CHOLAMANDALAM INVESTMENTS & FINANCE COMPANY LIMITED This DM is to be used for

DISBURSEMENT MEMO - Updated on 22/12/06 SPSE,SPSL,SPRL,SPBK & SABK ONLY.

Date 18-Oct-08 Not for Balance transfer

Location LUDHIANA

Branch ludhiana

Payee Name(as in the Bank Account + GAJINDER SINGH (PUNJAB NATIONAL

Branch Name & Account Number) BANK+ NEW SHIV PURI, LDH & 26507)

Application Number SPLUD003027

Channel partner name DSA Pls enter the full name of channel partner
In case of business done by CBSL executive
means pls enter the executive full name with
DSE Code WHITE HOUSE CBSL employee code.
Validation given so choose the code. In case
of new code created means pls update ur
Customer Category Code/Surrogate Code SPRL self.

Segment Code SEGMENT D Validation given so choose the code

Loan Amount Rs. 25000

EMI Rs. 1292

Tenor 36

Flate Rate 28.6827 Don’t enter any value's here

IRR 46.0000

Tenor ( Yrs ) 3 Don’t enter any value's here

Processing Fee Rs. 1250 If STPL case means pls change the formula into 5%.

Service Tax on Processing Fees 154.5 Don’t enter any value's here

Insurance Premium Amt. 123.75

Service Tax of Insurance premium 15.15 Don’t enter any value's here

Admin. Fees of KLI 350

Service Tax on Admin. Fees of KLI 42.84 Don’t enter any value's here

Total Deductions 1936.24

Disbursal Amount (If Kotak Life Insurance
23063.76 Don’t enter any value's here
option is not availed)
KOTAK LIFE INSURANCE PREMIUM Premium can be Annually or Half yearly
AMOUNT (1st Premium amount) (Value of 1st Premium to be captured)

NET DISBURSEMENT AMOUNT 23063.76 Don’t enter any value's here

Disbursal Cheque Date

Disbursal Cheque Number

Repayment Mode - PDC/ECS ECS Validation given so choose the code

First EMI Date 5/7/2007

Last EMI Date 5/6/2010

No of PDCs 4
PDCs Received From - Bank Name, Branch PUNJAB NATIONAL BANK+ NEW SHIV
& Account Number PURI, LDH & 26507

Deviation Taken

Deviation Code
Deviation signed off by

Name of the Processing Officer & Signature

Verified By - Name & Signature

Case approved by ( Name )

If approved thru mail means local credit
Case approved by ( Sign ) person must sign in that.