October 07, 2008

Career in Finance
Rajeev Kulgod

Dec 2, 2009
 Behaviour

Asset
Prices Unsustainable Asset Prices (out of whack with fundamentals)

Price will
only go up!

Huge money
chasing assets

Higher aspirations
Higher risk (individuals
& corporate) - GREED

Bear Phase Disinterest followed by credibility build-up Bull-run Crash

Time
Compensation

REVENUE / PERSON COMPENSATION

What is a Finance Career ?

Payment after 90 days

(USD/INR/Yen/ Euro)
Raw Material

SUPPLIERS COMPANY BUYERS

Goods

Payment after 30 days

(USD/INR/Yen/ Euro)
Acquisition

Target
Supplier of
Equipment
Vendor
Banking
a. Current Account
a. Personal Loans
b. Trade Finance
b. Car Loans
c. Working Capital and Term Loans
c. Mortgages
d. Foreign Exchange, Derivatives, Commodities
d. Savings Account & FDs
e. Project finance
e. Investment Advise
f. Investment Banking / M&A

g. Capital Markets

h. Private Equity

i. Investment Banking

j. Proprietary Trading

k. Risk Management

l. Treasury

Product Expertise / Structuring Vertical Growth

Organisation

Product
Risk Assessment
Risk Officer

Trade Limits

Treasury Sale
Originator CLIENT
Bank Book
Project Finance

Traders Fx / commodity

Investment
Banking

Private Equity
Investors

Hedge Funds
Return
Requirement
Private Equity

Boutique
Investment Funds

Mutual Funds

Development
Institutions
Public Funds

Banks

Risk Appetite
Key Points

1. Choose a career based on what the investment scenario is ?

2. You get paid for your share of revenue generation.

3. Constantly upgrade to acquire knowledge and skills

4. Always be on the look out to talk to people to map skills and the job they are doing

5. You can do well in any job if basics in place

6. Most important – do well in what you are doing today ! Nothing more important than this.
Thank You