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Asset: property owned by a person or company, regarded as having value and

available to meet debts, commitments, or legacies.


Bankrupt: the state of being completely lacking in a particular quality or value
Budget: an estimate of income and expenditure for a set period of time.
Capital gain: a profit from the sale of property or of an investment.
Commodity market: A commodity market is a market that trades in primary
economic sector rather than manufactured products. Soft commoditiesare
agricultural products such as wheat, coffee, cocoa and sugar. Hard commoditiesare
mined, such as gold and oil.
Compound interest: is interest calculated on the initial principal and also on the
accumulated interest of previous periods of a deposit or loan.
Cost of living: the level of prices relating to a range of everyday items.
Debt: something, typically money, that is owed or due.
Dividend: a sum of money paid regularly (typically quarterly) by a company to its
shareholders out of its profits (or reserves).
Economic driver: Anything that could materially affect either a company's
earnings or the price of its stock.
Equity: or economic equality is the concept or idea of fairness in economics,
particularly in regard to taxation or welfare economics.
Expense: the cost required for something; the money spent on something.
Federal: having or relating to a system of government in which several states form
a unity but remain independent in internal affairs.
Finance: the management of large amounts of money, especially by governments
or large companies.
Global economy: The international spread of capitalism, especially in recent
decades, across national boundaries and with minimal restrictions by governments.
The global economy has become hotly controversial.
Inequality: Economic inequality is the difference found in various measures of
economic well-being among individuals in a group, among groups in a population, or
among countries. Economic inequality is sometimes called income inequality,
wealth inequality, or the wealth gap.
Inflation: This article talks about how some countries are changing their inflationtargeting regimes. Right now, it is ideal to keep inflation rates at around 1-3%. It is
important to keep the inflation rate relatively low because if it was high it could

result in uncertainty for households and firms. It could also hurt those with fixed
income, such as those in retirement or students.
Interest-rate: the proportion of a loan that is charged as interest to the borrower,
typically expressed as an annual percentage of the loan outstanding.
Investment: the action or process of investing money for profit or material result.
Labour force: all the members of a particular organization or population who are
able to work, viewed collectively.
Lending rate: Lending rate is the bank rate that usually meets the short- and
medium-term financing needs of the private sector. This rate is normally
differentiated according to creditworthiness of borrowers and objectives of
financing.
Loan Low-income: The report defines low-income working families as those earning
less than twice the federal poverty line. In 2011, the low-income threshold for a
family of four with two children was $45,622. Between 2007 and 2011, the share of
working families who are low income increased from 28 percent to 32.1 percent.
Monetary policy: is the macroeconomic policy laid down by the central bank. It
involves management of money supply and interest rate and is the demand side
economic policy used by the government of a country to achieve macroeconomic
objectives like inflation, consumption, growth and liquidity.
Mortgage: the charging of real (or personal) property by a debtor to a creditor as
security for a debt (especially one incurred by the purchase of the property), on the
condition that it shall be returned on payment of the debt within a certain period.
Oligopoly: a state of limited competition, in which a market is shared by a small
number of producers or sellers.
Retail prices: The total price charged for a product sold to a customer, which
includes the manufacturer's cost plus a retailmarkup.
Retirement: the action or fact of leaving one's job and ceasing to work.
Service: A type of economic activity that is intangible, is not stored and does not
result in ownership. A service is consumed at the point of sale. Services are one of
the two key components of economics, the other being goods.
Stagnate: a prolonged period of slow economic growth (traditionally measured in
terms of the GDP growth), usually accompanied by high unemployment.
Strike: Stoppage of work due to conflict over mandatory issues (issues that must
be resolved through collective bargaining) such as wages or working conditions.
Tax: a compulsory contribution to state revenue, levied by the government on
workers' income and business profits or added to the cost of some goods, services,
and transactions.

Tax credits: A tax credit is a tax incentive which allows certain taxpayers to
subtract the amount of the credit from the total they owe the state. It may also be
a credit granted in recognition of taxes already paid, or (as in the UK) a form of
state support for low earners.
Unemployed: (of a person) without a paid job but available to work.
Wage: a fixed regular payment, typically paid on a daily or weekly basis, made by
an employer to an employee, especially to a manual or unskilled worker.
Wealth: an abundance of valuable possessions or money.

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