401(k) Savings Calculator

401(k) Calculator

401(k) Detailed

Variables

Desired Income

401

Summary & Results

Enter your current age:

Enter your retirement age:

30
65

Salary

Years to your retirement:

Future Value

Enter your current annual salary:

Enter you annual salary increase:
Your current savings or 401K balance:

70,000
2%
10,000

Contributions

Estimated value after years:

Interest Earned after you are 65 f

Total Contributions

Contributions To-Date:
Employer contributions To-Date:
Contribution as a % of your salary:

5,000.00
1,500.00
10.0%

Enter your annual contribution:

Increase contribution each year by:
Employer match (% of contribution):
Employer maximum (% of salary):
Current annual limit of contributions
Contributions made:

2,400

5.0%
50%
6.0%
15,000
Monthly

Return Rate (Interest)

Your contributions:
Employer contributions:
Total contributed:

Number of contributions per year

Variable Return Rate

Estimated annual rate of return:

Interest Rate:

6.0%
Fixed

Average Rate:

Minimum Rate:
Maximum Rate:

Press F9 to recalculate

Desired Retirement Income

Estimated Income (Based on Desir

Estimate the rate of inflation:

Desired
income:
Desiredmonthly
monthly
income as a % of

2.0%
4,300

salary:

75%

Number of years to live on your savings:

20

Your desired monthly income will

At retirement you will need:

Your Savings will las

Savings Projection Chart

Your Contributions

Employer Match

Balan

1,600,000
1,400,000
1,200,000
1,000,000
800,000
600,000

2014 Spreadsheet123 LTD

401k Saving Calculator by Spreadsheet123

600,000
400,000
200,000
0
30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53

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401k Saving Calculator by Spreadsheet123

 2016 Spreadsheet123 LTD. All rights reserved

401(k) Balance

FAQ's

Years to your retirement:

35

Estimated value after years:

1,455,674.29

Interest Earned after you are 65 for year(s):

991,384.93

Your contributions:

354,961

Employer contributions:
Total contributed:

106,488
461,450

Number of contributions per year:

12

Average Rate:

6.0%

Minimum Rate:
Maximum Rate:

1.0%
9.0%

Estimated Income (Based on Desired Income & Current Salary)

Your desired monthly income will start at:
At retirement you will need:

8,599.53
2,507,350

Your Savings will last for 20 years and 1 month.

Employer Match

2014 Spreadsheet123 LTD

Balance

All Contributions

401k Saving Calculator by Spreadsheet123

44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64

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401k Saving Calculator by Spreadsheet123

401(k) Savings Detailed

401(k) Calculator
Year

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

Age

30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64

Annual
Salary
70,000
71,400
72,828
74,285
75,770
77,286
78,831
80,408
82,016
83,656
85,330
87,036
88,777
90,552
92,364
94,211
96,095
98,017
99,977
101,977
104,016
106,097
108,219
110,383
112,591
114,842
117,139
119,482
121,872
124,309
126,795
129,331
131,918
134,556
137,247

2014 Spreadsheet123 LTD

401(k) Detailed

Your Contributions
Additional

Annual

Employer Match

Cumulative

7,000
7,140
7,283
7,428
7,577
7,729
7,883
8,041
8,202
8,366
8,533
8,704
8,878
9,055
9,236
9,421
9,609
9,802
9,998
10,198
10,402
10,610
10,822
11,038
11,259
11,484
11,714
11,948
12,187
12,431
12,680
12,933
13,192
13,456
13,725

Desired Income

5,000.00
12,000
19,140
26,423
33,851
41,428
49,157
57,040
65,081
73,282
81,648
90,181
98,885
107,762
116,818
126,054
135,475
145,084
154,886
164,884
175,082
185,483
196,093
206,915
217,953
229,212
240,696
252,410
264,358
276,546
288,977
301,656
314,589
327,781
341,237
354,961

Annual

2,100
2,142
2,185
2,229
2,273
2,319
2,365
2,412
2,460
2,510
2,560
2,611
2,663
2,717
2,771
2,826
2,883
2,941
2,999
3,059
3,120
3,183
3,247
3,311
3,378
3,445
3,514
3,584
3,656
3,729
3,804
3,880
3,958
4,037
4,117

Cumulative

1500
3,600
5,742
7,927
10,155
12,428
14,747
17,112
19,524
21,985
24,494
27,054
29,665
32,329
35,045
37,816
40,642
43,525
46,466
49,465
52,524
55,645
58,828
62,074
65,386
68,764
72,209
75,723
79,308
82,964
86,693
90,497
94,377
98,334
102,371
106,488

