SUNNY’S

MONEY
SUNNY’S PLAN-II STORYBOARD SIDDHARTHA SARMA ILLUSTRATION ANIRBAN BORA
CONCEPT UDAYAN RAY

In this episode, Sunny decides to get advice on his future financial

requirements from a planner, so he can make a strategy for his
post-retirement years
I am going to visit a financial planner later
Story so far: Sunny wants to know how much he needs for retirement
today, he will help me figure out how
much I need and how I will
get there?

What?! Why?!

Guess what? I have I will go with

cracked the retirement How? you. I also want to
problem. plan my retirement.
Later that day Thanks for sparing your time. Please
do get back with information on
your investments that I
have sought.

Mr Singh, we will get

there. I first need to know about
But I haven’t still all your investments and other things
got any idea of the retire- that you want to do with your money like
ment savings target! your children’s higher education.

And I thought
it was just a number! Relax Mr Singh!
You just got started.

Sunny, you need to apply Next tim

brains to get to it! e:
FUND
MANAG
ER
Ms SINGH’S MONEY TIPS QUIZ
● Create a separate retirement portfolio Which specific risk is absent from an index fund?
(a) Interest rate risk (b) Default risk (c) Market risk (d)
● Include mandatory retirement benefits, such as provident fund, in it
Fund manager risk (Answers in the next issue)
● Early on during work life, focus most of the retirement investment in
Answer to the last quiz question:
equity-related products, such as large-cap focussed equity funds and growth Ulips
(A) FULLY TAXABLE
● Invest 5-10 per cent of the portfolio in gold ETFs to diversify risks.

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