PART A See ear A ss ——ekrLoan vat) id Peg ne81762019) eduloan” scent ew eeekess peau as ace ‘AB |omarncons og: matonance, prions. -plane prove prec: USS [CJswey team [J ook san FT Le aaa as Snes Se ara Sr son {re Scent canes eure schon a tho Ganes Prove, ny crt on he Stunts ‘account wi be ereite to the Consumers Eduloan accor ‘na, | fetes ee [5] Poser tomeeineTand Ku maiend Me Pats ae tha the Cre Prove il overs he Lean Anountah Constr as pay 2 Be abe Service Proce he above Sore The Cansume’ unrest repay he oa Anu nthe numba of many tamer lala abo nes otha auhory blow. The Consuner hereby autos hsher Employer petid tev to dod he monty intents tom hia salary. Ary carps levied bythe Employer eect salary deducon tbe he acount of he Consumer | ante Employer il coer costs rect tom the Consumers ala teary dadueson i doducea aught aa Salary Srice Bureau (SSB) or employes ye tbe deduction mile eed oe anctres byte Cra Provide on bel fhe Eaton ston indicated above [As |e coat rove does not havea dedusin agreement wt he Cosurer'sEmpoyeo slay deco carol bo excites, he Consume autores the rac Pover'o oct he monty names tor teflon bark account va debt oe meer COE aoe il im pees L omareceae | J “The Consumer agrees ha the Cred Provider may change the date of dedtion If he agreed upon date snot a business day. Th Consume ops tbe ncaa mtb dertusncf Be Cet eve, pene Conse oe te fad nals Creat Per ‘Ag | Susantemat masse. | The Consus b nc arate 1s cre by be at rode signing tis the Consumer confirms aopeptance ofthe quatation reo, the contnts of which are doomed tobe incorporated hore, unos the Cedi Provider rjerts the application, in which cass the Consume wil be advised ‘cordingly wring relocate on wi on be mage Svatabe ote Consumer abject tothe Cre ea ae eimared in EP to consumer Peri POCO Pe Sheer CRyeDyyBp > Don’t Forget! Please attach the A eduloan’ nockng potenti [ANNEXURE: TERMS AND CONDITIONS. PART B Version 1.00 - Valid from 01/01/2014 ‘EDUCATIONAL LOAN AGREEIENT he an aeenes) lege crm ol tet eng een es eri me em Reem ecard et by and betwee an rate) Ling (te eg provi” an he camer dt Part The on A a irs pple ote on acorn wl t tenes be jc to the pla esas ep aa eo ble aaa of tere carted y tebe fhe et rt an ascarid by e sor of Fert mens he i a a erento prove, Orato ah barr wl be pres 1 the Caumer when 0 requested Sort “te reptyet shee crane in of Fr Ast ou te nformaton ag tote ceeded. esi teeny ec Pret we in srr ort stan arene on ne Fe mse ner te Loan Areonent ote cranes acount on te te fe ee flows Train eat ny an oan re cars 1 Seti tate ayo or ral fer or hres 5: Torey fo rae the uci pric eb aor a ge of te toa An, a ou A of a tothe See rvs anda end byte Conse. ae er ae rattan way shar thr purty a proves ond or orcs eae ofr anton pre Tad sapped byte serves ower, Fa et tt to ef anyf the fan pal byte Cre Proves tae otro te Cosme. Te wai Ta eal ean ian coded eg he Consors. The wt rae wf rete rend crane Ae a a asf amnac, othe utes tract poded oe Cnet Movie wring, uh fed oe (oie conamer 10 Cons make adn poyments tose the Lon arenment may payments eer wit any tice to he rel rev Fae a oe pov nen ty cares etd tose pyre eth ands the eC a a a jen td ure sept rss an penta Tome salary rem 1 EARN Gost, res ano ounces aa MS ees on aroun in aes wl the sae he eters at and es charges chard rept of ha en arene ‘ee frpsrete a eo oo a e tn Fann er fatto lan aoe, which wl be levied oe dt he loa areemen i adh = ‘ern somal eto ech prev as acy bt tt a eee te > alt emi grt mci wenn co he anon Wie 2am ate sel sah mnt we tain cons cared ta ef econ eta on ligt unde he nn agree 3.2.2 eta tain aera ob raed yt cree provi hee th eee of the consumers ment