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Ion= of obligations which is a rule of conduct, just and obligatory, promulgat:,d by lzgitimatz
~authorities for common good, benefit and observance
b. Quasi contracts c. Delicts
Fae Contracts
d. LAW

Ajtridical necessity to give, to do or not to do

a, Civil 'obligation
b. Natyral obligation

c. Monti obligation

They give a right of action to compel their performance

a. civil obligation
b. moral obligation
c. natural obligation


Social obligation

d. social obligation

The obligee has a right to enforce,the obligation against the obligor in a court of law
b. moral obligation

, c. natural obligation

d. 360 obligation

. 5; This is based on equity and justice

b. moral obligation
a, civil obligation

c, natural obligation

d. social obligation

a., civil obligation

6. The person in whose favor the obligation is consti tined

a. Obligor

b. Obligee

c. Ps!ii ve subject

7. Synonymous to obligee
1: Creditor
Active stibjel

a. and 2
b. 1 and 4

P.6ss.' , subject
c. 2 anc_. T;

8. The person who has the duty of giving, do,ng or not king
a. Obligee
b. Obligor
e. Act;

9. Synonymous to ubligor
Active subject
1.) Creditor
b. 1 and 4
a. 1 and 2

10.The object or subject matter of the obligation

b. Vinculum
a. Prestation



c. 2 and 3

c. Active subject

11. The efficient cause or juridical tie why the obligation exists
b. Passive Subject
c. Prestation
a. Active subject

d. Dthtor


d and 4

J. P:lssive subjek:

Ll. Vinculum

12. The. duty not to recover what has voluntarily been paid although paymat was no ionwer
c. Mord obligation,
d. juridical
b. Natural obligation
13. The following are sources of obligations derived from law, eNcept
a. contracts

b. 'quasi-contracts


14. Cannot be enformi by court action and depend exclusively uon ill^. good cons -.;e7icc of die debtor.
c. inora: obligation
b. natural obligation
d. -,ocial obligation
a. civil obligation
15. A owes B P1,000 .. A, knowing that the debt has prescribed neverth-;less, still wiys B. an A reco.ver
what he voluntarily paid?
Yes, because P has no right IX) demand the pLyrnent effec:ed by A
No, the payment extinguished the natuail obligation.
5econd answer


a.Both answers are correct

b. Both answers are wrong

c. Only the first is correct

d. Only the second is correct

16. The duty to pay taxes and to support one's Family are obligations arising from
d. Delic:s
c. Quasi contracts
b. Contracts
IL Law

t7i Tliqrobligation of husband and wile to render mutuai help and support arises from
4.. ::ontaTict

b. law

c quasi-contract

d, quasi-delict

18. A supports 13, a minor because 13's father refuses to support B, The father is obliged to reimburse A.
The source of obligation is
b. quasi contract
a. contract
d. quasi delict

19.: A jutidical relation resulting from a lawful, voluntary, and unilateral act and which has for its purpose
, the payment of indemnity to the end that no one shall be unjustly enriched or henefited at the expense of
h another.
c. Delict
d. Quasi-delict
20. When a person vOluntarily takes charge of another's abandoned business or property without the owner's
authority where reimbursement must be made for necessary and useful expenses.
b. Quasi-delict
a. Quasi-contract'
e. Negotiorum gestio
d. Solutio indehiti

a( 21. When something is received when there is no right to demand it , and it was unduly delivered thru
mistake, the recipient has the duty to return it
b. Quasi-delict
a. Quasi - contract
c. Negotiorum gestio
d. Solutio indebiti
22. - A ouaskontract is an implied contract
- A defendant who is acquitted in a criminal case is no longer
0. false, true
b. true, false
a. true, true
or cuipa aqUiliar,a is
6 23. Torta. Quasi-contract

b. Quasi-delict


c. Negotiorina gestio

d. false, false
d, Solutio indebiti

24. A fault or act or omission of care which causes claninge to :d other, there being no pre-existing
contractual relations between the parties
a. Quasi-contract
b. Quasi-delict
c. Negotiorum gestio
d. Solutio indehiti
25. Orniasinn of the diligence which is required by the oircuinstances of person, place and.titne

a. Ignorance
b. Negligence
c. Irrpotence
d. insanity
26. Unless the Jaw or the stipulation of the parties require another standard of care, every person obliged to
give something is also obliged to take care of it with the proper diligence
c. Of a father of a good family
a. Ooserving utmost care
d. Observing ordinary diligence
b. Observing extraordinary care

diligence is
n 27. Ordinary
a. Diligence of a good father of a family

b. Extraordinary diligence

c. Diligence required by law

d. Diligence of a father of a good family

IP 28. The creditor has a right to the fruits of the thing

a. From the time the obligation to deliver it arises c. From the time there is meeting of the minds
d. From the perfectiou of the contract
b. From the time the fruits have been delivered
29. From the time the fruits have been delivered, the creditor shnil tteilu ire
c. Moral rOit
b. Personul right
' P. Real right

d. Iii.t:hoate right

CU, 30. If A sells to B a fountain pen, the giving by A to B of the fountain pen is
Constructive c. Symbolical tradition d. Traditio longa - manu
a. Actual tradition

a/ 30. If A sells to B a fountain pen, the giving by A to B of the foUnt;lin pen is

Constructive c. Symboiical tradition
a. Actual tradition

Traditio longa-manu

Items 31-35 A kind of constructive delivery whereby:

(k) 31. There is delivery when the keys of a warehouse are given
c. Traditio brevi manu
a. Traditio sinnbolica
ci, Truditio constitutom possessorium
b. Traditio longa-rnanu

the object.
32. here is delivery by mere consent or the pointing out of
u. Tr adi ti brevi - manu
a- Traditio, siraboi ica

. _ - . conga-manu -

BL-62-41 2

Traditio constitutora possessorium

A possessor

of a thing not as an ()twice, becomes the posses

so r as owner
Traditio brevi mann
Traditio conga-mono
d. Traditio constitutom
4.. A possessor of ft thing as an
owner retains possession no
a.,Tmditio simbolica
loiTcr as an owner, but in !'.orne ether capacii.
c. Trad
it brevi mono
b. Traditio conga-mane

Trail it;o eonstitutom

e opposite of brevi-manu
Longa manu


Constitutom possessors um
d. QuiLsi.ttadition

a- fig is capable Of
particular designation
. b. Specific

a. Generic

c. Indeterminate

d . Indeterminable

a thing refers to a class, to a genus

b, Specific and cannot be pointed out with particularity.

c. Determinate
d. Itideterminable


38 A wifo was about to deliver a

child. Her parents brought her to the hospital 'Wh6 should pay C le
expenses for medical attendance?

