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2.1.4.L1

SettingFinancialGoalsNoteTakingGuide

TotalPointsEarned

TotalPointsPossible

Percentage

Name Julie

Date

Class

Directions:Usethepromptsprovidedtotakenotesduringthelesson.

GoalSetting

Whatisagoal?

Identifyonewaygoal
settingcanbenefityou.

Isitrealistictowritegoals
foreverydecisionyou
make?

the end result of something a person intends to acquire, achieve, do,


reach, or accomplish sometime in the near or distant future

creates a path and provides guidence for your future, helps make the
life you want to live reality, helps with decision making, helps create
well being

daily decisions that dont require a lot of thought.ex: what to wear in the morning.
Major decisions require thought, effort, time, personal discipline. ex: what to do
after high school

GoalSetting andFinancialPlanning

Goalsettingisimportanttofinancialplanning
Whatisfinancialplanning?

managing money continuously through life in order to reach financial


goals
Whatisafinancialgoal?

specific objectives/goals that are accomplished through financial


planning
TakeChargeTodayAugust2013SettingFinancialGoals
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

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2.1.4.L1

SettingandAchievingGoals
DescribeeachelementofaSMARTgoalinthetablebelow.Makesuretoincludeanyvocabularyterm
definitions.
clearly defined end result
S

financial goal = state exactly what plan you have for the money involved

Specific

determine exactly when you wil know that the goal has been met
M

financial goal = state exact dollar ammount

Measurable

create a step by step plan outlining exactly how the goal can be reached
A

Attainable

financial goal = often dtermined by a spending plan or budget

Realistic

examine the consequences of that goal; consider the trade-offs and


opportunity costs

specifically state when goal will be reached


T

TimeBound

consider whether your goals are short term or long term


financial goal = make sure to sonsider your long term financial need when setting
financial goals

Whatisonewaythatyoucanensureyoureachyourgoalafteritiswritten?

You can tell someone so they can help keep you accountable towards your goal

WriteoneSMARTfinancialgoalforyourself:

S- I want to save money for college


M- I want to save $500 for college
A- I will save these $500 by opening a savings account
R- If I want to save these $500 I need to get a job which means sacfricing some of my free
time
T- I will accomplish this in the next 9 months

TakeChargeTodayAugust2013SettingFinancialGoals
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona