‫ﻤﻠﺨﺹ ﺍﻟﺭﺴﺎﻟﺔ‬

‫ﺃﻤﺎﺒﻌــــــﺩ ‪:‬‬ ‫ﺍﻟﺤﻤﺩ ﷲ ﻭﻜﻔﻰ ﻭﺍﻟﺼﻼﺓ ﻭﺍﻟﺴﻼﻡ ﻋﻠﻰ ﻋﺒﺎﺩﻩ ﺍﻟﺫﻴﻥ ﺍﺼﻁﻔﻰ‬

‫ﻓﻴﻬﺩﻑ ﺍﻟﺒﺤﺙ ﺇﻟﻰ ﺒﻴﺎﻥ ﺃﺴﺒﺎﺏ ﺘﻐﻴﺭ ﺍﻟﻌـﺭﺽ ﺍﻟﻨﻘـﺩﻱ ﻭﺁﺜـﺎﺭﻩ ﺍﻻﻗﺘـﺼﺎﺩﻴﺔ‬
‫ﻭﻤﺤﺩﺩﺍﺘﻪ ﻤﻥ ﻭﺠﻬﺔ ﻨﻅﺭ ﺍﻻﻗﺘﺼﺎﺩ ﺍﻹﺴﻼﻤﻲ ﻤﻊ ﺩﺭﺍﺴﺔ ﺘﻁﺒﻴﻘﻴﺔ ﻋﻠﻰ ﺍﻟﺠﻤﻬﻭﺭﻴـﺔ‬
‫ﺍﻟﻴﻤﻨﻴﺔ ‪.‬‬