The husband, because it is Ws duty to support

his wife and support
includes tned ical

Zgmlysi:2 The parents,

because they were the persons,who
'Both answers are correct
t "wife" to the hospital

c. Only the first is correct

b. Both answers are not correct

d. Only the second is corre.ct

39, The following are kinds of ftuits of an obligation, except

b. industi jai

d. penal

40. Spontaneous products of the soil

and.:he Offspiing and other products of animalf;
a., natural
b. industria.I
C. civil

d. penal

41. Products of the soil through cultivation or intervention of human labor.

a. natural
b. industrial
c. civil

d. pen:11

d. pen;11

42. Fruits arising out of contracts like rental payments

a., natural
b, industrial
c. civil

d. penal

43. When does the obligation to deliver arise

Inhere is nolerm or condition, then from the perfection of the contract
, 6riumr_2 If there is a term or condition, then from the moment the,term arrives or the condition
a. True,strue b. True, false c. False, iTLIC d. false, false

44. A is obliged to give. B 10 kilos of sugar, which of the following is not correct
a.B can demand that A obtain the sugar and deliver it to him
b.B can just buy 10 kilos of sugar and charge the expenses to A
can insist on just pa.ying,B damages or the monetary value of the sugar
d,B may require another person to deliver the sugar and charge the expenses to A
45. Where demand by the creditor shall be necessary in order that delay may exist
a. When time is of the essence of the contract
b. When demand would be useless
c. When the obligor has 'expressly acknowledged that he is in default
d. When the obligor requested for an extension of time
46. Debtor's default in real obligation

a. Mora accipiendi
b. Mora solveudi ex re

c. Mom )1ven(ii cx persona

(I. Comp, nsatin roorap

Debtor's default in personal obligation
Mona accipiendi
;b. Mora solvendi ex-re

c. Mora solvendi-ex persona

d. Compensatio morae

8; Default on the part of the creditor

a. Mora accipiendi
b. Solvendi ex re

Mora solvendi ex persona

Compensatio morae

Default on the part of both parties

a: Mora accipiendi
b. Mora solvendi ex-re


Mont solvendi ex person;


50.A borrowed money from B payable on Dec. 10, 2006. 11

because there is stipulation as regards the due date.

led to pay on due clate. will A be in delay?

.<'. li, Nes, ifthe obligation is in writing.

No, because demand has not been made by 13.
.d. No,.if A
the. money to pay B.
,a. Mo

ed for mental and physical anguish

b. Exemplary.
c. Nominal

52. Damages awatdedrto.Vindicate aright

a. Liquidated
b, Actual



53. Damages awarded to set an example

b. Liquidated
a. Exemplar

c. Nominal

c. Nominal

d. Temperate

d. Exemplary

d. Moral

54. When the exact amount of damage, cannot be ascertained

o. Exemplary
b. Liquidated
c. Temperate

d. Moral

55. Damages.predeteimin.ed beibrehand

b. Liquidated
a. Tempetate

d. Moral

c. Actual

56. A obliged himself to deliver to B the following:

1) 2007 Sing-it Yamaha Organ
2) Malagona passenger jeepney with engine No: 69 and chasis No. 88
i First Sttltement In case A failed to deliver the 2007 Ykunaha Organ, the court may compel A to
deliver th. 2007 Yamaha Organ plus (Itmages
Second Staternegt In .case A failed to deliver the jeepney, the court may compel A to deliver the
jeepney plus damages

a. Tax, true b. True, false c. False, true d. False, false

57. 1: If a person obliged to do something fails to do it, the same shall be executed at his cost.
II. Those who in the performance of their obligati6ns a-e guilt of fraud, negligence, or delay and those
who in any manner 'contravene the tenor thereof, are liable for damages.'
d. False, false
c. False, true
b. True, false
. a. True; true
58. 1. Responsibility arising from fraud is demandable in all obligations. Any waiver of an action for fraud
If the law, or contract does not state the diligence which is to be observed in the performance of an
obligation, that which is expected of a father of a good family shall he.required.
d. False, false
c. False, true
b. True, false
a. True, true


The receipt of a later installment of a debt without reservation as to prior installments, shall
to a rebuttable presumption that such installments have been paid
II. If a taxpayer pays his income tax liability for the current year, there is a presumption that tax liability
for the previous year has been paid.
e, False, true
U. False, false
b. True; false
a..True, true

60, With regard to the right as to the fruiis or the thing, whic.11 i. Noteorrect?


If the obligation is subject to a suspensive condition. the obligation to deli , arises from lir,
moment the condition happens.


If the obligation is subject to a suspensive pl:ziod, the obligation to deliver arti sts upon thL:
. ;expiration of the term or period
theri Is no condition or term for its fulfillment, the obligation to deliver arises from the

Pezfection.of the contract or creation of the obligation

If the obligation arises from a contract of sale, the vendor has a right to the fruits of the thing from
:::the time the obligation to deliver arises.
A IS obliged to deliver his only Car. to B on November 20, 2007. If A does het deliver, and cn November
2007, a typhoon destroys the car
aiA is not. liable because the obligation is extinguished
A is liable because he is in delay
A and B will divide the loss equally
d.A's obligation is converted into a monetary obligation
624, ' When what is to be delivered,is a determinate thing, the creditor may compel the debtor to make the
delivery and if the debtor refuses, the creditor may ask that the obligation be complied with at the
expense of the debtor.
II. -The obligation to give a determinate thing includes that of delivering all its accessions and
accessories, even though they iney not have been mentioned.
a. True, True
b. True, False
c. False, True
d. Fake, False
63.What is the basis of the liability of a school when a student is iabbed inside the campus by a s'zanger in
the school?
a. Contracts b. Quasi-contracts c. Delicts d. Quasi-rieliets
64. The following except one, are included in civil liability. The exception is
a. Restitution b. Reparation c: Indernnifimtion d. Starvation
65. The thing itself shall be restored, its a rule
a.. Restitution b. Reparation c. Indemnification d. Stn*. ation

66. The court determines the amount of damage taking into consideration the price of the thing anri its

sentimental value to the injured person'

a. Restitution b. Reparation c. Indemnification d. Starvnion
67. The consequential damages suffered by the injured person and those suffered by his .`,*.ainily
person by reason of the act
a. ResEtution b. Reparation c. Indemnification d. Starvation

68.. Action to irrapugn or rescind acts or contracts done by the debtor to defraud the creditors
a. Accion reinvindieatoria b. Accien paulinna c: Action 5ubrogatoria d. Accion quanti-n,incris
69. A borrower agreed, that incase of non-payment of his debt. to render services as a servant. Which cat he
folio*** is not correct?
a. lithe services will be rendered in satisfaction of the debt. the stipulation is

t Willi.

b. If the services will be "for free", the stipulation is void rt:r being contrary to low und morals.
c. If the services will not be gratuitous, specific oerfo....mai,...e of the service will te the proper
remedy in case of non-compliance.;.
d.. Should there be a valid stipulation as regards the rend ion oi services, ',in a. lion for datilazes
should be brought in case of non-compliance.

G 70.

