INSURANCE CLAIM GENERAL INFORMATION cand Nrs A have been burgled an os valuables, among ther damon earings and thing ‘There Is no exac reser of al the tems stolen; this was not drawn up despite reminders fom tte Insurance Compay, since cover was taken up over months apo, However, the Caimants a wrt 0 ‘he Company 3 weeks ago asking them to arange a professional valuation of ll tems. The Insurance Company acknowledged the lee, but the burly 10k place before the valaton could be done ts scknowedge, however, that the earings and studs slone could be wortn £100,000. The other ters coud amount oat much again, “The claimants acopted the special underwrting provisions when they took out their poi to cover the vahsables ie. fvelever door locks, al doors and ames tobe of good quality, windows to have locks ard ‘outside doors to have bots. A ugar alarm had also to be isa. Finally the major tems were required to bein a safe when not being worfon show inthe house under the owner's care, Arnold solo ‘was nthe house when the Rouse was purcrased, and deemed to be acceptable wnen the cover was ‘greed. They paite rst annul premium of £535 nfl when the cover was apres. The house was enpty when the burglary took place. There were no signs of forced enty although the Police did a site door Closed but unlocked, and ast oor window was closed bu unfstened, when ‘oy were cal ty the lamans. The afe door was also open, with papers and documents inside, bit no Jewoley. The burl alarm ght was flashing onthe outside ofthe house when the Pole acived, bt ‘one of te nelghooure had hears the sen. The Polce were informed ofthe burley by the clamanis ‘ater they returned home an found evidence of ent “The caimants weve uncure ofthe contents of the eafe atthe me ofthe burglary. athough they mala thatall te major ters were inside since they were Ket there most ofthe ime. However, they do accept thatthe casket en rings were probably n bedroom drawers, [Mr and Mrs A have ved in the area for 5 years but have been cents of the Insurance Company for nearty 10, They ete good customers, Apert fam having a £200,000 nouse contents insurance (250-£300 er annum premium) tey pay a £12,000 per annum premium far thr business tranchse, Also they have been asssuousinrecommensing oter business nd privat clans tothe Company, ‘After he burglary the claimants have submited the attachad summary fits tle, Lawyers rpresening the two partes re to meet lo negolle an outokcoutsetienent (deadlock net alowed).