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COB Reports

TEMENOS EDUCATION CENTRE

Warning: This document, is protected by copyright law and international treaties. No part of this
document may be reproduced or transmitted in any form or by any means, electronic or mechanical,
for any purpose, without the express written permission of TEMENOS Holdings NV Unauthorized
reproduction or distribution of this presentation or any portion of it, may result in severe civil and
Copyright
2004under
TEMENOS
HOLDINGS
NV
criminal penalties, and will be prosecuted to the maximum
extent possible
applicable
law.
Information in this document is subject to change without notice.

Copyright 2006 TEMENOS HOLDINGS NV

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

COB Reports

T24 Reports are broadly of two types


Statutory Financial reports created based on balances
consolidated from accounting entries and balance files
CRF and CRB reports based on Central reporting files and Central
reporting base
Reports like General Ledger, Profit and Loss statements

Other reports created based on information from one or more


Application / Table information. They could contain Financial
and / or non financial information
Reports like Limits expiring, Limits over drawn

Copyright 2005 TEMENOS HOLDINGS NV

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

Statutory Financial reports

Entries affecting
Account balances

STMT.ENTRY

Entries affecting
all other
Assets & Liabilities

RE.CONSOL.
SPEC.ENTRY

Entries affecting
PL Heads

CATEG.ENTRY

ASSETS & LIABILITIES


Key Consolidation based
On Customer and
Application information
REPORT CREATION
HEADER
LINE
COLUMN
...
..

PROFIT & LOSS


Key Consolidation based
On Customer and
Application information
Copyright 2005 TEMENOS HOLDINGS NV

Entries affecting Account balances are stored in STMT.ENTRY file by the


system be it Customer account or Internal account
Entries affecting P & L heads are stored in CATEG.ENTRY file. In T24, we
do not open `accounts for profit and loss heads.
All other entries are stored in RE.CONSOL.SPEC.ENTRY

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

COB Reports

When user logs into T24, a User Menu is displayed


By clicking on Finance sub menu, we can access sub menus
View Ledger Reports
View Transaction Journals

By using View Ledger Reports, we can view reports produced


during previous days COB
In Model Bank, we can view Company wise reports (Branch
wise), by using Selection of COMPANY.ID
Financial reports CRF.MBGL, CRF.MBPL which collate
information from Central reporting files, which show only
balances
Financial report CRB.MBGL gives additional information from
underlying accounts and contracts like interest rate, exchange
rate etc

Copyright 2005 TEMENOS HOLDINGS NV

Reports can be accessed Company wise. These are standard financial


reports.
CRB reports have select additional information.
MBGL reports is Model Bank General Ledger report.
GLSHORT is an abridged General Ledger
GLSHORT.CCY reports is currency wise split report

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

Viewing Ledger Reports

Copyright 2005 TEMENOS HOLDINGS NV

It is possible to select Company wise reports

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

View Ledger reports CRF report


Report of Key level balances

Consolidation
based on
Customer level
information

Copyright 2005 TEMENOS HOLDINGS NV

CRF reports are produced from Consolidation key information

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

View Ledger Reports CRB report


Provides select additional details of contracts and accounts

Copyright 2005 TEMENOS HOLDINGS NV

CRB reports procure select additional information from underlying Accounts


and contracts like Counterparty, Account / Contract number, Interest /
exchange rate, Start and maturity dates

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

View Ledger Reports Closing balance and Movement type reports

Copyright 2005 TEMENOS HOLDINGS NV

A report can be designed to have only closing type balances or to show intra
day movements like Opening, Debit, Credit and Closing balances.

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

View Ledger Reports All currency and Currency split reports

Copyright 2005 TEMENOS HOLDINGS NV

Reports can be designed to show local currency equivalent of all currencies,


or currency wise split and show in respective currency

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

View Ledger Reports Assets and Liabilities and Profit and Loss reports

Copyright 2005 TEMENOS HOLDINGS NV

Reports may have only Assets and Liabilities details or only Profit and Loss
details or both

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

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Workshop - 1

View the following standard financial reports of Company BNK in


Model Bank
CRF.MBGL
CRF.MBPL
CRB.MBGL

Copyright 2005 TEMENOS HOLDINGS NV

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

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T24 Links
Dept / Officer

Nationality

Sector

Residence

Industry

CUSTOMER
Interest rate
Exchange rate

Savings accounts

Maturity Term

Current accounts

Financial information
General Ledger
Profit & Loss
Exposure

Limits
Loans
Mortgages
FX
Deposits
Copyright 2005 TEMENOS HOLDINGS NV

T24 is Customer centric software. Descriptive details of Customer are all


stored at one place CUSTOMER record.
All other applications get linked to this.
By this, any change in Customer details are required to be done only at one
place.
CUSTOMER record gets pick up values from several static tables, which are
pre defined to suit individual banks way of reporting or recording
information.
Reports, even when designed to pick information from business applications
can always get relevant information from underlying CUSTOMER Records.
Hence, Customer wise profitability or exposure will in turn lead to industry
wise or sector wise details also.

T24 Model Bank Introduction Course (T2MBIN-R5) COB


reports

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Overall Summary

You have gained understanding of functional architecture of T24


You have seen the importance of
CUSTOMER and how it is central to all information in T24
other Core elements of T24 like ACCOUNT,
ACCOUNTING, DELIVERY and Static tables

LIMITS,

You have seen


Integration between optional modules and Core elements to
accomplish real time and Close of business transaction
processing
real time enquiries and COB reports

Copyright 2005 TEMENOS HOLDINGS NV

On the whole, you have acquired an overall picture of functional architecture


of T24 and introduction to main features of operating a Model bank through
T24

T24 Model Bank Introduction Course (T2MBIN-R5) COB


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