Faculty of Economics and Business; Research school SOM, February 8, 2012

Dear Selection Committee Members, I am writing in response to the announcement on your webpage as regard to the PhD positions. I respectfully submit this letter of application, for I believe my academic background and experiences are well qualified to meet the needs of the project. I am currently working in Reserve Bank of India, the Central Bank of India, where I am involved with the Regulation and Supervision of Non-Banking financial Initiations. I also have experience in commercial banking and Credit analysis. During my course work in MBA, I have worked on the relationship between the exchange rates and stock market movements in developing countries. I am comfortable in using SAS and Matlab. As my resume illustrates, I have had excellent opportunities to be exposed to various levels and angles of the financial world. Through these experiences, not only had I equipped myself with research methods as well as problem-solving and analyzing skills, I have also had a chance to understand the real world implications of the financial system. I have also gained the understanding of the ethics and conduct rules in different work conditions in addition to the invaluable skills to manage, lead and collaborate effectively with people. These increasing experiences have built my confidence in working independently as research personnel. I look forward to become part of a research community; a pursuit of career in research and experience of excitement and satisfaction of being interest in finance field. With the educational values and experiences that I possess, I believe that I have the capability, and potential to take this PhD position. I am confident that I will be an active, openminded and useful member and researcher, willing to contribute during my PhD. I am enclosing my Resume for your review. Should you want further information to aid you in the evaluation of my application, please contact me. Thank you very much for your time and kind consideration.

Yours sincerely,

Vinay Kumar Pogu Email:vinayp273@gmail.com Ph:+91-966169414