‫ﻭﻗﺩ ﺘﻜﻭﻥ ﻫﺫﺍ ﺍﻟﺒﺤﺙ ﻤﻥ ﻤﻘﺩﻤﺔ ﻭﺨﻤﺴﺔ ﻓﺼﻭل ﻭﺨﺎﺘﻤﺔ ‪،‬ﻭﺫﻟﻙ ﻋﻠﻰ ﺍﻟﻨﺤﻭ ﺍﻵﺘﻲ ‪:‬‬

‫ﺍﻟﻤﻘﺩﻤﺔ ﻭﺍﺸﺘﻤﻠﺕ ﻋﻠﻰ ﺴﺒﺏ ﺍﺨﺘﻴﺎﺭ ﺍﻟﻤﻭﻀﻭﻉ ﻭﺃﻫﻤﻴﺘﻪ ﻭﺍﻟﻤﻨﻬﺞ ﺍﻟﻤﺘﺒﻊ ﻓﻲ ﺍﻟﺒﺤـﺙ‬
‫ﻭﺃﻫﺩﺍﻓﻪ‬
‫ﺍﻟﻔﺼل ﺍﻷﻭل ‪ :‬ﻤﻔﻬﻭﻡ ﺍﻟﻌﺭﺽ ﺍﻟﻨﻘﺩﻱ ﻓﻲ ﺍﻻﻗﺘﺼﺎﺩ ﺍﻟﻭﻀﻌﻲ ﻭﺍﻹﺴﻼﻤﻲ ﻭﻤـﺩﺍﺨل‬
‫ﻗﻴﺎﺴﻪ‬
‫ﺍﻟﻔﺼل ﺍﻟﺜﺎﻨﻲ ‪ :‬ﻤﺤﺩﺩﺍﺕ ﺍﻟﻌﺭﺽ ﺍﻟﻨﻘﺩﻱ ﻓﻲ ﺍﻻﻗﺘﺼﺎﺩ ﺍﻟﻭﻀﻌﻲ‬
‫ﺍﻟﻔﺼل ﺍﻟﺜﺎﻟﺙ ‪ :‬ﻤﺤﺩﺩﺍﺕ ﺍﻟﻌﺭﺽ ﺍﻟﻨﻘﺩﻱ ﻓﻲ ﺍﻻﻗﺘﺼﺎﺩ ﺍﻹﺴﻼﻤﻲ‬
‫ﺍﻟﻔﺼل ﺍﻟﺭﺍﺒﻊ ‪ :‬ﺁﺜﺎﺭ ﺍﻟﺘﻐﻴﺭ ﻓﻲ ﺍﻟﻌﺭﺽ ﺍﻟﻨﻘﺩﻱ ﻋﻠﻰ ﺍﻟﻤﺘﻐﻴﺭﺍﺕ ﺍﻻﻗﺘﺼﺎﺩﻴﺔ‬
‫ﺍﻟﻔﺼل ﺍﻟﺨﺎﻤﺱ ‪ :‬ﺩﺭﺍﺴﺔ ﺘﻁﺒﻴﻘﻴﺔ ﻟﻠﻌﺭﺽ ﺍﻟﻨﻘﺩﻱ ﻓﻲ ﺍﻟﺠﻤﻬﻭﺭﻴﺔ ﺍﻟﻴﻤﻨﻴﺔ‬
‫ﺍﻟﺨﺎﺘﻤﺔ ‪ :‬ﻭﺍﺸﺘﻤﻠﺕ ﻋﻠﻰ ﺍﻟﻨﺘﺎﺌﺞ ﻭﺍﻟﺘﻭﺼﻴﺎﺕ ﻭﻤﻥ ﺃﻫﻤﻬﺎ ‪:‬‬
‫‪١‬ـ ﺃﻥ ﻴﻜﻭﻥ ﺇﺼﺩﺍﺭ ﺍﻟﻨﻘﻭﺩ ﻤﻥ ﺍﻷﻋﻤﺎل ﺍﻟﺴﻴﺎﺩﻴﺔ ﻟﻠﺩﻭﻟـﺔ ‪،‬ﻭﻻ ﻴـﺴﻤﺢ ﻷﻱ ﺠﻬـﺔ‬
‫ﺒﻤﺸﺎﺭﻜﺘﻬﺎ ‪ ،‬ﻭﺒﺄﻱ ﻨﻭﻉ ﻤﻥ ﺃﻨﻭﺍﻉ ﺍﻟﻤﺸﺎﺭﻜﺔ‪،‬ﻭﺘﺤﺕ ﺃﻱ ﻤﺴﻤﻰ ‪.‬‬
‫‪٢‬ـ ﺃﻥ ﻴﻜﻭﻥ ﺍﻟﺘﻐﻴﻴﺭ ﻓﻲ ﺍﻟﻌﺭﺽ ﺍﻟﻨﻘﺩﻱ ﻤﺘﻨﺎﺴﺒﹰﺎ ﻤﻊ ﻤﻌﺩل ﻨﻤﻭ ﺍﻹﻨﺘﺎﺝ ﺍﻟﺤﻘﻴﻘـﻲ ‪،‬‬
‫ﻭﺃﻥ ﻴﻜﻭﻥ ﺘﺒﻌﹰﺎ ﻟﻸﻭﻀﺎﻉ ﺍﻻﻗﺘﺼﺎﺩﻴﺔ ‪.‬‬
‫‪٣‬ـ ﻭﻀﻊ ﺨﻁﺔ ﺯﻤﻨﻴﺔ ‪ ،‬ﺘﻠﺘﺯﻡ ﺍﻟﻤﺼﺎﺭﻑ ﺍﻟﺘﺠﺎﺭﻴﺔ ﺒﻤﻭﺠﺒﻬﺎ ﺒﻔﺘﺢ ﻨﻭﺍﻓﺫ ﺇﺴـﻼﻤﻴﺔ‬
‫ﻴﺯﻴﺩ ﺭﺃﺱ ﻤﺎﻟﻬﺎ ﺴﻨﻭﻴﹰﺎ ‪،‬ﻭﺘﺘﻨﺎﻗﺹ ﻓﻲ ﺍﻟﻤﻘﺎﺒل ﺭﺅﻭﺱ ﺃﻤﻭﺍﻟﻬﺎ ﺍﻟﺭﺒﻭﻴـﺔ ‪ ،‬ﺇﻟـﻰ ﺃﻥ‬
‫ﺘﺘﺤﻭل ﺍﻟﻤﺼﺎﺭﻑ ﺍﻟﺘﺠﺎﺭﻴﺔ ﺒﺎﻟﻜﺎﻤل ﺇﻟﻰ ﻤﺼﺎﺭﻑ ﺇﺴﻼﻤﻴﺔ ‪.‬‬
‫‪٤‬ـ ﺇﻟﺯﺍﻡ ﺍﻟﻤﺼﺎﺭﻑ ﺍﻹﺴﻼﻤﻴﺔ ‪ ،‬ﺒﺎﺴﺘﺨﺩﺍﻡ ﺍﻷﺴﺎﻟﻴﺏ ﺫﺍﺕ ﺍﻟـﺼﺒﻐﺔ ﺍﻻﺴـﺘﺜﻤﺎﺭﻴﺔ‬
‫ﺒﺩﺭﺠﺔ ﺃﻜﺒﺭ ﻤﻥ ﺃﺴﺎﻟﻴﺏ ﺍﻟﺒﻴﻭﻉ ‪ ،‬ﺤﺘﻰ ﺘﺘﻤﻜﻥ ﻤﻥ ﺘﺤﻘﻴﻕ ﺍﻟﻬﺩﻑ ﺍﻟﺫﻱ ﻤـﻥ ﺃﺠﻠـﻪ‬
‫ﻗﺎﻤﺕ ‪.‬‬
‫ﻭﺼﻠﻰ ﺍﷲ ﻋﻠﻰ ﻨﺒﻴﻨﺎ ﻤﺤﻤﺩ ﻭﻋﻠﻰ ﺁﻟﻪ ﻭﺼﺤﺒﻪ ﻭﺴﻠﻡ ﺘﺴﻠﻴﻤ ﹰﺎ ﻜﺜﻴﺭﹰﺍ‬

