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PlanName PolicyType AgeSlab RenewalBenefit MinSumInsured MaxSumInsured PLATINUM Individual 3Monthsto35Yrs SameTerms&ConditionsonRenewals beyond35Years 1Lac 10Lac GOLD Individual 36Yrsto60Yrs SameTerms&ConditionsonRenewals beyond60Years 1Lac 5Lac Cataract,Hernia,Hysterectomy25%ofSI orActualwhicheverisLess CaponMedicalExpenses NoCAP MajorSurgeries70%ofSIorActual Expenseswhicheverisless SENIORCITIZEN Individual 61Yrsto80Yrs NA 1Lac 3Lac Cataract,Hernia,Hysterectomy25%ofSI orActualwhicheverisLess MajorSurgeries70%ofSIorActual Expenseswhicheverisless ExpensesonMajorIllnesschargedasaTotal Packagetobesettledon80:20Basis 1%oftheSumInsured 2%oftheSumInsured Actuals(or)10%oftheSumInsured, whicheverisLess(PreHospitalisation30 Days&PostHospitalisation60Days Waivedafter48Monthswithcontinous Renewal DiseasesmentionedinClause4.3ofthe Prospectus ExpensesrelatedtoJointReplacement, Osteoarthiritis&Osteoporosis RequiredaslistedintheProspectus FamilyMedicarePolicy FamilyFloater 3Monthsto35Yrs NA 1Lac 10Lac Cataract,Hernia,Hysterectomy25%ofSI orActualwhicheverisLess MajorSurgeries70%ofSIorActual Expenseswhicheverisless
1%oftheSumInsured 2%oftheSumInsured Actuals(or)10%oftheSumInsured, whicheverisLess(PreHospitalisation30 Days&PostHospitalisation60Days Waivedafter48Monthswithcontinous Renewal DiseasesmentionedinClause4.3ofthe Prospectus ExpensesrelatedtoJointReplacement, Osteoarthiritis&Osteoporosis Above45yearsaslistedinProspectus
1%oftheSumInsuredonceineveryblockof 1%oftheSumInsuredonceineveryblockof 1%oftheSumInsuredonceineveryblockof 1%oftheSumInsuredonceineveryblockof 3ClaimfreeunderwrittingYears 3ClaimfreeunderwrittingYears 3ClaimfreeunderwrittingYears 3ClaimfreeunderwrittingYears BeforeExpiryDateofthePolicyorwithin15 BeforeExpiryDateofthePolicyorwithin15 BeforeExpiryDateofthePolicyorwithin15 BeforeExpiryDateofthePolicyorwithin15 daysafterExpiryDatetoavailtheBenefits daysafterExpiryDatetoavailtheBenefits daysafterExpiryDatetoavailtheBenefits daysafterExpiryDatetoavailtheBenefits Nil Yes,5%onPremium Rs.2,500/perPolicyPeriodforadditional premiumofRs.100/ Rs.250/perday&Rs.2,500perPolicy PeriodforadditionalpremiumofRs.150 Nil Yes,5%onPremium Rs.2,500/perPolicyPeriodforadditional premiumofRs.100/ Rs.250/perday&Rs.2,500perPolicy PeriodforadditionalpremiumofRs.150 Rs.500/perday&Rs.5,000perPolicy PeriodforadditionalpremiumofRs.300 Nil Yes,5%onPremium Rs.2,500/perPolicyPeriodforadditional premiumofRs.100/ Rs.250/perday&Rs.2,500perPolicy PeriodforadditionalpremiumofRs.150 Rs.500/perday&Rs.5,000perPolicy PeriodforadditionalpremiumofRs.300 3%afterthreecontinousclaimfreeyearsto theMaximumof15% Nil Rs.2,500/perPolicyPeriodforadditional premiumofRs.100/ Rs.250/perday&Rs.2,500perPolicy PeriodforadditionalpremiumofRs.150 Rs.500/perday&Rs.5,000perPolicy PeriodforadditionalpremiumofRs.300