A ordered B, a 10 year old boy to climb a high and slippery mango tree with a promise cc give .him part
ofthe fruits. B was seriously injured when he fell while climbing the tree. Is A liable?
A) first Answer
B), second Answer

;, a. True, true

No, because no person shall be respcnsible for fortuitous events.

Yes, because A was negligent in making the order without taking due care to
avoid a reasonable foreseeable injury to E.
c. False, true
b. True, false
d. False, false

71. A pays for B's transportation fare, without B's knowledge and later discovers that B was entitled to halftime. Which is not correct?

over the half-fare from 13

can recover ,the half-fare from the carrier

c. A can recover 'A from B and'/ from the carrier

d..A can recover half-fare from 13 only

.:A borrowed P100,000 from B. The loan was secured by a mortgage of A's land in favor of B. Without
knowledge of A, C paid 13 the sam of P100,000 for A's debt. As a result
a. C may foreclose the mortgage on A's land if A cannot pay
C cannot claim reimbursement from A inasmuch as the payment was made w ithout the knowledge

recover the amount from B in case A refuses to reimburse C

er obligation' of A to B was extinguished but A should reimburse C the amount of PlOCI,000
e was benefited by the payment


t.t ..4ebtor of a debtor is ordered not to pay the latter so that preference would be given to the


b. Interpleader

c. Injunction

d. Attachment

, i n loan. from B bank. The loan was embodied in several promissory notes, As security the
Wer .executed a chattel mortgage on his standing crops. Said crops were however subsequently
yad by, typhoon "Rosing". Is A still liable for the loan despite the destruction of the crops by a

ortuiions2. 6tent?
ll612at . " . ". Yes, the obligation of A was to deliver,a generic thing -- money.
No; the obligation was to deliver determinate; things the standing crops.

b. True, fidsc


d. 1,tice ftdse

75.A. sold a half --interest in his specific car to B. it was agrel that the price to be paid by B would be

used in installing a new engine on the car. Later, the ear Wils destroyed by a fotwitous event. is B's
obligation to Pay the price extinguished?,
J answer Yes, there is no more use of installing. a new engine since the car has already been
destroyed by a fortuitous event.
No, B must still pay because his obligntion to pay is generic.

a. True, true

b. True, false

c. False, lute

d. False,.faise

76. I. A conitnits the .crime of theft and is asked to return the car to its owner 11.. tf. before tiic car
delivered to B it is destroyed by a. fortuitous event, Is A's liability extinguished'?
R. Using above statement, A had previously asked the owner to accept the car, but the owner without
any justifiable reason refuses accept the car, and it is destroyed by a fortuitous event. Is A's

liability extinguished?
a. Yes, Yes

b. No, l'es

c. Yes, No

77, I. There is no delay in an obligation not to do something

IL SolutiO ind'ebiti and negotiorum gestic) are implied contracts
c. False, true
b. True, false
a. True, true',

d. No. No

d. False, false

78. I. Consent of the parties is required in quasi-contract.

Thelc!editor acquires real rights over the thing from the time the obligation to deliver arises
c. False, true
d False, Use
b. True, false
a. Tree, true


7 9. The creditor has a right to the fr tits of the thing from the time
c. The obligation to deliver the thing arises
a. The.thingis.delivered
d. The sale L. perfected
b. The fruits aie delivered

iv" 80. The buyer has the right to the fruits of the thing from the time
c. The obligation to deliver the thing arises
a. The thing is delivered
d. The sale 1;: perfected
b. The &nits :are delivered


81. Which .is.not considered as quasi-contract?

a. Solutio indtbiti

b. "Nirgotiorura gestio

BL 62

a When the third person with the knowledge of the debtor, pays the debt'
d....Itelmbnrsement due the person who saved .propert riuring fire or typhoon without the.
knowledge of the owner
;.No longer enforceable by court action but is binding on the party who Oblige with it in conscience is
c. Moral obligation
a: Civil obligation
d. Conditional obligation
b...Natural obligation

If A pays a debt that has prescribed:

L not knowing it has prescribed, A can recover pn the ground of undue payment
. 2. knowing it has prescribed. A cannot recover for this would be case of nattiail obligation
c. Only 2 is tn:e
a. Both I and 2 are true ,
d. Both 1 aNd 2 are false
b.. Only 1 is true

On June 24, 2007, A is obliged to give B his specific cikr. There was no delivery until June 30 wen the
garage of the car collapsed due to heavy rain and strong winds of Typhoon Pining, and the car was
totally destroyed. Is A stin.liable
." a.INO, even if A was in default, he could plead impossibility of performance
b.y9s, because the contact is perfected
No, because there was no demand by B to deliver the car
d.YeS; the obligation to deliver the car is changed to pay the equivalent value because B is in kiwi

85.7This obligation is demandable at once when it
tA.Ilas a resolutory condition b. Has a suspensive condition c. Is with a term ex die d. Has a period


C6. When the debtor binds himself to pay when his means permit him to do so, the obligation shall be
.deemed to be :ith a
a. Resolutory period b. Suspensive condition c. Potestaiive condition d. Pa i(,1

Exams. Pending the i.csults c,f the ,:xams.

87, A promised to give B his Volvo car if B passes the CPA
any fault
part of A. As a result
the car is destroyed by a fortuitous
a.The obligatiOn of A is extinguished
bahe obligation of, A is converted into monetary obligation
c.The obligation of A will be equitably reduced
4A:will have to give A another car of equivalent value

88. A ticriod with, a suspensive effect

a. I will support you beginning January 1 of next year
I will support you until January 1 of next year

c; I will support you if A dies of TB

d. will support you if A marries B

89. A period with a resolutory effect

a. twill support you beginning January 1 of next year
AC:I will support you until A dies

c. I will support you if A. dies

d. I will support you if A dies of TB

93. Whenever in an obligation .a period

to have been established foi the benefit
both the creditor and debtor is designated, it isc.presumed
Of the debtor only
b. Of the creditor only
d. Of third persons
94. this is a valid obligation
a. A will'give B P100,000 if B Will kill C

bt, will give B P1;000,000 if B will agree to be the mistress of A .

will give B P10,000 if B can make C rise from the dead
will give B . P1,000 if B will not poSe nude in a painting session.
Where two or more prestations have been agreed upon but only one is due, the obligation is
d. Sohdary
c. Conjoint
:a. Alternative
GU . 96. Using the preceding number, the right of choiGe, belotip
b. To the creditor c. To both d..tdi. creditor
a. To the debtor

d. 0

97. A is.obliged te.give B, at A's option either o'oject No tbietit o. 2, or ()hied

lost thru A's fault, which is cors'eot`?
valUe of the first thing lost plus damages ntw:.
value of the last thing losi plus damages most
a:The value of any of the things lost plus damages mars t)e ,3 to ti
u. The obligation is extinguished

, .

