Starting Age 20

Percentage Earned 10%

Annual Contribution $2,000

Note: Spreadsheet assumes all gains are tax-free

Cumulative
Year Age Savings
1 20 2,000
2 21 4,200
3 22 6,620
4 23 9,282
5 24 12,210
6 25 15,431
7 26 18,974
8 27 22,872
9 28 27,159
10 29 31,875
11 30 37,062
12 31 42,769
13 32 49,045
14 33 55,950
15 34 63,545
16 35 71,899
17 36 81,089
18 37 91,198
19 38 102,318
20 39 114,550
21 40 128,005
22 41 142,805
23 42 159,086
24 43 176,995
25 44 196,694
26 45 218,364
27 46 242,200
28 47 268,420
29 48 297,262
30 49 328,988
31 50 363,887
32 51 402,276
33 52 444,503
34 53 490,953
35 54 542,049
36 55 598,254
37 56 660,079
38 57 728,087
39 58 802,896
40 59 885,185
41 60 975,704
42 61 1,075,274
43 62 1,184,801
44 63 1,305,282
45 64 1,437,810
46 65 1,583,591
 Steady All Things
Savings for Financial
Year Age William James Life Blog
1 20 2,000 2,000
2 21 4,200 4,200
3 22 6,620 6,620 2,000
4 23 9,282 9,282 4,200
5 24 12,210 12,210 6,620
6 25 15,431 15,431 9,282
7 26 18,974 18,974 12,210
8 27 22,872 22,872 15,431
9 28 27,159 27,159 18,974
10 29 31,875 31,875 22,872
11 30 37,062 37,062 27,159
12 31 42,769 42,769 31,875
13 32 49,045 49,045 37,062
14 33 55,950 55,950 42,769
15 34 63,545 63,545 49,045
16 35 71,899 71,899 55,950
17 36 81,089 81,089 63,545
18 37 91,198 91,198 71,899
19 38 102,318 102,318 81,089
20 39 114,550 114,550 91,198
21 40 126,005 2,000 128,005 102,318
22 41 138,605 4,200 142,805 114,550
23 42 152,466 6,620 159,086 128,005
24 43 167,713 9,282 176,995 142,805
25 44 184,484 12,210 196,694 159,086
26 45 202,932 15,431 218,364 176,995
27 46 223,226 18,974 242,200 196,694
28 47 245,548 22,872 268,420 218,364
29 48 270,103 27,159 297,262 242,200
30 49 297,113 31,875 328,988 268,420
31 50 326,825 37,062 363,887 297,262
32 51 359,507 42,769 402,276 328,988
33 52 395,458 49,045 444,503 363,887
34 53 435,003 55,950 490,953 402,276
35 54 478,504 63,545 542,049 444,503
36 55 526,354 71,899 598,254 490,953
37 56 578,990 81,089 660,079 542,049
38 57 636,889 91,198 728,087 598,254
39 58 700,577 102,318 802,896 660,079
40 59 770,635 114,550 885,185 728,087
41 60 847,699 128,005 975,704 802,896
42 61 932,468 142,805 1,075,274 885,185
43 62 1,025,715 159,086 1,184,801 975,704
44 63 1,128,287 176,995 1,305,282 1,075,274
45 64 1,241,116 196,694 1,437,810 1,184,801
46 65 1,365,227 218,364 1,583,591 1,305,282