gon oe coche mast aa tare yh aca epitome ude eat Simran cage. ne tear OS, an agree il be chared ca mot tas, and wi be cal na edn anes bass The monty eka of tre wary Sepevng ote anos an perio fe tepament ci fr pr roc usanony Dance nay acon ae above te, Caneel eid a ‘ety sonst y acca. yoann eer re eng ts nee cate spade tthe lan facity treet changes nthe previg bs rt, tee WeeSrgedon ot eastandng sun omed bye Crs amy SETLEMENT AND ACCOUNT TERMINATION BY CONSUMER HO Oty ain rns nn rene pg te tanner owed on ct Resa nr er hae ayaeeeea ato a ay ras er Fa ee ent cd oe eat iy eon nc etl em SEES ahh gp eon en nb ee a i ir a SE Sets cnn sey. ee te pose ee tear hn teen sted nfl wa eet ote crue ie or he Hoe ee eee aly che en cpio comer mat cic recy Wh aia, Penman Recreate er of cvs ne ran Fe eee lan te sae after eds ave ee aor othe eset satin, hetero: no 8 cotrmatn bh Seed he camer ble to pay verte usted. ‘Te come rusts ht the cred provers atennt of acount “ate a ee math eras Fe i eos sear ty exting ean sein a al charges ved al pats received an tbe Petr i tema cent canbe ved ar pe amen 2 ae ei tes ear asp he tern roe serge ed Prose with @ Wren ate os et ‘ghar a oar sonoesaon OSTs aa conan at oma parmans at are du in tr of he oan arent Te Came fs ect withthe tor and conn: of he at arene S1Sieminseaton deri zp fe consume uey ed Se erin ati te inc corner note or sided win 2s ro he dt er Sg paar ated ms cpr uton norman repre ano he ani apetion othe re prov: SAE com doc gals abr. whch has epee one ws Oe rea rE Stan drut mented en mle of def mt xt bres of sch negative payment sty of he comune wich lec tb cones payment reat TRE uc ere oe et cone sry ogra lng enue: te Tete ae fate! es eae ey ait eta sot creer on es tad blow F.3D NES RPS CONE, Fam Resa heCntoner tats te ttowing oes wb feiowed y the cet evi Inte er at regan neo ch ta deraning he ces ety eel Se yay ae stan age toan sete dope reat, apa, an amb with uncon. 3.2 An her yet by cane ef ernstton charge eet ech ete ect wen, Sh payment an ee ei meets epee tera moran onan acon nado (oy esoale a EC ro ras wt, an appease eat prove my argc cn hich may MCE he css ‘aed ye eat rove colcting the eb. eae et kt hr 1:10) ihe ce prover yao approach e agate cour fora ere to enece he Canteen 1 ee pons ply posible ada the sola bite cretion ofthe eve provi 1 wit te aad rend fhe at cre fe orem beter he sevice poi an he ea roe io ee10. 2, 64 nthe event of sch default the Crest ovis wil be ented ts awn an abslte dcretian and after cnsltaion, texted the repayment prod ‘ured ton Prt Aor reat pei of moths needed fo rept te aan nfl at aowng the tatnent ws escece ene saed we A, ‘icone where the sata ue estan apond 63 ne terest clclated and charged s mre fly tale in 3.3 and 3.4 above ands debited to the Consumers coun agreed nA and AS of Part ‘cou rena za eros =" ee eres Inthe ever of default as metoned n 6, the Cede vider may terminate the Loan Agreement acon to the provisions ofthe pliable Zinbbwean davzinih ci ha ces lb lowed seo ne we poowessts FOR RECN DOCUMENTS a “The Conse chooses the psa adres as proven Far A, for he serving of oa notices The potas wl be wed fr the sending of ter spice ase, ean pe ater of aan if scl ochre ony te Cac’ Fah eo ee 2 ‘The Gre oir chose ts sal adres asst ut Part of the Loa green or te serving o eal tices ed cer Sactnesatoh ore Speyer ich oan enn ae en £3 Bathe prec to farm te thera ha change of entice adres, portal adres, elefax ruber or ema adress s son as posi ater any sc hang. The change wil beefectv on the 5 (th) buns day after recep of such nice 8 auanon mest he ice wi ny be al ism wing nds to the acess te in Part Af the Lan Acre, cae ne Cet Por shal ot dios any condental intonation bean nthe cour ofthe Laka Agreement to ose thd parties ures eblged odo {bylaw or cout ode or where co hasbeen pode tera of there tr and conten a ae ecrded ts Port 8. the toon artes 92 Speman ito the Loan Arerent te Commer aco, agrecs andor condones tat the Creat Ponce ay prove to any othe Ce Brean {iad below, ary averse intra ne frat pes by sch Cre. Suh Cn ren provide a iat poe and osly 9 ce sere ‘hte creat worthiness of the person suber tote recor. 