n

Inver.Inic
Interes
Abandono
Rapida
Rapida
Lenta
Lenta
Abandono
Abandono
No iniciar

3 aos

Resultado
-10 millon
8%
70%
Aos

Alta
Baja
Alta
Baja

0
-10
-10
-10
-10
-10
-10
-10

1
7
3
4
1
7
7

2
7
3
4
1

3
7
3
4
1

VNA
$ 8.04
($ 2.27)
$ 0.31
($ 7.42)
($ 3.52)
($ 3.52)
$ 0.00

1.5609

Rama
Arbol Probabil
7
0.7
8
0.3
10
0.4
11
0.6
9
12
13

Pondera Nodo Valor

Probabil
5.6278
5 4.9472
0.6
-0.6806
0.1234
6 -4.3304
-4.4537
2 1.56089
0.4

Prstamo
Plazo(meses)
Tasa inters
Costos prstam
Modalidad
Desembolso
Cuota mensual
Inters de retorno
Mes
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

1,000,000
36
2% AMV
50,000
Cuota fija
950,000
$ 39,233
2.323% TIR
Tabla de Amortizacin
Amortizacin

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

19,233
19,618
20,010
20,410
20,818
21,235
21,659
22,093
22,534
22,985
23,445
23,914
24,392
24,880
25,377
25,885
26,403
26,931
27,469
28,019
28,579
29,151
29,734
30,328
30,935
31,554
32,185
32,828
33,485
34,155
34,838
35,534
36,245
36,970
37,709
38,464

Inters

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

20,000
19,615
19,223
18,823
18,415
17,998
17,574
17,140
16,699
16,248
15,788
15,319
14,841
14,353
13,856
13,348
12,830
12,302
11,764
11,214
10,654
10,082
$ 9,499
$ 8,905
$ 8,298
$ 7,679
$ 7,048
$ 6,405
$ 5,748
$ 5,078
$ 4,395
$ 3,698
$ 2,988
$ 2,263
$ 1,523
$ 769

Pago Total

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233

Nuevo Saldo

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

980,767
961,150
941,140
920,730
899,911
878,677
857,018
834,925
812,391
789,406
765,961
742,047
717,655
692,776
667,398
641,513
615,111
588,180
560,711
532,692
504,113
474,963
445,229
414,901
383,966
352,412
320,228
287,400
253,915
219,760
184,922
149,388
113,143
$ 76,173
$ 38,464
$0

Mes
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Tabla de Contabilidad
Amortizacin

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

17,163
17,561
17,969
18,387
18,814
19,251
19,698
20,156
20,624
21,103
21,594
22,095
22,609
23,134
23,671
24,221
24,784
25,360
25,949
26,552
27,169
27,800
28,446
29,106
29,783
30,474
31,182
31,907
32,648
33,407
34,183
34,977
35,789
36,621
37,472
38,342

Inters

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

22,070
21,671
21,263
20,846
20,419
19,982
19,534
19,077
18,609
18,129
17,639
17,138
16,624
16,099
15,562
15,012
14,449
13,873
13,284
12,681
12,064
11,433
10,787
10,126
$ 9,450
$ 8,758
$ 8,050
$ 7,326
$ 6,585
$ 5,826
$ 5,050
$ 4,256
$ 3,443
$ 2,612
$ 1,761
$ 891

Pago Total

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233
39,233

TIR
Nuevo Saldo

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

932,837
915,276
897,306
878,920
860,106
840,854
821,156
801,000
780,376
759,272
737,679
715,583
692,975
669,841
646,170
621,948
597,165
571,805
545,856
519,304
492,136
464,336
435,891
406,784
377,002
346,527
315,345
283,438
250,790
217,383
183,201
148,224
112,434
$ 75,814
$ 38,342
$0

950,000

($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($
($

39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)
39,233)

2.323%

22,070
21,671
21,263
20,846
20,419
19,982
19,534
19,077
18,609
18,129
17,639
17,138
16,624
16,099
15,562
15,012
14,449
13,873
13,284
12,681
12,064
11,433
10,787
10,126
9,450
8,758
8,050
7,326
6,585
5,826
5,050
4,256
3,443
2,612
1,761
891

amortiz

17,163
17,561
17,969
18,387
18,814
19,251
19,698
20,156
20,624
21,103
21,594
22,095
22,609
23,134
23,671
24,221
24,784
25,360
25,949
26,552
27,169
27,800
28,446
29,106
29,783
30,474
31,182
31,907
32,648
33,407
34,183
34,977
35,789
36,621
37,472
38,342

Nuevo Sald

932,837
915,276
897,306
878,920
860,106
840,854
821,156
801,000
780,376
759,272
737,679
715,583
692,975
669,841
646,170
621,948
597,165
571,805
545,856
519,304
492,136
464,336
435,891
406,784
377,002
346,527
315,345
283,438
250,790
217,383
183,201
148,224
112,434
75,814
38,342
(0)

26 Juan
Pedro
Ernesto
David
Napoleon
Nepomuceno

ao

saldo ini
2013
2014
2015

431.92
453.52
476.19

interes
5%
21.60
22.68
23.81

estradas efectnuevo saldo

500

453.52
476.19
0.00

Comi broker
100
TIR
9.1391%
ao
saldo ini
interes
estradas efectnuevo saldo flujo caja
5000
8%
4900
2013
4,900.00
447.82
400.00
4,947.82
(400.00)
2014
4,947.82
452.18
5,400.00
0.00
(5,400.00)
TIR
9.1391%

Saldo anter
Ingresos
Total ing
salidas
total salid
caja periodo
caja acumul
TIR

0
0
5000
5000

1
4900
0

2
4500
0

100
100
4900
4900

400
400
-400
4500

5400
5400
-5400
-900

interes
448
370.33

saldo
4,052.18
(977.48)

interes recibi
40 Vr rescate
1100
Costo trans
50
TIR
6.9585%
ao
saldo ini
interes
entradas efecnuevo saldo
900.00
2010
950.00
66.11
(40.00)
976.11
2011
976.11
67.92
(40.00)
1,004.03
2012
1,004.03
69.86
(40.00)
1,033.89
2013
1,033.89
71.94
(40.00)
1,065.83
2014
1,065.83
74.17
(1,140.00)
0.00

flujo caja
950.00
(40.00)
(40.00)
(40.00)
(40.00)
(1,140.00)
TIR

Saldo anter
Ingresos
Total ing
salidas
total salid
caja periodo
TIR

0
950.00
950

-40
-40
-40

-40
-40
-40

950
6.9584%

6.9584%

-40
-40
-40

-40
-40
-40

interes

saldo

66
67.92
69.86
71.94
74.17

-1140
-1140
-1140

976.11
1,004.03
1,033.89
1,065.83
0.00