement of
debt

accounts payable

acquire

accounts receivable

accounts receivable
financing

acquire interest in the

instruments
acquired advantage

accounts of individuals

acquiring bank

accounts of partnership

acquiring products

accounts of receiver

acquisition of assets

accounts of works

1. ,
2.

L
M

accounts, interim

acquittance

accreditation

1.
2.

acquittance roll

accredited brokers

across the board rise

accreting swap

accretion

act of commission and

omission
act of insolvency

accretion to foreign
assets

/
acting allowance

accrual

accrual of interest

F
G
H
I
J

N
O

acting in good faith

action plan

accrue

actionable claim

accrued income and

expenditure

active account

accrued interest

active balance of
payment

accruing debt

accumulated balance

active bond portfolio

management

accumulated loss

active capital

accumulated profit

active circulation of
notes

accumulation of capital

active deposits

accumulation of funds

active loans

A
B
C

active market

add-on rate

active money

adequacy of data

active partner

adequate consideration

active population

1.
2.

active society

adequately banked

active stock

adjudged bankrupt

active trade balance

adjudication of claims

adjudication of notes

active versus passive

fixed interest
management

adjudication order

activity ratio

adjustable advance

adjustable currency

,
-

actual cash value

adjustable peg system

actual hours

adjusted price

actual strength

actual users license

adjusting account
register

actuals

adjusting entry

actuals and targets

adjustment account

actuarial liability

adjustment credit

actuary

adjustment mechanism

ad valorem tax

adjustment of accounts

added entry

adjustment on paper

added value

addenda payment

administered price

addendum to tender

administered pricing
mechanism

additional assessment

administered rates

additional banking
facilities

additions and alterations

additions and
betterments

additions-deletions

administered structure of
interest
administering authority

administration of scheme 1.

2.

administration of small
loans
4

A
B
administrative approval

administrative devices of

carrot and stick
administrative revenue

admissible limit

admissible under rules

admission of transfer

admitted debt

admitted in evidence

adopted village

advance

1.
2.

advance against bills

payable

advance bill

advance factoring

advance on consignment
advance portfolio

advance rate

advance refunding

advance remittance

advance schedule

advanced economy

advances account

advantage of location

adverse balance of
payment

adverse clearing balance

advise fate

advising bank

advisory board

advisory funds

affidavit

affiliate

affinity card

affirm

affirmative covenant

affix signature

affreight

affreightment

afloat

- ()

after date bill

after hours transactions

after night bill

after sale service

after sight

after sight bill

after tax profit

aftermarkets

against mortgage

against public interest

aged fail

V
W

adverse possession

agency charge

advertised sale

agenda

advice

1.
2.

agent's discretionary
power

1.
2. /

advice of transfer

X
Y
Z

A
B
C
D

age-wise valuation of
stocks

aggregate demand curve ,

aggregate demand
function

aggregate demand price /

agreement among
underwriters

agreement to sell

agreement without
consideration

agricultural products

agricultural appliances

agricultural bank

agricultural credit

agricultural depression

agricultural economics

aggregate deposits

aggregate indemnity

aggregate money
income

aggregate operations
liability

agricultural economy

aggregated shipment

/ -

agricultural engineering

aggregates

agricultural extension

aggregation of credit
plans

- service

aggregation of prices

agricultural family
holding

aggressive marketing

agricultural finance

aggrieved depositor

agricultural implements

aggrieved party

agricultural income

agio

1.
2.

agricultural inputs

,
(, )

agiotage

( ) /

agricultural labour

agricultural operations

agrarian

1.
2.

agricultural planning

agreed charges

agricultural produce

agricultural rent

agreed milestone
payments

agricultural requisites

agreed price

agreed in principle

agricultural stabilization
fund

agreement

1.
2. /

agricultural statistics

H
I
J
K
L
M

P
Q
R
S
T

X
Y
Z

A
B
agriculture and allied
activities

agriculture holding

agriculturist

agro-based industries

allied activities

all-in-cost ceiling

allocable income

allocation

1. ,
2. 3.
,

C
D
E
F

agro-climate region

allonge

agro-economic features

allot

allottee

agro-forestry

allowable offsetting

agro-industries

allowance

1. 2. 3.

agronomy

alpha error

aid in the pipeline

alphabetical order

aid receipts

altered note

aided institution

alternate

1. 2.

air cargo

alternate channel

air consignment note

alternate payee

air freight

(=
)

airline / airways
company

alternative cost
(= opportunity cost)
alternative demand

alternative device

alternative drawee

alternative holder

alternative offer

amalgamated banking
company

amalgamation

ambiguous case

air mail service

air-borne trade

algo trading, algorithmic ,

trading

J
K
L

Q
R
S

alienate

alimony

all commodity rate

all rights reserved

all round development

ambitious scheme

all round price

amenability

all time high

amendment of licence

alleged disparity

amenities

T
U
V

Y
Z

A
B
C

amortization

angel investor

amortization of dues

angel network

amortization payments

animal husbandry

amortization schedule

animal spirit

amortized loan

annawari certificate

amortizing swap

/
-

annexure

amotion

annual account

1. /
2. /

annual closing of
accounts

amount

amount claimed

annual general meeting

amount commuted

annual letting value

amount considered
doubtful of recovery

annual maintenance
charges

amount deposited

annual repaying capacity

amount differs

annual work plan

amount drawn

annualised basis

amount due

annually

amount in default

( )

annuitant

amount of issue

annuity

amount outstanding

annuity bond

amount realized

annuity system

amount withdrawn

annulment

analysis of advances

, /

analysis of balance
sheet

ancestral loan

anonymous and
pseudonymous
complaint

anchor for capital

support

antecedent debt

antedated cheque

anchorage

anticipated expenditure

anchoring inflation

anticipatory bail

ancillary industry

anticipatory borrowing

K
L
M

S
T
U
V

Y
Z

A
B
anticipatory hedge

anticipatory interest

anticyclical fluctuations
anti-dumping

application based mobile

banking

application for
moratorium

-, -

application money

application software

anti-inflationary measure -
anti-inflationary policy

anti-money
laundering policy

D
E

application supported by
blocked amount (ASBA)

anti-monopoly legislation -

applied econometrics

applied economics

F
G
H
I

anti-reform

appoint

anti-strike legislation

appointed day

any branch banking

appointed heir

any time any where

banking

appointee

apex bank

apportion

apex entity

apportioning the
liabilities

apiarist

apportionment account

apiculture

appraisal

-,

apparatus and plant

M
N

O
P

apparent cause

appraisal of credit
, proposal

apparent tenor of
instrument

appraised value

appraiser

appeal

appreciation

appearance of coin

1. 2.
3. 4.

appellant

appreciation of cost

appellate authority

appreciation of currency

appellate powers

appreciation of stock

appendix

apprentice

applicable

apprenticeship

applicant

approach

application

1. ,
2.

1. 2.
3.

approach paper

A
B
C

approaches to
management

approbate

appropriate authority

appropriation

appropriation account

appropriation of
payments

approval

approval response

approved currency

approved limit

approximate actuals

approximate rate

arbitrage

arbitrary price

arbitrate

1.
2.

G
H
I

O
P
Q

arbitrated exchange rate

arbitration

arbitrator

1. 2.

area approach

area of operations

area sampling

area specific

arid zone

armed guard

arms length principle

arrivals

1. 2.

arrogation

1.
2.

artel

article

1. 2.
3.

articles of agreement

articles of association

articles of merchandise

artificial clearing

artificial dearness

artificial transaction

artisan

as a last resort

as is where is

ascending premium
policy

asked price

assembly line production

assembly line technique
assertion of rights

assess

1.
2.
3.

assessable deposits

assessee

/ -

assessing authority

/ -

assessing the eligibility

arms length transaction

assessment

arrear claim

1. 2. -
3.

arrear demand

assessment of working
capital requirements

R
S
T
U
V
W

10

A
B
assessment year

assessor

, -

asset

assisted concern

- /

associate bank /
institution

asset and liabilities

associate member

asset backed
securitization

associated operations

association

1. 2.

asset backed security

assumed name

assumption

1.
2.
3.

D
E
F

asset liability
management (ALM)

asset mix

assumption of charge

asset on lease

assurance

1. 2.

asset portfolio

assured

asset price bubbles

/
assurer
/

1.
2.

asset quality

1.
2.

asset reconstruction

astronomical rates

asset side operations

asymmetric behaviour

, /

asset stripping

/ /

asymmetrical price
movement

/
-

at a discount

at call

at maturity

at par

at premium

at random

1. 2.

at sea (vessel)

at sight

at station price

asset swap

asset under
management

assets with banking

system

assignee

assignees in bankruptcy

assignment

1.
2.

assignment of damages -
assignment of debt

at the money put option/ /

call option

(
)
11

X
Y
Z

A
B
C

at the nil rate of duty

audit enfacement

at variance with

audit fees

ATM Locator

/ /

audit instructions

ATM migration

audit objections

atomistic economy

audit rating

attach

1.
2.

audit team

audited accounts

attachable asset

- / audited and admitted

attached

1.
2.

attachment of property

attachment of salary

attachment order

attainment of
qualification

attendant risk

E
F
G
H
I

audited balance sheet

auditor

auditor's report

austerity measures

authentic

authenticate

authentication

attest

authenticity

attestation

author of a trust

attorney

authorised capital

attributable profit

authoritative text

attrition

authority

attrition rate

1. ()
2.
3. ()

auction

authority letter

auction agent

authority to draw

auction house

authorization

auction sale

authorization date

authorize

R
S
T
U
V
W

auctioneer's commission
audit against propriety

authorized agent

audit against regularity

authorized dealer

audit certificate

audit classification

authorized money
changer

12

A
B
C

authorized rate

authorized signature

authorized version

authorizing person

autocorrelation function

automatic borrowing
rights

automatic check off

- ( ) average market value

automatic invoicing

average profit

automatic refinancing
facility

average propensity
to save

automatic reinsurance

average rate

average ratio

average variable cost

automatic replenishment
system

average clause

1.
2.

average cost

average daily balance

average deposits

average due date

average holding

J
K
L

automatic route

averaging

automation

averaging down

autonomous bodies

autonomous drivers of
liquidity

averaging in

averaging out

autoregressive coefficients for inflation

averaging up

auxiliary capital

avocation

auxiliary duty

avoidance of tax

auxiliary service

award

average bank rate

1. /
2.

average cash balance

award of contract
award staff

P
Q
R
S

V
W
X
Y
13

B
C

baby bond

baby steps to tame

inflation

back door financing

back end load

back ended subsidy

back fee

back loading of
expenditure

-



/

,
(
)

backward areas

back to back letter

of credit

bad delivery

back up arrangements

back up credit

back up facility

, -

back up system

back wage payments

backer

bail in

background paper

bail out

backing

bailee

backing a bill

bailee's lien

backlog

bailment

1.
2.

back-to-back financing

-
(


)

bailor

J
K
L
M
N
O
P

back end

back office
back spread
back to back credit

V
W
X
Y
Z

back-to-back loan
backward and forward
linkage

backward balancing
backward classes
backwardation
backwash effect
bad and doubtful debts
bad climate allowance
bad coin
bad credit
bad debt
bad debts recovered
accounts
bad debts reserve
account
bad lending scenario
bad money
bad paper
bad title
bail
bail bond

balance
balance due
balance of loss

balance an account

-
balance at credit

14

/





/

, ,

/ ,

1. / 2.
,

,

A
B
balance book

bandwagon effect

balance confirmation
certificate

bank paper

balance in hand

/ bank accommodation
,

balance held abroad

bank acceptance

balance of payment

bank account

balance of profit

1. 2.

bank advance

balance of trade

balance sheet

bank authorized to deal

in foreign exchange

bank bill

bank bills receivable

account

bank borrowings

bank call (money) rate

()

bank cash

bank charges

bank commission

bank compensation
bonds

bank credit

1.
2.

bank credit creation

bank currency

bank debit

balance sheet items

balance to the credit

/ ,

balance with banks

outside India

balanced budget

balanced growth

balancing

balancing and
reconciliation

balancing factor

balancing of books

ball park estimate

balloon loan

balloon maturity

bank discount

balloon mortgage

1.
2.

bank draft

bank endorsement

balloon payment

bank finance

ballooning growth

bank guarantee

ballooning installment

bank guard

ban

bank holiday

bancassurance

bank hours

bancor

(
)

bank investment
account

band of waiver

- /

bank merger

banding

bank money

15

E
F

I
J

Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F

bank nationalization

banker's bank

bank note

banker's lien

bank obligation

bank of acceptance

banker's mortgage

bank of issue

banker's order

banker's pay order

banker's payment

banker's precautions

- /

banker's security

banking

banking operation

banking account

banking affiliates

banking and treasury

arrangement

banking capital

banking channel

banking circle

banking company

banking coverage

banking crisis

banking debts

banking development

banking facilities

banking fund

banking habit

bank of standing

bank overdraft

bank pass book

bank post remittance

bank premises

-



,

K
L
M
N

bank payments

bank rate
bank rate policy
bank receipt
bank receipts
bank reconciliation
statements
bank reference

bank treasury

,



- ,
-

{

bank under liquidation

banking hours

bankable bill

banking institution

bankable components

banking laws

banked centre

banker

banking laws
amendment bill

banker's acceptance

banker's advance

O
P

bank reserve
bank return
bank run

Q
R
S

X
Y
Z

bank scroll
bank subsidiary model
bank to bank

banking legislation
banking operations and
development
16

A
B
banking penetration
banking policy
banking procedure
banking regulation
banking sector
banking stability index
banking statistics
banking system
banking transactions
banking watchdog
bankrupt
bankruptcy
bank's cash scroll
bank's deposit account
bank's duty of secrecy
banks in the private
sector
bank's investment
floating account
bank's investment
permanent account
bank's lien
bank's net foreign
exchange assets
bank's obligation
bank's shares
bar
bare act
bare facilities
bargain
bargain hunter
bargain hunting
bargain price
bargain rate
bargain sale

/








-

,
-

bargaining position

base level society

bargaining power
bargaining right
barmuda option
barometer stock
barred by time
barrier option
barter
barter economy
barter system
barter trade agreement
base bullion
base coin
base data
base effect
base office
base period
base rate

base stock method

base surplus
base year
basel norms
basic cost
basic goods industries
basic necessities
basic point rate
basic statistical returns
basic tariff
basic value
basic yield
basis of estimate

17

, -

/
-

1. -
2. -
-
-
-
/
















/ /

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

basis of exchange

below par value

below poverty line

basis point

( 1/100 )

basket buying

below the line provision

basket of currencies

benami land holdings

basket of products

benami loan

basket option

benchmark

, , ,

basket system of
valuation

, -

benchmark rate

beneficial effect

batch costing

batch processing

D
E
F

I
J
K
L
M

P
Q
R

beneficial interest

batch total

beneficial public
expenditure

beneficial rate

bazaar bill rate

beneficiary

bear

,
,

bear cartel

beneficiary owner

bear hug offer

, benefit as of rights

benefit of doubt


benefit theory of taxation

benevolent fund


bequest

berth rate


berthage


best practices

N
O

bear raid
bear trap
bearer
bearer bond
bearer cheque
bearer security

best price obtainable

bearish sentiment

bet

bearish spell

betterment levy

beat the gun

, /

beekeeping

betting tax

behaviour of price

bid

1. 2. /

behavioural finance

bid and offer price

belief in good faith

bellwether stock

bid bond guarantee

below average

bid offer spread

U
V
W
X
Y
Z

18

A
B
bid price

bill form

-
bidder

bidding

bid-to-cover ratio
- ,
-
biennial

big board
(
)
big figure
( {
)
big money
1. 2.
big ticket deposits

big ticket item

big ticket line

bilateral account

bilateral account countries
bilateral agreement
/
bilateral balancing

bilateral donors
-

bilateral group of

bill in a set

countries

billing cycle

bilateral negotiation

billion

bid-ask spread

bilateral tariff concession
bilateral trade accounts
bilateral trade agree

bill at sight
bill backing
bill buying rate
bill collector
bill culture
bill discounter
bill for collection

bill market
bill of adventure
bill of costs
bill of credit
bill of entry
bill of exchange
bill of indemnity
bill of lading
bill of rights
bill of sale
bill of sight
bill payable on demand
bill rate
bill rediscounting
billed order
biller

bills discounted
bills for negotiation
bills of exchange
account

ment
bill

bill journal

1., 2.
/
/
/



/

/

/ /
,


1. - 2.
( )






/
/
/

- ,

/ /

bills of exchange redis-

counted and outstanding
bills payable
bills portfolio
bills purchased
bills receivable
bills under collection
bin cards (binary)
19

/


/

- /

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

binary options

, block development

binding condition

block grants

biometric ATM

bipartite settlement

block level bankers

committee

black bourse

( ) { committee

block level village

black exchange rate

block level co-ordination /

black gold

black list

black marketing

black money

black swan theory

blank acceptance

blank bill

, /

blank charge

blocked balances

blank cheque

/ -

blocking of account

blank draft form

blocking price

blank endorsement

blotter

blank endorsement
security

blue chip

blank transfer

blue chip company

I
J
K
L
M

P
Q
R
S
T
U
V
W
X
Y
Z

artisan multipurpose
society
block loans

/
-

blanket exchange permit

blue chip rate

blanket expense policy

/

/

blue collar job

blanket import permit

blue collar worker

blanket licence

board of directors

blanket mortgage

board of revenue

blanket price

board of trade

blanket rate

board resolution

blanket tax

body

blind check

body corporate

blind pool

bonafide error

block assets

bonafide owner

block capital

bonafide payment

block capital finance

bond

block valuation
blocked accounts
blocked amount
blocked asset

blue chip clients

20

A
B
bond certificate
bond financing
bond form
bond holder
bond ledger account
bond market
bond of indemnity
bond washing
bond yield
bonded deal
bonded debt
bonded goods
bonded labour
bonded stock
bonds with equity
warrants

/




-

bonus

bonus and rights shares

book adjustment

book asset
/
book balance

book building process

book closure

book credit

book debt

book debts and other

accounts receivable

book deposit

book keeping

book of original entry

book profit

book rate

book transactions

book transfer

book value

21

book-built issue

booking of exchange
profits

booking of forward
exchange contracts

books of accounts

boom

boom and bust

boost ratio

( )

boot maker

boot money

bootstrap

border system of
irrigation

borderline risk

borrow

borrowal account

borrowed fund

borrowed note

borrowed reserves

borrower

borrower specific

borrowing

borrowing concern

borrowing power

borrowing rates

,
-

bottom fishing

bottom line growth

bottom out

bottom price

bottom-up method for

investments

bought leaf factories

G
H

A
B
C
D
E
F

bought ledger
bought out deals
bounced cheque
bound asset
bounty

bounty fed products

bourse

bouquet of products

bouts of volatility

box balance

bow-tie loan

branch adjustment
account

branch advisory
committee

branch agent

N
O
P

branch audit
branch auditor
branch banking
branch clearing code
branch control

branch expansion programme

branch management

branch network

branch office daily

account

branch remittance
account

branch returns

W
X
Y
Z

branch transfer scroll

branch wise data
brand ambassador
brand building

brand loyalty

-
1. 2.
/
branding

brassage
-
/
breach of contract

1. -
2. ,
breach of discipline

- breach of duty


breach of fiduciary duty
, breach of law
,

breach of trust

break bulk agent

break even analysis
-
/
break even point
- /

break in prices
/
break-up
/ -

/

break-up value
/-

BRIC countries
(, ,
)

brick and mortar
,

banking


bridge / bridging finance

bridging loan

bring
forward


briquetting

,

brisk trading
/

brittle notes


broad banding
1.
2. -

broad based


broad market


broad money
/
-
broadcasting sowing


broken account

brand money

22

A
B
bull campaign

bull liquidation

bull run

bull support

bulldozer economics
(macro)

bullet bond

bullet payment

bullion

, -

bullion account

bullion exchange

bullion market

bullish trend

bumper crop

budget appropriation

-


( )
,
,

bunching of debt
services (on past
borrowings)

budget estimates

burgeoning level

budget head

business

budget provision

1. 2.
3. /

budgetary account

business activity

budgetary balance

business administration

budgetary control

business association

budgetary deficit

business connections

budgetary powers

broken amount
broken money
broken period
broken period interest
broker
brokerage (brokering)
broker's delivery order
broker's note
brought forward
brownfield investment
brownfield project
brown goods
browsing the account
bubble
bucket traders
bucking season
budget allocation

business correspondent /

L
M
N
O
P
Q
R
S

business cycle

business establishment

business ethics

business facilitator

business hours

-,

business house

business intelligence

budgetary procedure

budgetary surplus

budgeted works

- -

budla transaction

buffer stock

bulge

bulk freight

bull

1. 2. business law

23

T
U

X
Y
Z

A
B
C
D
E
F

business modules

buy down agreement

business of banking

buy low, sell high

business practice

buy-and-hold strategy

--

business process
outsourcing

, buyback

buyer
/
buyer's credit

-
,

buyer's market

buyer's monopoly

business process
re-engineering

business proposition
business standing

/ buyer's option

buyer's risk

businessman

buyer's surplus

--

business-to-business
(B-to-B)

buying in

--

buying on margin

business-to-consumer
(B-to-C)

buying power

busy season

, buying rate

H
I

buyout

butterfly call spread

/ / - buy-side entity

butterfly trade

buy

buy a pup

P
Q
R
S
T
U
V
W
X
Y
Z

24

by weight

bye law

bye product

-,

B
C

cable rate

,
-

canalised funds

cabotage

canalised imports

cadastre

,
-

canalised item

calculated value

canalised list

calculation of interest

canalizing agency

cancellation

calculative

1. 2. -

cancelled accounts

calendar year

cancelled notes

calibrated approach

-/

canon of currency

calibrated measures

- /

canon of economy

call and put option

canons of taxation

call centre

cap

call date

capacity growth

capacity utilization rate

capita, per

capital

capital account

capital adequacy

capital adequacy ratio

capital adjustment

capital and revenue

account

capital assets

call deposit

call in arrears

call loan

call money market

call option

call price
(= redemption price)

call rate

call unpaid

callable bond
(= the issuer may
redeem it prior to the
stated maturity date)

callable debt

callable swap

called up capital

calling (= vocation)

D
E

R
S

capital at charge

capital budget

capital budgeting

capital charge

capital commitment

capital convergence
ratio

calling tax

capital cost

calls in arrears

capital debt

25

T
U
V

Y
Z

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

capital development

capital raised

capitalization

( )
-
capital equipment

capital expenditure
capital rationing
budget

capital flight
capital receipts


capital flowing uphill
capital
redemption


capital flows
capital
redemption


reserve account

capital formation

capital reflow

capital funds


capital gains or
capital requirements
capital loss
capital reserve fund

capital gains tax
capital resources


capital goods industries /
capital rich economy
-
capital improvement
capital
saving
devices


capital inflow
capital
scarce
economy
,
/

capital infusion
capital stock


capital injection
capital stores


capital intensive
capital strike
-

industry
capital structure

capital investment bond
capital sum

capital issue

capital to risk asset ratio - /
capital levy


capital loan

,
- /
capital loss
1. 2.

capital machinery

capital turnover ratio

capital market

capital using device

capital movements

capital value

capital outflow
,
capital deposit ratio
-

capital
input
ratio
-
capital outlay

capitalistic
economy

capital payments

capitalistic
production

capital profit

capital employed

capital public
expenditure

capital raised through

issue of prospectus

capitalization of income
26

A
B
capitalization of reserve
capitalized expenses
capitalized profit
capital-labour ratio
capital-output ratio
capital-poor economy
captain of industry
captive bank
captive consumption
captive domestic
market

-
-

-

cargo
cargo bearing vessel
cargo clearance return
cargo handling facility
cargo manifest
cargo policy
carriage and carter
charge

carried forward, carried

over
carrier
carrier's risk
carry back of losses
carry forward of losses
carry over stock

cartelization
CASA deposits
case
case in need
case manager
case study
cash
cash account
cash advance
cash against
documents
cash at bank
cash back offer
cash balance
cash book
cash box
cash budgeting
cash buyer
cash compensatory
scheme

carriage inward outward -

carried down

,

,


-,
-

1. , 2.
,

/
,
/

/

cartel

,


- ,


-

card swipe system

carry trade

carrying trade

captive market

carbon trading

carrying cost

carbon credit

carrying charge

captive institutional
agent
captive mines

carry over, carry

forward

cash compensatory
support

1. 2.

-
-

27

/


/
/
-
/

E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T

cash cow

cash credit

cash credit
accommodation

cash credit facility

cash control

U
V

A
B
C

cash reserve
requirements

cash rich company

cash rich minerals

cash sales

cash settled contract

cash settlement

cash subscription

cash subsidy

cash system of
accounting

cash transaction

cash transfer

cash van

cash yielding tree

cash zero date

cash-cum-conversion
loan

--

cashed cheque

cashier's scroll

cash-strapped states

casting vote

cash pooling services

cash position ratio

casual and nonrecurring receipt

cash price

casual indent

cash purchase

casual remittance

cash rates

casual worker

catch crop

cause

cash credit limit

cash crop

cash deposit

cash deposit ratio

cash discount

cash dispenser

cash flow statement

cash forecast

cash generation
capacity

cash import licence

cash in hand

cash in transit

cash incentive and duty

drawback scheme

cash inward /outward

register

cash market

cash memo

cash nexus

cash on hand with

banks

cash payment

D
E
F

I
J

R
S
T
U

cash recycling

cash refund

cause of action

cash remittances

caution listing

cash replenishment

cash requisition register

caution money

cautionary advice

X
Y
Z

cash reserve ratio

28

A
B
caveat emptor

caveat vendor

ceiling for loans

ceiling price

ceiling rates

central account

central bank

central co-operative
bank

central exchequer

central financing
agency / institution

certificate of credit

1.
2.

certificate of damage

certificate of destruction
certificate of holding

certificate of identity

certificate of

incorporation

certificate of indemnity

C
D
E
F
G

central land
development bank

central monetary
institution

central planning agency

centralization of
industry

centralized planning

cenvat credit (central

value added tax credit)

certificate of
cancellation

certificate of cheque

channel finance

certificate of debts

channel financing

certificate of deduction

channel migration

certificate of deposit

channel of distribution

(
) /
-

certificate of insurance

character of investment

certificate of origin

character of security

certificate of
registration

charge

certificate of transfer

certificate of auditor

1. ,
2. ,
3. ,
4. -

certificate of
authorisation

certificate of balance

certificate of merit
certificate of shares
certificate of stability
certified cheque
certify
cess
cession

chain marketing
chain of endorsements
chain rate
challan
chamber of commerce

charge allowance

charge back

H
I
J
K
L
M
N
O
P
Q
R
S

V
W
X
Y

29

A
B
C

charge created

charge on a company's
assets

charge on land

chargeable accounting
period

G
H
I

charged expenditure
charges
charges account
charges schedule
charging order

charitable

charter

charter of demands

chartered company

N
O
P
Q
R
S
T
U

charred notes

chartered accountant
chartered ship
chattel mortgage
cheap money
cheaper rate
check off
check register
chemical fertilizer
cheque book
cheque clearance
cheque currency
cheque imaging
cheque kiting

cheque passed

cheque returned
register

X
Y
Z

cheque truncation

chequelets

-


-

chest
chest facilities
chest money
chest verified
chit fund

-
-

-


/
,





,
- (
),

circuit breakers
circulate
circulating assets /
circulating capital
circulating medium
circulating of currency
circulation notes
account
circumstantial evidence
claim
claim as right
claim for refund
claim form
claim liability
claim paid account
claimant
claimed dividend
claims for
compensation
class action
class antagonism
class banking
class suit
classification code
classification of rating
classification of risks
classification of wants

(

)

classified stock

30

-
,

-,

/
,

/ /


,

-
/

/

,
-
/

-

A
B
clause
clause of the Act
clean acceptance
clean advance
clean bill
clean cash book
clean collections
clean credit
clean float
clean goods / items
clean limit
clean loan
clean on account

1. 2. 3.

/ /

/ /

/ /
-

-

/

,



/

clientele

clone card

clone fund

close ended funds

close ended scheme

close of business

close out
(= reduction sale)

closed account

closed door discounter

closed economy

closed end credit

closed end mortgage

E
F
G
H
I

closed fund

closed port

closed trade

closed user group

closely held company

closing allowance

closing an account

closing balance

closing entry

closing of accounts

closing price

closing stock

/ /

cloud on title

club deal

clubbing offer

clearing, forwarding and ,
collection charges
-

cluster approach

cluster branch

coastal trade

client

coat tail merchandise

clean overdraft
clean price
clean risk
clean title
clean transition
clear days
clear title
clearance certificate
clearance of cheques
clearance of imports
clearance of title
cleared security
clearing
clearing agreement
clearing and forwarding
agent
clearing house

31

M
N
O
P
Q
R
S
T
U

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

co-branded card
code
codicil
(= supplement to a will)
codification
co-efficient of
acceleration
co-efficient of
cross-elasticity

-
1. , 2.
,

,

co-executor

-
co-extensive liability

co-financing
-
cognizance of offence

coin

coin account

coin exchange counter
coin of the realm

coin remittance

coin weighting scales

coinage

coins stock account

cold calling

collaboration

collar
(
,

)
collateral advance

collateral credit

collateral heir
/

collateral security
/
collateral trust bond

collateralized borrowing -
and lending obligation

collateralized lending

32

collateralized mortgage
obligation (CMO)

collecting agent

collecting bank

collecting banker

collection

1. 2.

collection charges

collection on realization

collective bargaining

collective farming

collective goods

collective responsibility

collective savings/
wealth

- /

collectivist (economy)

()

columnar book keeping

combination in restraint
of trade

--

combination rates

combination sale

combined estimate

combined finance
revenue account

come under the

hammer

comfort level/comfort
zone

comfortable liquidity

comfortable supply
position

command area

command code

command economy

commemorative coin

commencement of
business

A
B
commerce and industry

committed expenditure

commercial accounts

commercial applications
commercial area

commercial bank

commercial capital
1.
2.
commercial credit

commercial crisis

commercial crop

commercial dealings

commercial deficit

commercial document

commercial

committed line of credit -
commodity
,
commodity derivatives
/ /
commodity exchange
/ /
commodity gold

commodity Index
/
commodity loan
/
commodity money

commodity of products /
commodity price
/
commodity production

commodity tax
/
common market

common partner

common seal
( ),

common tariff
/
common understanding
commonwealth

communication
1. 2. , ,
3.
communication hub

community

employment

commercial enterprise

commercial exploitation
commercial forgery

commercial intelligence
commercial invoice

commercial paper

commercial quantities
/
commercial revenue

commercial terms

commercialization

commercialized

development project

community indifference
curve

agriculture

commission
commission agent
commission payment
commitment
commitment charges
commitments in
principle

1. , 2.
3. 4.
,
/ /

commutation fee

compact

33

commutation of annuity
pension
commutation of duty
commutation of rights
commuted bonus
commuted value

/




/
/ / /
,

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

compact area

companies in the same

group

companion bond

company in red

E
F
G
H
I

competitive strategy

competitor analysis

compiled account

company in black

complainant

company ownership

complaint

comparable price

comparative advantage

complaint and
suggestion book
complaint handling

complementary factor

comparative financial
position

comparative rate
schedule

complementary goods

completion certificate

compassionate gratuity

compensation

, ,

complex securitized
investments

compensation bonds

/ /

compliance report

complimentary copy

compensatory

composite advance

/-

compensatory action of
money (= compensatory
action of double
standard)

( foreign exchange
)

compensatory
borrowing

compensatory principal
of bimetallism

compensatory principal
of taxation (=benefit
theory of taxation)

(=
)

competent authority

competitive bidding

competitive demand

competitive edge

compound arbitrage

competitive market

compound duty

competitive pressure

compound interest

competitive rate reflex

compound interest
method of depreciation

J
K
L
M
N
O
P

S
T
U
V
W
X
Y
Z

composite allocation of

composite demand
/ -
composite project

composite rate

composite rent

composite supply
/
composite term loan

composite unit

composition of deposits
composition of trade

composition with

creditors

34

A
B
compound rate
compound tariff
comprehensive
coverage

/
/

comprehensive risks
proposal

compromise benefit

/
/

compromise of account
compromise petition
compromise proposal
compromise tariff
compulsory arbitration
compulsory cash
reserve
compulsory check off
compulsory dismissal
wage
compulsory dissolution
compulsory
investigation
compulsory liquidation
compulsory retirement
compulsory winding up
computation of bill
computation of owned
funds
compute
computerization
concealment of income
concealment of risk
concentration banking
concentration of capital
concern
concession
concessionaire

concessional fees

conciliation

, ,

conciliation board

conciliation officer

conclusive standard of
indemnity

concomitant interest

concrete capital

concurrence

concurrent audit

concurrent finding

concurrent list

conditional acceptance

-
{

conditional
endorsement

conduct and discipline

/



/ -/

confederation

conferred power

confidence building
measures

confidential

confirmation

1. 2.

confirmation of balance

confirmed endorsement

1. , ,
2.

confirming party

confiscate

conglomerate merger

conglomeration

connectivity system

connivance

consequential damage

consequential
vacancies

conservative guidelines

35

confirmed letter of credit

H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

consumer durables

consideration

1. 2.

consumer forum

consignation

(= / consumer goods
industries
)

consignee

consigner

consignment basis

consignments

consol bond

consolidate

consolidated sinking
fund

consolidation

consolidation of holding

consolidator

consortium

consortium account

consortium advances

consortium agreement

constant capital

constant demand

constant marginal cost

constant prices

constant returns

conservative limit

E
F
G
H

K
L
M
N
O

consumer interest

contempt of court

- /

contextual analysis

continental currencies

continental system

contingencies

1.
2.

contingency fund

contingent beneficiary

contingent duty
(= countervailing duty)

constant wage

contingent liabilities

consumer oriented
consumer price index
consumerism
consumer's surplus
consuming market
consumption credit
consumption demand
contagion effect
containing inflation
contango

constituent

1. 2.

continuation clause

constituent liabilities

continued bond

constructive delivery

continuing guarantee

constructive receipt

continuous market

consular invoice

/ /

consumables /
consumable spares

continuous process

contour cultivation

/
{

consumer

contra account

consumer behavior

contra balance

Y
Z

36

A
B
contra credit / debit

/ /

convenience goods

contra entry

-,

convergence

contra item

conventional tariff

contraband baggage

converse entry

contraband control

conversion clause
conversion cost

contraband goods

conversion loan

contract

conversions

contract deed

contract farming

contract financing

contract labour

, convertible bond

convertible currency /

contract price

convertibility
convertibility clause
convertible account
countries

contract rent

/ money

contract risk

contracting debt

contraction of currency

contraction of demand

contractionary impact

contractionary monetary
policy
contractual obligation

contractual right

contradictory effect

contravention of law

contribution of bonds

contribution of share
capital

contributory value

control accounts

()

control unit

controlled economy

controlled price

C
D
E
F
G
H
I
J
K
L

convertible debenture
issue

convertible group of
currency

convertible paper
money

convertible security

1. - 2.

1. 2.
,
1. 2.
-
-
-




/
/

conveyance
conveyance of land
convict
conviction
co-obligee
co-obligor, co-obligant
cook the book
cooling of market
cooling off period
co-operative bank
co-operative collective
farming society
co-operative credit
society
37

, ,

- /

M
N

Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

co-operative credit
structure

co-operative marketing

co-operative movement
co-operative non-credit /
society

co-operative producer

co-operative production
co-opt

co-opted member

co-ordinate
1. ,
2. ()
co-ordinated approach

co-ordinated oversight

co-ordination committee
co-owner
-
co-ownership
-
coparcenary

coparcener

co-partner
-
co-partnership
-
co-products

copy
1. 2. ,
core banking

core business

core capital

core deposit

core faculty

core group

core industries

core inflation

core sector

corn exchange
/
cornering

cornering the market

cornerstone investor

/ /

corporate body

corporate bond market

corporate debt
restructuring

/
/

corporate debt
syndication

corporate earning

corporate finance

corporate governance

corporate office

corporate ownership

corporate plan

corporate sector

corporate securities

corporate settlement

corporate social
responsibility (CSR)

corporate tax

corporate umbrella

corporate veil

corporation

corporation bond

corporatisation of
exchanges

corpus

correcting entry

corrective steps /
measures

correlation

correlation coefficient

correspondent balances /

38

correspondent bank /
banking

/ /

corresponding entry

A
B
corruption

cost unit

co-signatory

cost variance

cost

, ,

cost accountant

cost, insurance, freight

and commission
cost-cutting measure

cost-effective payment
mode

cost-induced inflation

cost accounting

E
F

cost allocation

cost benefit analysis

cost consciousness

cost control measures

costing

cost covering basis

costing techniques

cost depletion method

co-surety

cost effective source

co-tenant

cost estimates

1. -
2. -

co-trustee

cost factor

cost income ratio

cottage and small scale

industries

cost of acquisition

cotton ginning

cotton seed

cotton textiles industry

count

, /

counter claim

cost of carry

cost of living

cost of maintenance

1.
2.

G
H
I
J

N
O
P

cost of production

counter cyclical

cost of remittance

cost of reproduction

counter cyclical
measures

cost outlay curve

counter cyclical
prudential regulation

cost overrun

counter productive

cost overrun
undertaking

counter trade

cost plus contract

system

counterbalancing duty

counterfeit coin

cost plus pricing

counterfoil

cost price

counter-guarantee

cost push inflation

counterpart entry

counterpart funds

counterparty

counterparty risk

cost schedule
cost shocks

,

39

T
U
V
W
X
Y
Z

A
B
C

countersign

countersignature

countervailing excise
duty

countervailing power

country clearing

country exposure

E
F
G
H
I
J

crawling pegs

,
,

created money

creation of additional
money

creation of charge

( ) -

country of origin

creation of demand

country risk

creation of money

credit

1. 2.
3. 4.
5. 6.

country risk assessment

coupon rate

court liquidation

credit acceptance

court liquidator

credit adjustment

covenants

credit appraisal

cover

1., 2.

credit arrangement

cover money

credit balance

cover rate

credit bank

cover to cover

credit business

cover transactions

credit card

coverage

1. ,
2.()

credit commitment

credit control directives

credit control
mechanism

credit conversion factor

credit co-operative
society

O
P
Q
R

coverage ratio

covered call

covered warrant

covered write

covert security features

credit creation

credit crunch

crackle

()

credit curbs

cram down deal

credit decision

crash

- /

crash programme

credit default swaps

(CDS)

U
V
W
X
Y
Z

40

A
B
credit delivery system
credit demand
credit deployment
credit deposit ratio
credit derivatives
credit discipline
credit dispensation
credit enhancement
credit entry
credit financed
investment
credit freeze
credit gap
credit guarantee
schemes

credit rating

/


/

-

credit multiplier
credit note
credit offtake
credit on realization
credit penetration
credit plan
credit purchase
credit purveying role
credit quality

credit starvation

credit status

credit swap

credit syndication
management

credit theory of
business cycle

credit to government
account

credit to outstation
cheques

credit tranche

credit worthiness

creditor

creditor country

creditor for acceptance

creditor friendly

creditor on open
account

creditor's ledger

creditor's voluntary
winding up

creditorship security

creeping acquisition

creeping buyback

/ /
-

credit risk
credit risk mitigation
credit score calculation

machinery

credit monitoring
system

credit restraint

credit institution

credit instrument
/
credit insurance policies
credit limit statement

credit line

credit management
-
credit monetization

credit standing

credit rating system

credit information

credit migration

credit squeeze

credit rating agency

-
/

/


41

,






-
,

D
E
F
G
H
I
J
K
L
M
N

Q
R
S

V
W
X
Y
Z

A
B
C
D
E
F

creeping inflation

/ /

cross listing of
securities

(
- )

crisis management

cross rate

criterion

, ,

cross rate of currency

critical accounts

cross reference

-
-

cross selling

critical raw material

cross subsidization

crop estimating

cross subsidization of
financing

crop failure

crossed cheque

cross-holding

crop insurance

crossing of cheque

crop loan system

crossing stamp

crop share tenant

crop sharing

cross-subsidies/crosssubsidisation

- /

crop yield

crowd trading

crop yield data

cropper

crowding in

( )

cropping pattern

crowding out

( )

cross border flow of

saving

crowding out effect

crucial area

cross border trade

crucial commodities

cross country

1. /
2. -

/ /

crucial date

cross country pipeline

crucial inputs

cross currency

cross currency
exposure

crucial sector of
economy

cross currency option

crude oil

cross currency swap

crunch of resources

crushing season

cross elasticity

crystalisation of risk

crystallized debts

cultivable

cultivated area

I
J
K
L
M
N
O
P
Q
R
S
T
U

X
Y
Z

critical branches

cross hedge
cross liability clause

42

A
B
cultivation

currency of loan

cultivation owner

currency operations

cultivator

currency position

cum dividend

currency swap

-/

cum interest

cumulative advantage

currency transfer
transactions

cumulative deposit

currency with the public

cumulative dividend

current account

cumulative impact

current account deficit

cumulative liability

cumulative preference
dividend

cumulative preference
share

cumulative time deposit

scheme

cupro nickel whole

rupee

current account statement

E
F
G
H
I

current assets

current cost

current demand

current deposits

current dues

current exchange

current expenditure

curb

current financial year

currency

1.
2. ,

current income

current liabilities

current loan

current market price

current prices

L
M
N
O

currency account

currency and coinage

currency appreciation

currency block

currency bond

current public
expenditure

currency chest

current ratio

currency cocktail

currency crash landing

current regulatory
framework

currency deflation

currency depreciation

current replacement
cost

currency disintegrator

current scrip

currency futures

current wage

currency notes

currency inflation

current yield
cushion

43

P
Q
R
S

X
Y
Z

A
B
C

cut and over written

custodial fees

cut off date

custodian

custody

cut off yields

custom duty

custom revenue

/
(
)

customer friendly

(
)

customer attrition

cut price competition

(destructive
competition)

customer convenience

cut rate terms

customer driven
banking

cut throat competition

cut-backs

customer facilitating
centre

cut-off point (for credit)

-,

customer focus

cycle of investment

customer friendly

cyclical changes

customer service unit

cyclical deflation

customer services

cyclical fluctuations

customer-centric
initiatives

cyclical growth

customised

cyclical price

cyclical swing

customization

cyclical unemployment

customs

customs clearance

cylinder mould
watermark

D
E
F

J
K
L
M
N
O

cushion period

S
T
U
V
W
X
Y
Z

44

daily balance

dated securities

daily balancing

dated signature

dating back of policy

daily circulation account

dating terms

daily collection register

dawn raid

daily counter payment

book

daily counter receipt

book

( )

day book

daily dairy

day labourer

daily hours

daily injection (under LAF)

day loan, clearing loan,

morning loan

daily paid labour

day trader

daily report

day trading

daily routine

daylight exposure limit

daily wages

( )
( )

days after date

daily wages payment

day-to-day business

dairy farming

de facto

damage

:, :

de jure

damage claim

de novo

damages

dead account

dampening effect

danger money

dark money

dead cat bounce

(temporary recovery in
share price)

data

1. 2.

dead freight

data analysis

/
,

dead inventory

data base

/ ,

dead loan

data collection

dead loss

data entry equipment

dead register

data processing

dead rent

data sheet

dead security

date of maturity

, -

date stamp

dead stock

45

E
F
G

K
L
M
N
O
P
Q
R
S
T
U
V

Y
Z

A
B
C

debit

debit (Dr.) side

deadline

debit account

deal

debit advice

1.,
2. /

debit balance

dealer

debit voucher

dealer's licence

debitable

dealings

debited

dealings in foreign
exchange

debt

dealings in money

debt account

dear money
(= tight money)

debt assignment

debt balances

dearness allowance

debt charges

death benefit

debt collection

debt conciliation

debt creating funds

debt discounting

debt equity ratio

H
I
J
K
L

dead weight
dead weight debt

death duty

death rate

death-cum-retirement
gratuity

--

debar

debt limit

debase

( ) /

debt management

debased coin

debt market

debased currency

debt monetization

debauched currency

/ /

debt not wiped off

debenture

debt redemption

debenture bond

debt redemption levy

debenture call book

debt refinancing

debenture holder

debt relief measures

debenture interest book

debt repudiation

debenture redemption
fund

debt rescheduling

debenture stock

debt restructuring

debenture transfer
register

debt ridden farmer

debenture trust deeds

debt service coverage

ratio

R
S
T
U

Y
Z

46

A
B
debt service ratio

declaration of solvency

debt servicing

declare ineligible

debt trap

declare value

debtee

declared insolvent

debt-equity norms

declared valuation rate

debt-equity swap

-/

decline

debtor

, ,

declining inflation

debtor country

declining market

debtor in possession

1. /
/ 2.