93 Thu Corse corsets othe rel rove orearcng i i ole and absolute daretion adverse formation relating othe lant the Service Provider, pl ini eg ner tao Ste ota ery ars toa aes oa edt rover nay roc deta othe Felevan Gepartmar run dealing wth faa, ar coc on he Cars seceunt Loan Agreement {at eves tne Creat horse resonable caret sapect tht te induct = of rouse hao 95 Bremen otis ann arent he Cru concent ec fest te Cat Pie tang fom the Cre area he Cramer's re ‘ecoré and payment histo and witht erating rom te foregoing. that he Crest avg can ree th Lean tect veda eee ‘any infrmaton thatthe Consume as faa aforsbity tea pred byte npieabe Tinbabmeen les arene ieee ts oem ateaae Bre per tn eran me em bet hoe ene etn ee i ceaamen ner aes : wong este GS ye nsgene yey epee nea roca ac eiveren cancer cameras wea FaSae ayant ct estate recente oe oon bear 2 tcl intind eat neem FE racy ca yi age evo re tae spe cere mr sia eee, Sera tate cen tah cl aa tah Rh ee aaa, pecarees meet cee vg“ Roeheceraremeenatermen saan: 3 Reeth a eta Oe owe iets aun tmnt areet 2 FEST ape cme gn reed oreo ene Omar og tere Gena memonarmrrases us Bibnerh tase ack eo ence ite gre nero pee arto Sete ar ceca nae a re ne Rivet Saha cesta at tan ance eM pees tat pe ieteaseraee sir ince eaten cen seen hence ean’ ot Sian aan aoe ecm mete ec oe on ddan eh ath {crrct a that onfrmationreqared or eveuning te Can cred apteaton has bee cred snd wanes tac she oe sees ther, Iraptored, te wppican wl constitute a ining nan Arete 22 Gans that the Costner and tot understand tat the retro take la ction agit ay prion who comity at tat can be ened as audit. The Cede Movie wl be ented, view natn to open ace aad gat te poeta wl formar Such ota to {he Service ovr wich wi ether be ened to tke any actin des 12.3 Understands a the Creat roi snot a agent representative of the Service Provider excep fr the purpose of dnstering the Salary Services Buen of empoye ton a area bnenen the re Pras ate See Pov ar carot be Nason te Sete ode fe 124 aces that hese preety tinge admit, so tenon feng lace unr airings that he/she wl emp 0 ‘be placed under administration for the duration of this agreement; " vas Sars tht eth hac tinted ede Fev ce, hot ner et costing rd inten tonite te etree proes ecty ore ancestor 126 Beclares hat ySig is Loar Aeemene/ne aon ate ly ndetanc he rs, cots ane cigs asc wth {tering te ean geen, cn ard an hat such parton he ot arent hat equre eon bee oy exe to SIGNED AT ‘ONTHIS — DAY OF Consumer Spouse Witness Witness .- ed loan HARARE _H/Q BULAWAYO (BRANCH) 16 Palmer Rd, Milton Park Tyre House 10th Avenue & George Silundika ‘Tel + 263 4 740409/740395 :Email : roses@eduloan.co.za Tel : +263 9 62705/ 62711 Deduction Form Please give effect to the following deduction Names : Surname: Employee code number cD New Change Cease Ministry / Department 8]o]2]1]s nthly Ra EDULOAN Stamp From Date To Date Amount : non recurring Name of beneficiary student in full Reference Number Authorised / Approved by (PSC approval ref. Dated ...cssesseenseeneeess) (Where applicable) Applicant (where applicable) Date Head of Department Date The Eduloan vision is to improve people's lives through financial access to education