1. What is the common form of assistance granted by your branch?

y Term loan y Lease Finance y Cash credit y Export finance y Others 2. Sector wise please state maximum assistance provided by your bank y Large scale industries y Agriculture y Small scale industries y Trade & others y Housing 3. What are the types of units receiving maximum assistance from your branch? y Small scale unit y Large/medium scale unit y Export oriented unit y Retail trade y Agriculture 4. Specify the range with in which advances are most commonly in your branch y < C y y 5. CC CC

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y !C What is the pattern of the advance in your branch? y 1-2 year y 2-3year y 3-4year y 4-5year What is the most common reason occurrence of NPA in your branch? y Unsound financial position of borrowers y Diversion of funds by units y Lack of follow up from banks part y Temporary liquidity position of borrowers What is the total NPA % in your bank? y 1-5 y 5-10 y >10 Industry wise please rank in the following in order of higher occurrence on NPA in your branch? y Manufacturing y Chemicals y Processing y Others Do you have similar recovery strategies in all geographical area?

Yes No 10. What is the most common course of action in dealing with NPA in your branch? y Need base finance y Instituting legal proceeding y Deposing of securities y Restructuring 11. Whether the branch has come across the situation where borrower sold their hypothecated goods and machinery without the depositing the sale proceeds to clear dues of the bank? y Yes y No 12. Do you think periodically reviews of the loans are effective y Yes y No 13. Alternative ways to reduce NPA