/

1. , ()
2. , ()
,

- ,

declining price

debtor's capacity

debtor's ledger

debtor's on open
account

deconfirmation

debts considered
good-bad-doubtful

--

decrease

decarbonisation of
economy

decreasing

deceased depositor

deceased drawer

decelerated growth

decelerating growth

decentralization of
capital

decentralization of loan

deduct

decentralization of
power

deduct - refunds

decentralized loan

decentralized market

deductable

decimal coinage

deduction at source

decision making
machinery

deed

declarant

declaration of fidelity
and secrecy

declaration of share
qualification

decode
decontrol

decreasing cost
decreasing demand
decree
decree holder
(= executive creditor
= judgment creditor)
decree nisi

deduct entries

deed of agreement
deed of assignment
deed of association
deed of contract
47

-
,

G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H

deed of lease
deed of mortgage
deed of partnership
deed of sale
deed of settlement
deed of transfer
deep discount
deep discount bond
deep market

deep pocketed
investors

deepening of capital

,



/

deferral

deferred

deferred annuity

deferred assets

deferred bond

deferred credit

deferred dividend

deferred expenditure

deferred indent

deferred payment
guarantees

deferred payment
imports-exports

deferred rebate

deferred receivables

deferred revenue
expenditure

deferred share

deferred share capital

deferred tax assets

defiance

deficiency

deficiency account

deficiency appropriation

deficiency of capital

deficiency payment

deficient monitoring of
credit utilization

defaulting account
defect liability period

-

/ /

,
/
,
/

/
- ()


/

defective

/ /

defective note

/ /

defective planning

/ /

deficit

1. 2.

deficit area

K
L
M
N
O
P
Q
R

deepening of market
defaced coin / note
defalcation
defalcation and losses
default
default in installment
payment
default in payment
default swap
defaulted account
defaulted amount
defaulter

defective title

deficit budget

defence fund

deficit districts

defendant

deficit financing

Y
Z

48

A
B
deficit induced inflation

delivery book

definitive bond

delivery channel

deflate

delivery order

deflation

deflation of currency

demand and time

liabilities

deflation of price index

- /

demand collection
balance

demand creation

E
F
G

deflationary gap

deflator

demand curve

demand deposit

defraud

demand draft

defray

defunct company

demand draft return

account

defunct institution

demand for grant

demand for money

demand function

demand hundi

demand letter

demand liabilities

degradation

degree of credibility

delayed payment

delayed proposal

delegate

1. 2.
,

demand loan

demand loan account

delegated responsibility

demand note

delegation

1.
2.

demand of credit

demand price

delegation of powers

delicensing scheme

demand promissory
note

demand pull inflation

delimitation

demand rate

delineate

demand schedule

delinquent company

demand shock

delinquent director

demand slip

delinquent tax

demanding market

delivered price

,
-

demarcation

delivery

demarcation dispute

, , ,

demat account

49

H
I

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

,
() /

depleted investment
pipeline

depletion

dematerialised account

depletion of balance

/ :

dematerialized (demat)
form

/
() /

depletion of reserves

:,

deployment of funds

dematerialized
securities

deponent

demerger

depopulation

demi-official letter

depose

demonetization

deposit

demonstration effect

1. , ,
2.

deposit account

demotion

deposit accretion

demurrage

deposit at call

demutualization

deposit banking

denationalize

deposit cheque

denomination

deposit erosion

deposit insurance

denomination in Indian
rupee

deposit liabilities

D
E
F
G
H
I
J
K
L

dematerialisation of
bond

denomination of
security

deposit mix

denominational value

deposit mobilization

denomination-wise
circulation

deposit money

denomination-wise
classification

deposit of stock
deposit premium

denominator

deposit rate

denotification

deposit register

density of population

deposit scheme

deposit slip

deposit turnover

deposit warrant

depositor

deposit-oriented
accounts

T
U
V
W
X
Y
Z

de-obligation

departmental accounts

dependents

dependency

50

A
B
depositor's ledger

deregulation

depository

1. 2.

dereliction of duty

depository bank

derequisition

depository participant

dereservation of post

derivative deposit

depreciable assets

derivative mortgage

derived demand

depreciate

derived value

depreciated value

desequester

depreciation

, /

designate

1.
2. ,
3. /

deposits at short notice

depreciation account

depreciation and other

non-cash charges

-
designated currency

depreciation by
revaluation

depreciation charges

depreciation cost

depreciation fund

depreciation fund
investment account

depreciation of money

depreciation provision

depreciation reserve

depressed class

depressed new
investment

depression

depression in trade

deputation

F
G
H
I
J

designation

desired action

despatch

1. ()
2. ()

despatch money

despatch register

destination

destination price

destruction

destruction of notes

destructive competition

detailed audit

/
-

1.
2.

detailed report

detention

1. 2.

derate

detention charges

derating of stock

-,

deterioration

/ /

deregulated interest
rate system

determinants

determination of price

51

P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H

determination of value

different signature

detrimental

differential coefficient

detrimental to the
interest of depositors

differential debt-equity
ratio

devaluation

devaluation of currency

differential rate of
interest scheme

diffusion of ownership

developed country

digital signature

developing country

digressive taxation

developing economy

dilapidated notes

diminishing balance
method

diminishing productivity

diminishing return

diminishing utility

I
J
K
L
M
N

developing member
countries

development

1. 2.
3.

development expenses

development farming

diminution in value of
investment

development fund

dip in growth

diplomatic goods

direct

1. ,
2. ,

direct action

direct arbitrage

direct assistance
scheme

development grants
development loan fund

development planning

development rebate
reserve

deviation

devolution

, (
)

devolution of joint rights

devolution of tax
revenues

devolve

U
V
W
X
Y
Z

direct burden of taxation -,

direct capital outlay

direct cost

direct debit

devolvement

direct demand

diagram

direct finance

diarizing

/ /

direct financing

dichotomic money
market

/ direct grant

diem allowance

direct investment

52

A
B
direct liability

disbursal profile

direct loss

disburse

direct marketing

disbursement

direct payment
procedure

discharge

direct production

1. ,
2. /
3.

direct quotation

( )

discharge by alteration

direct reduction
mortgage

/
-

discharge of bill

direct tax

discharge by payment

direct tax code (DTC)

/
-

direct trade

direct underwriter

discharge by
substitution

/
-

direct utility

discharge certificate

discharge from liability

discharge of a debtor

discharge of debt

discharge of goods

discharge of
government securities

discharge rate

direct verification

direct wages

directed credit

direction

1. 2.

directive

directive principles

directorate

director's fees

director's remuneration

discharge required
(D.R.)

discharged bankrupt

dirty float

discharged bill

dirty price

discharged loan

disability

disadvantageous

discharged security

disadvantages

1. 2.

discharged value

disaggregated
objectives

disciplinary action

disagio

disciplinary measures

disallow

disapproval

disaster management

disciplinary proceedings

53

disciplinary punishment

discipline

1. 2.

disciplines of market

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D

disclaimer

1. 2.

disclose

,
-

disclosure

discommodity

disconcerting
development

discontinuance of
business

discontinuance of
scheme

discount

discount ledger
discount market

discount of inland
documentary bills

/
/ /

discount rate

discounted bill

discounted cash flow

discounted value

discounter

discredit

()

discrepancy

discretion

discretionary
accommodation

discretionary income

discretionary limit

K
L

discount a bill
discount account
discount house

M
N
O
P
Q
R
S
T
U

Y
Z

discretionary refinance
limits

discriminating market

discriminating monopoly
of first degree

1. 2. ,
,

,


, ,

discretionary power

54

discrimination

discriminatory

discriminatory currency
practice

/
/

discriminatory taxation

discussion group

diseconomies of
consumption

diseconomies of scale

diseconomy

disequilibrium

disguised
unemployment

dishoarding

dishonour (of cheque,

bill etc.)

, ,

dishonoured cheque

,
,

disincentive

1. , ,
() 2.
()

disinflation

disintermediation

,
(
)

disinvestment

dislocation of business

dismissal

disobedience

A
B
disorder

dissolve a firm

disparity in rates

distant return

1. 2. 3. ,

distinct claim

distort

dispensation of credit

distress borrowings

dispersal

dispersed industries

distress inventory

displaced person

disposable deposits

distress sale

disposable income

/ /

disposable resources

distress taccavi loan

disposal

distribution cost analysis

disposal of non-banking
assets

distribution pattern

distributive market

disposal register

distributor

district credit plan

district profiles

disturbed area

diversification of funds

diversification of risks

diversified fund

diversified line of
product

diversified purposes

dispensation

disposition cost

G
H
I
J
K
L
M

dispossession

disproportionate asset

disproportionate
increase

disputant

dispute

disputed

disputed bill

disqualification

disqualify

dissaving

diversion charges

, ,

divest (v.)

disseisin

divesting

dissemination of
disaggregated data

dividend

dissent

dividend appropriation
account

dissenting shareholder

dividend at profit

dissolution by the court

dividend book

dissolution of
partnership

dividend claimed

dividend earnings

55

R
S
T
U

X
Y
Z

A
B
C
D
E
F
G
H
I
J
K

dividend equalization
fund

documentation

documentation of sale

dividend paid

dividend received

documents against
payment

dividend scrip

dividend surplus

documents on
acceptance

dividend warrant

division

1. 2. 3.

division of labour

dock

dockage

docketing of voucher

/
()

doctored data

document

document against
acceptance (D/A)

document against
payment (D/P)

dollar gap

dollar glut

dollar pool

domestic

1., 2.

domestic asset management company

domestic assets

domestic bill

domestic company

domestic consumption

domestic credit

domestic currency unit

value

document of charge

domestic economy

document of title

domestic finance

document of title to
goods

domestic liabilities

domestic market

documentary

domestic product

documentary bill

domestic purchase

domestic saving

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

dollar denominated debt

documentary collections /
documentary credit

/ / domestic sector

domestic supplies

documentary draft

documentary evidence

domestic trade

documentary export bill

domestic violence

documentary letter of
credit

domicile

domicile certificate

documentary support

/ /

domicile of origin

56

A
B
donated stock

double duty

donated surplus

double entry

donation for charitable

purpose

double entry
book-keeping

donee

double entry system

donor

double insurance

donor countries

doubtful & loss asset

door step banking

doubtful debt

door to door campaign

--

dormant account

doubtful debt reserve

account

dormant capital

doubtful of recovery

dormant gilt edged

market

down period

down payment

dormant partner

( )

/ down turn

, ( /
/ )

dose (supplementary
dose of assistance)

downside risk
downward revision

double crossing

downward trend

double financing

1. 2. ,

draft

double option

/ -
( -
)

draft agenda

draft and mail transfer

advices

double pricing policy

double punching

draft drawn under

letters of credit

double taxation

double vouching

draft paid without

advice

draft paper

drafts payable register

dormant societies

double account system

double benefit policy

double budget

double checking of
notes

double claims

double cropped areas

double digit growth

double dip recession

57

E
F
G
H
I

R
S
T

drafts presented without

advice

drain of funds /foreign

exchange

/
( )

drainage of liquidity

draw

, /

draw down

Y
Z

A
B
C
D
E
F
G
H

draw down notice

drive

drawals against limits

drop box

drawback

drop delivery

drawback claim

drop shipper

drawee

drop shipping

drawee bill

drought prone area

drawee in case of need

drubbing

dry docking

drawer

, ,
, ,

dry farming

dry land farming

dry lease

dry run of plan

I
J

drawer's signature
incomplete

drawer's signature/
authority not received

/
dual policy

drawing account

()

dual pricing policy

drawing against
uncleared effects

dual valuation

duality of management

drawing arrangement

dud stock

drawing in favour of

.... / due by

drawing limit

drawing power
drawing rights

N
O

....

due date

/ ,

due debt

due diligence

drawn amount

due from bank

drawn bill

due on

drawn bond

()...

due rent

drawn down of stocks

due to..

1. .... 2.

drawn on..

.... /

dues

dull market

drayage

dull trading

dream budget

duly authorized

driblets

driblets leave

duly countersigned

drilled coin

P
Q
R
S

V
W
X
Y
Z

58

A
B
C

duly examined

duration

1. 2. (
)

duly signed

dutch auction

dutiable goods

dummy a/c

duty

dumping (market)

() ,
/ duty draw back

1. , ,
2.

duopoly

, -

duplicate

1. ,
2.

duplicate invoices

duplicate pass book

duplicate payment order

durability

durable community
assets

durable consumer
goods

durables

duty exemption scheme

duty free

duty list

1. 2.

dynamic economics

dynamic export system

dynamic function of
money

dynamic market

dynamic multiplier

dynamics of fluctuating
exchange

-
/

H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

59

B
C

earlier directions

early severance
scheme

earmarked

earmarked gold

earmarking of taxes

earned income

earner

earnest money

earnest money deposit

earning assets

/ /

earning before interest

and tax

earning capacity

F
G
H
I
J
K
L

economic affairs

, ,

economic analysis

economic and statistical
research

economic appraisal

economic assumptions ,

economic blockade

economic boycott

economic calculus

economic capacity

economic change

economic character

economic classification
economic climate

economic collaboration
economic concentration
economic conflicts

economic contradictions /

economic council

economic crisis

economic crisis man

earning member

earning rate

earning value

earnings

ease liquidity (v.)

easily realizable

easy money

, (=

)

easy money market

e-commerce

- (
economic data
)

econometric analysis

econometric model

econometric theory

econometrics

economic

1. 2.
3. ,

economic activity

economic depression

economic determinant

economic development
economic dimension

economic discrimination
economic dispute

economic efficiency
/

economic adjustment

economic effort

U
V
W
X
Y
Z

agement

economic crunch

60

A
B
economic egalitarianism

economic liberty

economic ends

economic life

economic
equalitarianism

economic management

economic equality

1. /
2.

economic maturity

economic equation

economic method

economic expansion

economic model

economic exploitation

economic motive

economic factor

/ /

/ /

economic fatalism

economic nationalism

economic feasibility

economic norms

economic forces

economic objectives

economic freedom

economic obsolescence

economic fundamentals

1.
2.

economic paradox

economic parameter

economic goods

economic penetration

economic growth

economic phenomenon

economic harmony

economic planning

economic health

economic polarization

economic hold

economic policy

economic ideal

economic
preponderance

economic ill effects

economic imperialism

economic pressure

economic incentive

economic progress

economic incidence

/ /

economic indicator

economic insecurity

economic institution

economic interest

economic
inter-nationalism

economic interpretation
of history

economic reconstruc
tion of devastated areas
economic rent

economic resources

economic revival

economic sanctions

economic satisfaction

economic self-reliance

economic laws

economic
self-sufficiency

economic liberalism

economic shutdown

61

E
F

J
K

S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I

economic structure

/ /

economy of abundance

economic survey

economy of high wages

economic system

economy of scarcity

economic theory

economy size

economic thought

edible oil

economic transactions

edible oilseed

economic trend

edible vegetables

economic
unemployment

educated guess

economic union

1. (
)
2.

educated unemployed

effect

1. 2.

effective

effective buying rate

effective cash reserve

ratio

effective control

/
/

J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

economic use

economic value

economic viability

economic waste

economic wealth

economic welfare

effective custody of
security

economical

effective date

economically sound

/
,

effective demand

effective depreciation

economics

1. 2.

economics of
standardization

effective
implementation

effective interest rate

economics of growth

effective mortgage

economics of the
scheme

effective rate

effective selling rate

economies of linked
processes

effective steps

economies of scale

effective supervisory
machinery

economist

effective yield

economy

1.
2. ,

effects (personal)

, , ,
, ()

economy cut

effects not cleared

economy measures

efficiency expert

62

A
B
efficiency of labour
efficiency audit
efficiency earnings

efficiency of capital
efficiency ratio
efficient demand
efficient service
effigy
effort-demand curve
e-governance
either or survivor
eject
ejectment
elastic
elastic supply
elasticity
elasticity of demand
elasticity of expectation
elasticity of substitution
elected auditor
elected directors
elective benefits
electronic cheque
(e-cheque)
electronic data
processing
electronic equipment
element of cost
element of double
financing

/
/ ,
/


/

/
(
)
-
-

,

, -
-


-


(-)

elementary analysis

elementary function

eligibility certificate

eligibility criteria

eligibility for normal

credit limit

eligibility test

eligible bills

eligible papers

elongated scale

embargo

-/ /

/


/

embarkation certificate

embarked capital

embezzlement

emblem

embodied cost

embossing

emergency budget

emergency credit

emergency rate

emergent petty advance /

63

J
K
L
M
N

Q
R

emerging economies

emerging global
initiatives

emerging technology

emigrant

emigrate

emigration

eminent domain

emoluments

empanel

empirical data

U
V
W
X
Y
Z

A
B
C
D
E

empirical econometric
analysis

encashable

empirical evidence

empirical investigation

empirical laws

/
/

empirical techniques

employ

employable

encroachment

employed

encumber

encumbered estate

employed on daily
wages

encumbrance

employer's liability

end money

employment prospects

employment
regularization

F
G
H
I
J
K
L
M

P
Q
R
S
T
U
V
W
X
Y
Z

encashment
encashment schedule
enclosure cashier
encoding

end consumer
end product
end result
end to end solution

employment forecasting ,

end use

N
O

encashing of cheque

end use of credit

employment function

1. 2.

employment generation
scheme

end use of funds

employment guarantee

endeavour

employment multiplier

end-of-day balance

employment of funds

employment oriented

endogenity of money
supply

employment placement

employment potential

/
/

, , ,

/
, -

/
-






/

endogenous business
cycle

endogenous variable

employment status

empower

emption

endorsed cheque

/
1. /
2. /
3.
,

en route

endorsee

1. 2.

endorsement

1. (
) 2. (
) 3.

enabling power
enabling provision
enactment

endorse

64

A
B
endorsement of bank
note

ensuing busy/ slack

season

endorsement sans frais

endorsement sans
recourse

enterprise data
warehouse

enterprise revenue

endorser

enterprise-wide risk

endowment

entertainment tax

endowment for specific

purpose

entire contract

endowment insurance

endowment policy

energy intensive
industries

enfaced paper

enforce

enforcement of orders

engaged capital

engagement

C
D
E
F
G

entitle

entitlement

entity

, ,

entity-focused
regulatory approach

entity-specific
supervision

entrenched interest in
business

entrepot

1. 2.
3.

entrepot trade

entrepreneur impulses

engineering

entrepreneurial capital

engrossing

(
)

entrepreneurial
investment

engrossment

enhanced rate

entrepreneurial
potential

enhancing the status

entrepreneurship

enjoy

/ ,

entrepreneurship
development
programme

enlarged

entrust with duty

enlarged capital

/ /

entry

1., 2.

entry based service

I
J
K
L
M
N
O

enumerate

1. /
2. /

enumerated

environment

enlist

, entry load

enquiry

enquiry based service

enquiry counter

enrolment

,
65

Y
Z

A
B
C
D
E
F
G

envisaged

equitable interest

equal distribution

equitable mortgage

equal pay for equal

work

equities issue

equal product curve

equity

equal value principle

equity annuity

equality taxation

equity capital

equity cult (culture)

equity market

equity of redemption

equalization fee

equalization of
assessment

,
equity rate

equalizing fund

equalizing rate

J
K

equation

equation of exchange

equilibrium

equilibrium analysis

equilibrium combination

equilibrium exchange
rate

equilibrium interest rate

equilibrium of demand
and supply

N
O
P
Q
R
S
T
U
V
W
X
Y
Z

equity share

equity trading

equivalent assets

erection

ergonomics

erosion in repayment
ethics

erosion in value of
assets

/
/

erratic

erratic flow of work

erratic trend

equilibrium price

erring processing unit

equi-marginal return

erroneous action

equi-marginal utility

error

equipment

error of commission

equipment leasing

equipment on lease
/

equipment procurement

error of omission

error report

errors and omissions

-,

escalation charges

escalation in demand

equipment trust bond

escalation in prices

escapable cost

escape clause

equipment finance

contact

equitable asset
equitable distribution

/
/
66

A
B
escape period
escheat
escort
escrow account
essence branches
essential commodities
essential feature
essential industry
essentiality certificate
establish
established market
established importer
established procedure
established production
method
established standard
establishment
establishment charges
estate
estate duty
estate management
estate tax
estimate
estimate function
estimated cost
estimated realizable
value
estimated weight
estimates of
expenditure
estimation of capital
stock

,

/
/
/
/ /

1. 2.
3.
/
/

/ /

estoppel

ethical banking

euro bonds

euro cheque scheme

euro commercial paper

euro credit

euro currency

euro currency syndicate

euro dollar market

euro issue

european common unit

european payments
union

european recovery plan

/ /

G
H
I
J
K
L

evacuee

evaluation

, -

evaluation of assets

,


-

evasion

evasion of tax

even out short term

liquidation

even scrips

evening out

( )

eventual disposal

evergreen loans

67

Q
R
S
T

evergreening of balance - ,
sheet
-

every second day

evidence

evidence of debt

evidence of title

exact interest

W
X
Y
Z

A
B
C

examination of the
books and records

exchange house

ex-ante

ex-ante investment
ex-ante saving

/ exchange account

exchange account

ex-ante transaction

-/ -

exceeds arrangement

exceptional
circumstances

excess

1. ,
2. , ,

excess payment

excess capactity

excess demand

excess grant

excess holding of
agricultural land

excess inventory

excess lending

excess limit

exchange control
regulations

excess liquidity

exchange conversions

excess over allotment

excess over estimate

excess profit tax

excess provision for

income tax

excess remittance

D
E
F
G

J
K
L

Q
R
S
T
U
V
W
X
Y
Z

excess reserves
excess subscription
excess supply
exchange

exchange above par

abstract

exchange account
objections

exchange at a discount

exchange at a premium /

exchange at par

exchange ban

exchange bank

exchange below par

exchange branch

exchange bureau
/
exchange clearing

exchange control

authority

exchange control copy

exchange counter
exchange cover
exchange earning
exchange equalization
fund
exchange intervention
(or pegging)

/
/

( )
, exchange management
{
exchange market


exchange media


exchange notes / coins /
1. 2. - account
exchange of information -
3.
68

A
B
exchange pegging

ex-coupon

exchange rate

ex-dividend

exchange rate
mechanism

ex-dock

exchange ratio

ex-duty value

exchange rationing

executant

/
/

1. ,
2.

exchange restriction

execute

exchange risk

execution

exchange slip

1.,
2.

execution of agreement

exchange stability

execution of awards

exchange stabilization
fund

-/

exchequer

execution of deed

, execution of documents

executive authority

-
executive committee

executive creditor
-
, -
executive director

- /
executive interns

executive order
,

executive power

executive power of the

,
State

exchequer bond

excise duty

excise sops

excise stamp

excise tax

exclusion

exchange value
exchange variation
clause
exchangeability
exchangeable base
exchangeable value
exchanges
exchangism

J
K
L
M
N
O
P
Q
R

executive power of the

Union

executive staff

executive summary

executive trade
agreement

excluded debts

executor

exclusive dealer

executor accounts

exclusive jurisdiction

exclusive power

exemplary costs and

damage

exclusive property

ex-employee

69

S
T
U
V

A
B
C

exit route

exempted category

ex-mine price

exempted goods

ex-officio

exemption

ex-officio member

exemption from duty

exemption from
payment

exogenity of money
supply

exemption from
provision

exogenous
developments
exonerate

exonerate absence

exemption from taxation

exercise

1. 2.

exotic currencies

exercise of power

exercise of voting right

(
)

exercise price

exotic goods

ex-facie

expanding market

ex-factory price

expansion and
contraction of liquidity

ex-godown price

ex-gratia

expansion of credit

ex-gratia payment

expansion of currency

exhaust price

expansionary fiscal
stance

exhaustible resources

expansionary impact

exhaustive

ex-parte injunction

exhaustive dealing
agreement

/ /

ex-patriate staff

ex-patriation

exhaustive expenditure

, -,

exhaustive permit

ex-patriation permit

exhibit

1. 2.

expectation

exhibition of losses

expectation equilibrium

exigencies

expected output

exiguity of a market

/ /

expected rate of return

expected return

ex-India

expedient

ex-interest

exit load

expedient in public
interest

exit policy

expeditious disposal

D
E
F
G

L
M
N
O
P
Q
R
S
T
U
V
W

exempt service

70

A
B
expend
expenditure
expenditure and
appropriations
expenditure control
expenditure restraint
expenditure rules
expenditure sanction
expenditure tax
expense
expense account
expense incurred but
not paid
expense loading
expense ratio
expenses of
investigation
expenses of liquidation
expenses of
management
experimental farming
expert opinion
expertise
expiration notice
expired accounts
expired card
expired loan
expiry of term
explanation
explanatory
explicit interest
explicit rent
exploitation of natural
resources

exploratory model

/
/

explosive growth

exponential growth

export

1. 2.

export application

export basket

export biased industry

export bill

export bill advanced

export bill discounted

export bill drawn under

L/C

export bill purchased

export bills credit

scheme

export bills drawn

without L/C

export cargo

export consciousness

export contracts

export control

export credit interest

subsidy scheme

/
/

export document

export duty

export earning

/ /

export house

export instrument

export invoice

export letters of credit

export licence

export licence fees

export market

/ -




,

- / /

- /
- / /


1. 2.

/

/

71

D
E
F
G
H
I
J
K

N
O
P
Q
R

U
V
W
X
Y
Z

A
B
C

exported goods

export multiplier

exporter

export negotiated
contract statement

exporter's caution list

exporting agent

export obligation

expose (v.)

export of capital

1.
2.

export of lading

ex-post facto sanction

export order

ex-post investment

export oriented industry

exposure

exposure level

export performance
guarantee

exposure limit

export point

exposure norms

export priorities

exposure of bank

export promotion

express

export promotion
council

express authority

express condition

export promotion
scheme

express notice

export promotion zone

express proposal

export quality control

express way

export quota permit

expression of Interest

export rate

expropriation

export risks insurance

ex-quay

export statistics

ex-quay delivery

ex-rights

export subsidy

/ /

ex-serviceman

ex-ship

ex-ship delivery

export tax

extant guidelines

export trade control

export traffic

ex-tariff valuation

export turnover

extended bond

exportable articles /
goods

extension agency

extension counter

exportable surplus

extensive cultivation

- /

D
E
F
G
H
I

M
N
O
P
Q

T
U
V

Y
Z

export merchant

export surplus

72

A
B
C

extensive reproduction

1.
2.

extinction of liability

extent

1. 2. ,

extent of guarantee

extra budgetary (= off

budget) accounts

extenuating factor

extra budgetary
activities

external account

external affairs

extra budgetary
resources

external assistance

extra cost

external audit

extra duty allowance

external bill

extra grant

external commercial
borrowings

extra marginal

external credit

extra ordinary
expenditure

external currency
market

extra ordinary gazette

extra ordinary leave

external debt

extra ordinary meeting

external demand

extra ordinary value

external diseconomies

extra payment

extra state pension

extra state remittance

D
E
F
G
H
I

external economies

external evidence

external group of
countries

extract

1.
2. ,

external loan

extract of indent

external national debt

extract money

external payment
position

extraction of oil

extra-curricular

external resources

extradition treaty

external storage

extraneous substance

external surplus

ex-warehouse

external value of rupee

ex-warehouse delivery

ex-warrant trading

R
S
T
U
V
W
X
Y

73

B
C
D
E
F
G
H
I

fabricate

fag end of the year

fabricated material

fabricating false
evidence

failing rate of profit

theory

fabrication of document

face amount

face value

facilitate

facilitation

facilities cost

facility agreement

facility of payment

facility of payment
clause
facsimile signature

L
M
N
O

fact finding
factor
factor comparison
method
factor cost
factor income

factor market

factor of (or agent of)

production
factor price movements

R
S
T

factorage
factoring
factory
factory price

facts and figures

factual statement

facultative
endorsements

X
Y
Z

factual data

faculty theory of
taxation (= 'ability to
pay' theory)

failure

1. ,
2. 3.

failure of crop

fair competition

fair day's work

fair margin

fair means

fair practice code

fair price shop

fair rating

1. , , ,
2. ,

fair report

fair return

fair selling price

fair trade

fair value

fair wage

fake document

fall in prices

fallow land

false

1. 2. ,
3. , 4.

false account

false billing

false books

false certificates

false charge

false coin

false declaration

false document

false entry

false evidence

-
/
,
/



/
/ ,
/

74

A
B
false information

farm yard manure

false pretence

farmer

false statement

, /

farmers service
societies

falsification of account

/ ,
/

farming

farming tools

farmers market

fast buck

family of interest rates

fast growing sectors

family pension

fast market

family planning

famine prices

fast movers

famine relief

fancy price

fast moving consumer

goods

fare and freight

fast track facility

farm

, /

farm business

fast track infrastructure

facilities

farm co-operative

fate of a cheque

farm economy

farm house

(

)

farm implement

farm income

farm machineries

farm management
survey

farm marketing cost

farm mortgage
company

farm operations

farm planning

/
/

farm price
farm products
farm requisites
farm subsidy
farm surplus

farm tenancy

75

fault

faultless

-,

faulty

favour

1. 2. ,

favourable balance of
trade

favourable rate of
exchange

favourable reaction

favourable state of
exchange

favourable terms

feasibility studies

federal fund

Federal Reserve
System

{
( )

federal structure

E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E

Federation of Indian
Export Organisation

fiduciary paper money

fiduciary reserve

federation,
confederation

field officer

fedwire

( {

)

field study

field work

figure

1., 2.

file

file an application

file movement register

filing system

filler freight

final account

final balance

F
G

fee based business

feedback system

feeder industry

feedstock

, ,

fees

fence

final bill

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

fencing

, /

final degree of utility

ferriage

final evidence

fertile land

fertilizer credit

final figures and

statements

fiat money

final goods

fibre crop

final payment

fictitious

1. , ,
2. ,

final product

final report

fictitious accounts

final settlement

fictitious adjustment

final total

fictitious assets

final utility

final valuation

fictitious occupation

1.
2.

final write off

fictitious payee

finalise

fictitious stamp

/ / finance
fidelity guarantee policy
finance account

fiduciary

, ,

finance bill

fiduciary issue

finance charge

fiduciary loan

finance commission

fiduciary note issue

finance company

76

A
B
finance corporation

financial guarantee

finance market

financial health

financer

financial implications

financial
accommodation

financial incentive

financial administration

financial inclusion

financial agreement

financial infrastructure

financial aid

financial analysis

financial innovations

financial and investment

companies

financial institutions

financial instrument

financial architecture

financial integration

financial assessment

financial interest

financial assistance

financial intermediary

financial behavior

financial irregularity

financial burden

financial landscape

financial capacity

financial legislation

financial claim

financial leverage

financial closure

financial liabilities

financial commitment

financial liberalization

financial competence

financial condition

financial management
and control

financial conglomerates

financial crisis

financial crunch

financial deepening

financial discipline

financial
disintermediation

financial distress

financial education

financial engineering

financial estimate

financial exclusion

financial futures

financial market
meltdown
financial market stress
financial obligation
financial outgo
financial outlay
financial penalty
financial piracy
financial planning
financial position
financial powers
financial procedure
financial propriety

77

{








/

E
F

I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

financial prudence

,

financial reporting

financial repression

financial resources

financial results

financial review

financial risk

financial sanction

financial sanctions

financial stability

financial standing
,
/ /
financial statement

financial stress indicator
financial stringency
/
financial structure
/
financial sustainability

,
financial system

financial underpinning
/

financial viability of

banks

financial vulnerability

financial year

financially sound

financially under-served
consumers

financing

financing bank
/
financing of agriculture
financing of exports /
/

financial sector reforms

findings

fine

1. ,
2. ,
3. 4. ,

fine art

fine paper

fine print

1.
2.

fine rate

fine tuning

, ,
-

fine tuning operation

,
-

fineness

fineness of coins

finer rate of interest

finished goods account

finished products

fire claim account

firewall provisions

firewalls

firm value

1.
2.
1. 2. ,
,

/
/ /

first charge

first class paper

firm
firm commitment
firm export order
firm market
firm offer
firm order
firm price

imports

financing of priority
sectors

financing partner

78

A
B
first cost

fitment

first in first out method

fitness certificate

first leg

fixation of credit limit

first lien bond

fixed asset

first mortgage

fixed budget

first order goods

fixed capital

first preference

fixed charge

first schedule

fixed debit plan

fisc

fiscal

fixed debt (= funded

debt)

/



,

(= )

fiscal activism

fiscal consolidation

fiscal correction
measures

fiscal deficit

fiscal dominance

fiscal drag

fiscal exit

/
fixed deposit account
/
fixed deposit receipt

fixed exchange rate

fixed fiduciary issue
/
method

fixed grant

fixed instalment method
fixed liability
/
fixed market

fixed money income

fiscal fragility

fiscal incentives

fiscal instrument

1.
2.

fiscal monopoly

fiscal operations

fiscal policy

fiscal relations

fixed capital formation

fixed deposit

F
G
H
I

K
L
M
N
O
P

fixed overhead cost

fixed peg

fixed price

fixed price issue

fixity of supply

fixtures and fittings

flagging growth rate

fiscal research
foundation

fiscal right

flagging rate of demand

fiscal stimulus

fiscal year

flagship Infrastructure
company

fisheries

fisher's equation

flash with cash

flat bond
flat commission
79

U
V
W
X
Y
Z

A
B
C
D
E

flat curve
flat market
flat money
flat price

flat rate

flat yield

flatten

I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

flat yield curve

flaying and tanning
flex prices
flexibility
flexible tariff
flight from the dollar
flight money
flight of capital
flight of customers
flight to quality
float (a loan) (v.)
float (a type of money
supply) (n.)

()

, ,


/
/




,
/





()
,

floatation

,

floatation of company

floatation of debentures ,

floating assets
/ /

floating balance

floating capital
(=
)
floating charge

floating currency rate
/
floating debenture
/
floating debt
/
floating exchange rate

80

floating funds

floating liability

/ /

floating loan

floating money

1.
2.

floating of loan

floating production
facility

( )

floating rate bond

floating rate notes

floating rate of interest

floating security

floating stocks

flood prone area

flood relief

floor broker

/ /

floor ceiling

floor interest rate

floor lending rate

floor level (of interest

rate)

( )

floor limit

floor price

floor rate

floor trader

/ /

flow of adequate credit

flow of credit

flow of funds

flow of money

flow production
(= mass production)

flower bond

A
B
fluctuating charge

forbid

fluctuating exchange
rate

forbidden by the law

fluctuating interest

force majeure clause

fluctuation in prices

forced frugality

fluid (liquid) assets

forced labour

forced loan

fluid market

forced sale

fly a kite

forced saving

forecasting

E
F
G
H

fly index

foreclose

fly-by-night

foreclosure

, ,

fly-by-night operator

-
/

foreclosure law

foregoing debt

focal point bank

foreign

focal point branch

foreign aid programme

folio

foreign bank

foreign bank notes

foreign bill

foreign bill discount

foreign bill purchased

foreign bills for

collection

foreign branch

foreign capital

foreign collaboration

foreign controlled
companies/firms

foreign controlled rupee

companies

foreign correspondent
bank

foreign credit letter

foreign currency

foreign currency assets

folioing

follow on public offering /

follow up action

food articles

food credit

food crop

food for work

programme

food processing
food procurement
food producing
economy
foot the bill
foot-loose industries
for account
for cash
for value received

,
- ,

81

X
Y
Z

A
B
C

foreign currency loan

foreign currency non

resident account

foreign currency notes

E
F
G
H
I

foreign direct
investment
foreign disinvestment
foreign elasticity of
demand
foreign employer
foreign exchange

foreign inward
remittance certificate

/
,
/

foreign nationals of
Indian origin

foreign owned
brokerage firm

foreign parties

foreign remittance

foreign securities

foreign service

foreign tariff schedule

foreign tie-ups

-/

foreign tourist

foreign exchange
assets

foreign exchange
business

foreign exchange
conservation tax

foreign trade

foreign trade multiplier

foreign exchange
holdings

foreign trade policy

foreign exchange
liabilities

foreign trade register

foreign trade zone

foreign exchange loans

foreign travel scheme

foreign travel tax

foreign value payable

money order

foreign venture

foreigner

forestalling

forestry

forex business

Forex ECN Broker

forfeited share

forfeiture

forge transfer

forged coin

forged note

forgery

foreign exchange
regulations

foreign exchange
reserves

foreign exchange risk

R
S
T
U
V

foreign exchange
transactions
foreign goods
foreign importer
foreign income
foreign incorporated
bank

/

/ -
()

foreign institutional
investors

foreign instrument

Y
Z

foreign investment

82

A
B
form

1., ,
2. ,

form of assignment

form of tender

form of transfer

formal approval

formal institution

forward exchange
transactions

forward exchange
contracts

forward exchange cover /

forward exchange cover

scheme
forward looking
monetary policy
initiative

forward margin

forward market

forward price

forward purchase

forward purchase
contracts

forward purchase of
Dollars/Sterling

formula

forward rate

formulation

forward rate agreement

formulation of viable
schemes

forward sale contracts

fortnightly report

forum

forward

1. ,
2.

forward and backward

linkages

forward buying

forwarding charges

forward buying rate

forwarding letter

forward contract

foul bill of lading

/

-
/
--,
- (

)


-

forward cover

forward dealing

foundation, religious
foundation

forward delivery

founder

forward discount

founder member

forward exchange

( )
,

founder's share

four pronged strategy

formal notification

formal sanction

formalities

format

formation expenses

/ ,

formative stage

former or survivor

forms of capital

forward sales
forward shipping order
forward trading
forward-forward

83

E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

fourth market trading

free astray

free banking

fraction

, ,

free capital

fractional

free coinage

fractional currency

free convertibility

fractional money

free credit

fractional premium

free currency area

fractional reserve
system

free currency market

fragile goods

fragmentary data

fragmentation of
holdings

/



/

frame work

franchise

1.
2.
3.

