Home Loan comparison between PNB Home Loan and ICICI Bank Home Loan...

Compare home loans from PNB Home Loan and ICICI Bank Home Loan on parameters like Interest rate, EMI, Prepayment charges, Processing fees etc.
Top of Form

PNB Home Loan

ICICI Bank Home Loan

User Rating

User Rating

Expert Rating : 6 reviews

Expert Rating : 21 reviews

Bottom of Form

Interest Rate (%)* EMI (Rs.) Prepayment Charges Balance Transfer Charges Part-Payment Charges Switching Charges Loan to Value ratio Speed of Sanction Ease of documentation Customer Service Franking charges

11.75% 7,101.00 2% 2% Nil Nil 75% 7 working days

Pre- Approved projects only. Less Documentation

10% 6,608.00 NIL - 4% + applicable Service Tax & Surcharge on full prepayment 2% Nil 1.75% on principal oustanding 80% 7 working days
Pre- Approved projects only. Less Documentation

Good 0.2%

Good 0.2% 0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever

Processing Fee (%)

0-0

LIMITATION Although best of the efforts were made to conduct a prefect survey but still it facescertain limitation. Following were certain limitation of this project. 1. Some of the respondents did not aware the terms and condition of home loan schemes .2.Some of the respondents did not answer all the questions. This could hamper the final results to a certain extent .3.We had limited time for conducting this survey report.4.The study confines itself to the respondents of BILASPUR only. Hence findingswould not be relevant to other citie s5.People mind set about the survey was an obstacle in acquiring complete information& positive interaction.6. Respondents were very busy in their schedule. So it was very time consuming for them to answer all the questions properly