(Mat 25:21 TAB)

Sinabi sa kaniya ng kaniyang panginoon, Mabuting gawa, mabuti at tapat

na alipin: nagtapat ka sa kakaunting bagay, pamamahalain kita sa
maraming bagay; pumasok ka sa kagalakan ng iyong panginoon.

People with self-discipline manage their money. They learn to live on less
than what they make and they invest the difference. The value of a budget
is that it tells your money where you want it to go rather than wondering
where it went! “The wise man saves for the future, but the foolish man
spends whatever he gets” (Proverbs 21:20 LB).

21:20 May mahalagang kayamanan at langis sa tahanan ng pantas; nguni't

ito'y sinasakmal ng mangmang.

Proverbs 21:20 (New International Version)

 20 In the house of the wise are stores of choice food and oil,
       but a foolish man devours all he has.

There is treasure to be desired and oil in the dwelling of the wise; but a
foolish man spendeth it up

Proverbs 21:20 “There is treasure to be desired and oil in the dwelling of

the wise: but a foolish man spendeth it up.” “Treasure” is literally “that
which is laid up,” and oil was one of the staples in ancient times, so that
the thought here is that the wise person keeps a stock of necessary food
on hand in his dwelling at all times so that he has a supply for
emergencies, but the foolish person spends all that he has until he runs
short even of daily food. Alas, how many people today spend every cent
they earn on luxuries and live almost hand to mouth. While one should not
make an idol of the pantry, yet it is wise to maintain a supply of extra food
when God blesses with abundance. Convenience stores have gotten most
people out of the habit of living from gardens. In a severe depression,
many would starve in the midst of a plentiful garden because ignorant of
how to store and can home-grown produce.
In Pilipino:

Sa tahanan ng marunong ay nakaimbak ang mga piling pagkain at langis,

ngunit inuubos ng mangmang ang lahat niyang naiimpok.