HEALTH CARE

REFORM
WHAT IT
MEANS FOR YOU
 WHY DID WE
NEED
HEALTH CARE
REFORM?
WHAT DID
WE WIN?
MYTHS
AND
LIES
WHAT ’ S NEXT
 How many additional New
kers will get insurance un
the new law?

a . 500 , 000
b . 1 million
c . 2 million
d . 5 million
 How many additional New
kers will get insurance un
the new law?

a . 500 , 000
b . 1 million
c . 2 million
d . 5 million
 How many small businesses
n New York will potentiall
et the tax credits provide
under the new law?

a . 100 , 000
b . 175 , 000
c . 200 , 000
d . 275 , 000
 How many small businesses
n New York will potentiall
et the tax credits provide
under the new law?
a . 100 , 000
b . 175 , 000
c . 200 , 000
d . 275 , 000
How many New York seniors
will benefit from the
improvements in Medicare?

a.1 million
b.2 million
c. 3 million
d.4 million
How many New York seniors
will benefit from the
improvements in Medicare?

a . 1 million
b . 2 million
c . 3 million
d . 4 million
$
BANKRUPTCIES

OTHER

OTHER
 WHO DO YOU KNOW?

DROPPED
DENIED CLAIMS
DELAYED CLAIMS
WHO DO YOU KNOW?
 HOW DID
WE GET HERE?
WHAT WILL
WE GET?
 Seniors and
the disabled
y full drug costs aft
Incurring $3 , 600 in
Medicare Part D Plans
 Seniors and
the disabled

$250 REBATE
This Year
CHILDREN
DENIED
COVERAGE
 DROPPED
BECAUSE YOU ’ RE
SICK
SMALL BUSINESS
WHO PROVIDE
COVERAGE

1 / 3 COSTS COVERED
pecial NY Progra
•Uninsured for 6
months
•Citizens
•Lawful Immigrants
•Pre - existing
condition
OVER 2 MILLION
UNINSURED
NEW YORKERS

AFFORDABLE COVERAGE
OPTIONS
275 , 000 SMALL
BUSINESSES
TAX CREDITS
 WHAT WILL
EVERYONE GET?
 DROPPED
BECAUSE YOU ’ RE
SICK
 INSURERS REFUSE
TO PAY YOUR BILL
LIFETIME
LIMITS
GUARANTEE
OF HEALTH
SECURITY
SMALL BUSINESSES
275 , 000 SMALL BUSINESSES IN
NEW YORK WILL GET TAX CREDITS
TO COVER THEIR EMPLOYEES
SMALL BUSINESS
TAX CREDITS
< 25 EMPLOYEES
AVERAGE WAGES : $50K
SMALL BUSINESS
TAX CREDITS

35 %
SMALL BUSINESS
TAX CREDITS

2014 – 50 %
LARGE EMPLOYERS
50 + EMPLOYEES
Ø
MUST OFFER COVERAGE
LARGE EMPLOYERS
< 50 EMPLOYEES
Ø
CAN USE EXCHANGES
EXCHANGES
EXCHANGES
INDIVIDUALS
PREMIUM
CREDIT
$88 , 000
FAMILY OF 4
 FEE FOR CHOSING
NOT TO BE COVERED

2014 - $95 or 1 %
2016 - $695 or 2 . 5 %
 LIMIT
OUT - OF - POCKET
COSTS
$6K – INDIVIDUALS
$12K - FAMILIES
THIS YEAR :
$250
REBATE
 2020 :
ALL DRUG
COSTS COVERED
 MAMMOGRAMS
COLONOSCOPIES
ANNUAL WELLNESS
VISIT
WASTE
FRAUD
ABUSE
CHILDREN
DENIED
COVERAGE
 Stay On Your
arent ’ s Insurance
Insuranc

Up to Age26
In New York - 29
Maintained Until
2019
IMMIGRANTS
EXCHANGES
MYTHS
 IT ’ S A
GOVERNMENT
TAKEOVER
 BUILDS ON THE
CURRENT SYSTEM
OF PRIVATE
INSURANCE
 NEW
REGULATIONS
FOR PRIVATE
INSURANCE
YOUR MEDICARE
BENFITS WILL
BE CUT
SAVINGS AFFECT
INSURANCE
COMPANIES AND
PROVIDERS
THE NEW LAW
INCREASES
MEDICARE
BENEFITS
 Alan Brinkley
Columbia University Historian
SPREAD
THE
WORD
 ADDRESS
RACIAL
DISPARITIES
STRUCTURE OF
EXCHANGES
CONSUMER
ASSISTANCE
2.5 MILLION
NEW YORKERS
AFFORDABLE
COVERAGE
275 , 000 SMALL
BUSINESSES
TAX CREDITS
GUARANTEE
OF HEALTH
SECURITY