LI ithj CC ;S

98. LjJsing the preceding number, if objects nos. .1 and 2 wei'e destroyed by a fortuitous event and later
object go. 3 .is destroyed by A's fault, A would still be liable.
II.'Usingtlao preceding number, if objects Nos. 1 and 2 were destroyed by A's fault and later object No.
3 is lost'by a fortuitous event, A would still be liable.
d. False, false
c. False, true
b. True, false
a. True, true

49. A is obliged to give B either objects No.l or No. 2 or No. 3 at B's option. Before B communicated his
choice to A, object No. 1 had been destroyed, thru A's fault and object No. 2 had been destroyed by a
fortuitour. event. B may

a.Demand object No, 3 only as it is still available

b.Demand the price of object No. 1 cnly plus damages because it was destroyed by A's fault
c. Demand Oid value of object No. 2 as the right of choice belongs to B
Demand either object No. 3 or the price of object No, i plus damages

100. Any ofthedebtors is bound to render compliance of the entire obliga ti on.
a. alternative
b. facultative
c. joint
d. solidary

101. In a. joint obligation; joint means any of the following, except

a. pro-rata '
c. mancomurada simple
b . proportionate
d. Individually and collectively
0 102. lu Facultative obligations, if substitutiott has been made, which of the following is false?
a. The obligation is extinguished
b. The loss of the a.7ginal prestation is frnmaterial
c. The obligation is converted into a ,imple obligation
d. The eigigaiion ceases to be facultative

0\403. Using . the precuiing number, and the substitute is lost by a fortuitous event, which is true? .

The obligation is extinguished

The debtor is liable for damages
The originalpreitation must be given
The debtor must give another object which is equally satisfactory

104. '..Using the preceding number, but the substitute is lost due to debtor's fault, which is true?
a. Thl. obligation is extinguished
b.-The debtor is liable for damages
c Th' original p.oestation must be given
d. The debtor must give another object which is equally satisfactory

Instances where the law imposes solidary liability, except

a. obligations'arising from tort
b. obligations of bailees in commodaturu
c. liability of principals, accomplices and accessotis:s of a ilony

d. liability of partners arising out

a contract

106. This will result to 4 solidary

- a. vitiated consent on the part of one of the debtors
insolvency of one of the debtors
c. defartit on the part of one of the debtors
1-delict commited by one of the partners acting in the ordinary course of business
107. Where only one prestation has been agreed upon, but the obligor may render another in substitution.
the oblisation is
b. Facultative
c. Conjoint
o Solidary
' Where two or more prestations have been agreed upon, and all of them must be performed, Coe
obligation is
b. Facultative
.c. Conjoint
d. Solidary



A and B are solidary debtbrs of C and D, solidary cmditois, to the amount of

,e1C1,000 from A or P1,000 from B
b. P1,000 from A and P1,000 from B '

P1.000, C can

o. P500 from A or P500 from B

d. P500 from A and P500 from B

110.. A and B solidary debtors of C and D, joint creditors, to the amount of P1.1.'00 C can demand
a. P1,000 from A or P1,000 from B
c. P500 from A and P500 from B
rt. P250 from A and P250 from B
b. P500 from .6. or P500 from B

111. A and B are joint debtors of C and D, solidary creditors to the amount of PI,000. C can demand
a. P1,000 from A or P1,000 from B
c, P500 from A and P500 from B
b. P500 from.A or P500 from B
d. P250 from A and P250 from B

112. , A and B are joint debtors of C and D, joint creditors, to the amount of P1,000. C can demand
a. P500 from A or P500 from B
, c: P250 from A and P250 from $3
b. P250 from A or P250 from B
. d. P500 frotr. A and P500 from B
113. This is synonymous to joint obligation
a. Joint and several
b. in solidum
114. This is synonymous to solidaty obligation
b. Mancomunada
a. Pro-rata

c. Individually and collectively

d. Mancomunada simple
c. Proportionate

d.Juntos o separadament,.:

115. A, B and C are joint debtors of I) for P3.,000. If A is Limlvent, how much should B pay D?
b. P1.500
c. P2.100
d. P3.000
a. PI,000 .


116. In 2007, A, B and C bound themselves in . solidum to give D P9.000 suhjeci to the Ioik'wing
conditions: A will pay in 2007, 13, if 1) passes he 2008 ( PA hoard exath, any' t.: will pay iit -,`.1.01.
2007, how much can D demand from C?
C. P 3.';00
b. P6.000
a. P9,000 .


117. . A, B and Care solidary debtors of D for P3,000. D remitted C's share. A tlierdc,re paid later /.)F ,I
P2,000. A can recover reimbursement from B in the amount Of
d. PO
c. P500
b. P1,500




1 0,

118. Using the preceding number, if B is insolvent, A can recover from C the amount of
d. PO
c. P500
b. P1,500
a. P1,000

obligation when
'D in the amount of P1,000. D remitted the entire
from B in the amount of
A offered to pay t A can demand reimbursement
d. PO
b. P500
a P1,00-0
of P3,000 but A was incapacitated to give his
120. A,
how much will B be liable for?
consent as he was a minor. ID sues B,
d. PO
c. P1000
b. P2,000
, .


4-1 11

b. P2,000
,, i

0. P1000

d. PO

t ixtdebted.to solirlary creditor B, C, and D, for P90,000. Without the knowledge of B and C , D

tted cla obligatithi of A. as a result,

4..The obligatieti erA to pay P90,000 is extinguished

obligati-1n .y.not extinguished becaus,... there is no consent from B and C
obligatiOn is extinguished only up to P30,000
obligati\on is extinguished up to P60,000

123. A', B and C borrowed P6,000 from D and E; payable in 3 months with A giving in pledge her
diamond ring as security for the amount borrowed. How much can E collect from C?
, b. P2,000
e. P3,000
d. P6,000
. 124. A is obliged to give B her college ring; If she fails to do so, she must give P10,000. This is
,a1)Alternative obligation
c. Facultative obligation
'b. Conjoint obligation
d. Obligation with a penal clause
125. Where the penalty takes the place of indemnity for the damages and for the payment of interest
a. What. there is stipulation to the effect that damages or interest may still be recovered, despite the
presence of,the penalty clause '
b. When the deebtcir refuses to pay the penalty imposed in the obligation
c. When the debtor is guilty of fraud or dolo in the fulfilunent of the obligation
.1;1*. When there is breach of the obligations
126. This is an obligation with a resolutory condition
a. I'll give you P10,000 if you pass the 2006 CPA board examination
..b. I'll give you my car now, but should you fail in any of your s,ibjects, your ownership will cease
and it will be mine again
c, PH give yoti P10,000 on December 31, 2006
d. I'll give yoU Pt 0,000 if A dies o
127. I. lithe condition is potestative on the part of the debtor, the ol,Fgation is void.
IL If the condition is potestative on the part of the creditor. the i:, biiitation is vatic:.
b. True, false
a. True, true


