Interest Accrual Calculator

Principal $1,000,000
Interest Rate 6.00%
Frequency 4 (Times per Year)
Days in Year 365

Accrued Interest ($)

Starting Date 2/1/2010 3/1/2010 4/1/2010
Ending Date 2/28/2010 3/31/2010 4/30/2010
Days 28 31 30

30/360 5,000 5,000 5,000

Act/360 4,667 5,167 5,000
Act/365 4,603 5,096 4,932
Act/Act 4,603 5,096 4,932
Compound Interest Calculator

Initial balance 1,000,000

Interest Rate 6.00%
Investment horizon 5 years

Ending Ending
Compounding Frequency (times Balance in Balance in
per year) 1 Year 5 Years
1 1,060,000 1,338,226
2 1,060,900 1,343,916
4 1,061,364 1,346,855
12 1,061,678 1,348,850
52 1,061,800 1,349,625
365 1,061,831 1,349,826
1,000 1,061,835 1,349,847
10,000 1,061,836 1,349,858
100,000 1,061,837 1,349,859
1,000,000 1,061,837 1,349,859
10,000,000 1,061,837 1,349,859
infinity 1,061,837 1,349,859
Yield Conversion Calculator

An interest rate of 6.00% compounded 1 times per year,

is equivalent to 5.91% semiannually compounded 2 times per year,

or 5.87% quarterly compounded 4 times per year,
or 5.84% monthly compounded 12 times per year,
or 5.83% weekly compounded 52 times per year,
or 5.83% daily compounded 365 times per year,
or 5.83% continuously compounded
Present Value Calculator

Principal $1,000,000
Maturity 2
Interest Rate 6.00%
Discount Rate 5.50%
Day Count 30/360
Payment Frequency 2 per Yr

Period R/F Discount Factor Cash Flow

1 2.75% 0.973 30,000.00
2 2.75% 0.947 30,000.00
3 2.75% 0.922 30,000.00
4 2.75% 0.897 1,030,000.00

Total
 PV
29,197.08
28,415.65
27,655.13
924,080.71

1,009,348.57
Discount Factor

Principal $1,000,000
Interest Rate 6%
Maturity 2 years
Discount Rate 5.50%
Compounding Frequency 2 (per Year)

Compounding Period R/F Discount Factor

1 2.75% 0.973
2 2.75% 0.947
3 2.75% 0.922
4 2.75% 0.897