401k Saving Calculator by Spreadsheet123

 2014 Spreadsheet123 LTD

401k Saving Calculator by Spreadsheet123

 2016 Spreadsheet123 LTD. All rights reserved

Desired Income

401(k) Balance

Contributions
Total
9,100
16,240
23,523
30,951
38,528
46,257
54,140
62,181
70,382
78,748
87,281
95,985
104,862
113,918
123,154
132,575
142,184
151,986
161,984
172,182
182,583
193,193
204,015
215,053
226,312
237,796
249,510
261,458
273,646
286,077
298,756
311,689
324,881
338,337
352,061

2014 Spreadsheet123 LTD

Return Rate

6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%
6%

FAQ's
Balance
10000
19,971.25
30,744.59
42,373.23
54,913.76
68,426.30
82,974.77
98,627.12
115,455.57
133,536.87
152,952.58
173,789.41
196,139.47
220,100.65
245,776.97
273,278.98
302,724.12
334,237.16
367,950.69
404,005.56
442,551.44
483,747.29
527,762.02
574,775.04
624,976.96
678,570.25
735,769.97
796,804.59
861,916.77
931,364.26
1,005,420.86
1,084,377.34
1,168,542.57
1,258,244.59
1,353,831.82
1,455,674.29

Interest

871.25
1,491.34
2,161.01
2,883.53
3,662.40
4,501.34
5,404.27
6,375.41
7,419.20
8,540.37
9,743.98
11,035.35
12,420.18
13,904.51
15,494.75
17,197.73
19,020.69
20,971.33
23,057.84
25,288.89
27,673.73
30,222.16
32,944.61
35,852.14
38,956.51
42,270.21
45,806.51
49,579.51
53,604.18
57,896.41
62,473.09
67,352.17
72,552.70
78,094.92
84,000.31

401k Saving Calculator by Spreadsheet123

 2014 Spreadsheet123 LTD

401k Saving Calculator by Spreadsheet123

Desired Income
401(k) Calculator

401(k) Detailed

Desired Income

401(k) Balance

Annuity Calculator
Years of
Retirement

Age

401K Savings
Balance

Desired
Annual Income

Return
Rate

65

1,455,674.29

103,194.30

6.0%

66

1,435,897.99

105,258.19

6.0%

67

1,412,710.75

107,363.35

6.0%

68

1,385,858.38

109,510.62

6.0%

69

1,355,070.09

111,700.83

6.0%

70

1,320,057.56

113,934.85

6.0%

71

1,280,513.72

116,213.54

6.0%

72

1,236,111.67

118,537.81

6.0%

73

1,186,503.36

120,908.57

6.0%

10

74

1,131,318.35

123,326.74

6.0%

11

75

1,070,162.32

125,793.28

6.0%

12

76

1,002,615.66

128,309.14

6.0%

13

77

928,231.83

130,875.33

6.0%

14

78

846,535.71

133,492.83

6.0%

15

79

757,021.80

136,162.69

6.0%

16

80

659,152.35

138,885.94

6.0%

17

81

552,355.30

141,663.66

6.0%

18

82

436,022.20

144,496.93

6.0%

19

83

309,505.90

147,386.87

6.0%

20

84

172,118.18

150,334.61

6.0%

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2014 Spreadsheet123 LTD

401k Saving Calculator by Spreadsheet123

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401(k) Balance

FAQ's

Return on
Investment

Balance

83,418.01

1,435,897.99

82,070.95

1,412,710.75

80,510.97

1,385,858.38

78,722.34

1,355,070.09

76,688.30

1,320,057.56

74,391.01

1,280,513.72

71,811.49

1,236,111.67

68,929.51

1,186,503.36

65,723.56

1,131,318.35

62,170.72

1,070,162.32

58,246.62

1,002,615.66

53,925.31

928,231.83

49,179.20

846,535.71

43,978.92

757,021.80

38,293.23

659,152.35

32,088.89

552,355.30

25,330.56

436,022.20

17,980.64

309,505.90

9,999.15

172,118.18

1,343.56

23,127.13

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2014 Spreadsheet123 LTD

401k Saving Calculator by Spreadsheet123

401(k) Balance

2016 Spreadshe

401(k) Calculator

401(k) Detailed

Desired Income

Your Age:

401(k) Balance

49

Current 401(k) Balance:

442,551

Your Annual Salary:

101,977

Your contributions this year:

10,198

Cumulative Contributions To-Date:

175,082

Employer Match this year:

3,059

Employer Contributions To-Date:

52,524

Average Return Rate:

6%

Interest Earned:

25,288.89

Savings Projection Chart

Your Contributions

Employer Contributions

401k Bala

500,000
450,000
400,000
350,000
300,000
250,000
200,000
150,000
100,000
50,000
0

30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58

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401k Saving Calculator by Spreadsheet123

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401(k) Balance

Employer Contributions

FAQ's

401k Balance

4 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64

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401k Saving Calculator by Spreadsheet123

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