128. A owns' a house rented by H. A sold the house to C. where C agreed to pay the balance of the
purchase price as soon as B leaves the premises. It was farther agreed that C will take rare of seeing to
it that B vacates the house. Which is correct?
a.. The contractis void because it is potestative on the part of C
b. The contact is void because the consent of 13 was not obtained
e. The contract is valid because the condition is mixed , d. The contract is valid if B . is willing to vacate the, premises

a 129. I. The condition that some event happens at .a determinate time shall extinguish the obligation es

soon as the time expires or it has beeome indubitable that the event will not take place.
The condition that some event will not happen at a determinable time shall render the obligation
effective from the moment the ti.me indicated has elapsed, or it has become evident the event cannot

p Truc.:, true

b. Tate, fal3e


False, true

d. False, false

130. I. A father Premised ia give his son car if the son will marry F3 this year. if by the end of the year,
B 12 already *dead or the son has not married B, the obligation to give a car is effective and
A father Pro.#sed to give his daughter a car if the daughter will not marry her boyfriend earlier than
December 14 1, i2006. If by December 31, 2006; the daughter has not yet married her boyfriend., or if
prior thereto, he: boyfriend has died, the obligation is extir
d. False, false
a. True. true ,
CU31. I. ObV.gatidps with a resolutory period take effect at onztt. out terminate upon arrival of the day

. certain.
bul terminate upon happening of the
IL Obligations.
condition. .'.'

13L-62-01 1C

True, true

b. True, false

c. False, true

d. Fare, faIsl

A bOripwed money from B and pledged her ring as security. It was agreed that A waa to
money loaned with interest at the and of one year. Before the expiration of the one - year pe:riori
U. A may compel B to accept her payment
.A may be allowed to pay B, if B consents -
A may compel B to accept her payment because the period is deemed for the benefit of A
).,.. B
. may.refitse A's payment as the period is deemed for the benefit of B
The debtor shill lose every right to make use, Of the period, except
a. When after the obligation has been contracted, he becomes insolvent, unless he gives 4
guaranty or security for the debt
When he does not furnish to the creditor the guaranties or securities which he has promised
When through fortuitous ,events or by his own acts the guaranties or securities have been
irtapsii unless he immediately gives new ones equally satisfactory
d. When the debtor violates any undertaking in consideration of which the creditor agreed to the

134. I. "Ws komise to pay" when there are two or more signatures = joint
I]. "I promise to pay" when there areiwo or more sib riature -. soltdary liability
b. True, false
c. Fa!s.., true
d. Ike. false
a. True, true

135. A obliged himself to pay B P10(1,000 in 30 uays plu . a penalty of P1 0.0C):. if 7 ,, fails
obligation in due time. :A failed to pay the obligation in 31./ Jays, 13 can demand
.atrThe principal of P 100,000 plus P10,000 penalty
b, The principal of P100,000 plus P 10,000 penalty plus legal interest .
c. The principal Of P100,000 plui P10,000 penalty, plus legal interest, plus damitges
d. The principal of P100,000 plus legal interest, plus damages


l 36. The creditor is entitled to recover damages and interest in addition to the penalt:: stipulated
A) When the debtor refuses to pay the penalrfi
B) When the debtor is guilty of fraud in the fulfillment of the obligation
b. True, false
c, 74'a'isc, true
p(True, true

d. False, false

137. Action where a person in possession of certain. property may bring an action against the waffled]
, . Clitirflanti to compel them to interplead and litigate their several claims among themselves
c. Injunction
d. Attachme t
a. Garnishment

138.. Ajudicial process by virtue of which a person is generally ordered to refrain from doing something
,c. Injunction
d. Attanhmeat
b. Interpleader
a. Garnishment
139. Where a property is alienated to the creditor in satisfaction of a debt in monz.y
b. Payment by cession c.Appiication of payment d. Consignation
XDatiort in payment
. 1.

140. Where a debtor transfer(all)ais priveities not subject to execution in favor of his creditors so t
!; the latter may'sell 016= and th apply the proceedsto their credits.
c.AppLication of payment d. Consignation
,,ly: Cession
' a. Dation in payment

141. The act of offering the creditor what is due him together with a demand that the creditor accept
,4tzikpplication of payment b. Tender of payment c. Dad in solutum

d. Cessirm

142. s . The act of depositing the thing due with the court. or judicial authorities whe-never the creditor
, cannot acceptor refuses to accept payment
c.Application of payment d. natio in solutum
a. Tender of payment ;13! Consignation

creditor and debtor with respect to the same obligation

J.43't The meeting in one person of the qualities of
d. Condonation
c. Novation
b. Compensation
ns in their own right are creditors and debtors of each other
144. When two persons
, ,..
,V.1 Conanengatint,
a. Confusion.

This is not necessary in order

) cOmpensation ovv. 1):ospei
er tnat
a.That the two debts are both due
b.That the two debts be liquidated and demandable
seThat there be a retention or odntroversy commenced by third pers,Sns and communicated in due
time `So the debtor
d. Both dibtsconsists in a sum of money, or if the things due are consumable, they be of the sal:re
}find, and:also of the same quality if the latter juis b::en stated.
COmpensation cannot take place, except

a. When one debt arises from the obligations ora depositary

.- .When onedebt arises from the obligations of a bailee in commodatum
When on&debt arises because of a claim for support due to giantitous ate
,;dr When one. debt arises from a bank deposit


The substitution or change of an obligation by another, which extinguishes or modifies the first
b. Compel isation
.; a , Confusion
cr Novation
d. Consignation
Novation which changes the object or the principal condition of the obligation .

b. Personal
c. Mixed
d. Partial

149. .N,ovaticin k)vhich changes the parties to the obligation

a. Real ".


c. Mixed

d. Partial

150. ,Expronlission, delegacion or subrogating a third person in the

right of the creditor
,b: .'Per3Onal
c. Mixed
d. Partial


151. NovatiOn which changes the object t.nd

parties of the obligtaion

b. Personal
a. Real
152. SubstitutiOn of debtor wh p the initiative; comes from a third person
a. Delegacion

d. Partial
. .......-

d. NoCLation -----

g.<' .-1,- ,i..


153. Substitution of debtor where the initiative comes from the debtor


b. Expromissian

c. Subrogation

4 ) 44

, :ci.
Pt 1 ' cf4C
, c), .. rj, L4. x

41'"'. \
d. No_

..._ ::/5-1,1,154. The transfer to a third person of all the rights appe
mg to the creditor
. Expmmission . ..e. Subrogation
. ,,,,,.iii
d N.,_t
ov ati,,pon7: -----,-;----',
a. Delegacion
. . .._
--s 4 . -, t.. . , -t,S.....
. 7r..
155. Legal subrogation is presumed in the following. Which is not correct? n

a. When athird person, not interested in the obligation, pays with,the.apProval of the creditor
b.- When a creditor pays another creditor who is preferred, even without the debtor's knowledge
c. When a thlid person, not interested in the obligation, pays with the express or tacit approval of

the debtor'
d. When, even without the knowledge of the debtor, a person interested in the fulfillment of the
obligation pays, without prejudice to the effects of confusion as to the latter's share.

