Bonifacio Global City, 1634 Taguig City, Philippines Dear Sir/Madam: I am a credit card holder with a card number ending with 3009. I have an outstanding obligation to your company in an amount that is beyond my capacity to pay due to an ongoing crisis that my family experiences. My father was confined in the hospital for more than a month and has undergone several operations due to diabetes complications that has led to kidney malfunction and is currently undergoing a weekly dialysis. I would like to request that my remaining obligations to your company be approved for restructuring so that I may be able to pay in accordance with my current capacity. Attached is the Summary of my Monthly Expenses and my Certificate of Net Take Home Pay together with my father's medical certificate. I hope you will consider my request. May God bless you. Sincerely, Jose Rodel G. Paracuelles Credit Card Holder