H
I

L
M

free economy
free enterprise
free exchange rate
free foreign exchange
resources
free goods
free harbor
free hold

franchisee

fraud

fraud prone

,
-

fraudster

fraudulent claim

fraudulent creditor

free maintenance
period
free market

fraudulent preference

free market area

fraudulent settlement

free of charge

fraudulent user

freak damage

, average(FPA)
, -

free

1. , , ,
, 2.
,

free alongside quay

(FAQ)

N
O
P
Q
R
S
T
U
V

Y
Z

free hold land

free imports
free limit
free list

/ /

/

/

/
/
, -,
-

free of particular

free of tax dividend

free on board (FOB)

free on rail

free alongside ship /

board

free port

free price system

free articles

free reserves

84

A
B
free resources

free resources of banks

free riders

free sale
(of commodities)

( ) /

free sale sugar

free time shipment

free trade

free trade area (zone)

free trader

free transit

free warehousing

freedom of trade

freeze

freeze the fixed deposit

amount

freezing of funds

freight

1. , 2.

freight bill

freight certificate

freight charges

freight contract

freight rate

freight rebate

freight receipt

freight to pay

freighter

frequency of distribution /

frequent absence

fringe benefit tax

frivolous or vexatious

front end

front end discounts

front end fees

front end finance

front end load

front line countries

front loading of
expenditure

front office strategies

frozen accounts

frozen assets

G
H
I
J

frustration clause

fry a bigger fish

fuddy-duddy business

fuel

full allotment

full bodied coin

full bodied money

full capacity savings

full cost pricing

full coverage

full debt forgiveness

full discharge

1.
2. /

fresh loan
fresh receipt

frictional liquidity

85

frustrated contracts

- / full endorsement
full export value

frequent intervals

friendly tax

full finance

full fledged money

changer

N
O
P
Q

V
W
X
Y
Z

A
B
C

full insurance coverage

fund apportionment

fund based exposure

full paid stock

fund constraints

full payment

fund family

full premium, if lost,

clause

fund flow statement

fund holding

full time job

fund position

full-fledged branch

fully guaranteed

fundamental disequilibrium

fully or partly provided

for

fundamental identity

fundamental rights

fully paid/ paid-up

fundamental rules

fully secured

funded assistance

fully secured creditor

funded debt

fully utilized

funded income

functional

funding

funding loan

, ,

functional duty

funding risk

funding system

functional diversification /

fungibility

functional finance

fungible goods

functional gaps

furnishing of guarantee

functionary

future agenda

functioning

future goods

futures and options

futures market

K
L

O
P
Q
R
S

full interest admitted

functional coverage

functions of money fund

T
U
V
W
X
Y
Z

86

gage

general conditions

gain

general credit control

gain and loss

general crossing

gainful occupation

general currency area

gainful worker

general demand

galloping inflation

galloping prices

, general election

general endorsement

general equilibrium

gap financing

garnishee order

general import manifest

general insurance

general ledger

general lien

general line of credit

general meeting

general partnership

general power of
attorney

general abstract of
financial results

general price level

general provident fund

general acceptance

general accounts

general purchasing
power

general agent

general reserves

general agreement on
tariffs and trade

general supply

general authority

generally accepted
auditing standards

general average

generally accepted
accounting principles

general average loss

generation

general balance sheet

1. ,
2. 3.

general bank lien

/
/

generation of funds

generation of resources

general body

/ ,

generic name

general cargo

genuine coin

genuine text

gazette

gazette of India

gazetted officer

geared capital

gearing ratio norms

/ -

gender development
index

analysis

general charges account /

R
S

W
X
Y

87

A
B
C
D

genuine trade bills

geometrical progression /

G
H
I

giffen goods

(
)

gold bottomed
investment

gift cheque

gold bullion standard

gold coins

gold currency standard

gift tax

ginning and pressing

unit

giro

global bond

global economic issues

global economy

gold pegged currency

gold reserves

gold standard

gold tranche

golden handcuffs

golden parachute

global equity market

good consideration

global imbalances

good credit

global surplus

[
good faith bargaining
( good lending principles
, , )]

R
S

global tender

globalisation of financial
market

V
W
X
Y
Z

gold exchange standard

gold parity

gold block

gilt-edged security

going concern value

going price

- ,
-

gilt-edged market

going concern

gestation period

- ,
-

gilt-edged bond

go-go stock, growth

stock

gestation lag

E
F

good money

globalised banking

globalisation

glut on the market

( )

good offices
good reason
good scrips
good security
good signature

go bankrupt

good title

go-go fund

goods
goods discharged from
a vessel
88

, ,

/
/
/

,
, ,
/

A
B
goods in bond

grant of licence

goods in transit

grant of moratorium

goods on consignment

goods tariff

, /
, -

grant of ways and

means advances

goodwill account

goodwill profit

governed economy

governing board

governing body

government account

government bond

government business

government currency
notes

government debt/
sovereign debt

graveyard market

government enterprise

great depression

government
expenditure

green banking

government guarantee

government loan

government paper

government promissory
note (G.P.Note)

government security

government sponsored

grace period

/ /

graded system of
marketing

graded tax

grading

/ ,

grand total

grant

1.
2. ,

grant of lease

grant on account
grantee
grant-in-aid
grantor
grass root level
grass root village level
grass-root plan
gratuitous coinage
gratuitous goods
gratuity
gravitational irrigation

green currency
greenfield expansion
greenfield investment /
project
green initiatives
green manure
green mortgage
green revolution
green room meeting
green shoe option
greenback money

grey area

/

,

- ,

(

)
/

E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

89

A
B
C

grey market

gross spread

gross stock of hire and

leased assets

gross sum

(
)

grey revolution

grievance procedure

gross

1. , 2.

gross tax base

gross abuse

gross time settlement

gross cropped area

gross tonnage

gross domestic product

gross value

gross earning

gross weight

gross fixed assets

/ /

gross yield

1.
2.

gross income

ground balance

gross interest

ground water survey

gross interest payment

gross liabilities

ground level delivery

system

gross line

ground of claim

gross loss

ground work

gross margin

groundwater resources

gross merchandising
margin

group accounts

group advances

gross misconduct

group banks

gross national debt

group exposure

gross national income

and expenditure

group guarantee

group index

gross national product

(GNP)

group indicator

gross negligence

group insurance

gross proceeds

group interest

gross produce

group norms

gross profit ratio

Group of 20 (G-20)

gross receipts

20 ( - 20)

group wage system

gross recoveries

gross revenue

group-wide oversight
functions

gross sales

growth centres

gross savings

growth considerations

G
H
I
J
K
L
M
N
O
P

T
U
V
W
X
Y
Z

90

A
B
growth funds

guarantee bond

growth investing

guarantee broker

guarantee cover

growth momentum

guaranteed

growth of deposits

guaranteed annuity

growth potential

guaranteed base rate

growth rate

guaranteed price

growth ring

guarantor

growth trajectory

guidelines

growth variables

,
-

guiding price

guarantee

guiding principles

guild economy

I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

91

B
C
D
E
F
G
H
I
J
K
L
M
N

habitual defaulter

haggling of price

, - harvest price

haircut

harvest

hassle free loan

haulage charges

half and mutilated notes -

haves and have nots

half value note

hawala rate

half yearly closing

head control

half yearly rests

head of revenue

hammering the market

head office

hand and seal

headline inflation

hand balance

headquarters

hand to mouth buying

heads of accounts

handicapped sector

heads of revenue

handicraft

health code

handling charges

handling of documents

health code of borrowal

accounts

health status of
accounts

heavy industries

heavy market

heavy oversold position

handloom industry

handsome margin

hand-to-mouth
production

harbor

hectic buying

hard cash

hedge

hard currencies
constraints

hedge fund

hard currency

hedging

hard goods
(= consumer durables)

hard loan

- (
,
, /
)

hedging contract

hard money

heightened investor
demand

hardening of price

heir apparent

held for trading

hardening of interest

held to maturity

harmony of interest

herd behavior

R
S

Y
Z

92

A
B
hereditary profession

high powered money

hereditary right

,
,

high priced

high priority

heritable security

high rate of growth

heterogeneous data

high rate of interest

heterogeneous
manufacture

high recovery areas

hidden image (as on

Rs.500 note)
hidden inflation

( 500
)

high risk country

exposure of your bank
high seas sale

hidden price increase

hidden reserves

(
)

hidden subsidy

/
/

hidden tax

hidden unemployment

hierarchical layering

high cost fund

high coupon

high denomination
notes

high duty area

high exchange

high exposure

high finance

high income group

high networth
individual

high networth
requirements

high overdue

high performance - low

cost

high power committee

- /
-

high trade barriers

high tariff policy

high value accounts

higher authority

higher gearing ratio

- /

highlights

highly elastic

highly geared
company

high-yielding seeds

high-yielding varieties

highway

1.
2.

S
T

hindu undivided family

hire charges

hire purchase

hire purchase finance

hirer

historical cost

hit the bid

hinder

93

K
L

P
Q

A
B
C

hive off

hoarding and
profiteering

hoarding demand for

money

F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

honour (a bill)
horizontal
amalgamation

() ,
( )

horizontal correlation

hog the lime light

horizontal merger

hold-back pay

holder for value

horizontal mobility of
labour

holder in due course

horticulture

hospitality grant

hot card

(
)

holder of a bill

holder of a cheque

holder's right in
respect of the security

hot deposits

1. 2.
, 3.

hot money

hot skill

hours of business

house airways bill

house bill

house keeping

,
,

house start up index

household

1.,
2. 3.

household
consumption

household economies

household effects

household goods

household sector

housing board

,
/

housing boom

housing finance

housing loan

holding
holding capacity

holding company
/
holding company model
holding of market
(

)
holding the key
1.
2.
holding the price line


holiday

holistic approach
/

home and abroad
-
home consumption
/
home currency quota
tion or direct quotation

home loan

home market

home trade
/
honorarium

94

A
B
hull insurance

hybrid funding

human capital

hybrid security

human concept of
labour

hybrid tier of capital

human resource

hybridization

hundi

hyper employment

hurdle rate

hyper inflation

husbandage

hyper market

hush money

/ /

hypothecation

hybrid crop seeds

hypothetical par of
exchange

hybrid debt

G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

95

B
C
D
E
F
G
H
I
J
K
L
M

I-banker

illiquid bond

I-banking

illiquidity

ideal distribution

immediate effect

ideal index number

immediate measures

ideal investment

immediate officer

ideal money

immediate parties

ideal output

immediate superior

ideal par of exchange

immediate utility

ideal tax

immigration

identical cost

/ -

immigration restrictions

identical note

- / -

immobility of labour

identical products

immobilized deposits

identifiable production
purpose

immovable

immovable property

identification of
borrower

/
/
,

immunity from taxation

impact of taxation

impaired asset

impaired investment

/


/
/





/ /
(

/
)

impaired risk

impartible estate

impeccable security

imperfect competition

imperfect note

imperfect oligopoly

impersonal account

impersonal ledger

implement

1. 2. ,

implementation

implicit cost

implicit price deflator

implicit rent

identification of centres

N
O
P
Q
R
S
T

identification of credit
gap
idle balance
idle capacity
idle deposit
idle facilities
idle money
idle resources
illegal aliens
illegal consideration

illegal emigration

illicit gains

W
X
Y
Z

illegible signature
illiquid assets

96

A
B
importing country

, ,

implicit yield

implied authority

/ impost

import bills received for

collection

impounded cash
balance

import clearance

impressed stamps

import content

impression

1. , ; 2.

import duty

imprest

import entitlement
accounts

imprest account

import intensity of
exports

imprest amount

imprest cash

imprest holder

imprest licence

J
K

import intensive
exporter

import letters of credit

imprest money

import licence

imprest system

import manifest

improved inflow of
supply

import merchant
import of foreign
know-how

improved seeds

impulsive purchase

import quotas

imputed cost

import replenishment
licence

Imputed interest

import restriction

import substituting
industries

in absolute and relative

terms
in apparent good order

import substitution

in cash or in kind

import surplus

import tariff

in discharge of his
duties
in driblets

import tax

in figures

import trade control

in good faith

imported blanks

imported crude oil

in good faith and for

consideration

imported goods

in his discretion

imported machinery

in house selling

in lieu of

in like manner

in money or kind

imported stores

importer

importing agent

97

R
S
T
U
V
W
X
Y
Z

A
B
C

....

income brackets

in official capacity

income deficit

in supersession of

in the aggregate

income determination
theory

in the money (ITM) call / /

put option

in transit

inactive balance

inactive money

inactive stock

inadmissible evidence

inbound abstract

inbuilt cushion

-,

inbuilt system of
internal check

income recognition

incapacitation benefit
policy

income scales

incentive to production

incentive wage system

inchoate instrument

incidence of tax

-,

incidence rules

incidental expenses

income heads

income inelasticity

income utility curve

income tax clearance

certificate

income velocity of
money

income tax evasion

income accession

income accounts

income accrued but not

received

income and expenditure -

account

H
I
J

M
N
O
P

S
T
U
V

Y
Z

in multiple of ....

income bonds

income economics
income effect
income elasticity of
demand
income flow
income freeze
income generation
potential
income group
income in kind
income return
income slab
income tax annuity
deposit

income tax surcharge

-/

incoming cash
remittances

incomings, gross
external

incomplete
pass-through

inconsistent
inconvenience
inconvertible paper
currency/money
98

income tax deducted at

source
income to assets ratio

A
B
incorporated company

Indian economy

incorporeal
hereditament

indication of slippage

increased proportion

indicator

increased value

indifference curve

increasing demand

indigenous banker

increasing marginal
cost

/ indigenous demand

increasing returns

increasing terms policy

increasing utility

increment

1. 2.

incremental addition

incremental capital
output ratio

incremental credit ratio

incremental deposit

F
G

indigenous machinery

indirect finance

indirect liability ledger

/
-

indirect loan

indirect marketing

indirect production

indirect quotation

incremental income

indiscriminatory
advance

individual accounts

incumbent

()

incumbrance

individual maximum
borrowing power

H
I

incurrence

individual proprietor

indebtedness

indoor relief

indemnification

indorsed bond

indemnitee

inducement

indemnitor

industrial harmony

indemnity

industrial area

indent

industrial assurance

indenture

industrial bank

index futures contract

industrial climate

industrial crisis

index number of prices

industrial depression

index number standard

industrial discipline

index of profit

industrial dispute

index of transfer entries

industrial establishment

99

P
Q
R
S

A
B
C
D

industrial estate
industrial finance
industrial fluctuation

industrial index of
production

industrial injuries

G
H
I
J
K
L
M
N
O
P
Q
R

industrial jurisprudence
industrial location policy -
industrial lock-out

industrial market

industrial migration

industrial mobility

industrial monopoly

industrial nursing

industrial pocket

industrial reconstruction
industrial relations

industrial revolution

industrial securities
/
industrial sickness

industrial stage
/
industrial

standardization

industrial unrest
industrial users

industrialization

industry-wise analysis
of advances

U
V
W
X
Y
Z

/

-

industry led growth

ineffective balance
inelastic demand
inelastic supply
inequality of income
inequitable distribution
inertia selling

inescapable costs

inevitable payments

infant industry

inflated rate

inflation

Inflation divergence

inflation hedges

Inflation induced deficit

inflation induced
redistribution

inflation of currency

inflation of profits

inflation targeter

inflationary impact

inflationary pressure

inflationary spiral

inflow of funds

information asymmetry

information kiosks

information system

information technology

information technology
enabled services

informed assessment

informed shopper

infrastructural facilities

,
,

,

infrastructural sector
infrastructure
infusion of capital
inheritance
inherited property
in-house training

100

A
B
initial account
initial amount
initial capital
initial deposit
initial spurt
injunction
injury
inland bill
inland bills of exchange
inland bills purchased
and discounted
inland D/A bills
inland letter of credit
inland trade
inland trade bill
discounted

(
)

inland trade bill

purchased

innovative banking

insolvent

installation

installation of persian
wheels

installed capacity

instalment

instalment bond

instantaneous check

institute

institutional account

institutional credit

institutional economics

institutional investor

instrument

1. 2. , ,

instrument of mortgage

instrument of production

M
N

instrumental capital

instrument-wise

insufficiency of funds

insular bond

insurable

input-intensive
technology

insurance cover

input-output analysis

insurance premium

insure

inputs

- /
-

insured amount

inscribed note

insured bank

insurer

intaglio printing

inscribed stock

intangible assets

insider dealings

integral accounts

insider trading

integrated credit system /

insolvency

inoperative account
inorganic growth
input based
classification

inscribed security

101

R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H

integrity and credit

worthiness of borrower
intellectual property
rights
intended beneficiary
intensive agricultural
area

interest

intensive lending

interest accrued and

due

- () /

-
-
-
-

interest band

inter alia

interactive financial
system
inter-bank (exchange)
dealings
inter-bank agreement
inter-bank bid rate

inter-bank borrowings

inter-bank call money

rate

P
Q
R
S
T
U
V
W
X
Y
Z

/ / investments

inter-crop

inter-cultivation
/ -

intensive supply

-
-
inter-corporate dividend -
inter-corporate
-
inter-corporate deposits

intensive cultivation /
farming

inter-city clearance

inter-bank contracts

interest account

inter-city cheque

interest arbitrage

Interest coverage ratio

interest deducted at
source
interest differentials
interest elastic

-
inter-bank market
-
Inter-bank Mobile
-
Payment Service

inter-bank offered rate

-
inter-bank participation - /
without risk
-
inter-bank turnover
- /
/
inter-bank variations
- -
inter-branch transaction -
interchangeable bond
/

interchangeable cash

credit

interest accrued but not

realized

interest holiday
interest in suspense
interest of depositors
interest on call
interest pattern
interest payable
interest range
interest rate
interest rate basket
interest rate cum
currency swap
interest rate derivative
product
interest rate futures
interest rate risk
exposures

102

-,
- /
1. 2. ,





,











,



-

A
B
interest rate swap
interest receipt
interest sensitive
depositors
interest slab
interest subsidy
interest subvention
interest suspense
account
interest warrant
interest yielding
interested director
inter-government debt
interim accommodation
interim award
interior and far flung
areas
interlinkages
interlocking of funds
intermediaries
intermediary
intermediary trade
intermediate goods /
intermediates
intermediate holding
companies
intermediate liability
intermediate loan
intermediate mortgage
intermediate payment
intermediation

-,

/ /

/




-
/

/
-
-,
,


,

/

() /

inter-mobility

,
-

internal audit

internal debt

internal diseconomies

internal matrix

internal rate of returns

international boom

international capital
market

international currency

international double
taxation

international economics

international economy

international gold
standard

international liquidity

(
/
)

international money

international shocks

international trade

international
transactions

international tremors

international usage

inter-penetration of
market

interpretation of data
inter-quality price
differentials
inter-related entries
inter-se
inter-se relation
inter-sector lending

103

D
E
F
G
H
I

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I

inter-state debt
settlement

investment income
receipts

inter-state remittance

,

()

,
/

investment mix

,


--

intervention currency
intestacy
intestate
intra-year asymmetry
intra-bank participation
intra-Indian commerce
intravires
intrinsic value

introductory price
reduction

introductory rate

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

1., /
2. ,
inventory accumulation
inventory carrying cost

Inventory control

inventory investment

inverse pricing

invest

investible funds

investigation of

overdues
/ -
investing company

investment

investment allowance

investment banker

investment banking

investment climate

investment cost index

investment credit
/
investment deposit ratio -
investment depreciation
reserve

inventory

investment outlets
investment portfolio
Investment writedowns
investment-cumspeculative support
investor company
Investor sentiment
invisible account
invisible imports and
exports
invisible items of trade
invitation of bid
invitation of tender
invocation of guarantee
invoice
invoice discounting
invoice value
invoicing
involuntary payment
involved capital
inward bills for
collection
inward bills receivable

(
)
(
)

inward clearing

inward freight

inward remittance

inward return

inward-oriented
economics

IOU (I owe you)

/ ,

irrecoverable advance

104

A
B
irredeemable bond

irredeemable share

irregular endorsement

irrevocable

irrevocable beneficiary

Irrevocable letter of
credit

-,
-

irrevocable without
recourse to drawer

/ /

issue of a premium

Issue of Capital and

Disclosure
Requirements (ICDR)

issue of licence

issue of new series of

notes

issue of payment orders

C
D
E
F
G
H

issue price

issued capital

issued debenture

issuing authority

issuing banker

issuing house

itemized appropriation

items in transit

/
()

items of liabilities

issue management

IT-enabled services

issue market

irrigation project

iso cost curve

iso product curve

issue

1. , ,
2. 3.
4.

issue at a discount

I
J
K

P
Q
R
S
T
U
V
W
X
Y
105

B
C

jack up prices

January effect

jeopardizing

jetsam
( )
jettison
,
job
, , ,
job evaluation

job lot

job oriented

job rotation
-
job turnover rate

job work
,
jobber
,
jobber's turn
/
jobbing
,
jobbing market

join
1. 2.
joining time

joint account

joint and several liability
joint bank account
/
joint capital

joint custodians

joint debtors
/
joint decree

joint decree-holder

joint family property

joint farming

joint fund

joint Hindu family

joint holder declaration

joint life and survivor

annuity

D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U

concern

joint note
joint owner
joint parties
joint possession
joint project
joint promise
joint promisor
joint representation
joint resolution
joint returns
joint share holder
joint stock
joint stock bank
joint stock basis
joint stock companies
joint through rate
joint venture
jointly and severally
liable
jointly interested
journal
journal entry
judgement creditor
judgement debtor
judgement, dissenting
judicial deposit a/c
judicial precedent
judicial proceeding
judicial stamp
judicious use of
resources

Y
Z

106

1.
2.

/







1. /
2.
/



/

/ -

A
B
jump bond

just in time strategy

just price

justice

1.
2.

justification

junior bonds

(

)

junior cashier

junior time-scale

junk bonds

(= justify

)
jute manufactures

jurisdiction

-,

juvenile court

jury

juvenile delinquency

juvenile offender

D
E

I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

107

B
C
D
E
F
G
H
I
J

keep debentures alive

kin, next of

keep harmless

kind component

keep in force a contract

kind, in

keep indemnified

kinked demand curve

keep proper accounts

kiosk

keep regular accounts

kite flying operations

keeper of records

keeping account

, /

,
(
, )

kitty

kerb dealing

knock down

knock-down price

knocking down of lot

know your customer

know-how

knowingly and wilfully

knowingly or recklessly

knowledge

1. 2.

knowledge and belief

knowledge hub

knowledge institution

kerb trade

key boards

-,

key branches

key buyer

key currency

key deficit indicators

key industry

key loan

key macro-economic
aggregates

key management
persons

key money

knowledge of facts

Khadi and village

industries commission

known facts

, ,

known loss or damage

kin

kin, nearest of

kin, nearness of

kudos other than cash

(non pecuniary
amenities)

K
L
M
N
O
P
Q
R

U
V
W
X
Y
Z

108

B
C

Labour Appellate
Tribunal

lag in time-series

- /

labour arbitration

laissez faire economy

labour code

laissez-faire

, -

laissez-passer

labour, contract

lame duck

labour co-partnership

land cess

labour cost

land consuming plant

labour court

land frontier trade

labour deportation

/ /

land holders

land holdings

labour efficiency

land record

labour exchange

land reform

labour force

land registration

labour grade

land revenue

labour hour

land settlement

land tax

labour intensive devices -

land tenure

, -

labour intensive
industry

land valuation

labour movement

landed cost

labour organization

/ /

landed gentry

- ,

labour pirating

landed property

labour productivity

landed security

labour saving devices

landed weight

labour theory of value

landing certificate

labour time

landing charges

labour turnover rate

landing date

labour welfare centre

landless labourers

labour welfare fund

landlocked country

labour-output ratio

landlord

, -

lack of consideration

lag effect of drought

lapsed and confiscated

deposit
lapsed policy

labour content

labour input

109

D
E
F
G
H
I
J
K
L
M
N

X
Y
Z

A
B
C
D
E
F
G

large and medium

large cap company
large industrial giants
large means
large money centre
banks
large scale production

large sized deals

large unforeseen
negotiations

last audited
balance-sheet

last legal holder

L
M

last resort, lender of

last survivor annuity
latent capital
later date

N
O
P

lateral mobility
laundering
law

law of constant costs

law of constant returns

S
T
U
V

law of diminishing
returns
law of diminishing utility
law of equimarginal
utility

law of increasing costs

law of increasing
returns

law of limitation

-
-

/

/
,

1. 2.

law of equivalent
proportions

/ -

law of market

law of minimum returns

law of reciprocal
demand

law of relative
substitution

law of variable
proportions

law of variety

lawful holder

/ /

lawful money

lawful owner

lay down

lay off

laying to credit

layman investor

layout planning

LC discounting

lead and lags

lead bank

lead generator

lead indicators

lead responsibilities

lead time

leading rate

leakage of income

lean period

leap year

leasable

lease

1. 2.

lease adjustment
account

lease asset

lease assets

lease deed

110

A
B
ledgerising

leeway

legacies received

legacy

1. - 2.

legacy and policy

issues

legacy currency

legacy duty

legal affairs

,
,

lease equalization
account

lease for life

lease on cash rent

basis

lease on crop sharing

basis

lease out

lease rental

lease without term

legal character

legal heir

leased liner
leasehold building and
property

/
/

legal procedure

legal protection

legal recognition

legal representative

legal right

legal tender

legalise

legality

legalized

legally

, /

leasehold land

leasehold mortgage

leasehold property

leasehold system

leaseholder

lease-in

lease-lend

leasing companies

leave

leave and licence

, - legally binding

leave of absence

leave over

1. ,

2.
-

ledger accounts

ledger balance

- /

ledger extract

ledger folio

legal liability

leasehold house

ledger

/
,

legally recoverable

legally required
reserves

legatee

, ,

legitimate claim

legitimate heir

legitimate rights

111

H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F

leisure class

letter of credence

lend

letter of credit

lendable resources

,
/
,
,

/
/
/

( ),

-

letter of guarantee

letter of hypothecation

letter of indemnity

letter of intent

letter of introduction

letter of lien

letter of renunciation

letter of set-off

, ,

letter of testimony

letter of trust

letter of undertaking

level jumping

level of credit

level playing

level playing fields

,
/

level rate

leveling of land

leverage ratio

leverage trading

leveraged buy out

/ -

leveraged lease

- ,

levy

1. ,
2. /

levy charges

levy of penalty

levy price

liability

, ,

liability incurred

liable

, ,

lender
lender of the last resort
lending

lending institution

lending limit

lending operations

lending policy and

practice

lending pattern

lending programme

lending rate (lending

rate of interest)

lending window

lend-lease grants

O
P
Q
R
S
T
U
V
W
X
Y
Z

less developed
countries
less tax dividend
less than cost pricing
lessee
lessor
let
letter of acceptance
letter of
acknowledgement
letter of advice
letter of agreement
letter of comfort
letter of commitment
letter of consent
letter of continuity
letter of continuing
security

112

A
B
liberal credit

limited line of product

liberal policy

limited partner

liberalized imports

limited payment

liberalized provisions

line

licence

line of credit

licenced bank

linear assets

licenced capacity

licenced warehouse

- /

licensee

licenser

licensing authority

licensing policy

lien

(
),
( ),
(
)

life annuity

life expectancy

life insurance fund

life interest

lift irrigation

light industries

lightning strike

like minded investors

linear growth

liner

link agreement

link language

link office

linkage

linkage group

linkage of credit with

marketing

linking of shareholdings
to borrowings

-
/

liquid assets

/ /
/

liquid investment

liquid liability

liquid preference

limitation

1., 2. liquid reserves

limited cheque

limited company

limited concern

limited guarantee

limited legal tender

limited liability

limited liability
partnership (LLP)

/ /

liquid resources

/ /

liquid security

liquidate

1.
2.

liquidated account

liquidated charges

liquidated damages

113

H
I
J
K
L
M

R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R

liquidated sum

living cost / expenses

liquidation

1. 2.

living debt

liquidation of debt

living wage

liquidation proceedings

load

liquidation value

1. , ,
2. ,

liquidator

load limit

loadability

loading

1. ,
2. ()

loading charges

, ,

loading margin

loading-unloading

-,
-

loan

loan accommodation

loan against fixed

deposits

loan against
government securities

loan agreement

liquidator's accounts

liquidity

liquidity adjustment
facility

liquidity coverage ratio

liquidity crunch

liquidity infusion

liquidity overhang

liquidity ratio

liquidity reserves

liquidity risk

liquidity trap

(

)

list of creditors

loan application

list of debtors

loan at call

list of price

loan at short notice

listed companies

loan balance

(

)

loan capital

loan commitments

loan components

loan covenants

loan credit to revenue

S
T
U
V
W
X
Y
Z

listed security

listed stocks

( )

listing of bonds

loan documents

live users

loan impairment

/ /

live/running account

loan instalment

livelihood

loan of shorter maturity

loan on mortgage

livestock

114

A
B
loan on policy

locking up of funds

loan on security

loco price

loan portfolio

-



/


,









/
/

/

(
)

locus standi

loan pricing process

loan reparking
loan service
loan syndication
loan waiver
loanable funds
loanable resources
loanee
loans and advances
loans ledger
loans on tap
local cartage
local market
local public debt office
local rate
local remittance
local spot market
local tariff
local treasury
localization of industry
locally owned bank
located loss or profit
location specific technology
locational guidelines
lock in period
(for investment
made in)
lock out
locked in capital
locking up of capital

C
D
E

lodged bill

lodgement of the
instrument

lombard rate

(
)

London inter-bank
offered rate

London inter-bank bid

rate

long bills

long dated paper

long gestation project

long period equilibrium

long period market

long period price

long position

long rate

long run equilibrium

long standing
customers

long term capital

movement

long term fiscal policy

long term interest rate

long wave business

cycle

long-dated securities

long-staple cotton

long-term borrowings

long-term buying rate

long-term capital gains

115

F
G
H
I
J
K
L

O
P
Q
R
S
T

W
X
Y
Z

A
B
C

long-term credit

long-term fiscal policy

long-term forward cover

scheme

long-term loan

long-term measures

long-term operations
fund

long-term rate
lookback option

D
E
F

I
J
K
L
M
N
O
P
Q

low ebb

low end merchandise

low grade traffic

low income group

low interest margin

low priced

low profitability

loose goods

loose leaf system

low rainfall and drought

prone area

loro account

low yielding variety

loss account

lower cost

loss claim

lower cut-off point

loss in transit

,
,

lower down payment

lower unit cost

loss incurred

lucrative proposition

loss on resale

lump credits

loss prior to
incorporation

lump freight (lumpsum

freight)

lost and found

lumped billing date

lost in transit

lumpsum amount

lost note procedure

lumpsum appropriation

lumpsum frieght

lumpy and uneven

demand

luxury good

R
S
T

low cost

U
V
W
X
Y
Z

116

maintenance remittance

M1 (i.e. = narrow
money)

1 (= )

M2, M4

2, 4

M3 (= broad money)

3 (= )

macro economic policy

major industry

macro economics

major findings

macro implications

major head totals

macro prudential
measures

major heads

made up cottons

major income heads

made ups

major indicators

maiden project

major works

maiden voyage

majority certificate

mail advice

majority stake

make a market

make good the deficit

make good the loss

make up wages

maker

maker of promissory
note

maker's name and

brand

making up price

mala fide

1.
2. ,

maladjustment

maladministration

malpractices

man day

man days lost

man hour

man made fibre

man power

man power control

mail transfer

mailing list

main account

main branch

main head

maintain

1. / -
2. ,
3.

maintain account

1.
2.

maintained control

maintenance

1. -
2. , -

maintenance allowance

/ -

maintenance charges

maintenance contract

maintenance imports

maintenance of account
maintenance
programme

maintenance staff

- /

major

1. , 2.
3. ,

117

D
E
F
G
H
I
J
K
L
M

P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G

man power
management

man power mobilization

/
/

man power planning

man shift
man year
managed bond
managed currency

managed float

managed monetary
system

J
K
L

managed service
provider (MSP) contract

management

1. 2.

management concept
management cost

manit (man minutes)

manual

manual labour
manual of instructions
manual power planning
manual work
manufacture
manufactured produce
manufacturer
manufacturer's
detailman
manufacturing
manufacturing account

management
information system

management of
public debt

management technique

,

,
/

-
,

/
/

O
P
Q
R
S
T
U
V
W
X
Y
Z

managing partner
mandate
mandate price rise
mandatory
mandatory
appropriation
mandatory in character
manifest
manifest noter
manifesto
manifold growth
manifold progress
manipulation of
accounts

manufacturing sector
manure
mapping

margin

margin average ratio

margin for loans
margin money
margin of profit
margin price
margin requirements
margin to cost
margin trading
marginal adjustment
marginal buyer
marginal cost pricing

118

1.
2. -,
,

/
/

1.
2.
/ /

1.
2.
3.
1. ,
2. ,
3.






/ /

,

/

A
B

marine products

marine risk

marginal efficiency of
capital

/
-

maritime frauds

mark

marginal farmer

1. , ,
2. ,

marginal income

mark down

marginal increase

-/

mark system

marginal labour

mark to market

marginal land

marginal letter of credit

marginal pair

-/

1. {
,
2.

mark up

marginal physical
product

marked capacity

marginal price

marked cheque

marginal productivity of
capital

/ /
/

marginal producer

marked deterioration

marginal cultivation

, marginally

marginal demand

marginal distribution

marginal productivity
theory of wages

marked improvement

marked price

marked set back

marginal propensity to
invest

marginal propensity to
save

marginal purchase

marginal relief

marginal return

marginal revenue

marginal seller

marginal utility

marginal utility of
expenditure

marginal utility of
income

marginal waste land

marginal yield

H
I
J

M
N
O

market

, ,

market access

market anticipation

market arrivals

market behavior

market borrowings

market capitalization

market chain

market clearing interest

rate mechanism

market clearing
mechanism
market competition
market demand
market determined rate

119

V
W
X
Y
Z

A
B
C
D

market dislocation
market driven economy

1.
2.

-,

market segmentation
market sentiment
market share

market dynamics

market equilibrium

market fundamentals

market glut

market information

market intelligence data

market intermediary

market leaders

marketable debt

marketable surplus

J
K
L
M

market lots

market shock
market spectrum
market study
market trend
market turbulence
market undertone
market value
marketability of stocks
marketable

marketable security
marketable title

market makers

marketed products

market oriented
economy

- ,

marketing

market overhang

{ ,

market overt

market player

market position

market potential

market practice

market price

market rate

market report

market response

market risk

marrying a contract

market saturation

marshalling (of
securities etc.)

P
Q
R
S
T
U
V
W
X
Y
Z

marketing agency
marketing channel
marketing control
marketing finance
marketing mechanism
marketing method
marketing of crops
marketing of minor
forest produce
marketing operations
marketing process
marketing quota
marketing tie-ups

120

/





/
-



, -,

-

, -














( )

A
B
marshalling of assets
mass banking
mass consumption
mass culture
mass distribution
mass market
mass producer
mass production
mass unemployment
master card
matching fund
matching transactions
material
material alteration
material cost
percentage rate
material date
material error
material fact
material goods
mathematical
economics
matter in dispute
matter in issue
matter of procedure
mature debtor country
mature economy
matured policy
maturing loans
maturity
maturity date
maturity gap exposure

/


/









1. , ,
2. 3.,
,

maturity mismatches

maturity pattern

maturity proceeds

maturity profile

-/

maturity value

maximization of utility
principal

maximum borrowing
power

maximum export price

maximum marginal tax

rate

maximum permissible
bank finance

maximum rate

maximum revenue

maximum utilization

mean value

/

/

means of production

means of subsistence

measure

1. , 2.
3. ,

measure of value

mechanics of the
market

mechanism

mechanization of
clearing houses

mechanized accounting

mechanized cheque
processing system

median

mediator

medium bank

medium cultivators

121

E
F
G
H
I

L
M
N
O
P
Q

A
B
C

mesne profit

medium of exchange

metallic money

medium scale industry

metallic reserve

medium scale
production

metallurgical industry

medium term credit /

loan

metamorphosis of
commodities

/
/

mega issues

method of accounting

mega merger

mega projects

method of computation
of profitability

/
/

memorandum

metropolitan clearing
house

memorandum of
association

mezzanine financing

- /

memorandum of
satisfaction

MICR cheque

memorandum of
settlement

micro

micro economics

memorandum of
understanding

micro equilibrium

mercantile agency

micro finance

mercantile agent

micro finance institution

mercantile business

micro lending

merchandise

mid priced

, ,

mid-corporate sector

merchandise account

, /

,
,


,

, -

N
O
P
Q
R
S
T
U
V
W
X
Y
Z

medium financing

merchandise advances
merchandise export
merchandise goods
merchandise mark
merchant
merchant bank
merchant banking
merchant ship
merchant shipper
merger
merits and demerits

middle class price index

122

middle income group

middle man

mid-year review

migrant transference

migrate

migration of capital

migration of labour

migratory worker

milch cattle

A
B
milestone payment

minor irrigation project

minor offence

mine

minor oscillation

minor crops

minority

mineral fuel

1. 2. ,
3.

mineral oil

minimum capital
requirements

minority capital
participation

minimum capital to risk

asset ratio

-
/

minority stake

mint

minimum holdings

mint furnace

minimum investment
grade

mint price of gold

minimum lending rate

mintage

1. 2.

minimum living wage

minus balance

minimum margin

minus entry

minimum recovery
performance

minutes

minimum reserves

minutes of
understanding
mirror account

mirror fund

misallocation of
resources

misappropriated
amount

minimum support price

minimum taxable limit

- /
-

E
F

I
J
K
L
M
N
O
P

minimum wage
legislation

mining and quarrying

minority school

misappropriation of
funds

ministerial staff

miscellaneous account

minor

1. ,
2. , , 3.

miscellaneous charges

miscellaneous
expenditure

minor account

minor coin

, ,

misconduct

miscount

misdirected demand

minor head

misdistribution

minor industry

mismanagement

minor irregularities

/ mismatch

minor estimate

123

T
U
V
W
X
Y
Z

A
B
C

mismatched note

moderate arrivals

mismatches

moderate means

misposting

moderate price

mispricing

moderate surplus

misrepresentation

modern credit risk

solutions

modification

modified provisions

/
-

mistake

mitigation

, ,

mixed banking system

mixed crop

modified value added

tax system

mixed economy

/ -

module

mixed enterprise

monetarist

mixed farming

/ -

monetary stability

mixed shipment

monetary
accommodation of a
fiscal contraction

monetary adjustment

monetary aggregates

monetary approach

monetary authority

monetary base

monetary contraction

monetary crisis

monetary expansion

monetary factors

monetary financing

monetary fund

monetary gold

monetary grant

monetary impact

I
J

mobile banking

mobile labour

mobile office

- /

mobile worker

mobility of labour

mobilization of
additional resources

mobilization of capital

mobilization of deposits

,
,

R
S
T

mobilization of
manpower

mobilization of savings

U
V
W
X
Y
Z

mock run of scheme

modality

mode of farming

mode of operation

model

monetary incentive
monetary inflation
monetary institution
monetary instruments

124

A
B
monetary limit
monetary
marksmanship
monetary overhang
monetary policy
monetary policy
responses
monetary pressure
monetary reserves

money changer

money flow

,

{,

money due on
mortgage
money illusion
money in circulation
money laundering

,
-/

money lender

money less economy

C
D
E
F
G
H
I

monetary resources

money measure of
value

monetary sovereignty

money of account

monetary stance

money paid receipt

monetary standard

money rate of interest

monetary system

money stock

monetary tightening

money supply with the

public

monetary transmission

money value

monetary unit

monetary unwinding

money wage
(= nominal wage)

(=
)

monetizable national
debt

moneyness

monitoring

monetization of debt

monocropped

monetized deficit

monometallism

money

1. 2.

monopolise

money at call and short

notice

monopolist

monopolistic market

money cost

money instruments

monopolistic
organization
monopoly

monopoly capitalism

monopoly control

monopoly equilibrium

monopoly price

monopoly profit

money market

money multiplier

money on the wings

, /

money panic
money back guarantee

125

J
K
L

A
B
C

monopoly revenue

mother economy

monopoly ridden
economy

mounting trade barriers

monthly rests

movable property

moral hazard

movement in price

moral suasion

movements of
foodgrains

moratorium

moving average

multani hundies

moratorium on
repayment

moratorium period

multiagency approach

morning loan

multibagger investment

mortality rate

multicity cheque

mortgage

multicurrency basket

mortgage bank

mortgage bond

multicurrency resources -

mortgage by
conditional sale

mortgage by deposit of
title deeds

mortgage debenture
bond

E
F
G

L
M

P
Q
R
S
T
U
V
W
X
Y
Z

multi-disciplinary
approach

multi-disciplinary
working group

multifaceted policy

multilateral agencies

mortgage debt

multilateral clearing
settlement

mortgage deed

multilateral convertibility

mortgage encumbrance

multilateral trade

mortgage holder

multi-linear

mortgage indebtedness

multilingual

mortgage lease

multinational company

mortgage money

multipart tariff

mortgage of immovable
property

/ -

mortgage security

multiple banking
arrangements

mortgagee

mortgager, mortgagor

multiple cropping
pattern

most favoured nation

treatment

multiple currency
practice

multiple currency
system

126

A
B
multiple equilibrium

multiple exchange rates

multiple finance

multiple financing

multiple indemnity

multiple tariff

multiplication of product

multipoint tax

mutilated note

multiprogramming

mutual account

multipronged approach

mutual agreement

multipronged strategy

mutual company

multipurpose

, -

multishift system

- , -

multispeed growth

( )

multitasking

multitax

mushroom growth of
financial companies

,

-
/
/
,

,

/

mushrooming
mutatis mutandis

mutual fund
myriad schemes

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

127

B
C

naked contract

naked debenture
(simple debenture)

/
( )

naked option

narrow area of
demand

narrow banking

natural premium

narrow market

natural rate of interest

narrow money

natural resources

narrow spreads

/ /
-

natural restitution

G
H
I
J
K
L
M
N
O

nascent industry

national average

national brand

national clearing cell

national currency

national debt

national industrial
classification

national product

national thrift policy

national wealth

nationality

1. 2.

nationalization of
banks

nationalized banks

native

1. 2.

native country

natural advantage

/ /

natural calamity

natural capital

U
V
W
X
Y
Z

natural growth rate

natural hedges
natural justice

natural wastage
naturalization
nature of transaction
nature-made goods
near cash

national

electronification dream /
national income

natural economy
(=barter economy)

near delivery
near moneyness of
time deposits
near-term risks
near money
neater resolution of
different entities
necessaries
necessarily and
exclusively
necessities of life
need-based approach
need-based credit
negative amortization

128

- ,
-
,


/

/


1.
2.