156. 1. Proof' of actual damages suffered by the creditor is not necessary in order that the penalty
previously ag,-reed upon may be demanded.
II. Proof of actual damages suffered by the creditor is not necet:slry in an obligation with a penal
b. True, false
, True, true
d. False, fake
dcbtor .v, hat he has pale, except that it he paid .
157. L Whoe*pays for another may demand from
without thelnoledge or against the will of the debtor he, eiLhot recover anything...
II The debtor kif a thing cannot compel the creditor to ret:eive zt .1i fferent one, although the latter may
be of the same value as, or more valuable than that which is'dutt...
b. True, false
d. False, false
a. True, trite

158. A owes B two debts, both of which are already due. The first debt is secured by a mortgage. the
. second is not. A tells B that the payment he is now makirg should be applied to the second debt ;nstead

of the first; which is correct?

a. B may refuse such application on the ground that the first debt is more burdensome to the

B ma: refuse such application because the payment s - be applied propout .t!a;.t.1.
B cannot refuse the application boca , tse. the i,1:e.forert: (tithe debtor must
d. B can not refuse the applietniUll if
"(-!: et. " thtlti the second

159.. 1. A has a P10,000 savings deposit with l'e.YZ Dan:: One :Iny A borrows. . 1.2.000 t'rotn tht;
On maturity of the loan, without socking perrais'sion from A, the hank sul .. ractecl the P2,000 .',r(
A's account Is the bank's action [Roper?
II. A asked B to keep P10,000 for him. Later, A bnrro \- ied P4,000 from B. \V nen A inked for the
return of his money, B gives him only P6,000 alleging partial compensation. Is B correct?
b. No, Yes

a. Yes, Yes
c. Yes, No
d. No, No

;.t160. A owes B P10,000 with C as a guarantor. A paid P4,000 leaving P6,000 unpaid balance.
the knowledge of A, paid B the sum of P10,000. As a result of this payment
a. The obligation is not extinguished as the payment is without the consent of A.
b. The obligation is extinguished but D cannot recover from A instead he should go after the
j(The obligation is extinguished but D can recover only P6,000 from A and if A cannot pay, D
should demand payment from C.
d. The obligation is extinguished, but D cannot recover P 10,000 but only P6,000 from A and if A
cannot pay, he cannot go after C.
161. .A owes B P10,000 C in behalf of A, pays B P10,000 against the consent of Aj although C ha,
previously told A that he (C) did not intend to be reimbursed. Nevc=itheless, 3 accepted the payment b:
C in behalf of A.

li:.statercent A's obligation towards B is extinguished.

C may still recover from A because A (lid not consent to what the law deems a
2 s'
donation on the part of C in favor of A
a True, truo

bC True, false

c. False, true

d.'False, false

162. A ewes B two debts, both of which are already due. at first debt is secured by a mortgage while
the second is not. A tells B that the payment he is now making should be applied to the szec tad debt,
instead of the first.
1 s'___gatemerA B may refuse to accept such applicator: en the ground that the first dept it more
burdensome to the debt();
2,G4 statcrnem B cannot' refuse such application because the preference of the debtor must be


a. True, true

False, true.

b. True, false

d. False. false

in 163. I. A owes B P10,000, guaranteed by C. B assigns his credit to X. X assigns the credit to Y. Y
assigns the credit to A. As obligation is extinguished and C is released from his obligation as guarantor.
II. A owes B p10,000 guaranteed by C. B assigns his credit to X. X assigns his credit to Y. Y assigns
his credit to C, the guarantor. A's obligation is extinguished and C is released from his obligation

as guarantor.
a. True, true

. 1). True, false

c. False. true

d. False, false

1. n

Alias two creditors, B and C. B is a . mortgage creditor for P20,000, and C is an ordinary creditor 1:.ir
P10,000. C paid A's debt of P20,000 to B.
Ls:2:statement If C's payment is with A's knowledge, ('yfill be subrogated in the rights of B.
ataternetA If C's payment is without A's knowledge, C will not be subrogated in the' riu.hts
of B.


a. True, ,rue

b, True, false

c, Falst, ruc

A and B arc jointly liable to deliver a pa tti.culor car aH.A.1 at P200,000 to C

is correct?
a.The prestation is indivisible making the liability of A and 1. solidary
b. If on July 1, 2007, A is willing to deliver the car but 1.', is not, C may enfc,r-.:4
against A


1, 2007. i1 ISi.lr


."Wik is liable foea proportionate pact of the obligation and wilt he
also for damages if li is not
...ready to comply with his obligation, even if A is willing to deliver the ear
'01.The liability of A and B is joint and that demaes may he assessed only against the debtor who
violated thC Obligation
166. A executes in favor of B a promissory note for P1,000,000 payable after two years, secured by a
mortgage on a building valued at P2,000,000. One year after the execution of the note, the mortgaged
building was totally burned. Can B demand from A the payment of the value of the note?

a. Yes, if A is Akilling to pay 13

b. No, if A refuses to pay B
c.',Yes, even if, A gives another security which is equally satisfactory
...(11-Yes, unless A'gives another security which is equally satisfactory
167. On June 30,:2007, X, Y, and Z executed a promissory note promising to pay B the sum of P9,000
monthly jointly :and severally with Interest at 6% per annum within six months. In an action by B
against X fob win payment of the note, X interposed the defense that:: (1) Y was a minor when the note
was executed; and (2)13 had granted an extension of year to Z.. In this case
it X can be're4iiired to pay P9,000 because the oblightior is soli.lary
1)Y. X can be irectiitircd to paY P6,600 because minority is P. partial defense
X can be iOqUired to pay P3,000 because minority and the extension granted ire personal
defenses 1! 1,
d. X cannot beregUired to pay anything due to minority and extension granted which are personal
168. A obliged 11 nself to pay B P10,000 . as soon as possible. Three months later, B demanded payment
flitter refuses to pay. B can
from A but
a. File an action in court compelling A to pay the obligation v
b. Consider the obligation void because the phrase as soon as possible is indeterminable
.fiK Go to wtirt SO that the court will fix the date of payment
d. Ask for damages because three months is considered too long for "as soon as possible"

169. A owes B P10,000 payable on June 30, 2007, and as a security A pledged his ring'to B. Necessarily,
the ring wash delivered to B. On due date, the ring is found in the possession of A when it should be in
the pesiession of B. As E. result, one of the following is not correct.
A's obligation to B is extinguished
pi;rroA's obligation to 13 Is not extinguished
c. The contract of pledge is oxtinguished
d. The contract of piedge is extinguished but not the principal. obligation


170. , T. An example of an obligation with a mioclis when A promises to pay B P10,000 one month
from the death of C . IL A person is obliged to deliver a determinate thing including its accessories and accessions
provided they have been mentioned in the agreement. '
c. False, true
d. False, false
,1:True fake
a. Tilii,"true

171. I. When the fulfillment of the suvensive oc rt:solutory condition depends upon the sole will of the
4.iebtor, the conditional obligation shall he void.
to hart been made
II. If thl debt produces interest, payment of the interest shah I14.`i.

