ASSET PRODUCTS UNION BANK OF INDIA

GROUP 4

The bank provides a number of loans such as

Union Home Union Top-up Union Miles Union Comfort Union Education Union Health Union Mortgage Union Shares Union Cash Union Smile Union Reverse Mortgage Credit cards

UNION HOME
Eligibility Purpose Quantum Margin Repayment

For Home Loans upto Rs. 30.00 Lakhs As on 29.09.2008 As on 10.11.2008

Above Rs 30 lacs As on 29.09.2008 As on 10.11.2008

Floating

Floating

Floating
Upto 5 Yrs. BPLR-3.00% =11.00%

Floating
Upto 5 Yrs. BPLR-2.50% =10.75%

Upto 5 Yrs. Upto 5 Yrs. @BPLR-3.75% = **BPLR-3.50% 10.25% = 9.75%

>5 Yrs to 10 Yrs BPLR-3.50% = 10.50%

>10 Yrs to 15 Yrs BPLR-3.25% = 10.75% >15 Yrs to 20 Yrs BPLR-3.00% = 11.00%

>5 Yrs to 10 Yrs BPLR-3.25% = 10.00%

>10 Yrs to 15 Yrs BPLR-3.00% = 10.25% >15 Yrs to 20 Yrs BPLR-2.75% = 10.50%

>5 Yrs to 10 Yrs BPLR-2.50% =11.50%

>10 Yrs to 15 Yrs BPLR-2.25% =11.75% >15 Yrs to 20 Yrs BPLR-2.25% =11.75%

>5 Yrs to 10 Yrs BPLR-2.00% =11.25%

>10 Yrs to 15 Yrs BPLR-1.75% =11.50% >15 Yrs to 20 Yrs BPLR-1.75% = 11.50%

HOME LOAN FOR PURCHASE OF 2nd PROPERTY

Eligibility Purpose Quantum Margin Repayment

UNION TOP UP SCHEME

Eligibility Purpose Quantum Margin50% [i.e. only 50% of the amount already repaid will be considered as top-up loan subject to maximum cap]. Repayment Tax Benefits