QUESTION BANK PRINCIPLES AND PRACTICE OF BANKING & INSURANCE SEM IV

SECTION A UNIT 1 1. Discuss the current structure of commercial banking in India. 2. Define Banking. Mention the present structure of commercial banking system in India.

UNIT 2 3. What are the various deposit accounts? Explain the importance of each. 4. Explain deposit mobilization. What are the various types of deposit accounts and advances provided by commercial banks in India? UNIT 3 1. What are the various Govt securities? Give details about various documents of title of goods. 2. Write short notes on the following: (a) Government Securities (b) Bill of Lading UNIT 4 1. What factors are to be considered for the evaluation of loan application? Explain the process of evaluation. 2. Describe Profit & loss a/c, balance sheet & statutory reports regarding cash revenue in banking services. UNIT 5 1. Explain the role and importance of Merchant Banking Services. 2. Describe Merchant Banking Services in relation to issue management, underwriting and loan syndication.

SECTION B UNIT 6 1. What is the meaning and importance of policy contract? Explain the features of any policy contract. 2. Define Insurance. Compare various savings and investment options with regard to insurance. 3. Write notes on: a. Tax benefits under Insurance products. UNIT 7 1. Explain the meaning of Life Insurance. Discuss the features of group policy with suitable examples. 2. What are the various types of Life Insurance Products available in the market. 3. Write notes on: a. Traditional & Unit Linked Insurance policies

UNIT 8 1. What are the various benefits available in mediclaim? 2. Describe the salient features of mediclaim and various health insurance products available in the market. UNIT 9 1. Explain the process of claim settlement of any General Insurance product with suitable example. 2. Mention the operations and various procedures involves in claim settlement of General Insurance products. UNIT 10 1. Discuss the role of IRDA in the insurance industry in India. 2. Write notes on: a. Role of IRDA in Insurance Industry b. Salient features of KYC and AML Act.