/ - /

(- )

/

- ( , )

/

,


-

-
,
-

A
B
negative balance

negative carry
-
negative charge

negative convexity
(
)
negative equity

negative foreign

balance ratio

negative income effect

negative interest

negative investment

negative leverage
/
negative lien

negative pledge

negative position

negative savings

negative strike

negative supply

shocks

neglected sector

negotiability
,
negotiability by custom /
negotiability by statue /

negotiable
,
negotiable instrument
negotiate
1. /
2. /
,
negotiate a bill
/

negotiated bill

negotiated contract

negotiated price

negotiated sale

negotiating bank

negotiation

1. 2. ,

negotiation by delivery

/
1. 2.

negotiation by
endorsement
negotiation fee
negotiator
neighbourhood travel
scheme

C
D
E
F
G
H

neo liberal economic

reforms

neo-mercantilism

-
-
,

/

()
/

neo-syndicalism
nest egg
net
net accretion
net annual earnings
net asset value (NAV)
net assets
net cash flow
net contribution
net currency position
net demand deposits
of banks
net disposable
resources
net domestic assets
net domestic credit
net domestic liabilities
net domestic products
net domestic
purchases
net draft on savings

K
L
M
N
O
P
Q
R
S

T
U
V

Y
129

A
B
C

net sales

net government credit

net tonnage

net income

net value

net incremental
income

net value added

net inflow

net interest margin

()

net working capital

net interest payment

net worth

net investment

net yield

net invisible receipts

1.
2.

net issue

netting concept of
revenue requirements

net liabilities

net liquid assets

netting of assets

net liquidity ratio

netting of expenses

net loss

neutral market

net national debt

neutral money

net national product

neutral spread

new deal

new issue market

new issue of
debentures

new issue of shares

(
)
/ ` '


,

G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

net fixed assets

net of conversion

net stable funding ratio

net of rebate

net off

net operating income

net owned fund

net price

newly industrialized
economies

net proceeds

nibbling price rate

net produce

nickel coin

net production

nikkei index

net profit

net receipts

net recoveries

net resources

net return

net revenue

nil return
no advice
no demand certificate
no dues certificate
no effects

130

A
B
,
,

nominal wage

nominate

no industry district

nominated member

no interest account

nomination

no load

nominee

no load fund

nominee account

no loss no profit basis

nominee director

no objection certificate

nominee shareholder

nodal agency

non disclosure
agreement

nodal body

non-acceptance

1. 2.

nodal point

non-anchor investors

nomenclature of a/c
heads

non-apportionable
annuity

nominal account

/
/

non-assessable
income

nominal amount

non-assessable stock

non-attachable assets

no frills account

nominal capital

nominal consideration

nominal cost

nominal damages

nominal domestic
currency

nominal earning

non-authorised dealer

non-bank clients

non-bank sector

- /

non-bank treasury

non-banking

nominal effective
exchange rate

non-banking assets

- /

nominal exchange

nominal expenditure

non-banking
companies

nominal interest
(on loans)

( )

non-banking financial
institutions

nominal ledger

non-business working
day

nominal member

non-called debt

non-cash assets

nominal monetary value

nominal price

nominal rent

non-clearing bank

nominal share capital

non-commercial

131

O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

non-committed
expenditure

non-encumbrance
certificate

non-compliance

non-entitled

non-essential goods

non-concessional

non-exempted goods

non-concurrent
insurance

non-farm business

non-continuous
service

non-flexible price

non-food articles

non-contractual
payment

non-forfeiture

non-contributory

non-forfeiture value

non-controversial

non-formal sector

non-convertible
account

non-convertible
debenture

non-fund based
exposure

non-core sector
non-corporate tax

non-government
organization

/ /

non-credit inputs

non-crude oil exports

non-cumulative
preferred stock

non-current

1. 2. -

non-current assets

non-customs imports

non-cyclical
unemployment

non-decentralised loan

D
E
F

J
K
L

O
P
Q

U
V
W
X
Y
Z

non-gratuitous coinage
non-guaranteed

non-headcount related
technology i.e. Cloud ,
computing

non-hedgable

non-Indian origin
,

non-industrial

non-hazardous goods

countries

non-industrial disability

non-delivery

, -

non-development
expenditure

non-differential tax

, -

non-interest bearing

non-discriminatory

non-interest expenses

non-durable goods

- /

non-interest income

non-earning

non-issuable notes

non-judicial stamp

non-economic

non-inflationary
non-insurable risks

132

A
B
non-legal

non-life insurance
business

non-life segment

non-linear growth

non-performing assets
non-perishable
commodity

C
D
E

non-plan development
expenditure

non-linear technology

non-preferential

non-manual
employees

non-price competition

non-marginal land

non-production bonus

non-mercantile bill

non-productive assets

/
/

non-monetary
economy

non-productive
consumption

non-monetary
liabilities of banks

non-productive value

non-monetary public
receipts

non-profit farmer

non-recourse loan

non-negotiable
crossing

non-recovery of dues

non-negotiable
instrument

non-recurring
expenditure

non-negotiable
security

non-recurring grant

non-notification loan

non-occupancy tenant

- ,

non-oil exports

non-operating income

non-optimum output

non-overdue cover

non-refundable deposit

G
H
I
J
K

non-registration

non-renewable
resources

non-renewed notice

non-rent land

non-reported
transactions

non-reproducible
supply

non-resident account

non-par value shares

non-participating
insurance

non-payment
certificate

` '

non-resident external
account

non-pecuniary
damages

non-resident external

rupee account scheme

non-resident govt.
transactions

non-performing
advances or loans

133

T
U
V
W
X
Y
Z

A
B
C

non-resident Indian

non-resident
investment

non-resident ordinary
account

non-resident rupee
account

G
H

non-traditional
products

non-transferable

1.
2.
3.

non-transferable
deposit receipt

non-resident sterling
account

non-viable

non-revenue receipts

non-viable banks

non-risk investment

non-voted

non-saleable

non-voting stock

non-scheduled bank

-
()

non-wage income

non-schematic lending

non-seasonal
advances

non-water intensive
crops

non-welfare goods

non-seasonal factory

non-willful defaulter

non-securitized risk

non-withdrawal

/ -

non-sequential
numbering

non-working day

non-SLR investment

non-working
dependent
non-zero price

non-specified shares

non-standard

normal banking
channel

normal tax

non-statutory

non-sterling area

normal transit period

non-target group
beneficiaries

normal work area

normative currency

non-tariff restrictions

normative law

non-tax payment

non-terminable

north bound interest

rate

non-terminable loan

Nostro Account

non-traceable
certificate

non-traded shares

non-traditional goods

/
( ) (=


)

not bearing interest

I
J
K
L

O
P

S
T
U
V

Y
Z

134

A
B
not exceeding

notice of demand

not negotiable

notice of discharge

not provided for

( )

notice of dishonor

notarial protest

notary

notification

( notify

noting
)

(,

)

1. 2.

noting charges

()

notional contract value

notional due date

notary public

note cancellation

notional income

note circulation

notional seniority

note examination

novation

note forgery

nugatory expenditure

note issuance facility

null and void

note of dissent

numeraire

note refund rules

1. 2.
3.

note verification

numerator

notes in active
circulation

number panel

( )

notes in circulation

numbered / numerical
account

notes kept under

guarantee

numerical value

notes of high
denominations

numismatic value
numismatics

notes of small
denominations

numismatist

nurse crop

notice board

nursing an account

notice deposits

nursing programme

M
N

U
V
W
X
Y

135

B
C

occupancy tenant

1., 2.
3. /

occupancy tenure

occupant

objection statement

occupation

objective approach

1.
2. , ,

objective burden of
taxation

occupation certificate

occupation money

objective clause

occupation tax

objective data

objective study

occupational
immobility

objective value

occupational mobility

objectives and scopes

(of a company)

( )
occupational rating

obligation

1. 2.
3.

obligation of contract

obligatory

obligatory public
expenditure

/
octroi

obligee

obligor

obliterated crossing

oath of office

oath of secrecy

object

E
F

N
O

/
-

occupational risk

occupational shifts

octroi barrier

odd dealer

odd hours

odd lot

obliterated note

odd lot trading

observed data

obsolete coin

off balance sheet

activities

obsolete stocks

/ /
-

obverse of the note

off balance sheet

finance

obviously payable

occasional by
omission

off balance sheet

items

occasioned by
negligence

/ /
-

off day

occupancy holding

off duty

occupancy right

off farm activities /

sectors

S
T
U

Y
Z

136

A
B
off farm income

off-price

off site supervision

off-print

off take

1. 2.

off-season

off the shelf

off-set

offer

offer bid

/ ,

1. ,

2. - ()

off-set dry /
wet printing (of notes)

/ -
( )

off-set entry

off-shift

off-shoot

off-shore banking

off-shore projects

off-site ATM

off-site surveillance

(
)

L
M

off-the-book
transaction

- -
(-)

off-the-shelf delivery

off-the-shelf sales

oil cake

oil intensive economy

offer document

offer price

offered rate

offeror

office

1. 2.

office of issue

office of origin

office of payment

official amortization

official assignee

official capacity

official duty

official estimates

official gazette

official liquidation

official liquidator

official rate

official receiver

official residence

officials and
non-officials

officiating capacity

officiating post

off-line operation

offloading (of shares)

( )

Q
R

oil pool account

oil seeds

oil windfall

old age pension

oligopolistic firm

oligopolistic free trade

oligopoly

ombudsman

U
V
W
X
Y

137

A
B
C

, ,

one man office

omnibus credit

one off

one stop banking

omnibus transfer entry

order

one stop shop

on a mandatory basis

one time measure

one time settlement

onerous contract

onerous covenants

one-tailed test

one-way classification

ongoing projects

online banking

(

)

onward transmission

open account

open cast mine

open cheque

open cover

/ ( )

open credit

omission

on account bill

on account payment

on balance sheet
items

on consignment

on cost

on demand

on demand bill

on demand bills
buying rate

on lending

on mortgage

on own account

on payment sale

on probation

on shore activities

on shore fields

open dated ticket

on site ATM

open delivery

-,

on tap

open door policy

on tap sale

- /

open end mortgage

on the cuff (=on credit)

open ended deposits

on the face of
instrument

open ended economy

on the job training

once for all tax

open ended mutual

funds

( open ended schemes

)

one crop system

one man company

()

J
K
L
M

U
V

open general licence

138

A
B
open indent

operating staff

open inflation

operating surplus

open interest

operation code

open letter of credit

-,
-

operation flood

open market
operations

(

-)

operation of law

open negotiation
system of auction

operation on reserve
stock
operational agreement

open order

operational banker

operational
bottlenecks

operational constraint

operational cost

operational efficiency

L
M

open position

open position limit

E
F
G
H
I
J
K

open price term

open sky policy

open tender

operational features

open to buy

operational flexibility

open-end credit

operational procedure

opening a crossing

operational results

opening balance

operational risk

opening cash

opening entry

operations in the
account
operative account

operator

opportunity cost

optee

optimal allocation

optimal consumption

optimal price structure

opening of account

opening price

opening stock

operate

operating capital

operating charges

operating expenses

operating leverage

operating limit

optimum equilibrium
position

optimum level

operating profit

optimum production

operating rate

optimum utilization

139

P
Q

V
W
X
Y
Z

A
B
C

ordinary share

optional benefit

optional bond

organic and inorganic

growth

optional dividend

optional money

G
H

option

options

organic manure

organisation and
methods

( organisation by
function

organisation by
)
territory

oral assent

oral guarantee

organisation of
industries

oral instructions

organised exchange

oral orders

-,

oral share-cropper

organised labour

organised marketing

orchards and
plantation crop

organised sector

order bill

/




,
-

organiser

1. 2.

orientation course

origin of capital

original copy

original debit/ credit

original entries

original estimate

original evidence

original issue stock

original jurisdictions

original member

original mode of
acquisition

original owner

original pledger

originate to distribute
model

/
(
)

originating bank

originating entry

I
J

M
N
O
P
Q
R
S
T

order bill of lading

order book
order cheque
order not to pay
order of dismissal
order of moratorium
order of precedence
order of suspension
order of transfer
ordered quantity
orderly marketing

ordinal utility

ordinarily resident in
India

W
X
Y
Z

ordinance

ordinary debenture
ordinary least square
method
ordinary mortgage

140

A
B
ostensible means of
subsistence

output gaps

ostensible owner

output mix

1.
2.
,

ostentatious
expenditure

output theory

out agency receipts

outreach

out licensing

outreach programme

out of date

outright purchase

out of pocket cost

outside liabilities

out of pocket
expenses

( )

outsource policy

outsourcing

out of stock

out of the money

(OTM) put/ call option

,
(
/
),

out of turn allotment

out of work benefit

outbound investment
out-dated cheque
outfit
outflow of funds
outgo
outgo of subsidy

outgoing cash
remittance
outgoing files
outgoing partner
outlay
outlet
outlook
outlying bank
output
output capacity

C
D
E
F
G
H
I
J
K

outstanding

1. ,
2. 3.

,

,
,
/

outstanding balance

outstanding bonds

outstanding
borrowings

outstanding cheque

outstanding claim

outstanding
commitment

outstanding contract

outstanding debt

outstanding dividend

/

1. 2.
3. 4.
,
1. 2.

1. 2.
/

outstanding earning

outstanding expenses

outstanding forward
exchange contract

outstanding income

outstanding items

outstanding liability

outstanding purchase

outstanding repayment
outstation bank

141

L
M
N
O

X
Y
Z

A
B
C

outstation cheque

out-turn

1. 2. over night call money

out-turn accounts

over paid money

outward

over payment

outward bill

over price

outward capital flows

over pricing

over production

over regulation

outward demand drafts

over saving

outward entry

over sold

outward invoice

outward mail transfer

over sold (short)

position

outward return

over subscribed

, -

outward telegraphic
transfer

over subscription

, -

over taxation

over aggregation

over the counter

over assessment

over buying

over the counter

market

over call

()

over trading

over capacity

1.
2.

over capitalization

over valuation

over valued currency

overall balance of
trade

overall dues

overall efficiency

overall limit

overall performance
audit

overall position

overbought

D
E
F
G
H
I
J

M
N
O
P
Q
R
S
T
U

outward clearance
outward clearing

over certification

over collateralization

over consumption

, -,
-

over development

over estimate

, -

over expansion

over exploitation

over limit

over extended position

over investment

over issue

overbought position
(= long position)

overcharges

over leveraging

-,

overdraft limit

X
Y
Z

142

A
B
overdraw

overdrawn a/c.

overriding powers
, -
( / overriding priority
,
overrule
)

/ -

overdue

overdue account

overdue installments

overdue interest
reserve

overflow

overhang

1. ,
2. ,
3.

overrun of costs

overseas allowance

overseas branch

overseas buyer

overseas
correspondent

overseas market

overseas office

overseas pay

overseas trading
scheme

oversight of payment
system

overhang of liquidity

overhead charges

overhead cost

overheated economy

overstepping one's
powers

overlapping

overt security features

overlapping
jurisdiction

overtime allowance bill

overlapping of
authority

overwriting

own consignment sell

own rates

own resources

overloading

own risk

overnight deposits

own title

overnight rate

owned capital

overriding commission

owned funds

overriding decision

owner's risk

overriding effect

ownership company

ownership of deposits

owning authority

overloaded economy

overriding national
objective

E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

143

B
C
D
E
F

package clearance

paper title

package credit

paper transaction

package deal

package material

paper under consideration

par of exchange

par value

para banking institutions

package of measures

package of notes

package programme

package proposal

paradigm shift

packing credit

paradox of value

paid

parallel loan

1. 2.

paid by transfer

parallel rate of
exchange

paid charges

parent bank

paid defective notes

parent bill

paid in (subscription)

()

parent company

paid in advance

pari passu charge

paid in cash

parity price

paid in specie

parity rate

parity ratio

paid instrument

parsimony

paid services

1.
2.

part clearing

part consignment

paid without advice

part delivery

paid-up capital

part payment

paid-up value of
shares

partial acceptance

paper balance

partial allotment

paper currency

partial delivery

paper gold

partial endorsement

paper loss

partial equilibrium

paper money

partial grant

paper profit

partial loss

paper rate

partial payment

paper rupee

participating
preference shares

G
H
I
J
K
L
M
N
O
P
Q

T
U
V
W
X
Y
Z

paid in surplus

144

A
B
participation bond
(= profit sharing bond)

(= )

pauper

pawn

participation loan

pawn broker

particular lien

pawnee

partner

pawnor

pay

partnership at will

1. 2.

pay and allowances

partnership concern

pay and passage

partnership deed

pay back period

partnership stock

pay bill

part-time

pay in slip book

party

pay off

pass through

pay off period

pass through of prices

pay on demand

passable coin

pay order

passage rebate

pay self

passbook

pay slip

1. 2.

pay to .. or bearer

.....

pay to. or order

...

passing official

passive balance of
payment

passive bond portfolio

management

pay yourself

payable

passive debt

payable at sight

passive deposit
(= primary deposit)

payable bank draft

passive investing

payable on delivery

payable on demand

passive shareholder

payable to bearer

passive trade balance

payable to order

patent coin / note

boxes

payable to self

path-breaking budget

pattern of ownership

payer

paucity of finance

paucity of supplies

pay-in day & pay-out

day

()

payable value
payee

145

O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

peasant proprietor

paying capacity

peasant proprietorship

paying in slip

pecuniary

/ -

payment

payment counter

pecuniary benefit /
loss

payment
countermanded

pecuniary interest

pecuniary liability

payment deficit

pecuniary penalty

payment for honour

peer banks

payment gateway
service

peer company

peer-to-peer lending

payment in due course

payment in kind

peg

payment of throw
forward arrears

pegged exchange rate

payment on account

pegged prices

pegging

penal action

penal code

penal interest

penal law

penal provision

penal sum

penalty

D
E
F
G

L
M
N
O
P
Q
R

paying banker

payment order account

payment schedule

payment shock

payment stopped

payment terms

payment voucher
payout

payout ratio

,
-

pending

pending freight

pending realization

,

,
,

pay-scale

peak demand

peak period of
production

peak level

peak season demand

peak to peak
production

peasant economy

Y
Z

peasant farming

pending reference
penetration of cards
pension
pensionable service
pensioner
pensioner benefits
penuriousness
per annum

146

A
B
per bearer
per capita income
per capita land area
per capita penetration
of credit cards
per day
per diem scales
per head
per mensem
percent, percentage
percentage of
overdues to demand
percentage points
peremptory order
perennial industry
perfect competition
perfect market
perfect monopoly
perfect right
perfecting the sight
perforated
performance
performance bond
performance budget
performance
guarantee

period of service

,
,










,
1. 2.-/

periodic balance
method

performance linked
incentive

performance rating

-
-

,

performance report
period bill
period of currency
period of disablement
period of grace

C
D

periodic variations

periodical audit

periodical checking

periodical report

periodical returns

periodical settlement

/
/

periodical surprise
verification

periodical valuation

periodicity

peripherals

perishable goods

permanent advance

permanent fund

permanent investment

permanent lessee

permanent service

permanent settlement

permissible level / limit

permit

1. ,
2.

perpendicular fall in
values

perpetual

1. , ,
2.

perpetual bond

perpetual debentures

perpetual insurance

perpetual inventory
method

perpetual succession

147

H
I
J
K
L
M

R
S
T
U
V
W
X
Y
Z

A
B
C

perpetuity

perquisites

persistent inflation

persistent loss

personal account

personal bond

personal credit

personal effects

personal estate

personal guarantee

personal identification
number (pin)

()

personal law

piggery

personal loan

pigmy deposits

personal risk

pilot consignment

personal security

pilot project

personal surety

pilot survey

personal tax

pilotage fees

personal wealth

/ -

pin-money

personnel

personnel
management

pipeline
(=in the pipe line)

persons of Indian
origin

perspective

petite agriculture

petty cash

phantom profit

phased repayment

phenomenal rise

phishing

place of domicile

placement

D
E
F
G
H

L
M
N
O
P
Q
R
S
T
U
V
W

physical assets

X
Y
Z

physical checking

physical custody of a
security

physical exchange

physical gold
physical stock
physical targets
physical verification
piece rate
piece wage
piecemeal clearance
piecemeal collection
of data
pieces

pipeline transactions
pisciculture
pitfall income
pivotal rate
pivotal shares
place of business
place of delivery
(of produce)
place of destination
place utility
plain bond
plain figure

148

,

-




,
,
-
-




( )



,

A
B
plain vanilla

policy of insurance

plan appraisal

policy paralysis

plan expenditure

policy of survivor

plan outlay

policy statement

planned economy

poll tax

plant and machinery

account

ponzi finance culture

plant load factor

pool area marketing

plant protection

1.
2.

pool base lending

pool fertilizers

plastic money

(
)

plasticulture

pledge

pledgee

pledger

ploughing back of
funds

ploughing back of
profits

plus and minus entries

, -

point of origin

point of purchase

point of sale

point rating scale

point-to-point
adjustment

policy

1. 2. ()

policy broker

policy decision

policy environment

policy guidelines

policy holder

policy loan ledger

pool fund

pool staff

popularistic schemes

poor offtake

port clearance

port of adjudication

port of destination

port of discharge

port of embarkation

port shipment

port trust

portability

portability, bank
account number

portfolio

1. 2. -

portfolio advance

-,

portfolio analysis

portfolio behavior

- /

portfolio investment

portfolio management

()

positive cash flows

positive externalities

149

I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H

positive feedback
loops

positive growth rate/

signal

/ potential centres

positive supply shock

- ,

,
1. , 2.
3. ,
4. ,
5.

-
,

/



-
-

potential competition

1., 2.
,
3.
/ /
/

precautionary measures

preceding financial
year

precept

possession
possession lien
possessory title
post

I
J
K
L
M

post audit
post bill
post copy
post crash high

N
O
P
Q
R
S
T
U
V

post credit
post dated cheque
post disbursement
post facto sanction
post harvest
technology
post in account
post obit bond
post shipment credit
postage account
postage stamp
(=postal stamp)
posting

W
X
Y
Z

postpone
postponement

postshipment finance
potential buyer

potential demand
potential
entrepreneurs

-


/

potential industries

/

potential utilization

potential viable units
/

poultry farming

poverty alleviation

poverty line

power driven
1. -
2. -
power of appropriation
power of attorney

power of

potential production

reappropriation

power of sanction
power research,
ministry of power
preamble
pre-audit
pre-bid approval
precast
precautionary
attachment

precepts, legal

150

/ /
-
-
1.
2.

A
B
precipitating capital
flight

premium

precise data

1. 2.
3. 4.

premium for risk

precision

premium income

precondition

predetermined cost

premium on debenture

predetermined
variable(s)

predominantly owned

pre-emption

pre-emption rights

pre-emptive action

pre-emptive deposits

pre-emptive purchases
pre-emptive right

pre-existing debt

preface

preference dividend

preference share

preferential allotment

preferential creditors

preferential payment

premium on share

premium pay

premium paying period

premium wage system

,
{

pre-operative
expenses

- , -

prepaid deposits

prepaid expenses

prepaid freight bill

prepaid voucher

pre-pay freight bill

prepayment

pre-payment fee

prepayment penalty

pre-preferential
creditor

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q

preferential rate of
interest

pre-receipted bill
prerogative

preferential tariff

prescribed date

preferential trade
agreement

prescribed form

preliminary enquiry

prescribed period

preliminary estimate

prescribed procedure

premature cessation

premature
encashment

prescribed rate of
exchange

prescriptive economics

premature payment

premature withdrawal

presentment for
acceptance

presentment for
payment

151

V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q

presentment of bill

price economics

price elasticity

preservation of records

price equilibrium

preservation technique

price escalation

preshipment finance

price fixation

press communique

price fluctuation index

presents

press note

price forecasting

press release

price goal

prestige goods

price index

presumed total loss

price inelasticity

presumption tax

price inflation

prevailing rate

price manipulation

preventive action

price margin

preventive measure

price mechanism

preventive remedy

price movements

previous sanction

price negotiation

price

price advantage

price output
developments

price appeal

price pegging

price band

price behavior

price preference

price cleaning markets

price pressure

(-

)

price sensitive goods

price shading

price spread

/ ,

price stabilization

price conscious market

price structure

price control

price system

price curve

price tag

price cycle

price to earning ratio

price determination

price trends

price earning multiple

price valorization

price earning rate

1.
2.

price earning ratio

price variation clause

R
S
T
U
V
W
X
Y
Z

price compensating
income

152

A
B
pricing of credit-risky
instruments

- principal

pricing of loan

principal & agent

pricing of material

principal account

pricing power

principal appraiser

pricing system

principal commodity

prima facie

()

principal debtor

principal security

primary (=reserve)
money

(= )

prior charge

primary arbitration

primary commodity

/ ,
/

primary dealers

/




,
-
/
-
-

-



/

primage

prior authorization
prior claim
priority buyer
priority gold
priority industry
priority lending

primary deficit

( priority list
priority sector
)

primary deposit

private account

primary evidence

private bank

primary gold

(
)

private company

primary lender

primary market

private corporate
business

primary product

primary security

prime bill

(-
)

private exchange
house

prime corporates

private finance

prime cost

private placement

prime entry

(
)

prime lending rate

prime profit
prime rate (=fine rate)
prime rated

private consumption

1.
2. ,

private corporate
sector

private enterprise

private placement
market
private placement of
securities
private sector banks

153

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

private trading

private transfer
payments

E
F
G
H
I
J
K
L
M
N
O
P
Q
R

privatization

U
V
W
X
Y
Z

product

production account

production capacity

production economies

privity of contract

prize bond

production scheduling

prize chit fund

productive assets

prize subscribers

pro-active

productive forces

probate

productive labour

probate of will

productive life

privilege tax

probation

production exposure
norms

productive savings

probationary officer

productive sector

probationary period

productivity

problem loans

productivity ratio

procedural
irregularities

productivity duty

productivity of capital

procedural literature

productivity of labour

proceeding

profession

proceeds

, ,

professional tax

process cost

professionalizing

processed

processed diamonds

professionals and self

employed persons

processed food

proficiency of labour

profit account

processed product

profit allocation ratio

processing

profit and loss account

processing industry

profit booking

processing of cheque

profit consideration

pro-cyclical

profit inflation

profit margin

pro-cyclical measures

profit planning

produce exchange
place

profit sharing bond

S
T

processing of data

154

A
B
profit sharing ratio
profit squeeze
profit taking
profit taking offerings
profit, post
incorporation
profitability ratios
profitability study
profiteering
profits & gains
profligacy
proforma account
proforma balance
sheet
proforma invoice
proforma promotion
proforma voucher
programme specific
lending
progress payment
progressive
deregulation

project finance

progressive
expenditure

progressive grant

progressive policy
progressive total
progressive
underemployment
progressive use
prohibited goods
prohibition
prohibitive cost
prohibitory order
project

/
,

1. 2.
/
/

projected cost

projected demand

projected rates

projection

prominent currencies

promise clause
(on notes)

( )

promissory note

, -

promoter's share

promotion expenses

promotional discount

promotional profit

promotional role

prompt sale

proof of debt

proof of exportation

proof set of coins

propensity for saving

project profiles
project report
projected balance
sheet

propensity to consume
property accounts

property tax

proportional allocation

proportional rate

proposal form

proposed action

proprietary activities

proprietary concern

proprietary right

proprietary trading

155

G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

, ,

provable debt

proprietor of land

proven track record

propriety

provident fund

pro-rata basis

/ provision

pro-rata payment

pro-rata quota

pro-rata rate

pro-reform

pros and cons

-, -

prospective customers

prospective effect

prospective overruling

prospective PE ratio

prospective planning

prospectively

prospectus and rights

- -

protected tenant

/ provisions and

protected transaction

protectionist pressure

protections

D
E
F
G
H
I
J

proprietor

U
V
W
X
Y
Z

provision coverage
ratio

provisional
assessment

provisional
classification

provisional estimates

provisional figures

provisional injunction

provisional inspection

provisional list

provisional order

provisioning

reserves

proviso

protective rate of
interest

proximate
determinants

proxy

protective tariff

prudent indicators

protest

(/
),

prudential norms

prudential reserves

pseudonymous
complaint

S
T

1. 2.
3. 4. ,

protest payment
protested bills account

/
psychic income

( )

public account

()

public agent

public auction

prototype production

public benefit

protracted debt crisis

public body

protocol trade

156

A
B
public borrowing

public sale

public concern/
company

public sector

public debt issuance

public sector bank

public debt office

public utility service

public demand

published accounts

public deposits

published data

public distribution
system

published profit of
banks

public domain

puisne mortgage

pulse of the market

pump and dump

punch marked coins

punctuality

-,

punitive

punitive damages

purchase account

purchase book

purchase order

purchaser

purchasing managers'
index (PMI)

purchasing power of
money

purchasing power
party

pure banking

public enterprise

public exchequer

public finance

public finance duty

public fund

public goods

public holdings
public holiday

public interest litigation /

public investment

public issue

public loan

public money

public notification

public offer of shares

pure economics

pure inflation

pure play company

public provident fund

public receipts

purpose-wise
classification

public revenue

purpose-wise credit

public right

pursue

put option

public ownership

G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

157

B
C

qualification shares

qualified

1. -,
2. , 3.

qualified (special)
endorsement

()

qualified
acceptance

qualified
monopoly

quantity rebate

qualified or
conditional

quantity
statement

qualified
ownership

quantity theory of
money

qualified report

quantum

qualified
statement

qualified support

qualified title

qualifying clause

qualitative control

qualitative
methods of credit
control

quality certificate

quality circle

J
K
L

Q
R

quantity bonus
quantity index number

quantum leap in
advances
quantum of trade
quarrying
quarter ended
quarter ending on.

...
...

quashing the
commitment

quality claims on
exports

quasi-commodity

-,

quality control

quasi-credit
facilities

quasi-government
bodies

quasi-judicial

quality seeds

-
-
-
-
-

quantitative control

quantitative
easing

quality of goods

quality products

quality scale

, -

quarterly trade
accounts

quantitative laws of
demand and supply

quality goods

(= )

quarterage

quantitative
economics (=Macro
Economics)

quality rebate

quasi-legal
quasi-money
quasi-monopoly
quasi-negotiable
instrument

quasi-negotiable paper -
quaternary alloy coins

158

A
B
questionnaire

quorum

quick assets

, ,

quota sampling

quotation

quick disposal
quick fix

C
D
E

quotation list

quick ratio

quote

quick results

, ,

quote driven market

quoted currently

quoted shares

quick yielding project

quinquennial

F
G

J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
159

B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

racing deflation
rack rent
racketeering
railway freight
railway receipt
rainfall index
rain-fed area
rain-fed farming
raise loan (verb)
raised cheque
rally
ramification
random
random sampling
random survey
range of prices
rapid capital
formation
rarity value
ratable
rate
rate making
rate of duty
rate of exchange
rate of growth
rate of interest
rate of issue
rate overnight
rate payer
rate regime
rate regulation
rate risk
rate schedule
rate sensitive

/
,

,

-
-


/
1./ /
2.
, ,


-

()

rate structure

rate value

rate war

rateable

rateable
distribution

rated capacity

rated securities

ratetable value

rationalisation of
procedure

rating

1. ,
, 2. -

rating agency

/
,

rating scale

/ ()
,

ratio estimate

ratio spread

rational consumer

rationing of credit

raw material

raw produce

raw value

readily
marketable

readily realizable

readiness to serve
cost

readjustment

ready and willing to

give possession

ready cash

ready delivery contract

ready money

160

A
B
ready stock

reassessment

ready transaction

rebate

ready-made plan

rebate on a bill

reaffirm

recalcitrant borrower

real capital

real earning

recalled advances

real effective
exchange rate

recapitalization of
banks

real estate

(-)

recapture clause

recardian theory of
rent

recast ledger account

E
F

real estate investment

trust

real exchange
economy

receipt

1. , 2.
3.

real ground

receipt and delivery

real issue

receipt and dispatch

real money

- ,

real rate of return

receipt book

real sector

receipt voucher

real terms

real time gross

settlement

receipts and
disbursements

realignments

-

,

receipt and payment

account
receipts counter

receipts scroll

receivable interest

receivables

received challan

receiving cashier's
scroll

recession

recession/ depression/
great depression

/ /

recessionary phase

reciprocal
arrangement

reciprocal buying

realizable assets
realizable value
realization
realization account
realization of
outstanding
realized profit

reallocation

realty assets
/

realty sector
/ /
reappropriation budget
reappropriation of

funds

161

J
K
L
M
N
O

X
Y
Z

A
B
C
D

reciprocal demand
reciprocal trade
reciprocity clause

E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W

reclaimed product
reclassify
recognized agent
recoinage
reconcile
reconcile the
discrepancy
reconciled figures
reconciliation of
accounts

reconciliation of debts

reconciliation of figures
reconsigning charges

reconsignment

reconstruction of

capital

reconversion account
reconversion facility
reconveyance
record date
record of service
recorded delivery
recourse facility
recover
recoverable payment
recovery
recovery of cost

recovery of losses

recovery of
outstanding

/

,
(
- )
,

1. 2.
/

,

,
,
-
,
/

recovery percentage

recovery performance

recovery plan

/ ,

recovery proceeding

rectification entries

rectify

recurring billing

recurring charges

recurring deposit

recurring expenditure

recycling of funds

red clause
(letter of credit)

( )

red herring prospectus

red hot priority

demand

red ink; in the red

, ;

redeem

, ,

redeemable
debentures

redemption

, , ,
,

redemption of bond

redemption of capital

redemption of debt

redemption of
mortgage

redemption price

redemption reserves

redemption value

redemption yield

rediscounting

162

A
B
redistribution

regularization

redistributive impact

regulate

redressal of
grievances

regulated market

reduced
(= worn out) coin

regulation of funds

reduced offerings

regulations

1. 2.

redundancy of factors

regulative measure

re-endorse

regulator

regulatory arbitrage

re-engineering

regulatory measures

re-exchange

re-export

regulatory
requirements

refer to arbitration

rehabilitation finance

(
)

refer to drawer

reimburse the loss

referee in case of
need

reimbursement

reimported goods

reference in case of
need

reference rate

rein in fiscal deficit

refinance

reinstatement

reflation

re-insurance

refugee capital

reinvestment

refund

reissuable notes

refundable

refunds and
drawbacks

reissue (of a loan)

( )

reissue of debenture

regional flow of bank

credit

rejected note

register

1. , 2.
, ,

rejoinder

relational banking

relationship
management

relative price

relatively dearer

registration fee

regressive expenditure ,
regressive tax

/
163

F
G
H
I

Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K

release

1.
2.

remonetisation

relevancy

remunerative prices

relevant extract

render an account

relevant fact

renewable resources

relevant material

renewal agreement

relevant question

rent

relief loans

, ,

rental assessment

relief payment

relisting

reorganization &
reinforcement

remand

remat

reorganization of
capital
reorientation of credit
deployment

rematerialisation

/
/

, reparation claim

/ repatriate concessions

repatriation benefits


repay
,
,
repayable
-
1. ,
repaying capacity

, 2. ,
repayment
,
,

remedial measures

remedies of
mortgagee

remission of debt

O
P

remit

remit at par

remit less charges

remittance

S
T
U
V
W
X
Y
Z

remittance account
remittance advice
remittance facilities
remittance in transit
remittance of cash
remittance of treasure
remittance order
remittee
remitter

remunerative business

,

- /
- /
- /
- /
- /

/ {
- /
/ -,

/ -,

repayment holiday

repayment of principal

repayment schedule

repeal of rules

rephasement facilities

rephasement of loan
repayment

,
,

, {,
1. 2.
3.

repledge
replenish
repo rate
reporting Friday
repository
representation

164

A
B
representation and
warranties

representative firm

representative paper
money

repressed inflation

repricing of risks

reprimand

, ,

reproducible

reproduction debt

reshipment
resident account
residual assets
residual industries
residuary company

C
D
E
F

residuum

1. 2.
3. (
)

resilience

reproduction of capital

resilient

repudiate

resolution

repudiation of contract

repugnant in the
context

1. 2.
3. 4.
( )

resource

repurchase

resource crunch

reputational risk

resource mobilization

requisites

requisition

responding adjustment

requisition slip

responding credit/
debit

rescheduled asset

responding entry

rescheduling of loan

responding office

responsiveness of tax
revenue

restitution

restoring sick units

rescue fund

reserve account

reserve bidding

reserve capital

reserve currency

reserve fund

restraining injunction

reserve liability

restraint

reserve price

, restraint measures

reserve ratio

restricted assets

reserve requirements

/ /

restricted demand

restricted letter of
credit

reserve stock
reserves
reset clause

G
H
I
J
K
L
M
N
O

S
T
U
V
W
X
Y

165

A
B
C
D
E
F

restricted money
changer

retired

restricted trade

retirement benefit

restriction

restrictive convent

retirement liabilities of
banks

restrictive credit policy

restrictive
endorsement

/
/

restrictive trade
practices

restructuring of loans

resultant products

resulting balance

resumption

J
K
L
M

retired note

retirement of
debenture series
retiring a bill under
discount
retrocession
retrogressive
population

resumption of duty

resurgence of inflation

retail banking

retail loan

retail outlet

retail price

retailer

retained earnings

retained income

retrospective operation
retrospectively
,

return
1. 2.
3.
return of income

return on assets
/

return on capital

return on investment

return warrants

returned cheque

revalidation of bank

retained profit

retaliate

revaluation

retaliatory duty

revaluation of account

retarded credit flow

retention money

revaluation of
currencies

retention period

retention price

retire a bill

(
)

V
W
X
Y
Z

- /
- /

1.
2. ,

retrospective effect

1. 2.

draft

revenue
revenue account

revenue and capital

expenditure

revenue budget

166

A
B
revocable transfer of
assets

revenue buoyancy

revenue collection

revenue deficit

revenue imbalance

revocation of licence

revoke

revenue leakage

revolving cash credit

revenue receipts

revolving credit

/
/

revenue reserve

revolving fund

revenue sacrifices

revenue stamp

revolving letter of
credit

revenue surplus

rich valuation

reverse auction

( )

reverse conversion

rig the market

reverse merger

rig up the price

reverse mortgage

rigging

reverse repo

/ :

right issues

reverse transition plan

right of bargaining

revised budget

right of lien

revised estimate

, ,

right of re-sale

revised upwards

right of set off

revision

1. /
2.