until the principal have been covered or paid.

d. False, false

,b-.[...True, true

I. Condonation or remission is. generally gratuitous i

II. Proof of actual dAraages suffered by the creditor is not necessary in order that the penalty in
an obligattO with a penal clause may be demanded.
d. False, false
c. False, true
- b. True, false
True, true , '




Al %A..,


C. raise, LOA%

AL/Awl ,

not revive the original debtor's

173. 1. In delagaCipn. the insolvency of the new debtor will
revive the original debtor's
II. In expromissiOn, the insolvency of the new debtor may at times
c. False, trued. False, false
b. True, false
a. True, true

174. I. A solidary creditor cannot assign his rights without the consent of the other credii.crs.
Payment of the debtor's obligation may re made by a third person even without the knowledge
. consent of the debtor.
rue, true
b. True, false
c. False, true
d. False, false

175. L Solidarity may exist although the debtors and the creditors may not be bound in the same
manter and the same periods and conditions
. IL A. solidary debtor is always entitled to reimbursement from his co--debtors if he pays for t
True, true

b'.--True, false
c. False, true
d. False, 5.1se
.1. Payment made in good faith to any person in possession of the credit shah extinguish tl'e
. debtors obligation. 1"
11. When the debtor is guilty of fraud in the fulfillment of an obligation, a creditor can demand
paymentof damages and interest in addition to the penalty.

rue, true
b. True, false
c. Fals'i;., true
d. t also, false

A obliges himself to give B a specific car on San. 7, 2007. On Jan 2, 2007, C burned the car =vh

kpromised to deliver.toB, which is correct.?

a. A's obligation to B is converted to monetary obligation
should file an action against C for the value of the car plus damages
c.1B can file an action against A for the value of the car plus damages & B can file an action against C for the value of the car plus damages

. A owes B P10,000 due on Jan. 7 and guaranteed by C. B owes A P8,000 due on Jan. 7. On the
. date, A is insolvent. How much is C's liability?
a. P10,000. b.
P2 : `)00
d. 7er9

o. 1'8,000

e P2.900

d. Ze ro


A deposited with B 100 cavans of palay valued at P10,000. A

however. is indebted tt, !I
P10,000 which is already due. When A is withdrawing the palay. 13 refuses to deliver,
compensation. Is B correct?
a. Yes, both obligations are due
b. Yes, co:.1siderirtg that the value of the pa lay is equal. to t ie amount of A's obligation
c. No, because there was no stipulation allowins ecznpeus:ition
4. No, because D's obligation arose from a contract of den )sit


In tender of payment and consignation, if after consignation is ma4le, the creditor allowy
. debtor to withdraw.the thing deposited in court, which of the following statements is not correct?
a. Guarantors are released from the obligation unless they consented
b. &reties are released from the obligation unless they consented
c. The obligation is not extinguished
d. The obligation is extinguished



A owes .B P100,000 payable on or before San 20, 2007 while B owes A P100,000 payable on or

before Jan 30, 2007 B can set up compensation on Jan 20, 2007 and this is called
a. Legal

b. Partial

c. Judicial or "set off'

d. Facultative

182. Which of the following is an obligation with a period for the benefit of the debtor?
a. An Obligation payable little by little
b. An obligation payable when the debtor's means permit hirn'to do so
c. An obligation payable within 10 months on demand
d. An obligation payable on or before Dec. 31 , 2007
183. . Proof of pecuniary loss is necessary for the award of
b. Actual damages
a. Moral damages
c. Exemplary damages d. Temperate damages



. The indemnity which the law gives to the injured parr: for the breach of a contract is
b. Damage
c. lnjuly
a. Damages
d. Loss
The loss suffered by one person on his property its
b. Damage
c. Iniur
a. Damages

8VS4t.. .146.t Irec

iinsite of cession h payment

c. More than one debt

debto.eitikl one creditor
Abandonnient of all debtor's property not exempt from execution
.Complete or
. .


If the obligatiOns payable in foreign currency; which is correct?

a.: Thepbligation is void

.TheObligatiqn is valid.. but the stipulation is void
Creditor can, compel the debtor to pay in foreign currency as per agreement
The stipuatfon enc.; the obligation are void

Who it liable fot the loss of the subject matter by fortuitous evert?
c. Both of theta
b. Debtor
a. Cralitoc

d. None of them

I'll give you my car one year.lfter X dies. The obligation is

c. Void. the time when death will occur is not curtail.
a. Valid, because death is sure to come.
Void, killing a person is contrary to law.
b. Valid, but thc condition will be diiregirded d.

the dento.
Whoever pays for another without the knowledge or against the will of
6/. . 190.
: tt May demand. front the debtor what he has paid
b. May not recover aaything front the debtor
beneilcial to the debtor
c. May recover *only insofar as the payment has been
tilt it

v 11V111


we aeotor what he has paid plus damages

A owes B. P10,000. Later A paid B P7,000 leaving a balance of P3,000. C, a suitor of A and
intending to surprise A, paid B the sum of P10,000 thinking that A still owed B that amount. C did this
without knowledge of A. Which is correct?
a. C can lecovet P10.000 from A
c. C can recover P10,00 from B
.b. C cannot recover anything from A
d. C can recover P3,000 from A

The act of putting somebody onto the shoes of the creditor enabling him to exercise all the rights
and actions thateould have been exercised by the latter.


a. Agency

b. Partnership

c. Subrogation

d. Novation

A borrowed P10,000 from B. The loan was secured by a mortgage of A's land in favor of B.
Without the knowledge of A, C paid the sum of P10,000 for .A's debt. A benefited to the amount of
P10,000. Which is not correct?,
a. C can recover the whole amount of P10,000 from A
b. If A cannot pay, C cannot foreclose the mortgage inasmuch as C paid without the knowledge of A
c. C may eitheecletharid recovery of P10,000 from A or to foreclose the mortgage
d. If C diet not ptiy, the original creditor B has the right to foreelose in case of non-p:iyment by A

A has Iiipi9sSession some merchandise to be delivered to the person who presents the proper
receipt. 13 and each armed with a receipt, ask A to turn" over the property to oi..e of them. An
examination Of tht receipts reveals that they are exactly of the same kind. A does. not know to whom he
should deliver the property. So he files an action in court by means of which 13 and C will be able to
settle their conflicting rights. This is
b. An injunction
c. A garnishment
d. A consignation
a. An interpleader ;

C 194.

Whenis there no loss of the thing due?

a. When the object perishes
. b. When it goes: out of commerce
c. When it is. in;PosSession of another person
d. When itdisappead in such a way that its existence is unknown or it cannot be recovered

j 195.

