Академический Документы
Профессиональный Документы
Культура Документы
Precio
CI
PBP
Prestamo
n
I
60000
6000
17000
37000
20
11%
240
0.87%
n
I
a)
Cuota MV
b)
368.94
Pago CI
Pago Prest
1,229.26
34,146.24
497.85
240
0.87%
Durante 60 meses pagara (368.94+128.91) mas por la cuota inicial
[ Desde el 51 hasta el 60 ]
[Desde el 51 hasta el 240]
[Cuota de CI + cuota de prestamo]
35,873.35
5.21931887
497.85
Banco 1
Prestamo
TEA
Numero C
Tasa Seg Des
Tasa Seg Cuo
Desembolso
N cuota
0
1
2
3
4
5
6
7
8
9
10
10000.00
13%
8
4.00%
1.00%
9500.00
0.03%
400.00
100.00
Fecha venc
Saldo
Nd
4/10/2015
10000.00
4/18/2015
5/18/2015
6/18/2015
7/18/2015
8/18/2015
9/18/2015
10/18/2015
11/18/2015
Parte a)
Calculo de la cuota
Monto cuota
Calculo TCEA
Capital
id
TCEA
8
38
69
99
130
161
191
222
1299.29
9500.00
0.07980%
33.26%
Parte b
Compra de deuda
Compra
Acumd
0
8
30
31
30
31
31
30
31
N cuota
9/24/2015
0
1
2
3
4
5
6
7
8
9
10
Banco 2
Prestamo
TEA
Numero C
Tasa Seg De
Tasa Seg Cu
Desembolso
Vac
N cuota
0.997
0.987
0.977
0.967
0.957
0.947
0.937
0.927
0.994
0.970
0.946
0.924
0.902
0.879
0.859
0.838
7.697
7.312
0
1
2
3
4
5
6
7
8
9
10
Calculo de la cuota
Banco 1
TEA
13%
Cuotas
8
Desgravame
4.00%
Seguro
1.00%
Cuota
TCEA
Fecha venc
Capital
Nd
4/10/2015
10000.00
4/18/2015
10036.85
5/18/2015
9093.19
6/18/2015
8140.18
7/18/2015
7170.18
8/18/2015
6189.56
9/18/2015
5194.86
10/18/2015
4183.96
11/18/2015
3160.47
1299.29
33.26%
Banco 2
18%
10
3%
2%
1068.21
34.59%
Acumd
0
8
30
31
30
31
31
30
31
Calculo TCEA
Vac
8
38
69
99
130
161
191
222
0.996
0.983
0.969
0.956
0.942
0.929
0.916
0.903
10000.00
18%
10
3%
2%
9500.00
0.05%
300.00
200.00
Fecha venc
Capital
Nd
4/10/2015
10000.00
4/18/2015
10036.85
5/18/2015
0.00
6/18/2015
0.00
7/18/2015
0.00
8/18/2015
0.00
9/18/2015
0.00
10/18/2015
0.00
11/18/2015
0.00
12/18/2015
0.00
1/18/2016
0.00
alculo de la cuota
Monto cuota
alculo TCEA
Capital
id
TCEA
Cuota
Acumd
0
8
30
31
30
31
31
30
31
30
31
Vac
8
38
69
99
130
161
191
222
252
283
0.996
0.983
0.969
0.956
0.942
0.929
0.916
0.903
0.891
0.878
0.993
0.969
0.945
0.922
0.898
0.876
0.854
0.833
0.812
0.792
9.361
8.893
1068.21
9500.00
0.08256%
34.59%
Pendiente Flujo
10000.00
1068.21
8968.63
1068.21
1068.21
8024.98
1068.21
1068.21
7071.96
1068.21
1068.21
6101.97
1068.21
1068.21
5121.34
1068.21
1068.21
4126.64
1300.00
1068.21
3115.74
1300.00
1068.21
2092.25
1300.00
1300.00
1300.00
1064.29259
1049.71371
1034.85864
1020.68296
1006.23872
1207.24696
1190.70987
1173.85949
0
0
1064.29259
1049.71371
1034.85864
1020.68296
1006.23872
991.998885
978.410301
964.564285
0
0
Credito 18
i
n
Gracia
Cuotas
3.18% anual
1.58% semestral
0.26% mensual
5 aos
6 meses
180 meses
Semestre
1
2
3
4
5
6
7
8
9
10
Pago
Prestamo
Desembolsos
10000
10000
10000
10000
10000
10000
10000
10000
10000
10000
11512.77
11333.97
11157.95
10984.66
10814.06
10646.11
10480.77
10318.00
10157.76
10000.00
1.1694391199
109100.44
109100.44
110821.56197 110821.562
772.51 mes
92,855.66