right of surety

revitalized societies

right of transferee for

consideration

revival

/ ,

right shares

revival dates of
securities

right to information

rights application

rigid price

ring money

ringfencing

revival of lapsed policy

revival of trade

D
E
F
G

J
K

N
O
P

T
U
V

revocable credit
(= unconfirmed credit)

ringfence (v)

revocable letter of
credit

/
-

,
,

rising market

167

A
B
C

rising prices

roll down

risk adjusted capital

roll over

risk adjusted return

roll over forward cover

risk appetite

risk appetite
parameters

- roll over loan

risk asset

roll up

rolling plan

rolling settlement

()

rolling stock

( ,
, )

rotation of crops

rough account

rough diamonds

rough estimate

round about methods

of production

round sum remittance

-
- -

G
H

risk aversion

risk based pricing

risk management

J
K

risk mapping

risk measurement

risk perception

risk premium

risk profile

round the clock

transaction

risk purchase / sale

rounding off

risk return relationship

routine checking

risk weight

routine matters

risk weighted assets

- /

routine order
royalty

risk-adjusted return on
capital

rules and regulations

risky loans

rules of business

rival supply

ruling

roadmap

, ,

ruling market price

roadmap for scheme

run down land

run on a bank

robust electronic
payment network

running account

rock bottom price

running account credit

rogue trader

running charges

roll back

running contract

N
O
P

S
T
U
V
W
X
Y
Z

168

A
B
running cost
running credit
running profit
runway expenditure
runway inflation
(=hyper inflation)

rupee counterpart
funds

rupee currency area

/
/
/

,

rupee debt / loan

rupee equivalent
rupee paper

rupee payment countries

rupee securities

/



-,

rural banking
rural centres
rural co-operative
society
rural economy
rural finance
rural indebtedness
rural industries
rural lending
rural reconstruction
rural rehabilitation
rush of expenditure

E
F

H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

169

B
C
D
E
F
G

sabbatical

sampling

sacrifice price

sanction

sacrifice ratio

sanctioned limits

safe

-,
-

safe custody

sanctioning authority

safe deposit locker

facility

sanctions

safe deposit vault

satellite dealer

satellite office

safe pledge

satiety price

safety net

satisfaction of charge

sag (verb)

satisfy the conditions

sagging growth

satisfying all costs

sailing vessel

salary

sale agreement

save as you earn

(SAYE)

sale and lease back

saver's surplus

sale by sample

saving

sale deed

, ,

saving bank account

sale document

saving cum recurring

deposits

sale on credit

saving deposit

sale value

savings media

saleable

savings potential

sales account

scale audit

sales draft

scale of charges

sales on tap

scale of consumption

sales proceeds

scaled up expenditure

sales turnover

scam

salutary scheme

scam proof economy

salvage charges

scamster

salvage value

scanning of signature

sample check

scarce goods

sample survey

scarce money

scarce resources

H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

170

A
B
scarce saving

sealed tender

scarcity area

seamless banking

scarcity value

seasonal advance

schedule commercial
bank

seasonal crops

schedule industry

seasonal fluctuations

schedule interest

-,
-

seasonal index

schedule of debit and

credit

seasonal industry

schedule of demands

seasonal liquidity

schedule of property

seasonal loans

schedule of rates

seasonal occupation

schedule of receipts

seasonal peak in
marketing

seasonal stringency

schedule of repayment
schedule price

seasonal trend

schedule time

seasoned market man

scheduled bank

seasoned security

schematic lending

second charge

schematic programme

second class paper

schematic term
lending

second generation of
reforms

scheme of
amalgamation

second mortgage

second of exchange

scrap value

secondary market

screening committee

secondary money

scrip dividend

,

-

1. ,
2. ,

secondment

secondment basis

secret assets

secret document

secret reserves

section

1. 2.
3. ,

sectoral advances

scrip issue
script money
scrutiny
sea borne trade
sea customs
sea insurance
seal

171

H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D

sectoral cap

sectoral flow of credit

/
, /

E
F
G
H

secular average

secular cycle

secular decline

secular growth

secular stagnation

secular trend

secured by mortgage

secured creditor

secured debt

secured loan

secured or clean basis

securities market

; )
, )

securitisation;
a) traditional
securitisation,
b) synthetic
securitisation
securitization of debt

securitized assets

I
J
K
L
M
N
O

security

1. ,
2.

security bond

security capital

security deposit

security measure

security of shares

security paper

security prices

security thread
(in notes)

(
)

security trustee

seed money

(

)

seed stage investment

segmentation

segregated limits

seigniorage

seizure

select committee

selected basic goods

industries

selective basis

selective credit control

self-acquired property

self-adjusting
economic system

self-balancing ledger

self-certification

self-employed person

self-employment

self-finance

- /

self-help group

self-liquidating
advances

self-logging system

self-regulatory
organization

sell back

sell by auction

sell in bulk

Y
Z

172

A
B
C

( )
,
-

servicing of debts

(
)

setting up a title

/
, ,

selling point

settle a list of creditors

selling price

settle debt

selling rates

settled accounts

semi-finished goods

settlement

- ,

1. 2. ,
3.

semi-jobber

settlement bank

semi-luxury goods

settlement cycle

semi-manufactured
product

settlement day

settlement of claim

- ( )

several liability

semi-negotiable
instrument

severe drought

senior debt

shadow banking

sensex

shadow economy

sensitive commodity

/ shadow money

sensitive market

shadow price

sensitization

shaky credit

sequential growth

shallow market

sequestration of funds

,
-

share broker

share capital

- ,
-

/

share cropper

sell off

sellers' market

serial bond, serial loan

sericulture
serious industrial
injury / loss
service area approach
service debt (verb)
service of documents
service sector
servicing cost
servicing of
debentures

set off

share holder
share market
share portfolio
share transfer
share transfer deed
shareholding
sharpest reduction
shattered economy
sheep rearing

D
E
F

L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

173

A
B
C

shelf life

D
E
F
G
H
I
J
K

shell company
shell holding
companies
sheltered market

(

)
,

SHG - bank linkage

programme

shiftable security

shifting cultivation

shifting of tax

ship money

shipping bill

shipping day

shipping documents

short rate

short recovery in
shares

short run equilibrium

short sale

short shipment

short supply

short term
considerations

short term credit

short term finance

short term fluctuations

short term interest rate

short term placements

short wave business

cycle

shipping freight

short weight claim

shipping loans

ship's documents

shortage and
breakage

ship's husband

shortfall

ship's manifest

shredding

short covering

, ,
-

, -

shroff

short dated paper

security

(
)

shroffage

short end of the

market

shroffing

short listed securities

shuffling relative
investment

short listing

shut down

short loan fund

shut for dividend

shut out shipment

short notice

shut period

sick unit

sick wells

(
)

sight bill / draft

L
M
N
O
P
Q
R
S
T

W
X
Y
Z

short money
short notice loan
short notice money
short period market
short position

174

A
B
sight holders

size of policy

signature required

sketch plan

signature tagging

signatures differ

skewed priority

skilled labour

skilled workman

simple debenture
(=naked debenture)

skip day

simple interest

sky high premium

simple mortgage

slab of income

-, -

simple obligation

slab system of taxation

simplification of wants

slack season

simplified procedure

simulated papers

simple arbitrage

F
G

sleeping partner

sliding scale

single cost account

sliding scale tariff

single costing

slippage ratio

single entry system

slow supply response

single holder

single line layout

slowdown
(i.e. downturn)

single line store

sluggish trend

single monopoly price

slump (n), slump (v)

single point indicator

/ ,

single tender

small and medium

enterprise

single window

,
( )

small cap company

small coin depot

single window scheme

sinking fund

small saving scheme

sister concern

small savings

site value

small savings drive

sitting fees

small scale enterprise

small scale farming

sitting member
situation report

small scale industries

situation value

small scale production

size of holding

small scale sector

small ticket item

175

A
B
C
D
E
F
G

smalls traffic

sole agent

smart money

sole bargaining

snap audit

sole trader

snowball effect

solvency

social banking

solvency certificate

social capital

solvent

- -

solvent debtor

social overheads

sophisticated lending

social transfer

/ -

sound bank

sound finance

socialization of banks

source of cash

socialized industries

source of income

society

socio-economic development

south bound interest

rate

socionomics

sovereign debt/
government debt

soft currency

sovereign goods

soft goods

sovereign paper

soft loan

sovereign risk

soft market

sovereign yield curve

sovereign debt rating

sovereign wealth
funds

social credit

I
J

M
N
O
P

soft money (= paper

money)

soft window

softening of prices

softening price

T
U

soil conservation by
terracing
soiled note
sola bill

sold call

sold put

soldered note

Y
Z

sole account

/


,

,

/

spatial industrialization
speaking order

()

special crossing

special drawing rights

(SDR)

()
special economic zone /
special endorsement

special floating loans

special injunction

special presentation

special purpose

vehicle

special resolution
176

A
B
- ,

spot transactions

spot value

specimen form

spread

specimen signature
book

, - ,
-

speculation

speculative

speculative bargain

speculative business

speculative capital

speculative demand

(
)

specie

speculative hoarding

speculative transaction
speculator

speed money

speedy recovery

spending power

spill over

spin off

spinning-off of
business

,
-

split income

sponsor bank
sporadic lending
spot and forward
dollars
spot delivery
spot exchange
spot market
spot price
spot rate
spot selling rate

spurious coin

spurt in prices

square

square deal

square position

squeezed bear

stabilization fund

stable demand

stable exchange rate

stable money

stagflation

staggering loss

stagnant economy

stagnation in industry

/

,



,

stained foreign exchange resources

stakeholders
stale cheque
stamp duty
stamped receipt
stamping of document
stance
stand by agreement
stand by
arrangements
stand by cost

stand by letter of credit

stand-alone basis

standard coin

177

F
G
H
I
J
K
L
M

P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

statutory deposit

standard of cost

statutory lien

standard of living

standard of value

standing committee

standing credits

standing crop

standing instructions

standstill clause

staple commodity

staple exports

staple food

starred question

state of-the-art
technology

state money

state monopoly

state of property

state run banks

stated account

statement

1. 2. ,
,

D
E
F
G
H
I
J

N
O
P
Q

standard money

statement of account

statutory liquidity ratio

stay order
steady money
steering committee
step down subsidiary
step system of
taxation
step-up repayment
facility

sterilization of funds

sterling account
sterling balance
sterling investment
account
sticky advances
sticky and stagnant
account

stimulus package

stipulated damages

1. 2.

-
, -


-, -

stock and share

statement of affairs
and balance sheet

- stock appreciation

static economy

stock broker

statistical abstracts

stock exchange

status opinion

stock jobber

status paper

status quo

stock market
instruments

statute

statutory authority

1.
2.
3.

statutory cash reserve

T
U
V
W
X
Y
Z

sticky price

stock

( )




-

stock balance

stock on hire
stock taking
stock turn rate
stock turnover ratio

178

- ,

A
B
straight line method of
depreciation

straight mortgage

straight shipment

straight time wage

stock-in-trade

strategic loan

stockist

, ,

strategy

street price

street trade

stressed assets

stressed sector
exposure

strike a bargain

strike price

stringency

1. , 2.

stringency in the
money market

strong growth

strong room

-,

struck goods

structural liquidity

structural
transformation

structured finance

structured risk
management solution

stock valuation

stock watering

stock-in-process

stocks of inventories

stop and go production

stop gap arrangement

stop go economy

stop loss price

stop payment order

stoppage in transit

stopped cheque

storage capacity

, stripped security

strong consumer

store credit
store house inspection

store of value

store value card

store outlay

stowage

1. , 2.
3. ,

preference

straddle option
(=double option)

- ,
-

straight bill of lading

-,
sub-branch

-
sub-clause

straight bond

, ,

straight debt

-
-

sub-day book

-, -

sub-division of
holdings

subdued tendency

179

Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E

subject bid

subsidized rate

subjective cost

subsidy

sub-lease

, ,

sub-lessee

subsistence grant

subsistence level

subsistence of
contract

substandard assets

substantial security

substitute goods

sub-manufacturing
account

sub-marginal land

sub-mortgage

sub-mortgagee

subordinate unsecured {
loan

F
G

subordinated loan

sub-tenant

-, -

subprime lending

sub-urban branch

subvention (interest
subvention)

/ (
/ )

K
L

subprime mortgage
loan

succession certificate

subrogation

succession duty

subscribe

1. ;
;
2. ,
;

successor

1.
2.

suit filed account

sum total

summarily punishable

/

/ /

,
, /

-

N
O
subscribed capital

subscriber

subscription

, ,

sub-section

subserve the interest

subsidiarisation

subsidiary

, ,

subsidiary bank

subsidiary book

sundry charges

sundry creditor

subsidiary business

sundry debtor

subsidiary company

sundry deposits

subsidiary general
ledger account

sunk capital

subsidiary money

subsidized credit

P
Q
R
S
T
U
V

Y
Z

summary of balances
summary powers
sumptuary allowance
sums of money
sundry assets

sunrise industry
sunset clause
180

A
B
sunset industries

supporting services

sunshine countries

suppressed inflation

super profit

suppression

super tax (surtax)

1.
2. ,

suppression of
material fact

supra protest

C
D
E

superannuation fund

superior body

superior limit

surcharge

super-marginal
purchase

surety

, ,

supernumerary post

surplus holdings

supersede

surplus budget

supervision

surplus cash

surplus country

surplus in banking

surplus produce

surplus staff

surplus stores

/ ;

surplus value

supervisory body

supplement

; coverage

supplemental

supplementary credit
limits

supplementary budget

supplementary debits

supplementary
demand
supplementary
estimate

supplementary grant

supplementary
manifest
supplementary tax
rates

supplier

supplier credit
supplier's account
supply chain
supply price
supply schedule
supply shocks
support price

surrender value

surtax (=super tax)

survey report
/
surveyor

survival value
,

surviving partner

survivor

survivorship

suspend payment

suspense account

suspension of clearing /
sustain the charge

sustainable growth
,

sustained slide

181

F
G
H
I
J
K
L

P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

-/

symmetalism

swap arrangement

- ,

syndicated loan
facilities

swap operation

syndication

- ,

synergy

swap transaction

- ,

synopsis statement

synthesis report

synthetic futures

system of accounts

systematic survey

systemic crisis

systemic deficiencies

systemic liquidity risk

swap

sweat equity

, -

sweated labour

sweated trades

sweetener

swelling of bank
liquidity

switch over

1. 2.

switch trading

, -

systemic oversight

systemic risk

symbolic delivery

symbolic possession

systemically important
financial institution

K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

182

T
tabular standard
(= index number
standard)

B
target group

target price

tariff agreement

tariff value

task force

tabular/ tabulated
statement

tail risk

tailor-made services

- , tax amortization
-
tax assessment

tax avoidance, tax

tainted securities
take and hold basis

H
I

evasion

tax base

take into account

tax buoyancy

take out financing

tax burden

take the offer

tax capitalisaiton

take up a bill

take up a bill on its

maturity

tax clearance
certificate
tax credit

takeover

tax deducted at source

takeover bid

(
)

tax evader

tax evasion

tax exemption benefit

tax exemption slab

tax havens

,
/

take home pay

tally

tangible assets

tangible common
equity (TCE)

tangible movable
assets
tangible net worth

L
M
N

tax holiday

, -

tax implication

tax liability

tax neutral

tax rebate

tax revenue

tax saving instruments

tap stocks

(
)

tax sharing

tardiness rate

taxability

tardy payment of
compensation

/ /

taxable capacity

,
-
-
-

tangible security
tap

tap period
tap sale

taxable income

183

T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K

taxable profit

-
taxation
, -
taxed profits

tax-free income
-
taxing

teaser rate

teasing loan

tech bubble

technical advice

technical co-efficient

technical data

technical entrepreneur
technical feasibility

report
technical handling

technical know-how

technical terms/
terminology

N
O
P
Q
R
S

technical viability
techniques of
production
techno-economic
survey
technological
advancement
technology
technology-intensive
economy
ted spread

/ /

tenancy at will
(=estate at will)

tenant at will

/ -

tenant-farmer

tenant-farming

tender

1. 2.

tender money

tender notice

tendered for cash

tenderer

tenders

tenor

1.
2.

tenor, apparent

tenure

1. 2.

tenure of bill

tenure of land

tenure of work

tenure-holder

term

1. / 2.

term deposit

term export credit

term finance

term loans (=medium

and long)

(= )

term of bill

-
(

)

tele banking

term of office

telegraphic transfer

terminable annuity

teller

terminable debenture

temporary
accommodation

terminal advantages /
benefits

temporary injection

terminal benefits

tenancy

terminal charges

1. 2.

terminal costs

U
V

Y
Z

184

A
B
terminal leave
terminal tax
terminal year
terminate
termination notice
term-lending agency
terms and conditions
of service
terms of payments
terms of protocol
terms of reference
terms of trade
tertiary liquidity
tertiary risk
tertiary sector
test audit
test cases
test check
test hand
test run
testament
testator
thin corporation
thin market
think tank
third account
third class paper
third market
third party
third party guarantee
three tier credit
structure

/ -

-
1.
2.

-




( - )

threshold limit
threshold rate of
interest
threshold worker
thrift deposits
through bill of lading
through freight
through passage
through traffic
throw-away price
thrust areas
thumb impression
thumb-rule
tie up arrangement
tied aid
tied loans
tied shops
tier credit system
tight fiscal policy
tight market
tight money (=dear
money)

-



/

/

/





1.
2. -

tight money policy

,

tightening of monetary
policy

till money (=ready

money/ chest money)

tillage

1. 2.
,
/

tiller
time bill
time consuming
project
time deposit

185

/ /

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

time frame

time lag

, -,
-

time liabilities

/ /

time limit

, -

time promissory note

/ /

time scale

time schedule

time table

time value of money

time-barred claim

tiny sector

tithe

title

1. ,
2.

title clearance
document

title deed

title of claimant

title of occupation

to acquire interest in
the instruments

to arrive at the best

price

to create charge

to evince interest

J
K
L
M
N
O

T
U
V
W
X

to match the maturities / -

to write back

token

1.
2.

token coin

token money

tolerance limits

tone of the market

tonnage cleared

tools of selective credit
control

top line growth

top management

top priority

top secret
-,
top-down method for

tolerance level

investments
top-down strategy

top-of-the line


total assets
/
total creditor's account
total debtor's account

total deposits

total effects

total income

total loss

total man hours

total off-take
,
tout
1. 2.
track record
-
tradable instrument
- ,
-
trade
, -
trade deficit

trade acceptance

trade agreement

trade allowance

trade balance

1.
2.

Y
Z

186

A
B
trade barrier

trafficker

trade bill

trafficking in import

trade bloc

trade credits

tranche

trade cycle

1. , ,
2.

trade discount

trans frontier trade

trade dues

transaction

, -

trade gap

transactional banking

trade goods

transcribe

trade off

1.
2.

transfer

trade on

trade practice

1.
2.
3.

transfer adjustment

trade price, fair

transfer entry

trade promotion

trade protocol

transfer ledger extract

/
( )

transfer price
mechanism

trade reference

trade risks

transfer responding
advices

transfer scroll

transfer transactions

transferable

1.
2.
3.

trade route

trade share

/ -

trade surplus

traded goods

trader

tradesman

trading account

trading down

trading estates

transferee

1. 2. ,
3.

transferor

1.
2.
3.

transferor by delivery

trading post

/ /

transformation

trading ring

transient duty
transient goods

1.
2.

transit book

, -

/

,

traffic

transit period

187

F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

transit policy
transit trade

treasury stock
trial and error pricing

-

-, ,

transitory pooling
/
account
triangular trade


transmission of figures
tribunal

tricky price bands

transmutation effect
/

/
trans-national banking
trigger

transnational cyber

money
trigger point

transparency of

trip transit insurance

account
tripartite agreement

transport charge
/ /
trough rate

transportation

truck
-/ -
transshipment trade
- ,
truck system


true discount

transshipper

trust account

trapped bull
/
trust and retention

traveller's cheque

account agreement

travelling cash safe

trust deed

travelling expenses

trust deposit

account
trust
fund
loan

treasure
,
trust
money

treasure trove
(
trust
receipt
)

treasurer
trusteeship

trustification
treasury

trustworthiness
treasury and

,
sub-treasury

turn around (business) ( )
treasury balance
/
turn-key project
/ -
treasury bill
(
/
)
treasury coupon
/
turnout
1. 2.
treasury deposit
/
turnover
, , ,
treasury operations
/

treasury receipts
/ /
turnover of capital

transit visa

trial balance

188

A
B
turnover of deposits
turnover tax
two way movements
two way quotes

,

/

two way rate

two-tailed test

,
-

two-tier exchange rate

two-way clearing

- / ,
/

tying contract

typical value

F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

189

B
C

ulterior motive

1.
2. / /

ultimate consignee

(
)

ultimate consumer

umbrella fund

umbrella organisation

umbrella supervisory
authority

umpire clause

unabsorbed
depreciation

unaccounted money

unadjusted balances

unadjusted claims

unaided

unallocable

E
F
G

K
L
M
N

unallotted

unambiguously
inflationary

unanimous

unappropriable goods

unappropriated profit

unauthorized aid

unavoidable expenses

unbalanced budget

unbanked areas/
centres

- /

uncalled capital

P
Q
R

U
V
W
X

unclassified receipts

uncleared balance

uncleared effects

uncommitted fund

unconditional
character of cheque

unconfirmed credit
(=revocable credit)

unconfirmed
documentary credit

uncontrolled cost

uncorroborated
testimony

uncovered

uncovered bear

uncovered debt

uncovered demand

uncrossed cheque

uncurrent coin

/ /

undated cheque

under charge

under consideration

under examination

under one's hand

-,
under proprietary right
under protest
,

uncurrent scrips

under reference

under review

uncashed cheques

underassessment

unclaimed balances

unclaimed
consignment

1.
2. ,

underbanked centres

unclassified document

underbid

under the table dealing - -

Y
Z

190

A
B
undercapitalized

undercharge

underdeveloped

undervalued currency

underwater

/ ( /
)

underwater loan
underwrite

underwriter

underwriting

under- farmer

-
,

underfed

undisbursed balances

underground economy

undisbursed loan

underissue

/
/

underhand

undischarged

underlease

underemployed
manpower
underemployment
underestimate

D
E

undischarged bankrupt

undischarged
insolvent debtor

/
/

underlessee

undisclosed factoring

undisclosed income

underletting

underlying asset

/ /

undistributable reserve

underlying demand

underlying inflation
underlying mortgage

underinvoicing

undistributed profits

undivided family

undrawn amount

undrawn balances

, -/

undue credit expansion

underpin

undue discrimination

underprivileged

unemployable

underproduction

unemployed resources

undersell

unemployment benefit

undersubscribed

-,

undertaking

1. 2.
3.

unencumbered
ownership

undertone

unencumbered
security

unenforceable

underutilization of
capital

unexpended balance

undervaluation

unexpired usance

undervalue

unfair competition

191

N
O
P
Q
R
S
T
U
V

Y
Z

A
B
C

unfair dismissal

unilateral relief

unfair means

unilateral transfer

unfair trade practices

unimpaired capital

unincorporated trading

unfavourable balance
of trade

uninsurable risk

unfavourable rate of
exchange

unintended financial
benefits

unfettered markets

union excise duties

unfettered powers

union insignia

unforeseen charges

unique identity

unforeseen
contingencies

unique selling point

unirrigated land

unforeseen
expenditure

unissued capital

unissued stock

unfunded debt

unit banking system

unfunded income

unit benefit plan

unhedged

, -

unit capital

unhedged foreign
currency exposure

unit cost of operation

unidentifiable notes

unit elasticity of
demand

unified bond

unit handling cost

unified exchange rate

regime

unit pricing

unified scale of pay

unit-linked insurance
plan

unified stock

uniform agricultural
price structure

D
E

Q
R
S
T
U
V
W
X
Y
Z

Univariate Time Series -

Models

universal banking

unlawful consideration
unlawful holder

unlimited company

unlimited liability

unlimited partnership

unliquidated damages /

universal value

uniform balance book

uniform code

uniform costing

uniform customs &

practices

uniform margin

uniform rate of
exchange

192

A
B
unliquidated or
contingent debt
unlisted stock
unloading charges
unloading of shares
unlocated loss
unmanifested goods
unmarred finance
charges

unsecured loans and

advances

,


-

unsettled account
unskilled labour
unspent balance
unstable exchange
rate
untapped potential
untapped segments

unmatched transaction
unmatured transaction
unoperated account
unpaid
unparted bullion
unplanned economy
unprocessed
unproductive
investment
unqualified
unquoted securities
unrealized
appreciation account
unrealized capital gain
unrecoverable advance
unredeemable
unredeemed pledge
unregulated market
unreleased stock
unremunerative
unrestricted random
sampling
unsecured
unsecured creditor

untapped sources

1. 2.


,
/

untenable
untied aid
untransferable
unutilized capacity
unviable unit

1. ,
2. 3.
,

unwary depositor
unwinding
(investments)
upcoming industries
upcountry advices

upcountry branch

-
1. 2.-,
-
/

upcountry centres'
collection
upcountry client

-/


/
,


/
/
/ /

, ,

/
/

()

1. 2.

updating

,

,
(
)

upfront charges

upgrade

- ,
,

upcountry market
upcountry operators

193

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A
B
C

uphold

user cost

uploading of
signatures
upselling

user friendly

-,

u-shaped recovery

, u-

usual margin

E
F
G
H
I
J

upset price
upstreaming of
dividends
upswing in economy
upward pressure on
prices
upward trend
urban bank
usage of trade

usance

usance bill/hundi

M
N

usance of a bill
usance promissory
note

-, -
, ,
( )

usual safeguards

usurious loan

usury

/


(/ )

/ /
/ /
,

usury lending

utility theory of value

utmost good faith

utopian planning

utterer of coin

U-turn in economy

O
P
Q
R
S
T
U
V
W
X
Y
Z

194

V
valid nomination

/
valid sanction
/
validation
, ,

validation code
/

validity date
/ /

validity period
/
valley of depression

valorization
-
valuable consideration
valuables

valuation
, -
valuation basket
-
valuation charges

valuation gains

valuation method

value added statement

value at risk

value in account

value in exchange

value in use

value investing

B
variable overhead cost
variable reserve ratio
-
variables
variance
variation
variation diagram
variation equation
variation in qualities
varied margin
vault
vega risk
velocity of currency
circulation
velocity of money
velocity ratio
vendee
vendor
venture capital
verbatim
verification of account

verification of cash
balance
/
(= verification of
testimony
vertical merger
)

value of money

value payable

value-added tax

valuer

vessel

vanilla project

vested

vesting deed

variability of
investment

viability

variable capital

variable cost

vertical mobility

viability of project

195

,
1. 2.
3.
, ,
,


,
-
/
/

C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q

/

/

S
T
U
V
W
X
Y
Z

A
B
C
D
E

viability study
viable
viable proposition
viable schemes

F
G
H
I
J
K

viable sick unit

vibrant market
vicarious liability
vice of the goods
vicious circle
vigilance

village and cottage

industries
virtual banking

virtuous circle

vishing

visible

visible imports

Q
R
S
T

visible exports
vision
vital service
vitals of the bullion
trade
void agreement
void contract

,
/
/ /

,


/

-

/
/ /

void transaction
voidable agreement
volatile demand
volatile scrips/shares
voluntary arbitration
voluntary award
voluntary conveyance
voluntary disclosure
scheme
voluntary grading
voluntary liquidation
voluntary saving
voluntary settlement
voluntary turnover
vostro account
vote on account
voted expenditure
voting share
voucher
voyage account
v-shaped recovery
vulture funds (private
equity funds)

U
V
W
X
Y
Z

196

/
-
/ -







/ /
/

, v-

(

- ) (
)

warrant and credit

note

warranted growth rate

warranty

wad

wage

wage brackets

wage earner

wage freeze

wage goods

wage induced inflation

wage price profit spiral

wage push inflation

wager

wagering contract

wages account

waiver clause

waiver of premium

waiving of audit
objection

-
, -

walk-in customer

: /

walking inflation

wall fencing

Wall Street

(
)

want creation

want of evidence

war time inflation

war time price control

warehouse

advances
weak bank

warehouse receipt

weak exchange

warehousing loan

weaker section

warrant

wealth

warranty coverage

wash sales
/ (
)
waste

waste book
/
waste land

waste products
,
wasteful expenditure

watching of actual

water apportionment
()
water borne goods

water level/ table

water mark
/
water transportation

water ways

watered stock

watering of stock
(
)
watershed based rain- - fed farming

watertight separation

wave energy plant
-
way bill
, , , -
ways and means

wealth management

/

1. 2.

F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y

197

A
B
C

wealth tax

whole life policy

whole loan

whole time service

wear off

-,
-

whole turnover

week days

wholesale banking

weekly abstract

wholesale market

weekly arrears
statement

wholesale money

weekly hours

wholesale price index

weekly returns

wholesale trade

-
-

(
)

1.
2. - ,
-

D
E
F

wealth, national
wear and tear

wholesale price

weekly statement

wholesaler

weightage

1. 2.

weighted average

wholly owned
subsidiaries

weighted average of
the quotations

whopping price

weighted basket of
currency

widening of capital

weighted index
number

welcome kit

(
)

O
P
Q
R
S
T
U

X
Y
Z

widening of tax base

widespread drought
wild cat money
wild cat strike

well run economy

/ wild fluctuations

wet lease

wharf rent

wharfage charge

wharfinger's receipt/
certificate

when issued market

` ' (
)

whistle blower

white collar job

- /

white goods

white label ATM

white paper

whittle down

whole coverage

1. 2.

V
W

wide market

wild-card option
will
wilful defaulters
wilful omission
windfall gains and
losses
windfall profit
winding up of banks
winding up order
window delivery
window dressing

window ledger

198

A
B
winner's curse
wipe out (entries)
with qualification
with recourse
withdrawal
withhold the stocks
within jurisdiction
without detriment to
official duty
without prejudice to
without profit policy
without recourse
witness
word processor
words and figures
differ
work committee
work contract
work cycle
work flow
work out, loan
work projects
work schedule
work sheet
work site
work specification
work to rule
workability
workable
working
working account
working assets

,

(/
)



/



,

working capital

-
, /

,
1. 2.

/

working knowledge

working capital
advances
working capital cycle
working capital limits
working capital term
loan
working capital
turnover ratio
working class
working committee
working estimates
working expenses /
cost
working funds
working groups
working hours
working partner
working population
working result
working stock
work-in-progress
workman
workman employee
workman like manner
workmanship
workmen's
compensation
insurance
works
works abstract
works expenditure
workshop
world bankonomics
world class in quality

C
D
E
F

/
/ /

/

-,

I
J
K
L
M
N
O
P
Q
R
S
T

-
,

U
V
W
X
Y

199

W
A
W
B
C
D

world-wide market
world-wide recession
worn coin

writ petition

write down

G
H

write back

write off
write up

written down book

value
written evidence

(
)
/ ,

1.
2.

written guarantee
written off as
irrevocable
written off debt
written statement
wronged party

J
K

X
L
x
M
N

x-axis
Xerox copy
Xerox machine

x-

O
P
Q
R
S
T
U
V
W
X
Y
Z

200

/


,

/ /

BY

yard stick

yield a return

year book

yield curve risk

year of harvest

year on year

, --

year under report

yearly arrivals

yearly renewable

year's purchase

yeomanry

yield statistics

yield

1. / 2.
3. 4. 5.

yield tax

yield gap
yield pattern
yield rate
yield ratio
yield spread

yield-to-maturity
young economy

/

,



,

CC
DD
EE
FF
G
HH
II
JJ
KK
LL

MM

zamindari abolition

zero based budgeting

zamindari system

zero cost

zenith

zero acceleration

zero cost collar

(= costless collar)

zero balance a/c

NZ
OO
PP
QQ
R
SS

TT
UU

24x7 Banking

,
24x7

VV

2 G Spectrum

WW
XX
YY
201

ZZ

 - APPENDIX - I
- ABBREVIATIONS
AAA

Aid Account and Audit

AACS

As Applicable to Co-operative Societies

ACOMPA

Asian African Legal Consultative Committee

Annual Action Plan

Adjusted Bank Credit

Asset Backed Commercial Paper

Asset Backed Securities

i. Agricultural Credit Board

...
ii. Apex Co-operative Bank

Automated Clearing House

Additional Collateralised Lending Facility

Agricultural Credit Operations and

ACP

Annual Credit Plan

ACRC

Agricultural Credit Review Committee

ACU

i. Additional Competitive Underwriting

AALCC
AAP
ABC
ABCP
ABSs
ACB
ACH
ACLF

Miscellaneous Provisions (Bank)Act

ii. Asian Clearing Union

AD

Authorised Dealer

ADB

Asian Development Bank

ADGP

Authorised Dealer General Public

ADR

i. American Depository Receipt

ii. Asset Development Reserve

ADS

i. Access Development Services

ii. Annual Deposit Scheme

ADWDRS

Agricultural Debt Waiver and Debt Relief

Scheme

AEBC

American Express Banking Corporation

AEBL

American Express Bank Limited

AERC

Agricultural Economic Research Centre

AEZ

Agri Export Zones

AFC

i. Agricultural Finance Company

ii. Asset Finance Company

AFI

Annual Financial Inspection

AFS

Available for Sale

202

-






i.
ii.


()

...
i.

ii.

i. ()
...
ii.

i.
...
ii.

...

i.
ii.

AGL

Aggregate Gap Limit

AIBDA

All India Bank Depositors' Association

AIBP

Accelerated Irrigation Benefit Programme

AIC

Agro Industries Corporation

AICCCA

Association of Independent Consumer

Credit Counselling Agencies

AID

Agency for International Development

AIDB
AIDIS
AIEAC
AIFI
AIHB
AIR
AIRB
AL
ALCO
ALD
ALDA
ALM
ALPM
ALS
AMA
AMC
AMCs
AMFI
AML
AMPIs
AMU
ANBC
APC
APDP
APDRP

All India Development Bank

All India Debt and Investment Survey

All India Export Advisory Committee

All India Financial Institution

All India Handicrafts Board

Administered Interest Rate

Advanced Internal Rating Based Approach

Adjustment Lending

Asset-Liability Management Committee

Aggregate Liability to Depositors

Agricultural Labourers Development Agency

Asset-Liability Management

Advance Ledger Posting Machine

Advance Licence Scheme

Advanced Measurement Approach

Asset Management Committee/Company

Authorised Money Changers

. . .
Association of Mutual Funds of India

Anti-Money Laundering

Aggregated Micro Prudential Indicators

i. Asian Monetary Union

...
ii. Asian Monetary Unit

Adjusted Net Bank Credit

i. Agricultural Prices Commission

ii. Average Propensity to Consume

...
Accelerated Power Development

Programme

Accelerated Power Development and

Reform Programme

203

-






/


-

i.
ii.

i.
ii.

APEDA

Agricultural and Processed Food Products

Export Development Authority

APL

Above Poverty Line

APM

Administered Price Mechanism

APPBO

Average Population per Banking Office

APRACA

Asian and Pacific Regional Agricultural

Credit Association

APRCA

Asian & Pacific Regional credit

Association

APS

Average Propensity to Save

APU

Asian Payments Union

ARC

Asset Reconstruction Company

ARCIL

Asset Reconstruction Company (India) Ltd.

- ()

ARDR

Agricultural and Rural Debt Relief Scheme

()

ARF

i. Automatic Refinance Facility

i.

ii. Asset Reconstruction Fund

..

ii.

ARIMA

Autoregressive Integrated moving Average

ARM

Additional Resources Mobilisation

AS

Accounting Standard

ASB

Accounting Standards Board

ASC

Agricultural Service Centre

ASCI

Administrative Staff College of India

ASEAN

Association of South East Asian Nations

ASF

Agricultural Stabilization Fund

ASI

Annual Survey of Industries

ASIDE

Assistance to States for Infrastructural

Development for Exports

ATB

Auction Treasury Bill

ATF

Aviation Turbine Fuel

ATM

Automated Teller Machine

AUM

Assets Under Management

AVARD

Association of Voluntary Agencies for

Rural Development

B/C

Bills for Collection

204

B/D

Bills Discounted

B/E

Bill of Exchange

B/L

Bill of Lading

B/P

Bills Payable

B/R

Bills receivable

B/S

Balance Sheet

BAP

Branch Authorisation Policy

BAs

Bankers' Acceptances

BC

Business Correspondent

BCBS

Basel Committee on Banking

Supervision

BCC

Backward Classes Commission

BCPP

Business Continuity Planning Process

BCSBI

Banking Codes and Standards Board of

India

BCTT

Banking Cash Transaction Tax

BDIC

Bank Deposits Insurance Corporation

BE

Budget Estimates

BEI

Business Expectation Index

BF

Business Facilitator

BFRS

Board for Financial Regulation and

Supervision

BFS

Board for Financial Supervision

BG

Bank Guarantee

BIA

Basic Indicator Approach

BICP

Bureau of Industrial Costs and Prices

BIFR

Board for Industrial and Financial

Reconstruction

BIRD

Bankers' Institute for Rural Development

BIS

i. Bureau of Indian Standards

ii. Bank for International Settlements

BLA

Bond Ledger Account

BLBC

Block Level Bankers' Committee

BLCC

Block Level Co-ordination Committee

BLP

Branch Licensing Policy

BLVAMPS

Block Level Village Artisan

Multipurpose Society
205

/
/
/
/
/
/

...

i.
ii.

BO

i. Banking Ombudsman

. .

i.
ii.
BoI
Book of Instructions

BSEOLT
Bombay Stock Exchange On Line Trading
i. -
BOLT
Build-Own Lease Transfer
ii , , ,

BoP
Balance of Payment

BoS
Board of Supervision
..

BOS
Banking Ombudsman Scheme

BOT
Build-Operate-Transfer

--
BPE
Bureau of Public Enterprises

BPL
Below Poverty Line

BPLR
Benchmark Prime Lending Rate

BPO
Business Process Outsourcing

()
BPR
Business Process Reengineering

BPSS
Board for Regulation and Supervision of

Payment and Settlement Systems

BR
Base Rate

BR/NA
Bid Amount Received to Notified Amount
/

BRBNMPL Bharatiya Reserve Bank Note Mudran
{
Private Limited

BSE
Bombay Stock Exchange

BSR
Basic Statistical Return

BSRB
Banking Services Recruitment Board

C&FP
Cost and Freight Price

C/A
Current Account
/

C/C
Cash Credit
/

CA
i. Certification Authority
..
i.
ii. Chartered Accountant

ii.
iii. Contra Against (Contra Entry)
..,..
iii. ,
iv. Concurrent Audit
..
iv.
CAAT
Computer Assisted Audit Technique

-
CAB
i. Cotton Advisory Board

i.
ii. College of Agricultural Banking
...
ii.
CAC
Capital Account Convertibility

CACP
Commission for Agricultural Costs and Prices

ii. Branch Office

206

CACS

Capital Adequacy, Asset Quality,

Compliance and System

, ,

CAD

Context Analysis Diagram

CAD

Current Account Deficit

...

CADA

Command Area Development Agency

CADP

Command Area Development

Programme

CAFEX

Composite Allocation of Foreign Exchange

CAFRAL

Centre for Advanced Financial

Research and Learning

CAIIB

Certified Associate of the Indian

Institute of Bankers

CALCS

Capital Adequacy, Asset Quality,

Liquidity, Compliance and System

, , ,

CAMELS

Capital Adequacy, Asset Quality,

Management, Earnings, Liquidity,
Systems and Control

, , , ,
,

CAPIO

Central Assistant Public Information Officer

CAR

Capacity Assessment Rating

CARE

Credit Analysis and Research Limited

CAS

i. Common Accounting System

i.

ii. Central Accounts Section

...

ii.

CBDT

Central Board of Direct Taxes

CBI

Central Bureau of Investigation

CBLO

Collateralised Borrowing and Lending

Obligation

CBS

i. Core Banking Solution

i.

ii. Consolidated Banking Statistics

...

ii.

CCC

Central Complaints Committee

CCCS

Consumer Credit Counselling Service

CCDM

Credit Counselling and Debt

Management

CCEA

Cabinet Committee on Economic

Affairs

CCF

Credit Conversion Factor

CCFF

Compensatory and Contingency

Financing Facility

207

CCI

i. Cashew Corporation of India

CEOBE

...
ii. Cotton Corporation of India
...
iii. Controller of Capital Issues

iv. Co-operative Credit Institution

...
Clearing Corporation of India Limited

Comprehensive Crop Insurance Scheme

Central Counter Party

Currency Chest Reporting System

i. Co-operative Credit Structure

ii. Cash Compensatory Support

...
i. Certificate of Deposit
..
ii. Convertible Debenture

Central Database Management System

Committee of Direction on Banking Statistics

Co-operative Development Fund

Collateralised Debt Obligations

Corporate Debt Restructuring

Credit - Deposit Ratio

Corporate Debt Restructuring Mechanism

i. Compulsory Deposit Scheme

...
ii. Credit Default Swaps

Current Exposure Method

Central Value Added Tax

Chief Executive Officer

Credit Equivalent of Off Balance Sheet

i.
ii.
iii.
iv.
.



i.
ii.
i.
ii.