0`.` n


The expenisis of consignation when properly made, shall be chaiged against the
c. Third person
d. Debtor and creditor
b. Creditor
a. Debtor

r) 197.. The designation (if

debt to which should be applied a payment made by a debtor who owes

several debts in 'favor of the same creditor
Tender of payment
a. Dation in pay.m.ent
d. Payment by cession
b.Application o: payment


is the. owner of shares of stock of ABC Bank amounting to P100,000. Later, A borrowed n .
"1"...';:from the bank amounting to P90,000 with interest thereon at 6% per annum. "Fhe debt was to be p,
installment.` One of the conditions ofjhe debt contract is that in case of the debtor's defaul,
g,ii..payment. of any of the installments as they become due, the entire amount or the unpaid baianct u
::.become due and payable on demand. ,- The defendant A defaulted in the payment of 54
'?1,iitaninents and plaintiff bank brought this action to recover the unpaid balpttices A pl
''Ornpensation. Which is_ correct?

allowed to avail of eompeusation

b.' There can be no compensation because A..and Ark, are not debtors and creditors of each other

c. Compensation is allowed only up to P90,000 plus interest

d. Compensation is allowed only up to P90,000 without interest

aliowen only tan to 190,000 without i nterest

Them: is compensation
11; Ain his capacity as guardiac\ of B is a creditor of C. C in turn is a creditor I\ who owes him
a personal debt .
A; debtor of two partners is a creditor of tbpartncrsltip
e. A owes B P10,000 payable May 31, 2007. B owes A P10,000 payable on June 30, 2007. If
today is May 31, 2007
d. A owes B a fountain pen and B owes A also a fountain pen. Both debts are clue

200: . A owes B P1,000. B in turn owes A P200. Both debts are already due. Later B assigns the P1,0(.
credit to C, without the knowledge of A. The assignment was made on June 3. On June 10, a P2f
debt of B in favor of A matured. A learned of the assignment on July 1. On'July 10, a P150 debt of
in favor of A matured. Later C asks A to pay his debt. How much can C successfully collect from A?
a. P1,000 b. P800 c. P550 d. P400

A owes,B P10,000. When the debt matured B told A that she need not pay the debt since B
' condoning it. A in turn expressed her gratitude. The debt has been extinguished by
t Novation
b. Compormation
c. ?remission
d. Confusion
Using the preceding number, if A rejected the offer of B, and B did nq collect within the statute c
limitation (period to Follett) the debt may be said to have been extinguished by
a. Remission
b. Compensation
c. Prescription
d. Annulment
6%. .

A makes a check payable to bearer and gives the check to C, who gives it to D who finally give
it to A. The obligation of A is extinguished by
b. Compensation
c. Novation
to Merger
d. Prescription
A owes B P10,000. C, a friend of A approaLlaes B ane. tells hire " I will pa: , you what A owes you
From now on consider me your debtor, not A. !kis to'be .Acused. If B agrees, there is
b. Subrogation
c. Delegation
d. Expromission
a. Novation


The debto: shall lose every right to make use of the period, except
a. When after the obligation has been contracted, he becomes insolvent, unless lie gives ,1 guaranty
Or security for the debt
b. When he does not furnish to the creditor the guaranties or securities which he has promised
c. When through a fortuitous event or by his own acts the guarnnties or securities have peen
impaired after their establishment, unless he immediately gives new ones equally c,atisfEv:tery
d. When the debtor violates any underttheing , in. consideration of which the e:efittor agreed to the

The substitution or change of an obligation by another, which extinguishes or modifies' tiv; first
either changing its object or principal condition or substituting another in the place of the debtor,
ttbrogating a third person in the rights of the creditor
d. Novation
c. Prescription
b. Merger
a. Compensation

A method of novatlon caused by the replacement of the old debtor by a new debtor, where the oft:
debtor has proposed to the creditor and which replacement has been agreed to by said creditor and b%
said new debtor is
d. Quantum meruit
c. Exproinission
b. Delegaeiou


*1...7 - .46,-.


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' k;404'1.


i (5:060"A *posed to 13 th
.a.1-C will
, .,..-0'


r" :0.4.,,,,r


and Met
A will
Later ; whenC Bwa
to collect
C, hehefinds
out that
'11/ ''''iHA
" filcami
l- i-i:

ad insolvent but
eas the
knowledge. Is A stills alre
cy to
this was not known
s delegac
..;;- , ,,-.4;:.. A.
, , ,e, there is delegaeion
Ca, 'As,:
'AU tile initiative came froth A.
tte,.. i-e, - '
.. e,
"i:...'el legated his debt
lvency was ncithefOf public knowledge nor known to .A at the tune he
. and
into a contract where* A was to
b2,;. B'eptered
it,tipeijelng that - instead c
ofis correct?

B P200,000. Later they novated the
A would give a particular car. Subsequently the car \vas
'a ...NovatiOni;is not
b. A is liabl&t O pttyallowed. because the things due v.re uot of the sale kind
P200,000, the
of not
the old obligations
c. The prig el obltation Is extingbished
the obligatio:
d. Tbe original ohligation and the obligation to deliVer
the car to deliver the car
are both extinguished
A,..$ 'and C ei(ecuted
:nun of P 90,00 0. ..
&ed. A, a Nomissory note worded is follows: "We promise to

B, and C. which is correct?
pay to X, Y and Z the
Y awl Z P90,000 . c. A is obliged to pay to Y P30,000
...=,, b. A i3 obliged. to pay to XX,P60,000

d. A is obliged to pay to
: ., 211.
Z P10,000
obliged himself to give B a specific car on June
thing, A
is lost
12, 2007 stipulating
to forteitous event and without the
that A is liable even if the
to fortu.{tous event. Wilich is correct ?
need. of
a demand. On due
date, the car got lost due
a. -BObligatioteis extinguished due. to fortuittets event
compel A to deliver another ca;
'c: 23
d: Call rpq.itii-e another person to deliver a Cr
1 ..
with expenses chargeable to A
is not extinguished but converteda into
monetary consideration
, A, B an

em delivery but the debtors solidarit
., idanded
to give D a specific mr valued at P240
failed to deliver.
,000. On dee date,
right ofThe next day, while A
in possession of
Proceed against any Me debtors for the value of the
!,,To proceed.agamst A only because the car was lost While in
one, becatiselhe obligation is extingulshed due to a fortuitun
proceed.. agithist B and C
s event
o a fortuitbus event .
because they were not in posses iion of the car when it was lost

,l'he trazesfer to :a third

- pfodped againsi gtillramors, or

person ,if all the rights upi:eri4iit: i;; to the credit or
possession of rrmr4laIN: M. 1
that, may be agreed' upon
1.1.'1. ID any
it k)i. the right to
a..Novatton , :.;
ilq)difi . ' tt
b. Delegacion
c. P.,:spromis:,;on
d. Sill)/ ogalloit
owes ti:qb,(ioo. With,
the conent
of A and 13 C pays
ef 'Ma the amotint of P5,000 each,
fi 05,000.
'' B shod bilprefeired
A has only P.5,000. Which Now B anti C are the creditors


is correct'?
c, B and C shotdd be paid
d. A may choose 'whom to pay



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