‫ﻋﻤﻴﺩ ﻜﻠﻴﺔ ﺍﻟﺸﺭﻴﻌﺔ ﻭﺍﻟﺩﺭﺍﺴﺎﺕ ﺍﻹﺴﻼﻤﻴﺔ‬ ‫ﺍﻟﻤﺸﺭﻑ‬ ‫ﺍﻟﻁﺎﻟﺏ‬

‫ﺩ ‪ /‬ﺴﻌﻭﺩ ﺒﻥ ﺇﺒﺭﺍﻫﻴﻡ ﺍﻟﺸﺭﻴﻡ‬ ‫ﺃ‪.‬ﺩ‪/‬ﺃﺤﻤﺩ ﺍﻟﻨﺎﻗﺔ ﺃ‪.‬ﺩ‪ /‬ﻤﺤﻤﺩ ﺍﻟﺠﺭﻑ‬ ‫ﻋﻠﻲ ﻤﺼﻠﺢ ﺭﺍﺠﺢ‬
 Abstract

The aim of this research is to show the causes of a change in the

money supply and its economic effects and the determinants of the
money supply from an Islamic economic perspective with a case
study on the Republic of Yemen.

This research consists of an introduction, five chapters and a

conclusion as follows:

- The introduction consists of the motives for choosing this topic, its
importance and the methodology used in the research and its goals.
- The first chapter consists of the definition of a money supply in
conventional economics and Islamic economics.
- The second chapter consists of the determinants of a money supply
in conventional economics.
- The third chapter deals with the determinants of the money supply
in Islamic economics.
- The fourth chapter deals with the effects of an increase in the
money supply on economic changes.
- The fifth chapter entails a case study on the money supply in the
Republic of Yemen.
- The conclusion: consists of the results and recommendations, the
most important are as follows:-

١- Let the state be the only authority that has the legal right to issue
money so that no other body shares such a responsibility.
٢- Let the supply of money go hand in hand with the real growth in
production.
٣- Let there be a time plan the commercial banks adhere to and open
up Islamic windows to increase their capital annually and reduce their
interest bearing capital which in the end should facilitate a complete
take over by an Islamic banking system.
٤- To force the Islamic banks to use an investment methods rather
than purchasing methods, so that the motives of establishing the
Islamic banks is realized.

The Researcher
Ali Musleh Murshed Rajeh