-

i.
ii.
{

CESS

Centre for Economic and Social Studies

CFCAC

Committee on Fuller Capital Account

Convertibility

CFES

Centralised Funds Enquiry System

CFF

Compensatory Financing Facility

CFMS

Centralised Funds Management System

CFS

Consolidated Financial Statements

CFSA

Committee on Financial Sector

Assessment

CCIL
CCIS
CCP
CCRS
CCS
CD
CD
CDBMS
CDBS
CDF
CDOs
CDR
CD-Ratio
CDRM
CDS
CEM
CENVAT
CEO

Exposure

208

CFT

Combating Financing of Terrorism

CGTMSE

Centralised Funds Transfer System

Credit Guarantee Fund

Central Government Health Scheme

Credit Guarantee Organization

Currency and Gold Revaluation Account

Credit Guarantee Scheme

Credit Guarantee Trust for Micro and Small

CGTSI

Credit Guarantee Trust for Small Industries

CFTS
CGF
CGHS
CGO
CGRA
CGS

CGWB
CHIPS
CI
CIB
CIBIL
CIC
CICs
CICTAB

Enterprises

Central Ground Water Board

Clearing House Inter-Bank Payment System

Confidence Interval

Capital Indexed Bond

Credit Information Bureau of India Limited

i. Credit Information Company

ii. Central Information Commissioner

...
Core Investment Companies

Centre for International Co-operation and

Training in Agricultural Banking

CIDA

Canadian International Development

Association

CIDDS

Cash Incentive and Duty Drawback Scheme

CIETI

Central Industrial Extension Training Institute

CIF

Cost, Insurance & Freight

CIFC

Cost, Insurance, Freight and Commission

CII

Confederation of Indian Industry

CINS

Committee on Inter-Bank Netting Scheme

CIP

Central Issue Price

CIRC

Corporate and Industrial Restructuring

Corporation

CIS

Commonwealth of Independent States

CLB

Company Law Board

CLCC

Central Level Co-ordination

Committee

209

-



i.
ii.

/

,
, ,

-

CLCSS

Credit Linked Capital Subsidy Scheme

CLDB

Central Land Development Bank

CLF

Collateralised Lending Facility

CLRC

Central Land Reforms Committee

CMA

Credit Monitoring Arrangement

CME

Capital Market Exposure

CMIE

Centre for Monitoring Indian Economy

CMIS

Currency Management Information

System

CMP

Conflict Management Policy

CN

Cupro Nickel

CNWR

Cupro Nickel Whole Rupee

CO

Central Office

COBIT

Control Objectives for Information

and related Technology

COD

Cash On Delivery

COFEPOSA Conservation of Foreign Exchange &

Prevention of Smuggling Activities

..

COIRFED

Kerala State Coir Federation

COMEA

Council for Mutual Economic

Assistance

COMORS

Compliance Monitoring and Reporting

System

COMSEC

Commonwealth Secretariat

COP

Conference of Parties

CoR

Certificate of Registration

COSMOS

Centralised Off Site Monitoring System

CP

Commercial Paper

CPADS

Centralised Public Accounts

Department System

CPC

Cheque Processing Centre

CPDO

Centralised Public Debt Office

CPI

Consumer Price Index

CPI-AL

Consumer Price Index for Agricultural

Labourers

CPI-IW

Consumer Price Index for

Industrial Workers

210

CPIO

Chief Public Information Officer

CPI-UNME Consumer Price Index for Urban Non-Manu-
al Employees

CPOS
Central Point of Supervision

CPPAPS
Committee on Procedures and Performance

Audit on Public Services

CPR
Consolidated Prudential Return

CPS
Consolidated Payment Statistics

CPSS
Committee on Payment and

Settlement System

CR

i. Current Receipts

..

ii. Contingency Reserve

CRA

Credit Rating Agency

CRAFICARD Committee to Review Arrangements for

Institutional Credit for Agriculture and Rural
Development

CRAR

Capital to Risk Weighted Assets Ratio

CRB

Commodity Research Bureau

CRC

Complaints Redressal Cell

CRCS

Central Registrar of Co-operative Societies

CRF

Calamity Relief Fund

CRI

Concessional Rate of Interest

CRR

Cash Reserve Ratio

CRs

Coding of Receipts

CRS

i. Consolidated Receipt Statistics

...

ii. Compulsory Rolling Settlement

CRT

Credit Risk Transfer

CSA

Co-operative Societies Act

CSAA

Control Self Assessment Audit

CSD

Customer Service Department

CSF

Consolidated Sinking Fund

CSGL

Contituent Subsidiary General Ledger

CSIR

Council for Scientific and Industrial

Research

211

i. /
ii.
,

i. /
ii.


-

-

CSO

Central Statistical Organization

CSPS

Central Sector Plan Scheme

CSR

Corporate Social Responsibility

CST

Central Sales Tax

CTD

Cumulative Term Deposit

CTR

Cash Transaction Report

CTS

Cheque Truncation System

CTT

Commodities Transaction Tax

CV

Co-efficient of Variation

CVC

Central Vigilance Commission

CVD

Countervailing Duty

CVPS

Currency Verification and Processing

System
Central Veterinary Research Institute

CVRI
CWBN
CWC

Cylinder Mould Vat Watermarked

Bank Note
Central Warehousing Corporation

D/A

Documents on Acceptance

D/D

Demand Draft

DAP

Documents Against Payment

D/P

Drawing Power

DAC

Development Assistance Committee

DAD

Deposit Accounts Department

DAP

Development Action Plan

DAVP

Directorate of Advertising and Visual

Publicity
Database on Indian Economy

DBIE
DBOD

Department of Banking Operations and

Development

DBS

Department of Banking Supervision

DCA

Department of Company Affairs

DCB

i. Demand Collection Balance

ii. District Co-operative Bank

DCC

i. District Consultative Committee

ii. District Co-ordination Committee

DCCB

District Central Co-operative Banks

DCM

Department of Currency Management

212

/ -
-

/...

i.
ii

/
...
/..

...
...

i.
ii.
i.
ii.
{

DCP

District Credit Plan

DCRF

Debt Consolidation and Relief Facility

DCRR

Department for Co-operative Revival

and Reforms

DDC

Defence Deposit Certificate

DDP

District Development Programme

DDR A/c

Demand Draft Return Account

DDS

Duty Drawback Scheme

DDT

Dividend Distribution Tax

DEA

Department of Economic Affairs

DEAR

Daily Earnings at Risk

DEBC

Department of Expenditure and

Budgetary Control

DEIO

Department of External Investments

and Operations

DEPB

Duty Entitlement Pass Book

DEPR

Department of Economic and Policy

Research

DER

Debt Equity Ratio

DES

Duty Exemption Scheme

DFD

Data Flow Diagram

DFEC

Duty Free Entitlement Certificate

DFI

Development Finance Institution

DFMD

Door Frame Metal Detector

DFRC

Duty Free Replenishment Certificate

DGBA

Department of Government and Bank

Accounts

DGCI&S

Directorate General of Commercial

Intelligence and Statistics

DGDC

Diamond & Gem Development Corporation

DGFT

Directorate General of Foreign Trade

DGS

i. Discharge of Government Securities

ii. Directorate General of Shipping

DGS&D
DGTD

Directorate General of Supplies and

Disposal
Directorate General of Technical
Development

213

/
....
/
....

/
....

/
....

{









/

..

i.
ii.

DIC

District Industries Centre

DICGC
DIP

Deposit Insurance and Credit Guarantee

Corporation
Disclosure and Investor Protection

DIT

Department of Information Technology

DL

Demand Loan

DLCC

District Level Consultative Committee

DLF

Development Loan Fund

DLIC
DLRC

District Level Implementing and Monitoring

Committee
District Level Review Committee

DMA

Direct Marketing Agent

DMCs
DMIS
DNBS
DNSS
DoC
DOM
DoT
DP Notes
DPAD
DPAP
DPG
DPN
DPs
DPSS
DR
DRAT
DRDA
DRG
DRI
DRIP
DRIS
DRS
DRT
DSA

Developing Member Countries

Document Management Information System

Department of Non Banking Supervision

Deferred Net Settlement System

Department of Communication
/..
District Oriented Monitoring

Department of Telecommunications

Daily Position of Notes

Drought Prone Area Development

Drought Prone Area Programme

Deferred Payment Guarantees

Demand Promissory Note

Depository Participants

Department of Payment and Settlement

/
Systems
....
Disaster Recovery

Debt Recovery Appellate Tribunal

District Rural Development Agency

Development Research Group

Differential Rate of Interest

District Rural Industries Project

Differential Rate of Interest Scheme

Disaster Recovery System

Debt Recovery Tribunal

Direct Sales Agent

214

()

DSB

Designated Settlement Banks

DSIM

Department of Statistics and Information

Management

DSR

Debt Service Ratio

DSS

i. Decision Support System

ii. Debt Swap Scheme

DTA

i. Domestic Tariff Area

ii. Deferred Tax Asset

DTC

Diamond Trading Company

DTL

i. Demand and Time Liabilities

ii. Deferred Tax Liabilities

DTP

Development of Tribal Population

DvP

Delivery versus Payment

EAD

Exposure at Default

EBA

Export Bills Advanced

EBCS

Export Bills Credit Scheme

EBD

Export Bills Discounted

EBDITA

Earnings Before Depreciation,

Interest and Tax

EBIT

Earning Before Interest & Tax

EBP

Export Bills Purchased

EBR

Export Bills Rediscounted

EBRA

Export Bills Rediscounted Abroad

EBT

Electronic Benefit Transfer

ECA

Essential Commodities Act

ECAFE

Economic Commission for Asia and

the Far East

ECB

i. European Central Bank

ii. External Commercial Borrowing

ECBC

Energy Conservation Building Code

ECGC

Export Credit Guarantee Corporation

ECM

Economic Capital Model

ECP

Euro Commercial Paper

ECR

Export Credit Refinance

ECS

Electronic Clearing Service

215

/
....

...

...

...

...

i.
ii.

i.
ii.
i.
ii.

i.
ii.



-


,

ED

i. Ex-Dividend
ii. Enforcement Directorate

EDC

i. Enterprise Development Centre

ii. Executive Directors' Committee

EDEs

Emerging and Developing Economies

EDF

Expected Default Frequency

EDI

i. Electronic Data Interchange

ii. Entrepreneurship Development Institute

EDIFAR

Electronic Data Information Filing and

Retrieval

EDP

i. Electronic Data Processing

ii. Entrepreneurship Development
Programme

EEA

Exchange Equalisation Account

EEC

European Economic Community

EEFC

Exchange Earners' Foreign Currency

Account

EEMU

European Economic and Monetary Union

EEPC

Engineering Export Promotion Council

..

...

...

...

i.
ii.
i.
ii.


i. -
ii.

i.
ii.

ELHPFC

Eleventh Finance Commission

Extended Fund Facility

Exchange Fluctuation Reserve

Electronic Funds Transfer

European Free Trade Area/Association

Electronic Hardware Technology Park

Energy Information Administration

Enterprise Knowledge Management System

Equipment Leasing and Hire Purchase

-

/

EMA

European Monetary Agreement

EMDEs

Emerging Market and Developing

Economies

EMEs

Emerging Market Economies

EMFP

Export Marketing Fund Programme

EMS

European Monetary System

ENCS

Export Negotiated Contract Statement

{


-

EFC
EFF
EFR
EFT
EFTA
EHTP
EIA
EKMS

Finance companies

216

EOU

Export Oriented Unit

EPC

Export Promotion Council

EPCG

Export Promotion Capital Goods

EPN

Entry Point Norms

EPS

Earning Per Share

EPZ

Export Promotion Zone

ERC

Expenditure Reforms Commission

ERM

Exchange Rate Mechanism

ERP

Enterprise Resource Planning

ESCAP

Economic and Social Commission

for Asia and Pacific

ESCB

European System of Central Banks

ESIC

Employees State Insurance Corporation

ESOP

Employees Stock Option Plan

ESS

Early Severance Scheme

ETF

Empowered Task Force

EU

European Union

EURIBOR

Euro Inter Bank Offered Rate

EWS

Early Warning System

Ex S

Ex-ship

Ex W

Ex-Works

EXIM Bank Export Import Bank of India

FAO

Food and Agricultural Organisation

FAQs

Frequently Asked Questions

FAS

Free Alongside Ship

FATF

Financial Action Task Force

FBC

Foreign Bills for Collection

FBD

Foreign Bills Discounted

FBN

Foreign Bills Negotiated

FBP

Foreign Bills Purchased

FBT

Fringe Benefit Tax

FC

Financial Conglomerate

FC(B&O)D Foreign Currency (Banks & Others) Deposits

FCA

Foreign Currency Assets

217

/ -

-

-

() ( )

FCAC

Fuller Capital Account Convertibility

FCCB

Foreign Currency Convertible Bond

FCCCI

First Commodity Clearing Corporation

of India Limited

FCEB

Foreign Currency Exchangeable Bond

FCI

Food Corporation of India

FCL

Foreign Currency Loan

FCNR A/c

Foreign Currency Non-Resident Account

FCRA

Forward Contract Regulation Act

FDI

Foreign Direct Investment

FDIC

Federal Deposit Insurance Corporation

FDR

Fixed Deposit Receipt

FEAED

Foreign Exchange Act Enforcement

Directorate

FECT

Foreign Exchange Conservation Tax

FED

Foreign Exchange Department

FEDAI

Foreign Exchange Dealers Association

of India

FEMA

Foreign Exchange Management Act

FERA

Foreign Exchange Regulation Act

FET-ERS

Foreign Exchange Transactions-Electronic

Reporting System

FFI

Foreign Financial Institution

FFMC

Full Fledged Money Changer

FGP

Farmgate Prices

FI

i. Financial Institution

ii. Financial Intermediary

FICCI

Federation of Indian Chambers of

Commerce and Industry

FID

Financial Institutions Division

FIEO

Federation of Indian Export Organisation

FIF

Financial Inclusion Fund

FIFO

First in First out

FII

Foreign Institutional Investor

FIMMDA

Fixed Income Money Market and

Derivatives Association of India

218

- -

..

i.
ii. /

FINO

Financial Information Network and

Operations

FIPB

Foreign Investment Promotion Board

FIRB

Foundation Internal Rating Based

FIRC

Foreign Inward Remittance Certificate

FISIM

Financial Intermediation Services

Indirectly Measured

FITF

Financial Inclusion Technology Fund

FITL

Funded Interest Term Loan

FIU-IND

Financial Intelligence Unit- India

FLCC

Financial Literacy and Credit

Counselling Centre

FMC

Forward Market Commission

FMD

Financial Markets Department

FMP

Fixed Maturity Plan

FMS

Focus Market Scheme

FNVC

Forged Note Vigilance Cell

FOB

Free on Board

FOMC

Federal Open Market Committee

FOR

Free On Rail

FP

Forward Premia

FPOs

Follow on Public Offers

FPS

Focus Product Scheme

FRA

i. Financial Restructuring Authority

...

{

{







i.
ii.

...

i.
ii.

ii. Forward Rate Agreement

FRB

Floating Rate Bond

FRBM

Fiscal Responsibility and Budget

Management Act

FRF

Fiscal Research Foundation

FRL

i. Fiscal Responsibility Legislation

ii. Full Reservoir Level

FRMS

Fraud Reporting and Monitoring System

FRNs

Floating Rate Notes

FSA

Financial Services Authority

FSAP

Financial Sector Assessment Programme

219

FSDC

Financial Stability and Development Council

FSF

Financial Stability Forum

FSR

Financial Stability Report

FSS

i. Farmers Service Societies

ii. Financial Sector Survey

FST

Financial Sector Technology

FTIs

Fast Track Issues

FTP

Financial Transaction Plan

FTR

Fast Track Route

FTS

Foreign Travel Scheme

FTT

Foreign Travel Tax

FTZ

Free Trade Zone

FVCIs

Foreign Venture Capital Investments

FWP

Food for Work Programme

G-sec

Government Security

GAAP

Generally Accepted Accounting Principles

GAAR

General Anti-Avoidance Rule

GAAS

Generally Accepted Auditing Standards

GADN

General Account of Defective Notes

GAIL

GAIL (India) Limited

GATS

General Agreement on Trade & Services

GATT

General Agreement on Tariffs and Trade

GB

i. Grameen Bank
ii. Giga byte

GCAL

General Currency Area Licenses

GCC

General Credit Card

GCF

Gross Capital Formation

GCS

Gold Card Scheme

GDCF

Gross Domestic Capital Formation

GDP

Gross Domestic Product

GDR

Global Depository Receipt

GDS

Gross Domestic Saving

GFCF

Gross Fixed Capital Formation

GFD

Gross Fiscal Deficit

GIC

General Insurance Corporation

220

...

i.
ii.



/

..

-
-

()

()
i.
ii.






()

GIP

Gross Interest Payment

GIPSA

General Insurer's (Public Sector)

Association of India

GLC

General Line of Credit

GNIE

i. Gross National Income and Expenditure

ii. Government Not Included Elsewhere

GNP

Gross National Product

GoI

Government of India

GPD

Gross Primary Deficit

GPN

Government Promissory Note

GRF

Guarantee Redemption Fund

GSA

Graded Supervisory Action

GSDP

Gross State Domestic Product

GSP

Generalised System of Preferences

GST

Goods and Services Tax

GTS

Grameen Tatkal Scheme

GVA

Gross Value Added

HAB

House Airways Bill

HD

Hot Deposit

HDFC

Housing Development Finance

Corporation

HFC

Housing Finance Company

HFT

Held for Trading

HHEC

Handicrafts & Handlooms Export

Corporation of India Ltd.

HKMA

Hong Kong Monetary Authority

HLAC

High Level Advisory Committee

HNI

High Networth Individuals

HO

Head Office

HPC

High Power Committee

HPFC

Hire Purchase Finance Company

HR

Human Resources

HRA

House Rent Allowance

( )

....

i. -
ii. , (
)

..

..

221

HRMD

Human Resource Management

Department

HRMS

Human Resources Management System

HTM

Held to Maturity

HUDCO

Housing and Urban Development

Corporation

HUF

Hindu Undivided Family

HYVP

High Yield Varieties Programme

IAAS

Indian Accounts and Audit Service

IADI

International Association of Deposit

Insurers

IADP

Intensive Agricultural District Programme

IAIS

International Association of Insurance

Supervisors

IAPC

International Auditing Practices Committee

IARI

Indian Agricultural Research Institute

IAS

i. Indian Administrative Service

ii. International Accounting Standards
iii. Integrated Accounting System

IASC

Inspection and Audit Sub Committee

IATA

International Air Transport Association

IBA

Indian Banks' Association

IBEC

International Bank for Economic

Co-operation

IBL

Inter-Bank Liabilities

IBPI

Intra-Bank Participations (Instruments)

IBPS

Institute of Banking Personnel Selection

IBR

Inward Bills Receivable

IBRD

International Bank for Reconstruction and

Development (Also known as World Bank)

IBS

International Banking Statistics

IC

Investment Company

ICAAP

Internal Capital Adequacy Assessment

Process

ICAI

Institute of Chartered Accountants of India

ICAR

Indian Council of Agricultural Research

I-CAT

Institutional Capacity Assessment Tool

222

/
....

...
...

i.
ii.
iii.

-
()



( )

ICC

International Credit Card

ICCOMS

Integrated Currency Chest Operations

and Management System

ICD

Inland Container Depot

ICDP

Intensive Cotton District Programme

ICDR

Issue of Capital and Disclosure

Requirement

ICDS

Indian Clearing and Depository Services

Ltd.

ICDs

Inter-Corporate Deposits

IDEMI

Incremental Capital Output Ratio

International Comparison Programme

Inter-connected Stock Exchange of India Ltd.

Information and Communication Technology
International Development Association

India Development Bonds

Institute for Design of Electrical Measuring

-


- - .

IDL

Intra-Day Liquidity

IDMD

Internal Debt Management Department

IDR

i. Investment-Deposit Ratio

ICOR
ICP
ICSI
ICT
IDA
IDBs

Instruments

ii. Indian Depository Receipt

IDRBT

Institute for Development and Research in

Banking Technology

IEA

International Energy Agency

/
....
...

i. -
ii. ()

IFAD

Internal and Extra Budgetary Resources

i. Indian Economic Services

ii. Integrated Establishment System

...
Inflation Expectations Survey of Households
International Financial Architecture

International Federation of Accountants

International Fund for Agricultural

i.
ii.

IFC

International Finance Corporation

IFFCO

Indian Farmers Fertilisers Corporation

IFR

Investment Fluctuation Reserve

IEBR
IES
IESH
IFA
IFAC

Development

223

IFS

International Financial Statistics

IFSC

Indian Financial System Code

IGIDR

Indira Gandhi Institute of Development

Research

IGS

International Gold Standard

IHDC

Indian Handicrafts Development Corporation

IIB

i. Indian Institute of Bankers

ii. International Investment Bank

IIBF

Indian Institute of Banking and Finance

IIBI

Industrial Investment Bank of India Ltd.

IIF

International Institute of Finance

IIFCL

India Infrastructure Finance Company

Limited

IIM

Indian Institute of Management

i.
...
ii.

IMFC

Index of Industrial Production

Indian Institute of Technology

Industrial Infrastructure Upgradation Scheme

Intensive Jute Development Programme

Interim Liquidity Adjustment Facility

International Labour Organisation

Internal Lendable Resources

Internal Models Approach

India Millennium Deposit

i. International Marketing Federation

...
ii. International Monetary Fund

International Monetary and Financial

-

{
i.
ii.

IMGC

Indian Mortgage Guarantee Company

INFINET

Indian Financial Network

INR

Indian Rupees

IO

Inspecting Officers

IOBD

Inland Other Bills Discounted

IOBP

Inland Other Bills Purchased

IOC

Indian Oil Corporation

IIP
IIT
IIUS
IJDP
ILAF
ILO
ILR
IMA
IMD
IMF

Committee

` /

224

IOSCO

International Organization of Securities

Commissions

IPA

Issuing and Paying Agent

IPC

Irrevocable Payment Commitment

IPDI

Innovative Perpetual Debt Instrument

IPO

Initial Public Offering

IPP

Independent Power Producers

IPR

i. Industrial Policy Resolution

...

/


i.
ii.

ii. Intellectual Property Right

IRB

Internal Rating Based

IRBI

Industrial Reconstruction Bank of India

IRCI

Industrial Reconstruction Corporation

of India

IRDA

Insurance Regulatory and Development

Authority

IRDC

Industrial Relations and Discipline Cell

IRDP

Integrated Rural Development Programme

IRDs

Interest Rate Derivatives

IRF

Interest Rate Futures

IRL

Import Replenishment Licence

IRMAC

Industrial Raw Material Assistance Centre

IRS

Interest Rate Swap

IS

Information System

ISB

Industries, Services and Business

ISM

India Supply Mission

ISMS

Information Security Management System

ISO

i. International Sugar Organisation

...

...

,


i.
ii.
iii.

ii. Industrial Statistical Organisation

iii. International Organisation for
Standardisation
IT

Information Technology

ITA

Information Technology Agreement

ITB

Intermediate Treasury Bill

ITBD

Inland Trade Bills Discounted

ITBP

Inland Trade Bills Purchased

ITC

Import Trade Control

225

ITDC

India Tourism Development Corporation

ITDP

Integrated Tribal Development Project

ITE

Intra-Group Transactions and Exposure

ITECP

Indian Technical & Economic Co-operation

Programme

ITES-BPO

Information Technology Enabled Services

and Business Process Outsourcing

ITGGSM

Internal Technical Group on Government

Securities Market

ITI

Industrial Training Institute

ITPO

Indian Trade Promotion Organisation

IVCUs

Indian Venture Capital Undertakings

IVP

Indira Vikas Patra

IWG

Internal Working Group

J/A

Joint Account

JCI

Jute Corporation of India

JDSF

Jute Development Special Fund

JETRO

Japan External Trade Organisation

JLG

Joint Liability Group

JNNURM

Jawaharlal Nehru National Urban

Renewal Mission

JPC

Joint Parliamentary Committee

JV

Joint Venture

KAFTZ

Kandla Free Trade Zone

KCC

Kisan Credit Card

KRIBHCO

Krishak Bharati Co-operative

KVIB

Khadi and Village Industries Board

KVK

Krishi Vikas Kendra

KYC

Know Your Customer

LAB

Local Area Bank

LAF

Liquidity Adjustment Facility

LAMPS

Large-Sized Adivasi Multipurpose Society

LAN

Local Area Network

LaR

Liquidity at Risk

226

-
/
{

-
/

LBS

i. Lead Bank Scheme

ii. Locational Banking Statistics

LC

i. Loan Company
ii. Letter of Credit

LCR

Liquidity Coverage Ratio

LD

Legal Department

LDB

Land Development Bank

LDCs

Less Developed Countries

LDM

Lead District Manager

LDO

Lead District Officer

LERMS

Liberalised Exchange Rate Management

system

LF

i. Licence Free
ii. Licence Fee

LGD

Loss Given Default

LHO

Local Head Office

LIBID

London Inter-Bank Bid Rate

LIBOR

London Inter-Bank Offered Rate

LIC

Life Insurance Corporation of India

LIFO

Last in First Out

LIG

Lower Income Group

LL

Liquid Liabilities

LMB

Land Mortgage Bank

LME

London Metal Exchange

LNG

Liquified Natural Gas

LoC

Letter of Comfort

LoLR

Lender of Last Resort

LPA

Long Period Average

LPG

Liquefied Petroleum Gas

LRDPA

Low Rainfall & Drought Prone Area

LRMC

Long-run Marginal Cost

LRS

Liberalised Remittance Scheme

LSF

Liquidity Support Facility

LTCCS

Long-Term Co-operative Credit Structure

LTFP

Long Term Fiscal Policy

227

...

..

i.
ii.
i.
ii.
/

..
..

i.
ii.


-
-

LTL

Long-term Loans

LTPLR

Long term Prime Lending Rate

LTRO

Long Term Refinancing operations

LTV

Loan to Value

LUCC

Laghu Udyami Credit Card

LVPS

Large Value Payment System

M&A

Merger and Acquisition

M3

Broad Money

MAI

Market Access Initiative

MAP

Monitorable Action Plan

MASI

Management Audit and System Inspection

MAT

Minimum Alternate Tax

MB

Monetary Base

MBC

Mutual Benefit Companies

(Potential Nidhis)

MBFC

Mutual Benefit Financial Companies

(Notified Nidhis)

MBI

Market-Based Instruments

MBS

Mortgage Backed Securities

MCI

Monetary Conditions Index

..
..

(
)
-







-
i.
ii.

( )

MCO Facility Miscellaneous Charges Order Facility

MCPS

Mechanised Cheque Processing System

MCX

Multi Commodity Exchange of India Ltd.

MDA

Marketing Development Assistance

MEDP

Micro Enterprise Development Programme

MEI

Macro-economic Indicators

MEP

i. Maximum Export Price

ii. Minimum Export Price

METAL

Machine Evaluation & Translation

of Natural Language

MF

Mutual Fund

MFALA

Marginal Farmers and Agricultural

Labourers Agency

MFDA

Marginal Farmers Development Agency

MFDEF

Micro Finance Development and

Equity Fund

228

-



( )

MFI

Micro Finance Institution

MGC

Mortgage Guarantee Company

MI

Minimum Investment

MIBID

Mumbai Inter-bank Bid

MIBOR

Mumbai Inter-bank Offer Rate

MIC

Market Intelligence Cell

MICR

Magnetic Ink Character Recognition

MIFOR

Mumbai Inter Bank Foreign Currency

Offered Rate

MIS

Management Information System

MISU

Market Intelligence and Surveillance Unit

ML

Money Laundering

MLR

Minimum Lending rate

MLRO

Money Laundering Reporting Office

MMBCS

Magnetic Media Based Clearing System

MMC

Money Market Certificate

MMMFs

Money Market Mutual Funds

MMS

Multi-Modal Settlements

MMTC

Minerals & Metals Trading corporation

of India

MNBC

Miscellaneous Non-Banking company

MNSB

Multilateral Net Settlement Batch

MODVAT
system

Modified Value Added Tax System

MoF

i. Ministry of Finance
ii. Member of Faculty

MoST

Ministry of Surface Transport

MoU

Memorandum of Understanding

MPBF

Maximum Permissible Bank Finance

MPC

Monetary Policy Committee

MPI

Macro-Prudential Indicators

MPLS

Multi Protocol Label Switching

MPP

Merchant Power Producers

MQR

Mid Quarter Review

229

-
-

,
-

..

i.
ii.






/

MS

Money Supply

MSA
Countries

Most Seriously Affected Countries

MSCI

Morgan Stanley Capital International

MSE

Micro and Small Enterprise

MSME

Micro, Small and Medium Enterprise

MSOE

Minimum Standard for Operational

Efficiency

MSP

Minimum Support Price

MSS

Market Stabilisation Scheme

MT

Mail transfer

MTES

Medium-Term Export Strategy

MTFP

Medium Term Fiscal Plan

MTFRP

Medium-Term Fiscal Reforms Programme

MTL

Medium Term Loan

MTM

Mark to Market

MTNL

Mahanagar Telephone Nigam Limited

MTPLR

Medium-Term Prime Lending rate

MTR

Motor Transport Receipt

MTSS

Money Transfer Service Scheme

MUC

Minimum Underwriting Commitment

MW

Mega Watts

N.A.

i. Not Available
ii. Not Applicable

N.B.

Nota Bene

N/A

Non-Acceptance

NABARD

National Bank for Agriculture and Rural

Development

NAC (LTO) National Agricultural Credit

Fund
(Long Term Operations) Fund
NAC(s)
FUND

National Agricultural Credit

(Stabilisation) Fund

NAD

Non-Authorised Dealer

NAFCUB

National Federation of Co-operative

Urban Banks

NAFED

National Agricultural Co-operative

Marketing Federation

..
..
..
..

i. ,
ii.

,

() ( )

() ()

230

NAFSCOB National Federation of State

Co-operative Banks
NASDAQ National Association of Securities
Dealers Automated Quote

NASSCOM National Association of Software and

Services Companies
NAV
Net Asset Value

...

i.
ii.
-

-
-
- -

-

NBC

i. Net Bank Credit

ii. National Building Code

NBCs

Non-Banking Companies

NBER

National Bureau of Economic Research

NBFC

Non-Banking Financial Company

NBFIs

Non Banking Financial Institutions

NBNFIs

Non-Banking Non-Financial Institutions

NBV

Net Book Value

NBWD

Non-Business Working Day

NCA

National Commission on Agriculture

NCAER

National Council of Applied Economic

Research
New Capital Adequacy Framework

NCAF
NCARDBF
NCBI
NCC
NCCF
NCD
NCDC

National Co-operative Bank of India

National Clearing Cell

National Consumer Co-operative Federation

Non-Convertible Debentures

National Co-operative Development

National Co-operative Agriculture
& Rural Development Banks Federation

NCST

Corporation
National Commodity and Derivatives
Exchange Ltd.
National Commission for Enterprises in the
Unorganised Sector
National Centre for Software Technology

NDA

Net Domestic Asset

NDB

National Development Bond

NDC

i. National Development Council

NCDEX
NCEUS

ii. No Dues Certificate

NDCF

Net Domestic Capital Formation

231

..

i.
ii.

NDDB

National Dairy Development Board

NDNCR

National Do Not Call Registry

NDP

Net Domestic Product

NDR

Net Disposable Resources

NDS

Negotiated Dealing System

NDS-OM

Negotiated Dealing System-Order

Matching

NDTL

Net Demand and Time Liabilities

NEAT

National Exchange for Automated

Trading

NECS

National Electronic Clearing Service

NEDFC

North Eastern Development Finance

Corporation

NEER

Nominal Effective Exchange Rate

NEF

National Equity Fund

NEFT

National Electronic Funds Transfer

NEP

National Electricity Policy

NER

North Eastern Region

NFA

Net Foreign Exchange Assets

NFBS

National Family Benefit Scheme

NFCC

National Foundation for Credit Counselling

NFDC

National Film Development Corporation

NFEA

Net Foreign Exchange Assets

NFEP

Net Foreign Exchange Earning as a

Percentage of Exports

NFFWP

National Food for Work Programme

NFGBC

Non-Food Gross Bank Credit

NFR

Non Financial Reporting

NFS

National Financial Switch

NFSM

National Food Security Mission

NGO

Non-Government Organisation

NHB

National Housing Bank

NHC(LTO) National Housing Credit (Long Term

Fund
Operations) Fund
NHDC

National Handloom Development

Corporation

NHDP

National Highway Development Project

232

( )
()

NHP

National Housing Policy

NIBM

National Institute of Bank Management

NIC

i. Non-Industrial Countries
ii. National Informatics Centre
iii. National Industrial Classification

NIDC
NIEs

National Industrial Development

Corporation
Newly Industrialized Economies

NIESBUD

National Institute for Entrepreneurship

and Small Business Development

NIF

i. Note Issuance Facility

...

...

i.
ii. -
iii.

...
i.

ii.

ii. National Investment Fund

NIIP

Net International Investment Position

NIMC
NIP

National Implementing and Monitoring

Committee
Net Interest Payment

NITIE

National Institute of Industrial Engineering

NLR

Net Liquidity Ratio

NMBS

National Maternity Benefit Scheme

NMC

National Minorities Commission

NMCP
NMDC

National Manufacturing Competitiveness

Programme
National Mineral Development Corporation

NNP

Net National Product

NOAPS

National Old Age Pension Scheme

NOC

No Objection Certificate

NODP

National Oilseeds Development Project

NOF

Net Owned Fund

NPA

Non-Performing Asset

NPC

i. National Payments Council

ii. National Productivity Council

NPCI

National Payment Corporation Of India

NPDB

National Project for Biogas Development

NPFA

Non-Performing Financial Assets

NPL

Non-Performing Loan

NPS

New Pension Scheme

NPV

Net Present Value

233

...

i.
ii.

NR(E)RA

Non Resident (External) Rupee Account

NR(NR)RD Non-Resident (Non-Repatriable) Rupee

Deposit
NRC(LTO) National Rural Credit
Fund
(Long Term Operations) Fund
NRC(Stab.) National Rural Credit (Stablisation)
Fund
Fund

()
()

()
()

()
()

( )
()

NRCCG

Net Reserve Bank Credit to the Central

Government

NRDB

National Rural Development Bonds

NREA/c

Non-Resident External Account

NREGF

National Rural Employment Guarantee

Fund

NREGS

National Rural Employment Guarantee

Scheme

NREP

National Rural Employment Programme

NRERAS

Non-Resident External Rupee Account

Scheme

NRF

National Renewal Fund

NRG
Non-Resident Govt. Transactions
Transactions
NRHM

National Rural Health Mission

NRI

Non-Resident Indian

NRNR

Non Resident Non Repatriable

NRNRRD

Non-Resident Non-Repatriable
Rupee Deposit

NRO

Non Resident Ordinary

NRORA

Non-Resident Ordinary Rupee Account

NRRDA

National Rural Road Development Agency

NRSRA

Non-Resident Special Rupee Account

NRT

Non-Reported Transactions

NSC

National Statistical Commission

NSCCL

National Securities Clearing Corporation

of India Ltd.

NSDL

National Securities Depository Limited

NSE

National Stock Exchange

NSE-MIBOR National Stock Exchange - Mumbai Inter

bank Offered Rate

234

- -

NSFR

Net Stable Funding Ratio

NSIC

National Small Industries Corporation

NSMs

Note Sorting Machines

NSS

National Settlement System

NSSF

National Small Saving Fund

NSSO

National Sample Survey Office

NTC

National Textile Corporation

NTDR

Non-Transferable Deposit Receipt

NTS

Neighbourhood Travel Scheme

O/D

Overdraft

OASIS

Old Age Social and Income Security

OBC

Other Backward Classes

OBE

Off-Balance Sheet Exposure

OBICUS

Order Books, Inventories, and Capacity

Utilization Survey

OBS

Off-Balance Sheet

OBU

Offshore Banking Unit

OCBs

Overseas Corporate Bodies

OCC

i. Office of the Comptroller of Currency

ii. Oil Co-ordination Committee

ODA

Official Development Assistance

ODI

Overseas Direct Investment

OECD

Organisation for Economic Corporation

and Development

OECF

Overseas Economic Co-operation Fund

OEDC

Oil Exporting Developing Countries

OFI

Other Financial Institutions

OG

Oversight Group

OGL

Open General Licence

OIL

Oil India Ltd.

OLTAS

Online Tax Accounting System

OMCs

Oil Marketing Companies

OMO

Open Market Operations

OMS

Open Market Sale

ONGC

Oil and Natural Gas Commission

235

- {
,

...

i.
ii.

OPAC

Online Public Access Catalogue

OPEC

i. Oil Producing and Exporting Countries

ii. Organisation of Petroleum Exporting

Countries

OPMS

On-line Position Monitoring System

OPTP

Oilseeds Production Thrust Project

OR

Owner's Risk

ORFS

Online Returns Filing System

ORS

Overdraft Regulation Scheme

OSAO

Other than Seasonal Agricultural

Operations

OSMOS

i.
ii.

Off Site Monitoring and Surveillance

System

OSS

Off-Site Surveillance

OTC

Over the Counter

OTCEI

Over the Counter Exchange of India

OTS

One Time Settlement

OWS

Other Welfare Schemes

P&L

Profit & Loss

p.a.

Per annum

p.d.

Per diem

P/A

Power of Attorney

P/E

Price Earnings

P/N

Promissory Note

PACS

i. Primary Agricultural Co-operative

Society

/
/
/

,
,

i.

ii.

ii. Primary Agricultural Credit Society

PAD

Public Accounts Department

PAIS

Personal Accident Insurance Scheme

PAN

Permanent Account Number

PAO

Pay & Accounts Officer

PAT

Profit After Tax

PAYG

Pay-As-You-Go

PB

Pass Book

PBR

Principles-based Regulation

236

PBT

Profit Before Tax

PC

i. Participation Certificate
ii. Packing Credit
iii. Personal Computer

PCA

Prompt Corrective Action

PCARDB

Primary Co-operative Agriculture

and Rural Development Bank

PCB

Primary Co-operative Bank

PCFC

Pre-Shipment Export Credit in

Foreign Currency

PCPS

Perpetual Cumulative Preference Shares

PD

Probability of Default

PDAI

Primary Dealers Association of India

PDCF

Primary Dealer Credit Facility

PDLS

Primary Dealers Liquidity Support

PDM

Public Debt Management

PDO

Public Debt Office

PDs

Primary Dealers

PDS

Public Distribution System

PEP

Productivity, Efficiency and Profitability

PERT

Project Evaluation and Review Technique

PEXSEM

Preparing Ex-Servicemen for Self

Employment

PFCE

Private Final Consumption Expenditure

PFI

Public Financial Institutions

PFM

Pension Fund Management

PFRDA

Pension Fund Regulatory and

Development Authority

PIL

Public Interest Litigation

PIM

Perpetual Inventory Method

PIMC

Project Implementation Monitoring

Committee

PIN

i. Personal Identification Number

ii. Postal Index Number

PIO

i. Principal Inspecting Officer

ii. Persons of Indian Origin

237

..
..

i.
ii.
iii.

...

...

i.
ii
i.
ii.

PIS

i. Primary Industrial Society

ii. Portfolio Investment Scheme

...

i.
ii.



/

- -

- -

PIT

Personal Income Tax

PKI

Public Key Infrastructure

PL

Public Law

PLCP

Potential Linked Credit Plan

PLDB

Primary Land Development Bank

PLFS

Priority Sector Lending-Farm Sector

PLI

Primary Lending Institutions

PLNFS

Priority Sector Lending - Non-Farm Sector

PLR

Prime Lending Rate

PMEGP

Prime Minister Employment Generation

Programme

PMI

Purchasing Managers Index

PMLA

Prevention of Money Laundering Act

PMRY

Prime Minister's Rozgar Yojna

PMS

Portfolio Management Services

PMT

Per Metric Tonne

PMIUPEP

Prime Minister Integrated Urban Poverty

Eradication Programme

PNCPs

Perpetual Non Cumulative Preference

Shares

PO

Pay Order

POL

Petroleum, Oil and Lubricants

POS

Point of Sale

PPP

i. Purchasing Power Parity

...

,

i.
ii.


i.
ii.
-


-

ii. Public Private Partnership

PRI

Panchayati Raj Institutions

PRIS

Performance Related Incentive Scheme

PS

i. Post Scriptum
ii. Post Script

PSA

Priority Sector Advances

PSAC

Payment System Advisory Committee

PSB

Public Sector Bank

PSCFC

Post-Shipment Credit in Foreign Currency

238

PSE

Public Sector Enterprise

RCTFCL

Public Sector Employment Board

Payment Systems Group

Prudential Supervisory Reporting System

Public Sector Undertakings

Pre-paid Ticket Advice

Prime Term Lending Rates

Primary Urban Co-operative Bank

Primary Weavers' Co-operative Societies

Quarterly Action Plan Review

Quantitative Easing

Qualified Institutional Buyer

Qualified Institutional Investor

Qualified Institutional Placement

Quantitative Impact Study

Quarter-on Quarter

Quaternary Rupees

Quantitative Restrictions

Research and Development

Reserve Bank of India

Risk Based Internal Audit

Reserve Bank of India Archives

Risk Based Supervision

Reserve Bank Services Board

Reserve Bank Staff College

i. Returned Cheque

ii. Reconstruction Company

. .
i. Regional Consultative Committee

ii. Regional Complaints Committee

..
Redeemable Cumulative Preference Shares
Registrar of Co-operative Societies

Risk Capital and Technology Finance

RD

i. Revenue Deficit

PSEB
PSG
PSRS
PSUs
PTA
PTLRs
PUCB
PWCS
QAPR
QE
QIB
QII
QIP
QIS
Q-o-Q
QR
QRs
R&D
RBI
RBIA
RBIA
RBS
RBSB
RBSC
RC
RCC
RCPS
RCS

Corporation Limited

. .

ii Regional Director
239

-






/




--
,


{

{

{
{
i.
ii.
i.
ii.

/

i.
ii

RDA

Rupee Drawing Arrangements

RDBMS

Relational Data Base Management

System

RDDBFI

Recovery of Debts due to Banks and

Financial Institutions

RE

Revised Estimates

REC

Rural Electrification Corporation

REDP

Rural Entrepreneurship Development

Programme

REER

Real Effective Exchange Rate

...

()











i.
ii.

REP Licence Replenishment Licence

RF

Ready Forward

RF Section Regulatory Functions Section

RFC

Resident Foreign Currency

RFCA

Resident Foreign Currency Account

RFIs

Rural Financial Institutions

RFS

Risk Fund Scheme

RIA

Right to Information Act

RIB

Resurgent India Bond

RIDF

Rural Infrastructure Development Fund

RIF

Repository of Inspection Finding

RIFEES

Returning Indians Foreign Exchange

Entitlement Scheme

RIP

i. Real Interest Parity

ii. Rural Industrialisation Programme

RKVY

Rashtriya Krishi Vikas Yojana

RLEGP

Rural Landless Employment Guarantee

Programme

RML

Reverse Mortgage Loan

RNBCs

Residuary Non banking Companies

RNCPS

Redeemable Non Cumulative Preference

Shares

RoA

Return on Assets

RoC

Registrar of Companies

ROSC

Reports on Observance of Standards

and Codes

RoT

Remittance of Treasure

240

RoW

Rest of the World

RPCD

Rural Planning and Credit Department

RPDS

Revamped Public Distribution System

RPI

Retail Price Index

RPS

Retention Price Scheme

RRA

Regulations Review Authority

RRB

Regional Rural Bank

RRC

Revenue Recovery Certificates

RS

Rolling Settlement

RSVP
RTC

Respondez Sil Vous Plait

(Reply if you Please)
Rupee Traveller Cheque

RTGS

Real Time Gross Settlement

RUDSETI

Rural Development and Self-Employed

Training Institute

RUF

Revolving Underwriting Facilities

S/B

Saving Bank (Account)

SA

Standardised Approach

SAA

Service Area Approach

SAARC
SAC

South Asian Association for Regional

Co-Operation
Settlement Advisory Committee

SACP

Special Agricultural Credit Plan

SACRED

SAFTA

Scheme for Agricultural Credit

Development
Ships Acquired from Abroad Under
New Scheme
South Asian Free Trade Agreement

SAIB

Saudi American Investment bank

SAIL

Steel Authority of India Ltd.

SAO

Seasonal Agricultural Operation

SAP

Service Area Plan

SAR

Self-Assessment Report

SAFAUNS

/..
/
... .

()

SARFAESI Securitisation and Reconstruction of

Financial Assets and Enforcement of
Security Interest
SBA
Small Business Administration
241

SBI

State Bank of India

- -

i. -
..
ii.
..
iii.
..
iv.

SBIGPMPL SBI Gold and Precious Metals

Private Limited
SBLP

SHG-Bank Linkage Programme

SBS

Shredding and Briquetting System

SC

i. Succession Certificate
ii. Stock Certificate
iii. Securitisation Company
iv. Scheduled Caste

SCA

Statutory Central Auditors

SCARDB

State Co-operative Agriculture and

Rural Development Banks
i. State Co-operative Bank

SCB

ii. Scheduled Commercial Bank

SCC

i. Standing Co-ordination Committee

ii. Swarozgar Credit Card

SCDC
SCEF

Scheduled Caste Development

Corporation
Standing committee on Export Finance

SCI

Shipping Corporation of India

SCICI
SCR

Shipping Credit and Investment

Corporation of India
Statutory Cash Reserve

SCRA

Securities Contracts (Regulation) Act

SCS

Service Co-operative Society

SD

i. Satellite Dealer

...
. . .

..

ii. Sustainable Development

SDDS

Special Data Dissemination Standard

SDF

Statutory Declaration Form

SDL

State Development Loan

SDLC

Software Development Life Cycle

SDP

Skill Development Programme

SDR

i. Special Drawing Right

ii. Special Deposit Scheme

SEB

State Electricity Board

SEBI

Securities and Exchange Board of India

242

i.
ii.
i.
ii.

...

()

i. ()
ii. ,






i.
ii.

SEBs

Salary Earners' Banks

SEC

Securities Exchange Commission

SEEPZ

Santacruz Electronics Exports

Processing Zone
Self-employment for Educated
Unemployed Youth

SEEUY
SEFCs

Small Enterprises Financial Centres

SEFT

Special Electronic Funds Transfer

SENSEX

Sensitive Index

SEPUP

Self-employment Programme for

Urban Poor

SERC

State Electricity Regulatory Commission

SEZs

Special Economic Zones

SFA

Suit Filed Account

SFAC

Small Farmers Agri-Business Consortium

SFC

State Financial Corporation

SFDA

Small Farmers Development Agency

SFDC

Small Farmers Development Corporation

SFF

Supplementary Financing Facility

SFIO

Serious Frauds Investigation Office

SFMS

Structured Financial Messaging Solution

SFP

Single Factor Productivity

SGF

Settlement Guarantee Fund

SGL

Subsidiary General Ledger

SGSY

Swarnajayanti Gram Swarozgar Yojana

SHCI

Stock Holding Corporation of India

SHG

Self-Help Group

SHHDC

State Handloom and Handicraft

Development Corporation

SHPI

Self-Help Promoting Institutions

SIA

Secretariat for Industrial Approval

SIB

Saudi Investment Bank

SICA

Sick Industrial Companies Act

SIDBI

Small Industries Development

Bank of India

SIDC

State Industrial Development

Corporation
243

-


-

SIDF

Small Industries Development Fund

SIDO

Small Industries Development

Organisation

SIIC

State Industrial Investment Corporation

SIIDF

Small Industries Infrastructure

Development Fund

SIL

i. Special Import Licence

ii. Special Import List

SIP

Systematic Investment Plan

SIPS

Systemically Important Payment Systems

SIRs

Statement of Interest Rate Sensitivity

SISI

Small Industries Service Institute

SITP

Scheme for Integrated Textile Parks

SIVs

Structured Investment Vehicles

SJSRY

Swarna Jayanti Shahari Rojgar Yojna

SLA

Service Level Agreement

SLAF

Second Liquidity Adjustment Facility

SLB

Securities Lending and Borrowing

SLBC

State Level Bankers' Committee

SLCC

State Level Co-ordination Committee

SLDB

State Land Development Bank

SLEPCs

State Level Export Promotion Committees

SLGS

Small Loans Guarantee Scheme

SLIC

State Level Implementing and Monitoring

Committee

SLIIC

State Level Inter Institutional Committee

SLM

Straight Line Method

SLR

Statutory Liquidity Ratio

SLRM

State Level Review Meeting

SLRS

Scheme of Liberation and Rehabilitation

of Scavengers

SLS

Securities Lending Scheme

SLTF

State Level Task Force

SLUB

State Land Use Board

SMAC

Secondary Market Advisory Committee

SMARS

SMART Rupees System

244

i.
ii.

SME

Small and Medium Enterprise

SMFDA

Small and Marginal Farmers

Development Agency

SMO

Special Market Operations

SNB

Swiss National Bank

SP

Special Programme

SPAP

Special Project for Agricultural Progress

SPC

Sixth Pay Commission

SPMCIL

Security Printing and Minting

Corporation of India Ltd.

SPNS

Shared Payment Network System

SPS

Sanitary and Phyto-Sanitary Standard

SPV

Special Purpose Vehicle

SQR

Second Quarter Review

SR

Security Receipt

SREP

Strategic Research and Extension Plan

SRF

Special Reserve Fund

SRMS
SRO

Scheme for Rehabilitation of Manual

Scavengers
Self Regulatory Organisation

SRP

Supervisory Review Process

SRS

i. Systemic Risk Survey

ii. System Requirement Specification

SRWTO
SSA

Small Road and Water Transport

Operator
Sarva Shiksha Abhiyan

SSC

Special Sub-Committees

SSCBs

Scheduled State Co-operative Banks

SSCDC
SSE

State Scheduled Caste Development

Corporations
Small Scale Enterprise

SSI

Small Scale Industry

SSIDC
SSS

State Small Industries Development

Corporation
Securities Settlement System

ST

Schedule Tribe

STC

State Trading Corporation

245

{





.

...

-

i.
ii

...

StCB

State Co-operative Bank

STCCS

Short-Term Co-operative Credit Structure

STCI

Securities Trading Corporation of India

STCRC

Short Term Co-operative Rural Credit

STL

Short Term Loans

STOs

State Treasury Offices

STP

Straight Through Processing

STPI

Software Technology Park of India

STPLR

Short-Term Prime Lending rate

STR

Suspicious Transaction Report

STRIPS

Separate Trading for Registered

Interest and Principal of Securities

STT

Securities Transaction Tax

SUME

Scheme of Urban Micro Enterprises

SUNFED
SWC

Special United Nations Fund for

Economic Development
State Warehousing Corporation

SWCL

Single Window Concept for Lending

SWIFT
SWS

Society for World Wide Financial

Telecommunications
Single Window Scheme

TAC

Technical Advisory Committee

TACMP

Technical Advisory Committee on

Monetary Policy
Term Auction Facility

TAF
TAFCUB
TAG

Task Force for Co-operative

Urban Banks
Technical Advisory Group

TBs

Treasury Bills

TBT

Technical Barriers to Trade

TCO

Technical Consultancy Organisation

TDA

Tribal Development Agency

TDAI

Trade Development Authority of India

TDF

Tribal Development Fund

TDICIL

Technology Development and Information

Company of India Limited

TDL

Time and Demand Liabilities

TDMF
TDO

Technology Development and

Modernisation Fund
Telegraphic Delivery Order

TDS

Tax Deduction at Source

246

TF

Terrorist Financing

TFAI

Trade Fair Authority of India

TFC

i. Task Force Committees

ii. Twelfth Finance Commission

TFP

Total Factor Productivity

TLR

Triple Lock Receptacle

TNB

Trans-National Banking

TPA

Third Party Administrator

TPC

Training-cum-Production Centre

TPDS

Targeted Public Distribution System

TQR

Third Quarter Review

TRAI

Telecom Regulatory Authority of India

TREAD

Trade Related Entrepreneurship

Assistance & Development (Programme)

TRIPS

TSDC

Trade Related Intellectual Property

Rights
Training of Rural Youth for
Self-employment
Treasury Savings Deposit Certificate

TSP

Tribal Sub-Plan

TSPs

Technical Service Providers

TT

Telegraphic Transfer

TTCI

Tea Trading Corporation of India

TUCC
TUF

Telecom Unsolicited Commercial

Communications
Technology Upgradation Fund

UBB

Uniform Balance Book

UBD

Urban Banks Department

UCB

Urban Co-operative Bank

UCC

Unsolicited Commercial Communication

UCIC

Unique Customer Identification Code

UCP

Uniform Customs Procedure

UIA

Unclaimed Interest Account

UIACL

United India assurance Company Ltd.

ULIP

Unit Linked Insurance Plan

UN

United Nations

UNCTAD

United Nations Conference on Trade

and Development
United Nations Development Programme

TRYSEM

UNDP

247

i.
ii.


-

--




()

....

-

.

UNESCO

United Nations Educational, Scientific

and Cultural Organisation

UNICEF

UNTAB

United Nations International Childrens

Emergency Fund
United Nations Industrial Development
Organisation
United Nations Security Council
Regulations
United Nations System of National
Accounts
United Nations Technical Assistance Board

UPSC

Union Public Service Commission

URIF

Urban Reforms Incentive Fund

URR

Unremunerative Reserve Requirements

URRBCH

Uniform Regulations and Rules for

Bankers' Clearing Houses

US GAAP

US Generally Accepted Accounting

Principles

USA

United States of America

USIS

United States Information Service

USP

Unique Selling Points

UTI

Unit Trust of India

UTLBC
VaR

Union Territory Level Bankers'

Committee
Value at Risk

VAT

Value Added Tax

VCF

Venture Capital Fund

VCIS

Visual Card Index System

VDIS

Voluntary Disclosure of Income Scheme

VPN

Virtual Private Network

VRS

Voluntary Retirement Scheme

VSAT

Very Small Aperture Terminal

WADR

Weighted Average Discount Rate

WAEIR

Weighted Average Effective Interest Rate

WAN

Wide Area Network

WAP

Wireless Application Protocol

WB

World Bank

WCTL

Working Capital Term Loan

WDC

Women Development Cell

WDM

Wholesale Debt Market

WDT

World Debt Tables

/ . .

UNIDO
UNSCR
UNSNA

248

WDVM

Written Down Value Method

WEDC
WEO

Women Economic Development

Corporation
World Economic Outlook

WFP

World Food Programme

WGC

World Gold Council

WGMS

Working Group on Money Supply

WGRFIS

Working Group on Future Role of

Financial Institutions

WHO

World Health Organisation

WHR

Warehouse Receipt

WI

When Issued

WLA

White Label ATMs

WMA

Ways and Means Advance

WOS

Wholly Owned Subsidiary

WPI

Wholesale Price Index

WSS

Weekly Statistical Supplement

WTI

West Texas Intermediate

WTO

World Trade Organisation

XBRL
XML

eXtensible Business Reporting

Language
eXtensible Markup Language

Y-o-Y

Year on Year

YTM

Yield to Maturity

ZCB

Zero Coupon Bond

ZCYC

Zero Coupon Yield Curve

ZPG

Zero Population Growth

ZSB

Zila Sainik Board

ZTC

Zonal Training Centre

-

-







/

-- /
. . .

/
...

249

--,

 - APPENDIX - II
- Names of Central Acts
( , )

A
Absorbed Areas (Laws) Act, 1954 (20 of 1954)

() , 1954 (1954 20)

() , 1960 (1960 64)

Acquired Territories (Merger) Act,

1960 (64 of 1960)
Acting Judges Act, 1867 (16 of 1867)

, 1867 (1867 16)

, 2006
- ( ) ,
1957 (1957 58 )
( )
, 1974 (1974 37)
, 1950 (1950 31)

Actuaries Act, 2006

Additional Duties of Excise (Goods of Special
Importance) Act, 1957 (58 of 1957)
Additional Emoluments (Compulsory Deposit)
Act, 1974 (37 of 1974)
Administration of Evacuee Property Act,
1950 (31 of 1950)
Administrative Tribunals Act, 1985 (13 of 1985)
Administrators-General Act, 1963 (45 of 1963)
Advocates Act, 1961 (25 of 1961)
Advocates Welfare Fund Act, 2001 (45 of 2001)
African Development Bank Act, 1983 (13 of 1983)
African Development Fund Act, 1982 (1 of 1982)
Agricultural and Processed Food Products Export
Development Authority Act, 1985 (2 of 1986)
Agricultural and Processed Food Products Export
Cess Act, 1985 (3 of 1986)
Agricultural Produce Cess Act, 1940 (27 of 1940)
Agricultural Produce (Grading and Marking)
Act, 1937 (1 of 1937)
Agricultural Refinance and Development
Corporation Act, 1963 (10 of 1963)
Agricultural Refinance Corporation (Amendment)
Act, 1975 (45 of 1975)
Agriculturists Loans Act, 1884 (12 of 1884)
Air Corporations Act, 1953 (27 of 1953)
Air Force Act, 1950 (45 of 1950)
Airports Authority of India Act,
1994 (55 of 1994)
Air (Prevention and Control of Pollution) Act,
1981 (14 of 1981)

250

, 1985 (1985 13)

, 1963 (1963 45)
, 1961 (1961 25)
, 2001 (2001 45)
, 1983 (1983 13)
, 1982 (1982 1)

, 1985 (1986 2)

, 1985 (1986 3)
, 1940 (1940 27)
( ),
1937 (1937 1)

, 1963 (1963 10)
()
, 1975(1975 45)
, 1884 (1884 12)
, 1953 (1953 27)
, 1950 (1950 45)
,
1994 (1994 55)
( ) ,
1981 (1981 14)

All India Council for Technical Education Act,

1987 (52 of 1987)

, 1987 (1987 52)

, 1958 (1958 24)
, 1904 (1904 7)

Ancient Monuments and Archaeological Sites and

Remains Act, 1958 (24 of 1958)
Ancient Monuments Preservation Act,
1904 (7 of 1904)
Anti Apartheid (United Nations Convention) Act,
1981 (48 of 1981)

( ) ,
1981 (1981 48)
Anti-Corruption Laws (Amendment) Act,
() ,
1967 (16 of 1967)
1967 (1967 16)
Anti Hijacking Act, 1982 (65 of 1982)
- , 1982 (1982 65)
Antiquities and Art Treasures Act,
,
1972 (52 of 1972)
1972 (1972 52)
Arbitration Act, 1940 (10 of 1940)
, 1940 (1940 10)
Arbitration and Conciliation Act, 1996 (26 of 1996) , 1996 (1996 26)
Arbitration (Protocol and Convention) Act,
( ) ,
1937 (6 of 1937)
1937 (1937 6)
Armed Forces (Emergency Duties) Act,
( ) ,
1947 (15 of 1947)
1947 (1947 15)
Armed Forces (Special Powers)
( ) ,
Act, 1958 (28 of 1958)
1958 (1958 28)
Army and Air Force (Disposal of Private
( ) ,
Property) Act, 1950 (40 of 1950)
1950 (1950 40)
Asian Development Bank Act, 1966 (18 of 1966)
, 1966 (1966 18)
Asian Refractories Limited (Acquisition of
( ) ,
Undertaking) Act, 1971 (65 of 1971)
1971 (1971 65)
Asiatic Society Act, 1984 (5 of 1984)
, 1984 (1984 5)
Atomic Energy Act, 1962 (33 of 1962)
, 1962 (1962 33)
Auroville Foundation Act, 1988 (54 of 1988)
, 1988 (1988 54)
Authorised Translations (Central Laws) Amendment ( )
Act, 1988 (18 of 1988)
, 1988 (1988 18)
B
Bankers Books Evidence Act, 1891 (18 of 1891)

, 1891 (1891 18)

() ,
1976 (1976 73)
( ) ,
1969 (1969 22)
() , 1956 (1956 95)

Banking and Public Financial Institutions Laws

(Amendment) Act, 1976 (73 of 1976)
Banking Companies (Acquisition and Transfer
of Undertakings) Act, 1969 (22 of 1969)
Banking Companies (Amendment) Act,
1956 (95 of 1956)
251

Banking Companies (Legal Practitioners Clients

Accounts) Act, 1949 (46 of 1949)
Banking Laws (Amendment) Act, 1983 (1 of 1984)
Banking, Public Financial Institutions and
Negotiable Instruments Law (Amendment) Act,
1988 (66 of 1988)
Banking Regulation Act, 1949 (10 of 1949)

( )
, 1949 (1949 46)
() , 1983 (1984 1)
,
() , 1988 (1988 66)
, 1949 (1949 10)
() ,
2004 (2004 24)
( ) ,
1956 (1956 4)
() , 1988 (1988 45)

Banking Regulation (Amendment) and

Miscellaneous Provisions Act, 2004 (24 of 2004)
Bar Councils (Validation of State Laws) Act,
1956 (4 of 1956)
Benami Transactions (Prohibition) Act,
1988 (45 of 1988)
Berar Laws Act, 1941 (4 of 1941)

, 1941 (1941 4)
( ) ,
1985 (1985 21)
Bhopal and Vindhya Pradesh (Courts) Act,
() ,
1950 (41 of 1950)
1950 (1950 41)
Bihar and Uttar Pradesh (Alteration of Boundaries) ( ) ,
Act, 1968 (24 of 1968)
1968 (1968 24)
Bihar and West Bengal (Transfer of Territories) Act, ( ) ,
1956 (40 of 1956)
1956 (1956 40)
Bihar Land Reform Laws (Regulating Mines and
( )
Minerals) Validation Act, 1969 (42 of 1969)
, 1969 (1969 42)
Bihar Reorganisation Act, 2000 (30 of 2000)
, 2000 (2000 30)
Biological Diversity Act, 2002 (18 of 2003)
, 2002 (2003 18)
Births, Deaths and Marriages Registration Act,
, ,
1886 (6 of 1886)
1886 (1886 6)
Bombay High Court (Letters Patent) Act,
( ) ,
1866 (23 of 1866)
1866 (1866 23)
Bombay Reorganisation Act, 1960 (11 of 1960)
, 1960 (1960 11)
Bonded Labour System (Abolition) Act,
() ,
1976 (19 of 1976)
1976 (1976 19)
Border Security Force Act, 1968 (47 of 1968)
, 1968 (1968 47)
Building and Other Construction Workers
( -
(Regulation of Employment and Conditions of
) , 1996 (1996 27)
Bhopal Gas Leak Disaster (Processing of Claims)
Act, 1985 (21 of 1985)

Service) Act, 1996 (27 of 1996)

Building and Other Construction Workers Welfare
Cess Act, 1996 (28 of 1996)

Bureau of Indian Standards Act, 1986 (63 of 1986)

252

,
1996 (1996 28)
, 1986 (1986 63)

C
Cable Television Networks (Regulation) Act,
1995 (7 of 1995)
Calcutta High Court (Extension of Jurisdiction) Act,
1953 (41 of 1953)
Calcutta High Court (Jurisdictional Limits) Act,
1919 (15 of 1919)
Calcutta Metro Railway (Operation and
Maintenance) Temporary Provisions Act,
1985 (10 of 1985)
Cantonments Act, 1924 (2 of 1924)
Capital Issues (Control) Act, 1947 (29 of 1947)
Carriage by Air Act, 1972 (69 of 1972)
Carriers Act, 1865 (3 of 1865)
Caste Disabilities Removal Act, 1850 (21 of 1850)
Census Act, 1948 (37 of 1948)
Central Agricultural University
Act, 1992 (40 of 1992)
Central Board of Direct Taxes (Validation of
Proceedings) Act, 1971 (37 of 1971)
Central Boards of Revenue Act, 1963 (54 of 1963)
Central Duties of Excise (Retrospective
Exemption) Act, 1986 (45 of 1986)
Central Educational Institutions (Reservation in
Admission) Act, 2006 (5 of 2007)
Central Excise Act, 1944 (1 of 1944)
Central Excises and Customs Laws (Amendment)
Act, 1991 (40 of 1991)
Central Excises and Salt (Amendment) Act,
1985 (79 of 1985)
Central Excises and Salt and Additional Duties of
Excise (Amendment) Act, 1980 (6 of 1980)
Central Excises (Conversion to Metric Units) Act,
1960 (38 of 1960)
Central Excise Tariff Act, 1985 (5 of 1986)
Central Industrial Security Force
Act, 1968 (50 of 1968)
Central Labour Laws (Extension to Jammu and
Kashmir) Act, 1970 (51 of 1970)

253

() ,
1995 (1995 7)
( ) ,
1953 (1953 41)
( ) ,
1919 (1919 15)
( )
, 1985 (1985 10)
, 1924 (1924 2)
() , 1947 (1947 29)
, 1972 (1972 69)
, 1865 (1865 3)
, 1850 (1850 21)
, 1948 (1948 37)
, 1992 (1992 40)
( )
, 1971 (1971 37)
, 1963 (1963 54)
- ( ) ,
1986 (1986 45)
( ) ,
2006 (2007 5)
- , 1944 (1944 1)
- () ,
1991 (1991 40)
- () ,
1985 (1985 79)
- -
() , 1980 (1980 6)
- ( ) ,
1960 (1960 38)
- , 1985 (1986 5)
,
1968 (1968 50)
(- ) , 1970
(1970 51)

Central Laws (Extension to Arunachal Pradesh)

Act, 1993 (44 of 1993)

( ) ,
1993 (1993 44)
(- ) ,
1968 (1968 25)
{ , 1949 (1949 66)

Central Laws (Extension to Jammu and Kashmir)

Act, 1968 (25 of 1968)
Central Reserve Police Force
Act, 1949 (66 of 1949)
Central Road Fund Act, 2000 (54 of 2000)

, 2000 (2000 54)

- , 1956 (1956 74)
, 2003 (2003 45)

Central Sales Tax Act, 1956 (74 of 1956)

Central Vigilance Commission Act,
2003 (45 of 2003)
Cess and Other Taxes on Minerals (Validation)
Act, 1992 (16 of 1992)

() ,
1992 (1992 16)
, 1920 (1920 14)

Charitable and Religious Trusts Act,

1920 (14 of 1920)
Charitable Endowments Act, 1890 (6 of 1890)

, 1890 (1890 6)
, 1949 (1949 38)
, 2000 (2000 34)

Chartered Accountants Act, 1949 (38 of 1949)

Chemical Weapons Convention Act,
2000 (34 of 2000)
Chief Election Commissioner and Other Election
Commissioners (Conditions of Service)
Amendment Act, 1993 (4 of 1994)
Child Labour (Prohibition and Regulation) Act,
1986 (61 of 1986)

( )
, 1993 (1994 4)
( ) ,
1986 (1986 61)
, 1929 (1929 19)
( ) , 1933 (1933 2)

Child Marriage Restraint Act,1929 (19 of 1929)

Children (Pledging of Labour) Act,
1933 (2 of 1933)
Chit Funds Act, 1982 (40 of 1982)
Citizenship Act, 1955 (57 of 1955) (with rules)
Civil Courts Amins Act, 1856 (12 of 1856)
Civil Defence Act, 1968 (27 of 1968)
Coal Grading Board (Repeal) Act,
1959 (17 of 1959)
Coal Mines (Conservation and Development) Act,
1974 (28 of 1974 )
Coal Mines Labour Welfare Fund Act,
1947 (32 of 1947)
Coast Guard Act, 1978 (30 of 1978)
Coastal Acquaculture Authority Act,
2005 (24 of 2005)
Coasting Vessels Act, 1838 (19 of 1838)

, 1982 (1982 40)

, 1955 (1955 57) ( )
, 1856 (1856 12)
, 1968 (1968 27)
() ,
1959 (1959 17)
( ) ,
1974 (1974 28)
,
1947 (1947 32)
, 1978 (1978 30)
, 2005 (2005 24)
, 1838 (1838 19)

254

Code of Civil Procedure Act, 1908 (5 of 1908)

, 1908 (1908 5)
, 1973 (1974 2)
, 1906 (1906 3)
, 1953 (1953 32)
, 1939 (1939 30)

Code of Criminal Procedure,1973 (2 of 1974)

Coinage Act, 1906 (3 of 1906)
Collection of Statistics Act, 1953 (32 of 1953)
Commercial Documents Evidence Act, 1939
(30 of 1939)
Commission for Protection of Child Right Act,
2005 (4 of 2006)

,
2005 (2006 4)
, 1952 (1952 60)
() , 1987 (1988 3)

Commissions of Inquiry Act, 1952 (60 of 1952)

Commission of Sati (Prevention) Act,
1987 (3 of 1988)
Companies Act, 1956 (1 of 1956)

, 1956 (1956 1)
( ) ,
1951 (1951 54)
() , 1964 (1964 7)
, 1980 (1980 56)
(- ) ,
1971 (1971 62)
( ) ,
1974 (1974 35)
, 2002
(2003 12)
- (, )
, 1971 (1971 56)

Companies (Donations to National Funds) Act,

1951 (54 of 1951)
Companies (Profits) Surtax Act, 1964 (7 of 1964)
Company Secretaries Act, 1980 (56 of 1980)
Companies (Surcharge on Income-tax) Act,
1971 (62 of 1971)
Companies (Temporary Restrictions on
Dividends) Act, 1974 (35 of 1974)
Competition Act, 2002
(12 of 2003)
Comptroller and Auditor Generals (Duties,
Powers and Conditions of Service)
Act, 1971 (56 of 1971)
Compulsory Deposit Scheme Act,
1963 (21 of 1963)

, 1963 (1963 21)

Compulsory Deposit Scheme (Income-tax Payers)

Act, 1974 (38 of 1974 )

(-) ,
1974 (1974 38)
,
1974 (1974 52)

Conservation of Foreign Exchange and

Prevention of Smuggling Activities Act,
1974 (52 of 1974)
Consumer Protection Act, 1986 (68 of 1986)

, 1986 (1986 68)

, 1971 (1971 70)
,
1950 (1950 49)
,
1948 (1948 38)

Contempt of Courts Act, 1971 (70 of 1971)

Contingency Fund of India Act,
1950 (49 of 1950)
Continuance of Legal Proceedings Act,
1948 (38 of 1948)

255

Contract Labour (Regulation and Abolition)

Act, 1970 (37 of 1970 )

( ) ,
1970(1970 37)
( ) , 2002
(2003 13)
, 1866 (1866 21)

Control of National Highways (Land and Traffic)

Act, 2002 (13 of 2003)
Converts Marriage Dissolution Act,
1866 (21 of 1866)
Co-operative Societies Act, 1912 (2 of 1912)

, 1912 (1912 2)
, 1957 (1957 14)
,
1959 (1959 23)
, 1870 (1870 7)
() ,
2005 (2005 30)
() ,
1969 (1969 35)
, 1932 (1932 23)
, 1962 (1962 52)
- () ,
1988 (1988 29)
-
, 1986 (1986 62)
( ) ,
1960 (1960 40)

Copyright Act, 1957(14 of 1957)

Cost and Works Accountants Act,
1959 (23 of 1959)
Court-fees Act, 1870 (7 of 1870)
Credit Information Companies (Regulation) Act,
2005 (30 of 2005)
Criminal and Election Laws (Amendment) Act,
1969 (35 of 1969)
Criminal Law Act, 1932 (23 of 1932)
Customs Act, 1962 (52 of 1962)
Customs and Central Excises Laws (Amendment)
Act, 1988 (29 of 1988)
Customs and Excise Revenues Appellate
Tribunal Act, 1986 (62 of 1986)
Customs Duties and Cesses (Conversion
to Metric Units) Act, 1960 (40 of 1960)
D
Dadra and Nagar Haveli Act, 1961 (35 of 1961)

, 1961 (1961 35)

, 1964 (1964 14)

Dakshina Bharat Hindi Prachar Sabha Act,

1964 (14 of 1964)
Damodar Valley Corporation Act,
1948 (14 of 1948)
Dangerous Drugs Act, 1930 (2 of 1930)

, 1948 (1948 14)

, 1930 (1930 2)
() , 1983 (1983 35)

Dangerous Machines (Regulation) Act,

1983 (35 of 1983)
Defence and Internal Security of India Act,
1971 (42 of 1971)

,
1971 (1971 42)
() , 1975 (1975 32)

Defence of India (Amendment) Act,

1975 (32 of 1975)
Delegated Legislation Provisions (Amendment)
Act, 1983 (20 of 1983)

() ,
1983 (1983 20)
, 1966 (1966 26)

Delhi High Court Act, 1966 (26 of 1966)

256

Delhi Lands (Restrictions on Transfer) Act,

1972 (30 of 1972)
Delhi Metro Railway (Operation and Maintenance)
Act, 2002 (60 of 2002)
Delimitation Act, 1972 (76 of 1972)
Delimitation Commission Act, 1962 (61 of 1962)
Departmental Inquiries (Enforcement of
Attendance of Witnesses and Production of
Documents) Act, 1972 (18 of 1972)
Departmentalisation of Union Accounts
(Transfer of Personnel) Act, 1976 (59 of 1976)

( ) ,
1972 (1972 30)
( ) ,
2002 (2002 60)
, 1972 (1972 76)
, 1962 (1962 61)
(
) , 1972 (1972 18)
( ) ,
1976 ( 1976 59)
,
1961 (1961 47)
, 1996 (1996 22)
, 1911 (1911 2)
, 1917 (1917 5)
,
1914 (1914 2)
- () ,
1987 (1988 4)
- () , 1974 (1974 26)
() ,
1954 (1954 12)
( ) ,
1954 (1954 44)
( ) ,
1951 (1951 70)
- , 1939 (1939 8)

Deposit Insurance and Credit Grarantee

Coporation Act, 1961 (47 of 1961)
Depositories Act, 1996 (22 of 1996)
Designs Act, 1911 (2 of 1911)
Destruction of Records Act, 1917 (5 of 1917)
Destructive Insects and Pests Act,
1914 (2 of 1914)
Direct Tax Laws (Amendment) Act,
1987 (4 of 1988)
Direct Tax (Amendment) Act, 1974 (26 of 1974)
Displaced Persons (Claims) Supplementary
Act, 1954 (12 of 1954)
Displaced Persons (Compensation and
Rehabilitation) Act, 1954 (44 of 1954)
Displaced Persons (Debts Adjustment) Act,
1951 (70 of 1951)
Dissolution of Muslim Marriages Act,
1939 (8 of 1939)
Disturbed Areas (Special Courts) Act,
1976 (77 of 1976)

( ) ,
1976 (1976 77)
, 1961 (1961 28)
, 1940 (1940 23)
( ) ,
1954 (1954 21)
() , 1950 (1950 26)

Dowry Prohibition Act, 1961 (28 of 1961)

Drugs and Cosmetics Act, 1940 (23 of 1940)
Drugs and Magic Remedies (Objectionable
advertisements) Act, 1954 (21 of 1954)
Drugs (Control) Act, 1950 (26 of 1950)

257

E
Ear Drums and Ear Bones (Authority for Use for
Therapeutic Purposes) Act, 1982 (28 of 1982)

(
) , 1982 (1982 28)
Economic Offences (Inapplicability of Limitation)
( ) ,
Act, 1974 (12 of 1974)
1974 (1974 12)
Electricity Act, 2003 (36 of 2003)
, 2003 (2003 36)
Elephants Preservation Act, 1879 (6 of 1879)
, 1879 (1879 6)
Emblems and Names (Prevention of Improper Use) ( ) ,
Act, 1950 (12 of 1950)
1950 (1950 12)
Emergency Risks (Goods) Insurance Act,
() , 1971 (1971 50)
1971 (50 of 1971)
Emergency Risks (Undertakings) Insurance Act,
1971 (51 of 1971)
Emigration Act, 1922 (7 of 1922)

() , 1971 (1971 51)

Employees Provident Funds and Miscellaneous

Provisions Act, 1952 (19 of 1952)
Employees State Insurance Act,
1948 (34 of 1948)
Employees Liability Act, 1938 (24 of 1938)
Employment Exchanges (Compulsory Notification
of Vacancies) Act, 1959 (31 of 1959)
Employment of Children Act,
1938 (26 of 1938)
Employment of Manual Scavengers and
Construction of Dry Latrines (Prohibition)
Act, 1993 (46 of 1993)
Enemy Property Act, 1968 (34 of 1968)

, 1922 (1922 7)
- ,
1952 (1952 19)
,
1948 (1948 34)
- , 1938 (1938 24)
( ) ,
1959 (1959 31)
, 1938 (1938 26)

() , 1993 (1993 46)
, 1968 (1968 34)
, 2006 (2007
7)
, 2001 (2001 52)
()
, 2004 (2004 30)

English and Foreign Languages University Act,

2006 (7 0f 2007)
Energy Conservation Act, 2001 (52 of 2001)
Enforcement of Security Interest and Recovery
of Debts Laws (Amendment) Act,
2004 (30 of 2004)
Environment (Protection) Act, 1986 (29 of 1986)

() , 1986 (1986 29)

, 1897 (1897 3)
, 1976 (1976 25)
, 1955 (1955 10)
, 1981 (1981 40)

Epidemic Diseases Act, 1897 (3 of 1897)

Equal Remuneration Act, 1976 (25 of 1976)
Essential Commodities Act, 1955 (10 of 1955)
Essential Services Maintenance
Act, 1981 (40 of 1981)
Estate Duty Act, 1953 (34 of 1953)

, 1953 (1953 34)

258

Estate Duty (Distribution) Act, 1962 (9 of 1962)

() , 1962 (1962 9)
() , 1951 (1951 64)

Evacuee Interest (Separation) Act,

1951 (64 of 1951)
Exchange of Prisoners Act, 1948 (58 of 1948)

- , 1948 (1948 58)

- , 1987 (1987 35)
, 1884 (1884 4)
( ) ,
1963 (1963 22)
- ,
1981 (1981 28)
( ) ,
1984 (1984 40)
, 1962 (1962 34)
( )
, 1982 (1982 29)

Expenditure-tax Act, 1987 (35 of 1987)

Explosives Act, 1884 (4 of 1884)
Export (Quality Control and Inspection) Act,
1963 (22 of 1963)
Export-Import Bank of India Act,
1981 (28 of 1981)
Export (Quality Control and Inspection)
Amendment Act, 1984 (40 of 1984)
Extradition Act, 1962 (34 of 1962)
Eyes (Authority for Use of Therapeutic Purposes)
Act, 1982 (29 of 1982)
F
Factories Act, 1948 (63 of 1948)

, 1948 (1948 63)

, 1984 (1984 66)
Fatal Accidents Act, 1855 (13 of 1855)
, 1855 (1855 13)
Federal Court Act, 1937 (25 of 1937)
, 1937 (1937 25)
Finance Act, 1970 (19 of 1970)
, 1970 (1970 19)
Fiscal Responsibility and Budget Management
,
Act, 2003 (39 of 2003)
2003 (2003 39)
Finance Commission (Miscellaneous Provisions) ( ) ,
Act, 1951 (33 of 1951)
1951 (1951 33)
Food Safety and Standard Act,
, 2006 (2006 34)
Family Courts Act, 1984 (66 of 1984)

2006 (34 of 2006)

Foreign Awards (Recognition and Enforcement)
Act, 1961 (45 of 1961)
Foreign Contribution (Regulation)
Act, 1976 (49 of 1976)
Foreign Exchange Conservation (Travel)
Tax Abolition Act, 1992 (28 of 1992)
Foreign Exchange Regulation
Act, 1973 (46 of 1973)
Foreign Exchange Management Act,
1999 (42 of 1999)
Foreign Jurisdiction Act, 1947 (47 of 1947)

( ) ,
1961 (1961 45)
() ,
1976 (1976 49)
() ,
1992 (1992 28)
,
1973 (1973 46)
, 1999 (1999 42)
, 1947 (1947 47)
, 1969 (1969 33)

Foreign Marriage Act, 1969 (33 of 1969)

259

Foreign Recruiting Act, 1874 (4 of 1874)

, 1874 (1874 4)
( ) ,
1992 (1992 22)
, 1946 (1946 31)
( ) ,
1962 (1962 42)
() , 1980 (1980 69)
, 1850 (1850 25)
, 1859 (1859 9)
() , 1952 (1952 74)

Foreign Trade (Development and Regulation)

Act, 1992 (22 of 1992)
Foreigners Act, 1946 (31 of 1946)
Foreigners Law (Application and Amendment)
Act, 1962 (42 of 1962)
Forest (Conservation) Act, 1980 (69 of 1980)
Forfeited Deposits Act, 1850 (25 of 1850)
Forfeiture Act, 1859 (9 of 1859)
Forward Contracts (Regulations) Act,
1952 (74 of 1952)
Freedom of Information Act, 2002 (5 of 2003)

, 2002 (2003 5)
G

General Clauses Act, 1897 (10 of 1897)

, 1897 (1897 10)

, 1960 (1960 6)
- , 1958 (1958 18)
( ) ,
1993 (1993 25)
() , 1968 (1968 45)
, 1899 (1899 4)
, 1895 (1895 15)
,
1892 (1892 10)
,
1991 (1992 1)
,
1963 (1963 20)
, 1873 (1873 5)

Geneva Conventions Act, 1960 (6 of 1960)

Gift-tax Act, 1958 (18 of 1958)
Gold Bond (Immunities and Exemptions) Act,
1993 (25 of 1993)
Gold (Control) Act, 1968 (45 of 1968)
Government Buildings Act, 1899 (4 of 1899)
Government Grants Act, 1895 (15 of 1895)
Government Management of Private Estates
Act, 1892 (10 of 1892)
Government of National Capital Territory
of Delhi Act, 1991 (1 of 1992)
Government of Union Territories
Act, 1963 (20 of 1963)
Government Savings Bank Act,
1873 (5 of 1873)
Government Savings Certificates Act,
1959 (46 of 1959)
Government Savings Laws (Amendment) Act,
1985 (56 of 1985)

, 1959 (1959 46)

() ,
1985 (1985 56)
, 1862 (1862 3)
, 2006 (2006 38)
,
1926 (1926 3)
, 1890 (1890 8)

Government Seal Act, 1862 (3 of 1862)

Government Securities Act, 2006 (38 of 2006)
Government Trading Taxation Act,
1926 (3 of 1926)
Guardians and Wards Act, 1890 (8 of 1890)

260

H
Handloom (Reservation of Articles for
Production) Act, 1985 (22 of 1985)

( ) ,
1985 (1985 22)
( ) ,
1954 (1954 28)
() , 1950 (1950 7)
() ,
1978 (1978 11)
, 1962 (1962 13)

High Court Judges (Salaries and Conditions of

Service) Act, 1954 (28 of 1954)
High Court (Seals) Act, 1950 (7 of 1950)
High Denomination Bank Notes
(Demonetisation) Act, 1978 (11 of 1978)
Hindi Sahitya Sammelan Act,
1962 (13 of 1962)
Hindu Adoptions and Maintenance Act,
1956 (78 of 1956)

- ,
1956 (1956 78)
, 1916 (1916 15)

Hindu Disposition of Property

Act, 1916 (15 of 1916)
Hindu Gains of Learning Act, 1930 (30 of 1930)

, 1930 (1930 30)

( ) ,
1928 (1928 12)
, 1955 (1955 25)
( ) ,
1960 (1960 19)
,
1956 (1956 32)
, 1956 (1956 30)
,
1856 (1856 15)
, 1972 (1972 26)

Hindu Inheritence (Removal of Disabilities)

Act, 1928 (12 of 1928)
Hindu Marriage Act, 1955 (25 of 1955)
Hindu Marriage (Validation of Proceedings) Act,
1960 (19 of 1960)
Hindu Minority and Guardianship Act,
1956 (32 of 1956)
Hindu Succession Act, 1956 (30 of 1956)
Hindu Widows' Re-marriage Act,
1856 (15 of 1856)
Hire-Purchase Act, 1972 (26 of 1972)
I
Illegal Migrants (Determination by Tribunals)
Act, 1983 (39 of 1983)

( ) ,
1983 (1983 39)
( ) , 2000 (2000 52)

Immigration (Carriers' Liability) Act,

2000 (52 of 2000)
Immoral Traffic (Prevention) Act,
1956 (104 of 1956)
Imports and Exports (Control)
Act, 1947 (18 of 1947)

() , 1956 (1956 104)

() ,
1947 (1947 18)
- , 1961(1961 43)
() , 1986 (1986 60)

Income-tax Act, 1961(43 of 1961)

Indecent Representation of Women
(Prohibition) Act, 1986 (60 of 1986)
Indian Bills of Lading Act, 1856 (9 of 1856)

- , 1856 (1856 9)

261

Indian Carriage of Goods by Sea Act,

1925 (26 of 1925)

,
1925 (1925 26)
, 1872 (1872 15)

Indian Christian Marriage Act,

1872 (15 of 1872)
Indian Coinage (Amendment) Act,
1975 (47 of 1975)

() ,
1975 (1975 47)
() , 1930 (1930 19)

Indian Companies (Amendment) Act,

1930 (19 of 1930)
Indian Companies (Foreign Interests)
Act, 1918 (20 of 1918)
Indian Council of World Affairs
Act, 2001 (29 of 2001)
Indian Easements Act, 1882 (5 of 1882)
Indian Evidence Act, 1872 (1 of 1872)
Indian Fisheries Act, 1897 (4 of 1897)
Indian Forest Act, 1927 (16 of 1927)
Indian Iron and Steel Company (Taking Over of
Management) Act, 1972 (50 of 1972)
Indian Lunacy Act, 1912 (4 of 1912)
Indian Majority Act,1875 (9 of 1875)
Indian Medical Degrees Act, 1916 (7 of 1916)
Indian Museum Act, 1910 (10 of 1910)
Indian Naval Armament Act,
1923 (7 of 1923)
Indian Nursing Council Act, 1947 (48 of 1947)
Indian Partnership Act, 1932 (9 of 1932)
Indian Registration (Amendment) Act,
1969 (45 of 1969)
Indian Reserve Forces Act, 1888 (4 of 1888)
Indian Securities Act, 1920 (10 of 1920)
Indian Short Titles Act, 1897 (14 of 1897)
Indian Soldiers (Litigation) Act, 1925 (4 of 1925)
Indian Stamp Act, 1899 (2 of 1899)
Indian Standards Institution (Certification Marks)
Act, 1952 (36 of 1952)
Indian Statistical Institute Act,
1959 (57 of 1959)
Indian Succession Act, 1925 (39 of 1925)

262

( ),
1918 (1918 20)

, 2001 (2001 29)
, 1882 (1882 5)
, 1872 (1872 1)
- , 1897 (1897 4)
, 1927 (1927 16)
(-) ,
1972 (1972 50)
, 1912 ( 1912 4)
, 1875(1875 9)
, 1916 (1916 7)
, 1910 (1910 10)
,
1923 (1923 7)
, 1947 (1947 48)
, 1932 (1932 9)
() ,
1969 (1969 45)
{ , 1888 (1888 4)
, 1920 (1920 10)
, 1897 (1897 14)
() , 1925 (1925 4)
, 1899 (1899 2)
( ) ,
1952 (1952 36)
,
1959 (1959 57)
, 1925 (1925 39)

Indian Telegraph Act, 1885 (13 of 1885)

, 1885 (1885 13)

( ) ,
1901 (1901 2)
, 1886 (1886 11)
- , 1878 (1878 6)
, 1882 (1882 2)
- ,
1984 (1984 52)
,
1933 (1933 17)
,
1985 (1985 50)
,
1964 (1964 18)
( )
, 1955 (1955 41)
( )
, 1949 (1949 54)
( ) ,
1946 (1946 20)
,
1948 (1948 15)
,
1984 (1984 62)
( ) ,
1951 (1951 65)
, 1952 (1952 20)

Indian Tolls (Army and Air Force) Act,

1901 (2 of 1901)
Indian Tramways Act, 1886 (11 of 1886)
Indian Treasure-trove Act, 1878 (6 of 1878)
Indian Trusts Act, 1882 (2 of 1882)
Indian Veterinary Council Act,
1984 (52 of 1984)
Indian Wireless Telegraphy
Act, 1933 (17 of 1933)
Indira Gandhi National Open University
Act, 1985 (50 of 1985)
Industrial Development Bank of India
Act, 1964 (18 of 1964)
Industrial Disputes (Banking Companies)
Decision Act, 1955 (41 of 1955)
Industrial Disputes (Banking and Insurance
Companies) Act, 1949 (54 of 1949)
Industrial Employment (Standing Orders)
Act, 1946 (20 of 1946)
Industrial Finance Corporation Act,
1948 (15 of 1948)
Industrial Reconstruction Bank of India Act,
1984 (62 of 1984)
Industries (Development and Regulation)
Act,1951 (65 of 1951)
Inflammable Substances Act,
1952 (20 of 1952)
Information Technology Act,
2000 (21 of 2000)
Inland Vessels Act, 1917 (1 of 1917)

, 2000 (2000 21)

, 1917 (1917 1)
, 1968 (1968 46)
() ,
1978 (1978 28)
,
1961 (1961 59)
, 1938 (1938 4)
,
1999 (1999 41)

Insecticides Act, 1968 (46 of 1968)

Insolvency Laws (Amendment) Act,
1978 (28 of 1978)
Institutes of Technology Act,
1961 (59 of 1961)
Insurance Act, 1938 (4 of 1938)
Insurance Regulatory and Development
Authority Act, 1999 (41 of 1999)

263

Intelligence Organisations (Restriction

of Rights) Act, 1985 (58 of 1985)
Interest Act, 1978 (14 of 1978)
International Airport Authority
Act, 1971 (43 of 1971)
International Finance Corporation (Status,
Immunities and Privileges) Act,
1958 (42 of 1958)
International Monetary Fund and Bank Act,1945
Inter-State Corporations Act,
1957 (38 of 1957)
Inter-State Migrant Workmen (Regulation of
Employment and Conditions of Service) Act,
1979 (30 of 1979)
Inter-State River Water Disputes Act,
1956 (33 of 1956)

( ) ,
1985 (1985 58)
, 1978 (1978 14)
,
1971(1971 43)
(,
) , 1958 (1958 42)
, 1945
, 1957 (1957 38)
(
) , 1979 (1979 30)
,
1956 (1956 33)
() ,
1986 (1986 20)
,
1961 (1961 58)

Inter-State Water Disputes (Amendment) Act,

1986 (20 of 1986)
Iron Ore Mines Labour Welfare Cess Act,
1961 (58 of 1961)
J
Judges (Inquiry) Act, 1968 (51 of 1968)

() , 1968 (1968 51)

() , 1985 (1985 59)
() ,
2001 (2001 22)
( )
, 1950 (1950 15)
, 1850 (1850 18)

Judges (Protection) Act,1985 (59 of 1985)

Judicial Administration Laws (Repeal) Act,
2001 (22 of 2001)
Judicial Commissioners Courts (Declaration
as High Courts) Act, 1950 (15 of 1950)
Judicial Officers Protection Act,
1850 (18 of 1850)
Jute Packaging Materials (Compulsory Use in
Packing Commodities) Act, 1987 (10 of 1987)

( ) ,
1987 (1987 10)
( )
, 2000 (2000 56)

Juvenile Justice (Care and Protection

of Children) Amendment Act, 2000 (56 of 2000)
K
Kalakshetra Foundation Act, 1993 (6 of 1994)

, 1993 (1994 6)
{ , 1880 (1880 12)
,
1956 (1956 61)
() , 1973 (1973 62)

Kazis Act, 1880 (12 of 1880)

Khadi and Village Industries Commission Act,
1956 (61 of 1956)
Konkan Passenger Ships (Acquisition) Act,
1973 (62 of 1973)

264

L
Labour Welfare Fund Laws (Amendment) Act,
1987 (15 of 1987)

() ,
1987 (1987 15)
, 1894 (1894 1)
() , 1885 (1885 18)

Land Acquisition Act, 1894 (1 of 1894)

Land Acquisition (Mines) Act,
1885 (18 of 1885)
Land Improvement Loans Act,
1883 (19 of 1883)
Laws Local Extent Act,
1874 (15 of 1874)
Legal Representatives Suits Act,
1855 (12 of 1855)
Legal Services Authorities Act,
1987 (39 of 1987)

, 1883 (1883 19)

, 1874 (1874 15)
, 1855 (1855 12)
,
1987 (1987 39)
( ) ,
1964 (1964 28)
, 1957 (1957 37)
,
1956 (1956 31)
( ) ,
1956 (1956 9)
, 1963(1963 36)
, 1898 (1898 9)
, 1914 (1914 9)
,
1919 (1919 1)
() , 1998 (1998 17)

Legal Tender (Inscribed Notes) Act,

1964 (28 of 1964)
Legislative Councils Act, 1957 (37 of 1957)
Life Insurance Corporation Act,
1956 (31 of 1956)
Life Insurance (Emergency Provisions) Act,
1956 (9 of 1956)
Limitation Act, 1963 (36 of 1963)
Live stock Importation Act, 1898 (9 of 1898)
Local Authorities Loans Act, 1914 (9 of 1914)
Local Authorities Pensions and Gratuities Act,
1919 (1 of 1919)
Lotteries (Regulation) Act, 1998 (17 of 1998)
M
Mahatma Gandhi Antarrashtriya Hindi
Vishwavidyalaya Act, 1996 (3 of 1997)

,
1996 (1997 3)
() , 1978 (1978 27)

Maintenance of Internal Security (Repeal)

Act, 1978 (27 of 1978)
Maintenance Orders Enforcement Act,
1921 (18 of 1921)
Major Port Trusts Act, 1963 (38 of 1963)

, 1921 (1921 18)

, 1963 (1963 38)

, 1938 (1938 5)
, 1963 (1963 11)

Manoeuvres, Field Firing and Artillery

Practice Act, 1938 (5 of 1938)
Marine Insurance Act, 1963 (11 of 1963)

265

Marine Products Exports Development

Authority Act, 1972 (13 of 1972)

,
1972 (1972 13)
(
) , 1981 (1981 42)

Maritime Zones of India (Regulation of

Fishing by Foreign Vessels) Act,
1981 (42 of 1981)
Marriage Laws (Amendment) Act,
1976 (68 of 1976)

() ,
1976 (1976 68)
, 1892 (1892 2)
() ,
1959 (1959 61)
, 1961 (1961 53)
,
1971 (1971 34)
(-)
, 1955 (1955 16)
, 1987 (1987 14)
, 1958 (1958 44)
() , 1949 (1949 59)
, 1889 (1889 1)
( ) ,
1978 (1978 33)
, ,
2006 (2006 27)
( ) ,
1957 (1957 67)
, 1948 (1948 11)
() ,
1959 (1959 48)

, 1969 (1969 54)
,
1984 (1984 51)
- ,
1942 (1942 6)
, 1881 (1881 11)
() ,
1937 (1937 26)
(- ) ,
1986 (1986 25)

Marriages Validation Act, 1892 (2 of 1892)

Married Womens Property (Extension)
Act, 1959 (61 of 1959)
Maternity Benefit Act, 1961 (53 of 1961)
Medical Termination of Pregnancy
Act, 1971 (34 of 1971)
Medicinal and Toilet Preparations
(Excise Duties) Act, 1955 (16 of 1955)
Mental Health Act, 1987 (14 of 1987)
Merchant Shipping Act, 1958 (44 of 1958)
Merged State (Laws) Act, 1949 (59 of 1949)
Metal Tokens Act, 1889 (1 of 1889)
Metro Railways (Construction of Works)
Act, 1978 (33 of 1978)
Micro, Small and Medium Enterprises
Development Act, 2006 (27 of 2006)
Mines and Minerals (Development and
Regulation) Act, 1957 (67 of 1957)
Minimum Wages Act, 1948 (11 of 1948)
Miscellaneous Personal Laws (Extension)
Act, 1959 (48 of 1959)
Monopolies and Restrictive Trade Practices
Act, 1969 (54 of 1969)
Multi State Co-operative Societies Act,
1984 (51 of 1984)
Multi-unit Co-operative Societies Act,
1942 (6 of 1942)
Municipal Taxation Act, 1881 (11 of 1881)
Muslim Personal Law (Shariat) Application
Act, 1937 (26 of 1937)
Muslim Women (Protection of Rights on
Divorce) Act, 1986 (25 of 1986)

266

N
Narcotic Drugs and Psychotropic Substances
Act, 1985 (61 of 1985)

: ,
1985 (1985 61)
,
1985 (1985 64)

, 1981 (1981 61)
, 1948 (1948 31)
,
1985 (1985 2)
,
1993 (1993 27)
,
1992 (1992 19)
,
2004 (2005 2)
,
1993 (1993 64)
, 1990 (1990 20)

National Airports Authority Act,

1985 (64 of 1985)
National Bank for Agriculture and Rural
Development Act, 1981 (61 of 1981)
National Cadet Corps Act, 1948 (31 of 1948)
National Capital Region Planning Board Act,
1985 (2 of 1985)
National Commission for Backward
Classes Act, 1993 (27 of 1993)
National Commission for Minorities
Act, 1992 (19 of 1992)
National Commission for Minority Educational
Institutions Act, 2004 (2 of 2005)
National Commission for Safai Karamcharis
Act, 1993 (64 of 1993)
National Commission for Women Act,
1990 (20 of 1990)
National Company Limited (Acquisition and
Transfer of Undertakings) Act,
1980 (42 of 1980)
National Co-operative Development
Corporation Act, 1962 (26 of 1962)

( )
, 1980 (1980 42)
,
1962 (1962 26)
,
1993 (1993 73)
, 1987 (1987 37)

National Council for Teacher Education

Act, 1993 (73 of 1993)
National Dairy Development Board Act,
1987 (37 of 1987)
National Environment Appellate Authority Act,
1997 (22 of 1997)
National Environment Tribunal Act,
1995 (27 of 1995)
National Highways Authority of India Act,
1988 (68 of 1988)
National Housing Bank Act, 1987 (53 of 1987)
National Security Guard Act, 1986 (47 of 1986)
National Service Act, 1972 (28 of 1972)

267

,
1997 (1997 22)
,
1995 (1995 27)
,
1988 (1988 68)
, 1987 (1987 53)
, 1986 (1986 47)
, 1972 (1972 28)

National Trust for Welfare of Persons with

Autism, Cerebral Palsy, Mental Retardation
and Multiple Disabilities Act, 1999 (44 of 1999)

, ,
: ,
1999 (1999 44)
,
1971 (1971 59)
, 1957 (1957 62)
, 1881 (1881 26)
( ) ,
1956 (1956 45)
- ,
1873 (1873 8)
, 1878 (1878 17)
, 1952 (1952 53)

Naval and Aircraft Prize Act, 1971 (59 of 1971)

Navy Act, 1957 (62 of 1957)
Negotiable Instruments Act, 1881 (26 of 1881)
Newspaper (Price and Page) Act,
1956 (45 of 1956)
Northern India Canal and Drainage Act,
1873 (8 of 1873)
Northern India Ferries Act, 1878 (17 of 1878)
Notaries Act, 1952 (53 of 1952)
O
Oaths Act, 1969 (44 of 1969)

, 1969 (1969 44)

, 1881 (1881 16)
, 1963 (1963 19) ( )

Obstructions in Fairways Act, 1881 (16 of 1881)

Official Languages Act, 1963 (19 of 1963)
(with Rules)
Official Secrets Act, 1923 (19 of 1923)

, 1923 (1923 19)

Official Trustees Act, 1913 (2 of 1913)
, 1913 (1913 2)
The Offshore Areas Minerals (Development
( ) ,
and Regulation) Act, 2002 (17 of 2003)
2002 (2003 17)
Oilfields (Regulation and Development)
( ) ,
Act, 1948 (53 of 1948)
1948 (1948 53)
Orphanages and Other Charitable Homes
( )
(Supervision and Control) Act, 1960 (10 of 1960) , 1960 (1960 10)
P
Parliament (Prevention of Disqualification)
Act, 1959 (10 of 1959)

( ) ,
1959 (1959 10)
(-) ,
1977 (1977 15)
- ,
1936(1936 3)
, 1893 (1893 4)
, 1970 (1970 39)
, 1965 (1965 21)
, 1972 (1972 39)

Parliamentary Proceedings (Protection

of Publication) Act, 1977 (15 of 1977)
Parsi Marriage and Divorce
Act, 1936 (3 of 1936)
Partition Act, 1893 (4 of 1893)
Patents Act, 1970 (39 of 1970)
Payment of Bonus Act, 1965 (21 of 1965)
Payment of Gratuity Act, 1972 (39 of 1972)

268

Payment of Taxes (Transfer of Property) Act,

1949 (22 of 1949)

( ) ,
1949 (1949 22)
, 1936 (1936 4)
, 1871 (1871 23)
( ) ,
1963 (1963 37)
( ) ,
1962 (1962 59)
: ( ,
) , 1995 (1996 1)

Payment of Wages Act, 1936 (4 of 1936)

Pensions Act, 1871 (23 of 1871)
Personal Injuries (Compensation Insurance)
Act, 1963 (37 of 1963)
Personal Injuries (Emergency Provisions)
Amendment Act, 1962 (59 of 1962)
Persons with Disabilities (Equal Opportunities,
Protection of Rights and Full Participation) Act,
1995 (1 of 1996)
Petroleum and Natural Gas Regulatory
Board Act, 2006 (19 of 2006)
Pharmacy Act, 1948 (8 of 1948)
Places of Worship (Special Provisions) Act,
1991 (42 of 1991)
Poisons Act, 1919 (12 of 1919)
Police Act, 1861 (5 of 1861)
Police Forces (Restriction of Rights) Act,
1966 (33 of 1966)
Police (Incitement to Disaffection) Act,
1922 (22 of 1922)
Port Laws (Amendment) Act, 1997 (15 of 1997)
Post Office Cash Certificates Act,
1917 (18 of 1917)
Powers-of-Attorney Act,1882 (7 of 1882)

,
2006 (2006 19)
, 1948 (1948 8)
( ) ,
1991 (1991 42)
, 1919 (1919 12)
, 1861 (1861 5)
( ) , 1966
(1966 33)
(-) , 1922 (1922 22)
() , 1997 (1997 15)
, 1917 (1917 18)
, 1882 (1882 7)
( ) ,
1990 (1990 25)
( ) ,
1960 (1960 63)
- (
) , 1994 (1994 57)

Prasar Bharati (Broadcasting Corporation

of India) Act, 1990 (25 of 1990)
Preference Shares (Regulation of Dividends)
Act, 1960 (63 of 1960)
Pre-conception and Pre-natal Diagnostic
Techniques (Prohibition of sex selection) Act,
1994 (57 of 1994)
Presidency Small Cause Courts Act,
1882 (15 of 1882)

,
1882 (1882 15)
,
1909 (1909 3)
( ) ,
1969 (1969 16)

Presidency-towns Insolvency Act,

1909 (3 of 1909)
President (Discharge of Functions) Act,
1969 (16 of 1969)

269

Presidents Emoluments and Pension

Act, 1951 (30 of 1951)
Presidential and Vice-Presidential Election Act,
1952 (31 of 1952) (with rules)
Press and Registration of Books Act,
1867 (25 of 1867)
Press Council Act,1978 (37 of 1978)
Prevention of Blackmarketing and Maintenance
of Supplies of Essential Commodities
Act, 1980 (7 of 1980)
Prevention of Child Marriage Act,
2006 ( 7 of 2006)
Prevention of Corruption Act,
1988 (49 of 1988)
Prevention of Cruelty to Animals
Act, 1960 (59 of 1960)

,
1951 (1951 30)
, 1952
(1952 31) ( )
,
1867 (1867 25)
, 1978 (1978 37)

, 1980 (1980 7)
, 2006 (2006 7)
, 1988 (1988 49)

,
1960 (1960 59)
Prevention of Damage to Public Property
,
Act, 1984 (3 of 1984)
1984 (1984 3)
Prevention of Food Adulteration
,
Act, 1954 (37 of 1954)( with rules)
1954 (1954 37) ( )
Prevention of Illicit Traffic in Narcotic Drugs and :
Psychotropic Substances Act, 1988 (46 of 1988) , 1988 (1988 46)
Prevention of Insults to National Honour
,
Act, 1971 (69 of 1971)
1971 (1971 69)
Prevention of Money Laundering
- ,
Act, 2002 (15 of 2003)
2002 (2003 15)
Prevention of Publication of Objectionable
() ,
Matter (Repeal) Act, 1977 (14 of 1977)
1977 (1977 14)
Prevention of Seditious Meetings Act,
,
1911 (10 of 1911)
1911 (1911 10)
Prevention of Terrorism Act, 2002 (15 of 2002)
, 2002 (2002 15)
Prisons Act, 1894 (9 of 1894)
, 1894 (1894 9)
Prisoners (Attendance in Courts) Act,
( ) ,
1955 (32 of 1955)
1955 (1955 32)
Private Security Agencies (Regulation) Act,
() ,
2005 ( 29 of 2005)
2005 (2005 29)
Prize Chits and Money Circulation Schemes
() ,
(Banning) Act, 1978 (43 of 1978)
1978 (1978 43)

270

Prize Competitions Act, 1955 (42 of 1955)

, 1955 (1955 42)

, 1958 (1958 20)
Produce Cess laws (Abolition) Act,
() ,
2006 (46 of 2006)
2006 (2006 46)
Professions-Tax Limitation (Amendment
- ( ) ,
and Validation) Act, 1949 (61 of 1949)
1949 (1949 61)
Promissory Notes (Stamp) Act, 1926 (11 of 1926) () , 1926 (1926 11)
Protection of Civil Rights Act, 1955 (22 of 1955) ,
(with Rules)
1955 (1955 22) ( )
Protection of Human Rights Act,
,
1993 (10 of 1994)
1993 (1994 10)
Protection of Plant Varieties and Farmers
,
Rights Act, 2001 (53 of 2001)
2001 (2001 53)
Protection of Women from Domestic
,
Violence Act, 2005 (43 of 2005)
2005 (2005 43)
Provident Funds Act, 1925 (19 of 1925)
, 1925 (1925 19)
Provincial Insolvency Act, 1920 (5 of 1920)
, 1920 (1920 5)
Provincial Small Cause Courts Act,
, 1887 (1887 9)
Probation of Offenders Act, 1958 (20 of 1958)

1887 (9 of 1887)
Provisions of the Panchayats (Extension to the
Scheduled Areas) Act, 1996 (40 of 1996)

( ) ,
1996 (1996 40)
, 1931 (1931 16)

Provisional Collection of Taxes Act,

1931 (16 of 1931)
Public Accountants Default Act,
1850 (12 of 1850)
Public Debt Act, 1944 (18 of 1944)

, 1850 (1850 12)

, 1944 (1944 18)
(
) , 1983 (1983 48)
, 1867 (1867 3)
,
1991 (1991 6)
( )
, 1971 (1971 40)
- , 1968 (1968 23)
, 1993 (1993 69)
() ,
1850 (1850 37)
,
1932 (1932 11)

Public Financial Institution (Obligation as

to Fidelity and Secrecy) Act, 1983 (48 of 1983)
Public Gambling Act, 1867 (3 of 1867)
Public Liability Insurance Act,
1991 (6 of 1991)
Public Premises (Eviction of Unauthorised
Occupants) Act, 1971 (40 of 1971)
Public Provident Fund Act, 1968 (23 of 1968)
Public Records Act, 1993 (69 of 1993)
Public Servants (Inquiries)
Act, 1850 (37 of 1850)
Public Suits Validation Act, 1932 (11 of 1932)

271

R
Railway Claims Tribunal Act, 1987 (54 of 1987)

, 1987 (1987 54)

Railway Companies (Substitution of Parties in
( )
Civil Proceedings) Act, 1946 (14 of 1946 )
, 1946 (1946 14)
Railway Protection Force Act, 1957 (23 of 1957) , 1957 (1957 23)
Railway Property (Unlawful Possession) Act,
(- ) ,
1966 (29 of 1966)
1966 (1966 29)
Rajghat Samadhi Act, 1951 (41 of 1951)
, 1951 (1951 41)
Rajiv Gandhi University Act, 2006 ( 8 of 2007)
, 2006 (2007 8)
Reciprocity Act, 1943 (9 of 1943)
, 1943 (1943 9)
Recovery of Debts Due to Banks and Financial

Institutions Act, 1993 (51 of 1993)
, 1993 (1993 51)
Red Cross Society (Allocation of Property) Act,
( ) ,
1936 (18 of 1936)
1936 (1936 18)
Reformatory Schools Act, 1897 (8 of 1897)
, 1897 (1897 8)
Refugee Relief Taxes (Abolition)
() ,
Act, 1973 (51 of 1973)
1973 (1973 51)
Regional Rural Banks Act, 1976 (21 of 1976)
, 1976 (1976 21)
Registration of Birth and Deaths Act,
,
1969 (18 of 1969)
1969 (1969 18)
Registration of Foreigners
,
Act, 1939 (16 of 1939)
1939 (1939 16)
Rehabilitation Council of India Act,
,
1992 (34 of 1992)
1992 (1992 34)
Religious Endowments Act, 1863 (20 of 1863)
, 1863 (1863 20)
Religious Institutions (Prevention of Misuse) Act, ( ) ,
1988 (41 of 1988)
1988 (1988 41)
Religious Societies Act, 1880 (1 of 1880)
, 1880 (1880 1)
Remittances of Foreign Exchange and

Investments in Foreign Exchange Bonds
( ) , 1991 (1991 41)
(Immunities and Exemptions) Act,
1991 (41 of 1991)
Repatriation of Prisoners Act, 2003 (49 of 2003)

, 2003 (2003 49)

Repealing and Amending Act, 1974 (56 of 1974) , 1974 (1974 56)
Representation of the People
,
Act, 1950 (43 of 1950)
1950 (1950 43)
Requisitioned Land (Apportionment of
( ) ,
Compensation) Act, 1949 (51 of 1949)
1949 (1949 51)

272

Requisitioning and Acquisition of Immovable

Property Act, 1952 (30 of 1952)

,
1952 (1952 30)
,
1986 (1986 32)
{ ,
1952 (1952 62)
{ , 1934 (1934 2)
{ ( ) ,
1948 (1948 62)
, 1890 (1890 1)
, 2005 (2005 22)
, 1956 (1956 49)
,
1950 (1950 64)
( ) ,
1972 (1972 54)

Research and Development Cess Act,

1986 (32 of 1986)
Reserve and Auxiliary Air Force Act,
1952 (62 of 1952)
Reserve Bank of India Act, 1934 (2 of 1934)
Reserve Bank (Transfer to Public Ownership)
Act, 1948 (62 of 1948)
Revenue Recovery Act, 1890 (1 of 1890)
Right to Information Act, 2005 (22 of 2005)
River Boards Act, 1956 (49 of 1956)
Road Transport Corporation Act,
1950 (64 of 1950)
Rulers of Indian States (Abolition of Privileges)
Act, 1972 (54 of 1972)
S
SAARC Convention (Suppression of Terrorism)
Act, 1993 (36 of 1993)
Salary, Allowances and Pension of Members of
Parliament Act, 1954 (30 of 1954)
Sale of Goods Act, 1930 (3 of 1930)
Sales Promotion Employee (Conditions of
Service) Act, 1976 (11 of 1976)
Sales Tax Laws Validation Act,
1956 (7 of 1956)
Salt Cess Act, 1953 (49 of 1953)
Sarais Act, 1867 (22 of 1867)
Scheduled Areas (Assimilation of Laws) Act,
1951 (37 of 1951)
Scheduled Castes and Scheduled Tribes
(Prevention of Atrocities) Act, 1989 (33 of 1989)
(with rules)
Scheduled Tribes and other Traditional Forest
Dwellers (Recognition of Forest Right) Act,
2006 (2 of 2007)
Scheduled Castes and Scheduled Tribes Orders
(Amendment) Act, 1956 (63 of 1956)
Seamens Provident Fund Act, 1966 (4 of 1966)

273

(
) , 1993 (1993 36)
, ,
1954 (1954 30)
, 1930 (1930 3)
( ) ,
1976 (1976 11)
- ,
1956 (1956 7)
, 1953 (1953 49)
, 1867 (1867 22)
( ) ,
1951 (1951 37)
(
) , 1989 (1989 33)
( )
(
) , 2006 (2007 2)

() , 1956 (1956 63)
- , 1966 (1966 4)

Sea-ward Artillery Practice Act,

1949 (8 of 1949)
Securities and Exchange Board of India
Act, 1992 (15 of 1992)

- , 1949 (1949 8)

,
1992 (1992 15)
Securities Contracts (Regulation)
() ,
Act, 1956 (42 of 1956)
1956 (1956 42)
Securities Laws (Amendment) Act,
() ,
1995 (9 of 1995)
1995 (1995 9)
Securitisation and Reconstruction of Financial

Assets and Enforcement of Security Interest Act, , 2002 (2002 54)
2002 (54 of 2002)
Seeds Act, 1966 (54 of 1966)

, 1966 (1966 54)

,
2000 (2000 37)
Sheriffs Fees Act, 1852 (8 of 1852)
, 1852 (1852 8)
Sick Industrial Companies (Special Provisions)
( ) ,
Act, 1986 (1 of 1986)
1986 (1986 1)
Sick Textile Undertakings (Nationalisation) Act,
() ,
1974 (57 of 1974)
1974 (1974 57)
Sick Textile Undertakings (Taking Over of
( ) ,
Management) Act, 1972 (72 of 1972)
1972 (1972 72)
Slum Areas (Improvement and Clearance)
( )
Act, 1956 (96 of 1956)
, 1956 (1956 96)
Small Coins (Offences) Act, 1971 (52 of 1971)
() , 1971 (1971 52)
Small Industries Development Bank of India
,
Act, 1989 (39 of 1989)
1989 (1989 39)
Smugglers and Foreign Exchange Manipulators ( )
(Forfeiture of Property) Act, 1976 (13 of 1976)
, 1976 (1976 13)
Special Bearer Bonds (Immunities and
( ) ,
Exemptions) Act, 1981 (7 of 1981)
1981 (1981 7)
Special Courts (Repeal) Act, 1982 (34 of 1982)
() , 1982 (1982 34)
Special Economic Zones Act, 2005 ( 28 of 2005) , 2005 (2005 28)
Special Protection Group (Amendment) Act,
() ,
1988 (34 of 1988)
1988(1988 34)
Special Criminal Courts (Jurisdiction) Act,
() , 1950
1950 (18 of 1950)
(1950 18)
Special Marriage Act, 1954 (43 of 1954)
, 1954 (1954 43)
Special Tribunals (Supplementary Provisions)
( ) ,
Act, 1946 (26 of 1946)
1946 (1946 26)
Semi Conductor Integrated Circuits
Layout Design Act, 2000 (37 of 2000)

274

Specific Relief Act, 1963 (47 of 1963)

Standards of Weights And Measures
Act, 1976 (60 of 1976)
State Acquisition of Lands for
Union Purposes (Validation) Act,
1954 (23 of 1954)
State Agricultural Credit Corporations
Act, 1968 (60 of 1968)
State Armed Police Forces (Extension of Laws)
Act, 1952 (63 of 1952)
State Associated Banks (Miscellaneous
Provisions) Act, 1962 (56 of 1962)
State Bank Laws (Amendment) Act,
1973 (48 of 1973)
State Bank of Hyderabad Act, 1956 (79 of 1956)
State Bank of India Act, 1955 (23 of 1955)
State Bank of India (Subsidiary Banks) Act,
1959 (38 of 1959)
State Emblem of India (Prohibition of improper
Use) Act, 2005 (50 of 2005)
State Financial Corporations
Act, 1951 (63 of 1951)
State Reorganisation Act, 1956 (37 of 1956)
Sugar Undertakings (Taking Over of
Management) Act, 1978 (49 of 1978)
Suits Valuation Act, 1887 (7 of 1887)
Suppression of Immoral Traffic in Women
and Girls (Amendment) Act, 1978 (46 of 1978)
Suppression of Unlawful Acts Against
Safety of Civil Aviation Act, 1982 (66 of 1982)
Suppression of Unlawful Acts Against Safety of
Maritime Navigation and Fixed Platforms
on Continental Shelf Act, 2002 (69 of 2002)
Supreme Court (Enlargement of Criminal
Appellate Jurisdiction) Act, 1970 (28 of 1970)
Supreme Court Judges (Salaries and
Conditions of Service) Act, 1958 (41 of 1958)
Supreme Court (Number of Judges)
Act, 1956 (55 of 1956)

275

, 1963 (1963 47)

, 1976 (1976 60)
()
, 1954 (1954 23)
, 1968 (1968 60)
( ) ,
1952 (1952 63)
( ) ,
1962 (1962 56)
() ,
1973 (1973 48)
, 1956 (1956 79)
, 1955 (1955 23)
( ) ,
1959 (1959 38)
( ) ,
2005 (2005 50)
,
1951 (1951 63)
, 1956 (1956 37)
(-) ,
1978 (1978 49)
, 1887 (1887 7)
() ,
1978 (1978 46)
,
1982 (1982 66)


, 2002 (2002 69)
( )
, 1970 (1970 28)
( )
, 1958 (1958 41)
( ) ,
1956 (1956 55)

T
Taxation Laws (Amendment)
Act, 1970 (42 of 1970)
Taxation Laws (Continuation and Validation of
Recovery Proceedings) Act, 1964 (11 of 1964)

() , 1970 (1970 42)

(
) , 1964 (1964 11)
, 1995 (1995 44)

Technology Development Board Act,

1995 (44 of 1995)
Telecom Regulatory Authority of India
Act, 1997 (24 of 1997)

- ,
1997 (1997 24)
(- ) ,
1950 (1950 74)
- , 1956 (1956 69)

Telegraph Wires (Unlawful Possession)

Act, 1950 (74 of 1950)
Terminal Tax on Railway Passengers Act,
1956 (69 of 1956)
Territorial Army Act, 1948 (56 of 1948)
Territorial Waters, Continental Shelf,
Exclusive Economic Zone and Other
Maritime Zones Act, 1976 (80 of 1976)
Terrorist Affected Areas (Special Courts)
Act, 1984 (61 of 1984)
Terrorist and Disruptive Activities (Prevention)
Act, 1985 (31 of 1985)
Tokyo Convention Act, 1975 (20 of 1975)
Trade and Merchandise Marks Act,
1958 (43 of 1958)
Trade Marks Act, 1999 (47 of 1999)
Trade Unions Act, 1926 (16 of 1926)
Trading with the Enemy (Continuance of
Emergency Provisions) Act, 1947 (16 of 1947)
Transfer of Evacuee Deposits Act,
1954 (15 of 1954)
Transfer of Prisoners Act, 1950 (29 of 1950)
Transfer of Property Act, 1882 (4 of 1882)
Transplantation of Human Organs Act,
1994 (42 of 1994)
Trust Laws (Amendment) Act, 1975 (16 of 1975)
Two-Member Constituencies (Abolition)
Act, 1961 (1 of 1961)

276

, 1948 (1948 56)

-, ,
,
1976 (1976 80)
( ) ,
1984 (1984 61)
() ,
1985 (1985 31)
, 1975 (1975 20)
,
1958 (1958 43)
, 1999 (1999 47)
, 1926 (1926 16)
( )
, 1947 (1947 16)
,
1954 (1954 15)
, 1950 (1950 29)
, 1882 (1882 4)
, 1994 (1994 42)
() , 1975 (1975 16)
- () ,
1961 (1961 1)

U
Unclaimed Deposits Act, 1866 (25 of 1866)

, 1866 (1866 25)

- () ,
1979 (1979 24)
( ) , 1965
(1965 49)
() ,
1973 (1973 14)
( )
, 1969 (1969 19)
, 1963 (1963 52)
( )
, 1947 (1947 46)
( ) ,
1947 (1947 43)
,
1956 (1956 3)
() ,
1967 (1967 37)
() ,
1976 (1976 106)

Union Duties of Excise (Distribution) Act,

1979 ( 24 of 1979)
Union Territories (Direct Election to the
House of the People) Act, 1965 (49 of 1965)
Union Territories Taxation Laws (Amendment)
Act,1973 ( 14 of 1973)
Union Territories (Separation of Judicial and
Executive Functions) Act, 1969 (19 of 1969)
Unit Trust of India Act,1963 (52 of 1963)
United Nations (Privileges and Immunities)
Act, 1947 (46 of 1947)
United Nations (Security Council)
Act, 1947 (43 of 1947)
University Grants Commission Act,
1956 (3 of 1956)
Unlawful Activities (Prevention) Act,
1967 (37 of 1967 )
Untouchability (Offences) Amendment and
Miscellaneous Provisions
Act, 1976 (106 of 1976)
Urban Land (Ceiling and Regulation)
Act, 1976 (33 of 1976)

( ) ,
1976 (1976 33)
, 1918 (1918 10)
, 1855 (1855 28)

Usurious Loans Act, 1918 (10 of 1918)

Usury Laws Repeal Act, 1855 (28 of 1855)

V
Vaccination Act, 1880 (13 of 1880)

, 1880 (1880 13)

, 1983 ( 1983 30)
, 1997 ( 1997 30)

Vegetable Oil Cess Act, 1983 (30 of 1983)

Vice-Presidents Pension Act,
1997 (30 of 1997)
Voluntary Deposits (Immunities and
Exemptions) Act, 1991 (47 of 1991)

( ) ,
1991 (1991 47)

1976 (1976 8)
( )
1961, (1961 46)

Voluntary Disclosure of Income and

Wealth Act, 1976 (8 of 1976)
Voluntary Surrender of Salaries (Exemption
from Taxation) Act, 1961 (46 of 1961)

277

W
Weekly Holidays Act, 1942 (18 of 1942)
Wild Life (Protection) Act, 1972 (53 of 1972)
Women's and Children Institutions (Licensing)
Act, 1956 (105 of 1956)
Workmen's Compensation Act, 1923 (8 of 1923)
Works of Defence Act, 1903 (7 of 1903)

, 1942 (1942 18)

() , 1972 (1972 53)
() ,
1956 (1956 105)
, 1923 (1923 8)
, 1903 (1903 7)

Y
Young Persons (Harmful Publications) Act,
1956 (93 of 1956)

( ) ,
1956 (1956 93)

278

279

, , ,

Appendix - III - Standard Devanagari Symbols for English Alphabets

- III -